8 சிறந்த பேலன்ஸ்டு அட்வான்டேஜ் மியூச்சுவல் ஃபண்டுகள் 2022

Updated on September 1, 2025 , 194664 views

பேலன்ஸ்டு அட்வாண்டேஜ் ஃபண்டுகள் அதன் நேரடி ஈக்விட்டி வெளிப்பாட்டை ஒட்டுமொத்தமாகச் சரிசெய்கிறதுசந்தை மதிப்பீடுகள் விலை உயர்ந்தவை அல்லது மலிவானவை (இல்அடிப்படை விலைக்கு-புத்தகம் மதிப்பு) எனவே, சந்தையின் விலை-க்கு-புத்தக மதிப்பு விகிதம் குறைவாக இருந்தால் (வரலாற்று மதிப்புகளின் அடிப்படையில்), நிதி அதன் நேரடி பங்கு வெளிப்பாட்டை உயர்த்துகிறது மற்றும் நடுவர் மற்றும் நேர்மாறாகவும் குறைவாக நம்பியுள்ளது.

சிறந்த சமநிலை நன்மைகள் நிதிகள்பரஸ்பர நிதி தங்கள் சொத்துக்களில் 65% க்கும் அதிகமாக முதலீடு செய்கிறதுபங்குகள் மற்றும் கடன் கருவிகளில் மீதமுள்ள சொத்துக்கள் நல்ல ஒட்டுமொத்த வருவாயை அளிக்கும். சில நிலையான வருவாயை எதிர்பார்க்கும் அதே வேளையில் சந்தை அபாயத்தை எடுக்கத் தயாராக இருக்கும் முதலீட்டாளர்களுக்கு சமப்படுத்தப்பட்ட மியூச்சுவல் ஃபண்டுகள் நன்மை பயக்கும். பங்குகள் மற்றும் பங்குகளில் முதலீடு செய்யப்படும் சொத்துக்கள் சந்தையுடன் இணைக்கப்பட்ட வருமானத்தை வழங்குகின்றன, அதே நேரத்தில் கடன் கருவிகளில் முதலீடு செய்யப்பட்ட சொத்துக்கள் நிலையான வருமானத்தை வழங்குகின்றன. ஈக்விட்டி மற்றும் டெட் ஆகிய இரண்டின் கலவையாக இருப்பதால், முதலீட்டாளர்கள் மிகவும் கவனமாக இருக்க வேண்டும்முதலீடு இந்த நிதிகளில். முதலீட்டாளர்கள் மேலே பார்க்க அறிவுறுத்தப்படுகிறார்கள்சமப்படுத்தப்பட்ட நிதி பேலன்ஸ்டு மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வதற்கு முன். சிறந்த பேலன்ஸ் மியூச்சுவல் ஃபண்டுகளை கீழே பட்டியலிட்டுள்ளோம்.

சமச்சீர் நன்மை மியூச்சுவல் ஃபண்டுகள் என்றால் என்ன?

சமீபசெபி ஏப்ரல் 2018 தேதியிட்ட விதிமுறைகள் புதிய வகைகளை உருவாக்கியது, அவற்றில் ஒன்று டைனமிக் என்று அழைக்கப்படுகிறதுசொத்து ஒதுக்கீடு அல்லது சமச்சீர் நன்மை நிதி (BAF). இந்த வகை நிதிகள் "இயக்கமாக நிர்வகிக்கப்படும் ஈக்விட்டி / கடனில் முதலீடு" இருக்க வேண்டும் என்று விதிமுறை கூறுகிறது. இது "டைனமிக்" என்பதால், வரையறையின்படிAMCகள் இந்த நிதிகளை நிர்வகிப்பதில் நெகிழ்வுத்தன்மை வேண்டும். குழப்பத்திற்குக் காரணம், இந்தப் பிரிவில் உள்ள நிதிகள் "சமச்சீர் நன்மை" என்று அழைக்கப்படுவதால், அவ்வளவு ஆர்வமில்லாத முதலீட்டாளர்கள் முந்தைய நாட்களின் சமநிலையான நிதிகளுடன் இவற்றைச் சமன் செய்கிறார்கள்.

முந்தைய சமச்சீர் நிதிகள் இப்போது ஆக்கிரமிப்பு கலப்பின நிதிகளாக உள்ளன என்பதையும், சமச்சீர் நன்மை நிதிகள் கலப்பினத்தின் கீழ் வேறு துணை வகையைச் சேர்ந்தவை என்பதையும் கவனத்தில் கொள்ளலாம்.

ஏன் சமச்சீர் நன்மை மியூச்சுவல் ஃபண்டுகள்?

சந்தை மதிப்பீட்டின் படி, நிகர ஈக்விட்டி வெளிப்பாடு குறித்த நிதி மேலாளரின் அழைப்புகளுடன் செல்ல ஒருவர் மாறும் சொத்து ஒதுக்கீடு நிதிகள் அல்லது BAF களில் சேர வேண்டும். குழப்பத்தைத் தவிர்க்க, முந்தைய பேலன்ஸ்டு ஃபண்டுகளுடன் BAFஐ ஒப்பிட வேண்டாம். இரண்டு வகைகளும் அவற்றின் சொந்த தகுதிகளைக் கொண்டுள்ளன, மேலும் இரண்டும் சமபங்கு தொடர்பான வரிவிதிப்புக்கு தகுதியுடையவை, ஆனால் வேறுபாடு என்னவென்றால், ஆக்கிரமிப்பு கலப்பின நிதிகள் வழக்கமான சமபங்கு வெளிப்பாட்டைக் கொண்டுள்ளன, அதே சமயம் BAF கள் ஈக்விட்டிக்கு குறைந்த நிகர வெளிப்பாட்டைக் கொண்டிருக்கலாம் மற்றும் ஆபத்து தொடர்பான அதிக நிலையான வருமானத்தை வழங்கக்கூடும். அவர்கள் எடுக்கிறார்கள்.

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2022 - 2023 இந்தியாவில் முதலீடுகளுக்கான 8 சிறந்த சமச்சீர் நன்மை மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Balanced Advantage Fund Growth	₹513.333 ↑ 2.23	₹101,773	0	9.8	0	18.4	22.5	16.7
ICICI Prudential Balanced Advantage Fund Growth	₹74.61 ↑ 0.19	₹64,964	2.7	11	5.8	13	14.1	12.3
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹106.15 ↑ 0.34	₹8,157	1.4	11.5	3.7	12.7	13.4	13
Nippon India Balanced Advantage Fund Growth	₹176.41 ↑ 0.75	₹9,355	1.5	9.6	1.8	12	13.3	13
Invesco India Dynamic Equity Fund Growth	₹53.7 ↑ 0.22	₹1,034	1.9	9.3	1.7	13.1	12.5	15.9
Edelweiss Balanced Advantage Fund Growth	₹50.52 ↑ 0.21	₹12,792	1.2	9.5	-1	11.8	13.6	13.1
DSP Dynamic Asset Allocation Fund Growth	₹27.512 ↑ 0.05	₹3,503	0.7	7.9	4	11	10.4	12.4
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 8 Funds showcased

Commentary	HDFC Balanced Advantage Fund	ICICI Prudential Balanced Advantage Fund	Aditya Birla Sun Life Balanced Advantage Fund	Nippon India Balanced Advantage Fund	Invesco India Dynamic Equity Fund	Edelweiss Balanced Advantage Fund	DSP Dynamic Asset Allocation Fund	SBI Dynamic Asset Allocation Fund
Point 1	Highest AUM (₹101,773 Cr).	Top quartile AUM (₹64,964 Cr).	Lower mid AUM (₹8,157 Cr).	Upper mid AUM (₹9,355 Cr).	Bottom quartile AUM (₹1,034 Cr).	Upper mid AUM (₹12,792 Cr).	Lower mid AUM (₹3,503 Cr).	Bottom quartile AUM (₹655 Cr).
Point 2	Established history (24+ yrs).	Established history (18+ yrs).	Oldest track record among peers (25 yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (10+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 22.53% (top quartile).	5Y return: 14.14% (top quartile).	5Y return: 13.37% (upper mid).	5Y return: 13.27% (lower mid).	5Y return: 12.53% (lower mid).	5Y return: 13.65% (upper mid).	5Y return: 10.41% (bottom quartile).	5Y return: 8.31% (bottom quartile).
Point 6	3Y return: 18.43% (top quartile).	3Y return: 13.01% (upper mid).	3Y return: 12.70% (upper mid).	3Y return: 11.99% (lower mid).	3Y return: 13.07% (top quartile).	3Y return: 11.78% (lower mid).	3Y return: 11.01% (bottom quartile).	3Y return: 6.92% (bottom quartile).
Point 7	1Y return: 0.00% (bottom quartile).	1Y return: 5.81% (top quartile).	1Y return: 3.70% (upper mid).	1Y return: 1.81% (lower mid).	1Y return: 1.74% (lower mid).	1Y return: -0.96% (bottom quartile).	1Y return: 3.98% (upper mid).	1Y return: 25.12% (top quartile).
Point 8	1M return: 0.38% (bottom quartile).	1M return: 1.72% (top quartile).	1M return: 0.85% (lower mid).	1M return: 0.96% (upper mid).	1M return: 0.47% (lower mid).	1M return: 1.20% (top quartile).	1M return: 0.20% (bottom quartile).	1M return: 1.04% (upper mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.60 (bottom quartile).	Sharpe: -0.05 (top quartile).	Sharpe: -0.12 (upper mid).	Sharpe: -0.41 (lower mid).	Sharpe: -0.33 (lower mid).	Sharpe: -0.61 (bottom quartile).	Sharpe: -0.10 (upper mid).	Sharpe: 2.59 (top quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.53% (top quartile).
3Y return: 18.43% (top quartile).
1Y return: 0.00% (bottom quartile).
1M return: 0.38% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.60 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Top quartile AUM (₹64,964 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.14% (top quartile).
3Y return: 13.01% (upper mid).
1Y return: 5.81% (top quartile).
1M return: 1.72% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.05 (top quartile).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,157 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.37% (upper mid).
3Y return: 12.70% (upper mid).
1Y return: 3.70% (upper mid).
1M return: 0.85% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.12 (upper mid).

Nippon India Balanced Advantage Fund

Upper mid AUM (₹9,355 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.27% (lower mid).
3Y return: 11.99% (lower mid).
1Y return: 1.81% (lower mid).
1M return: 0.96% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.41 (lower mid).

Invesco India Dynamic Equity Fund

Bottom quartile AUM (₹1,034 Cr).
Established history (17+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 13.07% (top quartile).
1Y return: 1.74% (lower mid).
1M return: 0.47% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.33 (lower mid).

Edelweiss Balanced Advantage Fund

Upper mid AUM (₹12,792 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.65% (upper mid).
3Y return: 11.78% (lower mid).
1Y return: -0.96% (bottom quartile).
1M return: 1.20% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.61 (bottom quartile).

DSP Dynamic Asset Allocation Fund

Lower mid AUM (₹3,503 Cr).
Established history (11+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.41% (bottom quartile).
3Y return: 11.01% (bottom quartile).
1Y return: 3.98% (upper mid).
1M return: 0.20% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (upper mid).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.59 (top quartile).

1. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.53% (top quartile).
3Y return: 18.43% (top quartile).
1Y return: 0.00% (bottom quartile).
1M return: 0.38% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (03 Sep 25)	₹513.333 ↑ 2.23 (0.44 %)
Net Assets (Cr)	₹101,773 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,397
31 Aug 22	₹16,819
31 Aug 23	₹20,099
31 Aug 24	₹27,811
31 Aug 25	₹27,562

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	0%
6 Month	9.8%
1 Year	0%
3 Year	18.4%
5 Year	22.5%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.1 Yr.
Gopal Agrawal	29 Jul 22	3.1 Yr.
Arun Agarwal	6 Oct 22	2.91 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.1 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.
Nandita Menezes	29 Mar 25	0.43 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	10.98%
Equity	61.75%
Debt	27.26%

Equity Sector Allocation

Sector	Value
Financial Services	21.59%
Industrials	8.06%
Energy	6.92%
Consumer Cyclical	6.36%
Technology	5.83%
Utility	4.21%
Health Care	4.2%
Communication Services	3.53%
Consumer Defensive	2.72%
Basic Materials	2.04%
Real Estate	1.5%

Debt Sector Allocation

Sector	Value
Government	13.46%
Corporate	13.38%
Cash Equivalent	11.41%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	6%	₹5,632 Cr	27,904,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,103 Cr	27,699,224
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹3,276 Cr	23,565,288 ↓ -1,099,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,207 Cr	16,754,354 ↑ 475,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,788 Cr	35,000,000
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,779 Cr	18,414,203
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,392 Cr	6,579,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,391 Cr	228,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,292 Cr	68,585,915 ↓ -810,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,118 Cr	19,827,457

2. ICICI Prudential Balanced Advantage Fund

The fund objective is to seek low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.The fund invests in equity with usage of derivatives.

Research Highlights for ICICI Prudential Balanced Advantage Fund

Top quartile AUM (₹64,964 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.14% (top quartile).
3Y return: 13.01% (upper mid).
1Y return: 5.81% (top quartile).
1M return: 1.72% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.05 (top quartile).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~36%).
High-quality debt (AAA/AA ~96%).
Largest holding Nifty 50 Index (~5.2%).

Below is the key information for ICICI Prudential Balanced Advantage Fund

ICICI Prudential Balanced Advantage Fund Growth
Launch Date	30 Dec 06
NAV (03 Sep 25)	₹74.61 ↑ 0.19 (0.26 %)
Net Assets (Cr)	₹64,964 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	-0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹12,561
31 Aug 22	₹13,600
31 Aug 23	₹14,962
31 Aug 24	₹18,522
31 Aug 25	₹19,477

ICICI Prudential Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for ICICI Prudential Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	1.7%
3 Month	2.7%
6 Month	11%
1 Year	5.8%
3 Year	13%
5 Year	14.1%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	16.5%
2022	7.9%
2021	15.1%
2020	11.7%
2019	10.8%
2018	2.4%
2017	19%
2016	7.3%
2015	6.7%

Fund Manager information for ICICI Prudential Balanced Advantage Fund

Name	Since	Tenure
Rajat Chandak	7 Sep 15	9.99 Yr.
Manish Banthia	18 Nov 09	15.8 Yr.
Ihab Dalwai	29 Jan 18	7.59 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.

Data below for ICICI Prudential Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	36.34%
Equity	51.24%
Debt	12.42%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	19.75%
Consumer Cyclical	12.69%
Industrials	6.52%
Technology	6.11%
Consumer Defensive	4.94%
Basic Materials	4.65%
Real Estate	4.61%
Energy	3.9%
Health Care	2.93%
Communication Services	2.73%
Utility	1.86%

Debt Sector Allocation

Sector	Value
Cash Equivalent	32.55%
Corporate	8.44%
Government	7.77%

Credit Quality

Rating	Value
A	3.63%
AA	14.1%
AAA	82.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty 50 Index Derivatives \| -	5%	-₹3,400 Cr	1,366,950 ↓ -1,185,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	5%	₹3,052 Cr	20,604,805
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 16 \| 532343	4%	₹2,919 Cr	10,420,037
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	4%	₹2,782 Cr	13,782,369
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 08 \| RELIANCE	3%	₹2,193 Cr	15,774,056 ↑ 890,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	3%	₹1,907 Cr	48,202,903
Infosys Ltd (Technology) Equity, Since 31 Dec 08 \| INFY	3%	₹1,857 Cr	12,306,415 ↑ 599,764
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	2%	₹1,540 Cr	4,234,729 ↑ 241,061
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 15 \| BHARTIARTL	2%	₹1,502 Cr	7,847,273 ↑ 402,207
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	2%	₹1,436 Cr	1,139,207 ↑ 33,000

3. Aditya Birla Sun Life Balanced Advantage Fund

The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.

Research Highlights for Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,157 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.37% (upper mid).
3Y return: 12.70% (upper mid).
1Y return: 3.70% (upper mid).
1M return: 0.85% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.12 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.7%).

Below is the key information for Aditya Birla Sun Life Balanced Advantage Fund

Aditya Birla Sun Life Balanced Advantage Fund Growth
Launch Date	25 Apr 00
NAV (03 Sep 25)	₹106.15 ↑ 0.34 (0.32 %)
Net Assets (Cr)	₹8,157 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹12,914
31 Aug 22	₹13,270
31 Aug 23	₹14,682
31 Aug 24	₹18,227
31 Aug 25	₹18,736

Aditya Birla Sun Life Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	1.4%
6 Month	11.5%
1 Year	3.7%
3 Year	12.7%
5 Year	13.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13%
2023	16.5%
2022	4.2%
2021	13.4%
2020	15.4%
2019	8.1%
2018	0.7%
2017	15.2%
2016	16.3%
2015	3.6%

Fund Manager information for Aditya Birla Sun Life Balanced Advantage Fund

Name	Since	Tenure
Harish Krishnan	31 Oct 24	0.83 Yr.
Lovelish Solanki	9 Oct 19	5.9 Yr.
Mohit Sharma	1 Apr 17	8.42 Yr.

Data below for Aditya Birla Sun Life Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	12.85%
Equity	66.61%
Debt	20.55%

Equity Sector Allocation

Sector	Value
Financial Services	22.35%
Industrials	7.56%
Technology	7.26%
Basic Materials	6.87%
Consumer Cyclical	6.46%
Consumer Defensive	5.94%
Health Care	4.08%
Energy	3.71%
Real Estate	3.01%
Utility	2.17%
Communication Services	1.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	13.47%
Corporate	12.12%
Government	7.81%

Credit Quality

Rating	Value
AA	27.17%
AAA	72.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹379 Cr	2,561,233 ↑ 458,125
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	4%	₹295 Cr	1,462,276 ↓ -50,216
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 18 \| RELIANCE	3%	₹241 Cr	1,733,756 ↓ -96,017
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| KOTAKBANK	3%	₹222 Cr	1,121,291 ↑ 33,481
Infosys Ltd (Technology) Equity, Since 31 Dec 07 \| INFY	3%	₹205 Cr	1,357,870 ↑ 99,933
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹188 Cr	18,000,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	2%	₹162 Cr	1,103,418 ↑ 199,105
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| 532215	2%	₹159 Cr	1,491,363 ↑ 373,418
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹153 Cr	15,000 ↑ 15,000
State Bank of India (Financial Services) Equity, Since 31 Oct 20 \| SBIN	2%	₹147 Cr	1,840,899 ↑ 329,459

4. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Research Highlights for Nippon India Balanced Advantage Fund

Upper mid AUM (₹9,355 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.27% (lower mid).
3Y return: 11.99% (lower mid).
1Y return: 1.81% (lower mid).
1M return: 0.96% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.41 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~66%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.7%).

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (03 Sep 25)	₹176.41 ↑ 0.75 (0.43 %)
Net Assets (Cr)	₹9,355 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹12,816
31 Aug 22	₹13,366
31 Aug 23	₹14,513
31 Aug 24	₹18,388
31 Aug 25	₹18,522

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	1%
3 Month	1.5%
6 Month	9.6%
1 Year	1.8%
3 Year	12%
5 Year	13.3%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13%
2023	17.5%
2022	5.1%
2021	15.7%
2020	11.2%
2019	8.3%
2018	0.4%
2017	25.2%
2016	6.4%
2015	0.9%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Ashutosh Bhargava	7 May 18	7.33 Yr.
Kinjal Desai	25 May 18	7.28 Yr.
Sushil Budhia	31 Mar 21	4.42 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	12.76%
Equity	66.17%
Debt	21.07%

Equity Sector Allocation

Sector	Value
Financial Services	20.85%
Industrials	10.47%
Consumer Cyclical	9.51%
Consumer Defensive	7.34%
Technology	5.79%
Real Estate	3.83%
Health Care	3.53%
Utility	3.52%
Energy	3.35%
Communication Services	3%
Basic Materials	2.87%

Debt Sector Allocation

Sector	Value
Cash Equivalent	12.76%
Corporate	12.49%
Government	8.58%

Credit Quality

Rating	Value
AA	36.31%
AAA	63.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	5%	₹444 Cr	2,200,000 ↓ -684,813
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹430 Cr	2,900,000 ↓ -765,426
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	3%	₹290 Cr	1,922,950
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	3%	₹257 Cr	1,850,000 ↑ 436,510
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 18 \| BHARTIARTL	3%	₹239 Cr	1,250,000 ↓ -262,468
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| SBIN	2%	₹226 Cr	2,841,020 ↑ 813,028
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹210 Cr	656,709 ↑ 224,033
NTPC Ltd (Utilities) Equity, Since 31 Mar 21 \| 532555	2%	₹193 Cr	5,769,300
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 21 \| LT	2%	₹169 Cr	464,495
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹142 Cr	13,600,000

5. Invesco India Dynamic Equity Fund

The investment objective of the Scheme is to generate long-term capital growth from a focused portfolio of predominantly equity and equity-related securities.

Research Highlights for Invesco India Dynamic Equity Fund

Bottom quartile AUM (₹1,034 Cr).
Established history (17+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 13.07% (top quartile).
1Y return: 1.74% (lower mid).
1M return: 0.47% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~25%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.6%).

Below is the key information for Invesco India Dynamic Equity Fund

Invesco India Dynamic Equity Fund Growth
Launch Date	4 Oct 07
NAV (03 Sep 25)	₹53.7 ↑ 0.22 (0.41 %)
Net Assets (Cr)	₹1,034 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹12,384
31 Aug 22	₹12,631
31 Aug 23	₹13,897
31 Aug 24	₹17,812
31 Aug 25	₹18,004

Invesco India Dynamic Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Invesco India Dynamic Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	9.3%
1 Year	1.7%
3 Year	13.1%
5 Year	12.5%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	20.1%
2022	4.1%
2021	13.1%
2020	7.8%
2019	9.1%
2018	-4.6%
2017	30.5%
2016	2.7%
2015	5.5%

Fund Manager information for Invesco India Dynamic Equity Fund

Name	Since	Tenure
Amit Ganatra	1 Sep 22	3 Yr.
Krishna Cheemalapati	1 Mar 25	0.5 Yr.
Manish Kalani	1 Jul 25	0.17 Yr.

Data below for Invesco India Dynamic Equity Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	24.91%
Equity	59.09%
Debt	15.95%
Other	0.05%

Equity Sector Allocation

Sector	Value
Financial Services	14.7%
Consumer Cyclical	9.81%
Technology	9.3%
Health Care	9.27%
Industrials	4.69%
Energy	4.54%
Communication Services	2.63%
Consumer Defensive	2.5%
Basic Materials	1.78%
Utility	1.26%
Real Estate	0.81%

Debt Sector Allocation

Sector	Value
Cash Equivalent	22.93%
Corporate	9.2%
Government	8.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	7%	₹68 Cr	335,806
Invesco India Shrt DurDir Gr Investment Fund \| -	6%	₹58 Cr	145,449
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹54 Cr	366,675
Invesco India Money Market Dir Gr Investment Fund \| -	5%	₹52 Cr	164,551
Invesco India Low Dur Dir Gr Investment Fund \| -	5%	₹50 Cr	126,944
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 21 \| RELIANCE	5%	₹47 Cr	337,732
Infosys Ltd (Technology) Equity, Since 31 Oct 24 \| INFY	4%	₹43 Cr	283,597
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	3%	₹27 Cr	188,654
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹25 Cr	77,328
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Sep 21 \| SUNPHARMA	2%	₹24 Cr	143,127

6. Edelweiss Balanced Advantage Fund

(Erstwhile Edelweiss Dynamic Equity Advantage Fund)

The primary objective of the scheme will be to generate absolute returns with low volatility over a longer tenure of time. The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments. The Scheme proposes to allocate assets to both equity and debt markets based upon the market view. However there is no assurance that the investment objective of the scheme will be realized.

Research Highlights for Edelweiss Balanced Advantage Fund

Upper mid AUM (₹12,792 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.65% (upper mid).
3Y return: 11.78% (lower mid).
1Y return: -0.96% (bottom quartile).
1M return: 1.20% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.61 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Edelweiss Balanced Advantage Fund

Edelweiss Balanced Advantage Fund Growth
Launch Date	20 Aug 09
NAV (03 Sep 25)	₹50.52 ↑ 0.21 (0.42 %)
Net Assets (Cr)	₹12,792 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	-0.61
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,410
31 Aug 22	₹13,767
31 Aug 23	₹15,089
31 Aug 24	₹19,348
31 Aug 25	₹18,920

Edelweiss Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Edelweiss Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	1.2%
6 Month	9.5%
1 Year	-1%
3 Year	11.8%
5 Year	13.6%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	18.8%
2022	2.1%
2021	18.8%
2020	22.6%
2019	7.8%
2018	1.9%
2017	23.9%
2016	-1.5%
2015	3.7%

Fund Manager information for Edelweiss Balanced Advantage Fund

Name	Since	Tenure
Bhavesh Jain	7 Aug 13	12.08 Yr.
Bharat Lahoti	18 Sep 17	7.96 Yr.
Rahul Dedhia	23 Nov 21	3.78 Yr.
Pranavi Kulkarni	1 Aug 24	1.08 Yr.

Data below for Edelweiss Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	11.83%
Equity	77.39%
Debt	10.78%

Equity Sector Allocation

Sector	Value
Financial Services	25.67%
Consumer Cyclical	8.95%
Health Care	8.89%
Technology	8.14%
Industrials	6.18%
Consumer Defensive	5.64%
Energy	5.59%
Basic Materials	4.38%
Utility	3.78%
Communication Services	3.12%
Real Estate	0.88%

Debt Sector Allocation

Sector	Value
Cash Equivalent	12.64%
Corporate	7.3%
Government	2.67%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| HDFCBANK	5%	₹694 Cr	3,439,415
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 14 \| ICICIBANK	5%	₹624 Cr	4,211,349
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	5%	₹596 Cr	4,284,009
Nifty 28-Aug-2025 - \| -	5%	-₹592 Cr	238,050 ↑ 238,050
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹339 Cr	1,769,176
Infosys Ltd (Technology) Equity, Since 30 Jun 20 \| INFY	3%	₹320 Cr	2,119,843
State Bank of India (Financial Services) Equity, Since 31 Jan 17 \| SBIN	2%	₹291 Cr	3,657,908 ↑ 437,140
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 20 \| LT	2%	₹259 Cr	712,827
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 21 \| 500034	2%	₹253 Cr	2,865,556
NTPC Ltd (Utilities) Equity, Since 31 Mar 21 \| 532555	2%	₹226 Cr	6,756,933

7. DSP Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP Dynamic Asset Allocation Fund

Lower mid AUM (₹3,503 Cr).
Established history (11+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.41% (bottom quartile).
3Y return: 11.01% (bottom quartile).
1Y return: 3.98% (upper mid).
1M return: 0.20% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~38%).
High-quality debt (AAA/AA ~100%).
Largest holding Future on HDFC Bank Ltd (~5.7%).

Below is the key information for DSP Dynamic Asset Allocation Fund

DSP Dynamic Asset Allocation Fund Growth
Launch Date	6 Feb 14
NAV (03 Sep 25)	₹27.512 ↑ 0.05 (0.17 %)
Net Assets (Cr)	₹3,503 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆
Risk	Moderate
Expense Ratio	1.93
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹11,935
31 Aug 22	₹12,095
31 Aug 23	₹13,038
31 Aug 24	₹15,875
31 Aug 25	₹16,427

DSP Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for DSP Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	0.2%
3 Month	0.7%
6 Month	7.9%
1 Year	4%
3 Year	11%
5 Year	10.4%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.4%
2023	17.1%
2022	0.1%
2021	9.3%
2020	12.9%
2019	8.8%
2018	3.6%
2017	12.5%
2016	7.7%
2015	4.5%

Fund Manager information for DSP Dynamic Asset Allocation Fund

Name	Since	Tenure
Rohit Singhania	1 Nov 23	1.84 Yr.
Dhaval Gada	1 Sep 22	3 Yr.
Shantanu Godambe	1 Jan 25	0.67 Yr.
Kaivalya Nadkarni	1 Oct 24	0.92 Yr.

Data below for DSP Dynamic Asset Allocation Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	37.63%
Equity	31.38%
Debt	30.99%

Equity Sector Allocation

Sector	Value
Financial Services	21.97%
Energy	7.44%
Industrials	7.43%
Consumer Cyclical	6.11%
Basic Materials	5.47%
Utility	5.04%
Consumer Defensive	4.03%
Health Care	3.07%
Technology	3.02%
Communication Services	1.83%
Real Estate	0.96%

Debt Sector Allocation

Sector	Value
Cash Equivalent	37.63%
Corporate	18.49%
Government	12.5%

Credit Quality

Rating	Value
AA	9.47%
AAA	90.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹199 Cr	981,750
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	6%	₹198 Cr	981,750
7.32% Govt Stock 2030 Sovereign Bonds \| -	3%	₹112 Cr	10,500,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹112 Cr	1,406,157 ↑ 177,187
Future on Adani Enterprises Ltd Derivatives \| -	3%	-₹107 Cr	436,500
Adani Enterprises Ltd (Energy) Equity, Since 30 Apr 23 \| 512599	3%	₹106 Cr	436,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 24 \| LT	3%	₹94 Cr	259,014 ↑ 65,351
Future on Tata Power Co Ltd Derivatives \| -	2%	-₹85 Cr	2,128,600
Tata Power Co Ltd (Utilities) Equity, Since 31 Oct 20 \| 500400	2%	₹85 Cr	2,128,600
Future on Kotak Mahindra Bank Ltd Derivatives \| -	2%	-₹66 Cr	329,200 ↑ 51,200

8. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.