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Top 4 Best Performing Balanced Mutual Funds by HDFC MF 2025

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4 Best Performing Balanced Funds by HDFC MF 2025

Updated on July 18, 2025 , 6795 views

HDFC Mutual Fund being one of the top fund houses in India, the Balanced Fund provided by the AMC are one of the most demanded by the investors. Balanced funds, also known as hybrid funds, invest money in both debt and equity instruments.

Balanced funds provided by the AMC master in balancing the Portfolio by building long-term wealth via equity and regular returns through Debt fund. Many investors who are new to Mutual Funds prefer Investing first in balanced funds, as they give a taste of other two Mutual Funds.

Thus, investors wanting to invest in one of the top fund house, can choose these top performing balanced funds by HDFC Mutual Fund. These funds have been shortlisted based on certain criteria like AUM, past performances, etc.

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HDFC

Why Invest in HDFC Mutual Fund?

  • Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.

  • Variety of Options: Investing in HDFC Mutual Fund comes with a broad Range of choices.

  • Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.

Best HDFC Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
HDFC Hybrid Debt Fund Growth ₹82.4617
↓ -0.03
₹3,4011.64.75.511.611.710.5
HDFC Equity Savings Fund Growth ₹65.835
↓ -0.12
₹5,6632.94.54.411.412.710.3
HDFC Balanced Advantage Fund Growth ₹519.82
↓ -1.72
₹102,7904.862.921.724.316.7
HDFC Arbitrage Fund Growth ₹30.712
↑ 0.01
₹21,0681.43.26.875.67.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25

1. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.3% since its launch.  Ranked 16 in Hybrid Debt category.  Return for 2024 was 10.5% , 2023 was 13.9% and 2022 was 6% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (18 Jul 25) ₹82.4617 ↓ -0.03   (-0.03 %)
Net Assets (Cr) ₹3,401 on 30 Jun 25
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio 0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹12,244
30 Jun 22₹12,646
30 Jun 23₹14,363
30 Jun 24₹16,628
30 Jun 25₹17,790

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 4.7%
1 Year 5.5%
3 Year 11.6%
5 Year 11.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.5%
2023 13.9%
2022 6%
2021 13.4%
2020 10.2%
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
2015 3.8%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Shobhit Mehrotra1 Sep 0717.76 Yr.
Srinivasan Ramamurthy14 Dec 213.47 Yr.
Dhruv Muchhal22 Jun 231.95 Yr.

Data below for HDFC Hybrid Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash3.05%
Equity21.44%
Debt75.24%
Other0.27%
Equity Sector Allocation
SectorValue
Financial Services8.55%
Energy2.1%
Technology1.98%
Health Care1.91%
Industrials1.81%
Consumer Cyclical1.42%
Utility1.2%
Communication Services0.99%
Consumer Defensive0.73%
Real Estate0.58%
Basic Materials0.16%
Debt Sector Allocation
SectorValue
Government50.16%
Corporate25.08%
Cash Equivalent3.05%
Credit Quality
RatingValue
AA12.53%
AAA87.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
4%₹119 Cr11,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹116 Cr11,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
3%₹105 Cr10,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
3%₹88 Cr8,500,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹84 Cr800
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹84 Cr590,000
7.18% Govt Stock 2037
Sovereign Bonds | -
2%₹73 Cr7,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
2%₹72 Cr7,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK
2%₹67 Cr350,000
6.68% Govt Stock 2031
Sovereign Bonds | -
2%₹66 Cr6,500,000

2. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 12 in Equity Savings category.  Return for 2024 was 10.3% , 2023 was 13.8% and 2022 was 6% .

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund
Growth
Launch Date 17 Sep 04
NAV (18 Jul 25) ₹65.835 ↓ -0.12   (-0.17 %)
Net Assets (Cr) ₹5,663 on 30 Jun 25
Category Hybrid - Equity Savings
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2
Sharpe Ratio -0.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹12,854
30 Jun 22₹13,206
30 Jun 23₹14,875
30 Jun 24₹17,473
30 Jun 25₹18,591

HDFC Equity Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.5%
3 Month 2.9%
6 Month 4.5%
1 Year 4.4%
3 Year 11.4%
5 Year 12.7%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 13.8%
2022 6%
2021 16.8%
2020 8.8%
2019 5.8%
2018 0.9%
2017 16.5%
2016 14.1%
2015 2%
Fund Manager information for HDFC Equity Savings Fund
NameSinceTenure
Anil Bamboli17 Sep 0420.8 Yr.
Arun Agarwal17 Sep 0420.8 Yr.
Srinivasan Ramamurthy14 Dec 213.55 Yr.
Dhruv Muchhal22 Jun 232.02 Yr.
Nandita Menezes29 Mar 250.25 Yr.

Data below for HDFC Equity Savings Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash40.37%
Equity38.07%
Debt21.56%
Equity Sector Allocation
SectorValue
Financial Services22.53%
Consumer Cyclical8.74%
Energy7.62%
Industrials6.9%
Technology5.46%
Basic Materials4.9%
Health Care4.52%
Consumer Defensive3.76%
Utility2.21%
Communication Services2.04%
Real Estate1.6%
Debt Sector Allocation
SectorValue
Cash Equivalent38.63%
Corporate12.32%
Government10.98%
Credit Quality
RatingValue
AA7.32%
AAA92.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
9%₹504 Cr2,593,450
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE
6%₹339 Cr2,388,500
Future on HDFC Bank Ltd
Derivatives | -
6%-₹321 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK
5%₹300 Cr2,071,900
Future on Reliance Industries Ltd
Derivatives | -
4%-₹234 Cr
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
3%₹177 Cr1,129,600
Future on Titan Co Ltd
Derivatives | -
3%-₹171 Cr
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN
3%₹170 Cr479,325
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Mar 20 | ADANIPORTS
3%₹147 Cr1,027,200
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹139 Cr13,100,000

3. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch.  Ranked 23 in Dynamic Allocation category.  Return for 2024 was 16.7% , 2023 was 31.3% and 2022 was 18.8% .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund
Growth
Launch Date 11 Sep 00
NAV (18 Jul 25) ₹519.82 ↓ -1.72   (-0.33 %)
Net Assets (Cr) ₹102,790 on 30 Jun 25
Category Hybrid - Dynamic Allocation
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.43
Sharpe Ratio 0
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,130
30 Jun 22₹16,392
30 Jun 23₹20,654
30 Jun 24₹28,965
30 Jun 25₹30,783

HDFC Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.9%
3 Month 4.8%
6 Month 6%
1 Year 2.9%
3 Year 21.7%
5 Year 24.3%
10 Year
15 Year
Since launch 18.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.7%
2023 31.3%
2022 18.8%
2021 26.4%
2020 7.6%
2019 6.9%
2018 -3.1%
2017 27.9%
2016 9.4%
2015 0.3%
Fund Manager information for HDFC Balanced Advantage Fund
NameSinceTenure
Anil Bamboli29 Jul 222.84 Yr.
Gopal Agrawal29 Jul 222.84 Yr.
Arun Agarwal6 Oct 222.65 Yr.
Srinivasan Ramamurthy29 Jul 222.84 Yr.
Dhruv Muchhal22 Jun 231.95 Yr.
Nandita Menezes29 Mar 250.18 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash10.49%
Equity62.08%
Debt27.44%
Equity Sector Allocation
SectorValue
Financial Services22.31%
Industrials8.65%
Energy7.39%
Technology6.23%
Consumer Cyclical5.51%
Utility4.41%
Health Care4.16%
Communication Services3.4%
Consumer Defensive2.71%
Basic Materials2%
Real Estate1.45%
Debt Sector Allocation
SectorValue
Corporate14.1%
Government12.91%
Cash Equivalent10.92%
Credit Quality
RatingValue
AA0.93%
AAA97.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK
5%₹5,427 Cr27,904,351
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹4,005 Cr27,699,224
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
3%₹3,505 Cr24,664,288
Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY
3%₹3,149 Cr20,151,803
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL
3%₹3,022 Cr16,279,354
↑ 1,800,000
State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN
3%₹2,843 Cr35,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
2%₹2,442 Cr6,645,683
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹2,418 Cr228,533,300
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | AXISBANK
2%₹2,364 Cr19,827,457
NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | NTPC
2%₹2,335 Cr69,932,915
↓ -405,000

4. HDFC Arbitrage Fund

"To generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments."

HDFC Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 23 Oct 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 10 in Arbitrage category.  Return for 2024 was 7.7% , 2023 was 7.2% and 2022 was 4.2% .

Below is the key information for HDFC Arbitrage Fund

HDFC Arbitrage Fund
Growth
Launch Date 23 Oct 07
NAV (18 Jul 25) ₹30.712 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹21,068 on 30 Jun 25
Category Hybrid - Arbitrage
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.92
Information Ratio 0
Alpha Ratio 0
Min Investment 100,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,343
30 Jun 22₹10,698
30 Jun 23₹11,324
30 Jun 24₹12,198
30 Jun 25₹13,053

HDFC Arbitrage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for HDFC Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.2%
1 Year 6.8%
3 Year 7%
5 Year 5.6%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.2%
2022 4.2%
2021 3.6%
2020 3.7%
2019 6%
2018 5.7%
2017 5.3%
2016 6.6%
2015 7.6%
Fund Manager information for HDFC Arbitrage Fund
NameSinceTenure
Anil Bamboli1 Feb 223.33 Yr.
Arun Agarwal24 Aug 204.77 Yr.
Dhruv Muchhal22 Jun 231.95 Yr.
Nandita Menezes29 Mar 250.18 Yr.

Data below for HDFC Arbitrage Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash95.7%
Debt4.64%
Other0.04%
Equity Sector Allocation
SectorValue
Financial Services23.91%
Basic Materials8.62%
Technology7.64%
Consumer Cyclical7.62%
Energy5.84%
Industrials5.34%
Health Care4.93%
Utility4.75%
Consumer Defensive3.81%
Communication Services3.64%
Real Estate1.18%
Debt Sector Allocation
SectorValue
Cash Equivalent88.84%
Corporate7.99%
Government3.52%
Credit Quality
RatingValue
AA8%
AAA92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Money Market Dir Gr
Investment Fund | -
11%₹2,341 Cr4,031,366
Future on ICICI Bank Ltd
Derivatives | -
6%-₹1,202 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | ICICIBANK
6%₹1,194 Cr8,259,300
↓ -642,600
Future on HDFC Bank Ltd
Derivatives | -
6%-₹1,148 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | HDFCBANK
6%₹1,142 Cr5,870,150
↑ 1,046,650
HDFC Liquid Dir Gr
Investment Fund | -
5%₹1,126 Cr2,185,844
↑ 97,116
Infosys Limited
Derivatives | -
4%-₹825 Cr
Infosys Ltd (Technology)
Equity, Since 31 Oct 23 | INFY
4%₹821 Cr5,255,200
↑ 701,600
Future on Reliance Industries Ltd
Derivatives | -
4%-₹753 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
4%₹748 Cr5,261,500
↑ 1,827,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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