టాప్ 5 బెస్ట్ లాంగ్ టర్మ్ బాండ్ ఫండ్స్ 2022

Updated on April 13, 2026 , 14050 views

బెస్ట్ లాంగ్ టర్మ్ బాండ్ ఫండ్స్ కోసం చూస్తున్నారా? ఇవి మధ్యం నుండి దీర్ఘకాలం కోసం చూస్తున్న పెట్టుబడిదారుల కోసం నిధులుపెట్టుబడి ప్రణాళిక, సాధారణంగా 3-5 సంవత్సరాలు. దీర్ఘకాలిక బాండ్ ఫండ్‌లు ప్రధానంగా G-సెకన్‌లు మరియు కార్పొరేట్‌లలో పెట్టుబడి పెడతాయిబాండ్లు మధ్యస్థం నుండి సుదీర్ఘ మెచ్యూరిటీ వ్యవధిని కలిగి ఉంటాయి.

ఈ ఫండ్‌లు వడ్డీ రేటు మార్పులకు సున్నితంగా ఉంటాయి మరియు ఇతర రుణ వర్గాలతో పోలిస్తే మరింత అస్థిరతను కలిగి ఉంటాయి.

దీర్ఘకాలిక బాండ్లలో వడ్డీ రేట్లు & ధర

రుణ సెక్యూరిటీల వడ్డీ రేట్లు & ధరలు విలోమ సంబంధాన్ని కలిగి ఉంటాయి, అంటే అవి వ్యతిరేక దిశల్లో కదులుతాయి. ఉదాహరణకు, పడిపోతున్న వడ్డీ రేటు బాండ్ ఫండ్‌లకు మంచిది. వడ్డీ రేటు తగ్గే సమయంలో, బాండ్ ధరలు పెరుగుతాయి మరియు ఇది పెరుగుతుందిNAVలు యొక్కరుణ నిధి పథకాలు.

వడ్డీ రేట్ల తగ్గుదల దీర్ఘకాలిక సెక్యూరిటీల ధర పెరుగుదలకు కారణమవుతుంది కాబట్టి, పెట్టుబడి పెట్టడం మంచిదిదీర్ఘకాలిక రుణ నిధులు వడ్డీ రేట్లు తగ్గుతాయని భావిస్తున్నప్పుడు. ఎక్కువ కాలం (అంటే 3 సంవత్సరాలు & అంతకంటే ఎక్కువ) పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులు మరియు కొంత స్థాయి రిస్క్ తీసుకోవచ్చు, ఈ పథకంలో ఆదర్శంగా పెట్టుబడి పెట్టాలి.

అంతేకాకుండా, హెచ్చుతగ్గుల వడ్డీ రేట్లతో సౌకర్యవంతంగా ఉండే పెట్టుబడిదారులుసంత ఈ పెట్టుబడులతో ముందుకు వెళ్లవచ్చు. 2022కి సంబంధించి టాప్ 10 బెస్ట్ లాంగ్ టర్మ్ బాండ్ ఫండ్స్ ఇక్కడ ఉన్నాయి.

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టాప్ 5 బెస్ట్ లాంగ్ టర్మ్ బాండ్ ఫండ్స్ 2022

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Long Term Bond Fund Growth	₹89.9724 ↑ 0.38	₹955	5,000	1,000	0	-1.3	0.2	6.4	5.1	7.57%	11Y 1M 6D	29Y 2M 1D
Nippon India Income Fund Growth	₹90.8559 ↑ 0.35	₹387	5,000	100	0.8	0.4	1.8	6	4.9	7.19%	6Y 7M 10D	13Y 4M 6D
ICICI Prudential Bond Fund Growth	₹41.182 ↑ 0.11	₹2,768	5,000	1,000	0.8	0.8	3.3	7	6.7	7.27%	6Y 6M 7D	16Y 7M 13D
Aditya Birla Sun Life Income Fund Growth	₹127.1 ↑ 0.39	₹1,966	1,000	1,000	0.6	0.1	1.8	6	5.1	7.23%	6Y 6M	14Y 4M 6D
Kotak Bond Fund Growth	₹77.9521 ↑ 0.20	₹1,908	5,000	1,000	0.6	0.3	2.2	6.2	5.4	7.42%	6Y 5M 26D	12Y 7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Long Term Bond Fund	Nippon India Income Fund	ICICI Prudential Bond Fund	Aditya Birla Sun Life Income Fund	Kotak Bond Fund
Point 1	Bottom quartile AUM (₹955 Cr).	Bottom quartile AUM (₹387 Cr).	Highest AUM (₹2,768 Cr).	Upper mid AUM (₹1,966 Cr).	Lower mid AUM (₹1,908 Cr).
Point 2	Established history (27+ yrs).	Established history (28+ yrs).	Established history (17+ yrs).	Oldest track record among peers (30 yrs).	Established history (26+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 0.20% (bottom quartile).	1Y return: 1.78% (bottom quartile).	1Y return: 3.26% (top quartile).	1Y return: 1.78% (lower mid).	1Y return: 2.22% (upper mid).
Point 6	1M return: -0.42% (bottom quartile).	1M return: -0.12% (bottom quartile).	1M return: -0.05% (upper mid).	1M return: -0.05% (lower mid).	1M return: 0.15% (top quartile).
Point 7	Sharpe: -0.13 (lower mid).	Sharpe: -0.27 (bottom quartile).	Sharpe: 0.20 (top quartile).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.12 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.57% (top quartile).	Yield to maturity (debt): 7.19% (bottom quartile).	Yield to maturity (debt): 7.27% (lower mid).	Yield to maturity (debt): 7.23% (bottom quartile).	Yield to maturity (debt): 7.42% (upper mid).
Point 10	Modified duration: 11.10 yrs (bottom quartile).	Modified duration: 6.61 yrs (bottom quartile).	Modified duration: 6.52 yrs (lower mid).	Modified duration: 6.50 yrs (upper mid).	Modified duration: 6.49 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

Bottom quartile AUM (₹955 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 0.20% (bottom quartile).
1M return: -0.42% (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.57% (top quartile).
Modified duration: 11.10 yrs (bottom quartile).

Nippon India Income Fund

Bottom quartile AUM (₹387 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.78% (bottom quartile).
1M return: -0.12% (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.19% (bottom quartile).
Modified duration: 6.61 yrs (bottom quartile).

ICICI Prudential Bond Fund

Highest AUM (₹2,768 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.26% (top quartile).
1M return: -0.05% (upper mid).
Sharpe: 0.20 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (lower mid).
Modified duration: 6.52 yrs (lower mid).

Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,966 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 1.78% (lower mid).
1M return: -0.05% (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.23% (bottom quartile).
Modified duration: 6.50 yrs (upper mid).

Kotak Bond Fund

Lower mid AUM (₹1,908 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.22% (upper mid).
1M return: 0.15% (top quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 6.49 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

Bottom quartile AUM (₹955 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 0.20% (bottom quartile).
1M return: -0.42% (bottom quartile).
Sharpe: -0.13 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.57% (top quartile).
Modified duration: 11.10 yrs (bottom quartile).
Average maturity: 29.17 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~39.9%).
Top-3 holdings concentration ~57.4%.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund Growth
Launch Date	9 Jul 98
NAV (15 Apr 26)	₹89.9724 ↑ 0.38 (0.43 %)
Net Assets (Cr)	₹955 on 15 Mar 26
Category	Debt - Longterm Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.95
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	29 Years 2 Months 1 Day
Modified Duration	11 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,185
31 Mar 23	₹10,542
31 Mar 24	₹11,452
31 Mar 25	₹12,577
31 Mar 26	₹12,501

ICICI Prudential Long Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	-0.4%
3 Month	0%
6 Month	-1.3%
1 Year	0.2%
3 Year	6.4%
5 Year	4.9%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.1%
2024	10.1%
2023	6.8%
2022	1.3%
2021	0.4%
2020	11%
2019	12.1%
2018	6.8%
2017	4.1%
2016	15.7%

Fund Manager information for ICICI Prudential Long Term Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.19 Yr.
Raunak Surana	22 Jan 24	2.19 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	3.18%
Debt	96.45%
Other	0.37%

Debt Sector Allocation

Sector	Value
Government	96.45%
Cash Equivalent	3.18%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	40%	₹358 Cr	37,701,500
6.9% Govt Stock 2065 Sovereign Bonds \| -	10%	₹87 Cr	9,800,000 ↓ -2,000,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	8%	₹69 Cr	7,500,000
7.12% Maharashtra Sgs 2038 Sovereign Bonds \| -	5%	₹47 Cr	4,960,700
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	5%	₹46 Cr	5,000,000
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	5%	₹46 Cr	5,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	4%	₹38 Cr	4,038,300
7.56% Rajasthan Sgs 2041 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000
7.51% Madhyapradesh Sgs 2048 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000
7.14% Maharashtra Sgs 2039 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000

2. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

Bottom quartile AUM (₹387 Cr).
Established history (28+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 1.78% (bottom quartile).
1M return: -0.12% (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.19% (bottom quartile).
Modified duration: 6.61 yrs (bottom quartile).
Average maturity: 13.35 yrs (upper mid).
Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Andhra Pradesh (Government of) 7.99% (~13.7%).
Top-3 holdings concentration ~35.8%.

Below is the key information for Nippon India Income Fund

Nippon India Income Fund Growth
Launch Date	1 Jan 98
NAV (15 Apr 26)	₹90.8559 ↑ 0.35 (0.39 %)
Net Assets (Cr)	₹387 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	7.19%
Effective Maturity	13 Years 4 Months 6 Days
Modified Duration	6 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,275
31 Mar 23	₹10,780
31 Mar 24	₹11,618
31 Mar 25	₹12,582
31 Mar 26	₹12,777

Nippon India Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	-0.1%
3 Month	0.8%
6 Month	0.4%
1 Year	1.8%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.9%
2024	8.1%
2023	6.8%
2022	3.3%
2021	1.2%
2020	10.5%
2019	11.4%
2018	6.1%
2017	2.4%
2016	13.8%

Fund Manager information for Nippon India Income Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.16 Yr.
Kinjal Desai	25 May 18	7.85 Yr.
Amber Singhania	11 Mar 26	0.05 Yr.

Data below for Nippon India Income Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	3.44%
Debt	96.22%
Other	0.33%

Debt Sector Allocation

Sector	Value
Government	94.9%
Cash Equivalent	3.44%
Corporate	1.32%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Andhra Pradesh (Government of) 7.99% - \| -	14%	₹50 Cr	5,000,000 ↑ 5,000,000
Maharashtra State Development Loans Sovereign Bonds \| -	13%	₹49 Cr	5,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	9%	₹32 Cr	3,500,000
7.03% Tamilnadu SDL 2030 Sovereign Bonds \| -	8%	₹30 Cr	3,000,000
7.6% Uttarpradesh Sgs 2037 Sovereign Bonds \| -	8%	₹30 Cr	3,000,000
Indian Railway Finance Corporation Limited Debentures \| -	7%	₹26 Cr	5,000
7.93% Uttarpradesh Sdl 2030 Sovereign Bonds \| -	7%	₹26 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹25 Cr	2,500
6.68% Govt Stock 2040 Sovereign Bonds \| -	6%	₹23 Cr	2,500,000 ↑ 2,500,000
6.79% Andhra Sgs 2036 Sovereign Bonds \| -	6%	₹23 Cr	2,500,000

3. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

Highest AUM (₹2,768 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 3.26% (top quartile).
1M return: -0.05% (upper mid).
Sharpe: 0.20 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.27% (lower mid).
Modified duration: 6.52 yrs (lower mid).
Average maturity: 16.62 yrs (bottom quartile).
Exit load: 0-6 Months (1%),6 Months and above(NIL).
Top bond sector: Government.
Debt-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~13.8%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund Growth
Launch Date	18 Aug 08
NAV (15 Apr 26)	₹41.182 ↑ 0.11 (0.26 %)
Net Assets (Cr)	₹2,768 on 15 Mar 26
Category	Debt - Medium to Long term
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.03
Sharpe Ratio	0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity	7.27%
Effective Maturity	16 Years 7 Months 13 Days
Modified Duration	6 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,331
31 Mar 23	₹10,822
31 Mar 24	₹11,739
31 Mar 25	₹12,791
31 Mar 26	₹13,209

ICICI Prudential Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	-0.1%
3 Month	0.8%
6 Month	0.8%
1 Year	3.3%
3 Year	7%
5 Year	5.9%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	8.6%
2023	7.7%
2022	3.1%
2021	2.9%
2020	11.5%
2019	10.9%
2018	4.6%
2017	5.3%
2016	11.3%

Fund Manager information for ICICI Prudential Bond Fund

Name	Since	Tenure
Darshil Dedhia	22 Jan 24	2.19 Yr.
Rohit Lakhotia	12 Jun 23	2.81 Yr.

Data below for ICICI Prudential Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	31.13%
Debt	68.54%
Other	0.33%

Debt Sector Allocation

Sector	Value
Government	48.59%
Corporate	28.67%
Cash Equivalent	22.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	14%	₹372 Cr	39,206,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	9%	₹246 Cr	27,683,250 ↓ -416,750
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹117 Cr	11,650
HDFC Bank Limited Debentures \| -	4%	₹106 Cr	1,100
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹93 Cr	2,000 ↑ 2,000
Pipeline Infrastructure Limited Debentures \| -	3%	₹75 Cr	7,400
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	3%	₹69 Cr	7,500,000
7.16% Maharashtra Sgs 2050 Sovereign Bonds \| -	3%	₹69 Cr	7,500,000
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	2%	₹67 Cr	7,289,900
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹60 Cr	6,000

4. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

Upper mid AUM (₹1,966 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 1.78% (lower mid).
1M return: -0.05% (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.23% (bottom quartile).
Modified duration: 6.50 yrs (upper mid).
Average maturity: 14.35 yrs (lower mid).
Exit load: NIL.
Top sector: Utility.
Top bond sector: Government.
Debt-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~20.6%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund Growth
Launch Date	21 Oct 95
NAV (15 Apr 26)	₹127.1 ↑ 0.39 (0.30 %)
Net Assets (Cr)	₹1,966 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.03
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	14 Years 4 Months 6 Days
Modified Duration	6 Years 6 Months

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,549
31 Mar 23	₹10,872
31 Mar 24	₹11,674
31 Mar 25	₹12,677
31 Mar 26	₹12,860

Aditya Birla Sun Life Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	-0.1%
3 Month	0.6%
6 Month	0.1%
1 Year	1.8%
3 Year	6%
5 Year	5.3%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.1%
2024	8.4%
2023	6.6%
2022	2.4%
2021	4%
2020	12.8%
2019	9.5%
2018	5.1%
2017	2.8%
2016	14.4%

Fund Manager information for Aditya Birla Sun Life Income Fund

Name	Since	Tenure
Bhupesh Bameta	6 Aug 20	5.65 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	5.41%
Debt	94.23%
Other	0.36%

Debt Sector Allocation

Sector	Value
Government	70.02%
Corporate	24.2%
Cash Equivalent	5.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	21%	₹368 Cr	38,819,900 ↑ 3,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹147 Cr	15,656,100 ↑ 2,000,000
Tata Capital Housing Finance Limited Debentures \| -	4%	₹73 Cr	7,500
Housing And Urban Development Corporation Limited Debentures \| -	4%	₹72 Cr	7,500
7.44% Karnataka Sgs 2033 Sovereign Bonds \| -	3%	₹54 Cr	5,446,300 ↑ 5,446,300
Tata Capital Housing Finance Limited Debentures \| -	3%	₹50 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹50 Cr	5,000
7.36% Karnataka Sgs 2034 Sovereign Bonds \| -	3%	₹49 Cr	5,000,000 ↑ 5,000,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹48 Cr	5,000
6.84% Andhra Sgs 2038 Sovereign Bonds \| -	3%	₹46 Cr	5,000,000

5. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

Lower mid AUM (₹1,908 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.22% (upper mid).
1M return: 0.15% (top quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 6.49 yrs (top quartile).
Average maturity: 12.62 yrs (top quartile).
Exit load: 0-3 Months (0.2%),3 Months and above(NIL).
Top sector: Industrials.
Top bond sector: Government.
Debt-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~7.6%).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund Growth
Launch Date	25 Nov 99
NAV (15 Apr 26)	₹77.9521 ↑ 0.20 (0.25 %)
Net Assets (Cr)	₹1,908 on 28 Feb 26
Category	Debt - Medium to Long term
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	1.65
Sharpe Ratio	-0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity	7.42%
Effective Maturity	12 Years 7 Months 13 Days
Modified Duration	6 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,428
31 Mar 23	₹10,749
31 Mar 24	₹11,578
31 Mar 25	₹12,508
31 Mar 26	₹12,758

Kotak Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Apr 26

Duration	Returns
1 Month	0.1%
3 Month	0.6%
6 Month	0.3%
1 Year	2.2%
3 Year	6.2%
5 Year	5.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.4%
2024	8.2%
2023	6.8%
2022	1.7%
2021	2.4%
2020	12.3%
2019	10.3%
2018	5.2%
2017	0.9%
2016	14.3%

Fund Manager information for Kotak Bond Fund

Name	Since	Tenure
Abhishek Bisen	15 Apr 08	17.97 Yr.

Data below for Kotak Bond Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	11.61%
Equity	4.23%
Debt	83.44%
Other	0.71%

Debt Sector Allocation

Sector	Value
Government	65.86%
Corporate	27.62%
Cash Equivalent	1.57%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	8%	₹142 Cr	16,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	7%	₹137 Cr	14,500,000
National Housing Bank Debentures \| -	7%	₹135 Cr	14,000
Tamil Nadu (Government of) 0.0712% - \| -	7%	₹123 Cr	12,500,000
6.98% Gujarat Sgs 2032 Sovereign Bonds \| -	5%	₹93 Cr	9,521,820
7.09% Govt Stock 2054 Sovereign Bonds \| -	5%	₹92 Cr	10,000,000
7.39% Tamilnadu Sgs 2034 Sovereign Bonds \| -	4%	₹84 Cr	8,500,000
7.45% Bihar Sgs 2034 Sovereign Bonds \| -	4%	₹79 Cr	8,000,000
7.52% Bihar Sgs 2036 Sovereign Bonds \| -	4%	₹78 Cr	8,000,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	4%	₹74 Cr	75

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