ICICI پروڈنشل میوچل فنڈ 2022 کے 5 بہترین قرض فنڈز

Updated on October 19, 2026 , 23258 views

icici میوچل فنڈ باقاعدگی سے پیدا کرنے کا مقصدآمدنی میں سرمایہ کاری کے ذریعے سرمایہ کاروں کورینج قرض اورکرنسی مارکیٹ آلات یہ ان سرمایہ کاروں کے لیے موزوں ہے جو کم سے درمیانے درجے کا خطرہ مول لے کر موجودہ آمدنی کو بہتر بنانا چاہتے ہیں۔

وہ سرمایہ کار جو اپنی مختصر سے وسط مدت تک حاصل کرنا چاہتے ہیں۔مالی اہداف، پھرقرض فنڈ ایک اچھا اختیار ہو سکتا ہے. اس منصوبے کے لیے تجویز کردہ قرض فنڈز ہیں۔مائع فنڈز، الٹرامختصر مدت کے قرض فنڈز اور مختصر مدت کے قرض کے فنڈز۔ یہ فنڈز مائع نوعیت کے ہیں، جس کا مطلب ہے کہ ایکسرمایہ کار اپنی سرمایہ کاری کی رقم کسی بھی وقت چھڑا سکتے ہیں۔ قرض فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار پہلے سے درج ٹاپ 5 میں سے انتخاب کر سکتے ہیں۔بہترین قرض فنڈز ICICI کی طرف سےمشترکہ فنڈ. ان فنڈز کو AUM جیسے مخصوص پیرامیٹرز کے ذریعے شارٹ لسٹ کیا جاتا ہے۔نہیں ہیں، ماضی کی کارکردگی، پورٹ فولیو کی اوسط پختگی، وغیرہ۔

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ICICI قرض میوچل فنڈز میں کیوں سرمایہ کاری کریں؟

ICICI قرض فنڈز زمرہ کی ایک وسیع رینج کے ساتھ آتے ہیں، لہذا سرمایہ کار اپنی مختصر مدت، وسط مدتی اور یہاں تک کہ طویل مدتی کی منصوبہ بندی کر سکتے ہیں۔سرمایہ کاری کا منصوبہ ان قرض فنڈز کو منتخب کرنے کے ذریعے
ڈیبٹ فنڈز جیسے مائع فنڈز کم رسک والے سرمایہ کاروں کے لیے ایک بہترین آپشن ہیں جو مختصر مدت کے لیے سرمایہ کاری کرتے ہیں اور اس سے بہتر منافع کماتے ہیں۔بینک بچت اکاؤنٹس.
ڈیٹ فنڈز میں، آپ کسی بھی وقت سرمایہ کاری سے مطلوبہ رقم نکال سکتے ہیں اور باقی رقم کو سرمایہ کاری میں رہنے دے سکتے ہیں۔

بہترین ICICI قرض میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Liquid Fund Growth	₹418.203 ↓ 0.00	₹55,340	1.5	3.1	6.3	6.8	6.5	6.39%	1M 20D	1M 24D
ICICI Prudential Money Market Fund Growth	₹411.498 ↓ -0.25	₹31,010	1.5	3	6.2	7.2	7.4	6.93%	4M 1D	4M 10D
ICICI Prudential Regular Savings Fund Growth	₹34.7578 ↓ -0.07	₹6,320	0.7	2.8	6.1	8.1	9.5	8.57%	1Y 10M 20D	2Y 11M 19D
ICICI Prudential Ultra Short Term Fund Growth	₹29.9561 ↓ -0.02	₹15,236	1.4	2.9	6	6.9	7.1	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Savings Fund Growth	₹587.848 ↓ -0.34	₹18,781	1.1	2.7	5.8	7.2	7.7	7.37%	10M 17D	1Y 3M 18D
ICICI Prudential Floating Interest Fund Growth	₹455.425 ↓ -0.51	₹8,658	0.4	2.1	5.1	6.9	7.7	7.76%	1Y 11M 5D	2Y 11M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Liquid Fund	ICICI Prudential Money Market Fund	ICICI Prudential Regular Savings Fund	ICICI Prudential Ultra Short Term Fund	ICICI Prudential Savings Fund	ICICI Prudential Floating Interest Fund
Point 1	Highest AUM (₹55,340 Cr).	Upper mid AUM (₹31,010 Cr).	Bottom quartile AUM (₹6,320 Cr).	Lower mid AUM (₹15,236 Cr).	Upper mid AUM (₹18,781 Cr).	Bottom quartile AUM (₹8,658 Cr).
Point 2	Established history (20+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (24 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 6.33% (top quartile).	1Y return: 6.21% (upper mid).	1Y return: 6.09% (upper mid).	1Y return: 6.03% (lower mid).	1Y return: 5.81% (bottom quartile).	1Y return: 5.14% (bottom quartile).
Point 6	1M return: 0.43% (top quartile).	1M return: 0.32% (upper mid).	1M return: -0.41% (bottom quartile).	1M return: 0.27% (upper mid).	1M return: 0.09% (lower mid).	1M return: -0.32% (bottom quartile).
Point 7	Sharpe: 2.88 (top quartile).	Sharpe: 0.91 (lower mid).	Sharpe: 0.97 (upper mid).	Sharpe: 0.96 (upper mid).	Sharpe: 0.64 (bottom quartile).	Sharpe: 0.27 (bottom quartile).
Point 8	Information ratio: 1.20 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.39% (bottom quartile).	Yield to maturity (debt): 6.93% (bottom quartile).	Yield to maturity (debt): 8.57% (top quartile).	Yield to maturity (debt): 7.37% (upper mid).	Yield to maturity (debt): 7.37% (lower mid).	Yield to maturity (debt): 7.76% (upper mid).
Point 10	Modified duration: 0.14 yrs (top quartile).	Modified duration: 0.34 yrs (upper mid).	Modified duration: 1.89 yrs (bottom quartile).	Modified duration: 0.88 yrs (upper mid).	Modified duration: 0.88 yrs (lower mid).	Modified duration: 1.93 yrs (bottom quartile).

ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.33% (top quartile).
1M return: 0.43% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).

ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.21% (upper mid).
1M return: 0.32% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.09% (upper mid).
1M return: -0.41% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.03% (lower mid).
1M return: 0.27% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.81% (bottom quartile).
1M return: 0.09% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).

ICICI Prudential Floating Interest Fund

Bottom quartile AUM (₹8,658 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.14% (bottom quartile).
1M return: -0.32% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.76% (upper mid).
Modified duration: 1.93 yrs (bottom quartile).

*فنڈز کی فہرست کی بنیاد پراثاثے >= 100 کروڑ اور ترتیب دیا گیا1 سال کی واپسی۔.

1. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹55,340 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.33% (top quartile).
1M return: 0.43% (top quartile).
Sharpe: 2.88 (top quartile).
Information ratio: 1.20 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (top quartile).
Average maturity: 0.15 yrs (top quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 91 Days Treasury Bills (~5.8%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (21 Oct 26)	₹418.203 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹55,340 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.3
Sharpe Ratio	2.88
Information Ratio	1.2
Alpha Ratio	-0.05
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	1 Month 24 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,399
30 Sep 23	₹11,108
30 Sep 24	₹11,927
30 Sep 25	₹12,736
30 Sep 26	₹13,543

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.75 Yr.
Darshil Dedhia	12 Jun 23	3.22 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	94%
Debt	5.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.79%
Government	15.8%
Corporate	7.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Treasury Bills Sovereign Bonds \| -	6%	₹3,744 Cr	379,000,000 ↑ 379,000,000
Treps CBLO/Reverse Repo \| -	5%	₹3,246 Cr
India (Republic of) - \| -	4%	₹2,286 Cr	230,819,600
Nabard ** Net Current Assets \| -	3%	₹1,971 Cr	40,000 ↑ 40,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,500 Cr	30,000
India (Republic of) - \| -	2%	₹1,334 Cr	134,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,242 Cr	25,000
Union Bank of India Debentures \| -	2%	₹1,120 Cr	22,500
HDFC Bank Ltd. Debentures \| -	2%	₹995 Cr	20,000
Bharat Petroleum Corporation Ltd. ** Net Current Assets \| -	2%	₹993 Cr	20,000 ↑ 20,000

2. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Upper mid AUM (₹31,010 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.21% (upper mid).
1M return: 0.32% (upper mid).
Sharpe: 0.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.93% (bottom quartile).
Modified duration: 0.34 yrs (upper mid).
Average maturity: 0.36 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.7%).

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (21 Oct 26)	₹411.498 ↓ -0.25 (-0.06 %)
Net Assets (Cr)	₹31,010 on 30 Sep 26
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	4 Months 10 Days
Modified Duration	4 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,396
30 Sep 23	₹11,152
30 Sep 24	₹12,006
30 Sep 25	₹12,935
30 Sep 26	₹13,757

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.5%
6 Month	3%
1 Year	6.2%
3 Year	7.2%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.7%
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	3.22 Yr.
Nikhil Kabra	3 Aug 16	10.08 Yr.

Data below for ICICI Prudential Money Market Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	88.15%
Debt	11.57%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	48.08%
Cash Equivalent	27.65%
Government	23.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹1,234 Cr	125,000,000
India (Republic of) - \| -	2%	₹780 Cr	78,500,000 ↓ -10,000,000
Bank of India Ltd. Debentures \| -	1%	₹437 Cr	9,000
India (Republic of) - \| -	1%	₹394 Cr	40,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹387 Cr	8,000 ↓ -2,000
India (Republic of) - \| -	1%	₹372 Cr	37,993,100
India (Republic of) - \| -	1%	₹337 Cr	34,000,000
India (Republic of) - \| -	1%	₹309 Cr	31,500,000 ↓ -10,000,000
India (Republic of) - \| -	1%	₹248 Cr	25,000,000
India (Republic of) - \| -	1%	₹248 Cr	25,000,000

3. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,320 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.09% (upper mid).
1M return: -0.41% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (top quartile).
Modified duration: 1.89 yrs (bottom quartile).
Average maturity: 2.97 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~89%).
High-quality debt (AAA/AA ~92%).
Largest holding Jtpm Metal TRaders Limited (~4.3%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (21 Oct 26)	₹34.7578 ↓ -0.07 (-0.21 %)
Net Assets (Cr)	₹6,320 on 30 Sep 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	0.97
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	2 Years 11 Months 19 Days
Modified Duration	1 Year 10 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,446
30 Sep 23	₹11,171
30 Sep 24	₹12,171
30 Sep 25	₹13,266
30 Sep 26	₹14,215

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	-0.4%
3 Month	0.7%
6 Month	2.8%
1 Year	6.1%
3 Year	8.1%
5 Year	7.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.82 Yr.
Akhil Kakkar	22 Jan 24	2.61 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	1.22%
Equity	9.41%
Debt	89%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	67.04%
Government	21.96%
Cash Equivalent	1.22%

Credit Quality

Rating	Value
A	8.28%
AA	69.72%
AAA	22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jtpm Metal TRaders Limited Debentures \| -	4%	₹275 Cr	25,500 ↑ 2,500
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹211 Cr	4,792,431 ↓ -1,321
Vedanta Aluminium Metal Limited Debentures \| -	3%	₹201 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹200 Cr	20,000
TRuhome Finance Limited Debentures \| -	3%	₹197 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹186 Cr	18,500
Adani Power Limited Debentures \| -	3%	₹175 Cr	17,500
Nirma Limited Debentures \| -	2%	₹150 Cr	15,000
Aavas Financiers Limited Debentures \| -	2%	₹149 Cr	15,000
Hiranandani Financial Services Private Limited Debentures \| -	2%	₹149 Cr	15,000

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹15,236 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.03% (lower mid).
1M return: 0.27% (upper mid).
Sharpe: 0.96 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 0.88 yrs (upper mid).
Average maturity: 1.30 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.1%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (21 Oct 26)	₹29.9561 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹15,236 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.78
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,388
30 Sep 23	₹11,095
30 Sep 24	₹11,911
30 Sep 25	₹12,789
30 Sep 26	₹13,586

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	2.9%
1 Year	6%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.8 Yr.
Ritesh Lunawat	15 Jun 17	9.22 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	81.46%
Debt	18.23%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	60.13%
Cash Equivalent	48.04%

Credit Quality

Rating	Value
AA	18.98%
AAA	81.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹499 Cr	50,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹374 Cr	37,500 ↑ 12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹350 Cr	35,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹326 Cr	32,500
Vedanta Limited Debentures \| -	2%	₹318 Cr	31,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
India (Republic of) - \| -	2%	₹299 Cr	30,000,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹271 Cr	275
AU Small Finance Bank Ltd. Debentures \| -	2%	₹246 Cr	5,000
Piramal Finance Limited Debentures \| -	1%	₹231 Cr	23,000

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹18,781 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.81% (bottom quartile).
1M return: 0.09% (lower mid).
Sharpe: 0.64 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.37% (lower mid).
Modified duration: 0.88 yrs (lower mid).
Average maturity: 1.30 yrs (lower mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~35%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~4.3%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (21 Oct 26)	₹587.848 ↓ -0.34 (-0.06 %)
Net Assets (Cr)	₹18,781 on 30 Sep 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	1 Year 3 Months 18 Days
Modified Duration	10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,348
30 Sep 23	₹11,120
30 Sep 24	₹11,974
30 Sep 25	₹12,924
30 Sep 26	₹13,725

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	0.1%
3 Month	1.1%
6 Month	2.7%
1 Year	5.8%
3 Year	7.2%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.97 Yr.
Darshil Dedhia	12 Jun 23	3.22 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	35.46%
Debt	64.11%
Other	0.43%

Debt Sector Allocation

Sector	Value
Corporate	75.77%
Government	12.04%
Cash Equivalent	11.75%

Credit Quality

Rating	Value
AA	15.12%
AAA	84.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	4%	₹862 Cr	875
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹628 Cr	63,000
6.64% Govt Stock 2031 Sovereign Bonds \| -	3%	₹623 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹494 Cr	50,000,000
Rec Limited Debentures \| -	2%	₹426 Cr	42,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹420 Cr	42,500
Bank of India Ltd. Debentures \| -	2%	₹413 Cr	8,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹394 Cr	39,500 ↑ 7,500
India (Republic of) - \| -	2%	₹353 Cr	35,500,000
Piramal Finance Limited Debentures \| -	2%	₹336 Cr	33,500

6. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Bottom quartile AUM (₹8,658 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.14% (bottom quartile).
1M return: -0.32% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.76% (upper mid).
Modified duration: 1.93 yrs (bottom quartile).
Average maturity: 2.92 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~53%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~4.7%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (21 Oct 26)	₹455.425 ↓ -0.51 (-0.11 %)
Net Assets (Cr)	₹8,658 on 30 Sep 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.76%
Effective Maturity	2 Years 11 Months 1 Day
Modified Duration	1 Year 11 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,304
30 Sep 23	₹11,080
30 Sep 24	₹11,923
30 Sep 25	₹12,837
30 Sep 26	₹13,599

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

Duration	Returns
1 Month	-0.3%
3 Month	0.4%
6 Month	2.1%
1 Year	5.1%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	7.7%
2022	4.3%
2021	3.8%
2020	9.5%
2019	8.4%
2018	6.6%
2017	6.8%
2016	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.97 Yr.
Darshil Dedhia	12 Jun 23	3.22 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	52.95%
Debt	46.66%
Other	0.39%

Debt Sector Allocation

Sector	Value
Corporate	68.27%
Cash Equivalent	46.92%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹429 Cr	43,000 ↑ 5,000
6.75% Govt Stock 2033 Sovereign Bonds \| -	4%	₹361 Cr	34,538,930
Citicorp Finance (India) Limited Debentures \| -	3%	₹261 Cr	26,143
Tata Capital Limited Debentures \| -	3%	₹250 Cr	2,500
LIC Housing Finance Ltd Debentures \| -	3%	₹235 Cr	23,500 ↑ 3,500
Rec Limited Debentures \| -	2%	₹224 Cr	22,500
Power Finance Corporation Limited Debentures \| -	2%	₹224 Cr	22,500
Rec Limited Debentures \| -	2%	₹200 Cr	20,000
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	2%	₹198 Cr	20,000,000
Bajaj Finance Limited Debentures \| -	2%	₹198 Cr	20,000

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