+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹62.9726
↑ 0.01 ₹21,450 0.5 1.6 4.7 7.1 8 7.89% 2Y 4M 24D 3Y 11M 8D HDFC Short Term Debt Fund Growth ₹33.4207
↑ 0.02 ₹15,463 0.4 1.3 4.2 7 7.8 7.85% 2Y 4M 17D 3Y 5M 12D Axis Short Term Fund Growth ₹32.3172
↓ 0.00 ₹8,955 0.5 1.5 4.5 6.9 8.1 7.67% 2Y 3M 3Y Nippon India Short Term Fund Growth ₹55.004
↑ 0.02 ₹7,295 0.2 1.2 3.9 6.8 7.9 7.78% 2Y 4M 24D 2Y 10M 13D Bandhan Bond Fund Short Term Plan Growth ₹59.626
↑ 0.01 ₹8,376 0.8 1.8 4.1 6.8 7.5 7.47% 2Y 2M 26D 3Y 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund Bandhan Bond Fund Short Term Plan Point 1 Highest AUM (₹21,450 Cr). Upper mid AUM (₹15,463 Cr). Lower mid AUM (₹8,955 Cr). Bottom quartile AUM (₹7,295 Cr). Bottom quartile AUM (₹8,376 Cr). Point 2 Established history (24+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (23+ yrs). Oldest track record among peers (25 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 4.69% (top quartile). 1Y return: 4.18% (lower mid). 1Y return: 4.46% (upper mid). 1Y return: 3.92% (bottom quartile). 1Y return: 4.13% (bottom quartile). Point 6 1M return: 0.11% (lower mid). 1M return: 0.06% (bottom quartile). 1M return: 0.20% (upper mid). 1M return: 0.02% (bottom quartile). 1M return: 0.27% (top quartile). Point 7 Sharpe: -0.17 (top quartile). Sharpe: -0.38 (lower mid). Sharpe: -0.26 (upper mid). Sharpe: -0.42 (bottom quartile). Sharpe: -0.49 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.85% (upper mid). Yield to maturity (debt): 7.67% (bottom quartile). Yield to maturity (debt): 7.78% (lower mid). Yield to maturity (debt): 7.47% (bottom quartile). Point 10 Modified duration: 2.40 yrs (bottom quartile). Modified duration: 2.38 yrs (lower mid). Modified duration: 2.25 yrs (upper mid). Modified duration: 2.40 yrs (bottom quartile). Modified duration: 2.24 yrs (top quartile). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
Bandhan Bond Fund Short Term Plan
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (01 Jun 26) ₹62.9726 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹21,450 on 30 Apr 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.89% Effective Maturity 3 Years 11 Months 8 Days Modified Duration 2 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,290 31 May 23 ₹11,074 31 May 24 ₹11,874 31 May 25 ₹12,969 31 May 26 ₹13,579 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jun 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 1.6% 1 Year 4.7% 3 Year 7.1% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.46 Yr. Nikhil Kabra 29 Dec 20 5.34 Yr. Data below for ICICI Prudential Short Term Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 16.27% Debt 83.43% Other 0.3% Debt Sector Allocation
Sector Value Corporate 69.38% Government 20.75% Cash Equivalent 9.56% Credit Quality
Rating Value AA 20.46% AAA 79.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹895 Cr 89,500 LIC Housing Finance Ltd
Debentures | -4% ₹748 Cr 75,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹590 Cr 600 Vedanta Limited
Debentures | -3% ₹588 Cr 58,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹517 Cr 525 Small Industries Development Bank Of India
Debentures | -2% ₹441 Cr 44,700 Summit Digitel Infrastructure Limited
Debentures | -1% ₹284 Cr 28,300 Muthoot Finance Limited
Debentures | -1% ₹281 Cr 28,000 Small Industries Development Bank Of India
Debentures | -1% ₹260 Cr 26,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹260 Cr 26,000
↑ 5,000 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (01 Jun 26) ₹33.4207 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹15,463 on 30 Apr 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.85% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 2 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,268 31 May 23 ₹10,963 31 May 24 ₹11,751 31 May 25 ₹12,886 31 May 26 ₹13,426 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jun 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 1.3% 1 Year 4.2% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.86 Yr. Dhruv Muchhal 22 Jun 23 2.86 Yr. Data below for HDFC Short Term Debt Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 3.55% Debt 96.12% Other 0.33% Debt Sector Allocation
Sector Value Corporate 71.41% Government 24.71% Cash Equivalent 3.55% Credit Quality
Rating Value AA 15.12% AAA 84.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya Birla Renewables Limited
Debentures | -3% ₹437 Cr 43,500 Jubilant Beverages Limited
Debentures | -3% ₹417 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹377 Cr 36,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹353 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹347 Cr 350 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹310 Cr 30,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹302 Cr 30,000
↑ 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹292 Cr 29,170
↑ 12,500 Bajaj Housing Finance Limited
Debentures | -2% ₹252 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -2% ₹248 Cr 24,500 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (01 Jun 26) ₹32.3172 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹8,955 on 30 Apr 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.67% Effective Maturity 3 Years Modified Duration 2 Years 3 Months Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,269 31 May 23 ₹10,951 31 May 24 ₹11,674 31 May 25 ₹12,808 31 May 26 ₹13,380 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jun 26 Duration Returns 1 Month 0.2% 3 Month 0.5% 6 Month 1.5% 1 Year 4.5% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.49 Yr. Aditya Pagaria 3 Jul 23 2.83 Yr. Data below for Axis Short Term Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 10.29% Debt 89.32% Other 0.39% Debt Sector Allocation
Sector Value Corporate 71.92% Government 23.39% Cash Equivalent 4.29% Credit Quality
Rating Value AA 21.18% AAA 78.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹383 Cr 39,387,300
↑ 39,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹351 Cr 35,000
↑ 5,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹211 Cr 213 National Bank For Agriculture And Rural Development
Debentures | -2% ₹200 Cr 20,000
↑ 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹199 Cr 20,000
↑ 20,000 Power Finance Corporation Limited
Debentures | -2% ₹197 Cr 20,000 Indigrid Infrastructure Trust
Debentures | -2% ₹191 Cr 19,000 Jubilant Beverages Limited
Debentures | -2% ₹171 Cr 15,750 Small Industries Development Bank Of India
Debentures | -2% ₹150 Cr 15,000 Power Finance Corporation Limited
Debentures | -2% ₹148 Cr 15,000 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (01 Jun 26) ₹55.004 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹7,295 on 30 Apr 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 2 Years 10 Months 13 Days Modified Duration 2 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,260 31 May 23 ₹10,913 31 May 24 ₹11,643 31 May 25 ₹12,795 31 May 26 ₹13,294 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jun 26 Duration Returns 1 Month 0% 3 Month 0.2% 6 Month 1.2% 1 Year 3.9% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.25 Yr. Kinjal Desai 25 May 18 7.94 Yr. Sushil Budhia 31 Mar 21 5.09 Yr. Amber Singhania 11 Mar 26 0.14 Yr. Data below for Nippon India Short Term Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 6.48% Debt 93.14% Other 0.38% Debt Sector Allocation
Sector Value Corporate 61.04% Government 33.42% Cash Equivalent 5.15% Credit Quality
Rating Value AA 15.77% AAA 84.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹222 Cr 225 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹198 Cr 200 Bharti Telecom Limited
Debentures | -2% ₹175 Cr 17,500 Small Industries Development Bank Of India
Debentures | -2% ₹166 Cr 16,500 Knowledge Realty TRust
Debentures | -2% ₹160 Cr 16,000 7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -2% ₹154 Cr 15,000,000 Export Import Bank Of India
Debentures | -2% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -2% ₹134 Cr 1,300 7.17% Madhyapradesh Sgs 2031
Sovereign Bonds | -2% ₹124 Cr 12,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹124 Cr 12,000,000
↓ -6,000,000 5. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (01 Jun 26) ₹59.626 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹8,376 on 30 Apr 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio -0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 3 Years 18 Days Modified Duration 2 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,171 31 May 23 ₹10,856 31 May 24 ₹11,570 31 May 25 ₹12,693 31 May 26 ₹13,217 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jun 26 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 1.8% 1 Year 4.1% 3 Year 6.8% 5 Year 5.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.8% 2022 6.9% 2021 2.8% 2020 3.4% 2019 9.7% 2018 9.7% 2017 6.5% 2016 5.9% 2015 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 15.15 Yr. Brijesh Shah 10 Jun 24 1.89 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 23.23% Debt 76.4% Other 0.36% Debt Sector Allocation
Sector Value Corporate 61.1% Government 36.19% Cash Equivalent 2.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -13% ₹1,145 Cr 120,000,000
↑ 20,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹406 Cr 40,500,000 Bajaj Finance Limited
Debentures | -4% ₹323 Cr 32,500,000 Small Industries Development Bank of India
Debentures | -4% ₹316 Cr 32,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹302 Cr 30,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹271 Cr 27,000,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹251 Cr 25,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹246 Cr 24,500,000 6.88% Uttarpradesh Sdl 2031
Sovereign Bonds | -3% ₹246 Cr 25,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹231 Cr 23,500,000
↑ 23,500,000
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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