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5 بہترین مختصر دورانیہ (مختصر مدت) ڈیبٹ میوچل فنڈز 2022

فنکاش »باہمی چندہ »بہترین مختصر دورانیے کے فنڈز

2022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز

Updated on April 25, 2025 , 27897 views

عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔

بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔

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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Short Term Fund Growth ₹59.5374
↓ -0.03
₹20,42834.79.17.67.87.6%2Y 9M 29D4Y 10M 17D
HDFC Short Term Debt Fund Growth ₹31.693
↓ -0.02
₹14,20834.79.47.38.37.47%2Y 9M 22D4Y 2M 5D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.1341
↓ -0.02
₹8,06834.89.47.27.97.49%2Y 9M 7D3Y 8M 1D
Axis Short Term Fund Growth ₹30.5934
↓ -0.02
₹9,0243.259.57.187.48%2Y 9M 4D3Y 7M 20D
UTI Short Term Income Fund Growth ₹31.4105
↓ -0.01
₹2,56634.58.977.97.29%2Y 11M 23D3Y 11M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Apr 25
*فنڈز کی بنیاد پر فہرست بنائیںاثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.

1. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (25 Apr 25) ₹59.5374 ↓ -0.03   (-0.06 %)
Net Assets (Cr) ₹20,428 on 31 Mar 25
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 1.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 4 Years 10 Months 17 Days
Modified Duration 2 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,876
31 Mar 22₹11,332
31 Mar 23₹11,983
31 Mar 24₹12,909
31 Mar 25₹13,950

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25

DurationReturns
1 Month 1.6%
3 Month 3%
6 Month 4.7%
1 Year 9.1%
3 Year 7.6%
5 Year 7.1%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.8%
2022 7.4%
2021 4.7%
2020 3.9%
2019 10.6%
2018 9.7%
2017 5.8%
2016 5.9%
2015 11.1%
2014 8%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0915.29 Yr.
Nikhil Kabra29 Dec 204.17 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash4.2%
Debt95.53%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate59.41%
Government36.12%
Cash Equivalent4.2%
Credit Quality
RatingValue
AA18.83%
AAA81.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹2,088 Cr204,055,180
↓ -20,000,000
7.93% Govt Stock 2033
Sovereign Bonds | -
6%₹1,301 Cr126,501,270
↓ -1,818,180
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹703 Cr69,574,740
↓ -16,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹548 Cr55,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹480 Cr48,000
Small Industries Development Bank Of India
Debentures | -
2%₹369 Cr37,000
Small Industries Development Bank Of India
Debentures | -
2%₹363 Cr36,500
SANSAR AUG 2024 VII TRUST
Unlisted bonds | -
2%₹352 Cr3,500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹349 Cr35,000
6.92% Govt Stock 2039
Sovereign Bonds | -
2%₹328 Cr32,570,350

2. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 30 in Short term Bond category.  Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (25 Apr 25) ₹31.693 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹14,208 on 31 Mar 25
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 1.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 4 Years 2 Months 5 Days
Modified Duration 2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,851
31 Mar 22₹11,348
31 Mar 23₹11,847
31 Mar 24₹12,759
31 Mar 25₹13,829

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25

DurationReturns
1 Month 1.7%
3 Month 3%
6 Month 4.7%
1 Year 9.4%
3 Year 7.3%
5 Year 7%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.3%
2022 7.1%
2021 3.5%
2020 3.9%
2019 11%
2018 9.7%
2017 7%
2016 6.5%
2015 9.3%
2014 8.7%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1014.69 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash3.7%
Debt96.01%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate60.45%
Government35.57%
Cash Equivalent3.7%
Credit Quality
RatingValue
AA11.05%
AAA88.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹847 Cr82,500,000
7.3% Govt Stock 2028
Sovereign Bonds | -
4%₹518 Cr51,500,000
Aditya Birla Renewables Limited
Debentures | -
3%₹435 Cr43,500
7.26% Govt Stock 2032
Sovereign Bonds | -
3%₹355 Cr34,500,000
Jamnagar Utilities And Power Private Limited
Debentures | -
2%₹327 Cr32,500
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹281 Cr27,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹252 Cr25,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹251 Cr25,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹248 Cr24,500
TVS Credit Services Limited
Debentures | -
1%₹205 Cr200

3. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 18 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (25 Apr 25) ₹47.1341 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹8,068 on 31 Mar 25
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 1.42
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.49%
Effective Maturity 3 Years 8 Months 1 Day
Modified Duration 2 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹11,021
31 Mar 22₹11,540
31 Mar 23₹12,088
31 Mar 24₹12,971
31 Mar 25₹14,029

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25

DurationReturns
1 Month 1.7%
3 Month 3%
6 Month 4.8%
1 Year 9.4%
3 Year 7.2%
5 Year 7.2%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 6.9%
2021 4.2%
2020 3.8%
2019 11.1%
2018 8.5%
2017 6.5%
2016 5.6%
2015 11.3%
2014 8.4%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 1410.48 Yr.
Mohit Sharma6 Aug 204.57 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash8.04%
Debt91.7%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate55.61%
Government37.7%
Cash Equivalent6.42%
Credit Quality
RatingValue
AA13.2%
AAA86.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹1,015 Cr98,800,000
↓ -2,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹480 Cr46,906,400
↑ 8,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹476 Cr47,500
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹247 Cr24,000,000
↓ -8,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹236 Cr23,500
Bajaj Housing Finance Limited
Debentures | -
2%₹202 Cr20,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹199 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹185 Cr1,850
Embassy Office Parks Reit
Debentures | -
2%₹181 Cr18,000
Bharti Telecom Limited
Debentures | -
2%₹150 Cr15,000

4. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 26 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (25 Apr 25) ₹30.5934 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹9,024 on 31 Mar 25
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.92
Sharpe Ratio 1.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.48%
Effective Maturity 3 Years 7 Months 20 Days
Modified Duration 2 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,792
31 Mar 22₹11,260
31 Mar 23₹11,747
31 Mar 24₹12,599
31 Mar 25₹13,641

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25

DurationReturns
1 Month 1.7%
3 Month 3.2%
6 Month 5%
1 Year 9.5%
3 Year 7.1%
5 Year 6.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8%
2022 6.8%
2021 3.7%
2020 3.5%
2019 10.1%
2018 9.8%
2017 6.3%
2016 5.9%
2015 9.6%
2014 8.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1212.33 Yr.
Aditya Pagaria3 Jul 231.66 Yr.

Data below for Axis Short Term Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash6.32%
Debt93.41%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate57.88%
Government35.52%
Cash Equivalent6.32%
Credit Quality
RatingValue
AA13.3%
AAA86.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹851 Cr83,125,200
↑ 23,500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
4%₹392 Cr38,000,000
↓ -5,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹350 Cr35,000
↑ 12,500
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹339 Cr33,000,000
↑ 7,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹309 Cr31,000
India Grid Trust
Debentures | -
2%₹190 Cr19,000
Indigrid Infrastructure Trust 7.88%
Debentures | -
1%₹126 Cr12,500
Bharti Telecom Limited
Debentures | -
1%₹126 Cr12,500
Tata Capital Ltd. 8.098%
Debentures | -
1%₹126 Cr12,500
↑ 12,500
Embassy Office Parks Reit
Debentures | -
1%₹125 Cr12,500
↑ 5,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 10 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (25 Apr 25) ₹31.4105 ↓ -0.01   (-0.04 %)
Net Assets (Cr) ₹2,566 on 31 Mar 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio 1.04
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.29%
Effective Maturity 3 Years 11 Months 1 Day
Modified Duration 2 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,842
31 Mar 22₹11,833
31 Mar 23₹12,361
31 Mar 24₹13,306
31 Mar 25₹14,345

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25

DurationReturns
1 Month 1.6%
3 Month 3%
6 Month 4.5%
1 Year 8.9%
3 Year 7%
5 Year 7.5%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 6.9%
2021 3.8%
2020 8.4%
2019 10.5%
2018 -3.9%
2017 6%
2016 6.1%
2015 10.1%
2014 8.3%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1212.36 Yr.

Data below for UTI Short Term Income Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash14.6%
Debt85.12%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate64.37%
Government20.75%
Cash Equivalent14.6%
Credit Quality
RatingValue
AA13.08%
AAA86.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
8%₹201 Cr2,000,000,000
LIC Housing Finance Limited
Debentures | -
7%₹176 Cr1,750
National Housing Bank
Debentures | -
7%₹176 Cr17,500
Small Industries Development Bank Of India
Debentures | -
7%₹176 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
7%₹176 Cr17,500
Power Finance Corporation Ltd.
Debentures | -
7%₹175 Cr17,500
Bajaj Finance Limited
Debentures | -
3%₹75 Cr7,500
Kotak Mahindra Prime Limited
Debentures | -
3%₹75 Cr750
Shriram Finance Limited
Debentures | -
3%₹70 Cr7,000
Rural Electrification Corporation Limited
Debentures | -
2%₹60 Cr6,000

بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟

ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-

  • مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.

  • ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔

  • تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.

  • آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔

    مختصر دورانیے کے ڈیبٹ فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟

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  3. دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

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نتیجہ

سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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