+91-22-48913909ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਤੁਹਾਨੂੰ ਕਦੋਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਇੱਕ ਕਿਸਮ ਦੇ ਕਰਜ਼ੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਕਾਰਪੋਰੇਟ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਾਂਡ ਅਤੇ ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ (ਜੀ-ਸੈਕੰਡ) ਜਿਹਨਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਲੰਮੀ ਮਿਆਦ ਹੁੰਦੀ ਹੈ। ਇਹਨਾਂ ਫੰਡਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਹੁੰਦੀ ਹੈ, ਜ਼ਿਆਦਾਤਰ ਵਾਰ। ਇਸ ਲਈ, ਇਹ ਫੰਡ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵੇਂ ਹਨ ਜੋ ਮੱਧ ਤੋਂ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਬਣਾਉਣਾ ਚਾਹੁੰਦੇ ਹਨਨਿਵੇਸ਼ ਯੋਜਨਾ ਭਾਵ, ਆਮ ਤੌਰ 'ਤੇ 3-5 ਸਾਲ ਜਾਂ ਇਸ ਤੋਂ ਵੀ ਵੱਧ। ਆਓ ਸਮਝੀਏ ਕਿ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਕਿਵੇਂ ਕੰਮ ਕਰਦੇ ਹਨ ਅਤੇ 2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡ ਕੀ ਹਨ।
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ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਲਈ ਇੱਕ ਯੋਜਨਾ
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਆਪਣੇ ਵੱਡੇ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਅੰਡਰਲਾਈੰਗ ਕਾਰਪੋਰੇਟ ਡਿਬੈਂਚਰ, ਬਾਂਡ ਅਤੇ ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਵਿੱਚ ਸੰਪਤੀਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਉੱਚ ਪਰਿਪੱਕਤਾ ਅਵਧੀ ਵਾਲੇ ਯੰਤਰ ਅਤੇ ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ। ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ ਜੇਕਰ ਉਹਨਾਂ ਕੋਲ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਦੀ ਨਿਵੇਸ਼ ਸਮਾਂ ਸੀਮਾ ਹੈ। ਨਾਲ ਹੀ, ਇਹ ਫੰਡ ਸਿਰਫ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵਾਂ ਹੈ ਜੋ ਨਿਵੇਸ਼ ਵਿੱਚ ਕੁਝ ਪੱਧਰ ਦਾ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਹਨ।
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਵਿਆਜ ਦਰ ਵਿੱਚ ਤਬਦੀਲੀਆਂ ਪ੍ਰਤੀ ਸੰਵੇਦਨਸ਼ੀਲ ਹੁੰਦੇ ਹਨ ਅਤੇ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਦੀਆਂ ਹੋਰ ਸ਼੍ਰੇਣੀਆਂ ਨਾਲੋਂ ਵਧੇਰੇ ਅਸਥਿਰ ਹੁੰਦੇ ਹਨ। ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਦੀਆਂ ਵਿਆਜ ਦਰਾਂ ਅਤੇ ਕੀਮਤਾਂ ਦਾ ਇੱਕ ਉਲਟ ਸਬੰਧ ਹੈ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਉਹ ਉਲਟ ਦਿਸ਼ਾਵਾਂ ਵਿੱਚ ਚਲਦੇ ਹਨ। ਉਦਾਹਰਨ ਲਈ, ਇੱਕ ਡਿੱਗਦੀ ਵਿਆਜ ਦਰ ਰਿਣ ਫੰਡਾਂ ਜਾਂ ਬਾਂਡ ਫੰਡਾਂ ਲਈ ਚੰਗੀ ਹੈ। ਲੰਮਾ ਸਮਾਂਆਮਦਨ ਫੰਡਾਂ ਨੂੰ ਆਮ ਤੌਰ 'ਤੇ ਲਾਭ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਹੇਠਾਂ ਵੱਲ ਵਧਦੀਆਂ ਹਨ। ਇਸ ਤੋਂ ਇਲਾਵਾ, ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਗਿਰਾਵਟ ਦੇ ਦੌਰਾਨ, ਬਾਂਡ ਦੀਆਂ ਕੀਮਤਾਂ ਵੱਧ ਜਾਂਦੀਆਂ ਹਨ ਅਤੇ ਇਹ ਵਾਧਾ ਹੁੰਦਾ ਹੈNAVs ਦੀਕਰਜ਼ਾ ਫੰਡ ਸਕੀਮਾਂ।
ਡਿੱਗਦੀ ਵਿਆਜ ਦਰ ਦੀ ਸਥਿਤੀ ਵਿੱਚ, ਅਜਿਹੇ ਬਾਂਡਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ ਲਗਭਗ 7-10 ਸਾਲਾਂ ਤੱਕ ਜਾ ਸਕਦੀ ਹੈ। ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਵਧਦੀਆਂ ਹਨ, ਤਾਂ ਉਹ ਘੱਟ ਮਿਆਦ ਵਾਲੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਨੂੰ ਸਟਾਕ ਕਰਦੇ ਹਨ ਅਤੇ ਪੋਰਟਫੋਲੀਓ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ ਨੂੰ ਘੱਟ ਰੱਖਦੇ ਹਨ।
ਜਿਆਦਾਤਰ, ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਕਮੀ ਦੀ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਕਿਉਂਕਿ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਕਮੀ ਲੰਬੇ ਸਮੇਂ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਦੀਆਂ ਕੀਮਤਾਂ ਵਿੱਚ ਵਾਧੇ ਦਾ ਕਾਰਨ ਬਣਦੀ ਹੈ। ਨਿਵੇਸ਼ਕ ਜੋ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਨਾਲ ਸਹਿਜ ਹਨਬਜ਼ਾਰ, ਸਿਰਫ ਤਰਜੀਹ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈਨਿਵੇਸ਼ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ.
ਰਿਟਰਨ ਅਤੇ ਜੋਖਮ
ਇਹ ਫੰਡ ਵੱਧ ਤੋਂ ਵੱਧ ਰਿਟਰਨ ਦੇਣ ਲਈ ਹੁੰਦੇ ਹਨਬੈਂਕ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ ਇਸ ਤੋਂ ਇਲਾਵਾ, ਜੇ ਤਿੰਨ ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਸਮੇਂ ਲਈ ਰੱਖੀ ਜਾਂਦੀ ਹੈ, ਤਾਂ ਰਿਟਰਨ ਵਧੇਰੇ ਟੈਕਸ ਕੁਸ਼ਲ ਹੁੰਦੇ ਹਨ। ਪਰ, ਜੋਖਮ ਵਾਲੇ ਪਾਸੇ, ਇਹ ਫੰਡ ਅਸਥਿਰ ਹੋ ਸਕਦੇ ਹਨ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਅਚਾਨਕ ਦਿਸ਼ਾ ਬਦਲਦੀਆਂ ਹਨ. ਨਿਰੰਤਰ ਵਧ ਰਹੀ ਵਿਆਜ ਦਰ ਪ੍ਰਣਾਲੀ ਵਿੱਚ, ਇਹ ਫੰਡ ਮਾਮੂਲੀ ਰਿਟਰਨ ਦਿੰਦੇ ਹਨ ਕਿਉਂਕਿ ਉਹ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਨਹੀਂ ਵੇਚ ਸਕਦੇ ਅਤੇ ਛੋਟੀ ਮਿਆਦ ਵਾਲੀਆਂ ਸਕ੍ਰਿਪਟਾਂ ਵਿੱਚ ਸਵਿਚ ਨਹੀਂ ਕਰ ਸਕਦੇ।
ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਟੈਕਸ
ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ 'ਤੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਦੀ ਗਣਨਾ ਹੇਠ ਲਿਖੇ ਤਰੀਕੇ ਨਾਲ ਕੀਤੀ ਜਾਂਦੀ ਹੈ-
ਛੋਟੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇਕਰ ਕਿਸੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ ਹੈ, ਤਾਂ ਇਸਨੂੰ ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਇਹਨਾਂ 'ਤੇ ਵਿਅਕਤੀਗਤ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ ਹੈ, ਤਾਂ ਇਸ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਸੂਚਕਾਂਕ ਲਾਭ ਦੇ ਨਾਲ 20% 'ਤੇ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
| ਪੂੰਜੀ ਲਾਭ | ਨਿਵੇਸ਼ ਹੋਲਡਿੰਗ ਲਾਭ | ਟੈਕਸੇਸ਼ਨ |
|---|---|---|
| ਘੱਟ ਸਮੇਂ ਲਈਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ | ਵਿਅਕਤੀ ਦੇ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ |
| ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ | ਸੂਚਕਾਂਕ ਲਾਭਾਂ ਦੇ ਨਾਲ 20% |
ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
ਨਿਵੇਸ਼ਕ ਦੋ ਤਰੀਕਿਆਂ ਨਾਲ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ-SIP ਜਾਂ ਇੱਕਮੁਸ਼ਤ ਰਕਮ। ਔਸਤ ਨਿਵੇਸ਼ਕਾਂ ਲਈ, SIP (ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ) ਸਭ ਤੋਂ ਵਿਹਾਰਕ ਵਿਕਲਪ ਹੈ। ਇਹ ਤੁਹਾਨੂੰ ਮਹੀਨਾਵਾਰ/ਤਿਮਾਹੀ/ਸਲਾਨਾ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਵਿਕਲਪ ਦਿੰਦਾ ਹੈਆਧਾਰ. ਇੱਕਮੁਸ਼ਤ ਰਕਮ ਵਿੱਚ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਯੋਜਨਾ ਵਿੱਚ ਵਨ-ਟਾਈਮ ਡਾਊਨ ਪੇਮੈਂਟ ਵਜੋਂ ਕਾਫ਼ੀ ਰਕਮ ਨਿਵੇਸ਼ ਕਰਨੀ ਪੈਂਦੀ ਹੈ। ਇੱਕਮੁਸ਼ਤ ਰਕਮ ਲਈ ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ ਰਕਮ INR 5000 ਹੈ, ਜਦੋਂ ਕਿ ਇੱਕ SIP ਲਈ ਇਹ INR 500 ਹੈ।
2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਰਬੋਤਮ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Bandhan Government Securities Fund - Investment Plan Growth ₹37.6827
↓ 0.00 ₹1,686 5,000 1,000 0.5 3.8 6.6 7.6 3.7 5.29% 9M 14D 1Y 9M 25D Franklin India Corporate Debt Fund Growth ₹107.05
↑ 0.00 ₹1,409 10,000 500 0.7 2.5 4.9 7.3 9.1 7.57% 1Y 4M 2D 2Y 8M 1D BNP Paribas Corporate Bond Fund Growth ₹29.607
↑ 0.01 ₹269 5,000 300 0.6 3.2 4.9 7.5 8.3 7.25% 1Y 7M 24D 2Y 1M 17D ICICI Prudential Corporate Bond Fund Growth ₹32.0465
↓ -0.01 ₹28,385 5,000 100 0.3 2.7 4.8 7 8 7.83% 3Y 4M 20D 5Y 11M 1D Bandhan Corporate Bond Fund Growth ₹20.5904
↓ 0.00 ₹13,512 5,000 1,000 0.4 2.8 4.8 6.8 7.4 7.29% 1Y 6M 1Y 9M 7D Kotak Corporate Bond Fund Standard Growth ₹4,026.84
↓ -0.61 ₹14,791 5,000 1,000 0.4 2.6 4.1 7 7.8 7.77% 2Y 8M 8D 4Y 10M 17D Axis Gilt Fund Growth ₹26.7809
↓ -0.04 ₹336 5,000 1,000 0.3 2.7 4.1 6.9 5.2 7.13% 6Y 10M 6D 13Y 6M 22D Nippon India Prime Debt Fund Growth ₹63.969
↓ -0.01 ₹8,907 1,000 100 0.2 2.6 4 7 7.8 0.08% 2Y 4M 2D 2Y 9M 29D UTI Gilt Fund Growth ₹65.6953
↓ -0.26 ₹415 5,000 500 -0.3 1.2 3.9 6.4 5.1 7.38% 9Y 1M 28D 28Y 6M 7D Sundaram Corporate Bond Fund Growth ₹42.7084
↓ 0.00 ₹619 5,000 250 0.4 2.5 3.8 6.7 7.5 7.4% 2Y 2Y 8M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Bandhan Government Securities Fund - Investment Plan Franklin India Corporate Debt Fund BNP Paribas Corporate Bond Fund ICICI Prudential Corporate Bond Fund Bandhan Corporate Bond Fund Kotak Corporate Bond Fund Standard Axis Gilt Fund Nippon India Prime Debt Fund UTI Gilt Fund Sundaram Corporate Bond Fund Point 1 Upper mid AUM (₹1,686 Cr). Lower mid AUM (₹1,409 Cr). Bottom quartile AUM (₹269 Cr). Highest AUM (₹28,385 Cr). Upper mid AUM (₹13,512 Cr). Top quartile AUM (₹14,791 Cr). Bottom quartile AUM (₹336 Cr). Upper mid AUM (₹8,907 Cr). Bottom quartile AUM (₹415 Cr). Lower mid AUM (₹619 Cr). Point 2 Established history (17+ yrs). Oldest track record among peers (29 yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (10+ yrs). Established history (19+ yrs). Established history (14+ yrs). Established history (26+ yrs). Established history (24+ yrs). Established history (21+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Not Rated. Rating: 4★ (top quartile). Rating: 1★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.62% (top quartile). 1Y return: 4.92% (top quartile). 1Y return: 4.90% (upper mid). 1Y return: 4.77% (upper mid). 1Y return: 4.76% (upper mid). 1Y return: 4.12% (lower mid). 1Y return: 4.05% (lower mid). 1Y return: 4.03% (bottom quartile). 1Y return: 3.92% (bottom quartile). 1Y return: 3.84% (bottom quartile). Point 6 1M return: 0.41% (upper mid). 1M return: 0.13% (bottom quartile). 1M return: 0.34% (lower mid). 1M return: 0.40% (upper mid). 1M return: 0.24% (bottom quartile). 1M return: 0.41% (top quartile). 1M return: 1.10% (top quartile). 1M return: 0.29% (lower mid). 1M return: 0.36% (upper mid). 1M return: 0.28% (bottom quartile). Point 7 Sharpe: 0.36 (top quartile). Sharpe: -0.07 (upper mid). Sharpe: -0.05 (top quartile). Sharpe: -0.12 (upper mid). Sharpe: -0.11 (upper mid). Sharpe: -0.45 (bottom quartile). Sharpe: -0.41 (bottom quartile). Sharpe: -0.38 (lower mid). Sharpe: -0.38 (lower mid). Sharpe: -0.60 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 5.29% (bottom quartile). Yield to maturity (debt): 7.57% (upper mid). Yield to maturity (debt): 7.25% (lower mid). Yield to maturity (debt): 7.83% (top quartile). Yield to maturity (debt): 7.29% (lower mid). Yield to maturity (debt): 7.77% (top quartile). Yield to maturity (debt): 7.13% (bottom quartile). Yield to maturity (debt): 0.08% (bottom quartile). Yield to maturity (debt): 7.38% (upper mid). Yield to maturity (debt): 7.40% (upper mid). Point 10 Modified duration: 0.79 yrs (top quartile). Modified duration: 1.34 yrs (top quartile). Modified duration: 1.65 yrs (upper mid). Modified duration: 3.39 yrs (bottom quartile). Modified duration: 1.50 yrs (upper mid). Modified duration: 2.69 yrs (lower mid). Modified duration: 6.85 yrs (bottom quartile). Modified duration: 2.34 yrs (lower mid). Modified duration: 9.16 yrs (bottom quartile). Modified duration: 2.00 yrs (upper mid). Bandhan Government Securities Fund - Investment Plan
Franklin India Corporate Debt Fund
BNP Paribas Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Bandhan Corporate Bond Fund
Kotak Corporate Bond Fund Standard
Axis Gilt Fund
Nippon India Prime Debt Fund
UTI Gilt Fund
Sundaram Corporate Bond Fund
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. Research Highlights for BNP Paribas Corporate Bond Fund Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for ICICI Prudential Corporate Bond Fund Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Corporate Bond Fund Below is the key information for Bandhan Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Research Highlights for Kotak Corporate Bond Fund Standard Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Research Highlights for Axis Gilt Fund Below is the key information for Axis Gilt Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Research Highlights for Sundaram Corporate Bond Fund Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on 1. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (06 Nov 26) ₹37.6827 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹1,686 on 30 Sep 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.29% Effective Maturity 1 Year 9 Months 25 Days Modified Duration 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,044 31 Oct 23 ₹10,625 31 Oct 24 ₹11,980 31 Oct 25 ₹12,415 31 Oct 26 ₹13,257 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.4% 3 Month 0.5% 6 Month 3.8% 1 Year 6.6% 3 Year 7.6% 5 Year 5.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 3.7% 2024 10.6% 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.97 Yr. Brijesh Shah 10 Jun 24 2.31 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 93.19% Debt 6.81% Debt Sector Allocation
Sector Value Cash Equivalent 93.19% Government 6.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹105 Cr 11,100,000 7.3% Govt Stock 2053
Sovereign Bonds | -1% ₹9 Cr 1,000,000 Triparty Repo Trp_161026
CBLO/Reverse Repo | -93% ₹1,562 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹6 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 2. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (06 Nov 26) ₹107.05 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹1,409 on 30 Sep 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio -0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.57% Effective Maturity 2 Years 8 Months 1 Day Modified Duration 1 Year 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,259 31 Oct 23 ₹10,929 31 Oct 24 ₹11,769 31 Oct 25 ₹12,861 31 Oct 26 ₹13,472 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.1% 3 Month 0.7% 6 Month 2.5% 1 Year 4.9% 3 Year 7.3% 5 Year 6.2% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.1% 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.99 Yr. Anuj Tagra 7 Mar 24 2.57 Yr. Chandni Gupta 7 Mar 24 2.57 Yr. Data below for Franklin India Corporate Debt Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 12.94% Debt 86.78% Other 0.27% Debt Sector Allocation
Sector Value Corporate 67.06% Government 19.73% Cash Equivalent 12.94% Credit Quality
Rating Value AA 7.3% AAA 92.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -6% ₹81 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹78 Cr 7,500 Jamnagar Utilities & Power Private Limited
Debentures | -5% ₹76 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -4% ₹62 Cr 5,950 RJ Corp Limited
Debentures | -4% ₹57 Cr 5,467 LIC Housing Finance Ltd
Debentures | -4% ₹56 Cr 5,500 Maharashtra SDL
Sovereign Bonds | -4% ₹53 Cr 5,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹52 Cr 5,000 Mahindra And Mahindra Financial Services Limited
Debentures | -4% ₹51 Cr 5,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹50 Cr 5,000 3. BNP Paribas Corporate Bond Fund
BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (06 Nov 26) ₹29.607 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹269 on 30 Sep 26 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 7.25% Effective Maturity 2 Years 1 Month 17 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,102 31 Oct 23 ₹10,773 31 Oct 24 ₹11,714 31 Oct 25 ₹12,741 31 Oct 26 ₹13,308 Returns for BNP Paribas Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 3.2% 1 Year 4.9% 3 Year 7.5% 5 Year 6% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.3% 2024 8.3% 2023 7% 2022 1.6% 2021 2.2% 2020 9.9% 2019 0.9% 2018 5.2% 2017 6.7% 2016 10.8% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Prashant Pimple 16 Sep 26 0.04 Yr. Vikram Pamnani 11 Jul 24 2.22 Yr. Data below for BNP Paribas Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 11.79% Equity 2.6% Debt 85.12% Other 0.49% Debt Sector Allocation
Sector Value Corporate 69.65% Government 15.47% Cash Equivalent 11.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.38% Gujarat Sdl 2029
Sovereign Bonds | -8% ₹20 Cr 2,000,000 Rec Limited
Debentures | -6% ₹16 Cr 1,600 Ntpc Limited
Debentures | -5% ₹15 Cr 150 Small Industries Development Bank Of India
Debentures | -4% ₹12 Cr 1,200 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹10 Cr 1,000 GAil (India) Limited
Debentures | -4% ₹10 Cr 100 Ultratech Cement Limited
Debentures | -4% ₹10 Cr 1,000 LIC Housing Finance Ltd
Debentures | -4% ₹10 Cr 1,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹10 Cr 1,000 Mindspace Business Parks Reit
Debentures | -4% ₹10 Cr 1,000 4. ICICI Prudential Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (06 Nov 26) ₹32.0465 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹28,385 on 30 Sep 26 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.83% Effective Maturity 5 Years 11 Months 1 Day Modified Duration 3 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,397 31 Oct 23 ₹11,163 31 Oct 24 ₹12,068 31 Oct 25 ₹13,069 31 Oct 26 ₹13,580 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.4% 3 Month 0.3% 6 Month 2.7% 1 Year 4.8% 3 Year 7% 5 Year 6.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 8% 2023 7.6% 2022 4.5% 2021 4.1% 2020 10.4% 2019 9.9% 2018 6.4% 2017 6.3% 2016 9.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.69 Yr. Ritesh Lunawat 22 Jan 24 2.69 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 0.51% Debt 99.14% Other 0.35% Debt Sector Allocation
Sector Value Corporate 61.14% Government 38% Cash Equivalent 0.51% Credit Quality
Rating Value AA 0.6% AAA 99.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -6% ₹1,564 Cr 158,966,930
↑ 90,368,000 LIC Housing Finance Ltd
Debentures | -5% ₹1,451 Cr 145,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹908 Cr 950
↓ -50 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹860 Cr 900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹743 Cr 74,550 Small Industries Development Bank Of India
Debentures | -3% ₹731 Cr 74,433 National Bank For Agriculture And Rural Development
Debentures | -2% ₹682 Cr 68,500 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹681 Cr 75,938,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹490 Cr 51,474,000 7.57% Madhyapradesh Sgs 2045
Sovereign Bonds | -2% ₹473 Cr 49,151,900 5. Bandhan Corporate Bond Fund
Bandhan Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (06 Nov 26) ₹20.5904 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹13,512 on 30 Sep 26 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.65 Sharpe Ratio -0.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 1 Year 9 Months 7 Days Modified Duration 1 Year 6 Months Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,202 31 Oct 23 ₹10,905 31 Oct 24 ₹11,741 31 Oct 25 ₹12,661 31 Oct 26 ₹13,232 Returns for Bandhan Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.2% 3 Month 0.4% 6 Month 2.8% 1 Year 4.8% 3 Year 6.8% 5 Year 5.8% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.7% 2023 6.8% 2022 2.6% 2021 3.7% 2020 11.6% 2019 8.5% 2018 6.3% 2017 6.2% 2016 Fund Manager information for Bandhan Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 5.18 Yr. Gautam Kaul 1 Dec 21 4.83 Yr. Brijesh Shah 10 Jun 24 2.31 Yr. Data below for Bandhan Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 29.61% Debt 70.04% Other 0.35% Debt Sector Allocation
Sector Value Corporate 61.97% Government 20.07% Cash Equivalent 17.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Debentures | -4% ₹533 Cr 52,500,000 Reliance Industries Limited
Debentures | -3% ₹464 Cr 45,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹342 Cr 35,000,000 Larsen And Toubro Limited
Debentures | -2% ₹319 Cr 32,000,000
↑ 1,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹297 Cr 30,000,000 Bajaj Finance Limited
Debentures | -2% ₹293 Cr 30,000,000 Grasim Industries Ltd
Debentures | -2% ₹287 Cr 30,000,000 HDFC Bank Limited
Debentures | -2% ₹282 Cr 28,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹268 Cr 27,500,000 Tata Capital Limited
Debentures | -2% ₹248 Cr 25,000,000 6. Kotak Corporate Bond Fund Standard
Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (06 Nov 26) ₹4,026.84 ↓ -0.61 (-0.02 %) Net Assets (Cr) ₹14,791 on 30 Sep 26 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio -0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 4 Years 10 Months 17 Days Modified Duration 2 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,298 31 Oct 23 ₹10,979 31 Oct 24 ₹11,921 31 Oct 25 ₹12,905 31 Oct 26 ₹13,352 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.4% 3 Month 0.4% 6 Month 2.6% 1 Year 4.1% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.3% 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 7 Aug 26 0.15 Yr. Manu Sharma 7 Aug 26 0.15 Yr. Data below for Kotak Corporate Bond Fund Standard as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 7.26% Debt 92.37% Other 0.37% Debt Sector Allocation
Sector Value Corporate 71.69% Government 20% Cash Equivalent 6.93% Securitized 1.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹520 Cr 52,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹496 Cr 50,000 Small Industries Development Bank Of India
Debentures | -3% ₹468 Cr 47,500 Bajaj Finance Limited
Debentures | -3% ₹434 Cr 43,500 Power Finance Corporation Limited
Debentures | -3% ₹386 Cr 40,000 Karnataka (Government of) 0.0756%
- | -2% ₹347 Cr 35,700,000 Mahindra And Mahindra Financial Services Limited
Debentures | -2% ₹298 Cr 30,000 Knowledge Realty TRust
Debentures | -2% ₹295 Cr 30,000 Larsen And Toubro Limited
Debentures | -2% ₹270 Cr 2,700 Power Finance Corporation Limited
Debentures | -2% ₹262 Cr 26,500 7. Axis Gilt Fund
Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (06 Nov 26) ₹26.7809 ↓ -0.04 (-0.17 %) Net Assets (Cr) ₹336 on 30 Sep 26 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.82 Sharpe Ratio -0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.13% Effective Maturity 13 Years 6 Months 22 Days Modified Duration 6 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,187 31 Oct 23 ₹10,757 31 Oct 24 ₹11,987 31 Oct 25 ₹12,673 31 Oct 26 ₹12,996 Returns for Axis Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 1.1% 3 Month 0.3% 6 Month 2.7% 1 Year 4.1% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.2% 2024 10% 2023 7.1% 2022 2.4% 2021 2.4% 2020 13.1% 2019 12% 2018 5.3% 2017 1.4% 2016 13.7% Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 13.91 Yr. Sachin Jain 1 Feb 23 3.66 Yr. Data below for Axis Gilt Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 54.66% Debt 45.34% Debt Sector Allocation
Sector Value Government 52.2% Cash Equivalent 47.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -15% ₹56 Cr 5,950,000
↑ 2,000,000 29/10/2026 Maturing 364 DTB
Sovereign Bonds | -14% ₹50 Cr 5,000,000
↑ 5,000,000 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹30 Cr 3,140,500
↓ -8,500,000 India (Republic of)
- | -7% ₹25 Cr 2,500,000
↑ 1,500,000 Tbill
Sovereign Bonds | -7% ₹25 Cr 2,500,000 91 Days Tbill (Md 10/12/2026)
Sovereign Bonds | -7% ₹25 Cr 2,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -6% ₹23 Cr 2,500,000 7.63% Government Of India (15/09/2056)
Sovereign Bonds | -3% ₹12 Cr 1,177,600 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹9 Cr 994,700 Tbill
Sovereign Bonds | -1% ₹5 Cr 500,000 8. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (06 Nov 26) ₹63.969 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹8,907 on 30 Sep 26 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.01 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 0.08% Effective Maturity 2 Years 9 Months 29 Days Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,370 31 Oct 23 ₹11,102 31 Oct 24 ₹12,077 31 Oct 25 ₹13,086 31 Oct 26 ₹13,547 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.3% 3 Month 0.2% 6 Month 2.6% 1 Year 4% 3 Year 7% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.67 Yr. Kinjal Desai 25 May 18 8.36 Yr. Amber Singhania 11 Mar 26 0.56 Yr. Data below for Nippon India Prime Debt Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 12.74% Debt 86.94% Other 0.33% Debt Sector Allocation
Sector Value Corporate 70.41% Government 19.31% Cash Equivalent 9.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹445 Cr 45,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹218 Cr 2,158 6.94% Govt Stock 2036
Sovereign Bonds | -2% ₹194 Cr 20,000,000
↑ 20,000,000 Bajaj Finance Limited
Debentures | -2% ₹190 Cr 20,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹190 Cr 200 Rec Limited
Debentures | -2% ₹174 Cr 17,500 Small Industries Development Bank Of India
Debentures | -2% ₹172 Cr 17,500 Knowledge Realty TRust
Debentures | -2% ₹158 Cr 16,000 Small Industries Development Bank Of India
Debentures | -2% ₹150 Cr 15,000 8.2% Rj Corp Limited**
Debentures | -2% ₹149 Cr 15,000 9. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (06 Nov 26) ₹65.6953 ↓ -0.26 (-0.39 %) Net Assets (Cr) ₹415 on 30 Sep 26 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.38% Effective Maturity 28 Years 6 Months 7 Days Modified Duration 9 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,174 31 Oct 23 ₹10,781 31 Oct 24 ₹11,861 31 Oct 25 ₹12,508 31 Oct 26 ₹12,831 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.4% 3 Month -0.3% 6 Month 1.2% 1 Year 3.9% 3 Year 6.4% 5 Year 5.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.48 Yr. Data below for UTI Gilt Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 6.15% Debt 93.85% Debt Sector Allocation
Sector Value Government 93.85% Cash Equivalent 6.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -59% ₹243 Cr 2,750,000,000
↑ 350,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -12% ₹49 Cr 500,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -9% ₹37 Cr 400,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -6% ₹25 Cr 250,000,000 7.18% Tamilnadu SDL 2027
Sovereign Bonds | -4% ₹15 Cr 150,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹8 Cr 85,730,000 7.77% Andhra Sdl 2028
Sovereign Bonds | -1% ₹5 Cr 50,000,000 Day Tbill
Sovereign Bonds | -0% ₹2 Cr 16,050,000 Net Current Assets
Net Current Assets | -6% ₹24 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹1 Cr 00 10. Sundaram Corporate Bond Fund
Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (06 Nov 26) ₹42.7084 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹619 on 30 Sep 26 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio -0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,306 31 Oct 23 ₹10,926 31 Oct 24 ₹11,838 31 Oct 25 ₹12,792 31 Oct 26 ₹13,217 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 26 Duration Returns 1 Month 0.3% 3 Month 0.4% 6 Month 2.5% 1 Year 3.8% 3 Year 6.7% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 8% 2023 6.3% 2022 3.7% 2021 3.5% 2020 11% 2019 11.3% 2018 4.8% 2017 5.4% 2016 11.7% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Kumaresh Ramakrishnan 9 Jun 26 0.31 Yr. Sandeep Agarwal 1 Jun 12 14.34 Yr. Ronak Shah 13 Aug 26 0.13 Yr. Data below for Sundaram Corporate Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 11.87% Debt 87.63% Other 0.5% Debt Sector Allocation
Sector Value Corporate 62.14% Government 27.87% Cash Equivalent 9.49% Credit Quality
Rating Value AA 1.77% AAA 98.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -6% ₹39 Cr 4,000 LIC Housing Finance Ltd
Debentures | -5% ₹30 Cr 300 Power Finance Corporation Limited
Debentures | -5% ₹30 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -5% ₹29 Cr 3,000 Small Industries Development Bank Of India
Debentures | -4% ₹25 Cr 2,500 Rec Limited
Debentures | -4% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹25 Cr 2,500 Embassy Office Parks Reit
Debentures | -4% ₹25 Cr 2,500 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹24 Cr 2,500,000 Rec Limited
Debentures | -4% ₹24 Cr 2,500
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Research Highlights for Bandhan Government Securities Fund - Investment Plan