+91-22-489139094 Best Performing Equity Savings Funds 2026
Equity savings funds fall under the hybrid category of Mutual Funds. This is the latest type of Asset Allocation mutual funds introduced in late 2014. Equity savings funds invest in arbitrage, equity and debt. This fund will invest at least 65 percent of its total assets in equities (most of it in arbitrage) and rest in debt instruments, but the minimum investment in debt should be 10 percent. Equity savings funds are getting popular amongst investors who want to invest in equities yet at the same time want to be safe. So, let’s learn about this fund, along with some of the best performing equity savings funds to invest.
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An Overview About Equity Savings Funds
Equity savings funds seek to generate stable income by Investing in debt instruments and aims for potentially higher returns through equity investments. Thus, these funds act as a balancing equation between both risk and return.
Ideally, arbitrage takes advantage of the difference in prices of shares in the cash and derivatives market. Use of derivatives reduces net equity exposure (i.e., ideally 20-40 percent, though this may vary fund to fund) and usually protects investor from unstable returns.
Since, equity savings funds have 65 percent of equity exposure (without considering derivatives), they are treated under Equity Mutual Funds taxation. Equity savings funds are considered to be an ideal investment option for conservative investors who want to invest for a short-term i.e., for 1-3 years.
Investors planning to invest in these funds should take a SIP route as this eliminates the worry of timing the market. Post-retirement you can use SWP (Systematic Withdrawal Plan) option to enable pre-determine withdrawals at a periodic interval.
Fund Selection Methodology used to find 4 funds
Top 4 Best Equity Savings Funds FY 26 - 27
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Equity Savings Fund Growth ₹23.9858
↓ -0.08 ₹5,731 -1.5 0.6 5.5 11.2 8.9 5 Edelweiss Equity Savings Fund Growth ₹25.494
↓ -0.15 ₹1,270 -2.2 0 5.7 10.8 8.8 8 Kotak Equity Savings Fund Growth ₹26.1857
↓ -0.17 ₹9,853 -3.6 -1.3 5 10.4 9.4 7.9 Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 ₹285 -0.1 1.8 6.9 9.8 8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 26 Research Highlights & Commentary of 4 Funds showcased
Commentary SBI Equity Savings Fund Edelweiss Equity Savings Fund Kotak Equity Savings Fund Tata Equity Savings Fund Point 1 Upper mid AUM (₹5,731 Cr). Lower mid AUM (₹1,270 Cr). Highest AUM (₹9,853 Cr). Bottom quartile AUM (₹285 Cr). Point 2 Established history (10+ yrs). Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (28 yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 8.89% (upper mid). 5Y return: 8.83% (lower mid). 5Y return: 9.42% (top quartile). 5Y return: 8.02% (bottom quartile). Point 6 3Y return: 11.20% (top quartile). 3Y return: 10.84% (upper mid). 3Y return: 10.41% (lower mid). 3Y return: 9.85% (bottom quartile). Point 7 1Y return: 5.50% (lower mid). 1Y return: 5.69% (upper mid). 1Y return: 5.03% (bottom quartile). 1Y return: 6.88% (top quartile). Point 8 1M return: -1.85% (upper mid). 1M return: -2.24% (lower mid). 1M return: -3.08% (bottom quartile). 1M return: 0.34% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 1.07 (lower mid). Sharpe: 1.63 (top quartile). Sharpe: 1.28 (upper mid). Sharpe: 0.00 (bottom quartile). SBI Equity Savings Fund
Edelweiss Equity Savings Fund
Kotak Equity Savings Fund
Tata Equity Savings Fund
*Above is list of best Equity Savings funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation
through a moderate exposure in equity. Below is the key information for SBI Equity Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss Equity Savings Advantage Fund) "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Research Highlights for Edelweiss Equity Savings Fund Below is the key information for Edelweiss Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Equity Savings Fund Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on (Erstwhile TATA Regular Savings Equity Fund) The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. Research Highlights for Tata Equity Savings Fund Below is the key information for Tata Equity Savings Fund Returns up to 1 year are on 1. SBI Equity Savings Fund
SBI Equity Savings Fund
Growth Launch Date 27 May 15 NAV (27 Mar 26) ₹23.9858 ↓ -0.08 (-0.33 %) Net Assets (Cr) ₹5,731 on 28 Feb 26 Category Hybrid - Equity Savings AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 1.28 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,933 28 Feb 23 ₹11,162 29 Feb 24 ₹13,510 28 Feb 25 ₹14,018 28 Feb 26 ₹15,581 Returns for SBI Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -1.9% 3 Month -1.5% 6 Month 0.6% 1 Year 5.5% 3 Year 11.2% 5 Year 8.9% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5% 2023 12% 2022 17.5% 2021 1.9% 2020 13.2% 2019 11.9% 2018 9.4% 2017 -0.5% 2016 14.6% 2015 6.2% Fund Manager information for SBI Equity Savings Fund
Name Since Tenure Neeraj Kumar 27 May 15 10.77 Yr. Nidhi Chawla 1 Jan 22 4.16 Yr. Mohit Jain 15 May 25 0.79 Yr. Pradeep Kesavan 1 Jan 24 2.16 Yr. Vandna Soni 1 Jan 24 2.16 Yr. Data below for SBI Equity Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 49.15% Equity 26.96% Debt 23.87% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 26.46% Basic Materials 8.35% Energy 6.83% Real Estate 5.56% Industrials 5.3% Consumer Cyclical 4.76% Consumer Defensive 3.77% Technology 3.52% Communication Services 2.64% Health Care 2.15% Utility 0.98% Debt Sector Allocation
Sector Value Cash Equivalent 48.03% Corporate 17.43% Government 7.57% Credit Quality
Rating Value A 3.14% AA 46.61% AAA 50.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -5% -₹300 Cr 3,351,150
↑ 3,351,150 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK5% ₹297 Cr 3,351,150
↓ -1,189,500 Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE5% ₹279 Cr 2,000,662
↓ -40,000 Future on Kotak Mahindra Bank Ltd
Derivatives | -4% -₹244 Cr 5,840,000
↑ 5,840,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK4% ₹242 Cr 5,840,000 Future on ICICI Bank Ltd
Derivatives | -3% -₹179 Cr 1,292,200
↑ 1,292,200 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK3% ₹178 Cr 1,292,200
↑ 77,700 State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN3% ₹157 Cr 1,304,750
↓ -860,250 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 16 | LT3% ₹157 Cr 366,150 SBI Liquid Dir Gr
Investment Fund | -3% ₹152 Cr 355,010 2. Edelweiss Equity Savings Fund
Edelweiss Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (27 Mar 26) ₹25.494 ↓ -0.15 (-0.60 %) Net Assets (Cr) ₹1,270 on 28 Feb 26 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 1.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,798 28 Feb 23 ₹11,218 29 Feb 24 ₹13,086 28 Feb 25 ₹14,094 28 Feb 26 ₹15,579 Returns for Edelweiss Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -2.2% 3 Month -2.2% 6 Month 0% 1 Year 5.7% 3 Year 10.8% 5 Year 8.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.4% 2022 12.9% 2021 3.2% 2020 11.7% 2019 13% 2018 7% 2017 3.8% 2016 15.1% 2015 4.6% Fund Manager information for Edelweiss Equity Savings Fund
Name Since Tenure Kedar Karnik 15 Jan 26 0.12 Yr. Bhavesh Jain 1 Oct 21 4.41 Yr. Bharat Lahoti 18 Sep 17 8.45 Yr. Rahul Dedhia 1 Jul 24 1.66 Yr. Data below for Edelweiss Equity Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 56.47% Equity 29.77% Debt 13.73% Other 0.03% Equity Sector Allocation
Sector Value Financial Services 22.65% Basic Materials 11.07% Communication Services 6.52% Industrials 5.87% Consumer Cyclical 5.32% Utility 5.21% Energy 4.85% Health Care 3.11% Technology 2.49% Consumer Defensive 0.95% Real Estate 0.72% Debt Sector Allocation
Sector Value Cash Equivalent 53.08% Corporate 12.75% Government 4.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Edelweiss Liquid Dir Gr
Investment Fund | -7% ₹91 Cr 255,625 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK6% ₹77 Cr 868,264
↑ 275,000 Future on HDFC Bank Ltd
Derivatives | -5% -₹66 Cr 739,750
↑ 275,000 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK4% ₹53 Cr 386,929
↑ 7,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE4% ₹51 Cr 367,751 Hdb Financial Services Limited
Debentures | -4% ₹50 Cr 5,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹43 Cr 230,955 Future on Reliance Industries Ltd
Derivatives | -3% -₹38 Cr 271,000 Edelweiss Low Duration Dir Gr
Investment Fund | -3% ₹36 Cr 340,264 Edelweiss Money Market Dir Gr
Investment Fund | -3% ₹36 Cr 11,049,000 3. Kotak Equity Savings Fund
Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (27 Mar 26) ₹26.1857 ↓ -0.17 (-0.64 %) Net Assets (Cr) ₹9,853 on 28 Feb 26 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 1.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,020 28 Feb 23 ₹11,686 29 Feb 24 ₹13,884 28 Feb 25 ₹14,462 28 Feb 26 ₹16,177 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -3.1% 3 Month -3.6% 6 Month -1.3% 1 Year 5% 3 Year 10.4% 5 Year 9.4% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 11.39 Yr. Devender Singhal 1 Apr 21 4.92 Yr. Hiten Shah 3 Oct 19 6.41 Yr. Data below for Kotak Equity Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 49.96% Equity 38.24% Debt 11.78% Other 0.02% Equity Sector Allocation
Sector Value Financial Services 18.06% Communication Services 11.73% Consumer Cyclical 11.7% Technology 6.6% Consumer Defensive 4.05% Industrials 3.98% Utility 3.74% Basic Materials 3.26% Energy 2.83% Real Estate 0.98% Health Care 0.82% Debt Sector Allocation
Sector Value Cash Equivalent 47.97% Corporate 9.75% Government 4.02% Credit Quality
Rating Value AA 4.56% AAA 95.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL7% ₹664 Cr 3,530,770
↑ 128,040 Kotak Liquid Dir Gr
Investment Fund | -7% ₹656 Cr 1,184,804
↑ 180,958 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER4% ₹411 Cr 9,028,198 Cnx Nifty-Mar2026
- | -4% -₹380 Cr 149,955
↑ 149,955 HDFC Bank Ltd.-MAR2026
Derivatives | -3% -₹320 Cr 3,578,850
↑ 3,578,850 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 25 | HDFCBANK3% ₹318 Cr 3,578,850
↑ 3,046,450 Bharti Airtel Ltd-MAR2026
Derivatives | -3% -₹309 Cr 1,634,000
↑ 1,634,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹309 Cr 207,838 State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN3% ₹302 Cr 2,513,039
↓ -3,882,750 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | HEROMOTOCO3% ₹268 Cr 470,000 4. Tata Equity Savings Fund
Tata Equity Savings Fund
Growth Launch Date 23 Jul 97 NAV (20 Feb 26) ₹56.3583 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹285 on 31 Jan 26 Category Hybrid - Equity Savings AMC Tata Asset Management Limited Rating Risk Moderately High Expense Ratio 1.13 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-90 Days (0.25%),90 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,768 28 Feb 23 ₹11,110 29 Feb 24 ₹12,848 28 Feb 25 ₹13,795 Returns for Tata Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month 0.3% 3 Month -0.1% 6 Month 1.8% 1 Year 6.9% 3 Year 9.8% 5 Year 8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Tata Equity Savings Fund
Name Since Tenure Data below for Tata Equity Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for SBI Equity Savings Fund