+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹60.8109
↑ 0.04 ₹22,070 1.1 4.5 8.2 7.7 7.8 7.11% 2Y 2M 5D 4Y 25D HDFC Short Term Debt Fund Growth ₹32.3498
↑ 0.01 ₹18,143 0.8 4.5 8.2 7.6 8.3 6.8% 2Y 4M 10D 3Y 6M 25D Axis Short Term Fund Growth ₹31.2592
↑ 0.01 ₹11,760 1 4.7 8.5 7.4 8 6.76% 2Y 2M 5D 2Y 10M 20D Nippon India Short Term Fund Growth ₹53.3064
↑ 0.01 ₹8,739 0.7 4.5 8.3 7.4 8 6.93% 2Y 7M 24D 3Y 4M 2D UTI Short Term Income Fund Growth ₹32.0269
↑ 0.01 ₹3,296 0.8 4.3 8 7.3 7.9 6.75% 2Y 6M 29D 3Y 3M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund UTI Short Term Income Fund Point 1 Highest AUM (₹22,070 Cr). Upper mid AUM (₹18,143 Cr). Lower mid AUM (₹11,760 Cr). Bottom quartile AUM (₹8,739 Cr). Bottom quartile AUM (₹3,296 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (22+ yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 8.16% (bottom quartile). 1Y return: 8.20% (lower mid). 1Y return: 8.53% (top quartile). 1Y return: 8.30% (upper mid). 1Y return: 8.01% (bottom quartile). Point 6 1M return: 0.08% (top quartile). 1M return: 0.03% (bottom quartile). 1M return: 0.08% (upper mid). 1M return: -0.07% (bottom quartile). 1M return: 0.04% (lower mid). Point 7 Sharpe: 2.15 (upper mid). Sharpe: 2.01 (lower mid). Sharpe: 2.19 (top quartile). Sharpe: 1.99 (bottom quartile). Sharpe: 1.77 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.11% (top quartile). Yield to maturity (debt): 6.80% (lower mid). Yield to maturity (debt): 6.76% (bottom quartile). Yield to maturity (debt): 6.93% (upper mid). Yield to maturity (debt): 6.75% (bottom quartile). Point 10 Modified duration: 2.18 yrs (top quartile). Modified duration: 2.36 yrs (lower mid). Modified duration: 2.18 yrs (upper mid). Modified duration: 2.65 yrs (bottom quartile). Modified duration: 2.58 yrs (bottom quartile). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
UTI Short Term Income Fund
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (03 Sep 25) ₹60.8109 ↑ 0.04 (0.06 %) Net Assets (Cr) ₹22,070 on 31 Jul 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 2.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.11% Effective Maturity 4 Years 25 Days Modified Duration 2 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,597 31 Aug 22 ₹10,986 31 Aug 23 ₹11,777 31 Aug 24 ₹12,675 31 Aug 25 ₹13,707 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25 Duration Returns 1 Month 0.1% 3 Month 1.1% 6 Month 4.5% 1 Year 8.2% 3 Year 7.7% 5 Year 6.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.79 Yr. Nikhil Kabra 29 Dec 20 4.68 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.19% Debt 94.54% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.78% Government 30.62% Cash Equivalent 4.32% Credit Quality
Rating Value AA 19.36% AAA 80.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.81% Govt Stock 2033
Sovereign Bonds | -5% ₹1,157 Cr 111,312,240 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹839 Cr 82,160,010
↑ 45,314,000 LIC Housing Finance Ltd
Debentures | -3% ₹762 Cr 75,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹710 Cr 69,574,740 National Bank For Agriculture And Rural Development
Debentures | -2% ₹514 Cr 50,500 Vedanta Limited
Debentures | -2% ₹512 Cr 51,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹454 Cr 45,000
↓ -10,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹403 Cr 38,858,430 Small Industries Development Bank Of India
Debentures | -2% ₹374 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹368 Cr 36,500 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (03 Sep 25) ₹32.3498 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹18,143 on 31 Jul 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 2.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.8% Effective Maturity 3 Years 6 Months 25 Days Modified Duration 2 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,600 31 Aug 22 ₹10,900 31 Aug 23 ₹11,630 31 Aug 24 ₹12,550 31 Aug 25 ₹13,583 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 4.5% 1 Year 8.2% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.2 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Short Term Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 11.3% Debt 88.44% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.34% Government 29.44% Cash Equivalent 5.96% Credit Quality
Rating Value AA 11.55% AAA 88.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹857 Cr 82,500,000 Aditya Birla Renewables Limited
Debentures | -2% ₹441 Cr 43,500 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹420 Cr 41,500,000 Jubilant Beverages Limited
Debentures | -2% ₹398 Cr 38,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹361 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹333 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹257 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹255 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -1% ₹254 Cr 24,500 TATA Communications Limited
Debentures | -1% ₹250 Cr 25,000
↑ 25,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (03 Sep 25) ₹31.2592 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹11,760 on 31 Jul 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 2.19 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 2 Years 10 Months 20 Days Modified Duration 2 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,530 31 Aug 22 ₹10,846 31 Aug 23 ₹11,526 31 Aug 24 ₹12,394 31 Aug 25 ₹13,452 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25 Duration Returns 1 Month 0.1% 3 Month 1% 6 Month 4.7% 1 Year 8.5% 3 Year 7.4% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.83 Yr. Aditya Pagaria 3 Jul 23 2.17 Yr. Data below for Axis Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 18.3% Debt 81.44% Other 0.26% Debt Sector Allocation
Sector Value Corporate 69.12% Government 20.8% Cash Equivalent 9.82% Credit Quality
Rating Value AA 12.65% AAA 87.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.28% Goi 2032 (14-Jul-2032)
Sovereign Bonds | -3% ₹325 Cr 32,737,200
↑ 32,500,000 Power Finance Corporation Limited
Debentures | -2% ₹299 Cr 30,000 Rec Limited
Debentures | -2% ₹233 Cr 22,954
↓ -400 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹216 Cr 21,126,700
↑ 8,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹214 Cr 21,000
↓ -5,000 6.79% Govt Stock 2031
Sovereign Bonds | -2% ₹194 Cr 19,000,000
↑ 9,000,000 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 Tata Capital Limited
Debentures | -1% ₹177 Cr 1,750 Small Industries Development Bank Of India
Debentures | -1% ₹156 Cr 15,500
↓ -2,000 Small Industries Development Bank Of India
Debentures | -1% ₹153 Cr 15,000 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (03 Sep 25) ₹53.3064 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹8,739 on 31 Jul 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 3 Years 4 Months 2 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,639 31 Aug 22 ₹10,923 31 Aug 23 ₹11,599 31 Aug 24 ₹12,474 31 Aug 25 ₹13,515 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25 Duration Returns 1 Month -0.1% 3 Month 0.7% 6 Month 4.5% 1 Year 8.3% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.59 Yr. Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 31 Mar 21 4.42 Yr. Data below for Nippon India Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.92% Debt 92.82% Other 0.26% Debt Sector Allocation
Sector Value Corporate 57.61% Government 37.93% Cash Equivalent 4.2% Credit Quality
Rating Value AA 11.69% AAA 88.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹503 Cr 48,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹483 Cr 46,500,000 7.02% Govt Stock 2031
Sovereign Bonds | -5% ₹413 Cr 40,000,000
↑ 10,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹224 Cr 22,000 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -2% ₹209 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 Axis Bank Ltd.
Debentures | -2% ₹188 Cr 4,000
↑ 4,000 Bajaj Housing Finance Limited
Debentures | -2% ₹175 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹170 Cr 16,500 Small Industries Development Bank Of India
Debentures | -2% ₹170 Cr 16,500 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (03 Sep 25) ₹32.0269 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹3,296 on 31 Jul 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.75% Effective Maturity 3 Years 3 Months 4 Days Modified Duration 2 Years 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,547 31 Aug 22 ₹11,360 31 Aug 23 ₹12,086 31 Aug 24 ₹12,997 31 Aug 25 ₹14,041 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 4.3% 1 Year 8% 3 Year 7.3% 5 Year 6.9% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.4 Yr. Sudhir Agarwal 25 Oct 12 12.86 Yr. Data below for UTI Short Term Income Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 14.23% Debt 85.5% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.48% Government 29.76% Cash Equivalent 5.49% Credit Quality
Rating Value AA 10.24% AAA 89.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹311 Cr 3,050,000,000 National Housing Bank
Debentures | -5% ₹178 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹178 Cr 1,750 Small Industries Development Bank Of India
Debentures | -5% ₹178 Cr 17,500 Power Finance Corporation Limited
Debentures | -5% ₹177 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹143 Cr 14,000 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500 Bajaj Finance Limited
Debentures | -2% ₹76 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹76 Cr 7,500
↓ -5,000
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
مختصر دورانیے کے ڈیبٹ فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟
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نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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