+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹62.2041
↑ 0.04 ₹20,935 1.1 2.4 7.5 7.6 8 7.32% 2Y 6M 29D 4Y 7M 24D HDFC Short Term Debt Fund Growth ₹33.025
↑ 0.03 ₹18,079 0.8 2.2 7.2 7.6 7.8 7.11% 2Y 5M 12D 3Y 6M 25D Axis Short Term Fund Growth ₹31.8951
↑ 0.03 ₹12,708 0.7 2.2 7.4 7.5 8.1 7.04% 2Y 3M 14D 2Y 10M 2D Nippon India Short Term Fund Growth ₹54.4212
↑ 0.04 ₹9,723 0.7 2.1 7.2 7.4 7.9 0% Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹49.0155
↑ 0.04 ₹10,575 0.7 2.1 7 7.4 7.7 7.22% 2Y 9M 18D 3Y 6M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund Aditya Birla Sun Life Short Term Opportunities Fund Point 1 Highest AUM (₹20,935 Cr). Upper mid AUM (₹18,079 Cr). Lower mid AUM (₹12,708 Cr). Bottom quartile AUM (₹9,723 Cr). Bottom quartile AUM (₹10,575 Cr). Point 2 Oldest track record among peers (24 yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (23+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.47% (top quartile). 1Y return: 7.17% (bottom quartile). 1Y return: 7.36% (upper mid). 1Y return: 7.22% (lower mid). 1Y return: 6.98% (bottom quartile). Point 6 1M return: 0.18% (top quartile). 1M return: 0.07% (lower mid). 1M return: 0.06% (bottom quartile). 1M return: 0.09% (upper mid). 1M return: -0.02% (bottom quartile). Point 7 Sharpe: 1.58 (top quartile). Sharpe: 1.26 (lower mid). Sharpe: 1.41 (upper mid). Sharpe: 1.15 (bottom quartile). Sharpe: 1.14 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.32% (top quartile). Yield to maturity (debt): 7.11% (lower mid). Yield to maturity (debt): 7.04% (bottom quartile). Yield to maturity (debt): 0.00% (bottom quartile). Yield to maturity (debt): 7.22% (upper mid). Point 10 Modified duration: 2.58 yrs (bottom quartile). Modified duration: 2.45 yrs (lower mid). Modified duration: 2.29 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.80 yrs (bottom quartile). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
Aditya Birla Sun Life Short Term Opportunities Fund
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (30 Jan 26) ₹62.2041 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹20,935 on 31 Dec 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.32% Effective Maturity 4 Years 7 Months 24 Days Modified Duration 2 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,388 31 Dec 22 ₹10,872 31 Dec 23 ₹11,676 31 Dec 24 ₹12,590 31 Dec 25 ₹13,594 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month 0.2% 3 Month 1.1% 6 Month 2.4% 1 Year 7.5% 3 Year 7.6% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.13 Yr. Nikhil Kabra 29 Dec 20 5.01 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 14.83% Debt 84.88% Other 0.29% Debt Sector Allocation
Sector Value Corporate 67.71% Government 22.39% Cash Equivalent 9.61% Credit Quality
Rating Value AA 18.95% AAA 81.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -4% ₹757 Cr 75,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹613 Cr 60,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹603 Cr 600 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹595 Cr 60,000,750
↑ 59,949,150 Vedanta Limited
Debentures | -3% ₹588 Cr 58,500
↑ 7,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹528 Cr 525 6.82% Govt Stock 2033
Sovereign Bonds | -2% ₹497 Cr 48,109,040
↓ -62,500 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹425 Cr 41,358,430 6.54% Govt Stock 2034
Sovereign Bonds | -2% ₹408 Cr 40,110,060
↓ -8,571,420 6.22% Govt Stock 2028
Sovereign Bonds | -2% ₹331 Cr 32,821,800 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (30 Jan 26) ₹33.025 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹18,079 on 31 Dec 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.11% Effective Maturity 3 Years 6 Months 25 Days Modified Duration 2 Years 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,386 31 Dec 22 ₹10,753 31 Dec 23 ₹11,521 31 Dec 24 ₹12,476 31 Dec 25 ₹13,452 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0.8% 6 Month 2.2% 1 Year 7.2% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.53 Yr. Dhruv Muchhal 22 Jun 23 2.53 Yr. Data below for HDFC Short Term Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 5.8% Debt 93.93% Other 0.27% Debt Sector Allocation
Sector Value Corporate 66.14% Government 28.12% Cash Equivalent 5.47% Credit Quality
Rating Value AA 13.08% AAA 86.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹516 Cr 50,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹440 Cr 43,500 Jubilant Beverages Limited
Debentures | -2% ₹412 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹371 Cr 36,000 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹357 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹356 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹352 Cr 350 6.22% Govt Stock 2028
Sovereign Bonds | -1% ₹257 Cr 25,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹255 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹254 Cr 25,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (30 Jan 26) ₹31.8951 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹12,708 on 31 Dec 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 1.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.04% Effective Maturity 2 Years 10 Months 2 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,348 31 Dec 22 ₹10,730 31 Dec 23 ₹11,459 31 Dec 24 ₹12,376 31 Dec 25 ₹13,373 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0.7% 6 Month 2.2% 1 Year 7.4% 3 Year 7.5% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.16 Yr. Aditya Pagaria 3 Jul 23 2.5 Yr. Data below for Axis Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 10.98% Debt 88.77% Other 0.25% Debt Sector Allocation
Sector Value Corporate 69.02% Government 25.06% Cash Equivalent 5.68% Credit Quality
Rating Value AA 14.55% AAA 85.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.28% Govt Stock 2032
Sovereign Bonds | -4% ₹467 Cr 47,385,300
↑ 4,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹405 Cr 40,000
↑ 2,500 Power Finance Corporation Limited
Debentures | -2% ₹248 Cr 25,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹214 Cr 213 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹196 Cr 19,000,000
↓ -4,500,000 Indigrid Infrastructure Trust
Debentures | -2% ₹192 Cr 19,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹182 Cr 18,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹181 Cr 17,500,000
↑ 17,500,000 Bharti Telecom Limited
Debentures | -1% ₹179 Cr 18,000
↑ 18,000 Jubilant Beverages Limited
Debentures | -1% ₹169 Cr 15,750 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (30 Jan 26) ₹54.4212 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹9,723 on 31 Dec 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,442 31 Dec 22 ₹10,776 31 Dec 23 ₹11,511 31 Dec 24 ₹12,430 31 Dec 25 ₹13,409 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0.7% 6 Month 2.1% 1 Year 7.2% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.92 Yr. Kinjal Desai 25 May 18 7.61 Yr. Sushil Budhia 31 Mar 21 4.76 Yr. Lokesh Maru 5 Sep 25 0.32 Yr. Divya Sharma 5 Sep 25 0.32 Yr. Data below for Nippon India Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 6.96% Debt 92.8% Other 0.24% Debt Sector Allocation
Sector Value Corporate 54.24% Government 41.49% Cash Equivalent 4.03% Credit Quality
Rating Value AA 14.61% AAA 85.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -5% ₹514 Cr 49,500,000
↑ 2,500,000 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹379 Cr 37,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹299 Cr 29,000,000 07.17 KA Sdl 2030
Sovereign Bonds | -3% ₹253 Cr 25,000,000 07.93 Up SDL 2030
Sovereign Bonds | -2% ₹233 Cr 22,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹226 Cr 225 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -2% ₹205 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹201 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹169 Cr 16,500 5. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (30 Jan 26) ₹49.0155 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹10,575 on 31 Dec 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.22% Effective Maturity 3 Years 6 Months 25 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,384 31 Dec 22 ₹10,819 31 Dec 23 ₹11,562 31 Dec 24 ₹12,479 31 Dec 25 ₹13,445 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 2.1% 1 Year 7% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.9% 2022 6.9% 2021 4.2% 2020 3.8% 2019 11.1% 2018 8.5% 2017 6.5% 2016 5.6% 2015 11.3% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 11.31 Yr. Mohit Sharma 6 Aug 20 5.41 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.29% Debt 97.44% Other 0.28% Debt Sector Allocation
Sector Value Corporate 63.03% Government 34.4% Cash Equivalent 2.29% Credit Quality
Rating Value AA 14.8% AAA 85.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -5% ₹509 Cr 51,000 Rec Limited
Debentures | -4% ₹456 Cr 45,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹420 Cr 42,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹405 Cr 40,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹349 Cr 35,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹297 Cr 28,773 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹292 Cr 28,406,400 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹281 Cr 280 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹273 Cr 26,500,000 Power Finance Corporation Limited
Debentures | -3% ₹271 Cr 27,500
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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