+91-22-489139094 Best Performing Balanced Funds by HDFC MF 2025
HDFC Mutual Fund being one of the top fund houses in India, the Balanced Fund provided by the AMC are one of the most demanded by the investors. Balanced funds, also known as hybrid funds, invest money in both debt and equity instruments.
Balanced funds provided by the AMC master in balancing the Portfolio by building long-term wealth via equity and regular returns through Debt fund. Many investors who are new to Mutual Funds prefer Investing first in balanced funds, as they give a taste of other two Mutual Funds.
Thus, investors wanting to invest in one of the top fund house, can choose these top performing balanced funds by HDFC Mutual Fund. These funds have been shortlisted based on certain criteria like AUM, past performances, etc.
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Why Invest in HDFC Mutual Fund?
Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.
Variety of Options: Investing in HDFC Mutual Fund comes with a broad Range of choices.
Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.
Best HDFC Balanced Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Hybrid Debt Fund Growth ₹82.6248
↑ 0.06 ₹3,359 0.1 3.8 4.5 10.6 11.4 10.5 HDFC Equity Savings Fund Growth ₹66.591
↑ 0.01 ₹5,691 0.7 6.7 4.4 10.5 12.5 10.3 HDFC Balanced Advantage Fund Growth ₹521.889
↑ 0.37 ₹101,080 -0.4 9.9 3.8 19.2 24.3 16.7 HDFC Multi-Asset Fund Growth ₹73.604
↑ 0.07 ₹4,715 2.7 11.8 8.7 15 15.4 13.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Oct 25 Research Highlights & Commentary of 4 Funds showcased
Commentary HDFC Hybrid Debt Fund HDFC Equity Savings Fund HDFC Balanced Advantage Fund HDFC Multi-Asset Fund Point 1 Bottom quartile AUM (₹3,359 Cr). Upper mid AUM (₹5,691 Cr). Highest AUM (₹101,080 Cr). Lower mid AUM (₹4,715 Cr). Point 2 Established history (21+ yrs). Established history (21+ yrs). Oldest track record among peers (25 yrs). Established history (20+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 11.41% (bottom quartile). 5Y return: 12.54% (lower mid). 5Y return: 24.27% (top quartile). 5Y return: 15.36% (upper mid). Point 6 3Y return: 10.62% (lower mid). 3Y return: 10.46% (bottom quartile). 3Y return: 19.19% (top quartile). 3Y return: 14.95% (upper mid). Point 7 1Y return: 4.52% (upper mid). 1Y return: 4.38% (lower mid). 1Y return: 3.84% (bottom quartile). 1Y return: 8.65% (top quartile). Point 8 1M return: 1.21% (lower mid). 1M return: 1.01% (bottom quartile). 1M return: 1.80% (upper mid). 1M return: 2.27% (top quartile). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: -0.84 (bottom quartile). Sharpe: -0.76 (upper mid). Sharpe: -0.76 (lower mid). Sharpe: -0.16 (top quartile). HDFC Hybrid Debt Fund
HDFC Equity Savings Fund
HDFC Balanced Advantage Fund
HDFC Multi-Asset Fund
(Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. Research Highlights for HDFC Equity Savings Fund Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Research Highlights for HDFC Balanced Advantage Fund Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved Research Highlights for HDFC Multi-Asset Fund Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on 1. HDFC Hybrid Debt Fund
HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (07 Oct 25) ₹82.6248 ↑ 0.06 (0.08 %) Net Assets (Cr) ₹3,359 on 15 Sep 25 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹12,352 30 Sep 22 ₹12,706 30 Sep 23 ₹14,340 30 Sep 24 ₹16,674 30 Sep 25 ₹17,122 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Oct 25 Duration Returns 1 Month 1.2% 3 Month 0.1% 6 Month 3.8% 1 Year 4.5% 3 Year 10.6% 5 Year 11.4% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 13.9% 2022 6% 2021 13.4% 2020 10.2% 2019 6.6% 2018 0.6% 2017 10.8% 2016 13% 2015 3.8% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 18.01 Yr. Srinivasan Ramamurthy 14 Dec 21 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Hybrid Debt Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 3.51% Equity 20.23% Debt 75.97% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 8.15% Energy 2.21% Technology 1.81% Health Care 1.74% Industrials 1.52% Utility 1.24% Consumer Cyclical 1.13% Communication Services 1.01% Consumer Defensive 0.61% Real Estate 0.61% Basic Materials 0.18% Debt Sector Allocation
Sector Value Government 52.59% Corporate 23.38% Cash Equivalent 3.51% Credit Quality
Rating Value A 1.7% AA 7.51% AAA 90.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹141 Cr 14,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹113 Cr 11,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹104 Cr 10,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹86 Cr 8,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹83 Cr 800 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹72 Cr 7,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹71 Cr 7,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹71 Cr 500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK2% ₹68 Cr 700,000 6.33% Govt Stock 2035
Sovereign Bonds | -2% ₹67 Cr 6,739,400
↓ -1,000,000 2. HDFC Equity Savings Fund
HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (07 Oct 25) ₹66.591 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹5,691 on 31 Aug 25 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹13,000 30 Sep 22 ₹13,395 30 Sep 23 ₹14,913 30 Sep 24 ₹17,623 30 Sep 25 ₹18,042 Returns for HDFC Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Oct 25 Duration Returns 1 Month 1% 3 Month 0.7% 6 Month 6.7% 1 Year 4.4% 3 Year 10.5% 5 Year 12.5% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 20.97 Yr. Arun Agarwal 17 Sep 04 20.97 Yr. Srinivasan Ramamurthy 14 Dec 21 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.19 Yr. Nandita Menezes 29 Mar 25 0.42 Yr. Data below for HDFC Equity Savings Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 40.18% Equity 37.53% Debt 22.29% Equity Sector Allocation
Sector Value Financial Services 22.94% Consumer Cyclical 9.21% Energy 7.12% Industrials 5.99% Health Care 5.59% Technology 5.11% Basic Materials 3.24% Consumer Defensive 2.99% Utility 2.35% Communication Services 2.03% Real Estate 1.6% Debt Sector Allocation
Sector Value Cash Equivalent 38.46% Corporate 13.36% Government 10.66% Credit Quality
Rating Value AA 13.58% AAA 86.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK9% ₹494 Cr 5,186,900 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK7% ₹387 Cr 2,771,900 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE6% ₹324 Cr 2,388,500 Future on HDFC Bank Ltd
Derivatives | -6% -₹315 Cr 3,287,900 Future on Reliance Industries Ltd
Derivatives | -4% -₹224 Cr 1,638,500 Future on ICICI Bank Ltd
Derivatives | -4% -₹221 Cr 1,569,400 Future on Titan Co Ltd
Derivatives | -3% -₹175 Cr 479,325 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹174 Cr 479,325 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA3% ₹170 Cr 1,068,350 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY3% ₹166 Cr 1,129,600 3. HDFC Balanced Advantage Fund
HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (07 Oct 25) ₹521.889 ↑ 0.37 (0.07 %) Net Assets (Cr) ₹101,080 on 31 Aug 25 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.36 Sharpe Ratio -0.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,015 30 Sep 22 ₹17,416 30 Sep 23 ₹22,053 30 Sep 24 ₹29,552 30 Sep 25 ₹29,596 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Oct 25 Duration Returns 1 Month 1.8% 3 Month -0.4% 6 Month 9.9% 1 Year 3.8% 3 Year 19.2% 5 Year 24.3% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 3.09 Yr. Gopal Agrawal 29 Jul 22 3.09 Yr. Arun Agarwal 6 Oct 22 2.9 Yr. Srinivasan Ramamurthy 29 Jul 22 3.09 Yr. Dhruv Muchhal 22 Jun 23 2.19 Yr. Nandita Menezes 29 Mar 25 0.42 Yr. Data below for HDFC Balanced Advantage Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 11.21% Equity 61.54% Debt 27.25% Equity Sector Allocation
Sector Value Financial Services 21.4% Industrials 8.02% Energy 6.87% Consumer Cyclical 6.68% Technology 5.84% Utility 4.1% Health Care 4.03% Communication Services 3.5% Consumer Defensive 2.75% Basic Materials 1.92% Real Estate 1.48% Debt Sector Allocation
Sector Value Government 13.58% Corporate 13.24% Cash Equivalent 11.63% Credit Quality
Rating Value AA 0.91% AAA 97.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK5% ₹5,311 Cr 55,808,702 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹4,012 Cr 28,699,224
↑ 1,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE3% ₹3,312 Cr 24,405,634
↑ 840,346 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹3,165 Cr 16,754,354 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹2,809 Cr 35,000,000 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY3% ₹2,706 Cr 18,414,203 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,369 Cr 6,579,083 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,354 Cr 228,533,300 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | NTPC2% ₹2,247 Cr 68,585,915 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | AXISBANK2% ₹2,072 Cr 19,827,457 4. HDFC Multi-Asset Fund
HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (07 Oct 25) ₹73.604 ↑ 0.07 (0.09 %) Net Assets (Cr) ₹4,715 on 31 Aug 25 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹13,235 30 Sep 22 ₹13,549 30 Sep 23 ₹15,442 30 Sep 24 ₹19,498 30 Sep 25 ₹20,550 Returns for HDFC Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Oct 25 Duration Returns 1 Month 2.3% 3 Month 2.7% 6 Month 11.8% 1 Year 8.7% 3 Year 15% 5 Year 15.4% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.5% 2023 18% 2022 4.3% 2021 17.9% 2020 20.9% 2019 9.3% 2018 -1.9% 2017 11.8% 2016 8.9% 2015 4.7% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 20.05 Yr. Arun Agarwal 24 Aug 20 5.02 Yr. Srinivasan Ramamurthy 13 Jan 22 3.63 Yr. Bhagyesh Kagalkar 2 Feb 22 3.58 Yr. Dhruv Muchhal 22 Jun 23 2.19 Yr. Nandita Menezes 29 Mar 25 0.42 Yr. Data below for HDFC Multi-Asset Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 26.94% Equity 49.62% Debt 12.79% Other 10.65% Equity Sector Allocation
Sector Value Financial Services 21.76% Consumer Cyclical 8.51% Energy 6.79% Technology 6.1% Consumer Defensive 5.12% Health Care 4.96% Industrials 4.95% Basic Materials 3.25% Communication Services 2.91% Real Estate 2.39% Utility 2.07% Debt Sector Allocation
Sector Value Cash Equivalent 26.42% Corporate 7.41% Government 5.9% Credit Quality
Rating Value AA 23.23% AAA 76.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -11% ₹510 Cr 57,946,747 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK7% ₹311 Cr 2,225,700 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE6% ₹274 Cr 2,016,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK5% ₹246 Cr 2,583,200 Future on Reliance Industries Ltd
Derivatives | -4% -₹173 Cr 1,266,500 Future on ICICI Bank Ltd
Derivatives | -3% -₹155 Cr 1,099,700 Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY3% ₹131 Cr 888,800
↑ 120,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL3% ₹120 Cr 636,925 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 21 | TCS2% ₹90 Cr 291,450
↑ 20,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 20 | HINDUNILVR2% ₹89 Cr 334,300
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Research Highlights for HDFC Hybrid Debt Fund