+91-22-489139094 Best Performing Balanced Funds by HDFC MF 2025
HDFC Mutual Fund being one of the top fund houses in India, the Balanced Fund provided by the AMC are one of the most demanded by the investors. Balanced funds, also known as hybrid funds, invest money in both debt and equity instruments.
Balanced funds provided by the AMC master in balancing the Portfolio by building long-term wealth via equity and regular returns through Debt fund. Many investors who are new to Mutual Funds prefer Investing first in balanced funds, as they give a taste of other two Mutual Funds.
Thus, investors wanting to invest in one of the top fund house, can choose these top performing balanced funds by HDFC Mutual Fund. These funds have been shortlisted based on certain criteria like AUM, past performances, etc.
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Why Invest in HDFC Mutual Fund?
Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.
Variety of Options: Investing in HDFC Mutual Fund comes with a broad Range of choices.
Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.
Best HDFC Balanced Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Equity Savings Fund Growth ₹65.626
↓ -0.06 ₹5,674 0.3 6.4 2.7 10.1 11.7 10.3 HDFC Hybrid Debt Fund Growth ₹81.1038
↓ -0.16 ₹3,388 -1.8 4.3 2.5 10 10.7 10.5 HDFC Balanced Advantage Fund Growth ₹508.24
↓ -1.16 ₹101,773 -1.5 8.7 -0.6 18.5 21.7 16.7 HDFC Arbitrage Fund Growth ₹30.911
↑ 0.00 ₹21,352 1.5 3.2 6.8 7 5.6 7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 4 Funds showcased
Commentary HDFC Equity Savings Fund HDFC Hybrid Debt Fund HDFC Balanced Advantage Fund HDFC Arbitrage Fund Point 1 Lower mid AUM (₹5,674 Cr). Bottom quartile AUM (₹3,388 Cr). Highest AUM (₹101,773 Cr). Upper mid AUM (₹21,352 Cr). Point 2 Established history (20+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately Low. Point 5 5Y return: 11.71% (upper mid). 5Y return: 10.73% (lower mid). 5Y return: 21.68% (top quartile). 5Y return: 5.63% (bottom quartile). Point 6 3Y return: 10.11% (upper mid). 3Y return: 10.00% (lower mid). 3Y return: 18.51% (top quartile). 3Y return: 7.03% (bottom quartile). Point 7 1Y return: 2.69% (upper mid). 1Y return: 2.54% (lower mid). 1Y return: -0.61% (bottom quartile). 1Y return: 6.76% (top quartile). Point 8 1M return: -0.19% (upper mid). 1M return: -1.35% (lower mid). 1M return: -1.51% (bottom quartile). 1M return: 0.49% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -0.58 (lower mid). Sharpe: -0.43 (upper mid). Sharpe: -0.60 (bottom quartile). Sharpe: 0.91 (top quartile). HDFC Equity Savings Fund
HDFC Hybrid Debt Fund
HDFC Balanced Advantage Fund
HDFC Arbitrage Fund
The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on (Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for HDFC Hybrid Debt Fund Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Research Highlights for HDFC Balanced Advantage Fund Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on "To generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments." Research Highlights for HDFC Arbitrage Fund Below is the key information for HDFC Arbitrage Fund Returns up to 1 year are on 1. HDFC Equity Savings Fund
HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (29 Aug 25) ₹65.626 ↓ -0.06 (-0.09 %) Net Assets (Cr) ₹5,674 on 31 Jul 25 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹12,618 31 Aug 22 ₹13,307 31 Aug 23 ₹14,520 31 Aug 24 ₹17,197 31 Aug 25 ₹17,629 Returns for HDFC Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.2% 3 Month 0.3% 6 Month 6.4% 1 Year 2.7% 3 Year 10.1% 5 Year 11.7% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 20.88 Yr. Arun Agarwal 17 Sep 04 20.88 Yr. Srinivasan Ramamurthy 14 Dec 21 3.63 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Nandita Menezes 29 Mar 25 0.34 Yr. Data below for HDFC Equity Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 39.66% Equity 38.3% Debt 22.04% Equity Sector Allocation
Sector Value Financial Services 22.52% Consumer Cyclical 8.91% Energy 7.86% Industrials 6.41% Technology 5.66% Health Care 4.53% Basic Materials 4.27% Consumer Defensive 3.44% Utility 2.36% Communication Services 2.15% Real Estate 1.6% Debt Sector Allocation
Sector Value Cash Equivalent 37.95% Corporate 12.91% Government 10.84% Credit Quality
Rating Value AA 10.65% AAA 89.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK9% ₹519 Cr 2,593,450 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE6% ₹358 Cr 2,388,500 Future on HDFC Bank Ltd
Derivatives | -6% -₹330 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5321745% ₹300 Cr 2,071,900 Future on Reliance Industries Ltd
Derivatives | -4% -₹247 Cr Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹181 Cr 1,129,600 Future on Titan Co Ltd
Derivatives | -3% -₹177 Cr Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹177 Cr 479,325 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Mar 20 | ADANIPORTS3% ₹142 Cr 981,600
↓ -45,600 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹137 Cr 13,100,000 2. HDFC Hybrid Debt Fund
HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (29 Aug 25) ₹81.1038 ↓ -0.16 (-0.20 %) Net Assets (Cr) ₹3,388 on 31 Jul 25 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹11,995 31 Aug 22 ₹12,670 31 Aug 23 ₹14,011 31 Aug 24 ₹16,372 31 Aug 25 ₹16,764 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -1.4% 3 Month -1.8% 6 Month 4.3% 1 Year 2.5% 3 Year 10% 5 Year 10.7% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 13.9% 2022 6% 2021 13.4% 2020 10.2% 2019 6.6% 2018 0.6% 2017 10.8% 2016 13% 2015 3.8% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.93 Yr. Srinivasan Ramamurthy 14 Dec 21 3.63 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Hybrid Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 3.55% Equity 20.72% Debt 75.46% Other 0.28% Equity Sector Allocation
Sector Value Financial Services 8.26% Energy 2.24% Technology 1.88% Health Care 1.73% Industrials 1.49% Consumer Cyclical 1.35% Utility 1.23% Communication Services 1.03% Consumer Defensive 0.74% Real Estate 0.57% Basic Materials 0.18% Debt Sector Allocation
Sector Value Government 50.57% Corporate 24.89% Cash Equivalent 3.55% Credit Quality
Rating Value AA 12.43% AAA 87.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹119 Cr 11,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹116 Cr 11,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹105 Cr 10,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹88 Cr 8,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹84 Cr 800 6.33% Govt Stock 2035
Sovereign Bonds | -2% ₹77 Cr 7,739,400 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹73 Cr 7,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹72 Cr 7,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹72 Cr 500,000
↓ -90,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK2% ₹70 Cr 350,000 3. HDFC Balanced Advantage Fund
HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (29 Aug 25) ₹508.24 ↓ -1.16 (-0.23 %) Net Assets (Cr) ₹101,773 on 31 Jul 25 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.36 Sharpe Ratio -0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹14,397 31 Aug 22 ₹16,819 31 Aug 23 ₹20,099 31 Aug 24 ₹27,811 31 Aug 25 ₹27,562 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -1.5% 3 Month -1.5% 6 Month 8.7% 1 Year -0.6% 3 Year 18.5% 5 Year 21.7% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 3.01 Yr. Gopal Agrawal 29 Jul 22 3.01 Yr. Arun Agarwal 6 Oct 22 2.82 Yr. Srinivasan Ramamurthy 29 Jul 22 3.01 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Nandita Menezes 29 Mar 25 0.34 Yr. Data below for HDFC Balanced Advantage Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 10.36% Equity 62.76% Debt 26.88% Equity Sector Allocation
Sector Value Financial Services 22.17% Industrials 8.45% Energy 7.41% Consumer Cyclical 6.25% Technology 5.85% Utility 4.3% Health Care 4.09% Communication Services 3.6% Consumer Defensive 2.62% Basic Materials 1.95% Real Estate 1.44% Debt Sector Allocation
Sector Value Corporate 13.37% Government 13.09% Cash Equivalent 10.78% Credit Quality
Rating Value AA 0.91% AAA 97.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK5% ₹5,585 Cr 27,904,351 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321744% ₹4,005 Cr 27,699,224 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹3,701 Cr 24,664,288 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹3,271 Cr 16,279,354 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY3% ₹2,950 Cr 18,414,203
↓ -1,737,600 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹2,871 Cr 35,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,414 Cr 6,579,083
↓ -66,600 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,396 Cr 228,533,300 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | 5322152% ₹2,378 Cr 19,827,457 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325552% ₹2,324 Cr 69,395,915
↓ -537,000 4. HDFC Arbitrage Fund
HDFC Arbitrage Fund
Growth Launch Date 23 Oct 07 NAV (29 Aug 25) ₹30.911 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹21,352 on 31 Jul 25 Category Hybrid - Arbitrage AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.97 Sharpe Ratio 0.91 Information Ratio 0 Alpha Ratio 0 Min Investment 100,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,401 31 Aug 22 ₹10,728 31 Aug 23 ₹11,446 31 Aug 24 ₹12,327 31 Aug 25 ₹13,151 Returns for HDFC Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.8% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.2% 2022 4.2% 2021 3.6% 2020 3.7% 2019 6% 2018 5.7% 2017 5.3% 2016 6.6% 2015 7.6% Fund Manager information for HDFC Arbitrage Fund
Name Since Tenure Anil Bamboli 1 Feb 22 3.5 Yr. Arun Agarwal 24 Aug 20 4.94 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Nandita Menezes 29 Mar 25 0.34 Yr. Data below for HDFC Arbitrage Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 95.8% Debt 4.43% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 23.24% Basic Materials 9.7% Consumer Cyclical 8.13% Health Care 5.87% Energy 5.54% Technology 5.18% Industrials 4.83% Consumer Defensive 4.67% Communication Services 4.67% Utility 4.47% Real Estate 1.01% Debt Sector Allocation
Sector Value Cash Equivalent 88.5% Corporate 7.65% Government 4.08% Credit Quality
Rating Value AA 11.51% AAA 88.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Money Market Dir Gr
Investment Fund | -11% ₹2,356 Cr 4,031,366 Future on HDFC Bank Ltd
Derivatives | -6% -₹1,310 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | HDFCBANK6% ₹1,304 Cr 6,515,300
↑ 645,150 HDFC Liquid Dir Gr
Investment Fund | -6% ₹1,233 Cr 2,379,876
↑ 194,031 Future on ICICI Bank Ltd
Derivatives | -5% -₹1,087 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | 5321745% ₹1,084 Cr 7,494,200
↓ -765,100 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 23 | BHARTIARTL4% ₹840 Cr 4,179,525
↑ 552,900 Future on Bharti Airtel Ltd
Derivatives | -4% -₹839 Cr Future on Reliance Industries Ltd
Derivatives | -4% -₹788 Cr Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE4% ₹782 Cr 5,208,000
↓ -53,500
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Research Highlights for HDFC Equity Savings Fund