+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹64.4454
↓ -0.05 ₹19,260 2.7 3.1 6.1 7.4 8 7.61% 2Y 11M 5D 4Y 10M 13D HDFC Short Term Debt Fund Growth ₹34.1838
↓ -0.02 ₹15,081 2.6 2.9 5.8 7.4 7.8 7.48% 2Y 6M 3Y 6M 18D Bandhan Bond Fund Short Term Plan Growth ₹61.1153
↓ -0.02 ₹9,279 2.7 3.5 6.1 7.4 7.5 7.06% 2Y 9M 18D 4Y 4D Axis Short Term Fund Growth ₹33.0431
↓ -0.02 ₹8,010 2.6 3 5.8 7.4 8.1 7.4% 2Y 6M 22D 3Y 6M 14D Nippon India Short Term Fund Growth ₹56.29
↓ -0.03 ₹7,189 2.6 2.7 5.6 7.3 7.9 7.46% 2Y 5M 19D 2Y 11M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Bandhan Bond Fund Short Term Plan Axis Short Term Fund Nippon India Short Term Fund Point 1 Highest AUM (₹19,260 Cr). Upper mid AUM (₹15,081 Cr). Lower mid AUM (₹9,279 Cr). Bottom quartile AUM (₹8,010 Cr). Bottom quartile AUM (₹7,189 Cr). Point 2 Established history (24+ yrs). Established history (16+ yrs). Oldest track record among peers (25 yrs). Established history (16+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 6.07% (upper mid). 1Y return: 5.76% (bottom quartile). 1Y return: 6.13% (top quartile). 1Y return: 5.77% (lower mid). 1Y return: 5.58% (bottom quartile). Point 6 1M return: 0.57% (top quartile). 1M return: 0.48% (bottom quartile). 1M return: 0.55% (upper mid). 1M return: 0.50% (lower mid). 1M return: 0.47% (bottom quartile). Point 7 Sharpe: 0.06 (top quartile). Sharpe: -0.06 (lower mid). Sharpe: -0.09 (bottom quartile). Sharpe: -0.05 (upper mid). Sharpe: -0.15 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.61% (top quartile). Yield to maturity (debt): 7.48% (upper mid). Yield to maturity (debt): 7.06% (bottom quartile). Yield to maturity (debt): 7.40% (bottom quartile). Yield to maturity (debt): 7.46% (lower mid). Point 10 Modified duration: 2.93 yrs (bottom quartile). Modified duration: 2.50 yrs (upper mid). Modified duration: 2.80 yrs (bottom quartile). Modified duration: 2.56 yrs (lower mid). Modified duration: 2.47 yrs (top quartile). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Bandhan Bond Fund Short Term Plan
Axis Short Term Fund
Nippon India Short Term Fund
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (18 Aug 26) ₹64.4454 ↓ -0.05 (-0.07 %) Net Assets (Cr) ₹19,260 on 31 Jul 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.61% Effective Maturity 4 Years 10 Months 13 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,349 31 Jul 23 ₹11,116 31 Jul 24 ₹11,964 31 Jul 25 ₹13,014 31 Jul 26 ₹13,759 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26 Duration Returns 1 Month 0.6% 3 Month 2.7% 6 Month 3.1% 1 Year 6.1% 3 Year 7.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.71 Yr. Nikhil Kabra 29 Dec 20 5.59 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Debt 102.57% Other 0.33% Debt Sector Allocation
Sector Value Corporate 68.49% Government 34.47% Credit Quality
Rating Value AA 21.25% AAA 78.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹895 Cr 89,500 LIC Housing Finance Ltd
Debentures | -4% ₹749 Cr 75,000 Vedanta Limited
Debentures | -3% ₹590 Cr 58,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹589 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -3% ₹535 Cr 53,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹518 Cr 525 Small Industries Development Bank Of India
Debentures | -2% ₹443 Cr 44,700 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹299 Cr 30,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹286 Cr 28,300 Small Industries Development Bank Of India
Debentures | -1% ₹270 Cr 27,000 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (18 Aug 26) ₹34.1838 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹15,081 on 31 Jul 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio -0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 6 Months Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,279 31 Jul 23 ₹10,978 31 Jul 24 ₹11,830 31 Jul 25 ₹12,890 31 Jul 26 ₹13,597 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26 Duration Returns 1 Month 0.5% 3 Month 2.6% 6 Month 2.9% 1 Year 5.8% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 16.11 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Short Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 5.16% Debt 94.49% Other 0.35% Debt Sector Allocation
Sector Value Corporate 72.98% Government 21.99% Cash Equivalent 4.68% Credit Quality
Rating Value AA 17.08% AAA 82.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Beverages Limited
Debentures | -3% ₹426 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -3% ₹385 Cr 36,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹352 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹343 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -2% ₹316 Cr 31,670 Aditya Birla Renewables Limited
Debentures | -2% ₹311 Cr 31,000
↓ -12,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹301 Cr 30,000 Pipeline Infrastructure Limited
Debentures | -2% ₹248 Cr 24,500 Power Finance Corporation Limited
Debentures | -2% ₹247 Cr 25,000 TATA Communications Limited
Debentures | -2% ₹246 Cr 25,000 3. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (18 Aug 26) ₹61.1153 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹9,279 on 15 Jul 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio -0.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 4 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,234 31 Jul 23 ₹10,848 31 Jul 24 ₹11,665 31 Jul 25 ₹12,714 31 Jul 26 ₹13,402 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26 Duration Returns 1 Month 0.6% 3 Month 2.7% 6 Month 3.5% 1 Year 6.1% 3 Year 7.4% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 7.8% 2023 6.9% 2022 2.8% 2021 3.4% 2020 9.7% 2019 9.7% 2018 6.5% 2017 5.9% 2016 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 15.4 Yr. Brijesh Shah 10 Jun 24 2.14 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 15 Jul 26
Asset Allocation
Asset Class Value Cash 17.76% Debt 81.9% Other 0.34% Debt Sector Allocation
Sector Value Corporate 53.84% Government 40.47% Cash Equivalent 5.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -9% ₹800 Cr 81,500,000
↑ 81,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹500 Cr 50,000,000
↑ 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹450 Cr 45,000,000
↑ 2,000,000 Bajaj Finance Limited
Debentures | -4% ₹369 Cr 37,500,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹250 Cr 25,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹248 Cr 25,100,000
↑ 10,900,000 8.08% Tamilnadu SDL 2028
Sovereign Bonds | -2% ₹206 Cr 20,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹202 Cr 20,000,000 Tata Capital Ltd. 8.15%
Debentures | -2% ₹201 Cr 20,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹201 Cr 20,000,000
↑ 20,000,000 4. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (18 Aug 26) ₹33.0431 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹8,010 on 31 Jul 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 3 Years 6 Months 14 Days Modified Duration 2 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,299 31 Jul 23 ₹10,960 31 Jul 24 ₹11,763 31 Jul 25 ₹12,844 31 Jul 26 ₹13,551 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26 Duration Returns 1 Month 0.5% 3 Month 2.6% 6 Month 3% 1 Year 5.8% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.1% 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.74 Yr. Aditya Pagaria 3 Jul 23 3.08 Yr. Data below for Axis Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 7.32% Debt 92.23% Other 0.45% Debt Sector Allocation
Sector Value Corporate 67.16% Government 24.74% Cash Equivalent 7.65% Credit Quality
Rating Value AA 16.14% AAA 83.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nuclear Power Corporation Of India Limited
Debentures | -4% ₹302 Cr 30,000 Small Industries Development Bank Of India
Debentures | -3% ₹274 Cr 27,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹209 Cr 213 National Bank For Agriculture And Rural Development
Debentures | -2% ₹200 Cr 20,000 Power Finance Corporation Limited
Debentures | -2% ₹198 Cr 20,000
↓ -5,000 7.71% Govt Stock 2066
Sovereign Bonds | -2% ₹175 Cr 17,000,000
↑ 12,000,000 Jubilant Beverages Limited
Debentures | -2% ₹174 Cr 15,750 6.94% Govt Stock 2036
Sovereign Bonds | -2% ₹168 Cr 16,599,900
↑ 9,000,000 Small Industries Development Bank of India 7.4%
Debentures | -2% ₹160 Cr 16,000
↑ 6,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹150 Cr 15,000 5. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (18 Aug 26) ₹56.29 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹7,189 on 31 Jul 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 2 Years 11 Months 5 Days Modified Duration 2 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,268 31 Jul 23 ₹10,920 31 Jul 24 ₹11,724 31 Jul 25 ₹12,798 31 Jul 26 ₹13,472 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 26 Duration Returns 1 Month 0.5% 3 Month 2.6% 6 Month 2.7% 1 Year 5.6% 3 Year 7.3% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.5 Yr. Kinjal Desai 25 May 18 8.19 Yr. Sushil Budhia 31 Mar 21 5.34 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.21% Debt 97.4% Other 0.39% Debt Sector Allocation
Sector Value Corporate 61.03% Government 36.37% Cash Equivalent 2.21% Credit Quality
Rating Value AA 12.91% AAA 87.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹221 Cr 225 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹197 Cr 200 8.97% Govt Stock 2030
Sovereign Bonds | -2% ₹165 Cr 15,000,000 Knowledge Realty TRust
Debentures | -2% ₹161 Cr 16,000 Small Industries Development Bank Of India
Debentures | -2% ₹151 Cr 15,000 Export Import Bank Of India
Debentures | -2% ₹151 Cr 15,000 6.36% Govt Stock 2031
Sovereign Bonds | -2% ₹150 Cr 15,000,000
↑ 15,000,000 Rural Electrification Corporation Limited
Debentures | -2% ₹134 Cr 1,300 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹124 Cr 12,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹119 Cr 1,200
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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