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ਫਿਨਕੈਸ਼ »ਮਿਉਚੁਅਲ ਫੰਡ »ਵਧੀਆ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on October 5, 2025 , 16055 views

ਇੱਕ ਵਿੱਤੀਮਿਉਚੁਅਲ ਫੰਡ ਸੈਕਟਰ ਦਾ ਹਿੱਸਾ ਹਨਇਕੁਇਟੀ ਫੰਡ. ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ 'ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤੀ ਸੇਵਾਵਾਂ ਫੰਡ' ਵਜੋਂ ਵੀ ਜਾਣਿਆ ਜਾਂਦਾ ਹੈ। ਇਨ੍ਹਾਂ ਫੰਡਾਂ ਦਾ ਉਦੇਸ਼ ਪੈਦਾ ਕਰਨਾ ਹੈਆਮਦਨ ਨਾਲਨਿਵੇਸ਼ ਬੈਂਕਿੰਗ ਸੈਕਟਰ ਅਤੇ ਵਿੱਤੀ ਉਦਯੋਗ ਨੂੰ ਪੂਰਾ ਕਰਨ ਵਾਲੀਆਂ ਕੰਪਨੀਆਂ ਦੇ ਸਟਾਕਾਂ/ਸ਼ੇਅਰਾਂ ਵਿੱਚ। ਇਸ ਲਈ, ਆਓ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੇ ਨਾਲ, ਵਿੱਤੀ ਫੰਡਾਂ ਦੀ ਭਵਿੱਖੀ ਸੰਭਾਵਨਾ ਨੂੰ ਸਮਝੀਏ।

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ਭਾਰਤ ਵਿੱਚ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

ਵੱਲੋਂ ਜਾਰੀ ਕੀਤੇ ਗਏ ਜੁਲਾਈ 2017 ਦੇ ਅੰਕੜਿਆਂ 'ਤੇ ਨਜ਼ਰ ਮਾਰੀਏਸੇਬੀ, ਬੈਂਕਿੰਗ ਅਤੇਸੈਕਟਰ ਫੰਡ ਸਭ ਤੋਂ ਵੱਧ ਪਸੰਦੀਦਾ ਸਨ। ਅੰਕੜੇ ਦਰਸਾਉਂਦੇ ਹਨ ਕਿਬੈਂਕ ਅਤੇ ਵਿੱਤ- ਦੋ ਪ੍ਰਮੁੱਖ ਸੈਕਟਰਾਂ ਨੇ ਸ਼ੇਅਰ AUM ਵਿੱਚ ਇੱਕ ਤਿੱਖੀ ਵਾਧਾ ਦਿਖਾਇਆ ਹੈ।

SEBIbanksandfinancedata

ਜੁਲਾਈ 17 ਦੇ ਅੰਕੜਿਆਂ ਅਨੁਸਾਰ, ਬੈਂਕਿੰਗ ਸੈਕਟਰ, ਜੋ ਕਿ ਮੋਹਰੀ ਖੇਤਰ ਹੈ, ਦੀ ਏਯੂਐਮ ਸਿਰਫ ਛੇ ਮਹੀਨਿਆਂ ਵਿੱਚ 20.9 ਪ੍ਰਤੀਸ਼ਤ ਤੋਂ 22.6 ਪ੍ਰਤੀਸ਼ਤ ਹੋ ਗਈ ਹੈ।

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    ਸ਼ੁਰੂਆਤ ਕਰੋ

FY 22 - 23 ਵਿੱਚ ਸਭ ਤੋਂ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹133.9
↓ -0.58 		₹9,688-0.613.610.416.421.111.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹60.88
↓ -0.25 		₹3,374-1.214.29.116.221.38.7
Invesco India Financial Services Fund Growth ₹137.28
↓ -0.37 		₹1,392-1.416.510.921.121.719.8
UTI Banking and Financial Services Fund Growth ₹190.629
↓ -0.69 		₹1,255-0.613.711.617.121.111.1
Sundaram Financial Services Opportunities Fund Growth ₹102.245
↓ -0.64 		₹1,460-2.511.55.818.9227.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundInvesco India Financial Services FundUTI Banking and Financial Services FundSundaram Financial Services Opportunities Fund
Point 1Highest AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Bottom quartile AUM (₹1,392 Cr).Bottom quartile AUM (₹1,255 Cr).Lower mid AUM (₹1,460 Cr).
Point 2Established history (17+ yrs).Established history (11+ yrs).Established history (17+ yrs).Oldest track record among peers (21 yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 21.06% (bottom quartile).5Y return: 21.28% (lower mid).5Y return: 21.71% (upper mid).5Y return: 21.09% (bottom quartile).5Y return: 21.98% (top quartile).
Point 63Y return: 16.38% (bottom quartile).3Y return: 16.16% (bottom quartile).3Y return: 21.08% (top quartile).3Y return: 17.06% (lower mid).3Y return: 18.86% (upper mid).
Point 71Y return: 10.37% (lower mid).1Y return: 9.12% (bottom quartile).1Y return: 10.87% (upper mid).1Y return: 11.61% (top quartile).1Y return: 5.76% (bottom quartile).
Point 8Alpha: -2.57 (top quartile).Alpha: -6.06 (bottom quartile).Alpha: -4.77 (lower mid).Alpha: -3.36 (upper mid).Alpha: -11.54 (bottom quartile).
Point 9Sharpe: 0.03 (top quartile).Sharpe: -0.18 (bottom quartile).Sharpe: -0.08 (lower mid).Sharpe: 0.01 (upper mid).Sharpe: -0.55 (bottom quartile).
Point 10Information ratio: 0.32 (lower mid).Information ratio: 0.14 (bottom quartile).Information ratio: 0.78 (top quartile).Information ratio: 0.28 (bottom quartile).Information ratio: 0.50 (upper mid).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 21.06% (bottom quartile).
  • 3Y return: 16.38% (bottom quartile).
  • 1Y return: 10.37% (lower mid).
  • Alpha: -2.57 (top quartile).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 0.32 (lower mid).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.28% (lower mid).
  • 3Y return: 16.16% (bottom quartile).
  • 1Y return: 9.12% (bottom quartile).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Financial Services Fund

  • Bottom quartile AUM (₹1,392 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 21.71% (upper mid).
  • 3Y return: 21.08% (top quartile).
  • 1Y return: 10.87% (upper mid).
  • Alpha: -4.77 (lower mid).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.78 (top quartile).

UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,255 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 21.09% (bottom quartile).
  • 3Y return: 17.06% (lower mid).
  • 1Y return: 11.61% (top quartile).
  • Alpha: -3.36 (upper mid).
  • Sharpe: 0.01 (upper mid).
  • Information ratio: 0.28 (bottom quartile).

Sundaram Financial Services Opportunities Fund

  • Lower mid AUM (₹1,460 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 21.98% (top quartile).
  • 3Y return: 18.86% (upper mid).
  • 1Y return: 5.76% (bottom quartile).
  • Alpha: -11.54 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.50 (upper mid).

ਜਦੋਂ ਅਸੀਂ ਭਾਰਤ ਦੇ ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤ ਖੇਤਰ ਦੀ ਗੱਲ ਕਰਦੇ ਹਾਂ, ਤਾਂ ਸਾਡੇ ਕੋਲ ਬਹੁਤ ਸਾਰੇ ਪ੍ਰਮੁੱਖ ਖਿਡਾਰੀ ਹਨਆਈਸੀਆਈਸੀਆਈ ਬੈਂਕ ਲਿਮਟਿਡ, HDFC ਬੈਂਕ ਲਿਮਟਿਡ, ਸਟੇਟ ਬੈਂਕ ਆਫ ਇੰਡੀਆ, ਯੈੱਸ ਬੈਂਕ ਲਿਮਿਟੇਡ, ਐਕਸਿਸ ਬੈਂਕ ਲਿਮਟਿਡ, ਆਦਿ। ਭਾਰਤੀ ਬੈਂਕਿੰਗ ਪ੍ਰਣਾਲੀ ਵਿੱਚ 26 ਨਿੱਜੀ ਖੇਤਰ ਦੇ ਬੈਂਕ, 27 ਜਨਤਕ ਖੇਤਰ ਦੇ ਬੈਂਕ, 1,574 ਸ਼ਹਿਰੀ ਸਹਿਕਾਰੀ ਬੈਂਕ, 56 ਖੇਤਰੀ ਪੇਂਡੂ ਬੈਂਕ, 46 ਵਿਦੇਸ਼ੀ ਬੈਂਕ ਸ਼ਾਮਲ ਹਨ। ਅਤੇ ਸਹਿਕਾਰੀ ਕ੍ਰੈਡਿਟ ਸੰਸਥਾਵਾਂ ਤੋਂ ਇਲਾਵਾ 93,913 ਪੇਂਡੂ ਸਹਿਕਾਰੀ ਬੈਂਕ।

ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤੀ ਉਦਯੋਗ ਦੇ ਅੰਦਰ ਕੰਮ ਕਰਨ ਵਾਲੀਆਂ ਕੰਪਨੀਆਂ ਬਹੁਤ ਜ਼ਿਆਦਾ ਨਿਯੰਤ੍ਰਿਤ ਹਨ। ਕਈ ਚੰਗੀਆਂ ਕੰਪਨੀਆਂ ਸਾਲਾਂ ਦੌਰਾਨ ਨਿਰੰਤਰ ਪ੍ਰਦਰਸ਼ਨ ਅਤੇ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦਾ ਟੀਚਾ ਰੱਖਦੀਆਂ ਹਨ, ਨਤੀਜੇ ਵਜੋਂ, ਇਹ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਵਿਸ਼ਵਾਸ ਲਿਆਉਂਦੀ ਹੈ ਜੋ ਸੈਕਟਰ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ। ਹਾਲਾਂਕਿ, ਅਜਿਹੇ ਫੰਡਾਂ ਦੇ ਜੋਖਮ ਕਾਰਕਾਂ ਨੂੰ ਹਮੇਸ਼ਾ ਧਿਆਨ ਵਿੱਚ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ। ਇਹ ਫੰਡ, ਕਦੇ-ਕਦਾਈਂ, ਦੋ ਹੱਦਾਂ 'ਤੇ ਹੋ ਸਕਦੇ ਹਨ, ਇਹ ਚੰਗੀ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇ ਕਈ ਵਾਰ ਮਾੜਾ ਪ੍ਰਦਰਸ਼ਨ ਵੀ ਕਰ ਸਕਦੇ ਹਨ। ਇਸ ਲਈ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਜਿਹੜੇ ਨਿਵੇਸ਼ਕ ਅਜਿਹੇ ਸੈਕਟਰ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ, ਉਹਨਾਂ ਨੂੰ ਉੱਚ-ਜੋਖਮ ਦੀ ਭੁੱਖ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਣਾ ਚਾਹੀਦਾ ਹੈ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਵਿਭਿੰਨਤਾ ਦੇ ਉਦੇਸ਼ ਲਈ ਅਜਿਹੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।

1. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 21.06% (bottom quartile).
  • 3Y return: 16.38% (bottom quartile).
  • 1Y return: 10.37% (lower mid).
  • Alpha: -2.57 (top quartile).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 0.32 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~20.5%).
  • Top-3 holdings concentration ~47.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (08 Oct 25) ₹133.9 ↓ -0.58   (-0.43 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,263
30 Sep 22₹17,101
30 Sep 23₹20,162
30 Sep 24₹25,799
30 Sep 25₹26,594

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 2.7%
3 Month -0.6%
6 Month 13.6%
1 Year 10.4%
3 Year 16.4%
5 Year 21.1%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.59 Yr.
Sharmila D’mello30 Jun 223.17 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.04%
Health Care1.4%
Industrials0.33%
Asset Allocation
Asset ClassValue
Cash3.23%
Equity96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		21%₹1,988 Cr14,219,497
↑ 131,277
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		19%₹1,842 Cr19,359,856
↑ 1,349,342
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK		8%₹790 Cr7,555,437
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		8%₹762 Cr9,489,675
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		5%₹522 Cr2,892,347
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		5%₹462 Cr2,356,388
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		4%₹394 Cr5,099,696
↑ 1,537
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | MFSL		3%₹264 Cr1,649,161
↓ -199,065
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹249 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		2%₹192 Cr3,450,348
↑ 866,055

2. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.28% (lower mid).
  • 3Y return: 16.16% (bottom quartile).
  • 1Y return: 9.12% (bottom quartile).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.4%).
  • Top-3 holdings concentration ~46.1%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (08 Oct 25) ₹60.88 ↓ -0.25   (-0.41 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,779
30 Sep 22₹17,350
30 Sep 23₹21,687
30 Sep 24₹26,653
30 Sep 25₹27,010

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 3.6%
3 Month -1.2%
6 Month 14.2%
1 Year 9.1%
3 Year 16.2%
5 Year 21.3%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.02 Yr.
Dhaval Joshi21 Nov 222.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.39%
Technology1.15%
Asset Allocation
Asset ClassValue
Cash2.46%
Equity97.54%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		20%₹689 Cr4,927,929
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		19%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK		7%₹241 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		6%₹218 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE		6%₹188 Cr2,137,250
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS		3%₹111 Cr1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG		3%₹108 Cr623,906
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI		3%₹104 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK		3%₹104 Cr1,446,861
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		3%₹92 Cr469,972

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

  • Bottom quartile AUM (₹1,392 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 21.71% (upper mid).
  • 3Y return: 21.08% (top quartile).
  • 1Y return: 10.87% (upper mid).
  • Alpha: -4.77 (lower mid).
  • Sharpe: -0.08 (lower mid).
  • Information ratio: 0.78 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding ICICI Bank Ltd (~21.3%).
  • Top-3 holdings concentration ~45.6%.

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund
Growth
Launch Date 14 Jul 08
NAV (08 Oct 25) ₹137.28 ↓ -0.37   (-0.27 %)
Net Assets (Cr) ₹1,392 on 31 Aug 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆
Risk High
Expense Ratio 2.23
Sharpe Ratio -0.08
Information Ratio 0.78
Alpha Ratio -4.77
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹16,240
30 Sep 22₹15,582
30 Sep 23₹18,833
30 Sep 24₹26,403
30 Sep 25₹27,224

Invesco India Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 2.9%
3 Month -1.4%
6 Month 16.5%
1 Year 10.9%
3 Year 21.1%
5 Year 21.7%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.8%
2023 26%
2022 12.8%
2021 14%
2020 2.4%
2019 21.2%
2018 -0.3%
2017 45.2%
2016 10.4%
2015 -2.1%
Fund Manager information for Invesco India Financial Services Fund
NameSinceTenure
Hiten Jain19 May 205.29 Yr.

Data below for Invesco India Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.76%
Technology1.94%
Health Care1.07%
Asset Allocation
Asset ClassValue
Cash1.22%
Equity98.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK		21%₹297 Cr2,125,794
↑ 102,031
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK		19%₹270 Cr2,838,202
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK		5%₹68 Cr645,964
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN		5%₹67 Cr838,841
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 22 | MCX		5%₹63 Cr85,476
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | KARURVYSYA		4%₹50 Cr2,337,567
↓ -01
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN		3%₹46 Cr325,622
HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | HDFCAMC		3%₹43 Cr78,652
PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 543390		3%₹36 Cr202,712
Shriram Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | SHRIRAMFIN		2%₹33 Cr562,890

4. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,255 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 21.09% (bottom quartile).
  • 3Y return: 17.06% (lower mid).
  • 1Y return: 11.61% (top quartile).
  • Alpha: -3.36 (upper mid).
  • Sharpe: 0.01 (upper mid).
  • Information ratio: 0.28 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~20.6%).
  • Top-3 holdings concentration ~44.1%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (08 Oct 25) ₹190.629 ↓ -0.69   (-0.36 %)
Net Assets (Cr) ₹1,255 on 31 Aug 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.2
Sharpe Ratio 0.01
Information Ratio 0.28
Alpha Ratio -3.36
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹17,238
30 Sep 22₹17,050
30 Sep 23₹20,071
30 Sep 24₹25,986
30 Sep 25₹26,946

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 4.1%
3 Month -0.6%
6 Month 13.7%
1 Year 11.6%
3 Year 17.1%
5 Year 21.1%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.1%
2023 19.5%
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
2015 -11.3%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Amit Premchandani16 Jun 250.21 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services97.76%
Technology0.47%
Asset Allocation
Asset ClassValue
Cash1.76%
Equity98.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK		21%₹259 Cr1,852,344
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		16%₹196 Cr2,061,854
↑ 50,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		8%₹98 Cr500,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK		7%₹94 Cr900,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE		6%₹74 Cr842,570
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		5%₹68 Cr850,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA		4%₹51 Cr2,400,000
↓ -84,944
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		3%₹41 Cr700,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | MFSL		3%₹40 Cr250,000
↓ -25,000
Indian Bank (Financial Services)
Equity, Since 31 May 23 | INDIANB		3%₹39 Cr590,843

5. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

  • Lower mid AUM (₹1,460 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 21.98% (top quartile).
  • 3Y return: 18.86% (upper mid).
  • 1Y return: 5.76% (bottom quartile).
  • Alpha: -11.54 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.50 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~19.9%).
  • Top-3 holdings concentration ~42.2%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (08 Oct 25) ₹102.245 ↓ -0.64   (-0.63 %)
Net Assets (Cr) ₹1,460 on 31 Aug 25
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.12
Sharpe Ratio -0.55
Information Ratio 0.5
Alpha Ratio -11.54
Min Investment 100,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹16,871
30 Sep 22₹16,868
30 Sep 23₹21,846
30 Sep 24₹28,462
30 Sep 25₹27,965

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

DurationReturns
1 Month 4.7%
3 Month -2.5%
6 Month 11.5%
1 Year 5.8%
3 Year 18.9%
5 Year 22%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 31.1%
2022 16.8%
2021 15.3%
2020 2.7%
2019 26.4%
2018 -3.7%
2017 33.3%
2016 12.8%
2015 -9%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
Rohit Seksaria30 Dec 177.68 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services95.03%
Asset Allocation
Asset ClassValue
Cash4.8%
Equity95.03%
Debt0.17%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK		20%₹290 Cr3,051,406
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK		13%₹187 Cr1,339,673
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | AXISBANK		10%₹139 Cr1,329,343
↑ 36,023
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN		6%₹81 Cr1,003,469
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | BAJAJFINSV		4%₹65 Cr341,499
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN		4%₹63 Cr1,085,825
CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 20 | CSBBANK		4%₹60 Cr1,644,042
DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK		4%₹52 Cr4,243,632
↑ 240,387
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING		4%₹51 Cr682,976
Bank of Baroda (Financial Services)
Equity, Since 29 Feb 24 | BANKBARODA		4%₹51 Cr2,208,626

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।

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