1 வருட முதலீட்டுக்கான 9 சிறந்த SIP திட்டங்கள் 2022

Updated on September 7, 2026 , 121932 views

சிறந்த SIP திட்டங்கள்? அவற்றை எவ்வாறு தேர்வு செய்வது? என்று நினைக்கும் போது முதலீட்டாளர்களின் மனதில் ஏற்படும் பொதுவான கேள்விகள் இவைமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்தல் ஒரு மூலம்எஸ்ஐபி அல்லது முறையானமுதலீட்டுத் திட்டம்.

SIP முதலீடு மிகவும் ஒழுக்கமான ஒன்றாகும்முதலீடு முதலீடு செய்யும் போது விருப்பங்கள்பரஸ்பர நிதி. மேலும், SIP மியூச்சுவல் ஃபண்டில் முதலீடு செய்வதற்கான குறைந்தபட்சத் தொகை 500 ரூபாய்க்குக் குறைவாக உள்ளது. இது முதலீடு செய்ய வைக்கிறது.சிறந்த SIP மிகவும் வசதியான திட்டங்கள்.

SIP இல் ஏன் முதலீடு செய்ய வேண்டும்?

மியூச்சுவல் ஃபண்டுகளில் SIP முதலீடு சேமிப்புப் பழக்கத்தை வளர்ப்பதற்கு மிகவும் வசதியான வழியாகும். பெரும்பாலும் இளைய தலைமுறை சம்பாதிக்கும் மக்கள் அதிகம் சேமிப்பதில்லை. ஒரு முறையான முதலீட்டுத் திட்டத்தைப் பெற, ஆரம்பத் தொகை ரூ. 500 ஆகக் குறைவாக இருப்பதால், பெரிய அளவில் முதலீடு செய்யத் தேவையில்லை, மேலும் சில ஃபண்டுகள் மாதந்தோறும் INR 100க்கு SIP-ஐ வழங்குகின்றன. சிறுவயதிலிருந்தே, ஒருவர் தங்களுடைய சேமிப்பை முதலீடாகச் செய்யும் பழக்கத்தைப் பெறலாம். SIP, இதன் மூலம் ஒவ்வொரு மாதமும் சேமிக்க ஒரு நிலையான தொகையை ஒதுக்குகிறது. எனவே முறையான முதலீட்டுத் திட்டங்கள் ஸ்மார்ட் முதலீட்டின் மிக முக்கியமான கருவிகளில் ஒன்றாகும்.

உங்களுக்காக தயார்படுத்துவதற்கு SIP உங்களுக்கு உதவுகிறதுநிதி இலக்குகள் தொந்தரவு இல்லாத முறையில். ஒரு SIP வைத்திருப்பது மிகவும் வசதியானது, ஏனெனில் மியூச்சுவல் ஃபண்டுகள் ஆவணங்களை ஒரு முறை மட்டுமே செய்ய வேண்டும், அதன் பிறகு மாதாந்திரத் தொகைகள் டெபிட் செய்யப்படும்.வங்கி தலையீடு இல்லாமல் நேரடியாக கணக்கு. இதன் விளைவாக, SIP க்கு பிற முதலீடுகள் மற்றும் சேமிப்பு விருப்பங்கள் தேவைப்படும் முயற்சிகள் தேவையில்லை.

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FY 22 - 23 இல் 1 வருட முதலீட்டிற்கான சிறந்த SIP திட்டங்கள்

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	500	1.7	3.4	6.6	4.5		6.66%	1M 7D	1M 10D
Aditya Birla Sun Life Savings Fund Growth	₹591.805 ↑ 0.09	₹18,189	1,000	1.9	3.5	6.5	7.3	7.4	7.45%	5M 26D	6M 18D
BOI AXA Liquid Fund Growth	₹3,237.73 ↑ 0.59	₹1,728	1,000	1.7	3.5	6.5	7	6.6	6.26%	1M 13D	1M 13D
ICICI Prudential Ultra Short Term Fund Growth	₹29.8492 ↑ 0.00	₹15,455	1,000	1.9	3.5	6.4	7	7.1	7.17%	5M 8D	6M 18D
Nippon India Liquid Fund Growth	₹6,856.1 ↑ 1.14	₹41,346	100	1.7	3.4	6.4	6.9	6.5	6.5%	2M	2M 4D
LIC MF Liquid Fund Growth	₹5,077.48 ↑ 0.98	₹16,809	1,000	1.7	3.4	6.4	6.9	6.4	7.12%	2M 1D	2M 1D
Tata Liquid Fund Growth	₹4,424.24 ↑ 0.81	₹27,603	500	1.7	3.4	6.4	6.9	6.5	6.44%	2M 11D	2M 11D
Indiabulls Liquid Fund Growth	₹2,716.76 ↑ 0.47	₹323	500	1.7	3.4	6.4	6.9	6.6	6.4%	1M 18D	1M 18D
ICICI Prudential Liquid Fund Growth	₹415.745 ↑ 0.07	₹61,558	99	1.7	3.4	6.4	6.9	6.5	6.44%	2M 9D	2M 15D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 9 Funds showcased

Commentary	IDBI Liquid Fund	Aditya Birla Sun Life Savings Fund	BOI AXA Liquid Fund	ICICI Prudential Ultra Short Term Fund	Nippon India Liquid Fund	LIC MF Liquid Fund	Tata Liquid Fund	Indiabulls Liquid Fund	ICICI Prudential Liquid Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Upper mid AUM (₹18,189 Cr).	Bottom quartile AUM (₹1,728 Cr).	Lower mid AUM (₹15,455 Cr).	Top quartile AUM (₹41,346 Cr).	Lower mid AUM (₹16,809 Cr).	Upper mid AUM (₹27,603 Cr).	Bottom quartile AUM (₹323 Cr).	Highest AUM (₹61,558 Cr).
Point 2	Established history (16+ yrs).	Established history (23+ yrs).	Established history (18+ yrs).	Established history (15+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).	Established history (22+ yrs).	Established history (14+ yrs).	Established history (20+ yrs).
Point 3	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 5★ (top quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.52% (top quartile).	1Y return: 6.50% (upper mid).	1Y return: 6.44% (upper mid).	1Y return: 6.43% (lower mid).	1Y return: 6.42% (lower mid).	1Y return: 6.42% (bottom quartile).	1Y return: 6.41% (bottom quartile).	1Y return: 6.40% (bottom quartile).
Point 6	1M return: 0.53% (bottom quartile).	1M return: 0.67% (top quartile).	1M return: 0.57% (upper mid).	1M return: 0.64% (top quartile).	1M return: 0.56% (upper mid).	1M return: 0.54% (bottom quartile).	1M return: 0.55% (lower mid).	1M return: 0.55% (bottom quartile).	1M return: 0.55% (lower mid).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 0.81 (bottom quartile).	Sharpe: 2.77 (top quartile).	Sharpe: 0.81 (bottom quartile).	Sharpe: 2.29 (lower mid).	Sharpe: 2.31 (lower mid).	Sharpe: 2.49 (upper mid).	Sharpe: 2.53 (top quartile).	Sharpe: 2.32 (upper mid).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 2.18 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 1.19 (top quartile).	Information ratio: 0.93 (upper mid).
Point 9	Yield to maturity (debt): 6.66% (upper mid).	Yield to maturity (debt): 7.45% (top quartile).	Yield to maturity (debt): 6.26% (bottom quartile).	Yield to maturity (debt): 7.17% (top quartile).	Yield to maturity (debt): 6.50% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).	Yield to maturity (debt): 6.44% (lower mid).	Yield to maturity (debt): 6.40% (bottom quartile).	Yield to maturity (debt): 6.44% (bottom quartile).
Point 10	Modified duration: 0.10 yrs (top quartile).	Modified duration: 0.49 yrs (bottom quartile).	Modified duration: 0.12 yrs (top quartile).	Modified duration: 0.44 yrs (bottom quartile).	Modified duration: 0.17 yrs (upper mid).	Modified duration: 0.17 yrs (lower mid).	Modified duration: 0.20 yrs (bottom quartile).	Modified duration: 0.13 yrs (upper mid).	Modified duration: 0.19 yrs (lower mid).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (bottom quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (upper mid).
Modified duration: 0.10 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Upper mid AUM (₹18,189 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.52% (top quartile).
1M return: 0.67% (top quartile).
Sharpe: 0.81 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,728 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.50% (upper mid).
1M return: 0.57% (upper mid).
Sharpe: 2.77 (top quartile).
Information ratio: 2.18 (top quartile).
Yield to maturity (debt): 6.26% (bottom quartile).
Modified duration: 0.12 yrs (top quartile).

ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,455 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.44% (upper mid).
1M return: 0.64% (top quartile).
Sharpe: 0.81 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.17% (top quartile).
Modified duration: 0.44 yrs (bottom quartile).

Nippon India Liquid Fund

Top quartile AUM (₹41,346 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.43% (lower mid).
1M return: 0.56% (upper mid).
Sharpe: 2.29 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.50% (lower mid).
Modified duration: 0.17 yrs (upper mid).

LIC MF Liquid Fund

Lower mid AUM (₹16,809 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.42% (lower mid).
1M return: 0.54% (bottom quartile).
Sharpe: 2.31 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 0.17 yrs (lower mid).

Tata Liquid Fund

Upper mid AUM (₹27,603 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.42% (bottom quartile).
1M return: 0.55% (lower mid).
Sharpe: 2.49 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.44% (lower mid).
Modified duration: 0.20 yrs (bottom quartile).

Indiabulls Liquid Fund

Bottom quartile AUM (₹323 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: Low.
1Y return: 6.41% (bottom quartile).
1M return: 0.55% (bottom quartile).
Sharpe: 2.53 (top quartile).
Information ratio: 1.19 (top quartile).
Yield to maturity (debt): 6.40% (bottom quartile).
Modified duration: 0.13 yrs (upper mid).

ICICI Prudential Liquid Fund

Highest AUM (₹61,558 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.40% (bottom quartile).
1M return: 0.55% (lower mid).
Sharpe: 2.32 (upper mid).
Information ratio: 0.93 (upper mid).
Yield to maturity (debt): 6.44% (bottom quartile).
Modified duration: 0.19 yrs (lower mid).

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (bottom quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (upper mid).
Modified duration: 0.10 yrs (top quartile).
Average maturity: 0.11 yrs (top quartile).
Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund Growth
Launch Date	9 Jul 10
NAV (28 Jul 23)	₹2,454.04 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹503 on 30 Jun 23
Category	Debt - Liquid Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.17
Sharpe Ratio	0.2
Information Ratio	-5.96
Alpha Ratio	-0.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.66%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value

IDBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.6%
3 Year	4.5%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Liquid Fund

Name	Since	Tenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Upper mid AUM (₹18,189 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.52% (top quartile).
1M return: 0.67% (top quartile).
Sharpe: 0.81 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).
Average maturity: 0.55 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~45%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~4.2%).

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (09 Sep 26)	₹591.805 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹18,189 on 31 Jul 26
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.45%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,392
31 Aug 23	₹11,106
31 Aug 24	₹11,931
31 Aug 25	₹12,877
31 Aug 26	₹13,697

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.5%
1 Year	6.5%
3 Year	7.3%
5 Year	6.5%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.9%
2022	7.2%
2021	4.8%
2020	3.9%
2019	7%
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	12.12 Yr.
Kaustubh Gupta	15 Jul 11	15.06 Yr.
Monika Gandhi	22 Mar 21	5.36 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	44.74%
Debt	55.26%

Debt Sector Allocation

Sector	Value
Corporate	62.79%
Cash Equivalent	21.61%
Government	15.59%

Credit Quality

Rating	Value
AA	33.23%
AAA	66.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹846 Cr	85,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	4%	₹736 Cr	15,300
Shriram Finance Limited Debentures \| -	3%	₹532 Cr	52,500
Vedanta Limited Debentures \| -	2%	₹451 Cr	44,500 ↑ 12,000
HDFC Bank Ltd. Debentures \| -	2%	₹447 Cr	9,000 ↑ 9,000
Bharti Telecom Limited Debentures \| -	2%	₹397 Cr	40,000
Muthoot Finance Limited Debentures \| -	2%	₹324 Cr	32,500 ↓ -2,500
Mankind Pharma Limited Debentures \| -	2%	₹321 Cr	32,000
Avanse Financial Services Limited Debentures \| -	1%	₹299 Cr	30,000
Piramal Finance Limited Debentures \| -	1%	₹281 Cr	28,000 ↓ -500

3. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

Bottom quartile AUM (₹1,728 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.50% (upper mid).
1M return: 0.57% (upper mid).
Sharpe: 2.77 (top quartile).
Information ratio: 2.18 (top quartile).
Yield to maturity (debt): 6.26% (bottom quartile).
Modified duration: 0.12 yrs (top quartile).
Average maturity: 0.12 yrs (top quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~5.6%).

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (09 Sep 26)	₹3,237.73 ↑ 0.59 (0.02 %)
Net Assets (Cr)	₹1,728 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.13
Sharpe Ratio	2.77
Information Ratio	2.18
Alpha Ratio	0.1
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.26%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,396
31 Aug 23	₹11,099
31 Aug 24	₹11,921
31 Aug 25	₹12,755
31 Aug 26	₹13,575

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	6.5%
3 Year	7%
5 Year	6.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	5.04 Yr.

Data below for BOI AXA Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	99.68%
Other	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.21%
Corporate	19.01%
Government	17.47%

Credit Quality

Rating	Value
AA	1.47%
AAA	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	6%	₹100 Cr	10,000,000
India (Republic of) - \| -	6%	₹99 Cr	10,000,000 ↑ 10,000,000
India (Republic of) - \| -	3%	₹54 Cr	5,400,000
India (Republic of) - \| -	3%	₹53 Cr	5,350,000
Bajaj Financial Securities Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Godrej Agrovet Ltd. Commercial Paper \| -	3%	₹50 Cr	5,000,000
Indian Bank Certificate of Deposit \| -	3%	₹50 Cr	5,000,000 ↑ 5,000,000
Poonawalla Fincorp Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹50 Cr	5,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹50 Cr	5,000,000

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,455 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.44% (upper mid).
1M return: 0.64% (top quartile).
Sharpe: 0.81 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.17% (top quartile).
Modified duration: 0.44 yrs (bottom quartile).
Average maturity: 0.55 yrs (bottom quartile).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~84%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.1%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (09 Sep 26)	₹29.8492 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹15,455 on 31 Jul 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.17%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,380
31 Aug 23	₹11,069
31 Aug 24	₹11,869
31 Aug 25	₹12,755
31 Aug 26	₹13,556

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.5%
1 Year	6.4%
3 Year	7%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.71 Yr.
Ritesh Lunawat	15 Jun 17	9.13 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	83.62%
Debt	16.07%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	61.01%
Cash Equivalent	48.58%

Credit Quality

Rating	Value
AA	19.81%
AAA	80.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹497 Cr	50,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹351 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹343 Cr	34,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹326 Cr	32,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
India (Republic of) - \| -	2%	₹297 Cr	30,000,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹271 Cr	275
Muthoot Finance Limited Debentures \| -	2%	₹251 Cr	25,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹251 Cr	25,000 ↑ 10,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹244 Cr	5,000

5. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund

Top quartile AUM (₹41,346 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.43% (lower mid).
1M return: 0.56% (upper mid).
Sharpe: 2.29 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.50% (lower mid).
Modified duration: 0.17 yrs (upper mid).
Average maturity: 0.18 yrs (lower mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Reverse Repo (~5.2%).

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (09 Sep 26)	₹6,856.1 ↑ 1.14 (0.02 %)
Net Assets (Cr)	₹41,346 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.29
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.5%
Effective Maturity	2 Months 4 Days
Modified Duration	2 Months

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,381
31 Aug 23	₹11,073
31 Aug 24	₹11,882
31 Aug 25	₹12,703
31 Aug 26	₹13,511

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.19 Yr.
Vikash Agarwal	14 Sep 24	1.88 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	99.25%
Debt	0.52%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	75.72%
Government	12.71%
Corporate	11.35%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	5%	₹2,270 Cr
Triparty Repo CBLO/Reverse Repo \| -	4%	₹1,906 Cr
India (Republic of) - \| -	3%	₹1,195 Cr	120,000,000
India (Republic of) - \| -	3%	₹1,159 Cr	117,000,000 ↑ 7,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,143 Cr	23,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹994 Cr	20,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹838 Cr	17,000 ↑ 17,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹747 Cr	15,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹747 Cr	15,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹744 Cr	15,000 ↑ 15,000

6. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

Lower mid AUM (₹16,809 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.42% (lower mid).
1M return: 0.54% (bottom quartile).
Sharpe: 2.31 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 0.17 yrs (lower mid).
Average maturity: 0.17 yrs (upper mid).
Exit load: NIL.
Top sector: Consumer Defensive.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~5.9%).

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (09 Sep 26)	₹5,077.48 ↑ 0.98 (0.02 %)
Net Assets (Cr)	₹16,809 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	2 Months 1 Day
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,378
31 Aug 23	₹11,067
31 Aug 24	₹11,881
31 Aug 25	₹12,696
31 Aug 26	₹13,504

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	7.4%
2022	7%
2021	4.7%
2020	3.3%
2019	4.3%
2018	6.5%
2017	7.3%
2016	6.6%
2015	7.6%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	10.91 Yr.
Aakash Dhulia	1 Sep 25	1 Yr.

Data below for LIC MF Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	97.22%
Debt	2.58%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.92%
Government	14.14%
Corporate	11.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	6%	₹989 Cr	100,000,000
Reverse Repo CBLO/Reverse Repo \| -	5%	₹824 Cr
Treps CBLO/Reverse Repo \| -	4%	₹693 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹499 Cr	10,000
Motilal Oswal Financial Services Ltd Commercial Paper \| -	3%	₹497 Cr	10,000
NTPC Ltd. Commercial Paper \| -	3%	₹447 Cr	9,000
Small Industries Development Bank of India Debentures \| -	2%	₹395 Cr	8,000 ↑ 8,000
India (Republic of) - \| -	2%	₹395 Cr	40,000,000 ↑ 40,000,000
Titan Co Ltd. Commercial Paper \| -	2%	₹373 Cr	7,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹349 Cr	7,000

7. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Upper mid AUM (₹27,603 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.42% (bottom quartile).
1M return: 0.55% (lower mid).
Sharpe: 2.49 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.44% (lower mid).
Modified duration: 0.20 yrs (bottom quartile).
Average maturity: 0.20 yrs (lower mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.9%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (09 Sep 26)	₹4,424.24 ↑ 0.81 (0.02 %)
Net Assets (Cr)	₹27,603 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.36
Sharpe Ratio	2.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.44%
Effective Maturity	2 Months 11 Days
Modified Duration	2 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,381
31 Aug 23	₹11,071
31 Aug 24	₹11,879
31 Aug 25	₹12,703
31 Aug 26	₹13,511

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Harsh Dave	1 Aug 24	2 Yr.
Dhawal Joshi	1 Jun 26	0.17 Yr.

Data below for Tata Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.6%
Government	20.88%
Corporate	15.29%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹1,202 Cr	121,000,000 ↓ -27,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹1,069 Cr	21,500
India (Republic of) - \| -	3%	₹989 Cr	100,000,000 ↑ 59,500,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹986 Cr	20,000 ↑ 20,000
Central Bank Of India Certificate of Deposit \| -	3%	₹961 Cr	19,500 ↑ 19,500
Export-Import Bank Of India Commercial Paper \| -	3%	₹946 Cr	19,000
LIC Housing Finance Ltd. Commercial Paper \| -	3%	₹945 Cr	19,000
India (Republic of) - \| -	2%	₹754 Cr	75,500,000 ↓ -14,500,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹697 Cr	14,000
Hindustan Petroleum Corp Ltd. Domestic Bonds \| -	2%	₹695 Cr	14,000

8. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹323 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: Low.
1Y return: 6.41% (bottom quartile).
1M return: 0.55% (bottom quartile).
Sharpe: 2.53 (top quartile).
Information ratio: 1.19 (top quartile).
Yield to maturity (debt): 6.40% (bottom quartile).
Modified duration: 0.13 yrs (upper mid).
Average maturity: 0.13 yrs (upper mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~9.3%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (09 Sep 26)	₹2,716.76 ↑ 0.47 (0.02 %)
Net Assets (Cr)	₹323 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	2.53
Information Ratio	1.19
Alpha Ratio	0.04
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.4%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,359
31 Aug 23	₹11,024
31 Aug 24	₹11,830
31 Aug 25	₹12,657
31 Aug 26	₹13,463

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	3.23 Yr.
Wilfred Gonsalves	4 May 26	0.24 Yr.

Data below for Indiabulls Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	99.81%
Debt	0.19%

Debt Sector Allocation

Sector	Value
Cash Equivalent	55.72%
Corporate	31.47%
Government	12.81%

Credit Quality

Rating	Value
AAA	99.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	9%	₹40 Cr	4,000,000 ↑ 1,500,000
Indian Bank Certificate of Deposit \| -	7%	₹30 Cr	3,000,000 ↑ 3,000,000
Canara Bank Certificate of Deposit \| -	6%	₹25 Cr	2,500,000 ↓ -500,000
Punjab National Bank Red Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
ICICI Bank Ltd. Debentures \| -	6%	₹25 Cr	2,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	6%	₹25 Cr	2,500,000
Kotak Mahindra Bank Ltd. Debentures \| -	6%	₹25 Cr	2,500,000
Small Industries Dev Bank Of India Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
Bharat Petroleum Corp Ltd. Commercial Paper \| -	6%	₹24 Cr	2,450,000 ↑ 2,450,000
Union Bank Of India Certificate of Deposit \| -	6%	₹24 Cr	2,400,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹61,558 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.40% (bottom quartile).
1M return: 0.55% (lower mid).
Sharpe: 2.32 (upper mid).
Information ratio: 0.93 (upper mid).
Yield to maturity (debt): 6.44% (bottom quartile).
Modified duration: 0.19 yrs (lower mid).
Average maturity: 0.21 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.8%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (09 Sep 26)	₹415.745 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹61,558 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.32
Information Ratio	0.93
Alpha Ratio	-0.02
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.44%
Effective Maturity	2 Months 15 Days
Modified Duration	2 Months 9 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,381
31 Aug 23	₹11,073
31 Aug 24	₹11,885
31 Aug 25	₹12,706
31 Aug 26	₹13,511

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.67 Yr.
Darshil Dedhia	12 Jun 23	3.14 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	97.9%
Debt	1.87%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	72.15%
Government	15.84%
Corporate	11.78%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹2,546 Cr	255,000,000 ↓ -10,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,990 Cr	40,000
Net Current Assets Net Current Assets \| -	3%	-₹1,774 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,492 Cr	30,000
India (Republic of) - \| -	2%	₹1,445 Cr	145,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,394 Cr	28,000
India (Republic of) - \| -	2%	₹1,327 Cr	134,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,247 Cr	25,000 ↓ -5,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,245 Cr	25,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹1,234 Cr	25,000

மியூச்சுவல் ஃபண்ட் SIP ஆன்லைனில் எப்படி முதலீடு செய்வது?

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ஆவணங்களைப் பதிவேற்றவும் (பான், ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

அடிக்கடி கேட்கப்படும் கேள்விகள்

1. SIP களில் பதவிக்காலத்தின் முக்கியத்துவம் என்ன?

A: நீங்கள் SIP களைத் தேர்ந்தெடுக்கும்போது, நீங்கள் முதலில் கருத்தில் கொள்ள வேண்டியது பதவிக்காலம். தவணைக்காலத்தை சரிபார்த்துவிட்டு முதலீடு செய்வது நல்லது, ஏனென்றால் காலவரையறை முடிக்கும் முன் உங்கள் முதலீட்டை மூடக்கூடாது. நீங்கள் அவ்வாறு செய்தால், வெளியேறும் சுமை வடிவத்தில் அபராதம் செலுத்த வேண்டியிருக்கும்.

2. ஒரு வருட SIPகள் நல்லதா?

A: ஆம், ஒரு வருட SIPகள் நல்லது, குறிப்பாக நீங்கள் விரைவான வருமானத்தை எதிர்பார்க்கிறீர்கள் என்றால். வழக்கமாக, ஒரு வருட SIP-களின் உதவியுடன், உங்கள் நிதி போர்ட்ஃபோலியோவைப் பொறுத்து, உங்கள் முதலீட்டில் 4.2% முதல் 6.2% வரையிலான ROI களை எதிர்பார்க்கலாம்.

3. நான் ஏன் ஒரு வருட SIP களில் முதலீடு செய்ய வேண்டும்?

A: நீங்கள் மியூச்சுவல் ஃபண்ட் முதலீடுகளுக்கு புதியவராக இருந்தால் மற்றும் முதலீட்டு போர்ட்ஃபோலியோவை பல்வகைப்படுத்த திட்டமிட்டிருந்தால் ஓராண்டு SIPகள் பயனுள்ளதாக இருக்கும்.

4. ஒரு வருட SIPகள் நல்ல வருமானத்தை தருமா?

A: ஒரு வருட SIP கள் இளம் முதலீட்டாளர்களிடையே பிரபலமடைந்து வருகின்றன, ஏனெனில் இவை நல்ல மற்றும் விரைவான வருமானத்தைத் தருகின்றன. நீங்கள் பரஸ்பர நிதிகளைப் புரிந்து கொள்ள விரும்பினால்சந்தை, ஒரு வருட SIP கள் ஒரு நல்ல யோசனை.

5. அனைத்து SIPகளும் நல்ல வருமானத்தை அளிக்கின்றனவா?

A: SIP கள் உங்கள் முதலீட்டு போர்ட்ஃபோலியோவை பல்வகைப்படுத்துவதற்கான சிறந்த வழிகளில் ஒன்றாகும், மேலும் அவை நல்ல வருமானத்தை ஈட்டுவதாக அறியப்படுகிறது. நீங்கள் முதலீடு செய்ய விரும்பும் நிதியையும் தொகையையும் தேர்வு செய்ய இது உங்களை அனுமதிக்கிறது. சீரான இடைவெளியில் சிறிய தொகையை முதலீடு செய்ய வாய்ப்பு கிடைக்கும்.

6. அனைத்து SIP களிலும் பெரிய அளவிலான பங்குகள் உள்ளதா?

A: படிசெபி கட்டாயமாக, SIP முதலீட்டாளர்கள் முதலீட்டாளர்கள் மற்றும் நிறுவனங்களைப் பாதுகாக்க 70:20:10 நெறிமுறையைப் பின்பற்ற வேண்டும். இந்த விதியின்படி, பங்கு முதலீட்டில் 70% பெரிய அளவிலான பங்குகளில் 20% இருக்கும்.நடுத்தர தொப்பி பங்குகள் மற்றும் 10% இல்சிறிய தொப்பி பங்குகள். எனவே SIP கள் முதலீடுகளை பன்முகப்படுத்துகின்றன, மேலும் அனைத்தும் பெரிய தொப்பி பங்குகளில் கவனம் செலுத்துவதில்லை.

7. SIP இல் முதலீடு செய்யக்கூடிய அதிகபட்ச மற்றும் குறைந்தபட்ச தொகை உள்ளதா?

A: SIP இல் நீங்கள் முதலீடு செய்யக்கூடிய குறைந்தபட்ச தொகை ரூ.500 ஆகும். இருப்பினும், SIP இல் முதலீடு செய்வதற்கு உச்ச வரம்பு எதுவும் இல்லை. இதை உங்கள் ஃபண்ட் மேனேஜர் மூலம் திட்டமிடலாம்.

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.