+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
(Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Short Term Debt Fund Growth ₹33.2155
↓ -0.01 ₹17,289 1 2.8 7.4 7.7 7.8 7.39% 2Y 4M 2D 3Y 5M 1D ICICI Prudential Short Term Fund Growth ₹62.4672
↓ -0.02 ₹22,707 1.1 2.8 7.6 7.7 8 7.51% 2Y 9M 4D 4Y 7M 20D Nippon India Short Term Fund Growth ₹54.7717
↓ -0.01 ₹8,684 1 2.8 7.6 7.6 7.9 7.17% 2Y 8M 1D 3Y 2M 26D Axis Short Term Fund Growth ₹32.0899
↓ 0.00 ₹11,709 1 2.7 7.7 7.6 8.1 7.39% 2Y 3M 4D 2Y 9M 11D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹49.3189
↓ -0.01 ₹9,748 0.9 2.7 7.3 7.5 7.7 7.22% 2Y 9M 18D 3Y 6M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Nippon India Short Term Fund Axis Short Term Fund Aditya Birla Sun Life Short Term Opportunities Fund Point 1 Upper mid AUM (₹17,289 Cr). Highest AUM (₹22,707 Cr). Bottom quartile AUM (₹8,684 Cr). Lower mid AUM (₹11,709 Cr). Bottom quartile AUM (₹9,748 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (24 yrs). Established history (23+ yrs). Established history (16+ yrs). Established history (22+ yrs). Point 3 Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (lower mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.42% (bottom quartile). 1Y return: 7.56% (lower mid). 1Y return: 7.57% (upper mid). 1Y return: 7.67% (top quartile). 1Y return: 7.31% (bottom quartile). Point 6 1M return: 0.79% (upper mid). 1M return: 0.70% (bottom quartile). 1M return: 0.89% (top quartile). 1M return: 0.78% (bottom quartile). 1M return: 0.79% (lower mid). Point 7 Sharpe: 0.79 (lower mid). Sharpe: 1.17 (top quartile). Sharpe: 0.76 (bottom quartile). Sharpe: 0.94 (upper mid). Sharpe: 0.64 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.39% (upper mid). Yield to maturity (debt): 7.51% (top quartile). Yield to maturity (debt): 7.17% (bottom quartile). Yield to maturity (debt): 7.39% (lower mid). Yield to maturity (debt): 7.22% (bottom quartile). Point 10 Modified duration: 2.34 yrs (upper mid). Modified duration: 2.76 yrs (bottom quartile). Modified duration: 2.67 yrs (lower mid). Modified duration: 2.26 yrs (top quartile). Modified duration: 2.80 yrs (bottom quartile). HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Nippon India Short Term Fund
Axis Short Term Fund
Aditya Birla Sun Life Short Term Opportunities Fund
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (20 Feb 26) ₹33.2155 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹17,289 on 15 Feb 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 3 Years 5 Months 1 Day Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,401 31 Jan 23 ₹10,801 31 Jan 24 ₹11,599 31 Jan 25 ₹12,560 31 Jan 26 ₹13,459 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.8% 3 Month 1% 6 Month 2.8% 1 Year 7.4% 3 Year 7.7% 5 Year 6.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.62 Yr. Dhruv Muchhal 22 Jun 23 2.62 Yr. Data below for HDFC Short Term Debt Fund as on 15 Feb 26
Asset Allocation
Asset Class Value Cash 5.58% Debt 94.13% Other 0.29% Debt Sector Allocation
Sector Value Corporate 66.64% Government 27.83% Cash Equivalent 5.24% Credit Quality
Rating Value AA 13.49% AAA 86.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Gs 2033
Sovereign Bonds | -3% ₹513 Cr 50,000,000 Aditya Birla Renewables Limited
Debentures | -3% ₹437 Cr 43,500 Jubilant Beverages Limited
Debentures | -2% ₹412 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹371 Cr 36,000 7.26% Gs 2032
Sovereign Bonds | -2% ₹356 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹354 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹351 Cr 350 Goi Floating Rate Bond 2028
Sovereign Bonds | -1% ₹257 Cr 25,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹253 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹252 Cr 25,000 2. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (20 Feb 26) ₹62.4672 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹22,707 on 31 Jan 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.51% Effective Maturity 4 Years 7 Months 20 Days Modified Duration 2 Years 9 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,385 31 Jan 23 ₹10,908 31 Jan 24 ₹11,740 31 Jan 25 ₹12,658 31 Jan 26 ₹13,603 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.7% 3 Month 1.1% 6 Month 2.8% 1 Year 7.6% 3 Year 7.7% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.21 Yr. Nikhil Kabra 29 Dec 20 5.1 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 16.17% Debt 83.56% Other 0.27% Debt Sector Allocation
Sector Value Corporate 57.57% Government 26.67% Cash Equivalent 15.49% Credit Quality
Rating Value AA 18.95% AAA 81.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -5% ₹1,193 Cr 121,167,050
↓ -12,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹901 Cr 89,500
↑ 10,000 LIC Housing Finance Ltd
Debentures | -3% ₹751 Cr 75,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹602 Cr 600 Vedanta Limited
Debentures | -3% ₹587 Cr 58,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹527 Cr 525 Small Industries Development Bank of India
Debentures | -2% ₹444 Cr 44,700 7.10% Gs 2034
Sovereign Bonds | -2% ₹423 Cr 41,358,430 6.68% Gs 2040
Sovereign Bonds | -2% ₹368 Cr 38,240,850 Summit Digitel Infrastructure Limited
Debentures | -1% ₹287 Cr 28,300 3. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (20 Feb 26) ₹54.7717 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹8,684 on 31 Jan 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 3 Years 2 Months 26 Days Modified Duration 2 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,479 31 Jan 23 ₹10,833 31 Jan 24 ₹11,597 31 Jan 25 ₹12,526 31 Jan 26 ₹13,429 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.9% 3 Month 1% 6 Month 2.8% 1 Year 7.6% 3 Year 7.6% 5 Year 6.3% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.01 Yr. Kinjal Desai 25 May 18 7.7 Yr. Sushil Budhia 31 Mar 21 4.84 Yr. Lokesh Maru 5 Sep 25 0.41 Yr. Divya Sharma 5 Sep 25 0.41 Yr. Data below for Nippon India Short Term Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 9.17% Debt 90.52% Other 0.31% Debt Sector Allocation
Sector Value Corporate 58.15% Government 34.84% Cash Equivalent 6.7% Credit Quality
Rating Value AA 14.61% AAA 85.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Gs 2030
Sovereign Bonds | -5% ₹461 Cr 44,500,000
↓ -5,000,000 7.17% Gs 2030
Sovereign Bonds | -3% ₹298 Cr 29,000,000 7.17% Karnataka Sdl 2030
Sovereign Bonds | -3% ₹251 Cr 25,000,000 7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -3% ₹232 Cr 22,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹224 Cr 225 7.17% Madhyapradesh Sgs 2031
Sovereign Bonds | -2% ₹205 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹202 Cr 20,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹199 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹167 Cr 16,500 Export Import Bank Of India
Debentures | -2% ₹151 Cr 15,000 4. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (20 Feb 26) ₹32.0899 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹11,709 on 31 Jan 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 0.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 2 Years 9 Months 11 Days Modified Duration 2 Years 3 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,387 31 Jan 23 ₹10,793 31 Jan 24 ₹11,543 31 Jan 25 ₹12,469 31 Jan 26 ₹13,389 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.8% 3 Month 1% 6 Month 2.7% 1 Year 7.7% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.25 Yr. Aditya Pagaria 3 Jul 23 2.59 Yr. Data below for Axis Short Term Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 13.03% Debt 86.67% Other 0.3% Debt Sector Allocation
Sector Value Corporate 70.97% Government 22.88% Cash Equivalent 5.84% Credit Quality
Rating Value AA 15.38% AAA 84.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹403 Cr 40,000 6.48% Gs 2035
Sovereign Bonds | -2% ₹280 Cr 28,387,300
↓ -19,146,600 Power Finance Corporation Limited
Debentures | -2% ₹247 Cr 25,000 7.18% Gs 2033
Sovereign Bonds | -2% ₹246 Cr 24,000,000
↑ 5,000,000 6.68% Gs 2033
Sovereign Bonds | -2% ₹215 Cr 21,500,000
↑ 21,500,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹212 Cr 213 Indigrid Infrastructure Trust
Debentures | -2% ₹191 Cr 19,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹180 Cr 17,900
↑ 2,500 Jubilant Beverages Limited
Debentures | -1% ₹169 Cr 15,750 National Bank For Agriculture And Rural Development
Debentures | -1% ₹161 Cr 16,000
↑ 5,000 5. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (20 Feb 26) ₹49.3189 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹9,748 on 31 Jan 26 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.22% Effective Maturity 3 Years 6 Months 25 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,419 31 Jan 23 ₹10,875 31 Jan 24 ₹11,645 31 Jan 25 ₹12,570 31 Jan 26 ₹13,447 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.8% 3 Month 0.9% 6 Month 2.7% 1 Year 7.3% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.9% 2022 6.9% 2021 4.2% 2020 3.8% 2019 11.1% 2018 8.5% 2017 6.5% 2016 5.6% 2015 11.3% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 11.4 Yr. Mohit Sharma 6 Aug 20 5.49 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 2.76% Debt 96.94% Other 0.3% Debt Sector Allocation
Sector Value Corporate 64.72% Government 32.22% Cash Equivalent 2.76% Credit Quality
Rating Value AA 14.8% AAA 85.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -5% ₹457 Cr 46,000
↓ -5,000 Rec Limited
Debentures | -4% ₹423 Cr 42,000
↓ -3,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹416 Cr 42,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹403 Cr 40,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹345 Cr 35,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹297 Cr 28,773 7.10% Gs 2034
Sovereign Bonds | -3% ₹290 Cr 28,406,400 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹279 Cr 280 Power Finance Corporation Limited
Debentures | -3% ₹268 Cr 27,500 Small Industries Development Bank Of India
Debentures | -2% ₹236 Cr 23,500
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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