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2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਰਬੋਤਮ ਵਿਵਿਧ ਮਿਉਚੁਅਲ ਫੰਡ

Updated on April 19, 2026 , 48835 views

ਵਿਵਿਧ ਫੰਡ, ਜਿਸਨੂੰ ਮਲਟੀ ਕੈਪ ਫੰਡ ਵੀ ਕਿਹਾ ਜਾਂਦਾ ਹੈ, ਦੀ ਇੱਕ ਸ਼੍ਰੇਣੀ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਉੱਚ-ਜੋਖਮ ਦੀ ਭੁੱਖ ਵਾਲੇ ਨਿਵੇਸ਼ਕ ਜੋ ਇਕੁਇਟੀਜ਼ ਵਿੱਚ ਐਕਸਪੋਜ਼ਰ ਲੈਣਾ ਚਾਹੁੰਦੇ ਹਨ ਆਮ ਤੌਰ 'ਤੇ ਇਸ ਵੱਲ ਝੁਕਦੇ ਹਨਨਿਵੇਸ਼ ਵਿਭਿੰਨ ਫੰਡਾਂ ਵਿੱਚ. ਜਿਵੇਂ ਕਿ, ਵਿਭਿੰਨ ਫੰਡ ਪੂਰੇ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਜ਼ਾਰ ਕੈਪਸ ਜਿਵੇਂ ਕਿ - ਵੱਡੀ ਕੈਪ, ਮਿਡ ਕੈਪ ਅਤੇਛੋਟੀ ਕੈਪ.

Diversified-funds

ਮਲਟੀ ਕੈਪ, ਫਲੈਕਸੀ ਕੈਪ ਜਾਂ ਵਿਭਿੰਨ ਸਕੀਮਾਂ ਨੂੰ ਫੰਡ ਮੈਨੇਜਰ ਦੇ ਦ੍ਰਿਸ਼ਟੀਕੋਣ ਦੇ ਅਧਾਰ ਤੇ ਵੱਖ-ਵੱਖ ਮਾਰਕੀਟ ਪੂੰਜੀਕਰਣ ਵਿੱਚ ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਹਰੇਕ ਮਾਰਕਿਟ ਕੈਪ ਦੀ ਵੰਡ ਸਕੀਮ ਤੋਂ ਦੂਜੇ ਸਕੀਮ ਤੱਕ ਵੱਖਰੀ ਹੁੰਦੀ ਹੈ। ਕੁਝ ਸਕੀਮਾਂ ਦਾ ਇੱਕ ਨਿਸ਼ਚਿਤ ਅਨੁਪਾਤ ਹੁੰਦਾ ਹੈ ਅਤੇ ਕੁਝ ਇਸਨੂੰ ਮਾਰਕੀਟ ਦੀਆਂ ਸਥਿਤੀਆਂ ਦੇ ਅਧਾਰ ਤੇ ਗਤੀਸ਼ੀਲ ਰੂਪ ਵਿੱਚ ਬਦਲਦੀਆਂ ਹਨ।

ਇਹਮਿਉਚੁਅਲ ਫੰਡ ਨੂੰ ਅਪਣਾਓਮੁੱਲ ਨਿਵੇਸ਼ ਰਣਨੀਤੀ ਜਿੱਥੇ ਉਹ ਉਹਨਾਂ ਕੰਪਨੀਆਂ ਦੇ ਸਟਾਕ ਖਰੀਦਦੇ ਹਨ ਜੋ ਉਹਨਾਂ ਦੇ ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ ਦੇ ਮੁਕਾਬਲੇ ਮੁਕਾਬਲਤਨ ਘੱਟ ਹਨ,ਕਿਤਾਬ ਦਾ ਮੁੱਲ,ਕਮਾਈਆਂ, ਅਤੇ ਹੋਰ ਮੁੱਲ ਪੈਰਾਮੀਟਰ।

ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇਸਰਬੋਤਮ ਵਿਵਿਧ ਇਕੁਇਟੀ ਫੰਡ, ਨਿਵੇਸ਼ਕ ਥੋੜ੍ਹਾ ਹੋਰ ਸਥਿਰ ਰਿਟਰਨ ਕਮਾ ਸਕਦੇ ਹਨ, ਹਾਲਾਂਕਿ, ਉਹ ਅਜੇ ਵੀ ਇੱਕ ਗੜਬੜ ਵਾਲੀ ਮਾਰਕੀਟ ਸਥਿਤੀ ਦੇ ਦੌਰਾਨ ਇਕੁਇਟੀ ਦੀ ਅਸਥਿਰਤਾ ਦੁਆਰਾ ਪ੍ਰਭਾਵਿਤ ਹੋਣਗੇ। ਵਿਵਿਧ ਫੰਡ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਚੰਗੇ ਹਨ ਜੋ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਜ਼ਿਆਦਾ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਨਹੀਂ ਹਨਛੋਟੇ ਸਟਾਕ, ਪਰ ਫਿਰ ਵੀ ਉਭਰ ਰਹੇ ਸਟਾਕਾਂ ਤੋਂ ਵਾਧੂ ਉੱਚ ਵਾਪਸੀ ਦੀ ਕਿੱਕ ਚਾਹੁੰਦਾ ਹੈ। ਵਿਅਕਤੀ ਨੂੰ ਘੱਟ ਤੋਂ ਮੱਧਮ ਹੋਣ ਦੀ ਸਥਿਤੀ ਵਿੱਚ ਵਿਭਿੰਨ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈਜੋਖਮ ਪ੍ਰੋਫਾਈਲ.

ਇੱਕ ਚੰਗੇ ਵਿਭਿੰਨ ਇਕੁਇਟੀ ਫੰਡ ਦੀ ਚੋਣ ਕਰਨ ਦੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਆਸਾਨ ਬਣਾਉਣ ਲਈ, ਅਸੀਂ ਜ਼ਰੂਰੀ ਮਾਪਦੰਡਾਂ ਨੂੰ ਸੂਚੀਬੱਧ ਕੀਤਾ ਹੈ, ਨਾਲ ਹੀ ਕੁਝ ਪਹਿਲਾਂ ਤੋਂ ਚੁਣੇ ਗਏ ਸਿਖਰ ਅਤੇ ਸਭ ਤੋਂ ਵਧੀਆ ਵਿਭਿੰਨ ਇਕੁਇਟੀ ਫੰਡ - ਜੋ ਨਿਵੇਸ਼ਕ ਆਪਣੀ ਨਿਵੇਸ਼ ਯਾਤਰਾ ਦੌਰਾਨ ਧਿਆਨ ਵਿੱਚ ਰੱਖ ਸਕਦੇ ਹਨ।

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9 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਵਿਭਿੰਨ ਫੰਡ ਵਿੱਤੀ ਸਾਲ 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹34.88
↑ 0.10
₹1,01610.44.819.222.615.53.5
Nippon India Multi Cap Fund Growth ₹299.111
↑ 2.50
₹46,3215.5-1.97.721.922.44.1
Motilal Oswal Multicap 35 Fund Growth ₹56.9045
↑ 0.24
₹11,679-1.9-9.5-0.521.613.3-5.6
Mahindra Badhat Yojana Growth ₹36.2704
↑ 0.11
₹5,6614.20.79.221.6193.4
ICICI Prudential Multicap Fund Growth ₹822.31
↑ 5.16
₹14,6817.52.48.721.518.95.7
HDFC Equity Fund Growth ₹2,009.4
↑ 13.83
₹91,335-1.2-3.1521.121.111.4
JM Multicap Fund Growth ₹93.2669
↑ 0.53
₹4,5041-6.3-1.619.617.9-6.8
Bandhan Focused Equity Fund Growth ₹88.093
↑ 0.76
₹1,8105.5-1.67.219.514.8-1.6
Aditya Birla Sun Life Equity Fund Growth ₹1,858.38
↑ 14.37
₹23,018209.519.114.911.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26

Research Highlights & Commentary of 9 Funds showcased

CommentaryAditya Birla Sun Life Manufacturing Equity FundNippon India Multi Cap FundMotilal Oswal Multicap 35 FundMahindra Badhat YojanaICICI Prudential Multicap FundHDFC Equity FundJM Multicap FundBandhan Focused Equity FundAditya Birla Sun Life Equity Fund
Point 1Bottom quartile AUM (₹1,016 Cr).Top quartile AUM (₹46,321 Cr).Lower mid AUM (₹11,679 Cr).Lower mid AUM (₹5,661 Cr).Upper mid AUM (₹14,681 Cr).Highest AUM (₹91,335 Cr).Bottom quartile AUM (₹4,504 Cr).Bottom quartile AUM (₹1,810 Cr).Upper mid AUM (₹23,018 Cr).
Point 2Established history (11+ yrs).Established history (21+ yrs).Established history (11+ yrs).Established history (8+ yrs).Oldest track record among peers (31 yrs).Established history (31+ yrs).Established history (17+ yrs).Established history (20+ yrs).Established history (27+ yrs).
Point 3Not Rated.Rating: 2★ (bottom quartile).Top rated.Not Rated.Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 4★ (top quartile).Rating: 4★ (upper mid).Rating: 4★ (upper mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.51% (lower mid).5Y return: 22.42% (top quartile).5Y return: 13.27% (bottom quartile).5Y return: 18.97% (upper mid).5Y return: 18.85% (upper mid).5Y return: 21.05% (top quartile).5Y return: 17.91% (lower mid).5Y return: 14.83% (bottom quartile).5Y return: 14.90% (bottom quartile).
Point 63Y return: 22.60% (top quartile).3Y return: 21.86% (top quartile).3Y return: 21.57% (upper mid).3Y return: 21.56% (upper mid).3Y return: 21.52% (lower mid).3Y return: 21.11% (lower mid).3Y return: 19.55% (bottom quartile).3Y return: 19.49% (bottom quartile).3Y return: 19.12% (bottom quartile).
Point 71Y return: 19.21% (top quartile).1Y return: 7.75% (lower mid).1Y return: -0.49% (bottom quartile).1Y return: 9.20% (upper mid).1Y return: 8.66% (upper mid).1Y return: 4.98% (bottom quartile).1Y return: -1.64% (bottom quartile).1Y return: 7.22% (lower mid).1Y return: 9.55% (top quartile).
Point 8Alpha: 0.00 (lower mid).Alpha: 0.48 (upper mid).Alpha: -8.96 (bottom quartile).Alpha: 2.90 (top quartile).Alpha: -1.27 (bottom quartile).Alpha: 0.41 (upper mid).Alpha: -6.15 (bottom quartile).Alpha: 0.08 (lower mid).Alpha: 2.66 (top quartile).
Point 9Sharpe: 0.06 (top quartile).Sharpe: -0.40 (upper mid).Sharpe: -1.03 (bottom quartile).Sharpe: -0.24 (top quartile).Sharpe: -0.52 (bottom quartile).Sharpe: -0.44 (lower mid).Sharpe: -0.93 (bottom quartile).Sharpe: -0.48 (lower mid).Sharpe: -0.30 (upper mid).
Point 10Information ratio: 0.00 (bottom quartile).Information ratio: 0.49 (upper mid).Information ratio: 0.51 (upper mid).Information ratio: 0.38 (lower mid).Information ratio: 0.23 (bottom quartile).Information ratio: 1.07 (top quartile).Information ratio: 0.42 (lower mid).Information ratio: 0.29 (bottom quartile).Information ratio: 0.92 (top quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,016 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.51% (lower mid).
  • 3Y return: 22.60% (top quartile).
  • 1Y return: 19.21% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.06 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Nippon India Multi Cap Fund

  • Top quartile AUM (₹46,321 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.42% (top quartile).
  • 3Y return: 21.86% (top quartile).
  • 1Y return: 7.75% (lower mid).
  • Alpha: 0.48 (upper mid).
  • Sharpe: -0.40 (upper mid).
  • Information ratio: 0.49 (upper mid).

Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹11,679 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.27% (bottom quartile).
  • 3Y return: 21.57% (upper mid).
  • 1Y return: -0.49% (bottom quartile).
  • Alpha: -8.96 (bottom quartile).
  • Sharpe: -1.03 (bottom quartile).
  • Information ratio: 0.51 (upper mid).

Mahindra Badhat Yojana

  • Lower mid AUM (₹5,661 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.97% (upper mid).
  • 3Y return: 21.56% (upper mid).
  • 1Y return: 9.20% (upper mid).
  • Alpha: 2.90 (top quartile).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: 0.38 (lower mid).

ICICI Prudential Multicap Fund

  • Upper mid AUM (₹14,681 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.85% (upper mid).
  • 3Y return: 21.52% (lower mid).
  • 1Y return: 8.66% (upper mid).
  • Alpha: -1.27 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: 0.23 (bottom quartile).

HDFC Equity Fund

  • Highest AUM (₹91,335 Cr).
  • Established history (31+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.05% (top quartile).
  • 3Y return: 21.11% (lower mid).
  • 1Y return: 4.98% (bottom quartile).
  • Alpha: 0.41 (upper mid).
  • Sharpe: -0.44 (lower mid).
  • Information ratio: 1.07 (top quartile).

JM Multicap Fund

  • Bottom quartile AUM (₹4,504 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.91% (lower mid).
  • 3Y return: 19.55% (bottom quartile).
  • 1Y return: -1.64% (bottom quartile).
  • Alpha: -6.15 (bottom quartile).
  • Sharpe: -0.93 (bottom quartile).
  • Information ratio: 0.42 (lower mid).

Bandhan Focused Equity Fund

  • Bottom quartile AUM (₹1,810 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.83% (bottom quartile).
  • 3Y return: 19.49% (bottom quartile).
  • 1Y return: 7.22% (lower mid).
  • Alpha: 0.08 (lower mid).
  • Sharpe: -0.48 (lower mid).
  • Information ratio: 0.29 (bottom quartile).

Aditya Birla Sun Life Equity Fund

  • Upper mid AUM (₹23,018 Cr).
  • Established history (27+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.90% (bottom quartile).
  • 3Y return: 19.12% (bottom quartile).
  • 1Y return: 9.55% (top quartile).
  • Alpha: 2.66 (top quartile).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 0.92 (top quartile).
*ਉੱਪਰ ਚੋਟੀ ਦੇ ਵਿਭਿੰਨਤਾਵਾਂ ਦੀ ਸੂਚੀ ਹੈ/ਮਲਟੀਕੈਪ AUM/ਨੈੱਟ ਸੰਪਤੀਆਂ ਦੇ ਨਾਲ ਮਿਉਚੁਅਲ ਫੰਡ >500 ਕਰੋੜ, 'ਤੇ ਕ੍ਰਮਬੱਧ3 ਸਾਲਸੀ.ਏ.ਜੀ.ਆਰ ਵਾਪਸੀ.

1. Aditya Birla Sun Life Manufacturing Equity Fund

The primary investment objective of the Schemes is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Manufacturing activity. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,016 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 15.51% (lower mid).
  • 3Y return: 22.60% (top quartile).
  • 1Y return: 19.21% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.06 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Hindalco Industries Ltd (~5.2%).

Below is the key information for Aditya Birla Sun Life Manufacturing Equity Fund

Aditya Birla Sun Life Manufacturing Equity Fund
Growth
Launch Date 31 Jan 15
NAV (21 Apr 26) ₹34.88 ↑ 0.10   (0.29 %)
Net Assets (Cr) ₹1,016 on 31 Mar 26
Category Equity - Multi Cap
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.26
Sharpe Ratio 0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,396
31 Mar 23₹10,917
31 Mar 24₹16,026
31 Mar 25₹17,368
31 Mar 26₹18,350

Aditya Birla Sun Life Manufacturing Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
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Returns for Aditya Birla Sun Life Manufacturing Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 9%
3 Month 10.4%
6 Month 4.8%
1 Year 19.2%
3 Year 22.6%
5 Year 15.5%
10 Year
15 Year
Since launch 11.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 3.5%
2023 25%
2022 32.5%
2021 -1.4%
2020 22.1%
2019 26.3%
2018 -4%
2017 -12.9%
2016 41.7%
2015 9.2%
Fund Manager information for Aditya Birla Sun Life Manufacturing Equity Fund
NameSinceTenure
Harish Krishnan3 Nov 232.41 Yr.

Data below for Aditya Birla Sun Life Manufacturing Equity Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Consumer Cyclical28.37%
Industrials24.98%
Basic Materials21.33%
Health Care12.65%
Consumer Defensive5.05%
Energy4.85%
Technology1.34%
Utility0.78%
Asset Allocation
Asset ClassValue
Cash0.65%
Equity99.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO
5%₹53 Cr600,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 19 | RELIANCE
5%₹49 Cr366,616
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | M&M
4%₹43 Cr144,570
Cummins India Ltd (Industrials)
Equity, Since 28 Feb 15 | 500480
4%₹39 Cr85,582
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | MARUTI
4%₹38 Cr30,843
Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 500295
4%₹36 Cr550,000
Tata Steel Ltd (Basic Materials)
Equity, Since 30 Jun 16 | TATASTEEL
3%₹34 Cr1,795,574
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 22 | SUNPHARMA
3%₹33 Cr190,238
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 532286
3%₹29 Cr256,435
Bharat Electronics Ltd (Industrials)
Equity, Since 28 Feb 15 | BEL
3%₹27 Cr678,274

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

  • Top quartile AUM (₹46,321 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.42% (top quartile).
  • 3Y return: 21.86% (top quartile).
  • 1Y return: 7.75% (lower mid).
  • Alpha: 0.48 (upper mid).
  • Sharpe: -0.40 (upper mid).
  • Information ratio: 0.49 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund
Growth
Launch Date 28 Mar 05
NAV (21 Apr 26) ₹299.111 ↑ 2.50   (0.84 %)
Net Assets (Cr) ₹46,321 on 31 Mar 26
Category Equity - Multi Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.57
Sharpe Ratio -0.4
Information Ratio 0.49
Alpha Ratio 0.48
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹13,437
31 Mar 23₹14,464
31 Mar 24₹21,718
31 Mar 25₹23,904
31 Mar 26₹23,567

Nippon India Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 8.4%
3 Month 5.5%
6 Month -1.9%
1 Year 7.7%
3 Year 21.9%
5 Year 22.4%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.1%
2023 25.8%
2022 38.1%
2021 14.1%
2020 48.9%
2019 0%
2018 2.2%
2017 -2.2%
2016 40.9%
2015 -6.7%
Fund Manager information for Nippon India Multi Cap Fund
NameSinceTenure
Sailesh Raj Bhan31 Mar 0521.02 Yr.
Kinjal Desai25 May 187.86 Yr.
Amber Singhania11 Mar 260.06 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services23.23%
Consumer Cyclical20.55%
Industrials17.02%
Health Care9.97%
Utility6.6%
Consumer Defensive5.92%
Basic Materials5.6%
Technology5.1%
Energy2.2%
Communication Services1.19%
Asset Allocation
Asset ClassValue
Cash2.62%
Equity97.38%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
5%₹2,529 Cr34,569,796
↑ 2,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹2,061 Cr17,093,364
↑ 1,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | 532215
4%₹1,642 Cr14,140,351
Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY
3%₹1,306 Cr10,439,713
↑ 500,000
GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 522275
3%₹1,284 Cr3,525,768
↓ -486,629
NTPC Ltd (Utilities)
Equity, Since 30 Jun 23 | 532555
2%₹1,103 Cr29,762,573
Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | 523457
2%₹1,043 Cr1,524,539
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
2%₹1,017 Cr7,568,975
↓ -500,000
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 12 | 500271
2%₹992 Cr6,653,107
↓ -300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT
2%₹874 Cr2,494,471
↑ 200,000

3. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹11,679 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.27% (bottom quartile).
  • 3Y return: 21.57% (upper mid).
  • 1Y return: -0.49% (bottom quartile).
  • Alpha: -8.96 (bottom quartile).
  • Sharpe: -1.03 (bottom quartile).
  • Information ratio: 0.51 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding Kalyan Jewellers India Ltd (~7.3%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund
Growth
Launch Date 28 Apr 14
NAV (21 Apr 26) ₹56.9045 ↑ 0.24   (0.43 %)
Net Assets (Cr) ₹11,679 on 31 Mar 26
Category Equity - Multi Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio -1.03
Information Ratio 0.51
Alpha Ratio -8.96
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,237
31 Mar 23₹9,901
31 Mar 24₹15,288
31 Mar 25₹18,108
31 Mar 26₹16,204

Motilal Oswal Multicap 35 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 8.4%
3 Month -1.9%
6 Month -9.5%
1 Year -0.5%
3 Year 21.6%
5 Year 13.3%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -5.6%
2023 45.7%
2022 31%
2021 -3%
2020 15.3%
2019 10.3%
2018 7.9%
2017 -7.8%
2016 43.1%
2015 8.5%
Fund Manager information for Motilal Oswal Multicap 35 Fund
NameSinceTenure
Varun Sharma21 Jan 260.19 Yr.
Swapnil Mayekar18 Nov 250.37 Yr.
Ajay Khandelwal1 Oct 241.5 Yr.
Ankit Agarwal21 Jan 260.19 Yr.
Rakesh Shetty22 Nov 223.36 Yr.
Atul Mehra1 Oct 241.5 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services28.84%
Industrials18.01%
Technology17.88%
Consumer Cyclical16.17%
Communication Services6.1%
Health Care4%
Energy2.76%
Asset Allocation
Asset ClassValue
Cash6.24%
Equity93.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL
7%₹856 Cr22,782,390
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 500093
7%₹792 Cr12,086,645
↓ -447,984
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL
6%₹713 Cr4,000,000
↑ 4,000,000
Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE
6%₹675 Cr6,056,632
↓ -854,810
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 543320
5%₹640 Cr27,969,643
↓ -4,529,247
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT
5%₹627 Cr1,284,719
↓ -228,122
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | ICICIBANK
5%₹588 Cr4,872,470
↓ -510,360
Waaree Energies Ltd (Technology)
Equity, Since 28 Feb 26 | 544277
4%₹516 Cr1,660,221
↑ 277,997
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 26 | HDFCBANK
3%₹398 Cr5,436,855
↓ -2,056,899
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 21 | LT
3%₹396 Cr1,129,002
↑ 129,002

4. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for Mahindra Badhat Yojana

  • Lower mid AUM (₹5,661 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.97% (upper mid).
  • 3Y return: 21.56% (upper mid).
  • 1Y return: 9.20% (upper mid).
  • Alpha: 2.90 (top quartile).
  • Sharpe: -0.24 (top quartile).
  • Information ratio: 0.38 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding Glenmark Pharmaceuticals Ltd (~3.7%).

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana
Growth
Launch Date 11 May 17
NAV (21 Apr 26) ₹36.2704 ↑ 0.11   (0.30 %)
Net Assets (Cr) ₹5,661 on 31 Mar 26
Category Equity - Multi Cap
AMC Mahindra Asset Management Company Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.24
Information Ratio 0.38
Alpha Ratio 2.9
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹13,364
31 Mar 23₹13,036
31 Mar 24₹19,401
31 Mar 25₹20,699
31 Mar 26₹20,911

Mahindra Badhat Yojana SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 9.2%
3 Month 4.2%
6 Month 0.7%
1 Year 9.2%
3 Year 21.6%
5 Year 19%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 3.4%
2023 23.4%
2022 34.2%
2021 1.6%
2020 50.8%
2019 16.6%
2018 13.8%
2017 -9.9%
2016
2015
Fund Manager information for Mahindra Badhat Yojana
NameSinceTenure
Fatema Pacha16 Oct 205.46 Yr.
Vishal Jajoo3 Nov 250.41 Yr.

Data below for Mahindra Badhat Yojana as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services23.47%
Industrials16.65%
Health Care14.01%
Basic Materials13.35%
Consumer Cyclical12.09%
Technology4.79%
Communication Services4.08%
Energy2.91%
Consumer Defensive1.62%
Utility1.18%
Asset Allocation
Asset ClassValue
Cash5.84%
Equity94.15%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 25 | 532296
4%₹211 Cr989,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 25 | LT
3%₹184 Cr526,466
↑ 92,238
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB
3%₹169 Cr285,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 28 Feb 25 | 532538
2%₹134 Cr125,000
Polycab India Ltd (Industrials)
Equity, Since 31 Jul 25 | POLYCAB
2%₹132 Cr193,000
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Mar 26 | APLAPOLLO
2%₹126 Cr650,138
↑ 650,138
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 25 | 534816
2%₹123 Cr2,930,000
↓ -1,500,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | 543320
2%₹116 Cr5,057,699
↑ 2,657,699
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE
2%₹111 Cr825,000
Laurus Labs Ltd (Healthcare)
Equity, Since 31 Dec 24 | 540222
2%₹109 Cr1,100,000

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

Research Highlights for ICICI Prudential Multicap Fund

  • Upper mid AUM (₹14,681 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.85% (upper mid).
  • 3Y return: 21.52% (lower mid).
  • 1Y return: 8.66% (upper mid).
  • Alpha: -1.27 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: 0.23 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Vedanta Ltd (~5.1%).

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund
Growth
Launch Date 1 Oct 94
NAV (21 Apr 26) ₹822.31 ↑ 5.16   (0.63 %)
Net Assets (Cr) ₹14,681 on 31 Mar 26
Category Equity - Multi Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.75
Sharpe Ratio -0.52
Information Ratio 0.23
Alpha Ratio -1.27
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹12,315
31 Mar 23₹12,706
31 Mar 24₹18,830
31 Mar 25₹20,530
31 Mar 26₹19,990

ICICI Prudential Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 10.9%
3 Month 7.5%
6 Month 2.4%
1 Year 8.7%
3 Year 21.5%
5 Year 18.9%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.7%
2023 20.7%
2022 35.4%
2021 4.7%
2020 36.4%
2019 9.2%
2018 6%
2017 0.2%
2016 28%
2015 10.1%
Fund Manager information for ICICI Prudential Multicap Fund
NameSinceTenure
Lalit Kumar29 Sep 250.5 Yr.
Sharmila D’mello31 Jul 223.67 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Basic Materials28.3%
Industrials21.43%
Consumer Cyclical15.82%
Financial Services15.43%
Communication Services5.06%
Health Care3.99%
Real Estate3.79%
Energy1.92%
Technology1.72%
Consumer Defensive0.7%
Utility0%
Asset Allocation
Asset ClassValue
Cash1.84%
Equity98.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 500295
5%₹743 Cr11,352,245
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL
3%₹483 Cr2,712,297
↓ -437,067
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 532538
3%₹449 Cr418,008
↑ 50,000
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 532286
3%₹423 Cr3,800,436
BSE Ltd (Financial Services)
Equity, Since 31 Aug 25 | BSE
3%₹414 Cr1,543,998
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 25 | INDIGO
2%₹321 Cr813,428
↑ 100,687
ABB India Ltd (Industrials)
Equity, Since 31 Aug 25 | ABB
2%₹288 Cr484,711
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Sep 25 | MCX
2%₹288 Cr1,204,496
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 500493
2%₹264 Cr1,575,011
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | MOTHERSON
2%₹262 Cr24,891,842

6. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

  • Highest AUM (₹91,335 Cr).
  • Established history (31+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.05% (top quartile).
  • 3Y return: 21.11% (lower mid).
  • 1Y return: 4.98% (bottom quartile).
  • Alpha: 0.41 (upper mid).
  • Sharpe: -0.44 (lower mid).
  • Information ratio: 1.07 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~8.8%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund
Growth
Launch Date 1 Jan 95
NAV (21 Apr 26) ₹2,009.4 ↑ 13.83   (0.69 %)
Net Assets (Cr) ₹91,335 on 31 Mar 26
Category Equity - Multi Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.44
Sharpe Ratio -0.44
Information Ratio 1.07
Alpha Ratio 0.41
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹12,682
31 Mar 23₹14,064
31 Mar 24₹20,135
31 Mar 25₹23,151
31 Mar 26₹22,793

HDFC Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 6.9%
3 Month -1.2%
6 Month -3.1%
1 Year 5%
3 Year 21.1%
5 Year 21.1%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.4%
2023 23.5%
2022 30.6%
2021 18.3%
2020 36.2%
2019 6.4%
2018 6.8%
2017 -3.5%
2016 36.9%
2015 7.3%
Fund Manager information for HDFC Equity Fund
NameSinceTenure
Amit Ganatra1 Feb 260.16 Yr.
Dhruv Muchhal22 Jun 232.78 Yr.

Data below for HDFC Equity Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services39.32%
Consumer Cyclical16.15%
Health Care8.24%
Industrials7.25%
Technology6.53%
Basic Materials4.83%
Communication Services3.06%
Utility2.71%
Real Estate2.32%
Energy1.53%
Consumer Defensive0.79%
Asset Allocation
Asset ClassValue
Cash6.79%
Equity92.69%
Debt0.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹8,825 Cr64,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | AXISBANK
7%₹7,473 Cr54,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK
7%₹7,280 Cr82,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
5%₹5,287 Cr44,000,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE
4%₹4,074 Cr20,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK
4%₹3,778 Cr91,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL
3%₹3,073 Cr16,349,344
↑ 5,349,344
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI
3%₹2,971 Cr2,000,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
3%₹2,952 Cr21,249,649
↑ 3,249,649
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 12 | LT
3%₹2,860 Cr6,685,418
↑ 4,323,634

7. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

  • Bottom quartile AUM (₹4,504 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.91% (lower mid).
  • 3Y return: 19.55% (bottom quartile).
  • 1Y return: -1.64% (bottom quartile).
  • Alpha: -6.15 (bottom quartile).
  • Sharpe: -0.93 (bottom quartile).
  • Information ratio: 0.42 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for JM Multicap Fund

JM Multicap Fund
Growth
Launch Date 23 Sep 08
NAV (21 Apr 26) ₹93.2669 ↑ 0.53   (0.57 %)
Net Assets (Cr) ₹4,504 on 31 Mar 26
Category Equity - Multi Cap
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio -0.93
Information Ratio 0.42
Alpha Ratio -6.15
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹12,102
31 Mar 23₹12,709
31 Mar 24₹19,958
31 Mar 25₹21,420
31 Mar 26₹19,608

JM Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 7.4%
3 Month 1%
6 Month -6.3%
1 Year -1.6%
3 Year 19.6%
5 Year 17.9%
10 Year
15 Year
Since launch 13.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -6.8%
2023 33.3%
2022 40%
2021 7.8%
2020 32.9%
2019 11.4%
2018 16.6%
2017 -5.4%
2016 39.5%
2015 10.5%
Fund Manager information for JM Multicap Fund
NameSinceTenure
Satish Ramanathan20 Aug 214.62 Yr.
Asit Bhandarkar1 Oct 241.5 Yr.
Ruchi Fozdar4 Oct 241.49 Yr.
Deepak Gupta11 Apr 250.97 Yr.

Data below for JM Multicap Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services30.79%
Consumer Cyclical17.92%
Industrials9.26%
Technology8.98%
Basic Materials8.81%
Health Care7.62%
Energy5.13%
Consumer Defensive4.73%
Communication Services2.52%
Utility1.63%
Asset Allocation
Asset ClassValue
Cash2.6%
Equity97.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK
4%₹195 Cr1,415,062
↓ -592,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK
4%₹187 Cr2,107,760
↓ -650,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
3%₹181 Cr1,502,196
↓ -300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹154 Cr360,668
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Oct 25 | DRREDDY
3%₹154 Cr1,196,532
Godfrey Phillips India Ltd (Consumer Defensive)
Equity, Since 28 Feb 25 | GODFRYPHLP
3%₹148 Cr700,000
↓ -28,802
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | MARUTI
3%₹141 Cr95,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 25 | RELIANCE
3%₹139 Cr1,000,000
↓ -300,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 26 | AXISBANK
3%₹131 Cr945,000
↑ 345,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹130 Cr692,200
↓ -225,000

8. Bandhan Focused Equity Fund

The investment objective of the scheme is to seek to generate capital appreciation and/or provide income distribution from a portfolio of predominantly equity and equity related instruments. There is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Focused Equity Fund

  • Bottom quartile AUM (₹1,810 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.83% (bottom quartile).
  • 3Y return: 19.49% (bottom quartile).
  • 1Y return: 7.22% (lower mid).
  • Alpha: 0.08 (lower mid).
  • Sharpe: -0.48 (lower mid).
  • Information ratio: 0.29 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding Power Finance Corp Ltd (~8.8%).

Below is the key information for Bandhan Focused Equity Fund

Bandhan Focused Equity Fund
Growth
Launch Date 16 Mar 06
NAV (21 Apr 26) ₹88.093 ↑ 0.76   (0.87 %)
Net Assets (Cr) ₹1,810 on 31 Mar 26
Category Equity - Multi Cap
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.1
Sharpe Ratio -0.48
Information Ratio 0.29
Alpha Ratio 0.08
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹11,626
31 Mar 23₹11,077
31 Mar 24₹15,488
31 Mar 25₹17,273
31 Mar 26₹16,826

Bandhan Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Bandhan Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 9.7%
3 Month 5.5%
6 Month -1.6%
1 Year 7.2%
3 Year 19.5%
5 Year 14.8%
10 Year
15 Year
Since launch 11.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -1.6%
2023 30.3%
2022 31.3%
2021 -5%
2020 24.6%
2019 14.9%
2018 8.9%
2017 -12.7%
2016 54.4%
2015 1.8%
Fund Manager information for Bandhan Focused Equity Fund
NameSinceTenure
Manish Gunwani2 Dec 241.33 Yr.
Kirthi Jain2 Dec 241.33 Yr.
Ritika Behera7 Oct 232.48 Yr.
Gaurav Satra7 Jun 241.82 Yr.
Rahul Agarwal2 Dec 241.33 Yr.

Data below for Bandhan Focused Equity Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services34.37%
Consumer Defensive16.64%
Health Care15.7%
Technology6.19%
Real Estate5.65%
Consumer Cyclical4.85%
Energy3.79%
Utility2.75%
Communication Services2.27%
Basic Materials2.18%
Industrials1.75%
Asset Allocation
Asset ClassValue
Cash3.86%
Equity96.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532810
9%₹159 Cr4,188,959
↑ 38,236
LT Foods Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | 532783
8%₹143 Cr3,935,069
↓ -120,192
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | HDFCBANK
6%₹100 Cr1,364,469
↑ 61,741
State Bank of India (Financial Services)
Equity, Since 31 Jul 25 | SBIN
5%₹92 Cr937,094
↓ -164,956
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 May 25 | CHOLAHLDNG
5%₹91 Cr669,455
↑ 188,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹86 Cr710,586
Jubilant Pharmova Ltd (Healthcare)
Equity, Since 31 Jul 25 | 530019
5%₹85 Cr1,045,101
↑ 24,000
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 24 | 532296
5%₹85 Cr397,894
Tilaknagar Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 25 | TI
4%₹69 Cr1,662,932
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 23 | RELIANCE
4%₹69 Cr510,082
↑ 153,234

9. Aditya Birla Sun Life Equity Fund

An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Research Highlights for Aditya Birla Sun Life Equity Fund

  • Upper mid AUM (₹23,018 Cr).
  • Established history (27+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.90% (bottom quartile).
  • 3Y return: 19.12% (bottom quartile).
  • 1Y return: 9.55% (top quartile).
  • Alpha: 2.66 (top quartile).
  • Sharpe: -0.30 (upper mid).
  • Information ratio: 0.92 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding ICICI Bank Ltd (~6.2%).

Below is the key information for Aditya Birla Sun Life Equity Fund

Aditya Birla Sun Life Equity Fund
Growth
Launch Date 27 Aug 98
NAV (21 Apr 26) ₹1,858.38 ↑ 14.37   (0.78 %)
Net Assets (Cr) ₹23,018 on 31 Mar 26
Category Equity - Multi Cap
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.68
Sharpe Ratio -0.3
Information Ratio 0.92
Alpha Ratio 2.66
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹12,128
31 Mar 23₹11,624
31 Mar 24₹15,961
31 Mar 25₹17,640
31 Mar 26₹17,716

Aditya Birla Sun Life Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Aditya Birla Sun Life Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

DurationReturns
1 Month 8.6%
3 Month 2%
6 Month 0%
1 Year 9.5%
3 Year 19.1%
5 Year 14.9%
10 Year
15 Year
Since launch 20.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.2%
2023 18.5%
2022 26%
2021 -1.1%
2020 30.3%
2019 16.1%
2018 8.5%
2017 -4.1%
2016 33.5%
2015 15.2%
Fund Manager information for Aditya Birla Sun Life Equity Fund
NameSinceTenure
Harish Krishnan3 Nov 232.41 Yr.
Dhaval Joshi21 Nov 223.36 Yr.

Data below for Aditya Birla Sun Life Equity Fund as on 31 Mar 26

Equity Sector Allocation
SectorValue
Financial Services30.46%
Consumer Cyclical14.07%
Basic Materials10.94%
Industrials10.45%
Technology9.43%
Health Care8.88%
Consumer Defensive7.34%
Energy4.57%
Communication Services2.4%
Real Estate0.5%
Asset Allocation
Asset ClassValue
Cash0.96%
Equity99.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹1,429 Cr11,849,171
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK
4%₹878 Cr12,000,000
↑ 944,204
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | KOTAKBANK
4%₹816 Cr23,096,430
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
3%₹771 Cr6,161,817
Reliance Industries Ltd (Energy)
Equity, Since 31 May 19 | RELIANCE
3%₹767 Cr5,706,067
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
3%₹617 Cr6,300,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
2%₹553 Cr3,100,000
↑ 358,967
HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 11 | HCLTECH
2%₹551 Cr4,103,703
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 17 | HINDALCO
2%₹498 Cr5,628,825
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 30 Jun 17 | 500493
2%₹483 Cr2,883,624
↑ 58,200

ਡਾਇਵਰਸਫਾਈਡ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

  1. Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।

  2. ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ

  3. ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!

    ਸ਼ੁਰੂਆਤ ਕਰੋ

ਵਧੀਆ ਵਿਵਿਧ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰਨ ਲਈ ਸਮਾਰਟ ਸੁਝਾਅ

ਇੱਕ ਆਦਰਸ਼ ਵਿਭਿੰਨ ਫੰਡ ਨੂੰ ਹੇਠਾਂ ਦਿੱਤੇ ਮਾਪਦੰਡਾਂ ਵਿੱਚੋਂ ਲੰਘਣਾ ਚਾਹੀਦਾ ਹੈ:

1. ਇੱਕੋ ਸ਼੍ਰੇਣੀ ਦੇ ਅੰਦਰ ਵੰਨ-ਸੁਵੰਨੇ ਫੰਡਾਂ ਵਿੱਚ ਰਿਟਰਨ ਦੀ ਤੁਲਨਾ ਕਰੋ

ਬੈਂਚਮਾਰਕਿੰਗ ਦੇ ਸਭ ਤੋਂ ਬੁਨਿਆਦੀ ਰੂਪਾਂ ਵਿੱਚੋਂ ਇੱਕ ਵਿੱਚ ਸਮਾਨ ਸ਼੍ਰੇਣੀ ਦੇ ਅੰਦਰ ਇੱਕ ਫੰਡ ਦੀ ਤੁਲਨਾ ਕਰਨਾ ਸ਼ਾਮਲ ਹੈ। ਮੁਲਾਂਕਣ ਕਰਦੇ ਸਮੇਂ ਏਵੱਡਾ ਕੈਪ ਫੰਡ, ਤੁਹਾਨੂੰ ਇਸਦੇ ਰਿਟਰਨ ਦੀ ਤੁਲਨਾ ਹੋਰ ਮੇਲ ਖਾਂਦੇ ਵੱਡੇ ਕੈਪ ਵਿਵਿਧ ਇਕੁਇਟੀ ਫੰਡਾਂ ਨਾਲ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈ। ਮਿਡ-ਕੈਪ ਵਿਵਿਧ ਇਕੁਇਟੀ ਫੰਡਾਂ ਨਾਲ ਇਸਦੀ ਤੁਲਨਾ ਕਰਨਾ ਇੱਕ ਸਹੀ ਨਤੀਜਾ ਨਹੀਂ ਦੇਵੇਗਾ ਕਿਉਂਕਿ ਵੱਡੇ ਕੈਪ ਅਤੇ ਦੋਵਾਂ ਵਿਚਕਾਰ ਜੋਖਮ ਅਤੇ ਇਨਾਮ ਸਬੰਧਮਿਡ ਕੈਪ ਫੰਡ ਤੁਲਨਾਯੋਗ ਨਹੀਂ ਹਨ। ਵੰਨ-ਸੁਵੰਨੇ ਫੰਡ, ਜਿਵੇਂ ਕਿ ਇਹ ਸਾਰੇ ਮਾਰਕੀਟ ਕੈਪਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ ਅਤੇ ਇਸਲਈ ਇੱਕ ਸਮਾਨ ਆਦੇਸ਼ ਵਾਲੇ ਫੰਡਾਂ ਨਾਲ ਉਹਨਾਂ ਦੀ ਤੁਲਨਾ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈ।

ਇੱਕ ਵਾਧੂਕਾਰਕ ਵਿਵਿਧ ਫੰਡ ਦਾ ਮੁਲਾਂਕਣ ਕਰਨ ਲਈ ਸਮਾਂ ਸੀਮਾ ਹੈ। ਕਿਉਂਕਿ ਇਕੁਇਟੀ ਲੰਬੇ ਸਮੇਂ ਦੇ ਫਰੇਮਾਂ (5 ਸਾਲਾਂ ਤੋਂ ਵੱਧ) ਵਿੱਚ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਲਈ ਲੈਸ ਹੁੰਦੀ ਹੈ, ਵਿਭਿੰਨ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਲੰਬੇ ਸਮੇਂ ਲਈ ਕੀਤਾ ਜਾਣਾ ਚਾਹੀਦਾ ਹੈ। ਲੰਬੇ ਸਮੇਂ ਦੇ ਫਰੇਮ ਵਿੱਚ ਇੱਕ ਵਿਭਿੰਨ ਫੰਡ ਦਾ ਮੁਲਾਂਕਣ ਕਰਨਾ ਤੁਹਾਨੂੰ ਬੂਮ-ਐਂਡ-ਬਸਟ ਚੱਕਰ ਦੇ ਦੌਰਾਨ ਇਸਦੇ ਪ੍ਰਦਰਸ਼ਨ ਨੂੰ ਮਾਪਣ ਵਿੱਚ ਮਦਦ ਕਰੇਗਾ। ਨਿਵੇਸ਼ਕ ਸ਼੍ਰੇਣੀ ਔਸਤ ਦੇ ਨਾਲ ਵੱਖ-ਵੱਖ ਮਾਰਕੀਟ ਪੜਾਵਾਂ ਦੌਰਾਨ ਇਸਦੇ ਪ੍ਰਦਰਸ਼ਨ ਦੀ ਸਮੀਖਿਆ ਕਰਕੇ ਵਿਭਿੰਨ ਫੰਡ ਦੇ ਰਿਟਰਨ ਦੀ ਇਕਸਾਰਤਾ ਦਾ ਵਿਸ਼ਲੇਸ਼ਣ ਕਰ ਸਕਦੇ ਹਨ। ਇਹ ਕਹਿਣ ਤੋਂ ਬਾਅਦ, ਸਹੀ ਪੀਅਰ ਗਰੁੱਪ ਦੀ ਸਥਾਪਨਾ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ, ਇਹ ਬਣਦਾ ਹੈਆਧਾਰ ਰਿਟਰਨ, ਅਸਥਿਰਤਾ ਦੀ ਤੁਲਨਾ ਲਈ ਅਤੇ ਇਸ ਤਰ੍ਹਾਂ ਅੰਤਿਮ ਫੰਡਾਂ ਦੀ ਚੋਣ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ।

2. ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਦੇ ਵਿਰੁੱਧ ਵਿਭਿੰਨ ਫੰਡ ਰਿਟਰਨਾਂ ਦੀ ਜਾਂਚ ਕਰੋ

ਹਰੇਕ ਵਿਭਿੰਨ ਫੰਡ ਲਈ ਆਪਣੇ ਪੇਸ਼ਕਸ਼ ਦਸਤਾਵੇਜ਼ ਵਿੱਚ ਇੱਕ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਦਾ ਜ਼ਿਕਰ ਕਰਨਾ ਲਾਜ਼ਮੀ ਹੈ। ਇਹ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਇਹ ਨਿਰਣਾ ਕਰਨ ਲਈ ਇੱਕ ਸੂਚਕ ਹੈ ਕਿ ਕੀ ਵਿਭਿੰਨ ਫੰਡ ਨੇ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕੀਤਾ ਹੈ। ਵਿਵਿਧ ਫੰਡ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਦਾ ਮੁਲਾਂਕਣ ਕਰਦੇ ਸਮੇਂ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ 3 ਸਾਲ, 5 ਸਾਲ ਜਾਂ 10 ਸਾਲਾਂ ਦੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਚੱਕਰ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ। ਉਹ ਫੰਡ ਜੋ ਆਪਣੇ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਨੂੰ ਲਗਾਤਾਰ ਪਛਾੜਦੇ ਹਨ, ਨੂੰ ਨਿਵੇਸ਼ ਲਈ ਵਿਚਾਰਿਆ ਜਾਣਾ ਚਾਹੀਦਾ ਹੈ।

3. ਫੰਡ ਦੀ ਇਕਸਾਰਤਾ ਨੂੰ ਤੋਲਣਾ

ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਮੁਲਾਂਕਣ ਤੋਂ ਇਲਾਵਾ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੰਡ ਦੀ ਇਤਿਹਾਸਕ ਕਾਰਗੁਜ਼ਾਰੀ ਦਾ ਮੁਲਾਂਕਣ ਵੀ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ, ਬਹੁਤ ਸਾਰੇ ਵਿਭਿੰਨ ਫੰਡ ਬਾਜ਼ਾਰ ਵਿੱਚ ਗਿਰਾਵਟ ਦੇ ਦੌਰਾਨ ਅਤੇ ਉਹਨਾਂ ਦੇ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਅਤੇ ਸ਼੍ਰੇਣੀ ਔਸਤ ਤੋਂ ਵੀ ਹੇਠਾਂ ਡਿੱਗਦੇ ਹਨ। ਸਿਰਫ ਕੁਝ ਹੀ ਸਾਰੇ ਮਾਰਕੀਟ ਸਥਿਤੀਆਂ ਵਿੱਚ ਆਪਣੇ ਪ੍ਰਦਰਸ਼ਨ ਨੂੰ ਕਾਇਮ ਰੱਖਦੇ ਹਨ। ਇੱਕ ਫੰਡ ਚੁਣਨਾ ਜੋ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਗਿਰਾਵਟ ਵਿੱਚ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਦਾ ਹੈ ਮਹੱਤਵਪੂਰਨ ਹੈ, ਨਹੀਂ ਤਾਂ ਤੁਸੀਂ ਇੱਕ ਫੰਡ ਪ੍ਰਾਪਤ ਕਰੋਗੇ ਜੋ ਚੰਗਾ ਕੰਮ ਕਰ ਸਕਦਾ ਹੈ, ਪਰ ਸਿਰਫ ਬਾਅਦ ਵਿੱਚ ਦੇਖਣ ਲਈ ਕਿ ਸਾਰੇ ਰਿਟਰਨ ਇੱਕ ਗਿਰਾਵਟ ਵਿੱਚ ਖਤਮ ਹੋ ਜਾਂਦੇ ਹਨ। ਇਸ ਤਰ੍ਹਾਂ, ਇੱਕਨਿਵੇਸ਼ਕ ਨੂੰ ਯਕੀਨੀ ਬਣਾਉਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ਉਹ ਆਪਣੇ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਸਭ ਤੋਂ ਇਕਸਾਰ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਨੂੰ ਸ਼ਾਮਲ ਕਰਦੇ ਹਨ।

4. ਫੰਡ ਵਿੱਚ ਜੋਖਮਾਂ ਬਾਰੇ ਸੁਚੇਤ ਰਹੋ

ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ, ਕਿਸੇ ਨੂੰ ਇੱਕ ਵਿਭਿੰਨ ਫੰਡ ਦਾ ਜੋਖਮ-ਵਾਪਸੀ ਦਾ ਵਿਸ਼ਲੇਸ਼ਣ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਅਜਿਹਾ ਕਰਨ ਲਈ, ਤੁਹਾਨੂੰ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਅਨੁਪਾਤਾਂ ਨੂੰ ਦੇਖਣਾ ਚਾਹੀਦਾ ਹੈ, ਜਿਵੇਂ ਕਿ:

a ਅਲਫ਼ਾ

ਅਲਫ਼ਾ ਜੋਖਮ-ਅਨੁਕੂਲ ਆਧਾਰ 'ਤੇ ਵਿਭਿੰਨ ਫੰਡ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਦਾ ਮਾਪ ਹੈ। ਇਹ ਇਸ ਗੱਲ 'ਤੇ ਮਾਪਦਾ ਹੈ ਕਿ ਫੰਡ ਜਾਂ ਸਟਾਕ ਨੇ ਜੋਖਮ ਐਡਜਸਟ ਕੀਤੇ ਆਧਾਰ 'ਤੇ ਆਮ ਬਾਜ਼ਾਰ ਵਿੱਚ ਕਿੰਨਾ ਪ੍ਰਦਰਸ਼ਨ ਕੀਤਾ ਹੈ। 1 ਦੇ ਸਕਾਰਾਤਮਕ ਅਲਫ਼ਾ ਦਾ ਮਤਲਬ ਹੈ ਕਿ ਫੰਡ ਨੇ ਆਪਣੇ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਨੂੰ 1% ਤੋਂ ਵੱਧ ਪ੍ਰਦਰਸ਼ਨ ਕੀਤਾ ਹੈ, ਜਦੋਂ ਕਿ -1 ਦਾ ਨਕਾਰਾਤਮਕ ਅਲਫ਼ਾ ਇਹ ਦਰਸਾਏਗਾ ਕਿ ਫੰਡ ਨੇ ਆਪਣੇ ਮਾਰਕੀਟ ਬੈਂਚਮਾਰਕ ਨਾਲੋਂ 1% ਘੱਟ ਰਿਟਰਨ ਪੈਦਾ ਕੀਤਾ ਹੈ। ਇਸ ਲਈ, ਮੂਲ ਰੂਪ ਵਿੱਚ, ਇੱਕ ਨਿਵੇਸ਼ਕ ਦੀ ਰਣਨੀਤੀ ਸਕਾਰਾਤਮਕ ਅਲਫ਼ਾ ਨਾਲ ਪ੍ਰਤੀਭੂਤੀਆਂ ਜਾਂ ਮਿਉਚੁਅਲ ਫੰਡ ਖਰੀਦਣ ਦੀ ਹੋਣੀ ਚਾਹੀਦੀ ਹੈ।

ਬੀ. ਬੀਟਾ

ਬੀਟਾ ਇਸਦੇ ਬੈਂਚਮਾਰਕ ਸੂਚਕਾਂਕ ਦੇ ਮੁਕਾਬਲੇ ਇੱਕ ਵਿਭਿੰਨ ਫੰਡ ਦੀ ਅਸਥਿਰਤਾ ਨੂੰ ਮਾਪਦਾ ਹੈ। ਬੀਟਾ ਨੂੰ ਸਕਾਰਾਤਮਕ ਜਾਂ ਨਕਾਰਾਤਮਕ ਅੰਕੜਿਆਂ ਵਿੱਚ ਦਰਸਾਇਆ ਗਿਆ ਹੈ। 1 ਦਾ ਬੀਟਾ ਦਰਸਾਉਂਦਾ ਹੈ ਕਿ ਸਟਾਕ ਦੀ ਕੀਮਤ ਜਾਂ ਮਿਉਚੁਅਲ ਫੰਡਨਹੀ ਹਨ ਮਾਰਕੀਟ ਦੇ ਅਨੁਸਾਰ ਚਲਦਾ ਹੈ. 1 ਤੋਂ ਵੱਧ ਦਾ ਬੀਟਾ ਇਹ ਦਰਸਾਉਂਦਾ ਹੈ ਕਿ ਸਟਾਕ ਮਾਰਕੀਟ ਨਾਲੋਂ ਜੋਖਮ ਭਰਿਆ ਹੈ, ਅਤੇ 1 ਤੋਂ ਘੱਟ ਬੀਟਾ ਦਾ ਮਤਲਬ ਹੈ ਕਿ ਸਟਾਕ ਮਾਰਕੀਟ ਨਾਲੋਂ ਘੱਟ ਜੋਖਮ ਵਾਲਾ ਹੈ। ਇਸ ਲਈ, ਘੱਟ ਬੀਟਾ ਇੱਕ ਡਿੱਗਦੇ ਬਾਜ਼ਾਰ ਵਿੱਚ ਬਿਹਤਰ ਹੈ. ਵਧ ਰਹੇ ਬਾਜ਼ਾਰ ਵਿੱਚ, ਉੱਚ-ਬੀਟਾ ਬਿਹਤਰ ਹੈ।

c. ਮਿਆਰੀ ਵਿਵਹਾਰ (SD)

SD ਇੱਕ ਅੰਕੜਾ ਮਾਪ ਹੈ ਜੋ ਕਿਸੇ ਫੰਡ ਵਿੱਚ ਅਸਥਿਰਤਾ ਜਾਂ ਜੋਖਮ ਨੂੰ ਦਰਸਾਉਂਦਾ ਹੈ। SD ਜਿੰਨਾ ਉੱਚਾ ਹੋਵੇਗਾ, ਰਿਟਰਨ ਵਿੱਚ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਵੱਧ ਹੋਣਗੇ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਨਿਵੇਸ਼ਕ ਘੱਟ ਦੇ ਨਾਲ ਫੰਡਾਂ ਦੀ ਭਾਲ ਕਰਦੇ ਹਨਮਿਆਰੀ ਭਟਕਣ.

d. ਸ਼ਾਰਪ ਅਨੁਪਾਤ (SR)

ਤਿੱਖਾ ਅਨੁਪਾਤ ਲਏ ਗਏ ਜੋਖਮ ਦੇ ਸਬੰਧ ਵਿੱਚ ਵਾਪਸੀ (ਨਕਾਰਾਤਮਕ ਅਤੇ ਸਕਾਰਾਤਮਕ ਦੋਵੇਂ) ਨੂੰ ਮਾਪਦਾ ਹੈ। ਇੱਥੇ ਖਤਰੇ ਨੂੰ ਸਟੈਂਡਰਡ ਡਿਵੀਏਸ਼ਨ ਦੁਆਰਾ ਪਰਿਭਾਸ਼ਿਤ ਕੀਤਾ ਗਿਆ ਹੈ। ਇੱਕ ਉੱਚ ਸ਼ਾਰਪ ਅਨੁਪਾਤ ਦਾ ਮਤਲਬ ਹੈ, ਬਹੁਤ ਜ਼ਿਆਦਾ ਜੋਖਮ ਤੋਂ ਬਿਨਾਂ ਇੱਕ ਉੱਚ ਵਾਪਸੀ। ਇਸ ਤਰ੍ਹਾਂ, ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਇੱਕ ਵਿਭਿੰਨ ਫੰਡ ਚੁਣਨਾ ਚਾਹੀਦਾ ਹੈ ਜੋ ਉੱਚ ਸ਼ਾਰਪ ਅਨੁਪਾਤ ਦਿਖਾਉਂਦਾ ਹੈ। ਦੁਬਾਰਾ ਫਿਰ, ਇੱਕ ਨਿਵੇਸ਼ਕ ਲਈ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਉਹ ਇੱਕ ਇਤਿਹਾਸਕ ਆਧਾਰ 'ਤੇ ਇੱਕ ਵਿਭਿੰਨ ਫੰਡ ਦੇ SD ਅਤੇ SR ਦਾ ਮੁਲਾਂਕਣ ਕਰੇ ਤਾਂ ਜੋ ਸਭ ਤੋਂ ਇਕਸਾਰ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲਿਆਂ ਨੂੰ ਚੁਣਿਆ ਜਾ ਸਕੇ।

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ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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