+91-22-489139092022 میں سرمایہ کاری کے لیے 5 بہترین مختصر دورانیہ (مختصر مدت) قرض فنڈز
عام طور پر لوگ اس پر یقین رکھتے ہیں۔مشترکہ فنڈ سرمایہ کاری طویل مدتی سرمایہ کاروں کے لیے ہے۔ ٹھیک ہے، یہ سچ نہیں ہے! فنڈز کا ایک زمرہ ہے جسے مختصر دورانیے کے فنڈز یا شارٹ ٹرم کہتے ہیں۔قرض فنڈ جو سرمایہ کاروں کو اپنی رقم کو قابل رسائی رکھنے کے ساتھ ساتھ مختصر مدت کے لیے سرمایہ کاری کرنے کی اجازت دیتا ہے۔ اگرچہ میں مختلف مختصر دورانیے کے فنڈز دستیاب ہیں۔مارکیٹ، سرمایہ کاروں کو بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز تلاش کرنے کا مشورہ دیا جاتا ہے۔
بہترین مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز وہ فنڈز ہیں جو سرمایہ کاروں کو قلیل مدت کے لیے، عام طور پر تین سال کے لیے، کم مارکیٹ رسک کے ساتھ اچھا منافع کمانے کی اجازت دیتے ہیں۔ یہ فنڈز انتہائی موزوں سرمایہ کار ہیں جن میں کم خطرے کی بھوک ہے جو فوری واپسی اور مستحکم بہاؤ کے خواہاں ہیں۔آمدنی بانڈ مارکیٹوں میں روزانہ کی تبدیلیوں سے متاثر ہوئے بغیر۔
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بہترین مختصر دورانیے کے فنڈز یا قلیل مدتی قرض کے فنڈز FY 22 - 23
(Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Bandhan Bond Fund Short Term Plan Growth ₹61.2046
↑ 0.00 ₹9,432 0.7 3.5 5.7 7.2 7.5 7.31% 2Y 9M 29D 5Y 3M 18D Axis Short Term Fund Growth ₹33.051
↓ -0.01 ₹7,501 0.6 3.1 5.2 7.2 8.1 7.51% 2Y 6M 14D 3Y 7M 13D HDFC Short Term Debt Fund Growth ₹34.1472
↓ -0.01 ₹14,486 0.5 2.8 5 7.1 7.8 7.78% 2Y 5M 1D 3Y 3M 11D ICICI Prudential Short Term Fund Growth ₹64.3771
↓ -0.03 ₹19,403 0.5 3.1 5.3 7.1 8 7.89% 2Y 7M 2D 4Y 3M 25D Nippon India Short Term Fund Growth ₹56.2393
↓ -0.02 ₹6,557 0.5 2.9 4.9 7 7.9 7.6% 2Y 6M 11D 2Y 11M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Bandhan Bond Fund Short Term Plan Axis Short Term Fund HDFC Short Term Debt Fund ICICI Prudential Short Term Fund Nippon India Short Term Fund Point 1 Lower mid AUM (₹9,432 Cr). Bottom quartile AUM (₹7,501 Cr). Upper mid AUM (₹14,486 Cr). Highest AUM (₹19,403 Cr). Bottom quartile AUM (₹6,557 Cr). Point 2 Oldest track record among peers (25 yrs). Established history (16+ yrs). Established history (16+ yrs). Established history (24+ yrs). Established history (23+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 5.67% (top quartile). 1Y return: 5.15% (lower mid). 1Y return: 5.02% (bottom quartile). 1Y return: 5.35% (upper mid). 1Y return: 4.87% (bottom quartile). Point 6 1M return: 0.30% (top quartile). 1M return: 0.22% (upper mid). 1M return: 0.14% (bottom quartile). 1M return: 0.12% (bottom quartile). 1M return: 0.17% (lower mid). Point 7 Sharpe: 0.26 (top quartile). Sharpe: -0.01 (lower mid). Sharpe: -0.04 (bottom quartile). Sharpe: 0.16 (upper mid). Sharpe: -0.09 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.31% (bottom quartile). Yield to maturity (debt): 7.51% (bottom quartile). Yield to maturity (debt): 7.78% (upper mid). Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.60% (lower mid). Point 10 Modified duration: 2.83 yrs (bottom quartile). Modified duration: 2.54 yrs (lower mid). Modified duration: 2.42 yrs (top quartile). Modified duration: 2.59 yrs (bottom quartile). Modified duration: 2.53 yrs (upper mid). Bandhan Bond Fund Short Term Plan
Axis Short Term Fund
HDFC Short Term Debt Fund
ICICI Prudential Short Term Fund
Nippon India Short Term Fund
اثاثے>= 100 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.1. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (01 Oct 26) ₹61.2046 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹9,432 on 15 Aug 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.82 Sharpe Ratio 0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 5 Years 3 Months 18 Days Modified Duration 2 Years 9 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,183 30 Sep 23 ₹10,858 30 Sep 24 ₹11,763 30 Sep 25 ₹12,661 30 Sep 26 ₹13,378 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.3% 3 Month 0.7% 6 Month 3.5% 1 Year 5.7% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.8% 2022 6.9% 2021 2.8% 2020 3.4% 2019 9.7% 2018 9.7% 2017 6.5% 2016 5.9% 2015 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 15.49 Yr. Brijesh Shah 10 Jun 24 2.23 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 15 Aug 26
Asset Allocation
Asset Class Value Cash 40.01% Debt 59.62% Other 0.37% Debt Sector Allocation
Sector Value Corporate 67.95% Cash Equivalent 17.3% Government 14.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹448 Cr 45,000,000 Small Industries Development Bank of India
Debentures | -5% ₹402 Cr 43,000,000 Bajaj Finance Limited
Debentures | -3% ₹270 Cr 27,500,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹250 Cr 25,000,000 Tata Capital Limited
Debentures | -2% ₹200 Cr 20,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹200 Cr 20,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹199 Cr 20,000,000 Rec Limited
Debentures | -2% ₹188 Cr 18,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹173 Cr 17,500,000 LIC Housing Finance Ltd
Debentures | -2% ₹170 Cr 17,000,000 2. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (01 Oct 26) ₹33.051 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹7,501 on 31 Aug 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.91 Sharpe Ratio -0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 3 Years 7 Months 13 Days Modified Duration 2 Years 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,275 30 Sep 23 ₹10,952 30 Sep 24 ₹11,829 30 Sep 25 ₹12,814 30 Sep 26 ₹13,474 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 3.1% 1 Year 5.2% 3 Year 7.2% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.83 Yr. Aditya Pagaria 3 Jul 23 3.17 Yr. Data below for Axis Short Term Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 17.49% Debt 82.02% Other 0.48% Debt Sector Allocation
Sector Value Corporate 69.03% Government 17.54% Cash Equivalent 12.95% Credit Quality
Rating Value AA 15.33% AAA 84.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nuclear Power Corporation Of India Limited
Debentures | -4% ₹301 Cr 30,000 Small Industries Development Bank Of India
Debentures | -3% ₹222 Cr 22,500
↑ 2,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹208 Cr 213 Power Finance Corporation Limited
Debentures | -3% ₹196 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹179 Cr 17,900
↑ 10,000 Jubilant Beverages Limited
Debentures | -2% ₹176 Cr 15,750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹149 Cr 15,000 Indigrid Infrastructure Trust
Debentures | -2% ₹140 Cr 14,000 Bajaj Housing Finance Limited
Debentures | -2% ₹122 Cr 12,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹122 Cr 12,500 3. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (01 Oct 26) ₹34.1472 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹14,486 on 31 Aug 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio -0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 3 Years 3 Months 11 Days Modified Duration 2 Years 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,253 30 Sep 23 ₹10,981 30 Sep 24 ₹11,894 30 Sep 25 ₹12,842 30 Sep 26 ₹13,487 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 2.8% 1 Year 5% 3 Year 7.1% 5 Year 6.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 16.2 Yr. Dhruv Muchhal 22 Jun 23 3.2 Yr. Data below for HDFC Short Term Debt Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 5.56% Debt 94.07% Other 0.37% Debt Sector Allocation
Sector Value Corporate 74% Government 21.1% Cash Equivalent 4.54% Credit Quality
Rating Value AA 15.19% AAA 84.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Beverages Limited
Debentures | -3% ₹430 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -3% ₹388 Cr 36,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹351 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹345 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -2% ₹316 Cr 31,670 Aditya Birla Renewables Limited
Debentures | -2% ₹311 Cr 31,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹301 Cr 30,000 Pipeline Infrastructure Limited
Debentures | -2% ₹246 Cr 24,500 TATA Communications Limited
Debentures | -2% ₹246 Cr 25,000 Ultratech Cement Limited
Debentures | -2% ₹238 Cr 24,000 4. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (01 Oct 26) ₹64.3771 ↓ -0.03 (-0.05 %) Net Assets (Cr) ₹19,403 on 31 Aug 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.89% Effective Maturity 4 Years 3 Months 25 Days Modified Duration 2 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,359 30 Sep 23 ₹11,112 30 Sep 24 ₹11,989 30 Sep 25 ₹12,953 30 Sep 26 ₹13,645 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 3.1% 1 Year 5.3% 3 Year 7.1% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.79 Yr. Nikhil Kabra 29 Dec 20 5.68 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 0.14% Debt 99.53% Other 0.33% Debt Sector Allocation
Sector Value Corporate 68.38% Government 31.15% Cash Equivalent 0.14% Credit Quality
Rating Value AA 21.18% AAA 78.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹944 Cr 94,500 LIC Housing Finance Ltd
Debentures | -4% ₹749 Cr 75,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹592 Cr 600 Vedanta Limited
Debentures | -3% ₹590 Cr 58,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹534 Cr 53,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹521 Cr 525 Small Industries Development Bank Of India
Debentures | -2% ₹440 Cr 44,700 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹299 Cr 30,000 Summit Digitel Infrastructure Limited
Debentures | -1% ₹283 Cr 28,300 Small Industries Development Bank Of India
Debentures | -1% ₹269 Cr 27,000 5. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (01 Oct 26) ₹56.2393 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹6,557 on 31 Aug 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio -0.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 2 Years 11 Months 23 Days Modified Duration 2 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,228 30 Sep 23 ₹10,908 30 Sep 24 ₹11,789 30 Sep 25 ₹12,748 30 Sep 26 ₹13,370 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26 Duration Returns 1 Month 0.2% 3 Month 0.5% 6 Month 2.9% 1 Year 4.9% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.59 Yr. Kinjal Desai 25 May 18 8.28 Yr. Sushil Budhia 31 Mar 21 5.42 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Short Term Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 9.46% Debt 90.11% Other 0.43% Debt Sector Allocation
Sector Value Corporate 71.01% Government 25.18% Cash Equivalent 3.38% Credit Quality
Rating Value AA 13.46% AAA 86.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -4% ₹238 Cr 24,000
↑ 20,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹218 Cr 00
↓ -225 8.97% Govt Stock 2030
Sovereign Bonds | -3% ₹162 Cr 15,000,000 Knowledge Realty TRust
Debentures | -2% ₹159 Cr 16,000 Export Import Bank Of India
Debentures | -2% ₹150 Cr 15,000 Small Industries Development Bank Of India
Debentures | -2% ₹149 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -2% ₹132 Cr 1,300 8.37% Madhyapradesh Sdl 2028
Sovereign Bonds | -2% ₹128 Cr 12,500,000
↑ 12,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹116 Cr 1,200 Small Industries Development Bank Of India
Debentures | -2% ₹115 Cr 11,500
بہترین مختصر دورانیے کے قرض فنڈز میں کیوں سرمایہ کاری کریں؟
ان سرمایہ کاری کی قلیل مدتی نوعیت کے پیش نظر، مختصر دورانیہ (مختصر مدت) قرض فنڈز بہت زیادہ منافع نہیں دیتے ہیں جیسےایکویٹی فنڈز. تاہم، یقینی طور پر کئی وجوہات ہیں جو یقینی بناتے ہیںسرمایہ کاری بہترین مختصر دورانیے (مختصر مدت) میں قرض کے فنڈز قابل غور ہیں۔ ان میں سے کچھ شامل ہیں-
مختصر دورانیہ (مختصر مدت) قرض فنڈز ان سرمایہ کاروں کے لیے ایک انتہائی موزوں آپشن ہیں جو ایسی سرمایہ کاری کرنے کے خواہشمند ہیں جن میں مائع اور الٹرا سے قدرے زیادہ پختگی ہو۔مختصر مدت کے قرض فنڈز لیکن ایک ہی طرف بہت خطرناک نہیں ہیں.
ایک قلیل مدتی سرمایہ کاری ہونے کے ناطے، یہ فنڈ ان لوگوں کے لیے انتہائی موزوں ہے جو 1-3 سال کے لیے اپنی بیکار کیش کو اس سے بہتر منافع کمانے کے لیے پارک کرنا چاہتے ہیں۔مقررہ آمدنی سرمایہ کاری کے اختیارات جیسے FDs۔
تجزیہ کے مطابق، قلیل مدتی بانڈ فنڈز طویل مدتی کے مقابلے میں شامل خطرے کے مطابق منافع کی بہتر شرح پیش کرتے ہیں۔بانڈز. مختصر دورانیے کے فنڈز بڑھنے کے لیے کم حساس ہوتے ہیں۔مہنگائی دوسرے انٹرمیڈیٹ کے مقابلے اورطویل مدتی قرض فنڈز.
آخر میں، مختصر دورانیہ (مختصر مدت) قرض فنڈز انتہائی مائع ہوتے ہیں، مطلب یہ ہے کہ سرمایہ کاروں کو اپنے نقد تک آسان رسائی حاصل ہو سکتی ہے۔ تاہم، اس زمرے کے تحت کچھ اسکیمیں ایک ایگزٹ لوڈ چارج کرتی ہیں اگر سرمایہ کاری کو بہت کم مدت میں (زیادہ تر 1 ماہ سے 6 ماہ) میں چھڑا لیا جاتا ہے۔ لہذا، یہ ہمیشہ تجویز کیا جاتا ہے کہ بہترین مختصر دورانیے کے قرض فنڈز میں دانشمندی سے سرمایہ کاری کریں۔
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نتیجہ
سرمایہ کار اپنے انویسٹمنٹ پورٹ فولیو کو ان کے مطابق تبدیل کر سکتے ہیں۔رسک پروفائل. چونکہ بانڈ مارکیٹ گرتی ہوئی شرح سود کا فائدہ پیش کرتی ہے، کوئی بھی سرمایہ کاری کی مدت کو بڑھا کر بہتر منافع کما سکتا ہے۔ یہ وہ جگہ ہے جہاں مختصر دورانیہ (شارٹ ٹرم) ڈیبٹ فنڈز آتے ہیں۔ یہ فنڈز 2-3 سال کی مدت میں طویل مدتی منافع پیش کرنے کے لیے قرض کی منڈی میں سرمایہ کاری کرتے ہیں۔ لہذا، آج ہی بہترین مختصر دورانیے کے فنڈز میں سرمایہ کاری کریں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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