+91-22-48913909SIP 2022 میں سرمایہ کاری کے لیے 8 بہترین شارٹ ٹرم میوچل فنڈز
قلیل مدتباہمی چندہ کی ایک قسم ہیںقرض فنڈ جو سرمایہ کاروں کو مختصر مدت کے لیے، یعنی 1-3 سال تک سرمایہ کاری کرنے کی اجازت دیتا ہے۔ یہ فنڈز ڈیٹ سیکیورٹیز میں سرمایہ کاری کرتے ہیں اور بہتر منافع حاصل کرنے کے لیے فکسڈ ڈپازٹ کے متبادل کی تلاش میں سرمایہ کاروں کے لیے مثالی ہیں۔ یہ فنڈز عام طور پر قرض کے آلات میں سرمایہ کاری کرتے ہیں جیسے کہ aجمع کروانے کی رسید، سرکاری کاغذ اور کارپوریٹ کاغذ۔مختصر مدت کے قرض فنڈز زیادہ لچک کی اجازت دیں. سرمایہ کار جب بھی ضرورت ہو فنڈ سے باہر نکل سکتے ہیں۔ اس کے علاوہ، دوسرے کے برعکسمیوچل فنڈز کی اقساماس فنڈ میں کوئی رقم نکالنے کے چارجز نہیں ہیں۔بہترین قلیل مدتی میوچل فنڈز سرمایہ کاروں کو کم کے ساتھ اچھا منافع کمانے کی اجازت دیں۔مارکیٹ خطرہ لہذا، سرمایہ کار جو مختصر یا درمیانی مدت کے لیے سرمایہ کاری کرنا چاہتے ہیں وہ اس اسکیم میں سرمایہ کاری کر سکتے ہیں اور قیمتی منافع اور ترقی حاصل کر سکتے ہیں۔
Talk to our investment specialist
SIP سرمایہ کاری مالی سال 22 - 23 کے لیے سرفہرست 8 بہترین کارکردگی کا مظاہرہ کرنے والے شارٹ ٹرم ڈیبٹ فنڈز
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Short Term Debt Fund Growth ₹32.5201
↑ 0.01 ₹17,999 300 1.2 4.2 8 7.8 8.3 6.94% 2Y 3M 7D 3Y 5M 12D ICICI Prudential Short Term Fund Growth ₹61.1354
↑ 0.01 ₹22,339 1,000 1.4 4.2 8.1 7.8 7.8 7.27% 2Y 7M 10D 4Y 10M 20D Axis Short Term Fund Growth ₹31.431
↑ 0.00 ₹12,129 1,000 1.3 4.4 8.3 7.7 8 6.89% 2Y 5M 23D 3Y 2M 12D Nippon India Short Term Fund Growth ₹53.6202
↓ -0.01 ₹8,935 100 1.2 4.3 8.2 7.7 8 7.04% 2Y 6M 18D 3Y 2M 19D Bandhan Bond Fund Short Term Plan Growth ₹57.9174
↓ -0.01 ₹10,782 1,000 1 3.9 7.7 7.6 7.8 6.6% 2Y 10M 24D 3Y 7M 24D SBI Short Term Debt Fund Growth ₹32.6402
↑ 0.00 ₹16,387 500 1.3 4.3 8 7.6 7.7 7.02% 2Y 9M 14D 3Y 5M 26D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹48.2866
↑ 0.01 ₹10,711 1,000 1.2 4.1 7.8 7.5 7.9 7.16% 2Y 8M 1D 3Y 6M 4D UTI Short Term Income Fund Growth ₹32.1935
↑ 0.01 ₹3,251 500 1.2 4.1 7.7 7.5 7.9 6.82% 2Y 6M 11D 3Y 2M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 25 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Axis Short Term Fund Nippon India Short Term Fund Bandhan Bond Fund Short Term Plan SBI Short Term Debt Fund Aditya Birla Sun Life Short Term Opportunities Fund UTI Short Term Income Fund Point 1 Top quartile AUM (₹17,999 Cr). Highest AUM (₹22,339 Cr). Upper mid AUM (₹12,129 Cr). Bottom quartile AUM (₹8,935 Cr). Lower mid AUM (₹10,782 Cr). Upper mid AUM (₹16,387 Cr). Lower mid AUM (₹10,711 Cr). Bottom quartile AUM (₹3,251 Cr). Point 2 Established history (15+ yrs). Established history (23+ yrs). Established history (15+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (18+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.97% (lower mid). 1Y return: 8.09% (upper mid). 1Y return: 8.34% (top quartile). 1Y return: 8.17% (top quartile). 1Y return: 7.68% (bottom quartile). 1Y return: 8.01% (upper mid). 1Y return: 7.81% (lower mid). 1Y return: 7.67% (bottom quartile). Point 6 1M return: 0.62% (bottom quartile). 1M return: 0.69% (upper mid). 1M return: 0.69% (upper mid). 1M return: 0.67% (lower mid). 1M return: 0.79% (top quartile). 1M return: 0.73% (top quartile). 1M return: 0.64% (lower mid). 1M return: 0.61% (bottom quartile). Point 7 Sharpe: 1.33 (upper mid). Sharpe: 1.43 (top quartile). Sharpe: 1.56 (top quartile). Sharpe: 1.26 (upper mid). Sharpe: 0.86 (bottom quartile). Sharpe: 1.26 (lower mid). Sharpe: 1.18 (bottom quartile). Sharpe: 1.20 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.94% (lower mid). Yield to maturity (debt): 7.27% (top quartile). Yield to maturity (debt): 6.89% (lower mid). Yield to maturity (debt): 7.04% (upper mid). Yield to maturity (debt): 6.60% (bottom quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 7.16% (top quartile). Yield to maturity (debt): 6.82% (bottom quartile). Point 10 Modified duration: 2.27 yrs (top quartile). Modified duration: 2.61 yrs (lower mid). Modified duration: 2.48 yrs (top quartile). Modified duration: 2.55 yrs (upper mid). Modified duration: 2.90 yrs (bottom quartile). Modified duration: 2.79 yrs (bottom quartile). Modified duration: 2.67 yrs (lower mid). Modified duration: 2.53 yrs (upper mid). HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Axis Short Term Fund
Nippon India Short Term Fund
Bandhan Bond Fund Short Term Plan
SBI Short Term Debt Fund
Aditya Birla Sun Life Short Term Opportunities Fund
UTI Short Term Income Fund
قلیل مدتی قرض اوپر AUM/نیٹ اثاثے رکھنے والے فنڈز100 کروڑ. پر ترتیب دیا گیاآخری 3 سال کی واپسی۔.
(Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on 1. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (29 Sep 25) ₹32.5201 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹17,999 on 31 Aug 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 2 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,600 31 Aug 22 ₹10,900 31 Aug 23 ₹11,630 31 Aug 24 ₹12,550 31 Aug 25 ₹13,583 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 4.2% 1 Year 8% 3 Year 7.8% 5 Year 6.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.2 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Short Term Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 11.3% Debt 88.44% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.34% Government 29.44% Cash Equivalent 5.96% Credit Quality
Rating Value AA 11.55% AAA 88.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹857 Cr 82,500,000 Aditya Birla Renewables Limited
Debentures | -2% ₹441 Cr 43,500 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹420 Cr 41,500,000 Jubilant Beverages Limited
Debentures | -2% ₹398 Cr 38,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹361 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹333 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹257 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹255 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -1% ₹254 Cr 24,500 TATA Communications Limited
Debentures | -1% ₹250 Cr 25,000
↑ 25,000 2. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (26 Sep 25) ₹61.1354 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹22,339 on 15 Sep 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.27% Effective Maturity 4 Years 10 Months 20 Days Modified Duration 2 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,597 31 Aug 22 ₹10,986 31 Aug 23 ₹11,777 31 Aug 24 ₹12,675 31 Aug 25 ₹13,707 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.4% 6 Month 4.2% 1 Year 8.1% 3 Year 7.8% 5 Year 6.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.79 Yr. Nikhil Kabra 29 Dec 20 4.68 Yr. Data below for ICICI Prudential Short Term Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.19% Debt 94.54% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.78% Government 30.62% Cash Equivalent 4.32% Credit Quality
Rating Value AA 19.36% AAA 80.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.81% Govt Stock 2033
Sovereign Bonds | -5% ₹1,157 Cr 111,312,240 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹839 Cr 82,160,010
↑ 45,314,000 LIC Housing Finance Ltd
Debentures | -3% ₹762 Cr 75,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹710 Cr 69,574,740 National Bank For Agriculture And Rural Development
Debentures | -2% ₹514 Cr 50,500 Vedanta Limited
Debentures | -2% ₹512 Cr 51,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹454 Cr 45,000
↓ -10,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹403 Cr 38,858,430 Small Industries Development Bank Of India
Debentures | -2% ₹374 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹368 Cr 36,500 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (29 Sep 25) ₹31.431 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹12,129 on 31 Aug 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.89% Effective Maturity 3 Years 2 Months 12 Days Modified Duration 2 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,530 31 Aug 22 ₹10,846 31 Aug 23 ₹11,526 31 Aug 24 ₹12,394 31 Aug 25 ₹13,452 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 4.4% 1 Year 8.3% 3 Year 7.7% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.83 Yr. Aditya Pagaria 3 Jul 23 2.17 Yr. Data below for Axis Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 18.3% Debt 81.44% Other 0.26% Debt Sector Allocation
Sector Value Corporate 69.12% Government 20.8% Cash Equivalent 9.82% Credit Quality
Rating Value AA 12.65% AAA 87.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.28% Goi 2032 (14-Jul-2032)
Sovereign Bonds | -3% ₹325 Cr 32,737,200
↑ 32,500,000 Power Finance Corporation Limited
Debentures | -2% ₹299 Cr 30,000 Rec Limited
Debentures | -2% ₹233 Cr 22,954
↓ -400 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹216 Cr 21,126,700
↑ 8,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹214 Cr 21,000
↓ -5,000 6.79% Govt Stock 2031
Sovereign Bonds | -2% ₹194 Cr 19,000,000
↑ 9,000,000 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 Tata Capital Limited
Debentures | -1% ₹177 Cr 1,750 Small Industries Development Bank Of India
Debentures | -1% ₹156 Cr 15,500
↓ -2,000 Small Industries Development Bank Of India
Debentures | -1% ₹153 Cr 15,000 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (29 Sep 25) ₹53.6202 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹8,935 on 31 Aug 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.04% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,639 31 Aug 22 ₹10,923 31 Aug 23 ₹11,599 31 Aug 24 ₹12,474 31 Aug 25 ₹13,515 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.2% 6 Month 4.3% 1 Year 8.2% 3 Year 7.7% 5 Year 6.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.59 Yr. Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 31 Mar 21 4.42 Yr. Data below for Nippon India Short Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 6.92% Debt 92.82% Other 0.26% Debt Sector Allocation
Sector Value Corporate 57.61% Government 37.93% Cash Equivalent 4.2% Credit Quality
Rating Value AA 11.69% AAA 88.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹503 Cr 48,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹483 Cr 46,500,000 7.02% Govt Stock 2031
Sovereign Bonds | -5% ₹413 Cr 40,000,000
↑ 10,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹224 Cr 22,000 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -2% ₹209 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 Axis Bank Ltd.
Debentures | -2% ₹188 Cr 4,000
↑ 4,000 Bajaj Housing Finance Limited
Debentures | -2% ₹175 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹170 Cr 16,500 Small Industries Development Bank Of India
Debentures | -2% ₹170 Cr 16,500 5. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (29 Sep 25) ₹57.9174 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹10,782 on 31 Aug 25 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio 0.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,476 31 Aug 22 ₹10,714 31 Aug 23 ₹11,356 31 Aug 24 ₹12,235 31 Aug 25 ₹13,197 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.8% 3 Month 1% 6 Month 3.9% 1 Year 7.7% 3 Year 7.6% 5 Year 5.8% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 6.9% 2022 2.8% 2021 3.4% 2020 9.7% 2019 9.7% 2018 6.5% 2017 5.9% 2016 8.8% 2015 8.1% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 14.49 Yr. Brijesh Shah 10 Jun 24 1.23 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 17.95% Debt 81.78% Other 0.28% Debt Sector Allocation
Sector Value Government 58.44% Corporate 33.2% Cash Equivalent 8.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -31% ₹3,360 Cr 325,600,000
↑ 66,800,000 06.83 Tn SDL 2031 15 Dec
Sovereign Bonds | -5% ₹502 Cr 50,000,000 6.1% Govt Stock 2031
Sovereign Bonds | -5% ₹493 Cr 50,000,000
↓ -10,000,000 Bajaj Housing Finance Limited
Debentures | -4% ₹482 Cr 47,500,000 Tata Capital Limited
Debentures | -4% ₹445 Cr 44,100,000 Bajaj Finance Limited
Debentures | -3% ₹276 Cr 27,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹275 Cr 27,000,000 Bajaj Finance Limited
Debentures | -2% ₹266 Cr 26,500,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹254 Cr 25,000,000 06.88 GJ Sdl 2031
Sovereign Bonds | -2% ₹252 Cr 25,000,000 6. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (29 Sep 25) ₹32.6402 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹16,387 on 31 Aug 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 5 Months 26 Days Modified Duration 2 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,505 31 Aug 22 ₹10,769 31 Aug 23 ₹11,459 31 Aug 24 ₹12,297 31 Aug 25 ₹13,306 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 4.3% 1 Year 8% 3 Year 7.6% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.75 Yr. Data below for SBI Short Term Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 7.07% Debt 92.66% Other 0.27% Debt Sector Allocation
Sector Value Corporate 70.66% Government 26.19% Cash Equivalent 2.88% Credit Quality
Rating Value AA 13.86% AAA 86.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹919 Cr 90,000,000
↑ 25,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹685 Cr 66,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹508 Cr 50,000 Rec Limited
Debentures | -3% ₹508 Cr 50,000 08.32 RJ Sdl 2029
Sovereign Bonds | -3% ₹474 Cr 45,000,000 TATA Communications Limited
Debentures | -2% ₹404 Cr 40,000 Small Industries Development Bank Of India
Debentures | -2% ₹356 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹331 Cr 32,500
↑ 12,500 Small Industries Development Bank Of India
Debentures | -2% ₹330 Cr 32,500 Hindustan Petroleum Corporation Limited
Debentures | -2% ₹325 Cr 32,500 7. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (29 Sep 25) ₹48.2866 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹10,711 on 31 Aug 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 1.18 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.16% Effective Maturity 3 Years 6 Months 4 Days Modified Duration 2 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,689 31 Aug 22 ₹11,055 31 Aug 23 ₹11,763 31 Aug 24 ₹12,639 31 Aug 25 ₹13,663 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 4.1% 1 Year 7.8% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 10.98 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.81% Debt 93.91% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.69% Government 37.92% Cash Equivalent 5.12% Credit Quality
Rating Value AA 15.13% AAA 84.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -4% ₹457 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹433 Cr 42,500 Power Grid Corporation Of India Limited
Debentures | -4% ₹424 Cr 42,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹422 Cr 42,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹417 Cr 41,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹349 Cr 35,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹306 Cr 29,500,000 Power Finance Corporation Limited
Debentures | -3% ₹271 Cr 27,500 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹243 Cr 23,406,400 Small Industries Development Bank Of India
Debentures | -2% ₹239 Cr 23,500 8. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (29 Sep 25) ₹32.1935 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹3,251 on 31 Aug 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.82% Effective Maturity 3 Years 2 Months 19 Days Modified Duration 2 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,547 31 Aug 22 ₹11,360 31 Aug 23 ₹12,086 31 Aug 24 ₹12,997 31 Aug 25 ₹14,041 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 4.1% 1 Year 7.7% 3 Year 7.5% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.4 Yr. Sudhir Agarwal 25 Oct 12 12.86 Yr. Data below for UTI Short Term Income Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 14.23% Debt 85.5% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.48% Government 29.76% Cash Equivalent 5.49% Credit Quality
Rating Value AA 10.24% AAA 89.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹311 Cr 3,050,000,000 National Housing Bank
Debentures | -5% ₹178 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹178 Cr 1,750 Small Industries Development Bank Of India
Debentures | -5% ₹178 Cr 17,500 Power Finance Corporation Limited
Debentures | -5% ₹177 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹143 Cr 14,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500 Bajaj Finance Limited
Debentures | -2% ₹76 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹76 Cr 7,500
↓ -5,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for HDFC Short Term Debt Fund