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SIP 2022 ਲਈ ਸਰਬੋਤਮ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on June 18, 2026 , 15287 views

SIP ਜਾਂ ਯੋਜਨਾਬੱਧਨਿਵੇਸ਼ ਯੋਜਨਾ ਦੇ ਸਭ ਤੋਂ ਵਧੀਆ ਤਰੀਕਿਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ. ਇਹ ਇੱਕ ਸਮਾਰਟ ਅਤੇ ਮੁਸ਼ਕਲ ਰਹਿਤ ਮੋਡ ਹੈਨਿਵੇਸ਼ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚ ਤੁਹਾਡਾ ਪੈਸਾ। ਇੱਥੇ, ਤੁਸੀਂ ਇੱਕ ਨਿਯਮਤ ਅੰਤਰਾਲ (ਮਾਸਿਕ/ਤਿਮਾਹੀ, ਆਦਿ) 'ਤੇ ਇੱਕ ਨਿਸ਼ਚਿਤ ਪੂਰਵ-ਨਿਰਧਾਰਤ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ। ਜਿਵੇਂ ਕਿ ਤੁਸੀਂ ਆਪਣੀ ਸ਼ੁਰੂਆਤ ਕਰ ਸਕਦੇ ਹੋSIP ਨਿਵੇਸ਼ ਸਿਰਫ਼ INR 500 ਦੇ ਨਾਲ, ਇਹ ਨਿਵੇਸ਼ ਦਾ ਸਭ ਤੋਂ ਕਿਫਾਇਤੀ ਸਾਧਨ ਬਣਾਉਂਦਾ ਹੈ। ਤੁਹਾਡਾ ਪੈਸਾ ਤੁਹਾਡੇ ਤੋਂ ਆਟੋ-ਡੈਬਿਟ ਹੁੰਦਾ ਹੈਬੈਂਕ ਖਾਤਾ ਅਤੇ ਸਕੀਮ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤਾ, ਜੋ ਅਸਿੱਧੇ ਤੌਰ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਬੱਚਤ ਦੀ ਆਦਤ ਪੈਦਾ ਕਰਦਾ ਹੈ। SIP ਨਿਵੇਸ਼ ਤੁਹਾਡੀ ਯੋਜਨਾ ਬਣਾਉਣ ਦਾ ਇੱਕ ਵਧੀਆ ਤਰੀਕਾ ਹੈਵਿੱਤੀ ਟੀਚੇ. ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਟੀਚਾ ਨਿਰਧਾਰਤ ਕਰਨ ਅਤੇ ਇਸ ਨੂੰ ਪੂਰਾ ਕਰਨ ਲਈ ਲੋੜੀਂਦੇ ਸਮੇਂ ਅਤੇ ਰਕਮ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਉਣ ਦੀ ਲੋੜ ਹੈ। ਹੇਠਾਂ ਦਿੱਤੇ ਹਨਵਧੀਆ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ ਦੇ ਆਧਾਰ 'ਤੇ SIP ਲਈ ਅਤੇਜੋਖਮ ਦੀ ਭੁੱਖ. ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਨਿਵੇਸ਼ ਟੀਚਿਆਂ ਨੂੰ ਨਿਸ਼ਾਨਾ ਬਣਾ ਸਕਦੇ ਹਨ ਅਤੇ ਇਹਨਾਂ ਯੋਜਨਾਵਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਉਹਨਾਂ ਨੂੰ ਸਮੇਂ ਸਿਰ ਪ੍ਰਾਪਤ ਕਰ ਸਕਦੇ ਹਨ।

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SIP

SIP ਨਿਵੇਸ਼ ਵਿੱਤੀ ਸਾਲ 22 - 23 ਲਈ ਪ੍ਰਮੁੱਖ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਇਕੁਇਟੀ SIP ਫੰਡ— ਲੰਬੇ ਸਮੇਂ ਦੀ ਦੌਲਤ ਸਿਰਜਣ ਲਈ

ਇਕੁਇਟੀ ਫੰਡ ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਉੱਚ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦੀ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ, ਪਰ ਜੋਖਮ ਭਰਪੂਰ ਫੰਡ ਹਨ। ਜਿਹੜੇ ਨਿਵੇਸ਼ਕ 5 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ, ਉਨ੍ਹਾਂ ਨੂੰ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ। ਕੋਈ ਵੀ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਆਪਣੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈ।

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹55.0138
↓ -1.78
₹1,679 500 -2.6574.346.724.6167.1
ICICI Prudential Infrastructure Fund Growth ₹205.35
↑ 0.58
₹8,351 100 13.35.66.922.524.56.7
LIC MF Infrastructure Fund Growth ₹55.1044
↑ 0.35
₹1,099 1,000 17.713.31327.724.1-3.7
SBI PSU Fund Growth ₹35.4474
↓ -0.06
₹6,594 500 4.87.213.228.62411.3
DSP India T.I.G.E.R Fund Growth ₹363.357
↑ 2.19
₹6,019 500 18.816.918.725.323.9-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundICICI Prudential Infrastructure FundLIC MF Infrastructure FundSBI PSU FundDSP India T.I.G.E.R Fund
Point 1Bottom quartile AUM (₹1,679 Cr).Highest AUM (₹8,351 Cr).Bottom quartile AUM (₹1,099 Cr).Upper mid AUM (₹6,594 Cr).Lower mid AUM (₹6,019 Cr).
Point 2Established history (18+ yrs).Established history (20+ yrs).Established history (18+ yrs).Established history (15+ yrs).Oldest track record among peers (22 yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Not Rated.Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 24.57% (top quartile).5Y return: 24.52% (upper mid).5Y return: 24.11% (lower mid).5Y return: 23.98% (bottom quartile).5Y return: 23.94% (bottom quartile).
Point 63Y return: 46.70% (top quartile).3Y return: 22.54% (bottom quartile).3Y return: 27.72% (lower mid).3Y return: 28.61% (upper mid).3Y return: 25.29% (bottom quartile).
Point 71Y return: 74.27% (top quartile).1Y return: 6.93% (bottom quartile).1Y return: 13.01% (bottom quartile).1Y return: 13.20% (lower mid).1Y return: 18.69% (upper mid).
Point 8Alpha: -0.46 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 4.51 (top quartile).Alpha: 0.16 (upper mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 1.77 (top quartile).Sharpe: 0.00 (bottom quartile).Sharpe: 0.26 (lower mid).Sharpe: 0.26 (bottom quartile).Sharpe: 0.48 (upper mid).
Point 10Information ratio: -0.78 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.55 (top quartile).Information ratio: -0.02 (bottom quartile).Information ratio: 0.00 (lower mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,679 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 24.57% (top quartile).
  • 3Y return: 46.70% (top quartile).
  • 1Y return: 74.27% (top quartile).
  • Alpha: -0.46 (bottom quartile).
  • Sharpe: 1.77 (top quartile).
  • Information ratio: -0.78 (bottom quartile).

ICICI Prudential Infrastructure Fund

  • Highest AUM (₹8,351 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 24.52% (upper mid).
  • 3Y return: 22.54% (bottom quartile).
  • 1Y return: 6.93% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.11% (lower mid).
  • 3Y return: 27.72% (lower mid).
  • 1Y return: 13.01% (bottom quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (lower mid).
  • Information ratio: 0.55 (top quartile).

SBI PSU Fund

  • Upper mid AUM (₹6,594 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 23.98% (bottom quartile).
  • 3Y return: 28.61% (upper mid).
  • 1Y return: 13.20% (lower mid).
  • Alpha: 0.16 (upper mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.02 (bottom quartile).

DSP India T.I.G.E.R Fund

  • Lower mid AUM (₹6,019 Cr).
  • Oldest track record among peers (22 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 23.94% (bottom quartile).
  • 3Y return: 25.29% (bottom quartile).
  • 1Y return: 18.69% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.48 (upper mid).
  • Information ratio: 0.00 (lower mid).

ਸਰਵੋਤਮ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਕਰਜ਼ਾ SIP ਫੰਡ

ਕਰਜ਼ਾ ਫੰਡ ਤੁਹਾਡੇ ਪੈਸੇ ਨੂੰ ਸੁਰੱਖਿਅਤ ਕਰਨ ਅਤੇ ਔਸਤ ਇਕਸਾਰ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਦਾ ਵਧੀਆ ਤਰੀਕਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਜੋ ਸਥਿਰ ਰਿਟਰਨ ਦੀ ਤਲਾਸ਼ ਕਰ ਰਹੇ ਹਨ ਜਾਂ ਜੋ ਤਿੰਨ ਸਾਲਾਂ ਤੋਂ ਘੱਟ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ, ਨੂੰ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹362 250 0.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Aditya Birla Sun Life Credit Risk Fund Growth ₹24.9406
↑ 0.00
₹1,391 100 2.47.311.911.913.48.4%1Y 10M 13D2Y 6M
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550 1,000 110.211.85 4.19%5M 18D8M 1D
DSP Credit Risk Fund Growth ₹54.1689
↓ -0.01
₹258 500 6.76.89.215.7210%2Y 3M 27D
Aditya Birla Sun Life Medium Term Plan Growth ₹43.1565
↑ 0.00
₹3,127 1,000 24.98.29.710.98.49%2Y 10M 6D3Y 10M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Short Term Debt FundAditya Birla Sun Life Credit Risk FundSundaram Low Duration FundDSP Credit Risk FundAditya Birla Sun Life Medium Term Plan
Point 1Bottom quartile AUM (₹362 Cr).Upper mid AUM (₹1,391 Cr).Lower mid AUM (₹550 Cr).Bottom quartile AUM (₹258 Cr).Highest AUM (₹3,127 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (19+ yrs).Established history (23+ yrs).Established history (17+ yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 12.83% (top quartile).1Y return: 11.85% (upper mid).1Y return: 11.79% (lower mid).1Y return: 9.17% (bottom quartile).1Y return: 8.23% (bottom quartile).
Point 61M return: 0.20% (bottom quartile).1M return: 1.40% (upper mid).1M return: 0.28% (bottom quartile).1M return: 1.31% (lower mid).1M return: 1.66% (top quartile).
Point 7Sharpe: 0.98 (lower mid).Sharpe: 1.60 (top quartile).Sharpe: 0.99 (upper mid).Sharpe: 0.57 (bottom quartile).Sharpe: 0.70 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 4.52% (lower mid).Yield to maturity (debt): 8.40% (upper mid).Yield to maturity (debt): 4.19% (bottom quartile).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 8.49% (top quartile).
Point 10Modified duration: 1.20 yrs (upper mid).Modified duration: 1.87 yrs (lower mid).Modified duration: 0.47 yrs (top quartile).Modified duration: 2.33 yrs (bottom quartile).Modified duration: 2.85 yrs (bottom quartile).

Sundaram Short Term Debt Fund

  • Bottom quartile AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (top quartile).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 4.52% (lower mid).
  • Modified duration: 1.20 yrs (upper mid).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,391 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 11.85% (upper mid).
  • 1M return: 1.40% (upper mid).
  • Sharpe: 1.60 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.40% (upper mid).
  • Modified duration: 1.87 yrs (lower mid).

Sundaram Low Duration Fund

  • Lower mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (lower mid).
  • 1M return: 0.28% (bottom quartile).
  • Sharpe: 0.99 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 4.19% (bottom quartile).
  • Modified duration: 0.47 yrs (top quartile).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹258 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 9.17% (bottom quartile).
  • 1M return: 1.31% (lower mid).
  • Sharpe: 0.57 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 2.33 yrs (bottom quartile).

Aditya Birla Sun Life Medium Term Plan

  • Highest AUM (₹3,127 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.23% (bottom quartile).
  • 1M return: 1.66% (top quartile).
  • Sharpe: 0.70 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.49% (top quartile).
  • Modified duration: 2.85 yrs (bottom quartile).

ਸਰਬੋਤਮ ਸੰਤੁਲਿਤ ਫੰਡ— ਸਥਿਰ ਰਿਟਰਨ ਕਮਾਓ + ਲੰਬੀ ਮਿਆਦ ਦੀ ਦੌਲਤ ਬਣਾਓ

ਸੰਤੁਲਿਤ ਫੰਡ ਆਪਣੇ ਪੈਸੇ ਨੂੰ ਇਕੁਇਟੀ ਅਤੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ। ਇਹ ਸ਼ੁੱਧ ਇਕੁਇਟੀ ਨਾਲੋਂ ਘੱਟ ਅਸਥਿਰ ਹਨਮਿਉਚੁਅਲ ਫੰਡ. ਸੰਤੁਲਿਤ ਫੰਡ ਤਿੰਨ ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਦੀ ਮਿਆਦ ਵਿੱਚ ਵਧੀਆ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਜੋ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ, ਸੰਤੁਲਿਤ ਫੰਡ ਸ਼ੁਰੂਆਤ ਕਰਨ ਦਾ ਇੱਕ ਵਧੀਆ ਤਰੀਕਾ ਹੈ।

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.94
↑ 0.29
₹1,482 1,000 15.811.511.719.416-0.9
ICICI Prudential Multi-Asset Fund Growth ₹807.89
↑ 1.02
₹84,165 100 2.2-0.36.916.617.518.6
SBI Multi Asset Allocation Fund Growth ₹66.2568
↓ -0.29
₹18,290 500 2.3212.616.513.518.6
ICICI Prudential Equity and Debt Fund Growth ₹402.61
↓ -0.50
₹50,033 100 5-1.74.116.316.813.3
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78
₹1,954 100 0.510.527.11614.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundICICI Prudential Equity and Debt FundSundaram Equity Hybrid Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Highest AUM (₹84,165 Cr).Lower mid AUM (₹18,290 Cr).Upper mid AUM (₹50,033 Cr).Bottom quartile AUM (₹1,954 Cr).
Point 2Established history (9+ yrs).Established history (23+ yrs).Established history (20+ yrs).Oldest track record among peers (26 yrs).Established history (26+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Top rated.Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.04% (lower mid).5Y return: 17.54% (top quartile).5Y return: 13.49% (bottom quartile).5Y return: 16.83% (upper mid).5Y return: 14.20% (bottom quartile).
Point 63Y return: 19.38% (top quartile).3Y return: 16.64% (upper mid).3Y return: 16.48% (lower mid).3Y return: 16.29% (bottom quartile).3Y return: 16.03% (bottom quartile).
Point 71Y return: 11.69% (lower mid).1Y return: 6.85% (bottom quartile).1Y return: 12.59% (upper mid).1Y return: 4.11% (bottom quartile).1Y return: 27.10% (top quartile).
Point 81M return: 4.80% (top quartile).1M return: 1.43% (bottom quartile).1M return: -0.14% (bottom quartile).1M return: 1.95% (upper mid).1M return: 1.80% (lower mid).
Point 9Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.75 (upper mid).Alpha: 5.81 (top quartile).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 0.18 (bottom quartile).Sharpe: 0.78 (upper mid).Sharpe: -0.21 (bottom quartile).Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.04% (lower mid).
  • 3Y return: 19.38% (top quartile).
  • 1Y return: 11.69% (lower mid).
  • 1M return: 4.80% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.50 (lower mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,165 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.54% (top quartile).
  • 3Y return: 16.64% (upper mid).
  • 1Y return: 6.85% (bottom quartile).
  • 1M return: 1.43% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.18 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹18,290 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.49% (bottom quartile).
  • 3Y return: 16.48% (lower mid).
  • 1Y return: 12.59% (upper mid).
  • 1M return: -0.14% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.78 (upper mid).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,033 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.83% (upper mid).
  • 3Y return: 16.29% (bottom quartile).
  • 1Y return: 4.11% (bottom quartile).
  • 1M return: 1.95% (upper mid).
  • Alpha: 1.75 (upper mid).
  • Sharpe: -0.21 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (bottom quartile).
  • 3Y return: 16.03% (bottom quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (lower mid).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,679 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 24.57% (top quartile).
  • 3Y return: 46.70% (top quartile).
  • 1Y return: 74.27% (top quartile).
  • Alpha: -0.46 (lower mid).
  • Sharpe: 1.77 (lower mid).
  • Information ratio: -0.78 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding BGF World Gold I2 (~67.6%).
  • Top-3 holdings concentration ~100.0%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (18 Jun 26) ₹55.0138 ↓ -1.78   (-3.14 %)
Net Assets (Cr) ₹1,679 on 31 May 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.77
Information Ratio -0.78
Alpha Ratio -0.46
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹8,263
31 May 23₹8,534
31 May 24₹9,763
31 May 25₹14,583
31 May 26₹28,558

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

DurationReturns
1 Month -5.9%
3 Month -2.6%
6 Month 5%
1 Year 74.3%
3 Year 46.7%
5 Year 24.6%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 167.1%
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.08 Yr.

Data below for DSP World Gold Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Basic Materials93.13%
Asset Allocation
Asset ClassValue
Cash4.97%
Equity93.13%
Debt0%
Other1.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
68%₹1,155 Cr1,005,044
↓ -58,761
VanEck Gold Miners ETF
- | GDX
28%₹482 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹72 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹0 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Highest AUM (₹6,594 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 23.98% (lower mid).
  • 3Y return: 28.61% (upper mid).
  • 1Y return: 13.20% (bottom quartile).
  • Alpha: 0.16 (upper mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.02 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.9%).
  • Top-3 holdings concentration ~35.7%.

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (19 Jun 26) ₹35.4474 ↓ -0.06   (-0.16 %)
Net Assets (Cr) ₹6,594 on 31 May 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.26
Information Ratio -0.02
Alpha Ratio 0.16
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,885
31 May 23₹13,250
31 May 24₹26,908
31 May 25₹26,604
31 May 26₹29,030

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

DurationReturns
1 Month 2.1%
3 Month 4.8%
6 Month 7.2%
1 Year 13.2%
3 Year 28.6%
5 Year 24%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 11.3%
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 242 Yr.

Data below for SBI PSU Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Financial Services31.44%
Utility31.28%
Industrials13.3%
Energy12.65%
Basic Materials6.77%
Asset Allocation
Asset ClassValue
Cash4.48%
Equity95.45%
Debt0.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
17%₹1,125 Cr10,527,500
↑ 600,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
10%₹635 Cr19,935,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹623 Cr38,150,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹616 Cr15,443,244
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹577 Cr13,385,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
7%₹439 Cr14,655,000
↑ 1,100,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹345 Cr13,100,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
4%₹291 Cr9,700,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹252 Cr27,900,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Jun 25 | 500103
3%₹229 Cr6,500,000

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.11% (upper mid).
  • 3Y return: 27.72% (lower mid).
  • 1Y return: 13.01% (bottom quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.55 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding Bharti Airtel Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (19 Jun 26) ₹55.1044 ↑ 0.35   (0.63 %)
Net Assets (Cr) ₹1,099 on 31 May 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.26
Information Ratio 0.55
Alpha Ratio 4.51
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹11,769
31 May 23₹13,631
31 May 24₹24,318
31 May 25₹26,424
31 May 26₹28,936

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

DurationReturns
1 Month 6.6%
3 Month 17.7%
6 Month 13.3%
1 Year 13%
3 Year 27.7%
5 Year 24.1%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Sumit Bhatnagar7 Apr 260.15 Yr.
Mahesh Bendre1 Jul 241.92 Yr.

Data below for LIC MF Infrastructure Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Industrials32.59%
Consumer Cyclical24.07%
Utility9.79%
Basic Materials9.21%
Communication Services7.33%
Financial Services4.31%
Health Care3.19%
Real Estate2.12%
Technology0.79%
Asset Allocation
Asset ClassValue
Cash6.6%
Equity93.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
5%₹53 Cr281,826
↑ 118,739
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
5%₹47 Cr117,852
↑ 2,505
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | MARUTI
4%₹45 Cr33,850
↑ 22,497
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
4%₹45 Cr1,315,651
↑ 461,129
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹41 Cr988,950
↑ 422,131
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP
3%₹33 Cr43,676
↑ 928
NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 532555
3%₹33 Cr821,696
↑ 17,465
Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO
3%₹32 Cr572,991
↑ 155,777
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹29 Cr73,009
↑ 1,551
Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL
3%₹29 Cr92,628
↑ 1,968

4. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

  • Upper mid AUM (₹1,793 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 12.10% (bottom quartile).
  • 3Y return: 27.48% (bottom quartile).
  • 1Y return: 68.80% (upper mid).
  • Alpha: -1.76 (bottom quartile).
  • Sharpe: 2.29 (upper mid).
  • Information ratio: -0.25 (bottom quartile).
  • Top sector: Technology.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding CI Emerging Markets Class A (~100.7%).
  • Top-3 holdings concentration ~105.0%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund
Growth
Launch Date 26 Sep 07
NAV (18 Jun 26) ₹42.019 ↑ 0.32   (0.76 %)
Net Assets (Cr) ₹1,793 on 31 May 26
Category Equity - Global
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.64
Sharpe Ratio 2.29
Information Ratio -0.25
Alpha Ratio -1.76
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹8,527
31 May 23₹8,025
31 May 24₹9,225
31 May 25₹10,133
31 May 26₹17,663

Kotak Global Emerging Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

DurationReturns
1 Month 7.3%
3 Month 23.5%
6 Month 40.7%
1 Year 68.8%
3 Year 27.5%
5 Year 12.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 39.1%
2024 5.9%
2023 10.8%
2022 -15%
2021 -0.5%
2020 29.1%
2019 21.4%
2018 -14.4%
2017 30.4%
2016 -1.2%
Fund Manager information for Kotak Global Emerging Market Fund
NameSinceTenure
Arjun Khanna9 May 197.07 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Technology35.06%
Financial Services20.26%
Consumer Cyclical12.1%
Industrials9.64%
Basic Materials6.38%
Communication Services5.81%
Energy5.79%
Health Care2.14%
Consumer Defensive1.41%
Asset Allocation
Asset ClassValue
Cash1.41%
Equity98.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
CI Emerging Markets Class A
Investment Fund | -
101%₹1,551 Cr4,488,378
↑ 1,351,712
Net Current Assets/(Liabilities)
Net Current Assets | -
2%-₹38 Cr
Triparty Repo
CBLO/Reverse Repo | -
2%₹28 Cr

5. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,323 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.74% (bottom quartile).
  • 3Y return: 27.44% (bottom quartile).
  • 1Y return: 51.45% (lower mid).
  • Alpha: -3.23 (bottom quartile).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.13 (upper mid).
  • Top sector: Technology.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF US Flexible Equity I2 (~96.7%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (18 Jun 26) ₹93.1596 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹1,323 on 31 May 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 2.57
Information Ratio 0.13
Alpha Ratio -3.23
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,364
31 May 23₹11,145
31 May 24₹13,517
31 May 25₹14,994
31 May 26₹24,584

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 26

DurationReturns
1 Month -1.6%
3 Month 18.7%
6 Month 23.9%
1 Year 51.4%
3 Year 27.4%
5 Year 18.7%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 33.8%
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.08 Yr.

Data below for DSP US Flexible Equity Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Technology33.39%
Industrials13.76%
Financial Services12.29%
Communication Services12.17%
Consumer Cyclical9.72%
Health Care7.73%
Basic Materials2.47%
Energy2.45%
Asset Allocation
Asset ClassValue
Cash6%
Equity93.99%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
97%₹1,185 Cr1,817,053
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
3%₹42 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਲਾਭ

ਪ੍ਰਮੁੱਖ ਦੇ ਕੁਝਨਿਵੇਸ਼ ਦੇ ਫਾਇਦੇ ਇੱਕ SIP ਵਿੱਚ ਹੇਠ ਲਿਖੇ ਅਨੁਸਾਰ ਹਨ:

ਰੁਪਿਆ ਲਾਗਤ ਔਸਤ

ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਸਮੇਂ ਬਾਰੇ ਸ਼ੱਕੀ ਹਨਬਜ਼ਾਰ. ਉਹ ਅਸਥਿਰ ਬਾਜ਼ਾਰਾਂ ਨੂੰ ਲੈ ਕੇ ਚਿੰਤਤ ਹਨ। ਪਰ, ਰੁਪਏ ਦੀ ਔਸਤ ਲਾਗਤ ਸਾਰੀਆਂ ਚਿੰਤਾਵਾਂ ਨੂੰ ਤੋੜ ਦਿੰਦੀ ਹੈ। ਕਿਉਂਕਿ ਤੁਸੀਂ ਰੈਗੂਲਰ ਬਣ ਗਏ ਹੋਨਿਵੇਸ਼ਕ ਇੱਕ SIP ਦੇ ਨਾਲ, ਤੁਹਾਡੇ ਪੈਸੇ ਵੱਧ ਯੂਨਿਟ ਪ੍ਰਾਪਤ ਕਰਦੇ ਹਨ ਜਦੋਂ ਸ਼ੇਅਰਾਂ ਦੀ ਕੀਮਤ ਘੱਟ ਹੁੰਦੀ ਹੈ ਅਤੇ ਜਦੋਂ ਕੀਮਤ ਵੱਧ ਹੁੰਦੀ ਹੈ ਤਾਂ ਘੱਟ ਹੁੰਦੀ ਹੈ। ਅਸਥਿਰ ਚੱਕਰ ਦੇ ਦੌਰਾਨ, ਇਹ ਤੁਹਾਨੂੰ ਪ੍ਰਤੀ ਯੂਨਿਟ ਘੱਟ ਔਸਤ ਲਾਗਤ ਪ੍ਰਾਪਤ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਦੇ ਸਕਦਾ ਹੈ। ਇਸ ਤਰ੍ਹਾਂ, ਇੱਕ SIP ਦੁਆਰਾ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਕਾਰਾਤਮਕ ਗੁਣ ਬਾਜ਼ਾਰ ਦੇ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਦੇ ਸਮੇਂ ਵਿੱਚ ਕਾਫ਼ੀ ਸਪੱਸ਼ਟ ਹੋ ਜਾਂਦੇ ਹਨ।

ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ

SIPs 'ਤੇ ਕੰਮ ਕਰਦੇ ਹਨਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ. ਨਿਵੇਸ਼ਕ ਥੋੜ੍ਹੀ ਜਿਹੀ ਰਕਮ ਪਾ ਸਕਦੇ ਹਨ ਅਤੇ ਦੇਖ ਸਕਦੇ ਹਨ ਕਿ ਸਮੇਂ ਦੇ ਨਾਲ ਮੁੱਲ ਕਿਵੇਂ ਵਧਦਾ ਹੈ। ਜਿੰਨਾ ਚਿਰ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਦੇ ਰਹੋਗੇ, ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਦਾ ਮੁੱਲ ਓਨਾ ਹੀ ਵੱਧ ਜਾਵੇਗਾ। ਜਿਵੇਂ ਕਿ, ਨਿਯਮਤ ਅੰਤਰਾਲਾਂ 'ਤੇ ਕਮਾਏ ਗਏ ਰਿਟਰਨ ਫੰਡ ਵਿੱਚ ਮੁੜ ਨਿਵੇਸ਼ ਕੀਤੇ ਜਾਂਦੇ ਹਨ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਵਾਪਸੀ 'ਤੇ ਵਾਪਸੀ ਮਿਲਦੀ ਹੈ। ਅਤੇ ਇਹੀ ਸਿਲਸਿਲਾ ਸਾਲਾਂ ਬੱਧੀ ਚਲਦਾ ਰਹਿੰਦਾ ਹੈ। ਕੰਪਾਊਂਡਿੰਗ ਦੀ ਸ਼ਕਤੀ ਦਾ ਵੱਧ ਤੋਂ ਵੱਧ ਲਾਭ ਲੈਣ ਲਈ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਇਸ ਦਾ ਵੱਧ ਤੋਂ ਵੱਧ ਲਾਭ ਉਠਾਉਣ ਲਈ ਛੋਟੀ ਉਮਰ ਵਿੱਚ ਹੀ ਬੱਚਤ ਸ਼ੁਰੂ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈ।

ਮਾਰਕੀਟ ਨੂੰ ਸਮਾਂ ਦੇਣ ਦੀ ਕੋਈ ਲੋੜ ਨਹੀਂ

SIP ਦੇ ਨਾਲ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਮਾਰਕੀਟ ਦੇ ਸਮੇਂ ਬਾਰੇ ਚਿੰਤਾ ਕਰਨ ਦੀ ਲੋੜ ਨਹੀਂ ਹੈ। SIP ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲਾਗਤ ਦੀ ਔਸਤ ਦੁਆਰਾ ਬਜ਼ਾਰ ਦੀ ਅਸਥਿਰਤਾ ਨੂੰ ਦੂਰ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦੀ ਹੈ ਕਿਉਂਕਿ ਉਹ ਵੱਖ-ਵੱਖ ਪੱਧਰਾਂ 'ਤੇ ਨਿਯਮਤ ਤੌਰ 'ਤੇ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ।

ਵਿੱਤੀ ਟੀਚਿਆਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਆਸਾਨ ਤਰੀਕਾ

ਜਿਵੇਂ ਕਿ ਤੁਸੀਂ ਇੱਕ SIP ਰਾਹੀਂ ਇੱਕ ਨਿਯਮਤ ਨਿਵੇਸ਼ਕ ਬਣਦੇ ਹੋ, ਤੁਸੀਂ ਆਸਾਨੀ ਨਾਲ ਆਪਣੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹੋ। ਉਦਾਹਰਨ ਲਈ, ਜੇਕਰ ਤੁਹਾਡਾ ਥੋੜ੍ਹੇ ਸਮੇਂ ਦਾ ਟੀਚਾ 2 ਸਾਲਾਂ ਵਿੱਚ ਇੱਕ ਕਾਰ ਖਰੀਦਣਾ ਹੈ, ਤਾਂ ਤੁਸੀਂ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ, ਅਤੇ ਜੇਕਰ ਤੁਸੀਂਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾਬੰਦੀ ਤੁਹਾਡੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚੇ ਦੇ ਰੂਪ ਵਿੱਚ, ਤੁਹਾਨੂੰ ਇੱਕ SIP ਦੁਆਰਾ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। SIPs ਲੰਬੇ ਸਮੇਂ ਲਈ ਬੱਚਤ ਕਰਨ ਦੀ ਨਿਯਮਤ ਆਦਤ ਵੀ ਬਣਾਉਂਦੇ ਹਨ। ਨਿਵੇਸ਼ਕ ਜੋ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਵਿੱਚ ਸਾਰੇ ਲਾਭ ਲੈਣਾ ਚਾਹੁੰਦੇ ਹਨ, ਉਹਨਾਂ ਨੂੰ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਇੱਕ SIP ਰੂਟ ਲੈਣਾ ਚਾਹੀਦਾ ਹੈ।

SIP ਰਿਟਰਨ ਕੈਲਕੁਲੇਟਰ ਜਾਂ ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ

sip ਕੈਲਕੁਲੇਟਰ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਰਤਣ ਲਈ ਸਭ ਤੋਂ ਚੁਸਤ ਸਾਧਨ ਹੈ। ਇਹ ਤੁਹਾਡੇ SIP ਨਿਵੇਸ਼ 'ਤੇ ਸੰਭਾਵਿਤ ਰਿਟਰਨ ਨਿਰਧਾਰਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ। ਤੁਸੀਂ ਆਪਣੇ ਨਿਵੇਸ਼ ਅਤੇ ਸਮੇਂ ਦੀ ਮਿਆਦ ਲਈ ਲੋੜੀਂਦੀ ਰਕਮ ਦੀ ਗਣਨਾ ਕਰ ਸਕਦੇ ਹੋ ਜਿਸਦੀ ਤੁਹਾਨੂੰ ਖਾਸ ਵਿੱਤੀ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਨਿਵੇਸ਼ ਕੀਤੇ ਰਹਿਣ ਦੀ ਲੋੜ ਹੈ।

ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਦੇ ਸਮੇਂ, ਕਿਸੇ ਨੂੰ ਕੁਝ ਵੇਰੀਏਬਲ ਭਰਨੇ ਪੈਂਦੇ ਹਨ, ਜਿਸ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ-

  • ਨਿਵੇਸ਼ ਦੀ ਰਕਮ
  • ਲੋੜੀਂਦੀ ਨਿਵੇਸ਼ ਮਿਆਦ
  • ਉਮੀਦ ਹੈਮਹਿੰਗਾਈ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਲਈ ਦਰ (ਸਾਲਾਨਾ)
  • ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ

ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਉੱਪਰ ਦੱਸੀ ਸਾਰੀ ਜਾਣਕਾਰੀ ਨੂੰ ਫੀਡ ਕਰ ਦਿੰਦੇ ਹੋ, ਤਾਂ ਕੈਲਕੁਲੇਟਰ ਉਸ ਰਕਮ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਏਗਾ ਜੋ ਤੁਸੀਂ ਆਪਣੇ ਨਿਵੇਸ਼ ਕਾਰਜਕਾਲ ਤੋਂ ਬਾਅਦ ਪ੍ਰਾਪਤ ਕਰੋਗੇ, ਨਾਲ ਹੀ ਤੁਹਾਡੇ ਦੁਆਰਾ ਕਮਾਏ ਜਾਣ ਵਾਲੇ ਸ਼ੁੱਧ ਲਾਭ ਦੇ ਨਾਲ।

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ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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Jai Prakash, posted on 23 Jan 22 11:07 AM

Nice information

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