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ਫਿਨਕੈਸ਼ »ਮਿਉਚੁਅਲ ਫੰਡ »ਵਧੀਆ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on September 28, 2026 , 17071 views

ਇੱਕ ਵਿੱਤੀਮਿਉਚੁਅਲ ਫੰਡ ਸੈਕਟਰ ਦਾ ਹਿੱਸਾ ਹਨਇਕੁਇਟੀ ਫੰਡ. ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ 'ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤੀ ਸੇਵਾਵਾਂ ਫੰਡ' ਵਜੋਂ ਵੀ ਜਾਣਿਆ ਜਾਂਦਾ ਹੈ। ਇਨ੍ਹਾਂ ਫੰਡਾਂ ਦਾ ਉਦੇਸ਼ ਪੈਦਾ ਕਰਨਾ ਹੈਆਮਦਨ ਨਾਲਨਿਵੇਸ਼ ਬੈਂਕਿੰਗ ਸੈਕਟਰ ਅਤੇ ਵਿੱਤੀ ਉਦਯੋਗ ਨੂੰ ਪੂਰਾ ਕਰਨ ਵਾਲੀਆਂ ਕੰਪਨੀਆਂ ਦੇ ਸਟਾਕਾਂ/ਸ਼ੇਅਰਾਂ ਵਿੱਚ। ਇਸ ਲਈ, ਆਓ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੇ ਨਾਲ, ਵਿੱਤੀ ਫੰਡਾਂ ਦੀ ਭਵਿੱਖੀ ਸੰਭਾਵਨਾ ਨੂੰ ਸਮਝੀਏ।

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ਭਾਰਤ ਵਿੱਚ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

ਵੱਲੋਂ ਜਾਰੀ ਕੀਤੇ ਗਏ ਜੁਲਾਈ 2017 ਦੇ ਅੰਕੜਿਆਂ 'ਤੇ ਨਜ਼ਰ ਮਾਰੀਏਸੇਬੀ, ਬੈਂਕਿੰਗ ਅਤੇਸੈਕਟਰ ਫੰਡ ਸਭ ਤੋਂ ਵੱਧ ਪਸੰਦੀਦਾ ਸਨ। ਅੰਕੜੇ ਦਰਸਾਉਂਦੇ ਹਨ ਕਿਬੈਂਕ ਅਤੇ ਵਿੱਤ- ਦੋ ਪ੍ਰਮੁੱਖ ਸੈਕਟਰਾਂ ਨੇ ਸ਼ੇਅਰ AUM ਵਿੱਚ ਇੱਕ ਤਿੱਖੀ ਵਾਧਾ ਦਿਖਾਇਆ ਹੈ।

SEBIbanksandfinancedata

ਜੁਲਾਈ 17 ਦੇ ਅੰਕੜਿਆਂ ਅਨੁਸਾਰ, ਬੈਂਕਿੰਗ ਸੈਕਟਰ, ਜੋ ਕਿ ਮੋਹਰੀ ਖੇਤਰ ਹੈ, ਦੀ ਏਯੂਐਮ ਸਿਰਫ ਛੇ ਮਹੀਨਿਆਂ ਵਿੱਚ 20.9 ਪ੍ਰਤੀਸ਼ਤ ਤੋਂ 22.6 ਪ੍ਰਤੀਸ਼ਤ ਹੋ ਗਈ ਹੈ।

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    ਸ਼ੁਰੂਆਤ ਕਰੋ

FY 22 - 23 ਵਿੱਚ ਸਭ ਤੋਂ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਵਿੱਤੀ ਮਿਉਚੁਅਲ ਫੰਡ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹59.41
↑ 0.30 		₹3,668-6.68.7-0.57.48.617.5
ICICI Prudential Banking and Financial Services Fund Growth ₹125.54
↑ 0.19 		₹11,229-4.97.6-4.68815.9
Invesco India Financial Services Fund Growth ₹138.38
↑ 0.53 		₹1,896-6.38.83.514.411.715.1
Sundaram Financial Services Opportunities Fund Growth ₹103.623
↑ 0.48 		₹1,722-4.5113.59.811.416.9
UTI Banking and Financial Services Fund Growth ₹187.742
↑ 0.45 		₹1,452-4.39.20.810.69.516.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundInvesco India Financial Services FundSundaram Financial Services Opportunities FundUTI Banking and Financial Services Fund
Point 1Upper mid AUM (₹3,668 Cr).Highest AUM (₹11,229 Cr).Lower mid AUM (₹1,896 Cr).Bottom quartile AUM (₹1,722 Cr).Bottom quartile AUM (₹1,452 Cr).
Point 2Established history (12+ yrs).Established history (18+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (22 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 8.61% (bottom quartile).5Y return: 8.01% (bottom quartile).5Y return: 11.66% (top quartile).5Y return: 11.39% (upper mid).5Y return: 9.53% (lower mid).
Point 63Y return: 7.40% (bottom quartile).3Y return: 7.97% (bottom quartile).3Y return: 14.38% (top quartile).3Y return: 9.82% (lower mid).3Y return: 10.63% (upper mid).
Point 71Y return: -0.52% (bottom quartile).1Y return: -4.58% (bottom quartile).1Y return: 3.52% (top quartile).1Y return: 3.47% (upper mid).1Y return: 0.84% (lower mid).
Point 8Alpha: 5.69 (lower mid).Alpha: -3.59 (bottom quartile).Alpha: 8.61 (upper mid).Alpha: 9.81 (top quartile).Alpha: 4.84 (bottom quartile).
Point 9Sharpe: 0.28 (lower mid).Sharpe: -0.30 (bottom quartile).Sharpe: 0.47 (top quartile).Sharpe: 0.46 (upper mid).Sharpe: 0.26 (bottom quartile).
Point 10Information ratio: -0.04 (bottom quartile).Information ratio: -0.32 (bottom quartile).Information ratio: 0.95 (top quartile).Information ratio: 0.37 (upper mid).Information ratio: 0.35 (lower mid).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,668 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 8.61% (bottom quartile).
  • 3Y return: 7.40% (bottom quartile).
  • 1Y return: -0.52% (bottom quartile).
  • Alpha: 5.69 (lower mid).
  • Sharpe: 0.28 (lower mid).
  • Information ratio: -0.04 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,229 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 8.01% (bottom quartile).
  • 3Y return: 7.97% (bottom quartile).
  • 1Y return: -4.58% (bottom quartile).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.32 (bottom quartile).

Invesco India Financial Services Fund

  • Lower mid AUM (₹1,896 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 11.66% (top quartile).
  • 3Y return: 14.38% (top quartile).
  • 1Y return: 3.52% (top quartile).
  • Alpha: 8.61 (upper mid).
  • Sharpe: 0.47 (top quartile).
  • Information ratio: 0.95 (top quartile).

Sundaram Financial Services Opportunities Fund

  • Bottom quartile AUM (₹1,722 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 11.39% (upper mid).
  • 3Y return: 9.82% (lower mid).
  • 1Y return: 3.47% (upper mid).
  • Alpha: 9.81 (top quartile).
  • Sharpe: 0.46 (upper mid).
  • Information ratio: 0.37 (upper mid).

UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,452 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 9.53% (lower mid).
  • 3Y return: 10.63% (upper mid).
  • 1Y return: 0.84% (lower mid).
  • Alpha: 4.84 (bottom quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.35 (lower mid).

ਜਦੋਂ ਅਸੀਂ ਭਾਰਤ ਦੇ ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤ ਖੇਤਰ ਦੀ ਗੱਲ ਕਰਦੇ ਹਾਂ, ਤਾਂ ਸਾਡੇ ਕੋਲ ਬਹੁਤ ਸਾਰੇ ਪ੍ਰਮੁੱਖ ਖਿਡਾਰੀ ਹਨਆਈਸੀਆਈਸੀਆਈ ਬੈਂਕ ਲਿਮਟਿਡ, HDFC ਬੈਂਕ ਲਿਮਟਿਡ, ਸਟੇਟ ਬੈਂਕ ਆਫ ਇੰਡੀਆ, ਯੈੱਸ ਬੈਂਕ ਲਿਮਿਟੇਡ, ਐਕਸਿਸ ਬੈਂਕ ਲਿਮਟਿਡ, ਆਦਿ। ਭਾਰਤੀ ਬੈਂਕਿੰਗ ਪ੍ਰਣਾਲੀ ਵਿੱਚ 26 ਨਿੱਜੀ ਖੇਤਰ ਦੇ ਬੈਂਕ, 27 ਜਨਤਕ ਖੇਤਰ ਦੇ ਬੈਂਕ, 1,574 ਸ਼ਹਿਰੀ ਸਹਿਕਾਰੀ ਬੈਂਕ, 56 ਖੇਤਰੀ ਪੇਂਡੂ ਬੈਂਕ, 46 ਵਿਦੇਸ਼ੀ ਬੈਂਕ ਸ਼ਾਮਲ ਹਨ। ਅਤੇ ਸਹਿਕਾਰੀ ਕ੍ਰੈਡਿਟ ਸੰਸਥਾਵਾਂ ਤੋਂ ਇਲਾਵਾ 93,913 ਪੇਂਡੂ ਸਹਿਕਾਰੀ ਬੈਂਕ।

ਬੈਂਕਿੰਗ ਅਤੇ ਵਿੱਤੀ ਉਦਯੋਗ ਦੇ ਅੰਦਰ ਕੰਮ ਕਰਨ ਵਾਲੀਆਂ ਕੰਪਨੀਆਂ ਬਹੁਤ ਜ਼ਿਆਦਾ ਨਿਯੰਤ੍ਰਿਤ ਹਨ। ਕਈ ਚੰਗੀਆਂ ਕੰਪਨੀਆਂ ਸਾਲਾਂ ਦੌਰਾਨ ਨਿਰੰਤਰ ਪ੍ਰਦਰਸ਼ਨ ਅਤੇ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦਾ ਟੀਚਾ ਰੱਖਦੀਆਂ ਹਨ, ਨਤੀਜੇ ਵਜੋਂ, ਇਹ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਵਿਸ਼ਵਾਸ ਲਿਆਉਂਦੀ ਹੈ ਜੋ ਸੈਕਟਰ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ। ਹਾਲਾਂਕਿ, ਅਜਿਹੇ ਫੰਡਾਂ ਦੇ ਜੋਖਮ ਕਾਰਕਾਂ ਨੂੰ ਹਮੇਸ਼ਾ ਧਿਆਨ ਵਿੱਚ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ। ਇਹ ਫੰਡ, ਕਦੇ-ਕਦਾਈਂ, ਦੋ ਹੱਦਾਂ 'ਤੇ ਹੋ ਸਕਦੇ ਹਨ, ਇਹ ਚੰਗੀ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇ ਕਈ ਵਾਰ ਮਾੜਾ ਪ੍ਰਦਰਸ਼ਨ ਵੀ ਕਰ ਸਕਦੇ ਹਨ। ਇਸ ਲਈ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਜਿਹੜੇ ਨਿਵੇਸ਼ਕ ਅਜਿਹੇ ਸੈਕਟਰ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ, ਉਹਨਾਂ ਨੂੰ ਉੱਚ-ਜੋਖਮ ਦੀ ਭੁੱਖ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਣਾ ਚਾਹੀਦਾ ਹੈ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਵਿਭਿੰਨਤਾ ਦੇ ਉਦੇਸ਼ ਲਈ ਅਜਿਹੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,668 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 8.61% (bottom quartile).
  • 3Y return: 7.40% (bottom quartile).
  • 1Y return: -0.52% (bottom quartile).
  • Alpha: 5.69 (lower mid).
  • Sharpe: 0.28 (lower mid).
  • Information ratio: -0.04 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~14.2%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (30 Sep 26) ₹59.41 ↑ 0.30   (0.51 %)
Net Assets (Cr) ₹3,668 on 31 Aug 26
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.97
Sharpe Ratio 0.28
Information Ratio -0.04
Alpha Ratio 5.69
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,758
30 Sep 23₹12,198
30 Sep 24₹14,991
30 Sep 25₹15,192

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month -7%
3 Month -6.6%
6 Month 8.7%
1 Year -0.5%
3 Year 7.4%
5 Year 8.6%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 17.5%
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1511.02 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services96.36%
Technology1.38%
Asset Allocation
Asset ClassValue
Cash1.63%
Equity98.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK		14%₹519 Cr3,571,644
↓ -65,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK		10%₹359 Cr5,058,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215		8%₹291 Cr2,237,100
↓ -65,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034		6%₹231 Cr2,187,250
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN		6%₹209 Cr1,886,669
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN		5%₹190 Cr1,793,689
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK		3%₹124 Cr2,956,665
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611		3%₹107 Cr981,861
↓ -65,000
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Aug 24 | PNBHOUSING		3%₹106 Cr918,856
PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 25 | POLICYBZR		3%₹106 Cr562,883

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹11,229 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 8.01% (bottom quartile).
  • 3Y return: 7.97% (bottom quartile).
  • 1Y return: -4.58% (bottom quartile).
  • Alpha: -3.59 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: -0.32 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~14.1%).
  • Top-3 holdings concentration ~35.5%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (30 Sep 26) ₹125.54 ↑ 0.19   (0.15 %)
Net Assets (Cr) ₹11,229 on 31 Jul 26
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.83
Sharpe Ratio -0.31
Information Ratio -0.32
Alpha Ratio -3.59
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,906
30 Sep 23₹11,679
30 Sep 24₹14,945
30 Sep 25₹15,405

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month -5%
3 Month -4.9%
6 Month 7.6%
1 Year -4.6%
3 Year 8%
5 Year 8%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2025 15.9%
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Sharmila D'Silva30 Jun 224.18 Yr.
Antariksha Banerjee2 Mar 260.5 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services93.1%
Health Care0.82%
Industrials0.2%
Asset Allocation
Asset ClassValue
Cash5.64%
Equity94.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK		14%₹1,595 Cr10,972,843
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK		12%₹1,367 Cr19,287,181
↑ 1,550,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK		9%₹1,061 Cr25,301,678
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215		9%₹1,014 Cr7,800,554
↑ 100,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN		5%₹579 Cr5,465,748
↓ -2,582,522
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | SBICARD		3%₹345 Cr5,346,071
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN		3%₹311 Cr5,781,902
↓ -518,986
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE		3%₹310 Cr1,780,261
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE		3%₹295 Cr5,428,988
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532978		2%₹260 Cr1,286,820
↓ -96,397

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

  • Lower mid AUM (₹1,896 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: High.
  • 5Y return: 11.66% (top quartile).
  • 3Y return: 14.38% (top quartile).
  • 1Y return: 3.52% (top quartile).
  • Alpha: 8.61 (upper mid).
  • Sharpe: 0.47 (top quartile).
  • Information ratio: 0.95 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding ICICI Bank Ltd (~13.3%).

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund
Growth
Launch Date 14 Jul 08
NAV (30 Sep 26) ₹138.38 ↑ 0.53   (0.38 %)
Net Assets (Cr) ₹1,896 on 31 Aug 26
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆
Risk High
Expense Ratio 2.06
Sharpe Ratio 0.47
Information Ratio 0.95
Alpha Ratio 8.61
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,595
30 Sep 23₹11,596
30 Sep 24₹16,258
30 Sep 25₹16,763

Invesco India Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month -7.4%
3 Month -6.3%
6 Month 8.8%
1 Year 3.5%
3 Year 14.4%
5 Year 11.7%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 15.1%
2024 19.8%
2023 26%
2022 12.8%
2021 14%
2020 2.4%
2019 21.2%
2018 -0.3%
2017 45.2%
2016 10.4%
Fund Manager information for Invesco India Financial Services Fund
NameSinceTenure
Hiten Jain19 May 206.29 Yr.
Haresh Kapoor1 Jan 260.67 Yr.

Data below for Invesco India Financial Services Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services94.36%
Technology3.64%
Asset Allocation
Asset ClassValue
Cash2%
Equity98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK		13%₹253 Cr1,736,969
↓ -1,659
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215		7%₹131 Cr1,005,744
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK		6%₹107 Cr1,510,289
↓ -1,127,522
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 590003		5%₹98 Cr2,826,883
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 22 | MCX		5%₹85 Cr251,091
Shriram Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | SHRIRAMFIN		4%₹81 Cr731,682
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 26 | KOTAKBANK		4%₹79 Cr1,877,878
↑ 1,877,878
ICICI Prudential Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIAMC		4%₹74 Cr240,125
BSE Ltd (Financial Services)
Equity, Since 30 Sep 23 | BSE		4%₹73 Cr222,573
Nuvama Wealth Management Ltd (Financial Services)
Equity, Since 30 Sep 25 | NUVAMA		3%₹66 Cr373,787

4. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

  • Bottom quartile AUM (₹1,722 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 11.39% (upper mid).
  • 3Y return: 9.82% (lower mid).
  • 1Y return: 3.47% (upper mid).
  • Alpha: 9.81 (top quartile).
  • Sharpe: 0.46 (upper mid).
  • Information ratio: 0.37 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Bank Ltd (~11.5%).

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (30 Sep 26) ₹103.623 ↑ 0.48   (0.46 %)
Net Assets (Cr) ₹1,722 on 31 Aug 26
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.09
Sharpe Ratio 0.46
Information Ratio 0.37
Alpha Ratio 9.81
Min Investment 100,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,998
30 Sep 23₹12,949
30 Sep 24₹16,871
30 Sep 25₹16,576

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month -6.3%
3 Month -4.5%
6 Month 11%
1 Year 3.5%
3 Year 9.8%
5 Year 11.4%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 16.9%
2024 7.1%
2023 31.1%
2022 16.8%
2021 15.3%
2020 2.7%
2019 26.4%
2018 -3.7%
2017 33.3%
2016 12.8%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
Rohit Seksaria30 Dec 178.68 Yr.
Shalav Saket28 Feb 260.51 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services94.5%
Technology3.09%
Asset Allocation
Asset ClassValue
Cash1.4%
Equity97.59%
Debt1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK		11%₹197 Cr1,357,021
↓ -59,000
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215		10%₹173 Cr1,331,229
↑ 46,223
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN		8%₹141 Cr1,327,777
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK		8%₹136 Cr1,914,256
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 25 | KOTAKBANK		6%₹95 Cr2,273,831
↓ -106,093
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | 532978		5%₹89 Cr440,924
↓ -21,462
DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK		5%₹82 Cr3,778,314
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN		4%₹75 Cr672,583
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING		4%₹73 Cr631,329
Bank of Baroda (Financial Services)
Equity, Since 29 Feb 24 | 532134		4%₹64 Cr2,684,849

5. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

  • Bottom quartile AUM (₹1,452 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 9.53% (lower mid).
  • 3Y return: 10.63% (upper mid).
  • 1Y return: 0.84% (lower mid).
  • Alpha: 4.84 (bottom quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.35 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding HDFC Bank Ltd (~16.2%).
  • Top-3 holdings concentration ~37.9%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (30 Sep 26) ₹187.742 ↑ 0.45   (0.24 %)
Net Assets (Cr) ₹1,452 on 31 Aug 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating ☆☆☆
Risk High
Expense Ratio 2.15
Sharpe Ratio 0.26
Information Ratio 0.35
Alpha Ratio 4.84
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,891
30 Sep 23₹11,644
30 Sep 24₹15,075
30 Sep 25₹15,632

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month -5.5%
3 Month -4.3%
6 Month 9.2%
1 Year 0.8%
3 Year 10.6%
5 Year 9.5%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 16.3%
2024 11.1%
2023 19.5%
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Bhavesh Kanani12 Jan 260.64 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services94.49%
Technology1.78%
Asset Allocation
Asset ClassValue
Cash3.74%
Equity96.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK		16%₹236 Cr3,325,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK		12%₹167 Cr1,151,000
↓ -100,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN		10%₹148 Cr1,393,490
↑ 145,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215		10%₹148 Cr1,135,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK		9%₹136 Cr3,250,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034		5%₹75 Cr707,388
↓ -284,064
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN		4%₹59 Cr527,975
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB		4%₹54 Cr7,800,000
↑ 115,683
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | SBILIFE		3%₹48 Cr277,000
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 24 | MCX		2%₹35 Cr102,000
↑ 52,000

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।

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