+91-22-489139094 Best Performing Equity Savings Funds 2026
Equity savings funds fall under the hybrid category of Mutual Funds. This is the latest type of Asset Allocation mutual funds introduced in late 2014. Equity savings funds invest in arbitrage, equity and debt. This fund will invest at least 65 percent of its total assets in equities (most of it in arbitrage) and rest in debt instruments, but the minimum investment in debt should be 10 percent. Equity savings funds are getting popular amongst investors who want to invest in equities yet at the same time want to be safe. So, let’s learn about this fund, along with some of the best performing equity savings funds to invest.
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An Overview About Equity Savings Funds
Equity savings funds seek to generate stable income by Investing in debt instruments and aims for potentially higher returns through equity investments. Thus, these funds act as a balancing equation between both risk and return.
Ideally, arbitrage takes advantage of the difference in prices of shares in the cash and derivatives market. Use of derivatives reduces net equity exposure (i.e., ideally 20-40 percent, though this may vary fund to fund) and usually protects investor from unstable returns.
Since, equity savings funds have 65 percent of equity exposure (without considering derivatives), they are treated under Equity Mutual Funds taxation. Equity savings funds are considered to be an ideal investment option for conservative investors who want to invest for a short-term i.e., for 1-3 years.
Investors planning to invest in these funds should take a SIP route as this eliminates the worry of timing the market. Post-retirement you can use SWP (Systematic Withdrawal Plan) option to enable pre-determine withdrawals at a periodic interval.
Fund Selection Methodology used to find 4 funds
Top 4 Best Equity Savings Funds FY 26 - 27
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Edelweiss Equity Savings Fund Growth ₹26.9326
↓ -0.02 ₹1,365 5.2 3 6.6 10.7 8.9 8 Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 ₹285 -0.1 1.8 6.9 9.8 8 Kotak Equity Savings Fund Growth ₹27.4047
↓ -0.02 ₹10,108 4.3 0.2 4.9 9.7 9.5 7.9 SBI Equity Savings Fund Growth ₹24.6691
↑ 0.00 ₹5,643 2.4 1 2.1 9 8.3 5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jul 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Edelweiss Equity Savings Fund Tata Equity Savings Fund Kotak Equity Savings Fund SBI Equity Savings Fund Point 1 Lower mid AUM (₹1,365 Cr). Bottom quartile AUM (₹285 Cr). Highest AUM (₹10,108 Cr). Upper mid AUM (₹5,643 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (28 yrs). Established history (11+ yrs). Established history (11+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 8.89% (upper mid). 5Y return: 8.02% (bottom quartile). 5Y return: 9.54% (top quartile). 5Y return: 8.31% (lower mid). Point 6 3Y return: 10.75% (top quartile). 3Y return: 9.85% (upper mid). 3Y return: 9.68% (lower mid). 3Y return: 9.01% (bottom quartile). Point 7 1Y return: 6.58% (upper mid). 1Y return: 6.88% (top quartile). 1Y return: 4.91% (lower mid). 1Y return: 2.12% (bottom quartile). Point 8 1M return: 2.15% (top quartile). 1M return: 0.34% (bottom quartile). 1M return: 1.80% (upper mid). 1M return: 1.45% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 0.16 (top quartile). Sharpe: 0.00 (upper mid). Sharpe: -0.09 (lower mid). Sharpe: -0.63 (bottom quartile). Edelweiss Equity Savings Fund
Tata Equity Savings Fund
Kotak Equity Savings Fund
SBI Equity Savings Fund
*Above is list of best Equity Savings funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
(Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on (Erstwhile TATA Regular Savings Equity Fund) The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. Research Highlights for Tata Equity Savings Fund Below is the key information for Tata Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Equity Savings Fund Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation
through a moderate exposure in equity. Research Highlights for SBI Equity Savings Fund Below is the key information for SBI Equity Savings Fund Returns up to 1 year are on 1. Edelweiss Equity Savings Fund
Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (07 Jul 26) ₹26.9326 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹1,365 on 31 May 26 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,164 30 Jun 23 ₹11,287 30 Jun 24 ₹13,202 30 Jun 25 ₹14,337 30 Jun 26 ₹15,293 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26 Duration Returns 1 Month 2.2% 3 Month 5.2% 6 Month 3% 1 Year 6.6% 3 Year 10.7% 5 Year 8.9% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.4% 2022 12.9% 2021 3.2% 2020 11.7% 2019 13% 2018 7% 2017 3.8% 2016 15.1% 2015 4.6% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Kedar Karnik 15 Jan 26 0.45 Yr. Bhavesh Jain 1 Oct 21 4.75 Yr. Bharat Lahoti 18 Sep 17 8.79 Yr. Rahul Dedhia 1 Jul 24 2 Yr. Data below for Edelweiss Equity Savings Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 55.64% Equity 31.8% Debt 12.54% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 22.81% Basic Materials 11.37% Communication Services 7.51% Industrials 6.17% Utility 5.71% Consumer Cyclical 4.61% Energy 4.11% Health Care 3.25% Technology 3.19% Real Estate 3.17% Consumer Defensive 1.19% Debt Sector Allocation
Sector Value Cash Equivalent 51.56% Corporate 12.05% Government 4.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK6% ₹79 Cr 1,061,864
↑ 200,750 Hdfc Bank Ltd.30/06/2026
Derivatives | -5% -₹69 Cr 933,350
↑ 933,350 Steel Authority Of India Ltd.30/06/2026
Derivatives | -5% -₹62 Cr 3,003,300
↑ 3,003,300 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 30 Sep 25 | SAIL4% ₹61 Cr 3,003,300 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK4% ₹56 Cr 449,229
↑ 101,500 Adani Green Energy Ltd.30/06/2026
Derivatives | -4% -₹54 Cr 360,000
↑ 360,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹53 Cr 291,755
↑ 34,200 Adani Green Energy Ltd (Utilities)
Equity, Since 31 Dec 25 | ADANIGREEN4% ₹53 Cr 360,000 Edelweiss Liquid Dir Gr
Investment Fund | -4% ₹52 Cr 143,571 Hdb Financial Services Limited
Debentures | -4% ₹50 Cr 5,000,000 2. Tata Equity Savings Fund
Tata Equity Savings Fund
Growth Launch Date 23 Jul 97 NAV (20 Feb 26) ₹56.3583 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹285 on 31 Jan 26 Category Hybrid - Equity Savings AMC Tata Asset Management Limited Rating Risk Moderately High Expense Ratio 1.13 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-90 Days (0.25%),90 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,314 30 Jun 23 ₹11,342 30 Jun 24 ₹13,189 30 Jun 25 ₹14,120 Returns for Tata Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26 Duration Returns 1 Month 0.3% 3 Month -0.1% 6 Month 1.8% 1 Year 6.9% 3 Year 9.8% 5 Year 8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Tata Equity Savings Fund
Name Since Tenure Data below for Tata Equity Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Kotak Equity Savings Fund
Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (07 Jul 26) ₹27.4047 ↓ -0.02 (-0.09 %) Net Assets (Cr) ₹10,108 on 31 May 26 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,565 30 Jun 23 ₹11,887 30 Jun 24 ₹14,141 30 Jun 25 ₹15,072 30 Jun 26 ₹15,683 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26 Duration Returns 1 Month 1.8% 3 Month 4.3% 6 Month 0.2% 1 Year 4.9% 3 Year 9.7% 5 Year 9.5% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 11.72 Yr. Devender Singhal 1 Apr 21 5.25 Yr. Hiten Shah 3 Oct 19 6.75 Yr. Data below for Kotak Equity Savings Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 52.13% Equity 35.16% Debt 12.69% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 18.12% Communication Services 11.11% Consumer Cyclical 9.74% Technology 6.79% Consumer Defensive 5.75% Industrials 5.47% Utility 4.75% Basic Materials 4.07% Energy 2.31% Health Care 1.6% Real Estate 1.22% Debt Sector Allocation
Sector Value Cash Equivalent 48.35% Corporate 12.23% Government 4.24% Credit Quality
Rating Value AA 7.85% AAA 92.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -7% ₹667 Cr 1,184,804 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL6% ₹620 Cr 3,389,070 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER4% ₹412 Cr 9,328,198
↑ 500,000 Bharti Airtel Ltd-JUN2026
Derivatives | -3% -₹321 Cr 1,742,300
↑ 1,742,300 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 25 | HDFCBANK3% ₹291 Cr 3,913,250
↑ 37,950 HDFC Bank Ltd.-JUN2026
Derivatives | -3% -₹290 Cr 3,913,250
↑ 3,913,250 NTPC Ltd (Utilities)
Equity, Since 31 May 21 | NTPC3% ₹288 Cr 7,449,400 State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN3% ₹280 Cr 2,908,289 Cnx Nifty-Jun2026
- | -3% -₹279 Cr 117,455
↑ 117,455 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹278 Cr 212,088 4. SBI Equity Savings Fund
SBI Equity Savings Fund
Growth Launch Date 27 May 15 NAV (07 Jul 26) ₹24.6691 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹5,643 on 31 May 26 Category Hybrid - Equity Savings AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 1.28 Sharpe Ratio -0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,107 30 Jun 23 ₹11,513 30 Jun 24 ₹13,638 30 Jun 25 ₹14,659 30 Jun 26 ₹14,912 Returns for SBI Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jul 26 Duration Returns 1 Month 1.4% 3 Month 2.4% 6 Month 1% 1 Year 2.1% 3 Year 9% 5 Year 8.3% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 5% 2023 12% 2022 17.5% 2021 1.9% 2020 13.2% 2019 11.9% 2018 9.4% 2017 -0.5% 2016 14.6% 2015 6.2% Fund Manager information for SBI Equity Savings Fund
Name Since Tenure Neeraj Kumar 27 May 15 11.1 Yr. Nidhi Chawla 1 Jan 22 4.5 Yr. Mohit Jain 15 May 25 1.13 Yr. Pradeep Kesavan 1 Jan 24 2.5 Yr. Vandna Soni 1 Jan 24 2.5 Yr. Data below for SBI Equity Savings Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 55.93% Equity 24.19% Debt 19.87% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 30.71% Basic Materials 7.12% Energy 5.49% Industrials 4.46% Real Estate 3.65% Health Care 3.62% Consumer Cyclical 3.3% Consumer Defensive 3.3% Communication Services 2.91% Technology 2.68% Utility 1.37% Debt Sector Allocation
Sector Value Cash Equivalent 54.29% Corporate 13.75% Government 7.76% Credit Quality
Rating Value A 3.52% AA 52.14% AAA 44.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK5% ₹300 Cr 2,385,800 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK5% ₹294 Cr 7,640,000
↑ 2,200,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK5% ₹283 Cr 3,794,450
↓ -1,650 Future on HDFC Bank Ltd
Derivatives | -5% -₹281 Cr 3,794,450
↑ 3,794,450 Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE5% ₹265 Cr 2,008,162 Future on Kotak Mahindra Bank Ltd
Derivatives | -4% -₹211 Cr 5,440,000
↑ 5,440,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN3% ₹174 Cr 1,803,250 SBI Liquid Dir Gr
Investment Fund | -3% ₹155 Cr 355,010 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT3% ₹149 Cr 366,150 Future on Axis Bank Ltd
Derivatives | -3% -₹147 Cr 1,128,750
↑ 1,128,750
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Edelweiss Equity Savings Fund