Baroda Pioneer Mutual Fund

Updated on August 31, 2025 , 16538 views

Baroda Pioneer Asset Management Company Ltd. is a joint endeavour of Bank of Baroda and Pioneer Investment. This joint venture was formed in the year 2008. Over the years, the company has created a strong base in India and today it operates over 40 cities across the country.

Baroda Pioneer Mutual Fund aims to cater the needs of its customers by offering a wide range of mutual fund products such as Debt fund, Money market funds, Equity Funds, etc.

AMC	Baroda Pioneer Mutual Fund
Date of Setup	November 24, 1994
AUM	INR 12240.30 crore (Jun-30-2018)
CEO/MD	Mr. Anthony Heredia
CIO	Mr. Sanjay Chawla
Compliance Officer	Ms. Farhana Mansoor
investor Service Officer	Mr. Amitabh Ambastha
Customer Care Number	022-4219 7999
Telephone	+91 22 30741000
Fax	+91 22 30741001
E-mail	info[AT]barodapioneer.in
Website	www.barodapioneer.in

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Type of Mutual Funds Offered by Baroda Mutual Fund

Top Equity Mutual Funds

These are the Mutual Fund schemes that invest their corpus predominantly in equity and equity-related instruments of various companies. The returns offered by equity schemes are not constant. Equity funds can be considered as a long-term investment option. Baroda Pioneer Mutual Fund offers equity plans to ensure long-term growth of the investors. Minimum 65 percent funds of the corpus are put into equity or securities related to equity. It makes the investors the partial owners of the equity securities in the investors’ fund portfolio. Baroda Pioneer Equity Fund is ideal for investors who have a high-risk appetite and are seeking for long-term returns. The Best equity funds offered by Baroda Pioneer Mutual Funds are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Baroda Pioneer Mid-Cap Fund Growth	₹16.5124 ↑ 0.15	₹97	-8.1	0.1	26.2	22.5	15.9
Baroda Pioneer Multi Cap Fund Growth	₹283.285 ↑ 0.43	₹2,953	1.2	15.4	-3	18.8	23.3	31.7
Baroda Pioneer ELSS 96 Growth	₹68.6676 ↑ 0.33	₹210	-6.1	-3.5	17.6	16.7	11.6
Baroda Pioneer Banking And Financial Services Fund Growth	₹46.3096 ↓ -0.26	₹297	-2.9	12.9	7.6	15	18.1	12.5
Baroda Pioneer Large Cap Fund Growth	₹20.532 ↑ 0.03	₹51	-5.7	-7.3	5.9	13.8	10.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Baroda Pioneer Mid-Cap Fund	Baroda Pioneer Multi Cap Fund	Baroda Pioneer ELSS 96	Baroda Pioneer Banking And Financial Services Fund	Baroda Pioneer Large Cap Fund
Point 1	Bottom quartile AUM (₹97 Cr).	Highest AUM (₹2,953 Cr).	Lower mid AUM (₹210 Cr).	Upper mid AUM (₹297 Cr).	Bottom quartile AUM (₹51 Cr).
Point 2	Established history (14+ yrs).	Oldest track record among peers (21 yrs).	Established history (10+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 15.89% (lower mid).	5Y return: 23.32% (top quartile).	5Y return: 11.62% (bottom quartile).	5Y return: 18.08% (upper mid).	5Y return: 10.45% (bottom quartile).
Point 6	3Y return: 22.51% (top quartile).	3Y return: 18.80% (upper mid).	3Y return: 16.70% (lower mid).	3Y return: 15.04% (bottom quartile).	3Y return: 13.75% (bottom quartile).
Point 7	1Y return: 26.24% (top quartile).	1Y return: -2.98% (bottom quartile).	1Y return: 17.56% (upper mid).	1Y return: 7.64% (lower mid).	1Y return: 5.94% (bottom quartile).
Point 8	Alpha: 0.00 (lower mid).	Alpha: 0.28 (upper mid).	Alpha: 5.69 (top quartile).	Alpha: -2.36 (bottom quartile).	Alpha: -3.15 (bottom quartile).
Point 9	Sharpe: 3.23 (top quartile).	Sharpe: -0.37 (bottom quartile).	Sharpe: 2.51 (upper mid).	Sharpe: 0.50 (bottom quartile).	Sharpe: 1.53 (lower mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.09 (bottom quartile).	Information ratio: 0.33 (top quartile).	Information ratio: -0.52 (bottom quartile).

Baroda Pioneer Mid-Cap Fund

Bottom quartile AUM (₹97 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.89% (lower mid).
3Y return: 22.51% (top quartile).
1Y return: 26.24% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 3.23 (top quartile).
Information ratio: 0.00 (upper mid).

Baroda Pioneer Multi Cap Fund

Highest AUM (₹2,953 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.32% (top quartile).
3Y return: 18.80% (upper mid).
1Y return: -2.98% (bottom quartile).
Alpha: 0.28 (upper mid).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.00 (lower mid).

Baroda Pioneer ELSS 96

Lower mid AUM (₹210 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.62% (bottom quartile).
3Y return: 16.70% (lower mid).
1Y return: 17.56% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: 2.51 (upper mid).
Information ratio: -0.09 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

Upper mid AUM (₹297 Cr).
Established history (13+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 18.08% (upper mid).
3Y return: 15.04% (bottom quartile).
1Y return: 7.64% (lower mid).
Alpha: -2.36 (bottom quartile).
Sharpe: 0.50 (bottom quartile).
Information ratio: 0.33 (top quartile).

Baroda Pioneer Large Cap Fund

Bottom quartile AUM (₹51 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.45% (bottom quartile).
3Y return: 13.75% (bottom quartile).
1Y return: 5.94% (bottom quartile).
Alpha: -3.15 (bottom quartile).
Sharpe: 1.53 (lower mid).
Information ratio: -0.52 (bottom quartile).

Top Debt Mutual Funds

In case of debt funds, the accumulated money is invested in fixed income instruments like government and corporate Bonds. People having low risk appetite can choose debt funds as one of the investment options and can also choose the tenure. Debt funds generally offer constant returns. The best and Best Debt Funds offered by Baroda Pioneer Mutual Fund are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Baroda Pioneer Treasury Advantage Fund Growth	₹1,600.39 ↑ 0.30	₹28	0.7	1.2	3.7	-9.5		4.07%	7M 17D	8M 1D
Baroda Pioneer Liquid Fund Growth	₹3,031.26 ↑ 0.37	₹11,836	1.4	3.3	6.8	7	7.3	5.84%	1M 9D	1M 9D
Baroda Pioneer Short Term Bond Fund Growth	₹29.5018 ↑ 0.00	₹290	0.6	4.4	8	7.3	7.7	0%
Baroda Pioneer Credit Risk Fund Growth	₹22.4262 ↑ 0.01	₹192	1.2	4.4	8.2	7.7	8.2	7.43%	2Y 4M 6D	3Y 5M 23D
Baroda Pioneer Dynamic Bond Fund Growth	₹18.7941 ↓ -0.02	₹18	-0.7	0	3.9	2.8		5.91%	4Y 1M 6D	5Y 3M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Baroda Pioneer Treasury Advantage Fund	Baroda Pioneer Liquid Fund	Baroda Pioneer Short Term Bond Fund	Baroda Pioneer Credit Risk Fund	Baroda Pioneer Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹28 Cr).	Highest AUM (₹11,836 Cr).	Upper mid AUM (₹290 Cr).	Lower mid AUM (₹192 Cr).	Bottom quartile AUM (₹18 Cr).
Point 2	Oldest track record among peers (16 yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Established history (10+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 3.74% (bottom quartile).	1Y return: 6.83% (lower mid).	1Y return: 8.02% (upper mid).	1Y return: 8.23% (top quartile).	1Y return: 3.91% (bottom quartile).
Point 6	1M return: 0.21% (lower mid).	1M return: 0.46% (top quartile).	1M return: -0.07% (bottom quartile).	1M return: 0.27% (upper mid).	1M return: -0.47% (bottom quartile).
Point 7	Sharpe: 0.37 (bottom quartile).	Sharpe: 2.93 (top quartile).	Sharpe: 1.64 (lower mid).	Sharpe: 2.31 (upper mid).	Sharpe: -0.47 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: -1.27 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.99 (bottom quartile).
Point 9	Yield to maturity (debt): 4.07% (bottom quartile).	Yield to maturity (debt): 5.84% (lower mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.43% (top quartile).	Yield to maturity (debt): 5.91% (upper mid).
Point 10	Modified duration: 0.63 yrs (lower mid).	Modified duration: 0.11 yrs (upper mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.35 yrs (bottom quartile).	Modified duration: 4.10 yrs (bottom quartile).

Baroda Pioneer Treasury Advantage Fund

Bottom quartile AUM (₹28 Cr).
Oldest track record among peers (16 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 3.74% (bottom quartile).
1M return: 0.21% (lower mid).
Sharpe: 0.37 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 4.07% (bottom quartile).
Modified duration: 0.63 yrs (lower mid).

Baroda Pioneer Liquid Fund

Highest AUM (₹11,836 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.83% (lower mid).
1M return: 0.46% (top quartile).
Sharpe: 2.93 (top quartile).
Information ratio: -1.27 (bottom quartile).
Yield to maturity (debt): 5.84% (lower mid).
Modified duration: 0.11 yrs (upper mid).

Baroda Pioneer Short Term Bond Fund

Upper mid AUM (₹290 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 8.02% (upper mid).
1M return: -0.07% (bottom quartile).
Sharpe: 1.64 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Baroda Pioneer Credit Risk Fund

Lower mid AUM (₹192 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 8.23% (top quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.31 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.43% (top quartile).
Modified duration: 2.35 yrs (bottom quartile).

Baroda Pioneer Dynamic Bond Fund

Bottom quartile AUM (₹18 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 3.91% (bottom quartile).
1M return: -0.47% (bottom quartile).
Sharpe: -0.47 (bottom quartile).
Information ratio: -0.99 (bottom quartile).
Yield to maturity (debt): 5.91% (upper mid).
Modified duration: 4.10 yrs (bottom quartile).

Top Hybrid Mutual Funds

Hybrid or Balanced Fund refer to the scheme that invests the fund money in a combination of both equity and fixed income instruments. This mutual fund scheme is good for people having medium risk-appetite. Some of the best schemes offered Baroda Mutual Funds under the hybrid funds category are tabulated below as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
Baroda Pioneer Conservative Hybrid Fund Growth	₹30.2092 ↑ 0.02	₹33	-1.7	-1.2	3.3	9.1	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 2 Funds showcased

Commentary	Baroda Pioneer Hybrid Equity Fund	Baroda Pioneer Conservative Hybrid Fund
Point 1	Highest AUM (₹389 Cr).	Bottom quartile AUM (₹33 Cr).
Point 2	Oldest track record among peers (21 yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 11.17% (upper mid).	5Y return: 7.83% (bottom quartile).
Point 6	3Y return: 14.26% (upper mid).	3Y return: 9.05% (bottom quartile).
Point 7	1Y return: 14.82% (upper mid).	1Y return: 3.31% (bottom quartile).
Point 8	1M return: -2.79% (bottom quartile).	1M return: -1.08% (upper mid).
Point 9	Alpha: 6.53 (upper mid).	Alpha: 0.25 (bottom quartile).
Point 10	Sharpe: 2.59 (upper mid).	Sharpe: 0.85 (bottom quartile).

Baroda Pioneer Hybrid Equity Fund

Highest AUM (₹389 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (upper mid).
3Y return: 14.26% (upper mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (upper mid).
Sharpe: 2.59 (upper mid).

Baroda Pioneer Conservative Hybrid Fund

Bottom quartile AUM (₹33 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.83% (bottom quartile).
3Y return: 9.05% (bottom quartile).
1Y return: 3.31% (bottom quartile).
1M return: -1.08% (upper mid).
Alpha: 0.25 (bottom quartile).
Sharpe: 0.85 (bottom quartile).

Top ELSS Funds Mutual Funds

Baroda Pioneer Mutual Fund offers Tax Saving Scheme like ELSS'96 to provide investors long-term capital growth and also tax benefit under Section 80C of income tax Act,1961. The risk level associated with it is moderate.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Baroda Pioneer ELSS 96 Growth	₹68.6676 ↑ 0.33	₹210	-6.1	-3.5	17.6	16.7	11.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 1 Funds showcased

Commentary	Baroda Pioneer ELSS 96
Point 1	Highest AUM (₹210 Cr).
Point 2	Oldest track record among peers (10 yrs).
Point 3	Not Rated.
Point 4	Risk profile: Moderately High.
Point 5	5Y return: 11.62% (top quartile).
Point 6	3Y return: 16.70% (top quartile).
Point 7	1Y return: 17.56% (top quartile).
Point 8	Alpha: 5.69 (top quartile).
Point 9	Sharpe: 2.51 (top quartile).
Point 10	Information ratio: -0.09 (top quartile).

Baroda Pioneer ELSS 96

Highest AUM (₹210 Cr).
Oldest track record among peers (10 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.62% (top quartile).
3Y return: 16.70% (top quartile).
1Y return: 17.56% (top quartile).
Alpha: 5.69 (top quartile).
Sharpe: 2.51 (top quartile).
Information ratio: -0.09 (top quartile).

1. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Research Highlights for Baroda Pioneer Liquid Fund

Highest AUM (₹11,836 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.83% (bottom quartile).
1M return: 0.46% (top quartile).
Sharpe: 2.93 (top quartile).
Information ratio: -1.27 (bottom quartile).
Yield to maturity (debt): 5.84% (upper mid).
Modified duration: 0.11 yrs (lower mid).
Average maturity: 0.11 yrs (lower mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Clearing Corporation Of India Ltd (~6.9%).

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund Growth
Launch Date	5 Feb 09
NAV (02 Sep 25)	₹3,031.26 ↑ 0.37 (0.01 %)
Net Assets (Cr)	₹11,836 on 31 Jul 25
Category	Debt - Liquid Fund
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.31
Sharpe Ratio	2.93
Information Ratio	-1.27
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.84%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 9 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,325
31 Aug 22	₹10,731
31 Aug 23	₹11,455
31 Aug 24	₹12,288
31 Aug 25	₹13,129

Baroda Pioneer Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	3.3%
1 Year	6.8%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.8%
2015	8.4%

Fund Manager information for Baroda Pioneer Liquid Fund

Name	Since	Tenure
Gurvinder Wasan	21 Oct 24	0.86 Yr.
Vikram Pamnani	14 Mar 22	3.47 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.63%
Corporate	15.91%
Government	6.24%

Credit Quality

Rating	Value
AA	0.58%
AAA	99.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	7%	₹819 Cr
Small Industries Development Bk Of India Commercial Paper \| -	4%	₹495 Cr	10,000
91 Days Tbill Red 30-10-2025 Sovereign Bonds \| -	4%	₹494 Cr	50,000,000
India (Republic of) - \| -	4%	₹494 Cr	50,000,000 ↑ 50,000,000
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	4%	₹447 Cr	45,000,000
Punjab National Bank Domestic Bonds \| -	3%	₹300 Cr	6,000
Canara Bank Certificate of Deposit \| -	3%	₹300 Cr	6,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹300 Cr	6,000
Grasim Industries Limited (12/09/2025) ** Commercial Paper \| -	3%	₹299 Cr	6,000
Indian Bank (28/10/2025) ** # Certificate of Deposit \| -	2%	₹297 Cr	6,000 ↑ 6,000

2. Baroda Pioneer ELSS 96

The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.

Research Highlights for Baroda Pioneer ELSS 96

Bottom quartile AUM (₹210 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.62% (top quartile).
3Y return: 16.70% (top quartile).
1Y return: 17.56% (top quartile).
Alpha: 5.69 (upper mid).
Sharpe: 2.51 (lower mid).
Information ratio: -0.09 (bottom quartile).

Below is the key information for Baroda Pioneer ELSS 96

Baroda Pioneer ELSS 96 Growth
Launch Date	2 Mar 15
NAV (11 Mar 22)	₹68.6676 ↑ 0.33 (0.48 %)
Net Assets (Cr)	₹210 on 31 Jan 22
Category	Equity - ELSS
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.55
Sharpe Ratio	2.51
Information Ratio	-0.09
Alpha Ratio	5.69
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,974

Baroda Pioneer ELSS 96 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer ELSS 96

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	-3.9%
3 Month	-6.1%
6 Month	-3.5%
1 Year	17.6%
3 Year	16.7%
5 Year	11.6%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer ELSS 96

Name	Since	Tenure

Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Upper mid AUM (₹389 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.17% (upper mid).
3Y return: 14.26% (upper mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).
Information ratio: -0.07 (lower mid).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,603

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Baroda Pioneer Treasury Advantage Fund

The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments.

Research Highlights for Baroda Pioneer Treasury Advantage Fund

Bottom quartile AUM (₹28 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 3.74% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: 0.37 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 4.07% (lower mid).
Modified duration: 0.63 yrs (bottom quartile).
Average maturity: 0.67 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Baroda Pioneer Treasury Advantage Fund

Baroda Pioneer Treasury Advantage Fund Growth
Launch Date	24 Jun 09
NAV (13 Mar 22)	₹1,600.39 ↑ 0.30 (0.02 %)
Net Assets (Cr)	₹28 on 31 Jan 22
Category	Debt - Low Duration
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.89
Sharpe Ratio	0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	4.07%
Effective Maturity	8 Months 1 Day
Modified Duration	7 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,772

Baroda Pioneer Treasury Advantage Fund SIP Returns

Returns for Baroda Pioneer Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.2%
3 Month	0.7%
6 Month	1.2%
1 Year	3.7%
3 Year	-9.5%
5 Year	-3.2%
10 Year
15 Year
Since launch	3.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Treasury Advantage Fund

Name	Since	Tenure

Data below for Baroda Pioneer Treasury Advantage Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Baroda Pioneer Short Term Bond Fund

The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.

Research Highlights for Baroda Pioneer Short Term Bond Fund

Lower mid AUM (₹290 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.02% (lower mid).
1M return: -0.07% (lower mid).
Sharpe: 1.64 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (upper mid).
Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.18% Govt Stock 2033 (~6.1%).

Below is the key information for Baroda Pioneer Short Term Bond Fund

Baroda Pioneer Short Term Bond Fund Growth
Launch Date	30 Jun 10
NAV (02 Sep 25)	₹29.5018 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹290 on 31 Jul 25
Category	Debt - Short term Bond
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.05
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,501
31 Aug 22	₹10,729
31 Aug 23	₹11,433
31 Aug 24	₹12,266
31 Aug 25	₹13,256

Baroda Pioneer Short Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Baroda Pioneer Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	-0.1%
3 Month	0.6%
6 Month	4.4%
1 Year	8%
3 Year	7.3%
5 Year	5.8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7%
2022	3%
2021	3.7%
2020	7.5%
2019	8.8%
2018	7.1%
2017	7.6%
2016	9.5%
2015	8.6%

Fund Manager information for Baroda Pioneer Short Term Bond Fund

Name	Since	Tenure
Gurvinder Wasan	21 Oct 24	0.86 Yr.
Vikram Pamnani	10 Jul 24	1.15 Yr.

Data below for Baroda Pioneer Short Term Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.58%
Debt	96.13%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	66.25%
Government	29.89%
Cash Equivalent	3.58%

Credit Quality

Rating	Value
AA	9.12%
AAA	90.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹18 Cr	1,700,000 ↓ -300,000
National Housing Bank Debentures \| -	5%	₹15 Cr	1,500
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹15 Cr	1,500
Power Finance Corporation Limited Debentures \| -	5%	₹15 Cr	1,500
Small Industries Development Bank Of India Debentures \| -	5%	₹13 Cr	1,300
Hindustan Petroleum Corporation Limited Debentures \| -	4%	₹12 Cr	120
Larsen And Toubro Limited Debentures \| -	4%	₹10 Cr	1,000
Ultratech Cement Limited Debentures \| -	4%	₹10 Cr	1,000
LIC Housing Finance Ltd Debentures \| -	4%	₹10 Cr	1,000
7.08% Karnataka State Development Loans (12/08/2031) Sovereign Bonds \| -	4%	₹10 Cr	1,000,000

List of Name Change in Schemes of Baroda Pioneer Mutual Fund

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before Investing in a scheme.

Here is a list of Baroda schemes that got new names:

Existing Scheme Name	New Scheme Name
Baroda Pioneer MIP Fund	Baroda Pioneer Conservative Hybrid Fund
Baroda Pioneer Credit Opportunities Fund	Baroda Pioneer Credit Risk Fund
Baroda Pioneer Balance Fund	Baroda Pioneer Hybrid Equity Fund
Baroda Pioneer Growth Fund	Baroda Pioneer Multi Cap Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

Baroda Pioneer SIP Mutual Fund

Baroda Pioneer Mutual Fund offers a Systematic Investment plan or SIP as a mode of Mutual Fund investment. It is a popular mode of Mutual Fund investment in the company schemes. Baroda Pioneer Growth Fund allows you to invest in SIP mode. The company also provides you with sip calculator in order to calculate and reach your Financial goals.

Baroda Pioneer Mutual Fund Calculator

Likewise, many fund houses, Baroda Pioneer Mutual Fund too offers mutual fund calculator to their individuals. People use the calculator to determine their savings amount, which schemes they need to choose for investment, and so on. Mutual Fund calculator gives the output depending on the input data like income level, present expenses, how much amount can be invested, expected rate of returns on investment, and other related parameters.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

Baroda Pioneer Mutual Fund Statement

Investors can generate Baroda Pioneer Mutual Fund account statement from their website. All you need to do is enter Folio number and the respective date of the statement that you would need.

Baroda Pioneer Mutual Fund NAV

Baroda Pioneer Mutual Fund NAV can be found on the AMFI website. The latest NAV can also be found on the asset management company’s website. You can also check for the historical NAV of the Baroda Pioneer Mutual Fund on the AMFI website.

Why Opt Baroda Pioneer Mutual Fund?

1. Safe Investment

The Mutual Fund schemes offered by Baroda Pioneer are among the more safe category. Schemes offer greater safety of returns and good risk management.

2. Low-Risk Profile

The primary Asset Allocation of most of the schemes is in money market instruments. These money market instruments have a low-risk profile.

3. Trusted Name

Baroda Pioneer is a trusted name in the Mutual Funds market. The company has a great track record of handling assets and giving steady returns.

4. Consistency

It provides supreme investment performance with the help of superior investment management aided by investment experts.

5. Innovative Features

The AMC aims at increasing useful and innovative service features.

Address

501 TITANIUM, 5TH Floor, Western Express Highway, Goregaon (E), Mumbai- 400 063

Sponsor(s)

Pioneer Global Asset Management S.p.A. and Bank of Baroda

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.