+91-22-4891390910 Best HDFC MF SIP Funds 2026
Investing regularly and wisely is the key to building long-term wealth. In India, Systematic Investment plan (SIPs) have emerged as the most popular method for disciplined investing. Among all fund houses, HDFC Mutual Fund stands out as a trusted name with decades of experience, a robust research team, and consistent fund performance.
Whether you’re planning for your child’s education, marriage, buying a house, or securing retirement, HDFC SIPs can help you achieve your Financial goals without worrying about timing the market.
Why Invest in HDFC Mutual Fund SIP?
HDFC Mutual Fund is one of India’s largest and most reliable Asset Management Companies (AMC), managing an AUM of over ₹5 lakh crore. Investors prefer HDFC SIPs due to:
- Low Minimum Investment - Start SIP with as little as ₹500/month.
- Expert Fund Management - Experienced fund managers like Prashant Jain ensure disciplined investing.
- Range of Funds - From equity and hybrid to debt funds, HDFC offers solutions for every risk appetite.
- Legacy & Trust - HDFC has been a pioneer in Indian mutual fund industry, giving investors confidence in their money.
“HDFC SIPs are like building blocks — small, consistent investments that grow into a strong financial foundation.”
Benefits of Investing via HDFC SIPs
Investing through SIP has multiple advantages, especially when you stick to a long-term strategy:
Rupee Cost Averaging
SIPs reduce the impact of market Volatility. You buy more units when prices are low and fewer units when prices are high.
Power of Compounding
Small investments over a long period can generate substantial wealth. For example, ₹5,000/month for 15 years at 12% CAGR can grow to over ₹27 lakh.
Discipline in Investing
Auto-debit ensures regular investing, building financial discipline over time.
Goal-Oriented Planning
SIPs make it easier to plan for short-term and long-term goals like buying a house, funding education, or retirement.
Flexibility
You can pause, increase, or decrease SIP amounts based on your changing financial situation.
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Fund Selection Methodology used to find 9 funds
Best HDFC Equity SIP Mutual Funds 2026
Here’s a data-backed list of the top HDFC SIPs investors should consider. These are shortlisted based on AUM, NAV, peer average returns, and past performance.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) HDFC Capital Builder Value Fund Growth ₹801.783
↓ -0.47 ₹7,583 300 5.8 4.9 10.1 16.9 14.7 8.6 HDFC Infrastructure Fund Growth ₹47.437
↑ 0.04 ₹2,444 300 -1.4 0 1 16.4 19.7 2.2 HDFC Focused 30 Fund Growth ₹236.973
↓ -0.38 ₹27,303 300 4.3 -0.7 4.4 16.4 18.3 10.9 HDFC Tax Saver Fund Growth ₹1,400.29
↓ -2.68 ₹15,685 500 3.1 -2.9 0.6 14.8 15.7 10.3 HDFC Growth Opportunities Fund Growth ₹354.392
↑ 0.27 ₹29,285 300 3.9 3.2 6.3 14.7 15.7 6.1 HDFC Small Cap Fund Growth ₹142.694
↓ -0.28 ₹40,417 300 4.9 5.6 2.4 13 15.1 -0.6 HDFC Top 100 Fund Growth ₹1,150.25
↓ -7.70 ₹39,024 300 3.4 -1.7 2.6 10.6 12.3 7.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 26 Research Highlights & Commentary of 7 Funds showcased
Commentary HDFC Capital Builder Value Fund HDFC Infrastructure Fund HDFC Focused 30 Fund HDFC Tax Saver Fund HDFC Growth Opportunities Fund HDFC Small Cap Fund HDFC Top 100 Fund Point 1 Bottom quartile AUM (₹7,583 Cr). Bottom quartile AUM (₹2,444 Cr). Lower mid AUM (₹27,303 Cr). Lower mid AUM (₹15,685 Cr). Upper mid AUM (₹29,285 Cr). Highest AUM (₹40,417 Cr). Upper mid AUM (₹39,024 Cr). Point 2 Oldest track record among peers (32 yrs). Established history (18+ yrs). Established history (21+ yrs). Established history (30+ yrs). Established history (32+ yrs). Established history (18+ yrs). Established history (29+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 14.68% (bottom quartile). 5Y return: 19.68% (top quartile). 5Y return: 18.30% (upper mid). 5Y return: 15.71% (upper mid). 5Y return: 15.66% (lower mid). 5Y return: 15.12% (lower mid). 5Y return: 12.33% (bottom quartile). Point 6 3Y return: 16.87% (top quartile). 3Y return: 16.41% (upper mid). 3Y return: 16.39% (upper mid). 3Y return: 14.80% (lower mid). 3Y return: 14.70% (lower mid). 3Y return: 13.00% (bottom quartile). 3Y return: 10.62% (bottom quartile). Point 7 1Y return: 10.08% (top quartile). 1Y return: 0.99% (bottom quartile). 1Y return: 4.43% (upper mid). 1Y return: 0.61% (bottom quartile). 1Y return: 6.27% (upper mid). 1Y return: 2.36% (lower mid). 1Y return: 2.58% (lower mid). Point 8 Alpha: 3.42 (top quartile). Alpha: 0.00 (upper mid). Alpha: -0.27 (lower mid). Alpha: -5.00 (bottom quartile). Alpha: -1.54 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -0.39 (lower mid). Point 9 Sharpe: -0.13 (top quartile). Sharpe: -0.23 (upper mid). Sharpe: -0.32 (lower mid). Sharpe: -0.64 (bottom quartile). Sharpe: -0.29 (upper mid). Sharpe: -0.37 (lower mid). Sharpe: -0.49 (bottom quartile). Point 10 Information ratio: 1.47 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.67 (upper mid). Information ratio: 0.42 (upper mid). Information ratio: -0.01 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.08 (lower mid). HDFC Capital Builder Value Fund
HDFC Infrastructure Fund
HDFC Focused 30 Fund
HDFC Tax Saver Fund
HDFC Growth Opportunities Fund
HDFC Small Cap Fund
HDFC Top 100 Fund
(Erstwhile HDFC Capital Builder Fund) The fund plans to achieve long term capital appreciation. Below is the key information for HDFC Capital Builder Value Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on (Erstwhile HDFC Core & Satellite Fund) To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Research Highlights for HDFC Focused 30 Fund Below is the key information for HDFC Focused 30 Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. Research Highlights for HDFC Tax Saver Fund Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on (Erstwhile HDFC Large Cap Fund) The investment objective of the scheme is to achieve long-term capital appreciation by investing primarily in equity and equity related securities of companies having large market capitalization. Research Highlights for HDFC Growth Opportunities Fund Below is the key information for HDFC Growth Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on (Erstwhile HDFC Top 200) To generate long term capital appreciation from a portfolio of equity and equity linked instruments. The investment portfolio for equity and equity linked instruments will be primarily drawn from the companies in the BSE 200 Index.
Further, the Scheme may also invest in listed companies that would qualify to be in the top 200 by market capitalisation on the BSE even though they may not be listed on the BSE. This includes participation in large Ipos where in the market
capitalisation of the company based on issue price would make the company a part of the top 200 companies listed on the BSE based on market capitalisation. Research Highlights for HDFC Top 100 Fund Below is the key information for HDFC Top 100 Fund Returns up to 1 year are on 1. HDFC Capital Builder Value Fund
HDFC Capital Builder Value Fund
Growth Launch Date 1 Feb 94 NAV (07 Aug 26) ₹801.783 ↓ -0.47 (-0.06 %) Net Assets (Cr) ₹7,583 on 30 Jun 26 Category Equity - Value AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.13 Information Ratio 1.47 Alpha Ratio 3.42 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,544 31 Jul 23 ₹12,739 31 Jul 24 ₹18,446 31 Jul 25 ₹18,542 31 Jul 26 ₹19,804 Returns for HDFC Capital Builder Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 2.2% 3 Month 5.8% 6 Month 4.9% 1 Year 10.1% 3 Year 16.9% 5 Year 14.7% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.6% 2024 20.7% 2023 29.6% 2022 3.6% 2021 35.6% 2020 12.9% 2019 0% 2018 -5.5% 2017 42.3% 2016 3.8% Fund Manager information for HDFC Capital Builder Value Fund
Name Since Tenure Anand Laddha 1 Feb 24 2.5 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Capital Builder Value Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 34.89% Consumer Cyclical 12.09% Industrials 10.31% Health Care 8.59% Technology 7.55% Communication Services 5.1% Consumer Defensive 4.88% Utility 4.64% Real Estate 4.29% Energy 3.7% Basic Materials 3.47% Asset Allocation
Asset Class Value Cash 0.5% Equity 99.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹516 Cr 3,750,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | HDFCBANK5% ₹413 Cr 5,170,000 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | 5322154% ₹326 Cr 2,425,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹272 Cr 2,650,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL3% ₹241 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT3% ₹218 Cr 525,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5406112% ₹180 Cr 1,740,000
↓ -100,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 17 | 5325552% ₹178 Cr 5,000,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 09 | INFY2% ₹170 Cr 1,700,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA2% ₹168 Cr 900,000 2. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (07 Aug 26) ₹47.437 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹2,444 on 30 Jun 26 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,865 31 Jul 23 ₹15,416 31 Jul 24 ₹25,602 31 Jul 25 ₹24,305 31 Jul 26 ₹24,009 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month -0.6% 3 Month -1.4% 6 Month 0% 1 Year 1% 3 Year 16.4% 5 Year 19.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 2.2% 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 3.11 Yr. Ashish Shah 1 Nov 25 0.75 Yr. Data below for HDFC Infrastructure Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Industrials 48.71% Utility 14.84% Financial Services 12.89% Basic Materials 8.13% Energy 5.6% Real Estate 4.08% Communication Services 1.77% Technology 1.64% Health Care 1.51% Consumer Cyclical 0.59% Asset Allocation
Asset Class Value Cash 0.24% Equity 99.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT7% ₹174 Cr 421,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹107 Cr 775,000
↓ -70,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO4% ₹105 Cr 196,369
↑ 30,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL4% ₹101 Cr 736,994
↓ -20,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325553% ₹84 Cr 2,350,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Jan 25 | ADANIPORTS3% ₹74 Cr 410,000
↑ 40,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹69 Cr 1,400,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 24 | 5328983% ₹69 Cr 2,400,000 TD Power Systems Ltd (Industrials)
Equity, Since 30 Jun 23 | TDPOWERSYS3% ₹63 Cr 505,000
↓ -20,000 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | 5328102% ₹58 Cr 1,375,000
↑ 450,000 3. HDFC Focused 30 Fund
HDFC Focused 30 Fund
Growth Launch Date 17 Sep 04 NAV (07 Aug 26) ₹236.973 ↓ -0.38 (-0.16 %) Net Assets (Cr) ₹27,303 on 30 Jun 26 Category Equity - Focused AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio -0.32 Information Ratio 0.67 Alpha Ratio -0.27 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,941 31 Jul 23 ₹14,937 31 Jul 24 ₹21,242 31 Jul 25 ₹22,542 31 Jul 26 ₹23,229 Returns for HDFC Focused 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 1.1% 3 Month 4.3% 6 Month -0.7% 1 Year 4.4% 3 Year 16.4% 5 Year 18.3% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.9% 2024 24% 2023 29.6% 2022 18.3% 2021 40.1% 2020 4.2% 2019 3.8% 2018 -14.6% 2017 38.7% 2016 2.1% Fund Manager information for HDFC Focused 30 Fund
Name Since Tenure Amit Ganatra 1 Feb 26 0.49 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Focused 30 Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 41.02% Consumer Cyclical 21.95% Industrials 10.36% Health Care 5.61% Technology 3.34% Communication Services 3.28% Utility 2.83% Basic Materials 2.2% Real Estate 1.79% Asset Allocation
Asset Class Value Cash 7.42% Equity 92.39% Debt 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK9% ₹2,503 Cr 18,200,000
↓ -500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK8% ₹2,276 Cr 28,526,520 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322157% ₹2,019 Cr 15,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK5% ₹1,482 Cr 37,772,860 State Bank of India (Financial Services)
Equity, Since 30 Apr 12 | SBIN5% ₹1,450 Cr 14,120,988 Eternal Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | ETERNAL4% ₹1,144 Cr 43,246,676
↑ 5,000,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 24 | INDIGO4% ₹1,132 Cr 2,108,802
↑ 95,446 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹1,037 Cr 734,963 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 22 | 5000874% ₹1,019 Cr 6,952,435
↓ -28,677 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 22 | HCLTECH3% ₹911 Cr 8,500,017 4. HDFC Tax Saver Fund
HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (07 Aug 26) ₹1,400.29 ↓ -2.68 (-0.19 %) Net Assets (Cr) ₹15,685 on 30 Jun 26 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.64 Information Ratio 0.42 Alpha Ratio -5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,333 31 Jul 23 ₹13,966 31 Jul 24 ₹20,325 31 Jul 25 ₹21,040 31 Jul 26 ₹20,866 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 1.2% 3 Month 3.1% 6 Month -2.9% 1 Year 0.6% 3 Year 14.8% 5 Year 15.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 10.3% 2024 21.3% 2023 33.2% 2022 10.5% 2021 35.3% 2020 5.8% 2019 3.7% 2018 -10.9% 2017 38.7% 2016 7.6% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Amar Kalkundrikar 8 Dec 25 0.64 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Tax Saver Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 43.01% Consumer Cyclical 17.1% Health Care 8.03% Industrials 6.36% Technology 6% Basic Materials 4.61% Communication Services 4.47% Consumer Defensive 4.28% Energy 2.74% Utility 2.01% Asset Allocation
Asset Class Value Cash 1.06% Equity 98.61% Debt 0.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹1,513 Cr 11,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK8% ₹1,325 Cr 16,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322158% ₹1,193 Cr 8,863,395 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI5% ₹776 Cr 550,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 06 | SBIN5% ₹719 Cr 7,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹702 Cr 3,788,193 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK4% ₹686 Cr 17,500,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE3% ₹528 Cr 2,988,654
↓ -11,358 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 15 | RELIANCE3% ₹430 Cr 3,325,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH2% ₹383 Cr 3,575,000 5. HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
Growth Launch Date 18 Feb 94 NAV (07 Aug 26) ₹354.392 ↑ 0.27 (0.07 %) Net Assets (Cr) ₹29,285 on 30 Jun 26 Category Equity - Large & Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.66 Sharpe Ratio -0.29 Information Ratio -0.01 Alpha Ratio -1.54 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,090 31 Jul 23 ₹13,897 31 Jul 24 ₹20,271 31 Jul 25 ₹19,857 31 Jul 26 ₹20,624 Returns for HDFC Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 1.8% 3 Month 3.9% 6 Month 3.2% 1 Year 6.3% 3 Year 14.7% 5 Year 15.7% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 19.4% 2023 37.7% 2022 8.2% 2021 43.1% 2020 11.4% 2019 6.6% 2018 -3.8% 2017 29.4% 2016 3.9% Fund Manager information for HDFC Growth Opportunities Fund
Name Since Tenure Gopal Agrawal 16 Jul 20 6.04 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Growth Opportunities Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 30.66% Health Care 13.88% Consumer Cyclical 13.87% Industrials 9.8% Technology 8.29% Basic Materials 7.1% Utility 3.53% Energy 3.41% Communication Services 3.21% Consumer Defensive 2.92% Real Estate 2.6% Asset Allocation
Asset Class Value Cash 0.73% Equity 99.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK4% ₹1,170 Cr 14,664,794 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 12 | ICICIBANK4% ₹1,087 Cr 7,900,836 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5322152% ₹572 Cr 4,250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL2% ₹538 Cr 2,906,378 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5328432% ₹453 Cr 4,733,349 Reliance Industries Ltd (Energy)
Equity, Since 31 May 07 | RELIANCE2% ₹443 Cr 3,426,186 State Bank of India (Financial Services)
Equity, Since 30 Jun 14 | SBIN1% ₹432 Cr 4,210,091 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI1% ₹414 Cr 293,447 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5002711% ₹412 Cr 2,602,017 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 30 Jun 18 | PRESTIGE1% ₹391 Cr 2,500,000
↓ -100,000 6. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (07 Aug 26) ₹142.694 ↓ -0.28 (-0.20 %) Net Assets (Cr) ₹40,417 on 30 Jun 26 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,056 31 Jul 23 ₹14,262 31 Jul 24 ₹19,750 31 Jul 25 ₹20,027 31 Jul 26 ₹19,864 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 3.5% 3 Month 4.9% 6 Month 5.6% 1 Year 2.4% 3 Year 13% 5 Year 15.1% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 -0.6% 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 12.1 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Small Cap Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Industrials 21.72% Consumer Cyclical 21.45% Financial Services 12.76% Health Care 12.32% Technology 9.08% Basic Materials 6.99% Consumer Defensive 3.97% Communication Services 1.59% Asset Allocation
Asset Class Value Cash 10.12% Equity 89.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM4% ₹1,549 Cr 19,740,031
↓ -500,000 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL3% ₹1,337 Cr 58,522,189
↑ 600,000 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321343% ₹1,276 Cr 46,828,792 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL3% ₹1,211 Cr 9,775,044 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹941 Cr 6,563,458 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | KIMS2% ₹907 Cr 11,133,566 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328432% ₹903 Cr 9,440,132 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX2% ₹847 Cr 6,392,076
↑ 78,083 Apar Industries Ltd (Industrials)
Equity, Since 30 Sep 16 | APARINDS2% ₹793 Cr 505,371 Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | 5328142% ₹791 Cr 9,688,128 7. HDFC Top 100 Fund
HDFC Top 100 Fund
Growth Launch Date 11 Oct 96 NAV (07 Aug 26) ₹1,150.25 ↓ -7.70 (-0.67 %) Net Assets (Cr) ₹39,024 on 30 Jun 26 Category Equity - Large Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio -0.49 Information Ratio 0.08 Alpha Ratio -0.39 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹11,202 31 Jul 23 ₹13,653 31 Jul 24 ₹18,495 31 Jul 25 ₹18,044 31 Jul 26 ₹18,311 Returns for HDFC Top 100 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26 Duration Returns 1 Month 0.7% 3 Month 3.4% 6 Month -1.7% 1 Year 2.6% 3 Year 10.6% 5 Year 12.3% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 11.6% 2023 30% 2022 10.6% 2021 28.5% 2020 5.9% 2019 7.7% 2018 0.1% 2017 32% 2016 8.5% Fund Manager information for HDFC Top 100 Fund
Name Since Tenure Rahul Baijal 29 Jul 22 4.01 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Top 100 Fund as on 30 Jun 26
Equity Sector Allocation
Sector Value Financial Services 38.38% Consumer Cyclical 17.75% Health Care 10.33% Industrials 8.42% Communication Services 5.66% Energy 4.96% Consumer Defensive 3.79% Basic Materials 2.63% Technology 2.49% Utility 2.04% Real Estate 0.34% Asset Allocation
Asset Class Value Cash 2.72% Equity 96.78% Debt 0.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 05 | ICICIBANK10% ₹3,798 Cr 27,615,474 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK8% ₹3,092 Cr 38,752,638 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹2,208 Cr 11,921,785 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | KOTAKBANK5% ₹2,132 Cr 54,361,056 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 06 | RELIANCE5% ₹1,934 Cr 14,950,234 Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | TITAN5% ₹1,815 Cr 4,121,802 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 25 | TORNTPHARM4% ₹1,470 Cr 3,180,904 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | 5322154% ₹1,442 Cr 10,711,912 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 25 | 5329783% ₹1,170 Cr 6,572,078 Lupin Ltd (Healthcare)
Equity, Since 31 Oct 17 | 5002573% ₹1,117 Cr 4,615,980
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in HDFC Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Tips to Choose the Right HDFC SIP
1. Align Fund with Your Goal
- Short-term goals (1–3 years): debt or Hybrid Fund
- Long-term goals (5+ years): equity or Index Funds
2. Check Fund Consistency, Not Just Returns
Avoid chasing last year’s top performer. Look for consistent 3–5 year performance.
3. Understand Risk Appetite
Choose funds that match your tolerance to market ups and downs.
4. Rebalance Annually
Adjust fund allocation based on market conditions and goal changes.
5. Consider Tax Implications
Equity Funds held for more than 1 year enjoy long-term Capital Gains tax benefits.
FAQs (People Also Ask)
Q1. Which is the best HDFC SIP for long-term investment?
A: HDFC Flexi Cap Fund and HDFC mid-cap Opportunities Fund are popular for long-term wealth creation due to consistent 5-year performance.
Q2. Can beginners invest in HDFC SIPs?
A: Yes. With a low minimum SIP amount and easy online process, even beginners can start building wealth.
Q3. How much is the minimum SIP in HDFC Mutual Fund?
A: You can start with as little as ₹500 per month.
Q4. Can I pause or modify my SIP?
A: Yes, SIPs are flexible. You can increase, decrease, or temporarily stop your SIP as per your financial needs.
Q5. Are HDFC Mutual Fund SIPs safe?
A: While all Mutual Funds are subject to market risk, HDFC AMC’s strong track record and research-backed approach make its funds a preferred choice among investors.
Conclusion — Start Small, Stay Consistent
HDFC SIPs are a reliable path to long-term wealth creation. The key is consistency and goal-oriented investing. Even small monthly investments, when started today, can grow into a substantial corpus tomorrow. “Start small, invest regularly, and let the Power of Compounding work for you. Your future self will thank you.”
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Capital Builder Value Fund