+91-22-4891390910 Best HDFC MF SIP Funds 2025
Systematic Investment plan or SIP is a method of Investing a fixed amount regularly at a stipulated time. It is the most flexible and easy investment plan. Your money is auto-debited from your Bank account and is invested to the scheme. Due to the SIP’s investing style, investors don’t need to time the Market.
HDFC Mutual Fund, being India’s one of the prominent AMCs, investors always prefer the SIP funds offered by the company. You can start investing in a SIP with just INR 500. One of the other advantages of a SIP investment is that you can plan and fulfill your Financial goals.
Goals like marriage, Retirement planning, purchase of a house/vehicle, etc., can be well-planned and achieved on time with a SIP route.
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Why Invest in HDFC Mutual Fund SIP?
HDFC SIP is one of the most popular Mutual Fund schemes offered by the company. A SIP is just like a Recurring deposit. Each month on a specific date a certain amount that is chosen by you gets invested in a mutual fund scheme of your choice. The dates available for SIP investment are given on the company website. There are multiple benefits of investing through HDFC MF SIP. Some of them include:
- Habit of disciplined investing
- Achieving your financial goal
- Taking advantage of the rupee cost averaging
- Growth of investment over a period of time which generates more returns
- Minimum SIP investment of just INR 500 monthly
Following are the best HDFC SIP Funds (Equity Funds) for the year 2025 - 2026. These funds are shortlisted by undertaking certain parameters like AUM, NAV, peer average returns, past performances, etc.
Best HDFC Equity SIP Mutual Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Infrastructure Fund Growth ₹46.343
↓ -0.12 ₹2,540 300 -2.3 17 -5.8 27.4 30.7 23 HDFC Mid-Cap Opportunities Fund Growth ₹189.956
↓ -0.71 ₹83,847 300 0.7 16.8 1.1 25.2 27.6 28.6 HDFC Small Cap Fund Growth ₹139.273
↓ -0.17 ₹36,353 300 3.2 22.4 -1 23 28.9 20.4 HDFC Focused 30 Fund Growth ₹229.127
↑ 0.02 ₹21,456 300 1.3 13.5 6 22.6 26.5 24 HDFC Equity Fund Growth ₹1,970.16
↓ -2.47 ₹80,642 300 0.9 13.6 4.7 22.4 26.4 23.5 HDFC Tax Saver Fund Growth ₹1,397.69
↓ -1.07 ₹16,579 500 0.5 13.8 2 21.8 23.7 21.3 HDFC Growth Opportunities Fund Growth ₹330.678
↓ -1.19 ₹26,406 300 -0.4 14.7 -4 19.9 24 19.4 HDFC Capital Builder Value Fund Growth ₹721.371
↓ -2.49 ₹7,348 300 -0.3 14.6 -2.7 19.1 21.4 20.7 HDFC Top 100 Fund Growth ₹1,113.15
↓ -3.25 ₹38,117 300 -0.9 9.5 -4.9 15.9 19.6 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 9 Funds showcased
Commentary HDFC Infrastructure Fund HDFC Mid-Cap Opportunities Fund HDFC Small Cap Fund HDFC Focused 30 Fund HDFC Equity Fund HDFC Tax Saver Fund HDFC Growth Opportunities Fund HDFC Capital Builder Value Fund HDFC Top 100 Fund Point 1 Bottom quartile AUM (₹2,540 Cr). Highest AUM (₹83,847 Cr). Upper mid AUM (₹36,353 Cr). Lower mid AUM (₹21,456 Cr). Top quartile AUM (₹80,642 Cr). Bottom quartile AUM (₹16,579 Cr). Lower mid AUM (₹26,406 Cr). Bottom quartile AUM (₹7,348 Cr). Upper mid AUM (₹38,117 Cr). Point 2 Established history (17+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (20+ yrs). Established history (30+ yrs). Established history (29+ yrs). Oldest track record among peers (31 yrs). Established history (31+ yrs). Established history (28+ yrs). Point 3 Rating: 3★ (top quartile). Rating: 3★ (upper mid). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.69% (top quartile). 5Y return: 27.61% (upper mid). 5Y return: 28.86% (top quartile). 5Y return: 26.53% (upper mid). 5Y return: 26.43% (lower mid). 5Y return: 23.69% (bottom quartile). 5Y return: 23.95% (lower mid). 5Y return: 21.44% (bottom quartile). 5Y return: 19.62% (bottom quartile). Point 6 3Y return: 27.37% (top quartile). 3Y return: 25.19% (top quartile). 3Y return: 22.95% (upper mid). 3Y return: 22.60% (upper mid). 3Y return: 22.44% (lower mid). 3Y return: 21.80% (lower mid). 3Y return: 19.85% (bottom quartile). 3Y return: 19.06% (bottom quartile). 3Y return: 15.91% (bottom quartile). Point 7 1Y return: -5.80% (bottom quartile). 1Y return: 1.08% (upper mid). 1Y return: -0.95% (lower mid). 1Y return: 6.01% (top quartile). 1Y return: 4.74% (top quartile). 1Y return: 2.01% (upper mid). 1Y return: -3.99% (bottom quartile). 1Y return: -2.65% (lower mid). 1Y return: -4.92% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 2.03 (upper mid). Alpha: 0.00 (bottom quartile). Alpha: 4.74 (top quartile). Alpha: 4.65 (top quartile). Alpha: 3.09 (upper mid). Alpha: -0.75 (bottom quartile). Alpha: 1.74 (lower mid). Alpha: -2.13 (bottom quartile). Point 9 Sharpe: -0.56 (bottom quartile). Sharpe: -0.21 (lower mid). Sharpe: -0.17 (upper mid). Sharpe: 0.01 (top quartile). Sharpe: -0.02 (top quartile). Sharpe: -0.18 (upper mid). Sharpe: -0.45 (bottom quartile). Sharpe: -0.32 (lower mid). Sharpe: -0.64 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.76 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 1.44 (upper mid). Information ratio: 1.60 (top quartile). Information ratio: 1.67 (top quartile). Information ratio: 0.82 (lower mid). Information ratio: 1.34 (upper mid). Information ratio: 0.96 (lower mid). HDFC Infrastructure Fund
HDFC Mid-Cap Opportunities Fund
HDFC Small Cap Fund
HDFC Focused 30 Fund
HDFC Equity Fund
HDFC Tax Saver Fund
HDFC Growth Opportunities Fund
HDFC Capital Builder Value Fund
HDFC Top 100 Fund
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. Research Highlights for HDFC Mid-Cap Opportunities Fund Below is the key information for HDFC Mid-Cap Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on (Erstwhile HDFC Core & Satellite Fund) To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Research Highlights for HDFC Focused 30 Fund Below is the key information for HDFC Focused 30 Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities Research Highlights for HDFC Equity Fund Below is the key information for HDFC Equity Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. Research Highlights for HDFC Tax Saver Fund Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on (Erstwhile HDFC Large Cap Fund) The investment objective of the scheme is to achieve long-term capital appreciation by investing primarily in equity and equity related securities of companies having large market capitalization. Research Highlights for HDFC Growth Opportunities Fund Below is the key information for HDFC Growth Opportunities Fund Returns up to 1 year are on (Erstwhile HDFC Capital Builder Fund) The fund plans to achieve long term capital appreciation. Research Highlights for HDFC Capital Builder Value Fund Below is the key information for HDFC Capital Builder Value Fund Returns up to 1 year are on (Erstwhile HDFC Top 200) To generate long term capital appreciation from a portfolio of equity and equity linked instruments. The investment portfolio for equity and equity linked instruments will be primarily drawn from the companies in the BSE 200 Index.
Further, the Scheme may also invest in listed companies that would qualify to be in the top 200 by market capitalisation on the BSE even though they may not be listed on the BSE. This includes participation in large Ipos where in the market
capitalisation of the company based on issue price would make the company a part of the top 200 companies listed on the BSE based on market capitalisation. Research Highlights for HDFC Top 100 Fund Below is the key information for HDFC Top 100 Fund Returns up to 1 year are on 1. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (29 Aug 25) ₹46.343 ↓ -0.12 (-0.25 %) Net Assets (Cr) ₹2,540 on 31 Jul 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹18,825 31 Jul 22 ₹20,454 31 Jul 23 ₹29,022 31 Jul 24 ₹48,197 31 Jul 25 ₹45,754 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.9% 3 Month -2.3% 6 Month 17% 1 Year -5.8% 3 Year 27.4% 5 Year 30.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Srinivasan Ramamurthy 12 Jan 24 1.55 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Infrastructure Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Industrials 39.21% Financial Services 19.99% Basic Materials 10.82% Utility 6.94% Energy 6.55% Communication Services 3.93% Real Estate 2.13% Health Care 1.68% Technology 1.43% Consumer Cyclical 0.5% Asset Allocation
Asset Class Value Cash 6.83% Equity 93.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321747% ₹188 Cr 1,300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK5% ₹140 Cr 700,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT5% ₹139 Cr 380,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL4% ₹101 Cr 1,400,000
↓ -50,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL4% ₹93 Cr 758,285 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹90 Cr 150,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹75 Cr 500,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325553% ₹74 Cr 2,200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹70 Cr 350,000 G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 5433172% ₹62 Cr 470,000 2. HDFC Mid-Cap Opportunities Fund
HDFC Mid-Cap Opportunities Fund
Growth Launch Date 25 Jun 07 NAV (29 Aug 25) ₹189.956 ↓ -0.71 (-0.37 %) Net Assets (Cr) ₹83,847 on 31 Jul 25 Category Equity - Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.4 Sharpe Ratio -0.21 Information Ratio 0.76 Alpha Ratio 2.03 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹17,294 31 Jul 22 ₹18,767 31 Jul 23 ₹25,348 31 Jul 24 ₹38,470 31 Jul 25 ₹39,107 Returns for HDFC Mid-Cap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.4% 3 Month 0.7% 6 Month 16.8% 1 Year 1.1% 3 Year 25.2% 5 Year 27.6% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.6% 2023 44.5% 2022 12.3% 2021 39.9% 2020 21.7% 2019 0.2% 2018 -11.2% 2017 41.7% 2016 11.3% 2015 5.8% Fund Manager information for HDFC Mid-Cap Opportunities Fund
Name Since Tenure Chirag Setalvad 25 Jun 07 18.11 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Mid-Cap Opportunities Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 25.63% Consumer Cyclical 17.44% Technology 11.08% Health Care 10.43% Industrials 9.8% Basic Materials 7.04% Consumer Defensive 4.33% Energy 2.89% Communication Services 2.88% Utility 1.31% Asset Allocation
Asset Class Value Cash 7.15% Equity 92.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Max Financial Services Ltd (Financial Services)
Equity, Since 31 Oct 14 | 5002715% ₹4,223 Cr 25,638,767
↑ 100,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 22 | COFORGE3% ₹2,891 Cr 15,020,600 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | FEDERALBNK3% ₹2,724 Cr 127,825,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹2,500 Cr 30,581,550
↑ 1,102,177 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 21 | HINDPETRO3% ₹2,433 Cr 55,530,830 Indian Bank (Financial Services)
Equity, Since 31 Oct 11 | 5328143% ₹2,371 Cr 36,854,482 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 07 | 5244943% ₹2,350 Cr 16,909,872
↑ 618,053 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | BALKRISIND3% ₹2,321 Cr 9,490,727
↑ 24,605 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Nov 23 | 5328432% ₹2,024 Cr 25,477,319 Persistent Systems Ltd (Technology)
Equity, Since 31 Dec 12 | PERSISTENT2% ₹2,017 Cr 3,337,818 3. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (29 Aug 25) ₹139.273 ↓ -0.17 (-0.12 %) Net Assets (Cr) ₹36,353 on 31 Jul 25 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹20,889 31 Jul 22 ₹21,007 31 Jul 23 ₹29,791 31 Jul 24 ₹41,257 31 Jul 25 ₹41,834 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -1.7% 3 Month 3.2% 6 Month 22.4% 1 Year -1% 3 Year 23% 5 Year 28.9% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% 2015 6.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 11.1 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Small Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Industrials 23.98% Consumer Cyclical 17.8% Financial Services 14.12% Technology 13.89% Health Care 12.19% Basic Materials 7.29% Consumer Defensive 1.93% Communication Services 1.81% Utility 0.37% Asset Allocation
Asset Class Value Cash 6.62% Equity 93.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL6% ₹2,040 Cr 54,453,120 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | 5409754% ₹1,454 Cr 24,394,493 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX4% ₹1,320 Cr 3,769,293 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321343% ₹1,165 Cr 46,828,792 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS3% ₹1,016 Cr 6,035,882 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL2% ₹850 Cr 12,106,772 Power Mech Projects Ltd (Industrials)
Equity, Since 31 Aug 15 | POWERMECH2% ₹829 Cr 2,469,936 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328432% ₹800 Cr 10,073,132 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹771 Cr 11,442,105 Sonata Software Ltd (Technology)
Equity, Since 31 Oct 17 | SONATSOFTW2% ₹757 Cr 18,452,919
↑ 286,552 4. HDFC Focused 30 Fund
HDFC Focused 30 Fund
Growth Launch Date 17 Sep 04 NAV (29 Aug 25) ₹229.127 ↑ 0.02 (0.01 %) Net Assets (Cr) ₹21,456 on 31 Jul 25 Category Equity - Focused AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio 0.01 Information Ratio 1.44 Alpha Ratio 4.74 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,346 31 Jul 22 ₹18,325 31 Jul 23 ₹22,923 31 Jul 24 ₹32,599 31 Jul 25 ₹34,593 Returns for HDFC Focused 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 13.5% 1 Year 6% 3 Year 22.6% 5 Year 26.5% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 24% 2023 29.6% 2022 18.3% 2021 40.1% 2020 4.2% 2019 3.8% 2018 -14.6% 2017 38.7% 2016 2.1% 2015 5% Fund Manager information for HDFC Focused 30 Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.55 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Focused 30 Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 39.93% Consumer Cyclical 22.84% Health Care 7.43% Industrials 4.16% Technology 3.75% Basic Materials 2.91% Communication Services 2.89% Real Estate 2.72% Asset Allocation
Asset Class Value Cash 13.11% Equity 86.65% Debt 0.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | 5321749% ₹1,923 Cr 13,300,000
↑ 800,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK9% ₹1,801 Cr 9,000,000
↑ 200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322158% ₹1,655 Cr 13,800,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 12 | SBIN4% ₹902 Cr 11,000,000
↑ 1,333,596 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK4% ₹882 Cr 4,076,049
↑ 76,049 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE4% ₹827 Cr 4,500,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 22 | HCLTECH4% ₹784 Cr 4,533,004 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹775 Cr 625,000 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 22 | 5000874% ₹753 Cr 5,000,000 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Sep 24 | TATASTEEL3% ₹607 Cr 38,000,000 5. HDFC Equity Fund
HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (29 Aug 25) ₹1,970.16 ↓ -2.47 (-0.13 %) Net Assets (Cr) ₹80,642 on 31 Jul 25 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio -0.02 Information Ratio 1.6 Alpha Ratio 4.65 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,113 31 Jul 22 ₹18,754 31 Jul 23 ₹23,449 31 Jul 24 ₹33,350 31 Jul 25 ₹35,252 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.9% 6 Month 13.6% 1 Year 4.7% 3 Year 22.4% 5 Year 26.4% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 30.6% 2022 18.3% 2021 36.2% 2020 6.4% 2019 6.8% 2018 -3.5% 2017 36.9% 2016 7.3% 2015 -5.1% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 3.01 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 39.69% Consumer Cyclical 16.6% Health Care 8.64% Basic Materials 5.41% Industrials 5.03% Technology 4.64% Communication Services 3.16% Real Estate 2.62% Utility 2.03% Energy 1.02% Consumer Defensive 0.76% Asset Allocation
Asset Class Value Cash 9.75% Equity 89.6% Debt 0.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321749% ₹7,374 Cr 51,000,000
↑ 2,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK9% ₹7,205 Cr 36,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 5322158% ₹6,236 Cr 52,000,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE5% ₹3,677 Cr 20,000,000
↑ 323,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹3,570 Cr 16,500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI4% ₹3,100 Cr 2,500,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | 5000874% ₹3,012 Cr 20,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN3% ₹2,461 Cr 30,000,000
↑ 5,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹2,211 Cr 11,000,000
↓ -500,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹2,126 Cr 12,300,000 6. HDFC Tax Saver Fund
HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (29 Aug 25) ₹1,397.69 ↓ -1.07 (-0.08 %) Net Assets (Cr) ₹16,579 on 31 Jul 25 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.18 Information Ratio 1.67 Alpha Ratio 3.09 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,861 31 Jul 22 ₹16,842 31 Jul 23 ₹20,755 31 Jul 24 ₹30,205 31 Jul 25 ₹31,268 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -0.3% 3 Month 0.5% 6 Month 13.8% 1 Year 2% 3 Year 21.8% 5 Year 23.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 21.3% 2023 33.2% 2022 10.5% 2021 35.3% 2020 5.8% 2019 3.7% 2018 -10.9% 2017 38.7% 2016 7.6% 2015 -6.2% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.55 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Tax Saver Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 41.29% Consumer Cyclical 15.83% Health Care 9.08% Technology 5.84% Basic Materials 5.69% Industrials 5.54% Communication Services 4.74% Utility 1.78% Energy 1.19% Consumer Defensive 0.84% Real Estate 0.49% Asset Allocation
Asset Class Value Cash 7.38% Equity 92.31% Debt 0.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK10% ₹1,661 Cr 8,300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321749% ₹1,590 Cr 11,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322159% ₹1,439 Cr 12,000,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE5% ₹827 Cr 4,500,000 Cipla Ltd (Healthcare)
Equity, Since 31 Oct 09 | 5000875% ₹813 Cr 5,400,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK4% ₹757 Cr 3,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹683 Cr 3,400,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹682 Cr 550,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹579 Cr 3,350,000 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI3% ₹444 Cr 2,000,000 7. HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
Growth Launch Date 18 Feb 94 NAV (29 Aug 25) ₹330.678 ↓ -1.19 (-0.36 %) Net Assets (Cr) ₹26,406 on 31 Jul 25 Category Equity - Large & Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.66 Sharpe Ratio -0.45 Information Ratio 0.82 Alpha Ratio -0.75 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹16,779 31 Jul 22 ₹18,609 31 Jul 23 ₹23,319 31 Jul 24 ₹34,012 31 Jul 25 ₹33,318 Returns for HDFC Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.5% 3 Month -0.4% 6 Month 14.7% 1 Year -4% 3 Year 19.9% 5 Year 24% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.4% 2023 37.7% 2022 8.2% 2021 43.1% 2020 11.4% 2019 6.6% 2018 -3.8% 2017 29.4% 2016 3.9% 2015 -4.8% Fund Manager information for HDFC Growth Opportunities Fund
Name Since Tenure Gopal Agrawal 16 Jul 20 5.05 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Growth Opportunities Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 31.19% Consumer Cyclical 12.96% Health Care 12.13% Industrials 11.13% Technology 9.71% Basic Materials 6.41% Utility 3.78% Communication Services 3.32% Energy 3.22% Consumer Defensive 2.51% Real Estate 2.01% Asset Allocation
Asset Class Value Cash 1.61% Equity 98.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK5% ₹1,368 Cr 6,832,397 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 12 | 5321744% ₹998 Cr 6,900,836 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL2% ₹574 Cr 2,857,420 Infosys Ltd (Technology)
Equity, Since 30 Jun 04 | INFY2% ₹533 Cr 3,330,379 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5322152% ₹510 Cr 4,250,000 Mphasis Ltd (Technology)
Equity, Since 31 Oct 21 | 5262992% ₹438 Cr 1,537,999 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5002712% ₹429 Cr 2,602,017 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5328431% ₹376 Cr 4,733,349 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK1% ₹364 Cr 1,682,769 State Bank of India (Financial Services)
Equity, Since 30 Jun 14 | SBIN1% ₹345 Cr 4,210,091 8. HDFC Capital Builder Value Fund
HDFC Capital Builder Value Fund
Growth Launch Date 1 Feb 94 NAV (29 Aug 25) ₹721.371 ↓ -2.49 (-0.34 %) Net Assets (Cr) ₹7,348 on 31 Jul 25 Category Equity - Value AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.32 Information Ratio 1.34 Alpha Ratio 1.74 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹15,502 31 Jul 22 ₹16,346 31 Jul 23 ₹19,748 31 Jul 24 ₹28,595 31 Jul 25 ₹28,745 Returns for HDFC Capital Builder Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -2.6% 3 Month -0.3% 6 Month 14.6% 1 Year -2.7% 3 Year 19.1% 5 Year 21.4% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.7% 2023 29.6% 2022 3.6% 2021 35.6% 2020 12.9% 2019 0% 2018 -5.5% 2017 42.3% 2016 3.8% 2015 4.6% Fund Manager information for HDFC Capital Builder Value Fund
Name Since Tenure Anand Laddha 1 Feb 24 1.5 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Capital Builder Value Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 37.04% Technology 9.77% Consumer Cyclical 9.49% Industrials 9.24% Health Care 7.31% Consumer Defensive 6.6% Utility 5.15% Communication Services 4.32% Basic Materials 3.97% Real Estate 3.48% Energy 2.61% Asset Allocation
Asset Class Value Cash 0.79% Equity 99.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321748% ₹571 Cr 3,950,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | HDFCBANK7% ₹550 Cr 2,750,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹322 Cr 1,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | 5322154% ₹306 Cr 2,550,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 09 | INFY4% ₹288 Cr 1,800,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹263 Cr 3,200,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5406113% ₹195 Cr 2,391,081 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT3% ₹193 Cr 525,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA2% ₹184 Cr 1,100,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 20 | BEL2% ₹169 Cr 4,000,000 9. HDFC Top 100 Fund
HDFC Top 100 Fund
Growth Launch Date 11 Oct 96 NAV (29 Aug 25) ₹1,113.15 ↓ -3.25 (-0.29 %) Net Assets (Cr) ₹38,117 on 31 Jul 25 Category Equity - Large Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio -0.64 Information Ratio 0.96 Alpha Ratio -2.13 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,729 31 Jul 22 ₹16,500 31 Jul 23 ₹20,109 31 Jul 24 ₹27,241 31 Jul 25 ₹26,577 Returns for HDFC Top 100 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25 Duration Returns 1 Month -1.9% 3 Month -0.9% 6 Month 9.5% 1 Year -4.9% 3 Year 15.9% 5 Year 19.6% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 30% 2022 10.6% 2021 28.5% 2020 5.9% 2019 7.7% 2018 0.1% 2017 32% 2016 8.5% 2015 -6.1% Fund Manager information for HDFC Top 100 Fund
Name Since Tenure Rahul Baijal 29 Jul 22 3.01 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Top 100 Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 33.95% Consumer Cyclical 14.04% Industrials 8.61% Health Care 7.17% Technology 6.45% Energy 6.38% Communication Services 6.16% Consumer Defensive 5.82% Utility 4.51% Basic Materials 4.11% Real Estate 0.46% Asset Allocation
Asset Class Value Cash 2.34% Equity 97.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK10% ₹3,828 Cr 19,126,319 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 05 | 53217410% ₹3,761 Cr 26,015,474 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹2,396 Cr 11,921,785 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 06 | RELIANCE6% ₹2,228 Cr 14,850,234 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | 5322155% ₹1,945 Cr 16,218,255
↓ -850,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 15 | 5325554% ₹1,640 Cr 48,969,743 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | KOTAKBANK4% ₹1,588 Cr 7,341,626 Infosys Ltd (Technology)
Equity, Since 31 Aug 04 | INFY4% ₹1,380 Cr 8,613,818 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 06 | LT3% ₹1,311 Cr 3,572,531 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 20 | TATAMOTORS3% ₹1,180 Cr 17,156,512
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in HDFC Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Infrastructure Fund