+91-22-4891390910 Best HDFC MF SIP Funds 2025
Investing regularly and wisely is the key to building long-term wealth. In India, Systematic Investment plan (SIPs) have emerged as the most popular method for disciplined investing. Among all fund houses, HDFC Mutual Fund stands out as a trusted name with decades of experience, a robust research team, and consistent fund performance.
Whether you’re planning for your child’s education, marriage, buying a house, or securing retirement, HDFC SIPs can help you achieve your Financial goals without worrying about timing the market.
Why Invest in HDFC Mutual Fund SIP?
HDFC Mutual Fund is one of India’s largest and most reliable Asset Management Companies (AMC), managing an AUM of over ₹5 lakh crore. Investors prefer HDFC SIPs due to:
- Low Minimum Investment - Start SIP with as little as ₹500/month.
- Expert Fund Management - Experienced fund managers like Prashant Jain ensure disciplined investing.
- Range of Funds - From equity and hybrid to debt funds, HDFC offers solutions for every risk appetite.
- Legacy & Trust - HDFC has been a pioneer in Indian mutual fund industry, giving investors confidence in their money.
“HDFC SIPs are like building blocks — small, consistent investments that grow into a strong financial foundation.”
Benefits of Investing via HDFC SIPs
Investing through SIP has multiple advantages, especially when you stick to a long-term strategy:
Rupee Cost Averaging
SIPs reduce the impact of market Volatility. You buy more units when prices are low and fewer units when prices are high.
Power of Compounding
Small investments over a long period can generate substantial wealth. For example, ₹5,000/month for 15 years at 12% CAGR can grow to over ₹27 lakh.
Discipline in Investing
Auto-debit ensures regular investing, building financial discipline over time.
Goal-Oriented Planning
SIPs make it easier to plan for short-term and long-term goals like buying a house, funding education, or retirement.
Flexibility
You can pause, increase, or decrease SIP amounts based on your changing financial situation.
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Fund Selection Methodology used to find 9 funds
Best HDFC Equity SIP Mutual Funds 2025
Here’s a data-backed list of the top HDFC SIPs investors should consider. These are shortlisted based on AUM, NAV, peer average returns, and past performance.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Infrastructure Fund Growth ₹48.56
↑ 0.17 ₹2,483 300 3.3 6.4 4.2 26.9 32.9 23 HDFC Mid-Cap Opportunities Fund Growth ₹203.543
↑ 1.81 ₹83,105 300 6.8 12.2 10.3 26.2 28.6 28.6 HDFC Small Cap Fund Growth ₹143.277
↑ 0.97 ₹36,294 300 2.8 13.7 4.1 22.4 29.2 20.4 HDFC Equity Fund Growth ₹2,064.42
↑ 4.34 ₹81,936 300 5.4 6.3 10.9 21.4 26.7 23.5 HDFC Focused 30 Fund Growth ₹237.893
↑ 0.41 ₹22,444 300 4.9 6 10.3 21.2 27.1 24 HDFC Tax Saver Fund Growth ₹1,452.94
↑ 4.15 ₹16,525 500 4.6 5.2 9.1 20.9 24.1 21.3 HDFC Growth Opportunities Fund Growth ₹351.337
↑ 2.15 ₹26,158 300 5.7 8.2 7.5 20.3 25 19.4 HDFC Capital Builder Value Fund Growth ₹768.428
↑ 3.72 ₹7,179 300 5.6 7.7 7.9 18.8 21.2 20.7 HDFC Top 100 Fund Growth ₹1,170.21
↑ 10.94 ₹37,659 300 4.8 3.7 6.1 15.6 19.6 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 25 Research Highlights & Commentary of 9 Funds showcased
Commentary HDFC Infrastructure Fund HDFC Mid-Cap Opportunities Fund HDFC Small Cap Fund HDFC Equity Fund HDFC Focused 30 Fund HDFC Tax Saver Fund HDFC Growth Opportunities Fund HDFC Capital Builder Value Fund HDFC Top 100 Fund Point 1 Bottom quartile AUM (₹2,483 Cr). Highest AUM (₹83,105 Cr). Upper mid AUM (₹36,294 Cr). Top quartile AUM (₹81,936 Cr). Lower mid AUM (₹22,444 Cr). Bottom quartile AUM (₹16,525 Cr). Lower mid AUM (₹26,158 Cr). Bottom quartile AUM (₹7,179 Cr). Upper mid AUM (₹37,659 Cr). Point 2 Established history (17+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (30+ yrs). Established history (21+ yrs). Established history (29+ yrs). Oldest track record among peers (31 yrs). Established history (31+ yrs). Established history (29+ yrs). Point 3 Rating: 3★ (top quartile). Rating: 3★ (upper mid). Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 32.91% (top quartile). 5Y return: 28.58% (upper mid). 5Y return: 29.22% (top quartile). 5Y return: 26.72% (lower mid). 5Y return: 27.07% (upper mid). 5Y return: 24.10% (bottom quartile). 5Y return: 24.98% (lower mid). 5Y return: 21.21% (bottom quartile). 5Y return: 19.60% (bottom quartile). Point 6 3Y return: 26.93% (top quartile). 3Y return: 26.17% (top quartile). 3Y return: 22.44% (upper mid). 3Y return: 21.44% (upper mid). 3Y return: 21.20% (lower mid). 3Y return: 20.94% (lower mid). 3Y return: 20.28% (bottom quartile). 3Y return: 18.83% (bottom quartile). 3Y return: 15.57% (bottom quartile). Point 7 1Y return: 4.17% (bottom quartile). 1Y return: 10.33% (top quartile). 1Y return: 4.14% (bottom quartile). 1Y return: 10.86% (top quartile). 1Y return: 10.28% (upper mid). 1Y return: 9.15% (upper mid). 1Y return: 7.52% (lower mid). 1Y return: 7.88% (lower mid). 1Y return: 6.10% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 3.39 (upper mid). Alpha: 0.00 (bottom quartile). Alpha: 4.96 (top quartile). Alpha: 5.69 (top quartile). Alpha: 3.05 (upper mid). Alpha: -0.70 (bottom quartile). Alpha: 0.37 (lower mid). Alpha: -2.93 (bottom quartile). Point 9 Sharpe: -0.64 (bottom quartile). Sharpe: -0.28 (upper mid). Sharpe: -0.33 (upper mid). Sharpe: -0.16 (top quartile). Sharpe: -0.07 (top quartile). Sharpe: -0.35 (lower mid). Sharpe: -0.61 (bottom quartile). Sharpe: -0.58 (lower mid). Sharpe: -0.87 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.88 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 1.74 (top quartile). Information ratio: 1.54 (upper mid). Information ratio: 1.80 (top quartile). Information ratio: 1.11 (lower mid). Information ratio: 1.35 (upper mid). Information ratio: 0.92 (lower mid). HDFC Infrastructure Fund
HDFC Mid-Cap Opportunities Fund
HDFC Small Cap Fund
HDFC Equity Fund
HDFC Focused 30 Fund
HDFC Tax Saver Fund
HDFC Growth Opportunities Fund
HDFC Capital Builder Value Fund
HDFC Top 100 Fund
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. Research Highlights for HDFC Mid-Cap Opportunities Fund Below is the key information for HDFC Mid-Cap Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities Research Highlights for HDFC Equity Fund Below is the key information for HDFC Equity Fund Returns up to 1 year are on (Erstwhile HDFC Core & Satellite Fund) To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Research Highlights for HDFC Focused 30 Fund Below is the key information for HDFC Focused 30 Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. Research Highlights for HDFC Tax Saver Fund Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on (Erstwhile HDFC Large Cap Fund) The investment objective of the scheme is to achieve long-term capital appreciation by investing primarily in equity and equity related securities of companies having large market capitalization. Research Highlights for HDFC Growth Opportunities Fund Below is the key information for HDFC Growth Opportunities Fund Returns up to 1 year are on (Erstwhile HDFC Capital Builder Fund) The fund plans to achieve long term capital appreciation. Research Highlights for HDFC Capital Builder Value Fund Below is the key information for HDFC Capital Builder Value Fund Returns up to 1 year are on (Erstwhile HDFC Top 200) To generate long term capital appreciation from a portfolio of equity and equity linked instruments. The investment portfolio for equity and equity linked instruments will be primarily drawn from the companies in the BSE 200 Index.
Further, the Scheme may also invest in listed companies that would qualify to be in the top 200 by market capitalisation on the BSE even though they may not be listed on the BSE. This includes participation in large Ipos where in the market
capitalisation of the company based on issue price would make the company a part of the top 200 companies listed on the BSE based on market capitalisation. Research Highlights for HDFC Top 100 Fund Below is the key information for HDFC Top 100 Fund Returns up to 1 year are on 1. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (12 Nov 25) ₹48.56 ↑ 0.17 (0.35 %) Net Assets (Cr) ₹2,483 on 31 Aug 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹19,027 31 Oct 22 ₹21,626 31 Oct 23 ₹29,679 31 Oct 24 ₹44,661 31 Oct 25 ₹45,504 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 1.1% 3 Month 3.3% 6 Month 6.4% 1 Year 4.2% 3 Year 26.9% 5 Year 32.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Srinivasan Ramamurthy 12 Jan 24 1.72 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Infrastructure Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Industrials 38.53% Financial Services 19.18% Basic Materials 10.34% Utility 7.05% Energy 6.49% Communication Services 3.63% Real Estate 2.48% Health Care 1.76% Technology 1.57% Consumer Cyclical 0.49% Asset Allocation
Asset Class Value Cash 8.47% Equity 91.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321746% ₹148 Cr 1,100,000
↓ -200,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT6% ₹139 Cr 380,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK5% ₹133 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | 5222874% ₹95 Cr 758,557
↑ 272 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL4% ₹89 Cr 1,403,084
↑ 3,084 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹84 Cr 150,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325553% ₹75 Cr 2,200,646
↑ 646 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹68 Cr 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹66 Cr 350,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN2% ₹61 Cr 704,361 2. HDFC Mid-Cap Opportunities Fund
HDFC Mid-Cap Opportunities Fund
Growth Launch Date 25 Jun 07 NAV (12 Nov 25) ₹203.543 ↑ 1.81 (0.90 %) Net Assets (Cr) ₹83,105 on 31 Aug 25 Category Equity - Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.4 Sharpe Ratio -0.28 Information Ratio 0.88 Alpha Ratio 3.39 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,752 31 Oct 22 ₹18,431 31 Oct 23 ₹23,569 31 Oct 24 ₹34,201 31 Oct 25 ₹36,805 Returns for HDFC Mid-Cap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 3.3% 3 Month 6.8% 6 Month 12.2% 1 Year 10.3% 3 Year 26.2% 5 Year 28.6% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.6% 2023 44.5% 2022 12.3% 2021 39.9% 2020 21.7% 2019 0.2% 2018 -11.2% 2017 41.7% 2016 11.3% 2015 5.8% Fund Manager information for HDFC Mid-Cap Opportunities Fund
Name Since Tenure Chirag Setalvad 25 Jun 07 18.28 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Mid-Cap Opportunities Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 24.7% Consumer Cyclical 17.92% Health Care 12.55% Industrials 10.55% Technology 9.82% Consumer Defensive 5.67% Basic Materials 5.54% Energy 2.9% Communication Services 2.73% Utility 1.24% Asset Allocation
Asset Class Value Cash 6.37% Equity 93.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Max Financial Services Ltd (Financial Services)
Equity, Since 31 Oct 14 | 5002715% ₹4,040 Cr 25,647,718
↑ 8,951 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | BALKRISIND4% ₹3,006 Cr 13,097,471
↑ 50,000 Indian Bank (Financial Services)
Equity, Since 31 Oct 11 | 5328143% ₹2,767 Cr 36,834,856
↓ -19,626 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Nov 23 | 5328433% ₹2,699 Cr 27,822,569
↑ 802,357 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹2,685 Cr 36,704,929
↑ 1,497,926 Coforge Ltd (Technology)
Equity, Since 30 Jun 22 | COFORGE3% ₹2,485 Cr 15,622,564
↑ 201,964 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | FEDERALBNK3% ₹2,466 Cr 127,824,999
↓ -01 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 21 | HINDPETRO3% ₹2,462 Cr 55,530,830 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 18 | 5322963% ₹2,435 Cr 12,470,138
↑ 75,935 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 07 | 5244943% ₹2,377 Cr 17,718,376
↑ 83,465 3. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (12 Nov 25) ₹143.277 ↑ 0.97 (0.68 %) Net Assets (Cr) ₹36,294 on 31 Aug 25 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹19,409 31 Oct 22 ₹20,456 31 Oct 23 ₹27,227 31 Oct 24 ₹37,047 31 Oct 25 ₹38,152 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 1% 3 Month 2.8% 6 Month 13.7% 1 Year 4.1% 3 Year 22.4% 5 Year 29.2% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% 2015 6.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 11.27 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Small Cap Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Industrials 22.54% Consumer Cyclical 19.02% Technology 12.85% Health Care 12.29% Financial Services 11.35% Basic Materials 7.07% Consumer Defensive 2.9% Communication Services 1.79% Asset Allocation
Asset Class Value Cash 10.19% Equity 89.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL5% ₹1,806 Cr 54,953,617
↑ 341,783 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | 5409754% ₹1,513 Cr 24,129,059
↑ 1,925 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX4% ₹1,479 Cr 3,688,859
↓ -80,224 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321343% ₹1,211 Cr 46,817,927
↓ -10,865 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL3% ₹1,167 Cr 9,890,488
↓ -1,049,702 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | 5405963% ₹1,005 Cr 6,326,172
↑ 248,248 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328433% ₹977 Cr 10,068,979
↓ -4,153 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹779 Cr Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 29 Feb 24 | 5066552% ₹772 Cr 5,789,635
↑ 22,455 Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | 5328142% ₹727 Cr 9,682,969
↓ -5,159 4. HDFC Equity Fund
HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (12 Nov 25) ₹2,064.42 ↑ 4.34 (0.21 %) Net Assets (Cr) ₹81,936 on 31 Aug 25 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio -0.16 Information Ratio 1.74 Alpha Ratio 4.96 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹17,467 31 Oct 22 ₹19,915 31 Oct 23 ₹22,855 31 Oct 24 ₹32,913 31 Oct 25 ₹36,269 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 0.7% 3 Month 5.4% 6 Month 6.3% 1 Year 10.9% 3 Year 21.4% 5 Year 26.7% 10 Year 15 Year Since launch 18.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 30.6% 2022 18.3% 2021 36.2% 2020 6.4% 2019 6.8% 2018 -3.5% 2017 36.9% 2016 7.3% 2015 -5.1% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 3.18 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Equity Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 39% Consumer Cyclical 17.25% Health Care 8.73% Basic Materials 5.99% Industrials 5.21% Technology 4.98% Real Estate 2.82% Communication Services 2.6% Utility 2.23% Energy 1.28% Consumer Defensive 0.67% Asset Allocation
Asset Class Value Cash 8.64% Equity 90.76% Debt 0.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321749% ₹7,818 Cr 58,000,000
↑ 4,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK8% ₹7,133 Cr 75,000,000
↑ 3,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 5322157% ₹6,111 Cr 53,988,073
↓ -11,927 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN4% ₹3,752 Cr 43,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹3,627 Cr 18,200,000
↑ 700,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | 5407194% ₹3,581 Cr 19,996,650
↓ -3,350 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI4% ₹3,526 Cr 2,200,000
↓ -300,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | 5000874% ₹3,157 Cr 21,023,775
↑ 23,775 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹2,452 Cr 17,700,000
↑ 1,200,000 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI3% ₹2,326 Cr 9,000,000 5. HDFC Focused 30 Fund
HDFC Focused 30 Fund
Growth Launch Date 17 Sep 04 NAV (12 Nov 25) ₹237.893 ↑ 0.41 (0.17 %) Net Assets (Cr) ₹22,444 on 31 Aug 25 Category Equity - Focused AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio -0.07 Information Ratio 1.54 Alpha Ratio 5.69 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹17,355 31 Oct 22 ₹20,022 31 Oct 23 ₹22,974 31 Oct 24 ₹32,867 31 Oct 25 ₹36,077 Returns for HDFC Focused 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 0.5% 3 Month 4.9% 6 Month 6% 1 Year 10.3% 3 Year 21.2% 5 Year 27.1% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 24% 2023 29.6% 2022 18.3% 2021 40.1% 2020 4.2% 2019 3.8% 2018 -14.6% 2017 38.7% 2016 2.1% 2015 5% Fund Manager information for HDFC Focused 30 Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Focused 30 Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 38.99% Consumer Cyclical 22.88% Health Care 7.5% Industrials 4.66% Technology 4.24% Basic Materials 2.65% Real Estate 2.47% Communication Services 2.39% Utility 2.26% Asset Allocation
Asset Class Value Cash 11.74% Equity 88.05% Debt 0.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | 5321749% ₹2,157 Cr 16,000,000
↑ 1,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK8% ₹1,950 Cr 20,500,000
↑ 1,100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322157% ₹1,697 Cr 14,996,687
↑ 396,687 State Bank of India (Financial Services)
Equity, Since 30 Apr 12 | SBIN5% ₹1,178 Cr 13,500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹1,002 Cr 625,000
↓ -25,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 22 | HCLTECH4% ₹997 Cr 7,200,000
↑ 700,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK4% ₹996 Cr 5,000,000
↑ 400,000 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 22 | 5000874% ₹902 Cr 6,006,793
↑ 6,793 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5407193% ₹806 Cr 4,499,246
↓ -754 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | EICHERMOT3% ₹652 Cr 930,000 6. HDFC Tax Saver Fund
HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (12 Nov 25) ₹1,452.94 ↑ 4.15 (0.29 %) Net Assets (Cr) ₹16,525 on 31 Aug 25 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.35 Information Ratio 1.8 Alpha Ratio 3.05 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,107 31 Oct 22 ₹17,783 31 Oct 23 ₹20,392 31 Oct 24 ₹29,240 31 Oct 25 ₹31,778 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 0.7% 3 Month 4.6% 6 Month 5.2% 1 Year 9.1% 3 Year 20.9% 5 Year 24.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 21.3% 2023 33.2% 2022 10.5% 2021 35.3% 2020 5.8% 2019 3.7% 2018 -10.9% 2017 38.7% 2016 7.6% 2015 -6.2% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Tax Saver Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 41.44% Consumer Cyclical 17.76% Health Care 10.25% Basic Materials 6% Industrials 5.64% Technology 4.93% Communication Services 4.44% Utility 1.69% Energy 1.17% Consumer Defensive 0.8% Asset Allocation
Asset Class Value Cash 5.59% Equity 94.11% Debt 0.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK9% ₹1,579 Cr 16,600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321749% ₹1,483 Cr 11,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322158% ₹1,358 Cr 11,997,349
↓ -2,651 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI5% ₹882 Cr 550,000 Cipla Ltd (Healthcare)
Equity, Since 31 Oct 09 | 5000875% ₹812 Cr 5,406,113
↑ 6,113 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5407195% ₹806 Cr 4,499,246
↓ -754 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK4% ₹697 Cr 3,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹639 Cr 3,400,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 06 | SBIN4% ₹611 Cr 7,000,000 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI3% ₹517 Cr 2,000,000 7. HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
Growth Launch Date 18 Feb 94 NAV (12 Nov 25) ₹351.337 ↑ 2.15 (0.62 %) Net Assets (Cr) ₹26,158 on 31 Aug 25 Category Equity - Large & Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.66 Sharpe Ratio -0.61 Information Ratio 1.11 Alpha Ratio -0.7 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹17,760 31 Oct 22 ₹18,680 31 Oct 23 ₹22,167 31 Oct 24 ₹31,019 31 Oct 25 ₹32,832 Returns for HDFC Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 1.8% 3 Month 5.7% 6 Month 8.2% 1 Year 7.5% 3 Year 20.3% 5 Year 25% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.4% 2023 37.7% 2022 8.2% 2021 43.1% 2020 11.4% 2019 6.6% 2018 -3.8% 2017 29.4% 2016 3.9% 2015 -4.8% Fund Manager information for HDFC Growth Opportunities Fund
Name Since Tenure Gopal Agrawal 16 Jul 20 5.21 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Growth Opportunities Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 30.13% Consumer Cyclical 14.47% Health Care 12.85% Industrials 10.28% Technology 9.68% Basic Materials 6.86% Utility 3.73% Energy 3.19% Communication Services 3.15% Consumer Defensive 2.74% Real Estate 2.33% Asset Allocation
Asset Class Value Cash 0.59% Equity 99.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK5% ₹1,300 Cr 13,664,794 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 12 | 5321743% ₹930 Cr 6,900,836 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL2% ₹537 Cr 2,857,420 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5322152% ₹481 Cr 4,249,061
↓ -939 Infosys Ltd (Technology)
Equity, Since 30 Jun 04 | INFY2% ₹480 Cr 3,330,379 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5328432% ₹459 Cr 4,731,398
↓ -1,951 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5002712% ₹410 Cr 2,602,926
↑ 909 Mphasis Ltd (Technology)
Equity, Since 31 Oct 21 | 5262992% ₹408 Cr 1,538,637
↑ 638 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI1% ₹390 Cr 243,447 State Bank of India (Financial Services)
Equity, Since 30 Jun 14 | SBIN1% ₹367 Cr 4,210,091 8. HDFC Capital Builder Value Fund
HDFC Capital Builder Value Fund
Growth Launch Date 1 Feb 94 NAV (12 Nov 25) ₹768.428 ↑ 3.72 (0.49 %) Net Assets (Cr) ₹7,179 on 31 Aug 25 Category Equity - Value AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.59 Information Ratio 1.35 Alpha Ratio 0.37 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,106 31 Oct 22 ₹16,646 31 Oct 23 ₹18,495 31 Oct 24 ₹26,586 31 Oct 25 ₹28,115 Returns for HDFC Capital Builder Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 2.7% 3 Month 5.6% 6 Month 7.7% 1 Year 7.9% 3 Year 18.8% 5 Year 21.2% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.7% 2023 29.6% 2022 3.6% 2021 35.6% 2020 12.9% 2019 0% 2018 -5.5% 2017 42.3% 2016 3.8% 2015 4.6% Fund Manager information for HDFC Capital Builder Value Fund
Name Since Tenure Anand Laddha 1 Feb 24 1.67 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Capital Builder Value Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 34.9% Consumer Cyclical 9.78% Technology 8.42% Industrials 8.28% Consumer Defensive 7.69% Health Care 7.57% Utility 5.28% Energy 4.59% Communication Services 4.25% Basic Materials 4.11% Real Estate 3.3% Asset Allocation
Asset Class Value Cash 1.83% Equity 98.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321747% ₹532 Cr 3,950,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | HDFCBANK7% ₹504 Cr 5,300,000 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | 5322154% ₹289 Cr 2,549,437
↓ -563 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹279 Cr 3,200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹263 Cr 1,400,000
↓ -200,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 09 | INFY4% ₹260 Cr 1,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT3% ₹192 Cr 525,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA2% ₹175 Cr 1,100,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5406112% ₹175 Cr 2,390,428
↓ -653 NTPC Ltd (Utilities)
Equity, Since 31 Aug 17 | 5325552% ₹170 Cr 5,001,469
↑ 1,469 9. HDFC Top 100 Fund
HDFC Top 100 Fund
Growth Launch Date 11 Oct 96 NAV (12 Nov 25) ₹1,170.21 ↑ 10.94 (0.94 %) Net Assets (Cr) ₹37,659 on 31 Aug 25 Category Equity - Large Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio -0.87 Information Ratio 0.92 Alpha Ratio -2.93 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,095 31 Oct 22 ₹17,220 31 Oct 23 ₹19,535 31 Oct 24 ₹25,891 31 Oct 25 ₹26,789 Returns for HDFC Top 100 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 25 Duration Returns 1 Month 2.1% 3 Month 4.8% 6 Month 3.7% 1 Year 6.1% 3 Year 15.6% 5 Year 19.6% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 30% 2022 10.6% 2021 28.5% 2020 5.9% 2019 7.7% 2018 0.1% 2017 32% 2016 8.5% 2015 -6.1% Fund Manager information for HDFC Top 100 Fund
Name Since Tenure Rahul Baijal 29 Jul 22 3.18 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Top 100 Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 32.92% Consumer Cyclical 18.6% Health Care 9.17% Industrials 7.12% Communication Services 5.85% Basic Materials 5.5% Energy 5.09% Consumer Defensive 4.78% Technology 4.51% Utility 4.09% Real Estate 0.39% Asset Allocation
Asset Class Value Cash 1.98% Equity 98.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK10% ₹3,638 Cr 38,252,638 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 05 | 5321749% ₹3,507 Cr 26,015,474 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹2,239 Cr 11,921,785 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 06 | RELIANCE5% ₹1,835 Cr 13,450,234 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | KOTAKBANK4% ₹1,463 Cr 7,341,626 NTPC Ltd (Utilities)
Equity, Since 30 Jun 15 | 5325554% ₹1,432 Cr 42,082,104
↓ -487,639 Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | TITAN3% ₹1,293 Cr 3,840,576
↑ 595,837 Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Jul 16 | 5004253% ₹1,271 Cr 22,289,508
↑ 1,696,089 Infosys Ltd (Technology)
Equity, Since 31 Aug 04 | INFY3% ₹1,242 Cr 8,613,818 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | 5322153% ₹1,212 Cr 10,709,546
↓ -2,366
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in HDFC Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Tips to Choose the Right HDFC SIP
1. Align Fund with Your Goal
- Short-term goals (1–3 years): debt or Hybrid Fund
- Long-term goals (5+ years): equity or Index Funds
2. Check Fund Consistency, Not Just Returns
Avoid chasing last year’s top performer. Look for consistent 3–5 year performance.
3. Understand Risk Appetite
Choose funds that match your tolerance to market ups and downs.
4. Rebalance Annually
Adjust fund allocation based on market conditions and goal changes.
5. Consider Tax Implications
Equity Funds held for more than 1 year enjoy long-term Capital Gains tax benefits.
FAQs (People Also Ask)
Q1. Which is the best HDFC SIP for long-term investment?
A: HDFC Flexi Cap Fund and HDFC mid-cap Opportunities Fund are popular for long-term wealth creation due to consistent 5-year performance.
Q2. Can beginners invest in HDFC SIPs?
A: Yes. With a low minimum SIP amount and easy online process, even beginners can start building wealth.
Q3. How much is the minimum SIP in HDFC Mutual Fund?
A: You can start with as little as ₹500 per month.
Q4. Can I pause or modify my SIP?
A: Yes, SIPs are flexible. You can increase, decrease, or temporarily stop your SIP as per your financial needs.
Q5. Are HDFC Mutual Fund SIPs safe?
A: While all Mutual Funds are subject to market risk, HDFC AMC’s strong track record and research-backed approach make its funds a preferred choice among investors.
Conclusion — Start Small, Stay Consistent
HDFC SIPs are a reliable path to long-term wealth creation. The key is consistency and goal-oriented investing. Even small monthly investments, when started today, can grow into a substantial corpus tomorrow. “Start small, invest regularly, and let the Power of Compounding work for you. Your future self will thank you.”
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Infrastructure Fund