2022 இல் முதலீடு செய்ய 6 சிறந்த வரி சேமிப்பு SIP திட்டங்கள்

Updated on August 9, 2025 , 37956 views

ஈக்விட்டி இணைக்கப்பட்ட சேமிப்பு திட்டங்கள் அல்லதுELSS இந்திய முதலீட்டாளர்கள் மத்தியில், சிறந்த வரிச் சேமிப்பு விருப்பமாக பெரும் புகழ் பெறுகிறது. இது நல்ல வருமானத்தை வழங்குவதற்கான ஆற்றலைக் கொண்டுள்ளது, மேலும் இது மிகக் குறைந்த லாக்-இன் காலத்தையும் கொண்டுள்ளது. ELSS என்பது ஒரு சமபங்கு பன்முகப்படுத்தப்பட்ட நிதியாகும், இதில் பெரும்பாலான நிதி கார்பஸ் முதலீடு செய்யப்படுகிறது.ஈக்விட்டி ஃபண்ட் அல்லது சமபங்கு தொடர்பான தயாரிப்புகள். முதலீட்டாளர்கள் 1,50 ரூபாய் வரை வரி விலக்குகளைப் பெறலாம்,000 கீழ்பிரிவு 80C இன்வருமான வரி அவர்களின் வரிவிதிப்பிலிருந்து செயல்படுங்கள்வருமானம். இந்த நிதிகள் வரிச் சேமிப்பு மற்றும் செல்வத்தை உருவாக்குதல் ஆகிய இரட்டைப் பலன்களை வழங்குவதால், முதலீட்டாளர்கள் ELSS இல் முதலீடு செய்து, தங்கள் முதலீட்டிலிருந்து அதிகப் பலன்களைப் பெறலாம். எனவே, செயல்முறை செய்யமுதலீடு எளிதாக, சிறந்த வரிச் சேமிப்பை நாங்கள் பட்டியலிட்டுள்ளோம்எஸ்ஐபி முதலீட்டாளர்களுக்கு சிறந்த வருவாயை வழங்கும் திட்டங்கள்.

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ஈக்விட்டி இணைக்கப்பட்ட சேமிப்பு திட்டத்தில் (ELSS) முதலீடு செய்ய சிறந்த செயல்திறன் கொண்ட SIP நிதிகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹50.3789 ↑ 0.23	₹4,506	500	10.8	11.8	1.8	24.5	25.2	47.7
SBI Magnum Tax Gain Fund Growth	₹428.68 ↑ 2.50	₹30,616	500	4.4	6.4	-2	23.6	24.6	27.7
HDFC Tax Saver Fund Growth	₹1,388.95 ↑ 9.90	₹16,908	500	4.1	8.5	4.6	21.3	24.6	21.3
DSP Tax Saver Fund Growth	₹135.8 ↑ 0.90	₹17,428	500	2	7.3	-0.1	18.7	23	23.9
Franklin India Taxshield Growth	₹1,449.97 ↑ 15.04	₹6,883	500	2.8	6.7	0.2	18.6	23.7	22.4
Nippon India Tax Saver Fund (ELSS) Growth	₹126.841 ↑ 0.97	₹15,623	500	6.2	11.4	-0.2	17.2	23.2	17.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Aug 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	DSP Tax Saver Fund	Franklin India Taxshield	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹4,506 Cr).	Highest AUM (₹30,616 Cr).	Upper mid AUM (₹16,908 Cr).	Upper mid AUM (₹17,428 Cr).	Bottom quartile AUM (₹6,883 Cr).	Lower mid AUM (₹15,623 Cr).
Point 2	Established history (10+ yrs).	Established history (18+ yrs).	Oldest track record among peers (29 yrs).	Established history (18+ yrs).	Established history (26+ yrs).	Established history (19+ yrs).
Point 3	Not Rated.	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.24% (top quartile).	5Y return: 24.55% (upper mid).	5Y return: 24.57% (upper mid).	5Y return: 23.02% (bottom quartile).	5Y return: 23.71% (lower mid).	5Y return: 23.20% (bottom quartile).
Point 6	3Y return: 24.45% (top quartile).	3Y return: 23.65% (upper mid).	3Y return: 21.32% (upper mid).	3Y return: 18.74% (lower mid).	3Y return: 18.62% (bottom quartile).	3Y return: 17.25% (bottom quartile).
Point 7	1Y return: 1.80% (upper mid).	1Y return: -2.01% (bottom quartile).	1Y return: 4.56% (top quartile).	1Y return: -0.14% (lower mid).	1Y return: 0.23% (upper mid).	1Y return: -0.15% (bottom quartile).
Point 8	Alpha: 6.93 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 2.56 (upper mid).	Alpha: 2.27 (upper mid).	Alpha: 0.46 (lower mid).	Alpha: -1.27 (bottom quartile).
Point 9	Sharpe: 0.26 (top quartile).	Sharpe: -0.02 (bottom quartile).	Sharpe: 0.22 (upper mid).	Sharpe: 0.16 (upper mid).	Sharpe: 0.04 (lower mid).	Sharpe: -0.06 (bottom quartile).
Point 10	Information ratio: 1.02 (lower mid).	Information ratio: 2.04 (top quartile).	Information ratio: 1.35 (upper mid).	Information ratio: 0.83 (bottom quartile).	Information ratio: 1.03 (upper mid).	Information ratio: 0.43 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,506 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.24% (top quartile).
3Y return: 24.45% (top quartile).
1Y return: 1.80% (upper mid).
Alpha: 6.93 (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 1.02 (lower mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹30,616 Cr).
Established history (18+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.55% (upper mid).
3Y return: 23.65% (upper mid).
1Y return: -2.01% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.02 (bottom quartile).
Information ratio: 2.04 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,908 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.57% (upper mid).
3Y return: 21.32% (upper mid).
1Y return: 4.56% (top quartile).
Alpha: 2.56 (upper mid).
Sharpe: 0.22 (upper mid).
Information ratio: 1.35 (upper mid).

DSP Tax Saver Fund

Upper mid AUM (₹17,428 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.02% (bottom quartile).
3Y return: 18.74% (lower mid).
1Y return: -0.14% (lower mid).
Alpha: 2.27 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.83 (bottom quartile).

Franklin India Taxshield

Bottom quartile AUM (₹6,883 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.71% (lower mid).
3Y return: 18.62% (bottom quartile).
1Y return: 0.23% (upper mid).
Alpha: 0.46 (lower mid).
Sharpe: 0.04 (lower mid).
Information ratio: 1.03 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹15,623 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.20% (bottom quartile).
3Y return: 17.25% (bottom quartile).
1Y return: -0.15% (bottom quartile).
Alpha: -1.27 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: 0.43 (bottom quartile).

*மேலே சிறந்த பட்டியல்ELSS SIP மேலே உள்ள AUM/நிகர சொத்துகளைக் கொண்ட நிதிகள்500 கோடி. வரிசைப்படுத்தப்பட்டதுகடந்த 3 வருட வருவாய்.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,506 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.24% (top quartile).
3Y return: 24.45% (top quartile).
1Y return: 1.80% (upper mid).
Alpha: 6.93 (top quartile).
Sharpe: 0.26 (top quartile).
Information ratio: 1.02 (lower mid).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (11 Aug 25)	₹50.3789 ↑ 0.23 (0.45 %)
Net Assets (Cr)	₹4,506 on 30 Jun 25
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.74
Sharpe Ratio	0.26
Information Ratio	1.02
Alpha Ratio	6.93
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,917
31 Jul 22	₹15,790
31 Jul 23	₹19,504
31 Jul 24	₹31,082
31 Jul 25	₹32,246

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-4.4%
3 Month	10.8%
6 Month	11.8%
1 Year	1.8%
3 Year	24.5%
5 Year	25.2%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.7%
2023	37%
2022	1.8%
2021	32.1%
2020	8.8%
2019	13.2%
2018	-8.7%
2017	44%
2016	12.5%
2015

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	1.64 Yr.
Rakesh Shetty	22 Nov 22	2.69 Yr.
Atul Mehra	1 Oct 24	0.83 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	35.64%
Financial Services	20.78%
Consumer Cyclical	18.73%
Technology	10.72%
Basic Materials	5.55%
Real Estate	3.88%
Health Care	3.27%
Communication Services	0.61%

Asset Allocation

Asset Class	Value
Cash	0.81%
Equity	99.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	5%	₹237 Cr	8,970,581 ↓ -953,111
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	5%	₹222 Cr	248,438 ↑ 13,355
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	5%	₹214 Cr	344,266 ↓ -80,994
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 23 \| BDL	5%	₹205 Cr	1,056,315
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 23 \| KAYNES	4%	₹181 Cr	297,751
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Oct 23 \| PRESTIGE	4%	₹175 Cr	1,055,205
Suzlon Energy Ltd (Industrials) Equity, Since 31 Jan 24 \| SUZLON	4%	₹167 Cr	24,702,337
Bharat Electronics Ltd (Industrials) Equity, Since 30 Apr 24 \| BEL	4%	₹166 Cr	3,950,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	4%	₹163 Cr	240,350
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	3%	₹153 Cr	487,045 ↑ 28,725

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹30,616 Cr).
Established history (18+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.55% (upper mid).
3Y return: 23.65% (upper mid).
1Y return: -2.01% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.02 (bottom quartile).
Information ratio: 2.04 (top quartile).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (11 Aug 25)	₹428.68 ↑ 2.50 (0.59 %)
Net Assets (Cr)	₹30,616 on 30 Jun 25
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	-0.02
Information Ratio	2.04
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,015
31 Jul 22	₹16,025
31 Jul 23	₹20,617
31 Jul 24	₹32,306
31 Jul 25	₹31,530

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-2.8%
3 Month	4.4%
6 Month	6.4%
1 Year	-2%
3 Year	23.6%
5 Year	24.6%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.7%
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%
2015	3.2%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Dinesh Balachandran	10 Sep 16	8.89 Yr.

Data below for SBI Magnum Tax Gain Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.38%
Technology	9.8%
Basic Materials	9.58%
Energy	9.52%
Consumer Cyclical	8.7%
Industrials	8.15%
Health Care	7.37%
Utility	4.84%
Consumer Defensive	4.46%
Communication Services	2.01%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	6%
Equity	93.88%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	9%	₹2,861 Cr	14,293,253
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹1,692 Cr	11,275,148
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| 532174	4%	₹1,072 Cr	7,416,237
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	3%	₹991 Cr	62,000,000
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| 500087	3%	₹918 Cr	6,098,542
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹892 Cr	21,414,825
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| 532779	3%	₹823 Cr	5,610,813
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	3%	₹801 Cr	2,515,083
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹790 Cr	3,650,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 11 \| 532215	3%	₹776 Cr	6,473,332

3. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

Upper mid AUM (₹16,908 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.57% (upper mid).
3Y return: 21.32% (upper mid).
1Y return: 4.56% (top quartile).
Alpha: 2.56 (upper mid).
Sharpe: 0.22 (upper mid).
Information ratio: 1.35 (upper mid).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (11 Aug 25)	₹1,388.95 ↑ 9.90 (0.72 %)
Net Assets (Cr)	₹16,908 on 30 Jun 25
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.22
Information Ratio	1.35
Alpha Ratio	2.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,861
31 Jul 22	₹16,842
31 Jul 23	₹20,755
31 Jul 24	₹30,205
31 Jul 25	₹31,268

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1.7%
3 Month	4.1%
6 Month	8.5%
1 Year	4.6%
3 Year	21.3%
5 Year	24.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.3%
2023	33.2%
2022	10.5%
2021	35.3%
2020	5.8%
2019	3.7%
2018	-10.9%
2017	38.7%
2016	7.6%
2015	-6.2%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Roshi Jain	13 Jan 22	3.55 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Tax Saver Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	41.29%
Consumer Cyclical	15.83%
Health Care	9.08%
Technology	5.84%
Basic Materials	5.69%
Industrials	5.54%
Communication Services	4.74%
Utility	1.78%
Energy	1.19%
Consumer Defensive	0.84%
Real Estate	0.49%

Asset Allocation

Asset Class	Value
Cash	7.38%
Equity	92.31%
Debt	0.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	10%	₹1,661 Cr	8,300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	9%	₹1,590 Cr	11,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	9%	₹1,439 Cr	12,000,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	5%	₹827 Cr	4,500,000
Cipla Ltd (Healthcare) Equity, Since 31 Oct 09 \| 500087	5%	₹813 Cr	5,400,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹757 Cr	3,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹683 Cr	3,400,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	4%	₹682 Cr	550,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹579 Cr	3,350,000
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	3%	₹444 Cr	2,000,000

4. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹17,428 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.02% (bottom quartile).
3Y return: 18.74% (lower mid).
1Y return: -0.14% (lower mid).
Alpha: 2.27 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.83 (bottom quartile).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (11 Aug 25)	₹135.8 ↑ 0.90 (0.66 %)
Net Assets (Cr)	₹17,428 on 30 Jun 25
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	0.16
Information Ratio	0.83
Alpha Ratio	2.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,394
31 Jul 22	₹16,967
31 Jul 23	₹20,014
31 Jul 24	₹29,739
31 Jul 25	₹29,503

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-3.4%
3 Month	2%
6 Month	7.3%
1 Year	-0.1%
3 Year	18.7%
5 Year	23%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%
2015	4.4%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.05 Yr.

Data below for DSP Tax Saver Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	36.47%
Consumer Cyclical	10.34%
Health Care	9.79%
Basic Materials	8.46%
Technology	7.78%
Industrials	5.36%
Communication Services	4.93%
Consumer Defensive	4.75%
Energy	4.21%
Utility	3.67%

Asset Allocation

Asset Class	Value
Cash	4.24%
Equity	95.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	7%	₹1,206 Cr	6,025,183 ↓ -430,415
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| 532174	6%	₹1,058 Cr	7,317,696
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	6%	₹1,046 Cr	12,750,639 ↑ 1,472,805
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	5%	₹955 Cr	7,961,062 ↑ 1,599,904
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	4%	₹781 Cr	4,874,543 ↑ 1,739,101
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹529 Cr	2,634,816
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹446 Cr	2,062,430
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹404 Cr	1,269,729
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 24 \| LT	2%	₹392 Cr	1,068,068
Cipla Ltd (Healthcare) Equity, Since 30 Apr 23 \| 500087	2%	₹379 Cr	2,514,972

5. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield

Bottom quartile AUM (₹6,883 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.71% (lower mid).
3Y return: 18.62% (bottom quartile).
1Y return: 0.23% (upper mid).
Alpha: 0.46 (lower mid).
Sharpe: 0.04 (lower mid).
Information ratio: 1.03 (upper mid).

Below is the key information for Franklin India Taxshield

Franklin India Taxshield Growth
Launch Date	10 Apr 99
NAV (11 Aug 25)	₹1,449.97 ↑ 15.04 (1.05 %)
Net Assets (Cr)	₹6,883 on 30 Jun 25
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.04
Information Ratio	1.03
Alpha Ratio	0.46
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,092
31 Jul 22	₹17,213
31 Jul 23	₹20,993
31 Jul 24	₹30,355
31 Jul 25	₹30,172

Franklin India Taxshield SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-2.5%
3 Month	2.8%
6 Month	6.7%
1 Year	0.2%
3 Year	18.6%
5 Year	23.7%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.4%
2023	31.2%
2022	5.4%
2021	36.7%
2020	9.8%
2019	5.1%
2018	-3%
2017	29.1%
2016	4.7%
2015	4%

Fund Manager information for Franklin India Taxshield

Name	Since	Tenure
R. Janakiraman	2 May 16	9.25 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.67 Yr.

Data below for Franklin India Taxshield as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	30.38%
Industrials	11.93%
Consumer Cyclical	11.21%
Technology	9.25%
Health Care	6.53%
Basic Materials	5.48%
Consumer Defensive	5.23%
Communication Services	5.05%
Utility	4.97%
Energy	3.21%
Real Estate	1.9%

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532174	10%	₹657 Cr	4,546,914
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	9%	₹653 Cr	3,260,417
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹324 Cr	883,853
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹308 Cr	1,922,741
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	4%	₹305 Cr	1,517,753
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	4%	₹270 Cr	2,252,948
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	4%	₹253 Cr	1,462,587
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹221 Cr	1,472,922
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 17 \| KOTAKBANK	3%	₹198 Cr	917,310
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 543320	3%	₹198 Cr	7,500,000

6. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹15,623 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.20% (bottom quartile).
3Y return: 17.25% (bottom quartile).
1Y return: -0.15% (bottom quartile).
Alpha: -1.27 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: 0.43 (bottom quartile).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (11 Aug 25)	₹126.841 ↑ 0.97 (0.77 %)
Net Assets (Cr)	₹15,623 on 30 Jun 25
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	-0.07
Information Ratio	0.43
Alpha Ratio	-1.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,161
31 Jul 22	₹17,703
31 Jul 23	₹20,926
31 Jul 24	₹30,165
31 Jul 25	₹29,596

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Aug 25

Duration	Returns
1 Month	-1.4%
3 Month	6.2%
6 Month	11.4%
1 Year	-0.2%
3 Year	17.2%
5 Year	23.2%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.6%
2023	28.6%
2022	6.9%
2021	37.6%
2020	-0.4%
2019	1.5%
2018	-20.7%
2017	46%
2016	4.2%
2015	-2.9%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.09 Yr.
Ritesh Rathod	19 Aug 24	0.95 Yr.
Kinjal Desai	25 May 18	7.19 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	39.37%
Consumer Cyclical	11.48%
Industrials	11.11%
Consumer Defensive	9.05%
Utility	6.57%
Energy	4.68%
Technology	4.36%
Communication Services	4.32%
Basic Materials	4.29%
Health Care	3.5%

Asset Allocation

Asset Class	Value
Cash	1.26%
Equity	98.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| 532174	9%	₹1,359 Cr	9,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹1,121 Cr	5,600,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹612 Cr	5,100,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹543 Cr	3,390,420
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	3%	₹486 Cr	14,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹465 Cr	3,100,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	3%	₹459 Cr	5,600,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	3%	₹459 Cr	3,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 18 \| LT	3%	₹422 Cr	1,150,000 ↓ -150,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹403 Cr	26,000,000

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.