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5 بہترین مختصر دورانیہ (مختصر مدت) ڈیبٹ میوچل فنڈز 2022

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2022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز

Updated on June 10, 2025 , 27997 views

عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔

بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔

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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Short Term Fund Growth ₹60.1978
↓ -0.03
₹20,9693.24.99.18.17.87.23%2Y 7M 24D4Y 4M 20D
HDFC Short Term Debt Fund Growth ₹32.0716
↓ -0.02
₹15,0303.459.57.98.37.1%2Y 9M 18D4Y 2M 5D
IDFC Bond Fund Short Term Plan Growth ₹57.2679
↑ 0.02
₹9,8163.459.47.77.87.07%2Y 10M 20D3Y 8M 8D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.6288
↓ -0.04
₹8,3433.34.99.37.77.97.19%2Y 10M 13D3Y 8M 23D
Axis Short Term Fund Growth ₹30.9609
↓ -0.02
₹9,6403.55.29.67.787.03%2Y 11M 8D3Y 9M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jun 25
*فنڈز کی بنیاد پر فہرست بنائیںاثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.

1. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (12 Jun 25) ₹60.1978 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹20,969 on 30 Apr 25
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 2.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.23%
Effective Maturity 4 Years 4 Months 20 Days
Modified Duration 2 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,750
31 May 22₹11,062
31 May 23₹11,905
31 May 24₹12,764
31 May 25₹13,941

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

DurationReturns
1 Month 1%
3 Month 3.2%
6 Month 4.9%
1 Year 9.1%
3 Year 8.1%
5 Year 6.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0915.54 Yr.
Nikhil Kabra29 Dec 204.42 Yr.

Data below for ICICI Prudential Short Term Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.07%
Debt95.68%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate60.44%
Government35.24%
Cash Equivalent4.07%
Credit Quality
RatingValue
AA18.08%
AAA81.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹1,597 Cr151,555,180
↓ -57,500,000
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,262 Cr121,501,270
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹1,025 Cr98,905,400
↑ 42,754,550
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹708 Cr69,574,740
7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -
3%₹611 Cr60,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹555 Cr55,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹514 Cr50,500
↑ 2,500
Small Industries Development Bank Of India
Debentures | -
2%₹374 Cr37,000
Small Industries Development Bank Of India
Debentures | -
2%₹368 Cr36,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹353 Cr35,000

2. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 30 in Short term Bond category.  Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (12 Jun 25) ₹32.0716 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹15,030 on 30 Apr 25
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 2.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 4 Years 2 Months 5 Days
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,768
31 May 22₹11,057
31 May 23₹11,805
31 May 24₹12,654
31 May 25₹13,876

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

DurationReturns
1 Month 1.2%
3 Month 3.4%
6 Month 5%
1 Year 9.5%
3 Year 7.9%
5 Year 6.7%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7.1%
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1014.94 Yr.
Dhruv Muchhal22 Jun 231.94 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash3.59%
Debt96.14%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate61.13%
Government35.01%
Cash Equivalent3.59%
Credit Quality
RatingValue
AA10.88%
AAA89.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹872 Cr82,500,000
Aditya Birla Renewables Limited
Debentures | -
3%₹442 Cr43,500
7.11% Govt Stock 2028
Sovereign Bonds | -
3%₹419 Cr41,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
2%₹366 Cr34,500,000
Jamnagar Utilities And Power Private Limited
Debentures | -
2%₹333 Cr32,500
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹290 Cr27,500,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹257 Cr25,000
Bajaj Housing Finance Limited
Debentures | -
2%₹255 Cr25,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹253 Cr24,500
TVS Credit Services Limited
Debentures | -
1%₹208 Cr200

3. IDFC Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Short Term Plan is a Debt - Short term Bond fund was launched on 14 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 47 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 6.9% and 2022 was 2.8% .

Below is the key information for IDFC Bond Fund Short Term Plan

IDFC Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (12 Jun 25) ₹57.2679 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹9,816 on 30 Apr 25
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.77
Sharpe Ratio 2.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 3 Years 8 Months 8 Days
Modified Duration 2 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,614
31 May 22₹10,795
31 May 23₹11,522
31 May 24₹12,280
31 May 25₹13,472

IDFC Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDFC Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

DurationReturns
1 Month 1.1%
3 Month 3.4%
6 Month 5%
1 Year 9.4%
3 Year 7.7%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 6.9%
2022 2.8%
2021 3.4%
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
2015 8.1%
Fund Manager information for IDFC Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 1114.23 Yr.
Brijesh Shah10 Jun 240.97 Yr.

Data below for IDFC Bond Fund Short Term Plan as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash13.16%
Debt86.57%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate48.42%
Government47.07%
Cash Equivalent4.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
20%₹1,975 Cr186,400,000
↑ 70,900,000
REC Ltd. 7.44%
Debentures | -
9%₹864 Cr85,000,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹486 Cr47,500,000
↑ 47,500,000
Bajaj Housing Finance Ltd. 8.04%
Debentures | -
5%₹482 Cr47,500,000
Tata Capital Financial Services Limited
Debentures | -
4%₹445 Cr44,100,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
4%₹382 Cr37,500,000
Export-Import Bank Of India
Debentures | -
4%₹356 Cr35,000,000
Bajaj Finance Limited
Debentures | -
3%₹291 Cr29,000,000
LIC Housing Finance Limited
Debentures | -
3%₹274 Cr27,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹264 Cr26,000,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 18 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (12 Jun 25) ₹47.6288 ↓ -0.04   (-0.08 %)
Net Assets (Cr) ₹8,343 on 30 Apr 25
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.19%
Effective Maturity 3 Years 8 Months 23 Days
Modified Duration 2 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,918
31 May 22₹11,267
31 May 23₹12,026
31 May 24₹12,836
31 May 25₹14,054

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

DurationReturns
1 Month 1%
3 Month 3.3%
6 Month 4.9%
1 Year 9.3%
3 Year 7.7%
5 Year 7%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.9%
2022 4.2%
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 1410.73 Yr.
Mohit Sharma6 Aug 204.82 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash6.29%
Debt93.43%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate59.87%
Government33.56%
Cash Equivalent6.29%
Credit Quality
RatingValue
AA14.29%
AAA85.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
5%₹432 Cr42,500
Power Grid Corporation of India Ltd. 6.94%
Domestic Bonds | -
5%₹376 Cr37,500
↑ 37,500
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹311 Cr29,500,000
↓ -20,000,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
3%₹264 Cr26,000
↑ 26,000
Small Industries Development Bank Of India
Debentures | -
3%₹239 Cr23,500
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹214 Cr20,406,400
↓ -42,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹204 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹186 Cr1,850
Embassy Office Parks Reit
Debentures | -
2%₹183 Cr18,000
7.17% Indian Railway Finance Corporation Limited**
Debentures | -
2%₹178 Cr17,500

5. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 26 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (12 Jun 25) ₹30.9609 ↓ -0.02   (-0.07 %)
Net Assets (Cr) ₹9,640 on 30 Apr 25
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.92
Sharpe Ratio 2.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 3 Years 9 Months
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,679
31 May 22₹10,967
31 May 23₹11,695
31 May 24₹12,466
31 May 25₹13,678

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 25

DurationReturns
1 Month 1.1%
3 Month 3.5%
6 Month 5.2%
1 Year 9.6%
3 Year 7.7%
5 Year 6.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1212.58 Yr.
Aditya Pagaria3 Jul 231.91 Yr.

Data below for Axis Short Term Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash11.55%
Debt88.2%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate63.95%
Government27.77%
Cash Equivalent8.03%
Credit Quality
RatingValue
AA14.3%
AAA85.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹628 Cr59,625,200
↓ -18,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹613 Cr58,000,000
↑ 11,000,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
6%₹540 Cr53,000
↑ 12,500
India Grid Trust
Debentures | -
2%₹193 Cr19,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹153 Cr15,000
Kotak Mahindra Prime Ltd. 7.6%
Debentures | -
1%₹142 Cr14,000
↑ 10,000
Rec Limited
Debentures | -
1%₹128 Cr12,500
↑ 12,500
Indigrid Infrastructure Trust 7.88%
Debentures | -
1%₹128 Cr12,500
Embassy Office Parks Reit
Debentures | -
1%₹128 Cr12,500

بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟

ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-

  • مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.

  • ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔

  • تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.

  • آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔

    مختصر دورانیے کے ڈیبٹ فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟

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  3. دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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نتیجہ

سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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