+91-22-489139091 வருட முதலீட்டுக்கான 9 சிறந்த SIP திட்டங்கள் 2022
சிறந்த SIP திட்டங்கள்? அவற்றை எவ்வாறு தேர்வு செய்வது? என்று நினைக்கும் போது முதலீட்டாளர்களின் மனதில் ஏற்படும் பொதுவான கேள்விகள் இவைமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்தல் ஒரு மூலம்எஸ்ஐபி அல்லது முறையானமுதலீட்டுத் திட்டம்.
SIP முதலீடு மிகவும் ஒழுக்கமான ஒன்றாகும்முதலீடு முதலீடு செய்யும் போது விருப்பங்கள்பரஸ்பர நிதி. மேலும், SIP மியூச்சுவல் ஃபண்டில் முதலீடு செய்வதற்கான குறைந்தபட்சத் தொகை 500 ரூபாய்க்குக் குறைவாக உள்ளது. இது முதலீடு செய்ய வைக்கிறது.சிறந்த SIP மிகவும் வசதியான திட்டங்கள்.
SIP இல் ஏன் முதலீடு செய்ய வேண்டும்?
மியூச்சுவல் ஃபண்டுகளில் SIP முதலீடு சேமிப்புப் பழக்கத்தை வளர்ப்பதற்கு மிகவும் வசதியான வழியாகும். பெரும்பாலும் இளைய தலைமுறை சம்பாதிக்கும் மக்கள் அதிகம் சேமிப்பதில்லை. ஒரு முறையான முதலீட்டுத் திட்டத்தைப் பெற, ஆரம்பத் தொகை ரூ. 500 ஆகக் குறைவாக இருப்பதால், பெரிய அளவில் முதலீடு செய்யத் தேவையில்லை, மேலும் சில ஃபண்டுகள் மாதந்தோறும் INR 100க்கு SIP-ஐ வழங்குகின்றன. சிறுவயதிலிருந்தே, ஒருவர் தங்களுடைய சேமிப்பை முதலீடாகச் செய்யும் பழக்கத்தைப் பெறலாம். SIP, இதன் மூலம் ஒவ்வொரு மாதமும் சேமிக்க ஒரு நிலையான தொகையை ஒதுக்குகிறது. எனவே முறையான முதலீட்டுத் திட்டங்கள் ஸ்மார்ட் முதலீட்டின் மிக முக்கியமான கருவிகளில் ஒன்றாகும்.
உங்களுக்காக தயார்படுத்துவதற்கு SIP உங்களுக்கு உதவுகிறதுநிதி இலக்குகள் தொந்தரவு இல்லாத முறையில். ஒரு SIP வைத்திருப்பது மிகவும் வசதியானது, ஏனெனில் மியூச்சுவல் ஃபண்டுகள் ஆவணங்களை ஒரு முறை மட்டுமே செய்ய வேண்டும், அதன் பிறகு மாதாந்திரத் தொகைகள் டெபிட் செய்யப்படும்.வங்கி தலையீடு இல்லாமல் நேரடியாக கணக்கு. இதன் விளைவாக, SIP க்கு பிற முதலீடுகள் மற்றும் சேமிப்பு விருப்பங்கள் தேவைப்படும் முயற்சிகள் தேவையில்லை.
Talk to our investment specialist
FY 22 - 23 இல் 1 வருட முதலீட்டிற்கான சிறந்த SIP திட்டங்கள்
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D Aditya Birla Sun Life Savings Fund Growth ₹576.505
↓ -0.07 ₹19,348 1,000 1.6 2.9 6.5 7.3 7.4 7.45% 5M 26D 7M 2D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D ICICI Prudential Ultra Short Term Fund Growth ₹29.1032
↓ 0.00 ₹13,619 1,000 1.7 3 6.4 7.1 7.1 7.73% 5M 16D 6M 29D BOI AXA Liquid Fund Growth ₹3,158.89
↑ 0.32 ₹1,611 1,000 1.7 3.2 6.3 7 6.6 7.3% 1M 20D 1M 20D Tata Liquid Fund Growth ₹4,318.53
↑ 0.40 ₹22,316 500 1.7 3.2 6.2 6.9 6.5 6.21% 1M 7D 1M 7D Nippon India Liquid Fund Growth ₹6,691.03
↑ 0.66 ₹25,756 100 1.7 3.2 6.2 6.9 6.5 6.66% 1M 21D 1M 25D Indiabulls Liquid Fund Growth ₹2,651.48
↑ 0.30 ₹162 500 1.7 3.1 6.2 6.9 6.6 7.48% Mirae Asset Cash Management Fund Growth ₹2,874.46
↑ 0.30 ₹10,562 1,000 1.7 3.1 6.2 6.9 6.5 6.35% 1M 17D 1M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 9 Funds showcased
Commentary IDBI Liquid Fund Aditya Birla Sun Life Savings Fund IDBI Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund BOI AXA Liquid Fund Tata Liquid Fund Nippon India Liquid Fund Indiabulls Liquid Fund Mirae Asset Cash Management Fund Point 1 Bottom quartile AUM (₹503 Cr). Upper mid AUM (₹19,348 Cr). Bottom quartile AUM (₹146 Cr). Upper mid AUM (₹13,619 Cr). Lower mid AUM (₹1,611 Cr). Top quartile AUM (₹22,316 Cr). Highest AUM (₹25,756 Cr). Bottom quartile AUM (₹162 Cr). Lower mid AUM (₹10,562 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (14+ yrs). Established history (17+ yrs). Established history (21+ yrs). Established history (22+ yrs). Established history (14+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 1★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 5★ (top quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.50% (top quartile). 1Y return: 6.39% (upper mid). 1Y return: 6.39% (upper mid). 1Y return: 6.29% (lower mid). 1Y return: 6.24% (lower mid). 1Y return: 6.23% (bottom quartile). 1Y return: 6.22% (bottom quartile). 1Y return: 6.21% (bottom quartile). Point 6 1M return: 0.53% (bottom quartile). 1M return: 0.70% (bottom quartile). 1M return: 0.52% (bottom quartile). 1M return: 0.76% (top quartile). 1M return: 0.73% (lower mid). 1M return: 0.74% (upper mid). 1M return: 0.76% (top quartile). 1M return: 0.74% (lower mid). 1M return: 0.74% (upper mid). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 1.95 (lower mid). Sharpe: -0.57 (bottom quartile). Sharpe: 1.95 (bottom quartile). Sharpe: 3.46 (top quartile). Sharpe: 2.94 (top quartile). Sharpe: 2.51 (lower mid). Sharpe: 2.65 (upper mid). Sharpe: 2.60 (upper mid). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 1.76 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: -0.15 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 7.45% (upper mid). Yield to maturity (debt): 6.83% (lower mid). Yield to maturity (debt): 7.73% (top quartile). Yield to maturity (debt): 7.30% (upper mid). Yield to maturity (debt): 6.21% (bottom quartile). Yield to maturity (debt): 6.66% (bottom quartile). Yield to maturity (debt): 7.48% (top quartile). Yield to maturity (debt): 6.35% (bottom quartile). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.46 yrs (bottom quartile). Modified duration: 0.14 yrs (lower mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.14 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.13 yrs (upper mid). IDBI Liquid Fund
Aditya Birla Sun Life Savings Fund
IDBI Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
BOI AXA Liquid Fund
Tata Liquid Fund
Nippon India Liquid Fund
Indiabulls Liquid Fund
Mirae Asset Cash Management Fund
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Research Highlights for Mirae Asset Cash Management Fund Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on 1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,348 31 Mar 23 ₹10,935 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (23 Apr 26) ₹576.505 ↓ -0.07 (-0.01 %) Net Assets (Cr) ₹19,348 on 31 Mar 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 1.95 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,981 31 Mar 24 ₹11,796 31 Mar 25 ₹12,712 31 Mar 26 ₹13,570 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 2.9% 1 Year 6.5% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.79 Yr. Kaustubh Gupta 15 Jul 11 14.72 Yr. Monika Gandhi 22 Mar 21 5.03 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 26.78% Debt 72.88% Other 0.34% Debt Sector Allocation
Sector Value Corporate 68% Government 16.89% Cash Equivalent 14.77% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹748 Cr 16,000
↑ 16,000 Indusind Bank Ltd.
Debentures | -4% ₹712 Cr 15,000 Punjab National Bank
Domestic Bonds | -3% ₹654 Cr 14,000
↑ 14,000 Shriram Finance Limited
Debentures | -3% ₹607 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹489 Cr 49,000
↓ -5,000 Bharti Telecom Limited
Debentures | -2% ₹396 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹350 Cr 35,000 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -2% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -2% ₹295 Cr 30,000 3. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,401 31 Mar 23 ₹10,950 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (23 Apr 26) ₹29.1032 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹13,619 on 31 Mar 26 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 1.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.73% Effective Maturity 6 Months 29 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,396 31 Mar 23 ₹10,949 31 Mar 24 ₹11,737 31 Mar 25 ₹12,601 31 Mar 26 ₹13,426 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 3% 1 Year 6.4% 3 Year 7.1% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.38 Yr. Ritesh Lunawat 15 Jun 17 8.8 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 56.35% Debt 43.32% Other 0.32% Debt Sector Allocation
Sector Value Corporate 68.41% Cash Equivalent 18.77% Government 12.49% Credit Quality
Rating Value AA 20.78% AAA 79.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹453 Cr 450 Vedanta Limited
Debentures | -2% ₹351 Cr 35,000 Goi Floating Rate Bond 2028
Sovereign Bonds | -2% ₹311 Cr 30,773,600 Muthoot Finance Ltd
Debentures | -2% ₹297 Cr 29,500
↓ -500 Piramal Finance Limited
Debentures | -2% ₹246 Cr 24,500 AU Small Finance Bank Ltd.
Debentures | -2% ₹236 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹201 Cr 20,000 Motilal Oswal Home Finance Limited
Debentures | -1% ₹200 Cr 20,000 Nuvama Wealth Finance Limited
Debentures | -1% ₹200 Cr 20,000 Small Industries Development Bank Of India
Debentures | -1% ₹200 Cr 20,000 5. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (23 Apr 26) ₹3,158.89 ↑ 0.32 (0.01 %) Net Assets (Cr) ₹1,611 on 31 Mar 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.46 Information Ratio 1.76 Alpha Ratio 0.1 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.3% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,339 31 Mar 23 ₹10,930 31 Mar 24 ₹11,725 31 Mar 25 ₹12,591 31 Mar 26 ₹13,374 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.62 Yr. Data below for BOI AXA Liquid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 99.66% Other 0.34% Debt Sector Allocation
Sector Value Cash Equivalent 64.93% Corporate 30.13% Government 4.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -5% ₹84 Cr Tbill
Sovereign Bonds | -5% ₹75 Cr 7,500,000
↓ -7,500,000 Tbill
Sovereign Bonds | -5% ₹75 Cr 7,500,000 Export-Import Bank Of India
Certificate of Deposit | -5% ₹74 Cr 7,500,000 Tbill
Sovereign Bonds | -5% ₹74 Cr 7,500,000
↑ 7,500,000 Punjab National Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000
↑ 7,500,000 HDFC Securities Limited
Commercial Paper | -5% ₹74 Cr 7,500,000 Net Receivables / (Payables)
Net Current Assets | -5% -₹73 Cr Union Bank Of India
Certificate of Deposit | -4% ₹70 Cr 7,100,000
↑ 7,100,000 Export Import Bank Of India
Commercial Paper | -4% ₹64 Cr 6,500,000 6. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (23 Apr 26) ₹4,318.53 ↑ 0.40 (0.01 %) Net Assets (Cr) ₹22,316 on 31 Mar 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.21% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,336 31 Mar 23 ₹10,910 31 Mar 24 ₹11,692 31 Mar 25 ₹12,545 31 Mar 26 ₹13,316 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.2% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.47 Yr. Harsh Dave 1 Aug 24 1.67 Yr. Data below for Tata Liquid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 60.52% Corporate 32.67% Government 6.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -5% ₹1,759 Cr 176,500,000 Small Industries Dev Bank Of India
Commercial Paper | -4% ₹1,497 Cr 30,000 Indian Overseas Bank
Debentures | -4% ₹1,472 Cr 29,500 Net Current Liabilities
CBLO | -4% -₹1,425 Cr National Bank for Agriculture and Rural Development
Certificate of Deposit | -4% ₹1,223 Cr 24,500 India (Republic of)
- | -4% ₹1,211 Cr 122,500,000
↑ 122,500,000 02/04/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹1,137 Cr 114,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,060 Cr 21,500 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹993 Cr 20,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹988 Cr 20,000 7. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (23 Apr 26) ₹6,691.03 ↑ 0.66 (0.01 %) Net Assets (Cr) ₹25,756 on 31 Mar 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.51 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 25 Days Modified Duration 1 Month 21 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,334 31 Mar 23 ₹10,912 31 Mar 24 ₹11,693 31 Mar 25 ₹12,544 31 Mar 26 ₹13,312 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 3.2% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.86 Yr. Vikash Agarwal 14 Sep 24 1.55 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Liquid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 99.72% Other 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 81.34% Corporate 14.72% Government 3.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Gs 2026
Sovereign Bonds | -4% ₹1,405 Cr 140,500,000
↑ 50,000,000 Tbill
Sovereign Bonds | -4% ₹1,244 Cr 125,665,500 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹989 Cr 20,000 Union Bank Of India
Certificate of Deposit | -2% ₹765 Cr 15,500 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹741 Cr 15,000 Indusind Bank Ltd.
Debentures | -2% ₹739 Cr 15,000 Tbill
Sovereign Bonds | -2% ₹643 Cr 65,000,000
↑ 65,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹639 Cr 13,000
↑ 13,000 Karur Vysya Bank Ltd.
Debentures | -2% ₹593 Cr 12,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹567 Cr 11,500 8. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (23 Apr 26) ₹2,651.48 ↑ 0.30 (0.01 %) Net Assets (Cr) ₹162 on 31 Mar 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.65 Information Ratio -0.15 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.48% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,306 31 Mar 23 ₹10,859 31 Mar 24 ₹11,627 31 Mar 25 ₹12,480 31 Mar 26 ₹13,249 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.89 Yr. Data below for Indiabulls Liquid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 99.56% Debt 0.44% Debt Sector Allocation
Sector Value Cash Equivalent 76.97% Corporate 23.03% Credit Quality
Rating Value AAA 99.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 02-Apr-26
CBLO/Reverse Repo | -11% ₹18 Cr Punjab National Bank
Domestic Bonds | -10% ₹17 Cr 1,700,000
↑ 1,700,000 Export Import Bank Of India
Commercial Paper | -9% ₹15 Cr 1,500,000
↑ 1,500,000 ICICI Securities Limited
Commercial Paper | -9% ₹15 Cr 1,500,000 Union Bank Of India
Certificate of Deposit | -9% ₹15 Cr 1,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -9% ₹15 Cr 1,500,000 Barclays Investments & Loans India Private Limited
Commercial Paper | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Bank Of Baroda
Certificate of Deposit | -7% ₹12 Cr 1,200,000 Small Industries Dev Bank Of India
Commercial Paper | -6% ₹10 Cr 1,000,000 Hdfc Bank Limited 05-Jun-2026**#
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 9. Mirae Asset Cash Management Fund
Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (23 Apr 26) ₹2,874.46 ↑ 0.30 (0.01 %) Net Assets (Cr) ₹10,562 on 31 Mar 26 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio 2.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.35% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,338 31 Mar 23 ₹10,923 31 Mar 24 ₹11,709 31 Mar 25 ₹12,565 31 Mar 26 ₹13,334 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.3% 2016 6.6% 2015 7.2% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Pranavi Kulkarni 5 Feb 26 0.15 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 99.73% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 71.4% Corporate 23.03% Government 5.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -4% ₹656 Cr Union Bank Of India
Certificate of Deposit | -4% ₹642 Cr 65,000,000 India (Republic of)
- | -4% ₹592 Cr 60,000,000
↑ 60,000,000 Export Import Bank Of India
Commercial Paper | -4% ₹591 Cr 60,000,000
↑ 60,000,000 Tbill
Sovereign Bonds | -3% ₹496 Cr 50,000,000 4.98% Reverse Repo
CBLO/Reverse Repo | -3% ₹462 Cr Tbill
Sovereign Bonds | -3% ₹404 Cr 40,839,200 Net Receivables / (Payables)
Net Current Assets | -2% -₹382 Cr 27/03/2026 Maturing 91 DTB
Sovereign Bonds | -2% ₹349 Cr 35,000,000 Tbill
Sovereign Bonds | -2% ₹347 Cr 35,000,000
மியூச்சுவல் ஃபண்ட் SIP ஆன்லைனில் எப்படி முதலீடு செய்வது?
Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.
உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்
ஆவணங்களைப் பதிவேற்றவும் (பான், ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!
அடிக்கடி கேட்கப்படும் கேள்விகள்
1. SIP களில் பதவிக்காலத்தின் முக்கியத்துவம் என்ன?
A: நீங்கள் SIP களைத் தேர்ந்தெடுக்கும்போது, நீங்கள் முதலில் கருத்தில் கொள்ள வேண்டியது பதவிக்காலம். தவணைக்காலத்தை சரிபார்த்துவிட்டு முதலீடு செய்வது நல்லது, ஏனென்றால் காலவரையறை முடிக்கும் முன் உங்கள் முதலீட்டை மூடக்கூடாது. நீங்கள் அவ்வாறு செய்தால், வெளியேறும் சுமை வடிவத்தில் அபராதம் செலுத்த வேண்டியிருக்கும்.
2. ஒரு வருட SIPகள் நல்லதா?
A: ஆம், ஒரு வருட SIPகள் நல்லது, குறிப்பாக நீங்கள் விரைவான வருமானத்தை எதிர்பார்க்கிறீர்கள் என்றால். வழக்கமாக, ஒரு வருட SIP-களின் உதவியுடன், உங்கள் நிதி போர்ட்ஃபோலியோவைப் பொறுத்து, உங்கள் முதலீட்டில் 4.2% முதல் 6.2% வரையிலான ROI களை எதிர்பார்க்கலாம்.
3. நான் ஏன் ஒரு வருட SIP களில் முதலீடு செய்ய வேண்டும்?
A: நீங்கள் மியூச்சுவல் ஃபண்ட் முதலீடுகளுக்கு புதியவராக இருந்தால் மற்றும் முதலீட்டு போர்ட்ஃபோலியோவை பல்வகைப்படுத்த திட்டமிட்டிருந்தால் ஓராண்டு SIPகள் பயனுள்ளதாக இருக்கும்.
4. ஒரு வருட SIPகள் நல்ல வருமானத்தை தருமா?
A: ஒரு வருட SIP கள் இளம் முதலீட்டாளர்களிடையே பிரபலமடைந்து வருகின்றன, ஏனெனில் இவை நல்ல மற்றும் விரைவான வருமானத்தைத் தருகின்றன. நீங்கள் பரஸ்பர நிதிகளைப் புரிந்து கொள்ள விரும்பினால்சந்தை, ஒரு வருட SIP கள் ஒரு நல்ல யோசனை.
5. அனைத்து SIPகளும் நல்ல வருமானத்தை அளிக்கின்றனவா?
A: SIP கள் உங்கள் முதலீட்டு போர்ட்ஃபோலியோவை பல்வகைப்படுத்துவதற்கான சிறந்த வழிகளில் ஒன்றாகும், மேலும் அவை நல்ல வருமானத்தை ஈட்டுவதாக அறியப்படுகிறது. நீங்கள் முதலீடு செய்ய விரும்பும் நிதியையும் தொகையையும் தேர்வு செய்ய இது உங்களை அனுமதிக்கிறது. சீரான இடைவெளியில் சிறிய தொகையை முதலீடு செய்ய வாய்ப்பு கிடைக்கும்.
6. அனைத்து SIP களிலும் பெரிய அளவிலான பங்குகள் உள்ளதா?
A: படிசெபி கட்டாயமாக, SIP முதலீட்டாளர்கள் முதலீட்டாளர்கள் மற்றும் நிறுவனங்களைப் பாதுகாக்க 70:20:10 நெறிமுறையைப் பின்பற்ற வேண்டும். இந்த விதியின்படி, பங்கு முதலீட்டில் 70% பெரிய அளவிலான பங்குகளில் 20% இருக்கும்.நடுத்தர தொப்பி பங்குகள் மற்றும் 10% இல்சிறிய தொப்பி பங்குகள். எனவே SIP கள் முதலீடுகளை பன்முகப்படுத்துகின்றன, மேலும் அனைத்தும் பெரிய தொப்பி பங்குகளில் கவனம் செலுத்துவதில்லை.
7. SIP இல் முதலீடு செய்யக்கூடிய அதிகபட்ச மற்றும் குறைந்தபட்ச தொகை உள்ளதா?
A: SIP இல் நீங்கள் முதலீடு செய்யக்கூடிய குறைந்தபட்ச தொகை ரூ.500 ஆகும். இருப்பினும், SIP இல் முதலீடு செய்வதற்கு உச்ச வரம்பு எதுவும் இல்லை. இதை உங்கள் ஃபண்ட் மேனேஜர் மூலம் திட்டமிடலாம்.
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for IDBI Liquid Fund