2022க்கான 10 சிறந்த கோடக் மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Updated on August 10, 2025 , 18390 views

12 ஆண்டுகளுக்கும் மேலான இருப்புடன்பரஸ்பர நிதி தொழில்,மியூச்சுவல் ஃபண்ட் பாக்ஸ் 10 லட்சத்திற்கும் அதிகமான முதலீட்டாளர்களின் நம்பிக்கையைப் பெற்றுள்ளது. ஃபண்ட் ஹவுஸ் முழுவதும் வகுப்பு தயாரிப்புகளில் சிறந்ததை வழங்குகிறதுமுதலீட்டாளர் வாழ்க்கை சுழற்சி. அவர்கள் தங்கள் தயாரிப்புகள் அனைத்திலும் தரவரிசையில் நிலையான செயல்திறனை வழங்க கடுமையாக முயற்சி செய்கிறார்கள்.

Kotak MF இல் முதலீடு செய்யத் திட்டமிடும் முதலீட்டாளர்கள் பரந்த அளவில் முதலீடு செய்யலாம்சரகம் முதலீட்டு தயாரிப்புகளின் சொத்து வகைகளின்படிஆபத்து பசியின்மை மற்றும் முதலீட்டு காலம்.

முதலீடு செய்வதற்கான சிறந்த 10 சிறந்த Kotak மியூச்சுவல் ஃபண்ட் திட்டங்கள் கீழே உள்ளன. இந்த நிதிகள் AUM போன்ற சில முக்கியமான அளவுருக்களை மேற்கொள்வதன் மூலம் பட்டியலிடப்பட்டுள்ளன.இல்லை, கடந்தகால நிகழ்ச்சிகள், சக சராசரி வருவாய் போன்றவை.

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கோடக் மியூச்சுவல் ஃபண்டில் ஏன் முதலீடு செய்ய வேண்டும்?

முதலீட்டாளரின் பணம் பாதுகாப்பான கைகளில் இருப்பதை நிதி நிர்வாகக் குழு எப்போதும் உறுதி செய்கிறது. கூடுதலாக, இந்தத் திட்டங்கள் அனுபவம் வாய்ந்த நிதி மேலாளர்கள் மற்றும் நிதி வல்லுநர்களால் கையாளப்படுகின்றனசந்தை.
நிறுவனம் பலவிதமான முதலீட்டுத் தேர்வுகளைக் கொண்டுள்ளது, அவை ஆபத்து சாத்தியக்கூறுகளை அடிப்படையாகக் கொண்டவைமூலதனம் முதலீட்டாளரின் பாராட்டு.
நிறுவனம் வழங்குகிறதுஈக்விட்டி நிதிகள் சந்தையில் சிறப்பாக செயல்பட்டு வருகிறது. இந்த நிதிகள் நீண்ட கால செல்வ இலக்குகளை உருவாக்கி நிறைவேற்ற உதவுகின்றன.
பல பெட்டிகள்மஹிந்திரா மியூச்சுவல் ஃபண்ட் திட்டங்கள் மதிப்பீட்டை வழங்குகின்றனஏஏ மற்றும்AAA அவர்களை நம்பகமான மற்றும் நம்பகமான முதலீட்டு ஆதாரமாக மாற்றுகிறது.

சிறந்த கோடக் மியூச்சுவல் ஃபண்ட் மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
Kotak Standard Multicap Fund Growth	₹83.29 ↓ -0.18	₹54,841	5,000	500	1.9	11.4	2.5	16.1	19.2	14.2	16.5
Kotak Equity Opportunities Fund Growth	₹333.605 ↓ -0.53	₹28,294	5,000	1,000	2.9	10.4	-0.7	18.2	22.1	18.3	24.2
Kotak Corporate Bond Fund Standard Growth	₹3,805.21 ↓ -4.80	₹17,304	5,000	1,000	1.7	4.6	8.6	7.6	6.2	7.8	8.3
Kotak Banking and PSU Debt fund Growth	₹65.8535 ↓ -0.08	₹6,183	5,000	1,000	1.6	4.3	8.3	7.5	6.1		8
Kotak Money Market Scheme Growth	₹4,534.37 ↑ 0.08	₹31,039	5,000	1,000	1.9	4.1	7.9	7.5	6	7.1	7.7
Kotak Asset Allocator Fund - FOF Growth	₹232.068 ↑ 1.70	₹1,860	5,000	1,000	5.3	7.4	7.8	18.2	19.7	16.1	19
Kotak Low Duration Fund Growth	₹3,373.2 ↓ -0.94	₹12,944	5,000	1,000	1.9	4.1	7.7	7	5.7	7.2	7.3
Kotak Equity Arbitrage Fund Growth	₹37.7256 ↓ 0.00	₹69,924	5,000	500	1.7	3.3	6.8	7.2	5.9	6.9	7.8
Kotak Debt Hybrid Fund Growth	₹57.8479 ↓ -0.12	₹3,134	5,000	1,000	0.6	3.2	4.1	10	10.8	8.4	11.4
Kotak Emerging Equity Scheme Growth	₹134.093 ↓ -0.25	₹57,102	5,000	1,000	8.1	14.8	3.9	21.2	28.1	15.2	33.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Kotak Standard Multicap Fund	Kotak Equity Opportunities Fund	Kotak Corporate Bond Fund Standard	Kotak Banking and PSU Debt fund	Kotak Money Market Scheme	Kotak Asset Allocator Fund - FOF	Kotak Low Duration Fund	Kotak Equity Arbitrage Fund	Kotak Debt Hybrid Fund	Kotak Emerging Equity Scheme
Point 1	Upper mid AUM (₹54,841 Cr).	Upper mid AUM (₹28,294 Cr).	Lower mid AUM (₹17,304 Cr).	Bottom quartile AUM (₹6,183 Cr).	Upper mid AUM (₹31,039 Cr).	Bottom quartile AUM (₹1,860 Cr).	Lower mid AUM (₹12,944 Cr).	Highest AUM (₹69,924 Cr).	Bottom quartile AUM (₹3,134 Cr).	Top quartile AUM (₹57,102 Cr).
Point 2	Established history (15+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Oldest track record among peers (26 yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (19+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 19.16% (upper mid).	5Y return: 22.11% (top quartile).	1Y return: 8.64% (top quartile).	1Y return: 8.27% (top quartile).	1Y return: 7.93% (upper mid).	5Y return: 19.69% (upper mid).	1Y return: 7.68% (upper mid).	5Y return: 5.87% (bottom quartile).	5Y return: 10.78% (upper mid).	5Y return: 28.08% (top quartile).
Point 6	3Y return: 16.09% (upper mid).	3Y return: 18.17% (upper mid).	1M return: 0.10% (upper mid).	1M return: 0.07% (upper mid).	1M return: 0.47% (top quartile).	3Y return: 18.20% (top quartile).	1M return: 0.41% (upper mid).	3Y return: 7.20% (bottom quartile).	3Y return: 10.00% (upper mid).	3Y return: 21.23% (top quartile).
Point 7	1Y return: 2.51% (bottom quartile).	1Y return: -0.67% (bottom quartile).	Sharpe: 1.98 (upper mid).	Sharpe: 1.55 (upper mid).	Sharpe: 3.16 (top quartile).	1Y return: 7.79% (upper mid).	Sharpe: 2.07 (top quartile).	1Y return: 6.84% (lower mid).	1Y return: 4.08% (lower mid).	1Y return: 3.90% (bottom quartile).
Point 8	Alpha: 1.33 (top quartile).	Alpha: -2.51 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: -1.01% (lower mid).	Information ratio: 0.00 (lower mid).	1M return: 0.44% (top quartile).	1M return: -1.26% (bottom quartile).	Alpha: 2.01 (top quartile).
Point 9	Sharpe: 0.10 (bottom quartile).	Sharpe: -0.11 (bottom quartile).	Yield to maturity (debt): 6.84% (top quartile).	Yield to maturity (debt): 6.82% (upper mid).	Yield to maturity (debt): 6.29% (lower mid).	Alpha: 0.00 (lower mid).	Yield to maturity (debt): 6.84% (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: -2.63 (bottom quartile).	Sharpe: 0.16 (lower mid).
Point 10	Information ratio: 0.21 (top quartile).	Information ratio: -0.11 (bottom quartile).	Modified duration: 2.90 yrs (lower mid).	Modified duration: 3.03 yrs (bottom quartile).	Modified duration: 0.60 yrs (upper mid).	Sharpe: 0.31 (lower mid).	Modified duration: 0.85 yrs (lower mid).	Sharpe: 1.24 (upper mid).	Sharpe: 0.08 (bottom quartile).	Information ratio: -0.52 (bottom quartile).

Kotak Standard Multicap Fund

Upper mid AUM (₹54,841 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.16% (upper mid).
3Y return: 16.09% (upper mid).
1Y return: 2.51% (bottom quartile).
Alpha: 1.33 (top quartile).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.21 (top quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹28,294 Cr).
Established history (20+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.11% (top quartile).
3Y return: 18.17% (upper mid).
1Y return: -0.67% (bottom quartile).
Alpha: -2.51 (bottom quartile).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.11 (bottom quartile).

Kotak Corporate Bond Fund Standard

Lower mid AUM (₹17,304 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.64% (top quartile).
1M return: 0.10% (upper mid).
Sharpe: 1.98 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.84% (top quartile).
Modified duration: 2.90 yrs (lower mid).

Kotak Banking and PSU Debt fund

Bottom quartile AUM (₹6,183 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.27% (top quartile).
1M return: 0.07% (upper mid).
Sharpe: 1.55 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.82% (upper mid).
Modified duration: 3.03 yrs (bottom quartile).

Kotak Money Market Scheme

Upper mid AUM (₹31,039 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 7.93% (upper mid).
1M return: 0.47% (top quartile).
Sharpe: 3.16 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.29% (lower mid).
Modified duration: 0.60 yrs (upper mid).

Kotak Asset Allocator Fund - FOF

Bottom quartile AUM (₹1,860 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.69% (upper mid).
3Y return: 18.20% (top quartile).
1Y return: 7.79% (upper mid).
1M return: -1.01% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (lower mid).

Kotak Low Duration Fund

Lower mid AUM (₹12,944 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 7.68% (upper mid).
1M return: 0.41% (upper mid).
Sharpe: 2.07 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.85 yrs (lower mid).

Kotak Equity Arbitrage Fund

Highest AUM (₹69,924 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.87% (bottom quartile).
3Y return: 7.20% (bottom quartile).
1Y return: 6.84% (lower mid).
1M return: 0.44% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.24 (upper mid).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,134 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.78% (upper mid).
3Y return: 10.00% (upper mid).
1Y return: 4.08% (lower mid).
1M return: -1.26% (bottom quartile).
Alpha: -2.63 (bottom quartile).
Sharpe: 0.08 (bottom quartile).

Kotak Emerging Equity Scheme

Top quartile AUM (₹57,102 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.08% (top quartile).
3Y return: 21.23% (top quartile).
1Y return: 3.90% (bottom quartile).
Alpha: 2.01 (top quartile).
Sharpe: 0.16 (lower mid).
Information ratio: -0.52 (bottom quartile).

1. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Upper mid AUM (₹54,841 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.16% (upper mid).
3Y return: 16.09% (upper mid).
1Y return: 2.51% (bottom quartile).
Alpha: 1.33 (top quartile).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.21 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~7.0%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (12 Aug 25)	₹83.29 ↓ -0.18 (-0.21 %)
Net Assets (Cr)	₹54,841 on 30 Jun 25
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.51
Sharpe Ratio	0.1
Information Ratio	0.21
Alpha Ratio	1.33
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,585
31 Jul 22	₹15,125
31 Jul 23	₹17,797
31 Jul 24	₹24,740
31 Jul 25	₹24,818

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.9%
3 Month	1.9%
6 Month	11.4%
1 Year	2.5%
3 Year	16.1%
5 Year	19.2%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%
2015	3%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	25.73%
Industrials	21.74%
Basic Materials	14.69%
Consumer Cyclical	9.68%
Technology	7.86%
Energy	6.12%
Utility	3.64%
Communication Services	3.15%
Health Care	3.12%
Consumer Defensive	2.36%

Asset Allocation

Asset Class	Value
Cash	1.9%
Equity	98.1%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| 532174	7%	₹3,831 Cr	26,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	7%	₹3,625 Cr	86,000,000 ↓ -500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,202 Cr	16,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹2,086 Cr	1,725,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,055 Cr	5,600,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	4%	₹2,026 Cr	6,250,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹1,952 Cr	23,800,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	3%	₹1,919 Cr	16,000,000
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹1,842 Cr	11,500,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	3%	₹1,789 Cr	19,000,000

2. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹28,294 Cr).
Established history (20+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 22.11% (top quartile).
3Y return: 18.17% (upper mid).
1Y return: -0.67% (bottom quartile).
Alpha: -2.51 (bottom quartile).
Sharpe: -0.11 (bottom quartile).
Information ratio: -0.11 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (12 Aug 25)	₹333.605 ↓ -0.53 (-0.16 %)
Net Assets (Cr)	₹28,294 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	-0.11
Information Ratio	-0.11
Alpha Ratio	-2.51
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,266
31 Jul 22	₹16,306
31 Jul 23	₹19,892
31 Jul 24	₹28,586
31 Jul 25	₹28,183

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.6%
3 Month	2.9%
6 Month	10.4%
1 Year	-0.7%
3 Year	18.2%
5 Year	22.1%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%
2015	3.3%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	24.69%
Industrials	17.45%
Consumer Cyclical	12.27%
Basic Materials	10.99%
Technology	8.83%
Health Care	7.28%
Energy	5.97%
Utility	5.41%
Communication Services	3.18%
Consumer Defensive	1.59%
Real Estate	1.08%

Asset Allocation

Asset Class	Value
Cash	1.25%
Equity	98.75%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹1,801 Cr	9,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,180 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| 532174	4%	₹1,012 Cr	7,000,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	3%	₹929 Cr	5,800,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹919 Cr	34,805,199
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹902 Cr	11,000,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 16 \| 506395	3%	₹814 Cr	3,250,001
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532215	3%	₹744 Cr	6,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹734 Cr	3,650,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹679 Cr	1,850,000

3. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Corporate Bond Fund Standard

Lower mid AUM (₹17,304 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.64% (top quartile).
1M return: 0.10% (upper mid).
Sharpe: 1.98 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.84% (top quartile).
Modified duration: 2.90 yrs (lower mid).
Average maturity: 4.06 yrs (lower mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.18% Govt Stock 2033 (~8.9%).

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard Growth
Launch Date	21 Sep 07
NAV (12 Aug 25)	₹3,805.21 ↓ -4.80 (-0.13 %)
Net Assets (Cr)	₹17,304 on 30 Jun 25
Category	Debt - Corporate Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.67
Sharpe Ratio	1.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	4 Years 22 Days
Modified Duration	2 Years 10 Months 24 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,497
31 Jul 22	₹10,814
31 Jul 23	₹11,524
31 Jul 24	₹12,402
31 Jul 25	₹13,541

Kotak Corporate Bond Fund Standard SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	1.7%
6 Month	4.6%
1 Year	8.6%
3 Year	7.6%
5 Year	6.2%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	6.9%
2022	3.7%
2021	3.8%
2020	9.7%
2019	9.6%
2018	7.5%
2017	6.9%
2016	9.4%
2015	8.8%

Fund Manager information for Kotak Corporate Bond Fund Standard

Name	Since	Tenure
Deepak Agrawal	1 Feb 15	10.5 Yr.
Manu Sharma	1 Nov 22	2.75 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	2.55%
Debt	97.18%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	67.5%
Government	29.67%
Cash Equivalent	2.55%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹1,552 Cr	147,935,080
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹621 Cr	61,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹501 Cr	49,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹461 Cr	44,135,698
Bajaj Finance Limited Debentures \| -	3%	₹442 Cr	43,500
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹419 Cr	4,200
Small Industries Development Bank Of India Debentures \| -	2%	₹357 Cr	35,000 ↑ 25,000
Power Finance Corporation Limited Debentures \| -	2%	₹356 Cr	35,000
Power Finance Corporation Limited Debentures \| -	2%	₹331 Cr	32,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹317 Cr	31,000

4. Kotak Banking and PSU Debt fund

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Research Highlights for Kotak Banking and PSU Debt fund

Bottom quartile AUM (₹6,183 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.27% (top quartile).
1M return: 0.07% (upper mid).
Sharpe: 1.55 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.82% (upper mid).
Modified duration: 3.03 yrs (bottom quartile).
Average maturity: 4.58 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.18% Govt Stock 2033 (~6.9%).

Below is the key information for Kotak Banking and PSU Debt fund

Kotak Banking and PSU Debt fund Growth
Launch Date	29 Dec 98
NAV (12 Aug 25)	₹65.8535 ↓ -0.08 (-0.12 %)
Net Assets (Cr)	₹6,183 on 30 Jun 25
Category	Debt - Banking & PSU Debt
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.81
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.82%
Effective Maturity	4 Years 6 Months 29 Days
Modified Duration	3 Years 11 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,460
31 Jul 22	₹10,779
31 Jul 23	₹11,502
31 Jul 24	₹12,356
31 Jul 25	₹13,442

Kotak Banking and PSU Debt fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Banking and PSU Debt fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	1.6%
6 Month	4.3%
1 Year	8.3%
3 Year	7.5%
5 Year	6.1%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%
2016	10%
2015	8.6%

Fund Manager information for Kotak Banking and PSU Debt fund

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	17.01 Yr.
Dharmesh Thakar	1 Jun 25	0.17 Yr.

Data below for Kotak Banking and PSU Debt fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	2.98%
Debt	96.73%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	59.89%
Government	36.84%
Cash Equivalent	2.98%

Credit Quality

Rating	Value
AA	2.53%
AAA	97.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹413 Cr	39,343,730
Power Finance Corporation Limited Debentures \| -	6%	₹339 Cr	33,000
National Housing Bank Debentures \| -	4%	₹224 Cr	22,500
Indian Oil Corporation Limited Debentures \| -	3%	₹195 Cr	19,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹185 Cr	20,002
HDFC Bank Limited Debentures \| -	3%	₹157 Cr	1,500
Rec Limited Debentures \| -	3%	₹156 Cr	15,000
6.63% Govt Stock 2031 Sovereign Bonds \| -	3%	₹154 Cr	15,000,000
State Bank Of India Debentures \| -	2%	₹143 Cr	1,450
Small Industries Development Bank Of India Debentures \| -	2%	₹139 Cr	13,500

5. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Research Highlights for Kotak Money Market Scheme

Upper mid AUM (₹31,039 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 7.93% (upper mid).
1M return: 0.47% (top quartile).
Sharpe: 3.16 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.29% (lower mid).
Modified duration: 0.60 yrs (upper mid).
Average maturity: 0.60 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~1.9%).

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme Growth
Launch Date	14 Jul 03
NAV (12 Aug 25)	₹4,534.37 ↑ 0.08 (0.00 %)
Net Assets (Cr)	₹31,039 on 30 Jun 25
Category	Debt - Money Market
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.35
Sharpe Ratio	3.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.29%
Effective Maturity	7 Months 6 Days
Modified Duration	7 Months 6 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,385
31 Jul 22	₹10,786
31 Jul 23	₹11,535
31 Jul 24	₹12,403
31 Jul 25	₹13,394

Kotak Money Market Scheme SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4.1%
1 Year	7.9%
3 Year	7.5%
5 Year	6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.3%
2022	4.9%
2021	3.7%
2020	5.7%
2019	8%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Kotak Money Market Scheme

Name	Since	Tenure
Deepak Agrawal	1 Nov 06	18.76 Yr.
Manu Sharma	1 Nov 22	2.75 Yr.

Data below for Kotak Money Market Scheme as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	77.8%
Debt	21.95%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	49.69%
Cash Equivalent	26.58%
Government	23.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹645 Cr	67,500,000
364 Days Tbill Red 05-02-2026 Sovereign Bonds \| -	2%	₹631 Cr	65,000,000
5.15% Govt Stock 2025 Sovereign Bonds \| -	1%	₹499 Cr	50,000,000 ↑ 50,000,000
364 DTB 29012026 Sovereign Bonds \| -	1%	₹486 Cr	50,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹480 Cr	50,000
Federal Bank Ltd. Debentures \| -	1%	₹474 Cr	50,000
364 DTB 04122025 Sovereign Bonds \| -	1%	₹392 Cr	40,000,000
Axis Bank Ltd. Debentures \| -	1%	₹380 Cr	40,000 ↑ 40,000
UCO Bank Domestic Bonds \| -	1%	₹332 Cr	35,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹291 Cr	30,000,000

6. Kotak Asset Allocator Fund - FOF

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized

Research Highlights for Kotak Asset Allocator Fund - FOF

Bottom quartile AUM (₹1,860 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.69% (upper mid).
3Y return: 18.20% (top quartile).
1Y return: 7.79% (upper mid).
1M return: -1.01% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding Kotak Nifty PSU Bank ETF (~12.0%).

Below is the key information for Kotak Asset Allocator Fund - FOF

Kotak Asset Allocator Fund - FOF Growth
Launch Date	9 Aug 04
NAV (11 Aug 25)	₹232.068 ↑ 1.70 (0.74 %)
Net Assets (Cr)	₹1,860 on 30 Jun 25
Category	Others - Fund of Fund
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Fund of Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,811
31 Jul 22	₹14,799
31 Jul 23	₹18,318
31 Jul 24	₹23,680
31 Jul 25	₹25,129

Kotak Asset Allocator Fund - FOF SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Asset Allocator Fund - FOF

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-1%
3 Month	5.3%
6 Month	7.4%
1 Year	7.8%
3 Year	18.2%
5 Year	19.7%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19%
2023	23.4%
2022	11.3%
2021	25%
2020	25%
2019	10.3%
2018	4.4%
2017	13.7%
2016	8.8%
2015	5.4%

Fund Manager information for Kotak Asset Allocator Fund - FOF

Name	Since	Tenure
Abhishek Bisen	15 Nov 21	3.71 Yr.
Devender Singhal	9 May 19	6.23 Yr.

Data below for Kotak Asset Allocator Fund - FOF as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	6.68%
Equity	76.01%
Debt	11.6%
Other	5.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Nifty PSU Bank ETF - \| -	12%	₹223 Cr	3,097,000 ↑ 665,000
Kotak Consumption Dir Gr Investment Fund \| -	11%	₹203 Cr	146,659,548
Kotak Infra & Econ Reform Dir Gr Investment Fund \| -	10%	₹194 Cr	24,607,551
Kotak Nifty IT ETF - \| -	9%	₹161 Cr	38,200,000 ↑ 25,700,000
Kotak Nifty 50 ETF - \| -	8%	₹154 Cr	5,517,500
Kotak Gilt Inv Growth - Direct Investment Fund \| -	7%	₹137 Cr	12,634,309
iShares NASDAQ 100 ETF USD Acc - \| -	6%	₹114 Cr	10,300
Kotak Bond Dir Gr Investment Fund \| -	6%	₹111 Cr	12,869,186
Kotak Gold ETF - \| -	6%	₹108 Cr	13,370,000 ↓ -2,070,000
Kotak Quant Dir Gr Investment Fund \| -	6%	₹106 Cr	70,592,506

7. Kotak Low Duration Fund

Research Highlights for Kotak Low Duration Fund

Lower mid AUM (₹12,944 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 7.68% (upper mid).
1M return: 0.41% (upper mid).
Sharpe: 2.07 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.85 yrs (lower mid).
Average maturity: 1.48 yrs (lower mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~82%).
High-quality debt (AAA/AA ~99%).
Largest holding National Bank For Agriculture And Rural Development (~4.9%).

Below is the key information for Kotak Low Duration Fund

Kotak Low Duration Fund Growth
Launch Date	6 Mar 08
NAV (12 Aug 25)	₹3,373.2 ↓ -0.94 (-0.03 %)
Net Assets (Cr)	₹12,944 on 30 Jun 25
Category	Debt - Low Duration
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.16
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	1 Year 5 Months 23 Days
Modified Duration	10 Months 6 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,450
31 Jul 22	₹10,751
31 Jul 23	₹11,454
31 Jul 24	₹12,246
31 Jul 25	₹13,197

Kotak Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.9%
6 Month	4.1%
1 Year	7.7%
3 Year	7%
5 Year	5.7%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	6.7%
2022	3.9%
2021	3.5%
2020	7.9%
2019	8.3%
2018	7.3%
2017	7.1%
2016	8.9%
2015	9.3%

Fund Manager information for Kotak Low Duration Fund

Name	Since	Tenure
Deepak Agrawal	31 Jan 15	10.51 Yr.
Sunit Garg	1 Jun 25	0.17 Yr.

Data below for Kotak Low Duration Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	17.53%
Debt	82.21%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	68.52%
Government	20.56%
Cash Equivalent	10.66%

Credit Quality

Rating	Value
AA	12.98%
AAA	86.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹685 Cr	68,000
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹685 Cr	65,871,138
Small Industries Development Bank Of India Debentures \| -	5%	₹682 Cr	67,500
Rec Limited Debentures \| -	3%	₹478 Cr	47,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹407 Cr	40,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹406 Cr	40,000
HDFC Bank Ltd. Debentures \| -	2%	₹283 Cr	30,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹258 Cr	2,580
07.46 MP Sdl 2027 Sovereign Bonds \| -	2%	₹257 Cr	25,000,000
LIQUID GOLD SERIES 9 Unlisted bonds \| -	2%	₹241 Cr	271

8. Kotak Equity Arbitrage Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and by investing the balance in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Equity Arbitrage Fund

Highest AUM (₹69,924 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.87% (bottom quartile).
3Y return: 7.20% (bottom quartile).
1Y return: 6.84% (lower mid).
1M return: 0.44% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.24 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Kotak Money Market Dir Gr (~11.0%).

Below is the key information for Kotak Equity Arbitrage Fund

Kotak Equity Arbitrage Fund Growth
Launch Date	29 Sep 05
NAV (12 Aug 25)	₹37.7256 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹69,924 on 30 Jun 25
Category	Hybrid - Arbitrage
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	1.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-30 Days (0.25%),30 Days and above(NIL)
Sub Cat.	Arbitrage

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,414
31 Jul 22	₹10,777
31 Jul 23	₹11,491
31 Jul 24	₹12,419
31 Jul 25	₹13,289

Kotak Equity Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Kotak Equity Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.7%
6 Month	3.3%
1 Year	6.8%
3 Year	7.2%
5 Year	5.9%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.5%
2021	4%
2020	4.3%
2019	6.1%
2018	6.3%
2017	5.8%
2016	6.7%
2015	7.5%

Fund Manager information for Kotak Equity Arbitrage Fund

Name	Since	Tenure
Hiten Shah	3 Oct 19	5.83 Yr.

Data below for Kotak Equity Arbitrage Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	94.58%
Debt	5.72%
Other	0.04%

Equity Sector Allocation

Sector	Value
Financial Services	22.38%
Consumer Cyclical	9.71%
Basic Materials	8.19%
Industrials	7.86%
Health Care	5.73%
Energy	5.29%
Technology	4.99%
Consumer Defensive	4.92%
Utility	4.72%
Communication Services	4.01%
Real Estate	0.97%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.76%
Corporate	10.97%
Government	4.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Money Market Dir Gr Investment Fund \| -	11%	₹7,681 Cr	16,905,337 ↑ 1,269,425
Kotak Savings Fund Dir Gr Investment Fund \| -	5%	₹3,807 Cr	846,782,645 ↑ 33,465,305
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	4%	₹2,671 Cr	13,347,400 ↓ -1,468,500
HDFC Bank Ltd.-JUL2025 Derivatives \| -	3%	-₹2,184 Cr	10,870,200 ↑ 10,610,050
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 23 \| BHARTIARTL	2%	₹1,625 Cr	8,084,975 ↓ -425,600
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| M&M	2%	₹1,601 Cr	5,028,400 ↑ 673,800
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	2%	₹1,577 Cr	10,510,500 ↓ -1,668,000
Axis Bank Ltd.-JUL2025 Derivatives \| -	2%	-₹1,577 Cr	13,075,625 ↑ 13,020,625
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	2%	₹1,568 Cr	13,075,625 ↑ 4,137,500
Mahindra & Mahindra Ltd.-JUL2025 Derivatives \| -	2%	-₹1,556 Cr	4,903,000 ↑ 4,864,600

9. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Research Highlights for Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,134 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderate.
5Y return: 10.78% (upper mid).
3Y return: 10.00% (upper mid).
1Y return: 4.08% (lower mid).
1M return: -1.26% (bottom quartile).
Alpha: -2.63 (bottom quartile).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~18.9%).
Top-3 holdings concentration ~35.3%.

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund Growth
Launch Date	2 Dec 03
NAV (12 Aug 25)	₹57.8479 ↓ -0.12 (-0.22 %)
Net Assets (Cr)	₹3,134 on 30 Jun 25
Category	Hybrid - Hybrid Debt
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.76
Sharpe Ratio	0.08
Information Ratio	0.8
Alpha Ratio	-2.63
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Debt

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹11,900
31 Jul 22	₹12,506
31 Jul 23	₹13,876
31 Jul 24	₹16,208
31 Jul 25	₹17,024

Kotak Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-1.3%
3 Month	0.6%
6 Month	3.2%
1 Year	4.1%
3 Year	10%
5 Year	10.8%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.4%
2023	13.9%
2022	4.3%
2021	13.3%
2020	13.9%
2019	11.2%
2018	-0.1%
2017	10.2%
2016	13%
2015	5.4%

Fund Manager information for Kotak Debt Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	1 Apr 08	17.34 Yr.
Shibani Kurian	3 Sep 24	0.91 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.69%
Equity	22.66%
Debt	71.38%
Other	0.27%

Equity Sector Allocation

Sector	Value
Financial Services	6.69%
Consumer Cyclical	2.89%
Technology	2.77%
Health Care	1.8%
Energy	1.63%
Utility	1.59%
Industrials	1.5%
Communication Services	1.43%
Consumer Defensive	1.42%
Basic Materials	0.8%
Real Estate	0.12%

Debt Sector Allocation

Sector	Value
Government	54.53%
Corporate	16.85%
Cash Equivalent	5.69%

Credit Quality

Rating	Value
A	0.2%
AA	11.76%
AAA	88.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	19%	₹595 Cr	57,268,400 ↑ 5,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	12%	₹368 Cr	35,441,510 ↓ -8,000,000
National Housing Bank Debentures \| -	5%	₹149 Cr	15,000
Bharti Telecom Limited Debentures \| -	4%	₹128 Cr	12,500
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹128 Cr	13,000,010 ↑ 13,000,010
6.92% Govt Stock 2039 Sovereign Bonds \| -	4%	₹113 Cr	11,000,000 ↓ -3,500,000
Telangana State Industrial Infrastructure Corporation Limited Debentures \| -	2%	₹61 Cr	6,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹52 Cr	5,000,000 ↑ 5,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹51 Cr	5,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹50 Cr	5,000

10. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Top quartile AUM (₹57,102 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.08% (top quartile).
3Y return: 21.23% (top quartile).
1Y return: 3.90% (bottom quartile).
Alpha: 2.01 (top quartile).
Sharpe: 0.16 (lower mid).
Information ratio: -0.52 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Fortis Healthcare Ltd (~3.4%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (12 Aug 25)	₹134.093 ↓ -0.25 (-0.18 %)
Net Assets (Cr)	₹57,102 on 30 Jun 25
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	0.16
Information Ratio	-0.52
Alpha Ratio	2.01
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,023
31 Jul 22	₹19,422
31 Jul 23	₹23,282
31 Jul 24	₹35,347
31 Jul 25	₹36,260

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-0.8%
3 Month	8.1%
6 Month	14.8%
1 Year	3.9%
3 Year	21.2%
5 Year	28.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.6%
2023	31.5%
2022	5.1%
2021	47.3%
2020	21.9%
2019	8.9%
2018	-11.7%
2017	43%
2016	10.4%
2015	8.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	1.52 Yr.

Data below for Kotak Emerging Equity Scheme as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.31%
Industrials	16.31%
Technology	15.09%
Basic Materials	13.41%
Financial Services	12.48%
Health Care	10.95%
Energy	3.02%
Real Estate	2.67%
Communication Services	2.24%
Consumer Defensive	1.16%

Asset Allocation

Asset Class	Value
Cash	3.35%
Equity	96.65%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	3%	₹1,964 Cr	24,724,343
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| 526299	3%	₹1,876 Cr	6,593,880 ↑ 341,284
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 11 \| SOLARINDS	3%	₹1,737 Cr	987,106 ↓ -117,511
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| 522275	3%	₹1,673 Cr	7,087,351
Swiggy Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| SWIGGY	3%	₹1,656 Cr	41,366,536 ↑ 3,235,574
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	3%	₹1,655 Cr	11,908,555 ↑ 538,005
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jan 23 \| DIXON	3%	₹1,654 Cr	1,103,948 ↑ 138,952
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	3%	₹1,619 Cr	120,859,899 ↑ 68,535,747
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Mar 15 \| OBEROIRLTY	3%	₹1,527 Cr	8,010,973
JK Cement Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JKCEMENT	3%	₹1,492 Cr	2,426,390

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