ICICI پروڈنشل میوچل فنڈ 2022 کے 5 بہترین قرض فنڈز

Updated on April 19, 2026 , 22783 views

icici میوچل فنڈ باقاعدگی سے پیدا کرنے کا مقصدآمدنی میں سرمایہ کاری کے ذریعے سرمایہ کاروں کورینج قرض اورکرنسی مارکیٹ آلات یہ ان سرمایہ کاروں کے لیے موزوں ہے جو کم سے درمیانے درجے کا خطرہ مول لے کر موجودہ آمدنی کو بہتر بنانا چاہتے ہیں۔

وہ سرمایہ کار جو اپنی مختصر سے وسط مدت تک حاصل کرنا چاہتے ہیں۔مالی اہداف، پھرقرض فنڈ ایک اچھا اختیار ہو سکتا ہے. اس منصوبے کے لیے تجویز کردہ قرض فنڈز ہیں۔مائع فنڈز، الٹرامختصر مدت کے قرض فنڈز اور مختصر مدت کے قرض کے فنڈز۔ یہ فنڈز مائع نوعیت کے ہیں، جس کا مطلب ہے کہ ایکسرمایہ کار اپنی سرمایہ کاری کی رقم کسی بھی وقت چھڑا سکتے ہیں۔ قرض فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار پہلے سے درج ٹاپ 5 میں سے انتخاب کر سکتے ہیں۔بہترین قرض فنڈز ICICI کی طرف سےمشترکہ فنڈ. ان فنڈز کو AUM جیسے مخصوص پیرامیٹرز کے ذریعے شارٹ لسٹ کیا جاتا ہے۔نہیں ہیں، ماضی کی کارکردگی، پورٹ فولیو کی اوسط پختگی، وغیرہ۔

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ICICI قرض میوچل فنڈز میں کیوں سرمایہ کاری کریں؟

ICICI قرض فنڈز زمرہ کی ایک وسیع رینج کے ساتھ آتے ہیں، لہذا سرمایہ کار اپنی مختصر مدت، وسط مدتی اور یہاں تک کہ طویل مدتی کی منصوبہ بندی کر سکتے ہیں۔سرمایہ کاری کا منصوبہ ان قرض فنڈز کو منتخب کرنے کے ذریعے
ڈیبٹ فنڈز جیسے مائع فنڈز کم رسک والے سرمایہ کاروں کے لیے ایک بہترین آپشن ہیں جو مختصر مدت کے لیے سرمایہ کاری کرتے ہیں اور اس سے بہتر منافع کماتے ہیں۔بینک بچت اکاؤنٹس.
ڈیٹ فنڈز میں، آپ کسی بھی وقت سرمایہ کاری سے مطلوبہ رقم نکال سکتے ہیں اور باقی رقم کو سرمایہ کاری میں رہنے دے سکتے ہیں۔

بہترین ICICI قرض میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹33.8062 ↑ 0.03	₹5,834	1.8	3.2	8.1	8.2	9.5	8.83%	1Y 9M 14D	2Y 9M 18D
ICICI Prudential Medium Term Bond Fund Growth	₹47.2824 ↑ 0.02	₹5,524	1.6	2.6	6.8	7.7	9	8.44%	2Y 10M 20D	5Y 5M 26D
ICICI Prudential Savings Fund Growth	₹572.132 ↑ 0.02	₹26,665	1.7	3	6.6	7.6	7.7	7.57%	10M 28D	1Y 3M 18D
ICICI Prudential Money Market Fund Growth	₹399.354 ↑ 0.04	₹31,750	1.7	3.1	6.5	7.4	7.4	7.24%	8M 24D	9M 14D
ICICI Prudential Ultra Short Term Fund Growth	₹29.1044 ↑ 0.00	₹13,619	1.7	3	6.5	7.1	7.1	7.73%	5M 16D	6M 29D
ICICI Prudential Floating Interest Fund Growth	₹446.177 ↓ -0.05	₹7,041	1.6	3	6.4	7.7	7.7	7.59%	1Y 8M 12D	2Y 7M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Apr 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Savings Fund	ICICI Prudential Money Market Fund	ICICI Prudential Ultra Short Term Fund	ICICI Prudential Floating Interest Fund
Point 1	Bottom quartile AUM (₹5,834 Cr).	Bottom quartile AUM (₹5,524 Cr).	Upper mid AUM (₹26,665 Cr).	Highest AUM (₹31,750 Cr).	Upper mid AUM (₹13,619 Cr).	Lower mid AUM (₹7,041 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (14+ yrs).	Established history (20+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 8.11% (top quartile).	1Y return: 6.75% (upper mid).	1Y return: 6.59% (upper mid).	1Y return: 6.51% (lower mid).	1Y return: 6.45% (bottom quartile).	1Y return: 6.41% (bottom quartile).
Point 6	1M return: 0.99% (top quartile).	1M return: 0.93% (upper mid).	1M return: 0.65% (bottom quartile).	1M return: 0.77% (upper mid).	1M return: 0.73% (lower mid).	1M return: 0.56% (bottom quartile).
Point 7	Sharpe: 1.61 (lower mid).	Sharpe: 0.58 (bottom quartile).	Sharpe: 1.69 (upper mid).	Sharpe: 1.66 (upper mid).	Sharpe: 1.95 (top quartile).	Sharpe: 1.16 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.83% (top quartile).	Yield to maturity (debt): 8.44% (upper mid).	Yield to maturity (debt): 7.57% (bottom quartile).	Yield to maturity (debt): 7.24% (bottom quartile).	Yield to maturity (debt): 7.73% (upper mid).	Yield to maturity (debt): 7.59% (lower mid).
Point 10	Modified duration: 1.79 yrs (bottom quartile).	Modified duration: 2.89 yrs (bottom quartile).	Modified duration: 0.91 yrs (upper mid).	Modified duration: 0.73 yrs (upper mid).	Modified duration: 0.46 yrs (top quartile).	Modified duration: 1.70 yrs (lower mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,834 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.11% (top quartile).
1M return: 0.99% (top quartile).
Sharpe: 1.61 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.83% (top quartile).
Modified duration: 1.79 yrs (bottom quartile).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,524 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.75% (upper mid).
1M return: 0.93% (upper mid).
Sharpe: 0.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.44% (upper mid).
Modified duration: 2.89 yrs (bottom quartile).

ICICI Prudential Savings Fund

Upper mid AUM (₹26,665 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.59% (upper mid).
1M return: 0.65% (bottom quartile).
Sharpe: 1.69 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.57% (bottom quartile).
Modified duration: 0.91 yrs (upper mid).

ICICI Prudential Money Market Fund

Highest AUM (₹31,750 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.51% (lower mid).
1M return: 0.77% (upper mid).
Sharpe: 1.66 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.24% (bottom quartile).
Modified duration: 0.73 yrs (upper mid).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹13,619 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.45% (bottom quartile).
1M return: 0.73% (lower mid).
Sharpe: 1.95 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.73% (upper mid).
Modified duration: 0.46 yrs (top quartile).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,041 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.41% (bottom quartile).
1M return: 0.56% (bottom quartile).
Sharpe: 1.16 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.59% (lower mid).
Modified duration: 1.70 yrs (lower mid).

*فنڈز کی فہرست کی بنیاد پراثاثے >= 100 کروڑ اور ترتیب دیا گیا1 سال کی واپسی۔.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,834 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.11% (top quartile).
1M return: 0.99% (top quartile).
Sharpe: 1.61 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.83% (top quartile).
Modified duration: 1.79 yrs (bottom quartile).
Average maturity: 2.80 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~74%).
High-quality debt (AAA/AA ~79%).
Largest holding Embassy Office Parks REIT (~4.1%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (21 Apr 26)	₹33.8062 ↑ 0.03 (0.08 %)
Net Assets (Cr)	₹5,834 on 31 Mar 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	1.61
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.83%
Effective Maturity	2 Years 9 Months 18 Days
Modified Duration	1 Year 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,671
31 Mar 23	₹11,225
31 Mar 24	₹12,123
31 Mar 25	₹13,125
31 Mar 26	₹14,181

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	1%
3 Month	1.8%
6 Month	3.2%
1 Year	8.1%
3 Year	8.2%
5 Year	7.4%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.4 Yr.
Akhil Kakkar	22 Jan 24	2.19 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	16.01%
Equity	9.23%
Debt	74.36%
Other	0.39%

Debt Sector Allocation

Sector	Value
Corporate	65.84%
Government	13.35%
Cash Equivalent	11.18%

Credit Quality

Rating	Value
A	21.44%
AA	57.69%
AAA	20.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹240 Cr	5,715,303
Keystone Realtors Limited Debentures \| -	4%	₹233 Cr	23,500
Millennia Realtors Private Limited Debentures \| -	4%	₹210 Cr	2,100
Vedanta Limited Debentures \| -	3%	₹200 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹198 Cr	20,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹188 Cr	18,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹186 Cr	18,500
Nirma Limited Debentures \| -	3%	₹150 Cr	15,000
Sis Limited Debentures \| -	2%	₹124 Cr	12,500
Lodha Developers Limited Debentures \| -	2%	₹120 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,524 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.75% (upper mid).
1M return: 0.93% (upper mid).
Sharpe: 0.58 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.44% (upper mid).
Modified duration: 2.89 yrs (bottom quartile).
Average maturity: 5.49 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~80%).
High-quality debt (AAA/AA ~100%).
Largest holding Embassy Office Parks REIT (~3.6%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (21 Apr 26)	₹47.2824 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹5,524 on 31 Mar 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.44%
Effective Maturity	5 Years 5 Months 26 Days
Modified Duration	2 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,537
31 Mar 23	₹11,067
31 Mar 24	₹11,894
31 Mar 25	₹12,902
31 Mar 26	₹13,777

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	0.9%
3 Month	1.6%
6 Month	2.6%
1 Year	6.8%
3 Year	7.7%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.4 Yr.
Akhil Kakkar	22 Jan 24	2.19 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	10.53%
Equity	8.92%
Debt	80.21%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	65.77%
Government	16.56%
Cash Equivalent	8.4%

Credit Quality

Rating	Value
AA	61.36%
AAA	38.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹200 Cr	4,765,556
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹178 Cr	18,801,500
Adani Enterprises Limited Debentures \| -	3%	₹173 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹170 Cr	17,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹156 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹150 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹148 Cr	150
Godrej Properties Limited Debentures \| -	2%	₹126 Cr	12,500
TVS Credit Services Limited Debentures \| -	2%	₹112 Cr	110

3. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹26,665 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.59% (upper mid).
1M return: 0.65% (bottom quartile).
Sharpe: 1.69 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.57% (bottom quartile).
Modified duration: 0.91 yrs (upper mid).
Average maturity: 1.30 yrs (upper mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~68%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~3.2%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (21 Apr 26)	₹572.132 ↑ 0.02 (0.00 %)
Net Assets (Cr)	₹26,665 on 31 Mar 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,417
31 Mar 23	₹10,997
31 Mar 24	₹11,863
31 Mar 25	₹12,801
31 Mar 26	₹13,678

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3%
1 Year	6.6%
3 Year	7.6%
5 Year	6.5%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.55 Yr.
Darshil Dedhia	12 Jun 23	2.81 Yr.

Data below for ICICI Prudential Savings Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	67.94%
Debt	31.74%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	73.08%
Cash Equivalent	34.93%

Credit Quality

Rating	Value
AA	13.94%
AAA	86.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹858 Cr	875
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹651 Cr	65,000
6.52% Govt Stock 2031 Sovereign Bonds \| -	2%	₹622 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹494 Cr	50,000,000
Bank of India Ltd. Debentures \| -	2%	₹470 Cr	10,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹420 Cr	42,500
Piramal Finance Limited Debentures \| -	1%	₹376 Cr	37,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	1%	₹360 Cr	34,589,920
7.17% Gujarat Sgs 2032 Sovereign Bonds \| -	1%	₹353 Cr	35,734,200
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹305 Cr	30,500

4. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Highest AUM (₹31,750 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.51% (lower mid).
1M return: 0.77% (upper mid).
Sharpe: 1.66 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.24% (bottom quartile).
Modified duration: 0.73 yrs (upper mid).
Average maturity: 0.79 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.33% Govt Stock 2026 (~4.1%).

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (21 Apr 26)	₹399.354 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹31,750 on 31 Mar 26
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	1.66
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.24%
Effective Maturity	9 Months 14 Days
Modified Duration	8 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,381
31 Mar 23	₹10,958
31 Mar 24	₹11,789
31 Mar 25	₹12,702
31 Mar 26	₹13,540

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3.1%
1 Year	6.5%
3 Year	7.4%
5 Year	6.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.4%
2021	4.7%
2020	3.7%
2019	6.2%
2018	7.9%
2017	7.7%
2016	6.7%
2015	7.7%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	2.81 Yr.
Nikhil Kabra	3 Aug 16	9.67 Yr.

Data below for ICICI Prudential Money Market Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	86.73%
Debt	12.98%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	48.76%
Cash Equivalent	29.5%
Government	21.45%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.33% Govt Stock 2026 Sovereign Bonds \| -	4%	₹1,312 Cr	130,000,000 ↑ 130,000,000
6.97% Govt Stock 2026 Sovereign Bonds \| -	3%	₹1,061 Cr	105,500,000 ↑ 105,500,000
Bank of India Ltd. Debentures \| -	1%	₹470 Cr	10,000
7.86% Westbengal Sdl 2026 Sovereign Bonds \| -	1%	₹292 Cr	29,000,000 ↑ 29,000,000
Tbill Sovereign Bonds \| -	1%	₹196 Cr	20,000,000 ↑ 20,000,000
India (Republic of) - \| -	1%	₹195 Cr	20,000,000 ↑ 20,000,000
7.39% Tamilnadu SDL 2026 Sovereign Bonds \| -	1%	₹172 Cr	17,000,000 ↑ 17,000,000
Punjab National Bank Domestic Bonds \| -	0%	₹94 Cr	2,000
Corporate Debt Market Development Fund (Class A2) - \| -	0%	₹91 Cr	77,551
7.07% Tamilnadu SDL 2026 Sovereign Bonds \| -	0%	₹76 Cr	7,500,000

5. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹13,619 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.45% (bottom quartile).
1M return: 0.73% (lower mid).
Sharpe: 1.95 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.73% (upper mid).
Modified duration: 0.46 yrs (top quartile).
Average maturity: 0.58 yrs (top quartile).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~3.0%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (21 Apr 26)	₹29.1044 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹13,619 on 31 Mar 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	1.95
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.73%
Effective Maturity	6 Months 29 Days
Modified Duration	5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,396
31 Mar 23	₹10,949
31 Mar 24	₹11,737
31 Mar 25	₹12,601
31 Mar 26	₹13,426

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3%
1 Year	6.5%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.38 Yr.
Ritesh Lunawat	15 Jun 17	8.8 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	56.35%
Debt	43.32%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	68.41%
Cash Equivalent	18.77%
Government	12.49%

Credit Quality

Rating	Value
AA	20.78%
AAA	79.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹453 Cr	450
Vedanta Limited Debentures \| -	2%	₹351 Cr	35,000
Goi Floating Rate Bond 2028 Sovereign Bonds \| -	2%	₹311 Cr	30,773,600
Muthoot Finance Ltd Debentures \| -	2%	₹297 Cr	29,500 ↓ -500
Piramal Finance Limited Debentures \| -	2%	₹246 Cr	24,500
AU Small Finance Bank Ltd. Debentures \| -	2%	₹236 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹201 Cr	20,000
Motilal Oswal Home Finance Limited Debentures \| -	1%	₹200 Cr	20,000
Nuvama Wealth Finance Limited Debentures \| -	1%	₹200 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	1%	₹200 Cr	20,000

6. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,041 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.41% (bottom quartile).
1M return: 0.56% (bottom quartile).
Sharpe: 1.16 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.59% (lower mid).
Modified duration: 1.70 yrs (lower mid).
Average maturity: 2.61 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~55%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.75% Govt Stock 2033 (~5.5%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (21 Apr 26)	₹446.177 ↓ -0.05 (-0.01 %)
Net Assets (Cr)	₹7,041 on 31 Mar 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	1.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.59%
Effective Maturity	2 Years 7 Months 10 Days
Modified Duration	1 Year 8 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,401
31 Mar 23	₹10,979
31 Mar 24	₹11,860
31 Mar 25	₹12,802
31 Mar 26	₹13,675

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Apr 26

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3%
1 Year	6.4%
3 Year	7.7%
5 Year	6.6%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.55 Yr.
Darshil Dedhia	12 Jun 23	2.81 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	54.94%
Debt	44.57%
Other	0.49%

Debt Sector Allocation

Sector	Value
Corporate	68.19%
Cash Equivalent	49.6%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.75% Govt Stock 2033 Sovereign Bonds \| -	5%	₹385 Cr	37,038,930
LIC Housing Finance Ltd Debentures \| -	5%	₹366 Cr	3,650
Citicorp Finance (India) Limited Debentures \| -	4%	₹261 Cr	26,143
Tata Capital Limited Debentures \| -	4%	₹251 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹230 Cr	23,000
Rec Limited Debentures \| -	3%	₹225 Cr	22,500
LIC Housing Finance Ltd Debentures \| -	3%	₹200 Cr	20,000
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	3%	₹198 Cr	20,000,000
Karnataka (Government of) - \| -	3%	₹198 Cr	20,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹189 Cr	19,000 ↑ 10,000

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