3 வருட முதலீட்டிற்கான சிறந்த SIP திட்டங்கள் 2022

Updated on August 9, 2025 , 91441 views

சிறந்த SIP திட்டங்கள்? அவற்றை எவ்வாறு தேர்வு செய்வது? என்று நினைக்கும் போது முதலீட்டாளர்களின் மனதில் ஏற்படும் பொதுவான கேள்விகள் இவைமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்தல் ஒரு மூலம்எஸ்ஐபி அல்லது முறையானமுதலீட்டுத் திட்டம்.SIP முதலீடு மிகவும் ஒழுக்கமான ஒன்றாகும்முதலீடு முதலீடு செய்யும் போது விருப்பங்கள்பரஸ்பர நிதி. மேலும், SIP மியூச்சுவல் ஃபண்டில் முதலீடு செய்வதற்கான குறைந்தபட்சத் தொகை INR 500 ஆகும். இது முதலீடு செய்ய வைக்கிறது.சிறந்த SIP மிகவும் வசதியான திட்டங்கள்.

மியூச்சுவல் ஃபண்ட் SIP ஆன்லைனில் எப்படி முதலீடு செய்வது?

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FY 22 - 23 இல் 3 வருட முதலீட்டிற்கான சிறந்த SIP திட்டங்கள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹100.37 ↑ 1.17	₹7,887	13.2	18.3	12.4	24.8	24.2	37.5
Bandhan Core Equity Fund Growth	₹131.596 ↑ 0.97	₹9,735	7.1	10.2	1.1	23.5	25.5	28.8
JM Value Fund Growth	₹94.4048 ↑ 0.03	₹1,110	4.2	4.5	-10.7	23.3	25.5	25.1
Nippon India Multi Cap Fund Growth	₹295.282 ↑ 1.80	₹45,366	8.5	12.8	1.8	23.3	30.1	25.8
Motilal Oswal Multicap 35 Fund Growth	₹60.2198 ↑ 0.55	₹13,894	4.7	8.2	6.1	22.4	18.7	45.7
HDFC Equity Fund Growth	₹1,959.9 ↑ 15.11	₹79,585	4.1	9.1	7.2	21.9	27.6	23.5
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
JM Multicap Fund Growth	₹94.933 ↑ 0.33	₹6,144	3.2	1.2	-9.4	21.4	24.8	33.3
ICICI Prudential Value Discovery Fund Growth	₹459.96 ↓ -2.84	₹54,096	2.6	5	2.8	21.1	25.9	20
Nippon India Value Fund Growth	₹218.875 ↑ 0.46	₹8,955	4	6.5	-0.8	21.1	25.3	22.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	JM Value Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	HDFC Equity Fund	IDBI India Top 100 Equity Fund	JM Multicap Fund	ICICI Prudential Value Discovery Fund	Nippon India Value Fund
Point 1	Lower mid AUM (₹7,887 Cr).	Upper mid AUM (₹9,735 Cr).	Bottom quartile AUM (₹1,110 Cr).	Upper mid AUM (₹45,366 Cr).	Upper mid AUM (₹13,894 Cr).	Highest AUM (₹79,585 Cr).	Bottom quartile AUM (₹655 Cr).	Bottom quartile AUM (₹6,144 Cr).	Top quartile AUM (₹54,096 Cr).	Lower mid AUM (₹8,955 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (28+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (30 yrs).	Established history (13+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 5★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.24% (bottom quartile).	5Y return: 25.49% (upper mid).	5Y return: 25.54% (upper mid).	5Y return: 30.14% (top quartile).	5Y return: 18.68% (bottom quartile).	5Y return: 27.59% (top quartile).	5Y return: 12.61% (bottom quartile).	5Y return: 24.82% (lower mid).	5Y return: 25.87% (upper mid).	5Y return: 25.29% (lower mid).
Point 6	3Y return: 24.79% (top quartile).	3Y return: 23.48% (top quartile).	3Y return: 23.30% (upper mid).	3Y return: 23.30% (upper mid).	3Y return: 22.37% (upper mid).	3Y return: 21.95% (lower mid).	3Y return: 21.88% (lower mid).	3Y return: 21.41% (bottom quartile).	3Y return: 21.11% (bottom quartile).	3Y return: 21.09% (bottom quartile).
Point 7	1Y return: 12.41% (top quartile).	1Y return: 1.09% (lower mid).	1Y return: -10.70% (bottom quartile).	1Y return: 1.78% (lower mid).	1Y return: 6.15% (upper mid).	1Y return: 7.17% (upper mid).	1Y return: 15.39% (top quartile).	1Y return: -9.39% (bottom quartile).	1Y return: 2.77% (upper mid).	1Y return: -0.83% (bottom quartile).
Point 8	Alpha: 9.12 (top quartile).	Alpha: 1.24 (lower mid).	Alpha: -6.74 (bottom quartile).	Alpha: 0.04 (lower mid).	Alpha: 8.72 (top quartile).	Alpha: 4.30 (upper mid).	Alpha: 2.11 (upper mid).	Alpha: -8.04 (bottom quartile).	Alpha: 4.54 (upper mid).	Alpha: -0.34 (bottom quartile).
Point 9	Sharpe: 0.50 (top quartile).	Sharpe: 0.11 (lower mid).	Sharpe: -0.38 (bottom quartile).	Sharpe: 0.03 (lower mid).	Sharpe: 0.42 (upper mid).	Sharpe: 0.39 (upper mid).	Sharpe: 1.09 (top quartile).	Sharpe: -0.50 (bottom quartile).	Sharpe: 0.36 (upper mid).	Sharpe: -0.01 (bottom quartile).
Point 10	Information ratio: 1.03 (upper mid).	Information ratio: 1.17 (upper mid).	Information ratio: 1.08 (upper mid).	Information ratio: 0.97 (lower mid).	Information ratio: 0.73 (bottom quartile).	Information ratio: 1.47 (top quartile).	Information ratio: 0.14 (bottom quartile).	Information ratio: 1.02 (lower mid).	Information ratio: 0.66 (bottom quartile).	Information ratio: 1.64 (top quartile).

Invesco India Growth Opportunities Fund

Lower mid AUM (₹7,887 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.24% (bottom quartile).
3Y return: 24.79% (top quartile).
1Y return: 12.41% (top quartile).
Alpha: 9.12 (top quartile).
Sharpe: 0.50 (top quartile).
Information ratio: 1.03 (upper mid).

Bandhan Core Equity Fund

Upper mid AUM (₹9,735 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.49% (upper mid).
3Y return: 23.48% (top quartile).
1Y return: 1.09% (lower mid).
Alpha: 1.24 (lower mid).
Sharpe: 0.11 (lower mid).
Information ratio: 1.17 (upper mid).

JM Value Fund

Bottom quartile AUM (₹1,110 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.54% (upper mid).
3Y return: 23.30% (upper mid).
1Y return: -10.70% (bottom quartile).
Alpha: -6.74 (bottom quartile).
Sharpe: -0.38 (bottom quartile).
Information ratio: 1.08 (upper mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹45,366 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.14% (top quartile).
3Y return: 23.30% (upper mid).
1Y return: 1.78% (lower mid).
Alpha: 0.04 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.97 (lower mid).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,894 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 18.68% (bottom quartile).
3Y return: 22.37% (upper mid).
1Y return: 6.15% (upper mid).
Alpha: 8.72 (top quartile).
Sharpe: 0.42 (upper mid).
Information ratio: 0.73 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹79,585 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.59% (top quartile).
3Y return: 21.95% (lower mid).
1Y return: 7.17% (upper mid).
Alpha: 4.30 (upper mid).
Sharpe: 0.39 (upper mid).
Information ratio: 1.47 (top quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (lower mid).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

JM Multicap Fund

Bottom quartile AUM (₹6,144 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 21.41% (bottom quartile).
1Y return: -9.39% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.50 (bottom quartile).
Information ratio: 1.02 (lower mid).

ICICI Prudential Value Discovery Fund

Top quartile AUM (₹54,096 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.87% (upper mid).
3Y return: 21.11% (bottom quartile).
1Y return: 2.77% (upper mid).
Alpha: 4.54 (upper mid).
Sharpe: 0.36 (upper mid).
Information ratio: 0.66 (bottom quartile).

Nippon India Value Fund

Lower mid AUM (₹8,955 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 21.09% (bottom quartile).
1Y return: -0.83% (bottom quartile).
Alpha: -0.34 (bottom quartile).
Sharpe: -0.01 (bottom quartile).
Information ratio: 1.64 (top quartile).

*கீழே உள்ள நிதிகள் சிறந்தவை எனக் கருதுகின்றனசிஏஜிஆர் 3 ஆண்டுகளுக்கும் மேலான வருமானம் மற்றும் குறைந்தபட்சம் நிதி உள்ளதுசந்தை 1 வருட வரலாறு (நிதி வயது) மற்றும் குறைந்தபட்சம் 500 கோடி சொத்து நிர்வாகத்தின் கீழ் 3 வருட நிதியாக இருந்தால். மல்டி கேப், லார்ஜ் கேப், லார்ஜ் & ஆகியவற்றிலிருந்து பரிந்துரைக்கப்படுகிறதுநடுத்தர தொப்பி மற்றும் மதிப்பு துணை வகைகள்.

1. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Lower mid AUM (₹7,887 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.24% (bottom quartile).
3Y return: 24.79% (top quartile).
1Y return: 12.41% (top quartile).
Alpha: 9.12 (top quartile).
Sharpe: 0.50 (top quartile).
Information ratio: 1.03 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding InterGlobe Aviation Ltd (~5.4%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (11 Aug 25)	₹100.37 ↑ 1.17 (1.18 %)
Net Assets (Cr)	₹7,887 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	0.5
Information Ratio	1.03
Alpha Ratio	9.12
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,928
31 Jul 22	₹15,084
31 Jul 23	₹17,810
31 Jul 24	₹27,473
31 Jul 25	₹30,358

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	13.2%
6 Month	18.3%
1 Year	12.4%
3 Year	24.8%
5 Year	24.2%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%
2015	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.73 Yr.
Amit Ganatra	21 Jan 22	3.53 Yr.

Data below for Invesco India Growth Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.31%
Consumer Cyclical	20.78%
Health Care	16.54%
Industrials	13.02%
Real Estate	7.29%
Technology	5.99%
Basic Materials	4.12%
Communication Services	1.84%

Asset Allocation

Asset Class	Value
Cash	2.07%
Equity	97.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹427 Cr	714,831 ↑ 51,673
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	5%	₹425 Cr	683,586
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	5%	₹374 Cr	1,348,341
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹357 Cr	8,909,867
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹317 Cr	1,914,877
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	4%	₹316 Cr	11,968,438 ↑ 2,815,841
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	4%	₹313 Cr	1,921,954
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	4%	₹295 Cr	2,311,411 ↑ 113,569
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	4%	₹276 Cr	13,404,597
JK Cement Ltd (Basic Materials) Equity, Since 29 Feb 24 \| JKCEMENT	3%	₹253 Cr	411,308

2. Bandhan Core Equity Fund

(Erstwhile IDFC Classic Equity Fund)

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Core Equity Fund

Upper mid AUM (₹9,735 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.49% (upper mid).
3Y return: 23.48% (top quartile).
1Y return: 1.09% (lower mid).
Alpha: 1.24 (lower mid).
Sharpe: 0.11 (lower mid).
Information ratio: 1.17 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Bandhan Core Equity Fund

Bandhan Core Equity Fund Growth
Launch Date	9 Aug 05
NAV (11 Aug 25)	₹131.596 ↑ 0.97 (0.74 %)
Net Assets (Cr)	₹9,735 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.11
Information Ratio	1.17
Alpha Ratio	1.24
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,994
31 Jul 22	₹16,744
31 Jul 23	₹20,884
31 Jul 24	₹32,576
31 Jul 25	₹32,600

Bandhan Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Bandhan Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1%
3 Month	7.1%
6 Month	10.2%
1 Year	1.1%
3 Year	23.5%
5 Year	25.5%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.8%
2023	36.2%
2022	6.9%
2021	34.1%
2020	12.9%
2019	3.7%
2018	-5.1%
2017	37.3%
2016	8%
2015	5.2%

Fund Manager information for Bandhan Core Equity Fund

Name	Since	Tenure
Manish Gunwani	28 Jan 23	2.51 Yr.
Ritika Behera	7 Oct 23	1.82 Yr.
Gaurav Satra	7 Jun 24	1.15 Yr.
Rahul Agarwal	28 Aug 23	1.93 Yr.

Data below for Bandhan Core Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	30.41%
Industrials	11.03%
Technology	9.95%
Consumer Cyclical	8.79%
Basic Materials	7.52%
Health Care	6.96%
Consumer Defensive	5.6%
Communication Services	4.9%
Energy	4.27%
Real Estate	3.66%
Utility	3.16%

Asset Allocation

Asset Class	Value
Cash	3.73%
Equity	96.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	5%	₹528 Cr	2,638,973 ↑ 383,164
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532174	3%	₹317 Cr	2,195,096
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| 532215	2%	₹241 Cr	2,005,584 ↑ 272,409
One97 Communications Ltd (Technology) Equity, Since 31 Mar 24 \| 543396	2%	₹241 Cr	2,602,907 ↓ -46,010
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| HDFCAMC	2%	₹231 Cr	444,239 ↑ 50,000
Infosys Ltd (Technology) Equity, Since 31 May 11 \| INFY	2%	₹217 Cr	1,356,956 ↑ 195,778
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 24 \| 532978	2%	₹181 Cr	880,037 ↓ -71,628
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 22 \| ITC	2%	₹179 Cr	4,308,309
State Bank of India (Financial Services) Equity, Since 30 Apr 25 \| SBIN	2%	₹171 Cr	2,080,000 ↑ 655,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 23 \| LT	2%	₹171 Cr	464,684 ↑ 30,000

3. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Bottom quartile AUM (₹1,110 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.54% (upper mid).
3Y return: 23.30% (upper mid).
1Y return: -10.70% (bottom quartile).
Alpha: -6.74 (bottom quartile).
Sharpe: -0.38 (bottom quartile).
Information ratio: 1.08 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Godfrey Phillips India Ltd (~3.9%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (11 Aug 25)	₹94.4048 ↑ 0.03 (0.03 %)
Net Assets (Cr)	₹1,110 on 30 Jun 25
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.47
Sharpe Ratio	-0.38
Information Ratio	1.08
Alpha Ratio	-6.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,032
31 Jul 22	₹16,493
31 Jul 23	₹22,468
31 Jul 24	₹36,610
31 Jul 25	₹32,751

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-5.1%
3 Month	4.2%
6 Month	4.5%
1 Year	-10.7%
3 Year	23.3%
5 Year	25.5%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.1%
2023	47.7%
2022	5.3%
2021	36.3%
2020	13.4%
2019	11.9%
2018	-11.2%
2017	44.6%
2016	12.1%
2015	3.5%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.95 Yr.
Asit Bhandarkar	11 Dec 06	18.65 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Value Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	26.2%
Consumer Cyclical	18.99%
Industrials	18.15%
Basic Materials	10.55%
Technology	6.52%
Consumer Defensive	6.26%
Communication Services	5.14%
Health Care	3.85%
Energy	3.16%

Asset Allocation

Asset Class	Value
Cash	1.19%
Equity	98.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹44 Cr	48,789
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹36 Cr	180,000 ↓ -42,605
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹36 Cr	97,613
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 28 Feb 25 \| HINDPETRO	3%	₹35 Cr	800,000
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 500238	3%	₹34 Cr	245,000
Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 29 Feb 24 \| RBA	3%	₹32 Cr	3,894,908 ↑ 50,000
Infosys Ltd (Technology) Equity, Since 31 May 18 \| INFY	3%	₹32 Cr	197,605 ↓ -29,500
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 24 \| 532755	3%	₹30 Cr	180,000 ↑ 10,000
CARE Ratings Ltd (Financial Services) Equity, Since 31 Oct 24 \| CARERATING	3%	₹30 Cr	169,129
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	3%	₹30 Cr	150,000 ↓ -13,025

4. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Upper mid AUM (₹45,366 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.14% (top quartile).
3Y return: 23.30% (upper mid).
1Y return: 1.78% (lower mid).
Alpha: 0.04 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.97 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (11 Aug 25)	₹295.282 ↑ 1.80 (0.61 %)
Net Assets (Cr)	₹45,366 on 30 Jun 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	0.03
Information Ratio	0.97
Alpha Ratio	0.04
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,349
31 Jul 22	₹20,509
31 Jul 23	₹26,933
31 Jul 24	₹39,488
31 Jul 25	₹39,813

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1.5%
3 Month	8.5%
6 Month	12.8%
1 Year	1.8%
3 Year	23.3%
5 Year	30.1%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.35 Yr.
Ashutosh Bhargava	1 Sep 21	3.92 Yr.
Kinjal Desai	25 May 18	7.19 Yr.

Data below for Nippon India Multi Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	27.9%
Consumer Cyclical	19.89%
Industrials	19.3%
Health Care	8.06%
Utility	6.24%
Basic Materials	5.32%
Consumer Defensive	4.05%
Technology	3.43%
Energy	3.33%
Communication Services	1.36%
Real Estate	0.16%

Asset Allocation

Asset Class	Value
Cash	0.97%
Equity	99.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,402 Cr	12,000,448 ↓ -1,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,811 Cr	15,099,895
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	3%	₹1,588 Cr	10,981,360 ↓ -500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,511 Cr	10,068,975
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,453 Cr	6,155,190 ↓ -356,327
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	3%	₹1,219 Cr	7,400,000 ↓ -200,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	2%	₹1,057 Cr	11,281,970 ↑ 9,025,576
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	2%	₹1,015 Cr	1,524,539
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹997 Cr	29,762,573 ↑ 971,106
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| 500840	2%	₹877 Cr	23,730,891

5. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,894 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 18.68% (bottom quartile).
3Y return: 22.37% (upper mid).
1Y return: 6.15% (upper mid).
Alpha: 8.72 (top quartile).
Sharpe: 0.42 (upper mid).
Information ratio: 0.73 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
Largest holding Coforge Ltd (~11.3%).

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (11 Aug 25)	₹60.2198 ↑ 0.55 (0.92 %)
Net Assets (Cr)	₹13,894 on 30 Jun 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.42
Information Ratio	0.73
Alpha Ratio	8.72
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,752
31 Jul 22	₹12,839
31 Jul 23	₹14,742
31 Jul 24	₹23,209
31 Jul 25	₹24,769

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.2%
3 Month	4.7%
6 Month	8.2%
1 Year	6.1%
3 Year	22.4%
5 Year	18.7%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.83 Yr.
Niket Shah	1 Jul 22	3.09 Yr.
Rakesh Shetty	22 Nov 22	2.69 Yr.
Atul Mehra	1 Oct 24	0.83 Yr.
Sunil Sawant	1 Jul 24	1.08 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Technology	29.47%
Industrials	20.13%
Consumer Cyclical	16.61%
Communication Services	8.69%
Financial Services	8.11%
Utility	5.25%
Health Care	1.84%

Asset Allocation

Asset Class	Value
Cash	9.92%
Equity	90.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	11%	₹1,564 Cr	8,125,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,329 Cr	2,200,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	9%	₹1,310 Cr	2,000,000 ↑ 57,695
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	9%	₹1,244 Cr	2,000,000 ↑ 605,111
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	7%	₹1,001 Cr	18,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 25 \| DIXON	7%	₹936 Cr	625,000 ↑ 611,700
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| 500093	6%	₹836 Cr	12,250,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	6%	₹765 Cr	4,999,500
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	5%	₹733 Cr	4,500,000
Siemens Energy India Ltd (Utilities) Equity, Since 30 Jun 25 \| ENRIN	5%	₹729 Cr	2,450,500 ↑ 2,450,500

6. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

Research Highlights for HDFC Equity Fund

Highest AUM (₹79,585 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.59% (top quartile).
3Y return: 21.95% (lower mid).
1Y return: 7.17% (upper mid).
Alpha: 4.30 (upper mid).
Sharpe: 0.39 (upper mid).
Information ratio: 1.47 (top quartile).
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.3%).

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (11 Aug 25)	₹1,959.9 ↑ 15.11 (0.78 %)
Net Assets (Cr)	₹79,585 on 30 Jun 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	0.39
Information Ratio	1.47
Alpha Ratio	4.3
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,113
31 Jul 22	₹18,754
31 Jul 23	₹23,449
31 Jul 24	₹33,350
31 Jul 25	₹35,252

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1.2%
3 Month	4.1%
6 Month	9.1%
1 Year	7.2%
3 Year	21.9%
5 Year	27.6%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	3.01 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	39.69%
Consumer Cyclical	16.6%
Health Care	8.64%
Basic Materials	5.41%
Industrials	5.03%
Technology	4.64%
Communication Services	3.16%
Real Estate	2.62%
Utility	2.03%
Energy	1.02%
Consumer Defensive	0.76%

Asset Allocation

Asset Class	Value
Cash	9.75%
Equity	89.6%
Debt	0.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	9%	₹7,374 Cr	51,000,000 ↑ 2,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	9%	₹7,205 Cr	36,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	8%	₹6,236 Cr	52,000,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	5%	₹3,677 Cr	20,000,000 ↑ 323,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹3,570 Cr	16,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹3,100 Cr	2,500,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	4%	₹3,012 Cr	20,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	3%	₹2,461 Cr	30,000,000 ↑ 5,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹2,211 Cr	11,000,000 ↓ -500,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹2,126 Cr	12,300,000

7. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (lower mid).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,880
31 Jul 22	₹16,066

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Bottom quartile AUM (₹6,144 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.82% (lower mid).
3Y return: 21.41% (bottom quartile).
1Y return: -9.39% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.50 (bottom quartile).
Information ratio: 1.02 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~4.6%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (11 Aug 25)	₹94.933 ↑ 0.33 (0.35 %)
Net Assets (Cr)	₹6,144 on 30 Jun 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	-0.5
Information Ratio	1.02
Alpha Ratio	-8.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,162
31 Jul 22	₹16,879
31 Jul 23	₹21,430
31 Jul 24	₹35,095
31 Jul 25	₹31,265

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	3.2%
6 Month	1.2%
1 Year	-9.4%
3 Year	21.4%
5 Year	24.8%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.95 Yr.
Asit Bhandarkar	1 Oct 24	0.83 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Multicap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	29.28%
Consumer Cyclical	16.55%
Industrials	15.65%
Technology	10.24%
Energy	7.68%
Consumer Defensive	6.36%
Health Care	4.93%
Communication Services	3.27%
Basic Materials	3.13%
Real Estate	0.89%
Utility	0.26%

Asset Allocation

Asset Class	Value
Cash	1.76%
Equity	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	5%	₹285 Cr	1,900,000 ↑ 1,900,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| 532174	5%	₹282 Cr	1,950,000 ↓ -150,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹265 Cr	1,325,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹239 Cr	650,000 ↓ -175,247
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	4%	₹235 Cr	261,706 ↑ 10,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹201 Cr	1,000,000 ↓ -300,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 25 \| HINDPETRO	3%	₹187 Cr	4,260,370 ↑ 1,135,370
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	3%	₹186 Cr	1,100,000 ↓ -300,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 25 \| ADANIPORTS	3%	₹160 Cr	1,100,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	2%	₹142 Cr	114,179 ↓ -57,500

9. ICICI Prudential Value Discovery Fund

To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Value stocks are those, which have attractive valuations in relation to earnings or book value or current and/or future dividends.

Research Highlights for ICICI Prudential Value Discovery Fund

Top quartile AUM (₹54,096 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.87% (upper mid).
3Y return: 21.11% (bottom quartile).
1Y return: 2.77% (upper mid).
Alpha: 4.54 (upper mid).
Sharpe: 0.36 (upper mid).
Information ratio: 0.66 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for ICICI Prudential Value Discovery Fund

ICICI Prudential Value Discovery Fund Growth
Launch Date	16 Aug 04
NAV (08 Aug 25)	₹459.96 ↓ -2.84 (-0.61 %)
Net Assets (Cr)	₹54,096 on 30 Jun 25
Category	Equity - Value
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	0.36
Information Ratio	0.66
Alpha Ratio	4.54
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,301
31 Jul 22	₹17,603
31 Jul 23	₹22,071
31 Jul 24	₹31,589
31 Jul 25	₹32,279

ICICI Prudential Value Discovery Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Value Discovery Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.2%
3 Month	2.6%
6 Month	5%
1 Year	2.8%
3 Year	21.1%
5 Year	25.9%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20%
2023	31.4%
2022	15%
2021	38.5%
2020	22.9%
2019	0.6%
2018	-4.2%
2017	23.8%
2016	4.6%
2015	5.4%

Fund Manager information for ICICI Prudential Value Discovery Fund

Name	Since	Tenure
Sankaran Naren	18 Jan 21	4.54 Yr.
Dharmesh Kakkad	18 Jan 21	4.54 Yr.
Sharmila D’mello	30 Jun 22	3.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.74 Yr.

Data below for ICICI Prudential Value Discovery Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	30.33%
Health Care	11.4%
Energy	10.14%
Technology	8.11%
Consumer Cyclical	7.22%
Consumer Defensive	7.02%
Basic Materials	5.76%
Industrials	5.43%
Utility	3.57%
Communication Services	2.45%

Asset Allocation

Asset Class	Value
Cash	8.57%
Equity	91.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 23 \| RELIANCE	7%	₹3,923 Cr	26,141,710 ↑ 297,911
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 21 \| 532174	7%	₹3,682 Cr	25,469,866
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| HDFCBANK	7%	₹3,605 Cr	18,009,821 ↓ -1,896,400
Infosys Ltd (Technology) Equity, Since 30 Sep 14 \| INFY	5%	₹2,449 Cr	15,289,962 ↑ 584,900
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 20 \| 532215	4%	₹2,272 Cr	18,946,648 ↓ -2,124,375
State Bank of India (Financial Services) Equity, Since 31 Jan 21 \| SBIN	4%	₹2,238 Cr	27,281,346 ↑ 3,241,223
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹2,107 Cr	12,574,017 ↑ 564,973
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MARUTI	3%	₹1,712 Cr	1,380,666 ↓ -162,350
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 22 \| LT	3%	₹1,600 Cr	4,360,155
NTPC Ltd (Utilities) Equity, Since 30 Sep 14 \| 532555	3%	₹1,542 Cr	46,051,841 ↑ 7,983,261

10. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Lower mid AUM (₹8,955 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 21.09% (bottom quartile).
1Y return: -0.83% (bottom quartile).
Alpha: -0.34 (bottom quartile).
Sharpe: -0.01 (bottom quartile).
Information ratio: 1.64 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (11 Aug 25)	₹218.875 ↑ 0.46 (0.21 %)
Net Assets (Cr)	₹8,955 on 30 Jun 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.01
Information Ratio	1.64
Alpha Ratio	-0.34
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,601
31 Jul 22	₹17,615
31 Jul 23	₹21,558
31 Jul 24	₹33,132
31 Jul 25	₹32,770

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.6%
3 Month	4%
6 Month	6.5%
1 Year	-0.8%
3 Year	21.1%
5 Year	25.3%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.3%
2023	42.4%
2022	4.8%
2021	39.4%
2020	16.3%
2019	5.7%
2018	-8.4%
2017	45.7%
2016	-1.6%
2015	6.1%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.24 Yr.
Dhrumil Shah	1 Jan 23	2.58 Yr.
Kinjal Desai	25 May 18	7.19 Yr.

Data below for Nippon India Value Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	35.04%
Technology	13.06%
Industrials	11.67%
Energy	7.82%
Consumer Cyclical	6.81%
Basic Materials	6.66%
Utility	6.19%
Health Care	4.13%
Communication Services	3.2%
Consumer Defensive	1.72%
Real Estate	0.68%

Asset Allocation

Asset Class	Value
Cash	2.8%
Equity	96.98%
Other	0.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹809 Cr	4,039,600 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532174	5%	₹478 Cr	3,304,797 ↓ -400,000
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹353 Cr	2,200,779
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹288 Cr	1,920,396
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹257 Cr	1,277,248
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| 532555	3%	₹249 Cr	7,434,650
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	3%	₹239 Cr	2,744,522
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹231 Cr	628,547
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500312	2%	₹218 Cr	8,924,956 ↑ 400,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 23 \| 500103	2%	₹187 Cr	7,008,367 ↓ -1,600,000

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.