ਵਧੀਆ ਬਾਕਸ SIP ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on September 28, 2026 , 26398 views

ਡੱਬਾSIP ਕਰਨ ਦੇ ਸਭ ਤੋਂ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਤਰੀਕਿਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਸਕੀਮਾਂ। ਇੱਕ SIP ਵਿੱਚ, ਤੁਸੀਂ ਆਪਣੇ ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਸਵੈਚਲਿਤ ਕਰਦੇ ਹੋ। ਤੁਸੀਂ ਆਪਣੇ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਨਿਸ਼ਚਿਤ ਮਾਸਿਕ ਕਿਸ਼ਤਾਂ ਵਿੱਚ ਸਮੇਂ ਦੀ ਇੱਕ ਮਿਆਦ ਵਿੱਚ ਫੈਲਾ ਸਕਦੇ ਹੋ। ਇਸ ਲਈ, ਤੁਸੀਂ ਨਿਯਮਤ ਅੰਤਰਾਲਾਂ 'ਤੇ ਮਹੀਨਾਵਾਰ ਥੋੜ੍ਹੇ ਜਿਹੇ ਪੈਸੇ ਦਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ ਅਤੇ ਆਪਣੀ ਪ੍ਰਾਪਤੀ ਕਰ ਸਕਦੇ ਹੋਵਿੱਤੀ ਟੀਚੇ. ਵਰਗੇ ਟੀਚੇਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾਬੰਦੀ, ਵਿਆਹ, ਘਰ/ਕਾਰ ਦੀ ਖਰੀਦ, SIP ਰੂਟ ਲੈ ਕੇ ਪੂਰਾ ਕੀਤਾ ਜਾ ਸਕਦਾ ਹੈ। ਇਸਦੀ ਨਿਵੇਸ਼ ਸ਼ੈਲੀ ਦੇ ਕਾਰਨ, SIP ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਇੱਕ ਵਧੀਆ ਸਾਧਨ ਹੈਇਕੁਇਟੀ. ਇਸ ਨੇ ਇਕੁਇਟੀ ਦੀਆਂ ਕਮੀਆਂ ਨੂੰ ਸੰਤੁਲਿਤ ਕੀਤਾਬਜ਼ਾਰ. ਇਹ ਗੜਬੜ ਵਾਲੇ ਬਜ਼ਾਰ ਦੀਆਂ ਸਥਿਤੀਆਂ ਦੌਰਾਨ ਵੀ ਸਥਿਰਤਾ ਨੂੰ ਯਕੀਨੀ ਬਣਾਉਂਦਾ ਹੈ। SIP ਦੇ ਕੁਝ ਹੋਰ ਫਾਇਦੇ ਹਨ:

ਰੁਪਏ ਦੀ ਔਸਤ ਲਾਗਤ
ਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ
ਮਾਰਕੀਟ ਨੂੰ ਸਮਾਂ ਦੇਣ ਦੀ ਕੋਈ ਲੋੜ ਨਹੀਂ
ਲੰਬੇ ਸਮੇਂ ਦੀ ਬੱਚਤ ਦੀ ਆਦਤ ਬਣਾਉਂਦਾ ਹੈ

ਨਿਵੇਸ਼ਕ ਜੋ ਚਾਹਵਾਨ ਹਨਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ, ਇੱਥੇ ਕੁਝ ਵਧੀਆ ਕੋਟਕ SIP ਹਨਮਿਉਚੁਅਲ ਫੰਡ 2022 ਲਈ। ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਾਪਦੰਡਾਂ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ.ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਆਦਿ।

Ready to Invest?
Talk to our investment specialist

ਇਕੁਇਟੀਜ਼ ਲਈ ਕੋਟਕ ਮਿਉਚੁਅਲ ਫੰਡ ਦੁਆਰਾ ਵਧੀਆ SIP ਫੰਡ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Kotak Global Emerging Market Fund Growth	₹39.937 ↓ -0.09	₹1,730	1,000	-0.3	21.1	35.9	26.8	12.4	39.1
Kotak Emerging Equity Scheme Growth	₹137.417 ↓ -0.74	₹71,256	1,000	-4.5	12.7	1.5	14.5	14.2	1.8
Kotak Infrastructure & Economic Reform Fund Growth	₹68.741 ↑ 0.40	₹2,493	1,000	-0.9	18.3	7.4	14.3	16.4	-3.7
Kotak India EQ Contra Fund Growth	₹145.956 ↓ -0.08	₹5,511	1,000	-3.8	7.1	-2.5	12.3	11.8	7.4
Kotak Small Cap Fund Growth	₹270.975 ↑ 0.44	₹19,679	1,000	2.1	24.2	6.7	10.9	11.1	-9.1
Kotak Equity Opportunities Fund Growth	₹334.597 ↓ -0.94	₹32,325	1,000	-3.9	7.1	-1.2	10.8	11.5	5.6
Kotak Standard Multicap Fund Growth	₹81.304 ↑ 0.15	₹56,392	500	-4.4	6.1	-3	9.5	9	9.5
Kotak Tax Saver Fund Growth	₹113.276 ↑ 0.33	₹6,384	500	-0.9	10.8	-0.5	9	10	1.8
Kotak Bluechip Fund Growth	₹535.481 ↓ -0.85	₹10,937	100	-4.2	4	-5.4	7.9	7.1	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Global Emerging Market Fund	Kotak Emerging Equity Scheme	Kotak Infrastructure & Economic Reform Fund	Kotak India EQ Contra Fund	Kotak Small Cap Fund	Kotak Equity Opportunities Fund	Kotak Standard Multicap Fund	Kotak Tax Saver Fund	Kotak Bluechip Fund
Point 1	Bottom quartile AUM (₹1,730 Cr).	Highest AUM (₹71,256 Cr).	Bottom quartile AUM (₹2,493 Cr).	Bottom quartile AUM (₹5,511 Cr).	Upper mid AUM (₹19,679 Cr).	Upper mid AUM (₹32,325 Cr).	Top quartile AUM (₹56,392 Cr).	Lower mid AUM (₹6,384 Cr).	Lower mid AUM (₹10,937 Cr).
Point 2	Established history (19+ yrs).	Established history (19+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.45% (upper mid).	5Y return: 14.22% (top quartile).	5Y return: 16.38% (top quartile).	5Y return: 11.83% (upper mid).	5Y return: 11.13% (lower mid).	5Y return: 11.49% (lower mid).	5Y return: 8.98% (bottom quartile).	5Y return: 9.96% (bottom quartile).	5Y return: 7.13% (bottom quartile).
Point 6	3Y return: 26.85% (top quartile).	3Y return: 14.50% (top quartile).	3Y return: 14.32% (upper mid).	3Y return: 12.33% (upper mid).	3Y return: 10.90% (lower mid).	3Y return: 10.84% (lower mid).	3Y return: 9.53% (bottom quartile).	3Y return: 9.04% (bottom quartile).	3Y return: 7.92% (bottom quartile).
Point 7	1Y return: 35.92% (top quartile).	1Y return: 1.52% (upper mid).	1Y return: 7.39% (top quartile).	1Y return: -2.48% (bottom quartile).	1Y return: 6.72% (upper mid).	1Y return: -1.22% (lower mid).	1Y return: -3.04% (bottom quartile).	1Y return: -0.47% (lower mid).	1Y return: -5.44% (bottom quartile).
Point 8	Alpha: -6.20 (bottom quartile).	Alpha: -2.26 (bottom quartile).	Alpha: 7.51 (top quartile).	Alpha: 0.25 (top quartile).	Alpha: -1.96 (bottom quartile).	Alpha: -0.43 (upper mid).	Alpha: -0.77 (lower mid).	Alpha: 0.24 (upper mid).	Alpha: -0.48 (lower mid).
Point 9	Sharpe: 1.39 (top quartile).	Sharpe: 0.36 (top quartile).	Sharpe: 0.36 (upper mid).	Sharpe: 0.08 (lower mid).	Sharpe: 0.26 (upper mid).	Sharpe: 0.18 (lower mid).	Sharpe: 0.02 (bottom quartile).	Sharpe: 0.08 (bottom quartile).	Sharpe: -0.16 (bottom quartile).
Point 10	Information ratio: -0.83 (bottom quartile).	Information ratio: 0.06 (top quartile).	Information ratio: -0.05 (lower mid).	Information ratio: 1.06 (top quartile).	Information ratio: -0.62 (bottom quartile).	Information ratio: -0.08 (lower mid).	Information ratio: -0.03 (upper mid).	Information ratio: -0.26 (bottom quartile).	Information ratio: 0.03 (upper mid).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,730 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.45% (upper mid).
3Y return: 26.85% (top quartile).
1Y return: 35.92% (top quartile).
Alpha: -6.20 (bottom quartile).
Sharpe: 1.39 (top quartile).
Information ratio: -0.83 (bottom quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹71,256 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.22% (top quartile).
3Y return: 14.50% (top quartile).
1Y return: 1.52% (upper mid).
Alpha: -2.26 (bottom quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.06 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,493 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 16.38% (top quartile).
3Y return: 14.32% (upper mid).
1Y return: 7.39% (top quartile).
Alpha: 7.51 (top quartile).
Sharpe: 0.36 (upper mid).
Information ratio: -0.05 (lower mid).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,511 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.83% (upper mid).
3Y return: 12.33% (upper mid).
1Y return: -2.48% (bottom quartile).
Alpha: 0.25 (top quartile).
Sharpe: 0.08 (lower mid).
Information ratio: 1.06 (top quartile).

Kotak Small Cap Fund

Upper mid AUM (₹19,679 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.13% (lower mid).
3Y return: 10.90% (lower mid).
1Y return: 6.72% (upper mid).
Alpha: -1.96 (bottom quartile).
Sharpe: 0.26 (upper mid).
Information ratio: -0.62 (bottom quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹32,325 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.49% (lower mid).
3Y return: 10.84% (lower mid).
1Y return: -1.22% (lower mid).
Alpha: -0.43 (upper mid).
Sharpe: 0.18 (lower mid).
Information ratio: -0.08 (lower mid).

Kotak Standard Multicap Fund

Top quartile AUM (₹56,392 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.98% (bottom quartile).
3Y return: 9.53% (bottom quartile).
1Y return: -3.04% (bottom quartile).
Alpha: -0.77 (lower mid).
Sharpe: 0.02 (bottom quartile).
Information ratio: -0.03 (upper mid).

Kotak Tax Saver Fund

Lower mid AUM (₹6,384 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.96% (bottom quartile).
3Y return: 9.04% (bottom quartile).
1Y return: -0.47% (lower mid).
Alpha: 0.24 (upper mid).
Sharpe: 0.08 (bottom quartile).
Information ratio: -0.26 (bottom quartile).

Kotak Bluechip Fund

Lower mid AUM (₹10,937 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.13% (bottom quartile).
3Y return: 7.92% (bottom quartile).
1Y return: -5.44% (bottom quartile).
Alpha: -0.48 (lower mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.03 (upper mid).

1. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,730 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.45% (upper mid).
3Y return: 26.85% (top quartile).
1Y return: 35.92% (top quartile).
Alpha: -6.20 (bottom quartile).
Sharpe: 1.39 (top quartile).
Information ratio: -0.83 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding CI Emerging Markets Class I (~98.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (29 Sep 26)	₹39.937 ↓ -0.09 (-0.23 %)
Net Assets (Cr)	₹1,730 on 31 Aug 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.39
Information Ratio	-0.83
Alpha Ratio	-6.2
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹7,972
30 Sep 23	₹8,771
30 Sep 24	₹10,660
30 Sep 25	₹13,233

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-0.2%
3 Month	-0.3%
6 Month	21.1%
1 Year	35.9%
3 Year	26.8%
5 Year	12.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	39.1%
2024	5.9%
2023	10.8%
2022	-15%
2021	-0.5%
2020	29.1%
2019	21.4%
2018	-14.4%
2017	30.4%
2016	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	7.32 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	38.58%
Financial Services	21.65%
Consumer Cyclical	8.14%
Industrials	8.03%
Basic Materials	7.19%
Communication Services	5.09%
Energy	4.9%
Health Care	2.46%

Asset Allocation

Asset Class	Value
Cash	3.97%
Equity	96.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class I Investment Fund \| -	98%	₹1,695 Cr	4,595,108 ↑ 4,595,108
Triparty Repo CBLO/Reverse Repo \| -	2%	₹37 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹3 Cr
CI Emerging Markets Class A Investment Fund \| -		₹0 Cr	00 ↓ -4,597,762

2. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹71,256 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.22% (top quartile).
3Y return: 14.50% (top quartile).
1Y return: 1.52% (upper mid).
Alpha: -2.26 (bottom quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.06 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Fortis Healthcare Ltd (~3.6%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (30 Sep 26)	₹137.417 ↓ -0.74 (-0.53 %)
Net Assets (Cr)	₹71,256 on 31 Aug 26
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	0.36
Information Ratio	0.06
Alpha Ratio	-2.26
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,694
30 Sep 23	₹12,949
30 Sep 24	₹19,323
30 Sep 25	₹19,146

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-7.6%
3 Month	-4.5%
6 Month	12.7%
1 Year	1.5%
3 Year	14.5%
5 Year	14.2%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	33.6%
2023	31.5%
2022	5.1%
2021	47.3%
2020	21.9%
2019	8.9%
2018	-11.7%
2017	43%
2016	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	2.61 Yr.

Data below for Kotak Emerging Equity Scheme as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	27.02%
Health Care	17.5%
Consumer Cyclical	14.05%
Industrials	12.92%
Basic Materials	9.68%
Technology	9.3%
Real Estate	2.09%
Communication Services	2.03%
Consumer Defensive	1.22%
Energy	1.19%

Asset Allocation

Asset Class	Value
Cash	3.02%
Equity	96.98%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	4%	₹2,548 Cr	28,097,817
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	3%	₹2,439 Cr	12,348,047
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	3%	₹2,218 Cr	200,510,745 ↑ 2,500,000
KEI Industries Ltd (Industrials) Equity, Since 31 Oct 24 \| KEI	3%	₹2,103 Cr	3,664,181 ↑ 236,600
L&T Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| LTF	3%	₹2,036 Cr	63,412,119 ↑ 72,530
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| FEDERALBNK	3%	₹1,964 Cr	55,056,066
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| 526299	3%	₹1,927 Cr	7,939,467
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| 522275	2%	₹1,726 Cr	3,882,119
Indian Bank (Financial Services) Equity, Since 30 Jun 25 \| 532814	2%	₹1,666 Cr	18,538,497
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 11 \| SOLARINDS	2%	₹1,636 Cr	813,415

3. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,493 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 16.38% (top quartile).
3Y return: 14.32% (upper mid).
1Y return: 7.39% (top quartile).
Alpha: 7.51 (top quartile).
Sharpe: 0.36 (upper mid).
Information ratio: -0.05 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~9.2%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (30 Sep 26)	₹68.741 ↑ 0.40 (0.58 %)
Net Assets (Cr)	₹2,493 on 31 Aug 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.36
Information Ratio	-0.05
Alpha Ratio	7.51
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,139
30 Sep 23	₹14,290
30 Sep 24	₹22,439
30 Sep 25	₹19,881

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-3.2%
3 Month	-0.9%
6 Month	18.3%
1 Year	7.4%
3 Year	14.3%
5 Year	16.4%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	47.7%
Basic Materials	12.03%
Communication Services	11.36%
Energy	9.23%
Consumer Cyclical	8.53%
Technology	3.08%
Financial Services	2.97%
Real Estate	2.67%
Health Care	1.42%
Utility	0.83%

Asset Allocation

Asset Class	Value
Cash	0.18%
Equity	99.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	9%	₹231 Cr	570,000 ↓ -60,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	8%	₹196 Cr	1,080,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	7%	₹184 Cr	1,440,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	4%	₹109 Cr	54,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	4%	₹88 Cr	630,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	4%	₹87 Cr	2,250,000
Engineers India Ltd (Industrials) Equity, Since 30 Apr 25 \| 532178	3%	₹73 Cr	2,800,000 ↑ 1,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹69 Cr	60,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹67 Cr	540,000 ↑ 180,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Sep 21 \| INDIGO	2%	₹57 Cr	108,000

4. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,511 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.83% (upper mid).
3Y return: 12.33% (upper mid).
1Y return: -2.48% (bottom quartile).
Alpha: 0.25 (top quartile).
Sharpe: 0.08 (lower mid).
Information ratio: 1.06 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~6.2%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (30 Sep 26)	₹145.956 ↓ -0.08 (-0.05 %)
Net Assets (Cr)	₹5,511 on 31 Aug 26
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.08
Information Ratio	1.06
Alpha Ratio	0.25
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,980
30 Sep 23	₹12,340
30 Sep 24	₹18,801
30 Sep 25	₹17,939

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-6.1%
3 Month	-3.8%
6 Month	7.1%
1 Year	-2.5%
3 Year	12.3%
5 Year	11.8%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	22.1%
2023	35%
2022	7.4%
2021	30.2%
2020	15.2%
2019	10%
2018	2.6%
2017	35.4%
2016	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	7.32 Yr.

Data below for Kotak India EQ Contra Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	31.94%
Industrials	14.35%
Health Care	13%
Consumer Cyclical	11.23%
Basic Materials	7.46%
Technology	7.43%
Communication Services	4.03%
Consumer Defensive	2.74%
Energy	2.74%
Utility	2.35%
Real Estate	1.01%

Asset Allocation

Asset Class	Value
Cash	1.71%
Equity	98.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	6%	₹339 Cr	2,333,051
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	4%	₹216 Cr	3,046,864
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	3%	₹186 Cr	1,752,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹160 Cr	1,437,305
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹151 Cr	1,181,648
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹144 Cr	264,700
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 18 \| LT	3%	₹140 Cr	345,547
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	2%	₹132 Cr	4,699,328 ↑ 270,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	2%	₹130 Cr	717,149
NTPC Ltd (Utilities) Equity, Since 30 Nov 20 \| 532555	2%	₹129 Cr	3,955,000

5. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹19,679 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.13% (lower mid).
3Y return: 10.90% (lower mid).
1Y return: 6.72% (upper mid).
Alpha: -1.96 (bottom quartile).
Sharpe: 0.26 (upper mid).
Information ratio: -0.62 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Aster DM Quality Care Ltd Ordinary Shares (~4.3%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (30 Sep 26)	₹270.975 ↑ 0.44 (0.16 %)
Net Assets (Cr)	₹19,679 on 31 Aug 26
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	0.26
Information Ratio	-0.62
Alpha Ratio	-1.96
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,351
30 Sep 23	₹12,428
30 Sep 24	₹18,057
30 Sep 25	₹15,883

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-2.9%
3 Month	2.1%
6 Month	24.2%
1 Year	6.7%
3 Year	10.9%
5 Year	11.1%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-9.1%
2024	25.5%
2023	34.8%
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.87 Yr.

Data below for Kotak Small Cap Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	22.98%
Health Care	22.13%
Consumer Cyclical	20.13%
Financial Services	15.02%
Basic Materials	7.46%
Real Estate	3.58%
Consumer Defensive	2.75%
Technology	2.57%
Communication Services	1.69%
Utility	0.79%

Asset Allocation

Asset Class	Value
Cash	0.91%
Equity	99.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	4%	₹844 Cr	11,167,820 ↓ -149,008
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| VIJAYA	4%	₹828 Cr	5,454,656
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| SANSERA	4%	₹817 Cr	2,032,796 ↓ -48,883
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| KIMS	3%	₹639 Cr	8,454,118
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹500 Cr	3,572,133
Minda Corp Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| MINDACORP	2%	₹471 Cr	6,607,215
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| 532548	2%	₹442 Cr	5,836,731
Five-Star Business Finance Ltd (Financial Services) Equity, Since 31 Jul 25 \| FIVESTAR	2%	₹416 Cr	7,780,174
Shriram Finance Ltd (Financial Services) Equity, Since 30 Nov 22 \| SHRIRAMFIN	2%	₹400 Cr	3,603,518
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 23 \| 532331	2%	₹391 Cr	1,086,134 ↓ -58,746

6. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹32,325 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.49% (lower mid).
3Y return: 10.84% (lower mid).
1Y return: -1.22% (lower mid).
Alpha: -0.43 (upper mid).
Sharpe: 0.18 (lower mid).
Information ratio: -0.08 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.3%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (30 Sep 26)	₹334.597 ↓ -0.94 (-0.28 %)
Net Assets (Cr)	₹32,325 on 31 Aug 26
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.18
Information Ratio	-0.08
Alpha Ratio	-0.43
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,313
30 Sep 23	₹12,648
30 Sep 24	₹18,152
30 Sep 25	₹17,436

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-6.1%
3 Month	-3.9%
6 Month	7.1%
1 Year	-1.2%
3 Year	10.8%
5 Year	11.5%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14.08 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	30.62%
Industrials	18.58%
Health Care	10.62%
Basic Materials	10.5%
Consumer Cyclical	10.14%
Technology	7.09%
Energy	4.46%
Utility	2.37%
Communication Services	2.2%
Consumer Defensive	1%
Real Estate	0.92%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	98.53%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	4%	₹1,383 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,325 Cr	12,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹1,181 Cr	36,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,160 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹1,018 Cr	7,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532215	2%	₹806 Cr	6,200,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹748 Cr	1,850,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 Aug 22 \| 500477	2%	₹738 Cr	42,000,000
Bharat Forge Ltd (Industrials) Equity, Since 31 Dec 20 \| 500493	2%	₹716 Cr	3,400,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	2%	₹713 Cr	6,750,000

7. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹56,392 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.98% (bottom quartile).
3Y return: 9.53% (bottom quartile).
1Y return: -3.04% (bottom quartile).
Alpha: -0.77 (lower mid).
Sharpe: 0.02 (bottom quartile).
Information ratio: -0.03 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.7%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (30 Sep 26)	₹81.304 ↑ 0.15 (0.19 %)
Net Assets (Cr)	₹56,392 on 31 Aug 26
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.02
Information Ratio	-0.03
Alpha Ratio	-0.77
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,846
30 Sep 23	₹11,700
30 Sep 24	₹16,038
30 Sep 25	₹15,856

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-5.8%
3 Month	-4.4%
6 Month	6.1%
1 Year	-3%
3 Year	9.5%
5 Year	9%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14.08 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	31.1%
Industrials	19.88%
Basic Materials	13.4%
Consumer Cyclical	10.14%
Health Care	7.77%
Energy	4.74%
Technology	3.85%
Communication Services	3.69%
Utility	2.4%
Consumer Defensive	1.61%

Asset Allocation

Asset Class	Value
Cash	1.41%
Equity	98.59%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	6%	₹3,199 Cr	22,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	5%	₹3,046 Cr	73,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	5%	₹2,801 Cr	39,500,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,523 Cr	23,800,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹2,297 Cr	70,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	4%	₹2,267 Cr	19,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,103 Cr	5,200,000 ↓ -100,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	4%	₹2,080 Cr	16,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	4%	₹2,011 Cr	1,000,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,587 Cr	6,200,000 ↓ -50,000

8. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,384 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.96% (bottom quartile).
3Y return: 9.04% (bottom quartile).
1Y return: -0.47% (lower mid).
Alpha: 0.24 (upper mid).
Sharpe: 0.08 (bottom quartile).
Information ratio: -0.26 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.7%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (30 Sep 26)	₹113.276 ↑ 0.33 (0.29 %)
Net Assets (Cr)	₹6,384 on 31 Aug 26
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	0.08
Information Ratio	-0.26
Alpha Ratio	0.24
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,331
30 Sep 23	₹12,400
30 Sep 24	₹17,390
30 Sep 25	₹16,151

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-4.6%
3 Month	-0.9%
6 Month	10.8%
1 Year	-0.5%
3 Year	9%
5 Year	10%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	21.8%
2023	23.6%
2022	6.9%
2021	33.2%
2020	14.9%
2019	12.7%
2018	-3.8%
2017	33.8%
2016	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	11.03 Yr.

Data below for Kotak Tax Saver Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	31.37%
Consumer Cyclical	14.34%
Industrials	11%
Health Care	10.41%
Basic Materials	8.11%
Technology	6.68%
Energy	4.91%
Communication Services	4.26%
Consumer Defensive	3.94%
Utility	3.74%

Asset Allocation

Asset Class	Value
Cash	1.25%
Equity	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹425 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹334 Cr	2,300,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹334 Cr	3,150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹217 Cr	1,200,000 ↓ -15,714
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| ETERNAL	3%	₹197 Cr	6,000,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| 532755	3%	₹195 Cr	1,200,000
Bosch Ltd (Consumer Cyclical) Equity, Since 28 Feb 23 \| 500530	3%	₹175 Cr	35,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	3%	₹170 Cr	5,200,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹166 Cr	1,575,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 May 25 \| DIVISLAB	3%	₹166 Cr	175,000

9. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹10,937 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.13% (bottom quartile).
3Y return: 7.92% (bottom quartile).
1Y return: -5.44% (bottom quartile).
Alpha: -0.48 (lower mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.03 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.2%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (30 Sep 26)	₹535.481 ↓ -0.85 (-0.16 %)
Net Assets (Cr)	₹10,937 on 31 Aug 26
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.16
Information Ratio	0.03
Alpha Ratio	-0.48
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,668
30 Sep 23	₹11,225
30 Sep 24	₹15,506
30 Sep 25	₹14,921

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-5.9%
3 Month	-4.2%
6 Month	4%
1 Year	-5.4%
3 Year	7.9%
5 Year	7.1%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.7%
2024	16.2%
2023	22.9%
2022	2%
2021	27.7%
2020	16.4%
2019	14.2%
2018	-2.1%
2017	29.2%
2016	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	2.61 Yr.

Data below for Kotak Bluechip Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	30.82%
Consumer Cyclical	11.7%
Industrials	10.03%
Basic Materials	9.04%
Energy	8.1%
Health Care	6.73%
Technology	6.63%
Consumer Defensive	5.15%
Communication Services	3.82%
Utility	3.1%
Real Estate	0.66%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.56%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹899 Cr	6,185,054
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹651 Cr	5,094,835
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹647 Cr	9,127,951
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	5%	₹522 Cr	4,922,487 ↑ 150,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹449 Cr	1,109,346
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹418 Cr	2,306,659
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹364 Cr	3,443,363 ↓ -4,500
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| 532215	3%	₹336 Cr	2,582,129
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	3%	₹322 Cr	2,835,817
NTPC Ltd (Utilities) Equity, Since 31 Oct 23 \| 532555	3%	₹283 Cr	8,648,083

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।