+91-22-48913909ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਤੁਹਾਨੂੰ ਕਦੋਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਇੱਕ ਕਿਸਮ ਦੇ ਕਰਜ਼ੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਕਾਰਪੋਰੇਟ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਾਂਡ ਅਤੇ ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ (ਜੀ-ਸੈਕੰਡ) ਜਿਹਨਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਲੰਮੀ ਮਿਆਦ ਹੁੰਦੀ ਹੈ। ਇਹਨਾਂ ਫੰਡਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਹੁੰਦੀ ਹੈ, ਜ਼ਿਆਦਾਤਰ ਵਾਰ। ਇਸ ਲਈ, ਇਹ ਫੰਡ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵੇਂ ਹਨ ਜੋ ਮੱਧ ਤੋਂ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਬਣਾਉਣਾ ਚਾਹੁੰਦੇ ਹਨਨਿਵੇਸ਼ ਯੋਜਨਾ ਭਾਵ, ਆਮ ਤੌਰ 'ਤੇ 3-5 ਸਾਲ ਜਾਂ ਇਸ ਤੋਂ ਵੀ ਵੱਧ। ਆਓ ਸਮਝੀਏ ਕਿ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਕਿਵੇਂ ਕੰਮ ਕਰਦੇ ਹਨ ਅਤੇ 2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡ ਕੀ ਹਨ।
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ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ- ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਲਈ ਇੱਕ ਯੋਜਨਾ
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਆਪਣੇ ਵੱਡੇ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਅੰਡਰਲਾਈੰਗ ਕਾਰਪੋਰੇਟ ਡਿਬੈਂਚਰ, ਬਾਂਡ ਅਤੇ ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਵਿੱਚ ਸੰਪਤੀਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਉੱਚ ਪਰਿਪੱਕਤਾ ਅਵਧੀ ਵਾਲੇ ਯੰਤਰ ਅਤੇ ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ। ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ ਜੇਕਰ ਉਹਨਾਂ ਕੋਲ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਦੀ ਨਿਵੇਸ਼ ਸਮਾਂ ਸੀਮਾ ਹੈ। ਨਾਲ ਹੀ, ਇਹ ਫੰਡ ਸਿਰਫ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵਾਂ ਹੈ ਜੋ ਨਿਵੇਸ਼ ਵਿੱਚ ਕੁਝ ਪੱਧਰ ਦਾ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਹਨ।
ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਵਿਆਜ ਦਰ ਵਿੱਚ ਤਬਦੀਲੀਆਂ ਪ੍ਰਤੀ ਸੰਵੇਦਨਸ਼ੀਲ ਹੁੰਦੇ ਹਨ ਅਤੇ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਦੀਆਂ ਹੋਰ ਸ਼੍ਰੇਣੀਆਂ ਨਾਲੋਂ ਵਧੇਰੇ ਅਸਥਿਰ ਹੁੰਦੇ ਹਨ। ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਦੀਆਂ ਵਿਆਜ ਦਰਾਂ ਅਤੇ ਕੀਮਤਾਂ ਦਾ ਇੱਕ ਉਲਟ ਸਬੰਧ ਹੈ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਉਹ ਉਲਟ ਦਿਸ਼ਾਵਾਂ ਵਿੱਚ ਚਲਦੇ ਹਨ। ਉਦਾਹਰਨ ਲਈ, ਇੱਕ ਡਿੱਗਦੀ ਵਿਆਜ ਦਰ ਰਿਣ ਫੰਡਾਂ ਜਾਂ ਬਾਂਡ ਫੰਡਾਂ ਲਈ ਚੰਗੀ ਹੈ। ਲੰਮਾ ਸਮਾਂਆਮਦਨ ਫੰਡਾਂ ਨੂੰ ਆਮ ਤੌਰ 'ਤੇ ਲਾਭ ਹੁੰਦਾ ਹੈ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਹੇਠਾਂ ਵੱਲ ਵਧਦੀਆਂ ਹਨ। ਇਸ ਤੋਂ ਇਲਾਵਾ, ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਗਿਰਾਵਟ ਦੇ ਦੌਰਾਨ, ਬਾਂਡ ਦੀਆਂ ਕੀਮਤਾਂ ਵੱਧ ਜਾਂਦੀਆਂ ਹਨ ਅਤੇ ਇਹ ਵਾਧਾ ਹੁੰਦਾ ਹੈNAVs ਦੀਕਰਜ਼ਾ ਫੰਡ ਸਕੀਮਾਂ।
ਡਿੱਗਦੀ ਵਿਆਜ ਦਰ ਦੀ ਸਥਿਤੀ ਵਿੱਚ, ਅਜਿਹੇ ਬਾਂਡਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ ਲਗਭਗ 7-10 ਸਾਲਾਂ ਤੱਕ ਜਾ ਸਕਦੀ ਹੈ। ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਵਧਦੀਆਂ ਹਨ, ਤਾਂ ਉਹ ਘੱਟ ਮਿਆਦ ਵਾਲੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਨੂੰ ਸਟਾਕ ਕਰਦੇ ਹਨ ਅਤੇ ਪੋਰਟਫੋਲੀਓ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ ਨੂੰ ਘੱਟ ਰੱਖਦੇ ਹਨ।
ਜਿਆਦਾਤਰ, ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਕਮੀ ਦੀ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ ਕਿਉਂਕਿ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਕਮੀ ਲੰਬੇ ਸਮੇਂ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਦੀਆਂ ਕੀਮਤਾਂ ਵਿੱਚ ਵਾਧੇ ਦਾ ਕਾਰਨ ਬਣਦੀ ਹੈ। ਨਿਵੇਸ਼ਕ ਜੋ ਵਿਆਜ ਦਰਾਂ ਵਿੱਚ ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਨਾਲ ਸਹਿਜ ਹਨਬਜ਼ਾਰ, ਸਿਰਫ ਤਰਜੀਹ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈਨਿਵੇਸ਼ ਲੰਬੇ ਸਮੇਂ ਦੇ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ.
ਰਿਟਰਨ ਅਤੇ ਜੋਖਮ
ਇਹ ਫੰਡ ਵੱਧ ਤੋਂ ਵੱਧ ਰਿਟਰਨ ਦੇਣ ਲਈ ਹੁੰਦੇ ਹਨਬੈਂਕ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ ਇਸ ਤੋਂ ਇਲਾਵਾ, ਜੇ ਤਿੰਨ ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਸਮੇਂ ਲਈ ਰੱਖੀ ਜਾਂਦੀ ਹੈ, ਤਾਂ ਰਿਟਰਨ ਵਧੇਰੇ ਟੈਕਸ ਕੁਸ਼ਲ ਹੁੰਦੇ ਹਨ। ਪਰ, ਜੋਖਮ ਵਾਲੇ ਪਾਸੇ, ਇਹ ਫੰਡ ਅਸਥਿਰ ਹੋ ਸਕਦੇ ਹਨ ਜਦੋਂ ਵਿਆਜ ਦਰਾਂ ਅਚਾਨਕ ਦਿਸ਼ਾ ਬਦਲਦੀਆਂ ਹਨ. ਨਿਰੰਤਰ ਵਧ ਰਹੀ ਵਿਆਜ ਦਰ ਪ੍ਰਣਾਲੀ ਵਿੱਚ, ਇਹ ਫੰਡ ਮਾਮੂਲੀ ਰਿਟਰਨ ਦਿੰਦੇ ਹਨ ਕਿਉਂਕਿ ਉਹ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਨਹੀਂ ਵੇਚ ਸਕਦੇ ਅਤੇ ਛੋਟੀ ਮਿਆਦ ਵਾਲੀਆਂ ਸਕ੍ਰਿਪਟਾਂ ਵਿੱਚ ਸਵਿਚ ਨਹੀਂ ਕਰ ਸਕਦੇ।
ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਫੰਡ ਟੈਕਸ
ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ 'ਤੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਦੀ ਗਣਨਾ ਹੇਠ ਲਿਖੇ ਤਰੀਕੇ ਨਾਲ ਕੀਤੀ ਜਾਂਦੀ ਹੈ-
ਛੋਟੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇਕਰ ਕਿਸੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ ਹੈ, ਤਾਂ ਇਸਨੂੰ ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਇਹਨਾਂ 'ਤੇ ਵਿਅਕਤੀਗਤ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ ਹੈ, ਤਾਂ ਇਸ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਸੂਚਕਾਂਕ ਲਾਭ ਦੇ ਨਾਲ 20% 'ਤੇ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
| ਪੂੰਜੀ ਲਾਭ | ਨਿਵੇਸ਼ ਹੋਲਡਿੰਗ ਲਾਭ | ਟੈਕਸੇਸ਼ਨ |
|---|---|---|
| ਘੱਟ ਸਮੇਂ ਲਈਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ | ਵਿਅਕਤੀ ਦੇ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ |
| ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ | ਸੂਚਕਾਂਕ ਲਾਭਾਂ ਦੇ ਨਾਲ 20% |
ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
ਨਿਵੇਸ਼ਕ ਦੋ ਤਰੀਕਿਆਂ ਨਾਲ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ-SIP ਜਾਂ ਇੱਕਮੁਸ਼ਤ ਰਕਮ। ਔਸਤ ਨਿਵੇਸ਼ਕਾਂ ਲਈ, SIP (ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ) ਸਭ ਤੋਂ ਵਿਹਾਰਕ ਵਿਕਲਪ ਹੈ। ਇਹ ਤੁਹਾਨੂੰ ਮਹੀਨਾਵਾਰ/ਤਿਮਾਹੀ/ਸਲਾਨਾ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਵਿਕਲਪ ਦਿੰਦਾ ਹੈਆਧਾਰ. ਇੱਕਮੁਸ਼ਤ ਰਕਮ ਵਿੱਚ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਯੋਜਨਾ ਵਿੱਚ ਵਨ-ਟਾਈਮ ਡਾਊਨ ਪੇਮੈਂਟ ਵਜੋਂ ਕਾਫ਼ੀ ਰਕਮ ਨਿਵੇਸ਼ ਕਰਨੀ ਪੈਂਦੀ ਹੈ। ਇੱਕਮੁਸ਼ਤ ਰਕਮ ਲਈ ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ ਰਕਮ INR 5000 ਹੈ, ਜਦੋਂ ਕਿ ਇੱਕ SIP ਲਈ ਇਹ INR 500 ਹੈ।
2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਰਬੋਤਮ ਲੰਬੇ ਸਮੇਂ ਦੇ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Bandhan Government Securities Fund - Investment Plan Growth ₹37.048
↓ -0.03 ₹1,794 5,000 1,000 3.4 4.8 6.3 7.1 3.7 7.6% 10Y 11M 16D 32Y 1M 28D ICICI Prudential Corporate Bond Fund Growth ₹31.5739
↑ 0.00 ₹31,740 5,000 100 1.7 2.7 5.7 7.4 8 7.91% 3Y 4M 10D 5Y 8M 23D Franklin India Corporate Debt Fund Growth ₹105.238
↑ 0.04 ₹1,346 10,000 500 1.3 2.6 5.6 7.4 9.1 7.91% 1Y 4M 20D 2Y 9M 7D BNP Paribas Corporate Bond Fund Growth ₹29.0686
↑ 0.00 ₹244 5,000 300 2 2.8 5.4 7.4 8.3 7.44% 2Y 25D 2Y 8M 12D Bandhan Corporate Bond Fund Growth ₹20.2892
↓ 0.00 ₹13,484 5,000 1,000 2 3 5.2 7.1 7.4 7.58% 2Y 3M 29D 2Y 9M 18D Kotak Corporate Bond Fund Standard Growth ₹3,968.91
↑ 0.74 ₹15,990 5,000 1,000 1.5 2.3 4.9 7.2 7.8 7.99% 2Y 6M 29D 4Y Nippon India Prime Debt Fund Growth ₹63.0909
↑ 0.01 ₹9,393 1,000 100 1.6 2.4 4.8 7.2 7.8 7.9% 2Y 4M 6D 2Y 10M 13D Sundaram Corporate Bond Fund Growth ₹42.1043
↑ 0.00 ₹623 5,000 250 1.5 2.2 4.6 6.9 7.5 7.33% 2Y 1M 20D 2Y 10M 24D Invesco India Corporate Bond Fund Growth ₹3,333.94
↑ 0.31 ₹5,043 5,000 100 1.6 2.3 4.6 7 7.6 7.75% 3Y 3M 22D 4Y 4M 20D Aditya Birla Sun Life Corporate Bond Fund Growth ₹118.239
↓ 0.00 ₹24,390 1,000 100 1.4 2.3 4.5 7.1 7.4 7.72% 3Y 11M 8D 6Y 6M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Bandhan Government Securities Fund - Investment Plan ICICI Prudential Corporate Bond Fund Franklin India Corporate Debt Fund BNP Paribas Corporate Bond Fund Bandhan Corporate Bond Fund Kotak Corporate Bond Fund Standard Nippon India Prime Debt Fund Sundaram Corporate Bond Fund Invesco India Corporate Bond Fund Aditya Birla Sun Life Corporate Bond Fund Point 1 Lower mid AUM (₹1,794 Cr). Highest AUM (₹31,740 Cr). Bottom quartile AUM (₹1,346 Cr). Bottom quartile AUM (₹244 Cr). Upper mid AUM (₹13,484 Cr). Upper mid AUM (₹15,990 Cr). Upper mid AUM (₹9,393 Cr). Bottom quartile AUM (₹623 Cr). Lower mid AUM (₹5,043 Cr). Top quartile AUM (₹24,390 Cr). Point 2 Established history (17+ yrs). Established history (16+ yrs). Oldest track record among peers (29 yrs). Established history (17+ yrs). Established history (10+ yrs). Established history (18+ yrs). Established history (25+ yrs). Established history (21+ yrs). Established history (18+ yrs). Established history (29+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Not Rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.27% (top quartile). 1Y return: 5.67% (top quartile). 1Y return: 5.57% (upper mid). 1Y return: 5.37% (upper mid). 1Y return: 5.25% (upper mid). 1Y return: 4.86% (lower mid). 1Y return: 4.78% (lower mid). 1Y return: 4.58% (bottom quartile). 1Y return: 4.56% (bottom quartile). 1Y return: 4.54% (bottom quartile). Point 6 1M return: 2.46% (top quartile). 1M return: 1.59% (lower mid). 1M return: 0.89% (bottom quartile). 1M return: 1.65% (upper mid). 1M return: 1.61% (upper mid). 1M return: 1.54% (bottom quartile). 1M return: 1.57% (lower mid). 1M return: 1.39% (bottom quartile). 1M return: 1.74% (upper mid). 1M return: 1.78% (top quartile). Point 7 Sharpe: -0.90 (upper mid). Sharpe: -0.83 (top quartile). Sharpe: -0.77 (top quartile). Sharpe: -1.04 (upper mid). Sharpe: -1.55 (bottom quartile). Sharpe: -1.42 (lower mid). Sharpe: -1.43 (lower mid). Sharpe: -1.64 (bottom quartile). Sharpe: -1.47 (bottom quartile). Sharpe: -1.30 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.60% (lower mid). Yield to maturity (debt): 7.91% (top quartile). Yield to maturity (debt): 7.91% (upper mid). Yield to maturity (debt): 7.44% (bottom quartile). Yield to maturity (debt): 7.58% (bottom quartile). Yield to maturity (debt): 7.99% (top quartile). Yield to maturity (debt): 7.90% (upper mid). Yield to maturity (debt): 7.33% (bottom quartile). Yield to maturity (debt): 7.75% (upper mid). Yield to maturity (debt): 7.72% (lower mid). Point 10 Modified duration: 10.96 yrs (bottom quartile). Modified duration: 3.36 yrs (bottom quartile). Modified duration: 1.39 yrs (top quartile). Modified duration: 2.07 yrs (top quartile). Modified duration: 2.33 yrs (upper mid). Modified duration: 2.58 yrs (lower mid). Modified duration: 2.35 yrs (upper mid). Modified duration: 2.14 yrs (upper mid). Modified duration: 3.31 yrs (lower mid). Modified duration: 3.94 yrs (bottom quartile). Bandhan Government Securities Fund - Investment Plan
ICICI Prudential Corporate Bond Fund
Franklin India Corporate Debt Fund
BNP Paribas Corporate Bond Fund
Bandhan Corporate Bond Fund
Kotak Corporate Bond Fund Standard
Nippon India Prime Debt Fund
Sundaram Corporate Bond Fund
Invesco India Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for ICICI Prudential Corporate Bond Fund Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. Research Highlights for BNP Paribas Corporate Bond Fund Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Corporate Bond Fund Below is the key information for Bandhan Corporate Bond Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Research Highlights for Kotak Corporate Bond Fund Standard Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on (Erstwhile Sundaram Flexible Fund-Flexible Income Plan) To generate reasonable returns by creating a portfolio
comprising substantially of fixed income instruments and
money market instruments by keeping the interest rate risk
of the fund low. Research Highlights for Sundaram Corporate Bond Fund Below is the key information for Sundaram Corporate Bond Fund Returns up to 1 year are on (Erstwhile Invesco India Active Income Fund) To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective. Research Highlights for Invesco India Corporate Bond Fund Below is the key information for Invesco India Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on 1. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (19 Jun 26) ₹37.048 ↓ -0.03 (-0.09 %) Net Assets (Cr) ₹1,794 on 31 May 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.13 Sharpe Ratio -0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 32 Years 1 Month 28 Days Modified Duration 10 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,041 31 May 23 ₹10,800 31 May 24 ₹11,661 31 May 25 ₹12,839 31 May 26 ₹13,024 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2.5% 3 Month 3.4% 6 Month 4.8% 1 Year 6.3% 3 Year 7.1% 5 Year 5.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.7% 2023 10.6% 2022 6.8% 2021 1.4% 2020 2.1% 2019 13.7% 2018 13.3% 2017 7.8% 2016 3.1% 2015 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.64 Yr. Brijesh Shah 10 Jun 24 1.97 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 31 May 26
Asset Allocation
Asset Class Value Cash 80.17% Debt 19.83% Debt Sector Allocation
Sector Value Cash Equivalent 80.17% Government 19.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -15% ₹279 Cr 31,000,000
↓ -60,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹86 Cr 9,100,000
↓ -106,400,000 Triparty Repo Trp_180526
CBLO/Reverse Repo | -80% ₹1,469 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹4 Cr Net Current Assets
Net Current Assets | -0% ₹3 Cr 2. ICICI Prudential Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (19 Jun 26) ₹31.5739 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹31,740 on 31 May 26 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio -0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.91% Effective Maturity 5 Years 8 Months 23 Days Modified Duration 3 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,325 31 May 23 ₹11,077 31 May 24 ₹11,906 31 May 25 ₹13,026 31 May 26 ₹13,620 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.6% 3 Month 1.7% 6 Month 2.7% 1 Year 5.7% 3 Year 7.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8% 2022 7.6% 2021 4.5% 2020 4.1% 2019 10.4% 2018 9.9% 2017 6.4% 2016 6.3% 2015 9.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.36 Yr. Ritesh Lunawat 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 9.78% Debt 89.92% Other 0.3% Debt Sector Allocation
Sector Value Corporate 60.25% Government 32.56% Cash Equivalent 6.9% Credit Quality
Rating Value AA 0.51% AAA 99.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹1,480 Cr 153,983,730
↑ 27,562,580 LIC Housing Finance Ltd
Debentures | -4% ₹1,451 Cr 145,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹989 Cr 1,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹888 Cr 900 Small Industries Development Bank Of India
Debentures | -2% ₹779 Cr 79,433 National Bank For Agriculture And Rural Development
Debentures | -2% ₹743 Cr 74,550 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹712 Cr 79,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹622 Cr 62,500 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹558 Cr 58,412,000 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹485 Cr 46,599,410 3. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (19 Jun 26) ₹105.238 ↑ 0.04 (0.04 %) Net Assets (Cr) ₹1,346 on 31 May 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio -0.77 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.91% Effective Maturity 2 Years 9 Months 7 Days Modified Duration 1 Year 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,235 31 May 23 ₹10,862 31 May 24 ₹11,553 31 May 25 ₹12,780 31 May 26 ₹13,381 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 0.9% 3 Month 1.3% 6 Month 2.6% 1 Year 5.6% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.6% 2022 6.5% 2021 3.2% 2020 3.8% 2019 9% 2018 9.2% 2017 7.5% 2016 7.7% 2015 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.65 Yr. Anuj Tagra 7 Mar 24 2.23 Yr. Chandni Gupta 7 Mar 24 2.23 Yr. Data below for Franklin India Corporate Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 11.77% Debt 87.96% Other 0.28% Debt Sector Allocation
Sector Value Corporate 71.08% Government 16.88% Cash Equivalent 11.77% Credit Quality
Rating Value AA 7.69% AAA 92.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Poonawalla Fincorp Limited
Debentures | -6% ₹81 Cr 8,000 Housing And Urban Development Corporation Limited
Debentures | -6% ₹79 Cr 7,500
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹76 Cr 7,500 Power Finance Corporation Limited
Debentures | -6% ₹75 Cr 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹59 Cr 5,500 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Maharashtra SDL
Sovereign Bonds | -4% ₹55 Cr 5,500,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Jubilant Beverages Limited
Debentures | -3% ₹46 Cr 4,269 4. BNP Paribas Corporate Bond Fund
BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (19 Jun 26) ₹29.0686 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹244 on 31 May 26 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio -1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 7.44% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,046 31 May 23 ₹10,742 31 May 24 ₹11,426 31 May 25 ₹12,632 31 May 26 ₹13,139 Returns for BNP Paribas Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.7% 3 Month 2% 6 Month 2.8% 1 Year 5.4% 3 Year 7.4% 5 Year 5.8% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 8.3% 2022 7% 2021 1.6% 2020 2.2% 2019 9.9% 2018 0.9% 2017 5.2% 2016 6.7% 2015 10.8% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 1.61 Yr. Vikram Pamnani 11 Jul 24 1.89 Yr. Data below for BNP Paribas Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 9.18% Equity 4.56% Debt 85.72% Other 0.54% Debt Sector Allocation
Sector Value Corporate 72.45% Government 13.26% Cash Equivalent 9.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ntpc Limited
Debentures | -6% ₹15 Cr 150 Small Industries Development Bank Of India
Debentures | -5% ₹12 Cr 1,200 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹10 Cr 1,000 LIC Housing Finance Ltd
Debentures | -4% ₹10 Cr 1,000 GAil (India) Limited
Debentures | -4% ₹10 Cr 100 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹10 Cr 100 Tata Capital Housing Finance Limited
Debentures | -4% ₹10 Cr 1,000 Bajaj Finance Limited
Debentures | -4% ₹10 Cr 1,000 Ultratech Cement Limited
Debentures | -4% ₹10 Cr 1,000 Indian Oil Corporation Limited
Debentures | -4% ₹10 Cr 1,000 5. Bandhan Corporate Bond Fund
Bandhan Corporate Bond Fund
Growth Launch Date 12 Jan 16 NAV (19 Jun 26) ₹20.2892 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹13,484 on 31 May 26 Category Debt - Corporate Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.65 Sharpe Ratio -1.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,184 31 May 23 ₹10,793 31 May 24 ₹11,523 31 May 25 ₹12,642 31 May 26 ₹13,136 Returns for Bandhan Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.6% 3 Month 2% 6 Month 3% 1 Year 5.2% 3 Year 7.1% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 6.8% 2021 2.6% 2020 3.7% 2019 11.6% 2018 8.5% 2017 6.3% 2016 6.2% 2015 Fund Manager information for Bandhan Corporate Bond Fund
Name Since Tenure Suyash Choudhary 28 Jul 21 4.85 Yr. Gautam Kaul 1 Dec 21 4.5 Yr. Brijesh Shah 10 Jun 24 1.97 Yr. Data below for Bandhan Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 18.3% Debt 81.37% Other 0.34% Debt Sector Allocation
Sector Value Corporate 58.39% Government 28.27% Cash Equivalent 13% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen And Toubro Limited
Debentures | -5% ₹682 Cr 68,000,000 Reliance Industries Limited
Debentures | -4% ₹512 Cr 50,000,000 Reliance Industries Limited
Debentures | -4% ₹505 Cr 49,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹485 Cr 51,500,000
↓ -102,800,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹392 Cr 40,000,000 Rec Limited
Debentures | -3% ₹340 Cr 35,000,000 Ultratech Cement Limited
Debentures | -2% ₹324 Cr 32,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹319 Cr 32,000,000 Nuclear Power Corporation Of India Limited
Debentures | -2% ₹254 Cr 25,400,000
↓ -25,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹251 Cr 25,000,000 6. Kotak Corporate Bond Fund Standard
Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (19 Jun 26) ₹3,968.91 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹15,990 on 31 May 26 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio -1.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.99% Effective Maturity 4 Years Modified Duration 2 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,302 31 May 23 ₹10,967 31 May 24 ₹11,731 31 May 25 ₹12,907 31 May 26 ₹13,362 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.5% 3 Month 1.5% 6 Month 2.3% 1 Year 4.9% 3 Year 7.2% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 6.9% 2021 3.7% 2020 3.8% 2019 9.7% 2018 9.6% 2017 7.5% 2016 6.9% 2015 9.4% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 11.34 Yr. Manu Sharma 1 Nov 22 3.58 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 May 26
Asset Allocation
Asset Class Value Cash 11.22% Debt 88.46% Other 0.32% Debt Sector Allocation
Sector Value Corporate 68.43% Government 25.06% Cash Equivalent 6.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹522 Cr 52,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹473 Cr 47,500 Karnataka (Government of) 0.0756%
- | -3% ₹451 Cr 45,700,000 Bajaj Finance Limited
Debentures | -3% ₹434 Cr 43,500 Karnataka State Development Loans
Sovereign Bonds | -2% ₹413 Cr 42,000,000 Power Finance Corporation Limited
Debentures | -2% ₹391 Cr 40,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹347 Cr 38,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹346 Cr 35,000 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹306 Cr 32,000,000 Mahindra And Mahindra Financial Services Limited
Debentures | -2% ₹300 Cr 30,000 7. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (19 Jun 26) ₹63.0909 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹9,393 on 31 May 26 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio -1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.9% Effective Maturity 2 Years 10 Months 13 Days Modified Duration 2 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,339 31 May 23 ₹11,098 31 May 24 ₹11,872 31 May 25 ₹13,103 31 May 26 ₹13,546 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.6% 3 Month 1.6% 6 Month 2.4% 1 Year 4.8% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.4% 2022 7.1% 2021 4.3% 2020 4.7% 2019 9.5% 2018 7.8% 2017 6.9% 2016 6.6% 2015 9.1% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.33 Yr. Kinjal Desai 25 May 18 8.02 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Prime Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 14.82% Debt 84.91% Other 0.28% Debt Sector Allocation
Sector Value Corporate 65.75% Government 26.53% Cash Equivalent 7.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹373 Cr 37,500
↑ 5,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹284 Cr 29,538,600
↑ 14,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹196 Cr 200 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹195 Cr 200 7.02% Govt Stock 2031
Sovereign Bonds | -2% ₹176 Cr 17,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹173 Cr 17,500 Rec Limited
Debentures | -2% ₹173 Cr 17,500 Indian Railway Finance Corporation Limited
Debentures | -2% ₹169 Cr 1,658 Knowledge Realty TRust
Debentures | -2% ₹159 Cr 16,000 Mahindra And Mahindra Financial Services Limited
Debentures | -1% ₹150 Cr 15,000 8. Sundaram Corporate Bond Fund
Sundaram Corporate Bond Fund
Growth Launch Date 30 Dec 04 NAV (19 Jun 26) ₹42.1043 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹623 on 31 May 26 Category Debt - Corporate Bond AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio -1.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 250 Exit Load NIL Yield to Maturity 7.33% Effective Maturity 2 Years 10 Months 24 Days Modified Duration 2 Years 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,265 31 May 23 ₹10,876 31 May 24 ₹11,585 31 May 25 ₹12,728 31 May 26 ₹13,157 Returns for Sundaram Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.4% 3 Month 1.5% 6 Month 2.2% 1 Year 4.6% 3 Year 6.9% 5 Year 5.8% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 8% 2022 6.3% 2021 3.7% 2020 3.5% 2019 11% 2018 11.3% 2017 4.8% 2016 5.4% 2015 11.7% Fund Manager information for Sundaram Corporate Bond Fund
Name Since Tenure Dwijendra Srivastava 31 Jul 10 15.85 Yr. Sandeep Agarwal 1 Jun 12 14.01 Yr. Data below for Sundaram Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 18.44% Debt 81.06% Other 0.5% Debt Sector Allocation
Sector Value Corporate 59.54% Government 23.06% Cash Equivalent 16.91% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -6% ₹40 Cr 4,000 LIC Housing Finance Ltd
Debentures | -5% ₹30 Cr 300 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹27 Cr 2,810,000 Small Industries Development Bank Of India
Debentures | -4% ₹25 Cr 2,500 Rec Limited
Debentures | -4% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹25 Cr 2,500 LIC Housing Finance Ltd
Debentures | -4% ₹25 Cr 2,500 Rec Limited
Debentures | -4% ₹25 Cr 2,500 Embassy Office Parks Reit
Debentures | -4% ₹25 Cr 2,500 9. Invesco India Corporate Bond Fund
Invesco India Corporate Bond Fund
Growth Launch Date 2 Aug 07 NAV (19 Jun 26) ₹3,333.94 ↑ 0.31 (0.01 %) Net Assets (Cr) ₹5,043 on 31 May 26 Category Debt - Corporate Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.67 Sharpe Ratio -1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.75% Effective Maturity 4 Years 4 Months 20 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,195 31 May 23 ₹10,834 31 May 24 ₹11,567 31 May 25 ₹12,725 31 May 26 ₹13,115 Returns for Invesco India Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.7% 3 Month 1.6% 6 Month 2.3% 1 Year 4.6% 3 Year 7% 5 Year 5.8% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 8.1% 2022 6.7% 2021 2.9% 2020 3.4% 2019 10.1% 2018 11.1% 2017 4% 2016 1.8% 2015 14.1% Fund Manager information for Invesco India Corporate Bond Fund
Name Since Tenure Krishna Cheemalapati 16 Dec 20 5.46 Yr. Vikas Garg 26 Sep 20 5.68 Yr. Data below for Invesco India Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 9.43% Debt 90.2% Other 0.37% Debt Sector Allocation
Sector Value Corporate 58.1% Government 35.8% Cash Equivalent 5.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹442 Cr 46,012,900
↑ 500,000 Pipeline Infrastructure Limited
Debentures | -3% ₹186 Cr 18,500,000
↓ -1,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹171 Cr 17,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹153 Cr 15,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹151 Cr 16,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹147 Cr 14,612,600 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹124 Cr 12,286,700 Bharti Telecom Limited
Debentures | -2% ₹123 Cr 12,500,000 Bajaj Finance Limited
Debentures | -2% ₹122 Cr 12,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹99 Cr 10,000,000
↑ 2,500,000 10. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (19 Jun 26) ₹118.239 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹24,390 on 31 May 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio -1.3 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 6 Years 6 Months 29 Days Modified Duration 3 Years 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,281 31 May 23 ₹11,011 31 May 24 ₹11,825 31 May 25 ₹13,026 31 May 26 ₹13,408 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.8% 3 Month 1.4% 6 Month 2.3% 1 Year 4.5% 3 Year 7.1% 5 Year 6.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.14 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 4.58% Debt 95.09% Other 0.34% Debt Sector Allocation
Sector Value Corporate 55.82% Government 39.26% Cash Equivalent 4.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹1,966 Cr 204,535,600
↑ 69,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,717 Cr 182,500,000
↑ 7,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹1,203 Cr 121,000
↓ -17,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹697 Cr 73,000,000
↓ -23,500,000 Bharti Telecom Limited
Debentures | -2% ₹573 Cr 58,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹571 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹504 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹495 Cr 50,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹433 Cr 48,072,800
↑ 41,500,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹396 Cr 4,000
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