+91-22-4891390910 Best HDFC MF SIP Funds 2026
Investing regularly and wisely is the key to building long-term wealth. In India, Systematic Investment plan (SIPs) have emerged as the most popular method for disciplined investing. Among all fund houses, HDFC Mutual Fund stands out as a trusted name with decades of experience, a robust research team, and consistent fund performance.
Whether you’re planning for your child’s education, marriage, buying a house, or securing retirement, HDFC SIPs can help you achieve your Financial goals without worrying about timing the market.
Why Invest in HDFC Mutual Fund SIP?
HDFC Mutual Fund is one of India’s largest and most reliable Asset Management Companies (AMC), managing an AUM of over ₹5 lakh crore. Investors prefer HDFC SIPs due to:
- Low Minimum Investment - Start SIP with as little as ₹500/month.
- Expert Fund Management - Experienced fund managers like Prashant Jain ensure disciplined investing.
- Range of Funds - From equity and hybrid to debt funds, HDFC offers solutions for every risk appetite.
- Legacy & Trust - HDFC has been a pioneer in Indian mutual fund industry, giving investors confidence in their money.
“HDFC SIPs are like building blocks — small, consistent investments that grow into a strong financial foundation.”
Benefits of Investing via HDFC SIPs
Investing through SIP has multiple advantages, especially when you stick to a long-term strategy:
Rupee Cost Averaging
SIPs reduce the impact of market Volatility. You buy more units when prices are low and fewer units when prices are high.
Power of Compounding
Small investments over a long period can generate substantial wealth. For example, ₹5,000/month for 15 years at 12% CAGR can grow to over ₹27 lakh.
Discipline in Investing
Auto-debit ensures regular investing, building financial discipline over time.
Goal-Oriented Planning
SIPs make it easier to plan for short-term and long-term goals like buying a house, funding education, or retirement.
Flexibility
You can pause, increase, or decrease SIP amounts based on your changing financial situation.
Talk to our investment specialist
Fund Selection Methodology used to find 9 funds
Best HDFC Equity SIP Mutual Funds 2026
Here’s a data-backed list of the top HDFC SIPs investors should consider. These are shortlisted based on AUM, NAV, peer average returns, and past performance.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Infrastructure Fund Growth ₹42.701
↓ -0.92 ₹2,417 300 -9.7 -9.3 -1.6 23.8 22.2 2.2 HDFC Mid-Cap Opportunities Fund Growth ₹184.472
↓ -3.22 ₹94,257 300 -8.6 -3.2 6 23.8 20.7 6.8 HDFC Focused 30 Fund Growth ₹213.653
↓ -3.82 ₹27,136 300 -10 -7.9 -0.3 18.3 19.6 10.9 HDFC Tax Saver Fund Growth ₹1,281.46
↓ -24.16 ₹16,618 500 -11.6 -9.5 -2.2 17.9 17.4 10.3 HDFC Growth Opportunities Fund Growth ₹307.139
↓ -6.44 ₹28,580 300 -11.6 -8.2 -1.3 17.8 16.3 6.1 HDFC Capital Builder Value Fund Growth ₹688.492
↓ -13.42 ₹7,413 300 -10.5 -5.7 2.4 17.3 14.8 8.6 HDFC Small Cap Fund Growth ₹121.413
↓ -2.36 ₹37,424 300 -12.1 -13.6 -0.2 15.9 18.6 -0.6 HDFC Top 100 Fund Growth ₹1,044.64
↓ -21.62 ₹40,085 300 -11.1 -6.9 -3.2 13.1 13 7.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 26 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Infrastructure Fund HDFC Mid-Cap Opportunities Fund HDFC Focused 30 Fund HDFC Tax Saver Fund HDFC Growth Opportunities Fund HDFC Capital Builder Value Fund HDFC Small Cap Fund HDFC Top 100 Fund Point 1 Bottom quartile AUM (₹2,417 Cr). Highest AUM (₹94,257 Cr). Lower mid AUM (₹27,136 Cr). Lower mid AUM (₹16,618 Cr). Upper mid AUM (₹28,580 Cr). Bottom quartile AUM (₹7,413 Cr). Upper mid AUM (₹37,424 Cr). Top quartile AUM (₹40,085 Cr). Point 2 Established history (18+ yrs). Established history (18+ yrs). Established history (21+ yrs). Established history (30+ yrs). Oldest track record among peers (32 yrs). Established history (32+ yrs). Established history (17+ yrs). Established history (29+ yrs). Point 3 Rating: 3★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.17% (top quartile). 5Y return: 20.71% (top quartile). 5Y return: 19.59% (upper mid). 5Y return: 17.38% (lower mid). 5Y return: 16.34% (lower mid). 5Y return: 14.83% (bottom quartile). 5Y return: 18.61% (upper mid). 5Y return: 12.96% (bottom quartile). Point 6 3Y return: 23.81% (top quartile). 3Y return: 23.77% (top quartile). 3Y return: 18.34% (upper mid). 3Y return: 17.86% (upper mid). 3Y return: 17.76% (lower mid). 3Y return: 17.32% (lower mid). 3Y return: 15.91% (bottom quartile). 3Y return: 13.09% (bottom quartile). Point 7 1Y return: -1.57% (lower mid). 1Y return: 5.99% (top quartile). 1Y return: -0.32% (upper mid). 1Y return: -2.18% (bottom quartile). 1Y return: -1.30% (lower mid). 1Y return: 2.36% (top quartile). 1Y return: -0.18% (upper mid). 1Y return: -3.24% (bottom quartile). Point 8 Alpha: 0.00 (lower mid). Alpha: 3.83 (top quartile). Alpha: 3.77 (top quartile). Alpha: 1.08 (upper mid). Alpha: -1.37 (bottom quartile). Alpha: 3.01 (upper mid). Alpha: 0.00 (lower mid). Alpha: -0.67 (bottom quartile). Point 9 Sharpe: 1.06 (lower mid). Sharpe: 1.65 (top quartile). Sharpe: 1.45 (top quartile). Sharpe: 1.09 (upper mid). Sharpe: 1.05 (lower mid). Sharpe: 1.27 (upper mid). Sharpe: 0.86 (bottom quartile). Sharpe: 0.90 (bottom quartile). Point 10 Information ratio: 0.00 (bottom quartile). Information ratio: 0.45 (upper mid). Information ratio: 0.94 (upper mid). Information ratio: 1.04 (top quartile). Information ratio: 0.19 (lower mid). Information ratio: 1.02 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.18 (lower mid). HDFC Infrastructure Fund
HDFC Mid-Cap Opportunities Fund
HDFC Focused 30 Fund
HDFC Tax Saver Fund
HDFC Growth Opportunities Fund
HDFC Capital Builder Value Fund
HDFC Small Cap Fund
HDFC Top 100 Fund
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. Research Highlights for HDFC Mid-Cap Opportunities Fund Below is the key information for HDFC Mid-Cap Opportunities Fund Returns up to 1 year are on (Erstwhile HDFC Core & Satellite Fund) To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Research Highlights for HDFC Focused 30 Fund Below is the key information for HDFC Focused 30 Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. Research Highlights for HDFC Tax Saver Fund Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on (Erstwhile HDFC Large Cap Fund) The investment objective of the scheme is to achieve long-term capital appreciation by investing primarily in equity and equity related securities of companies having large market capitalization. Research Highlights for HDFC Growth Opportunities Fund Below is the key information for HDFC Growth Opportunities Fund Returns up to 1 year are on (Erstwhile HDFC Capital Builder Fund) The fund plans to achieve long term capital appreciation. Research Highlights for HDFC Capital Builder Value Fund Below is the key information for HDFC Capital Builder Value Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on (Erstwhile HDFC Top 200) To generate long term capital appreciation from a portfolio of equity and equity linked instruments. The investment portfolio for equity and equity linked instruments will be primarily drawn from the companies in the BSE 200 Index.
Further, the Scheme may also invest in listed companies that would qualify to be in the top 200 by market capitalisation on the BSE even though they may not be listed on the BSE. This includes participation in large Ipos where in the market
capitalisation of the company based on issue price would make the company a part of the top 200 companies listed on the BSE based on market capitalisation. Research Highlights for HDFC Top 100 Fund Below is the key information for HDFC Top 100 Fund Returns up to 1 year are on 1. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (27 Mar 26) ₹42.701 ↓ -0.92 (-2.12 %) Net Assets (Cr) ₹2,417 on 28 Feb 26 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio 1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,903 28 Feb 23 ₹13,888 29 Feb 24 ₹25,247 28 Feb 25 ₹24,286 28 Feb 26 ₹29,124 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -10.1% 3 Month -9.7% 6 Month -9.3% 1 Year -1.6% 3 Year 23.8% 5 Year 22.2% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 2.2% 2023 23% 2022 55.4% 2021 19.3% 2020 43.2% 2019 -7.5% 2018 -3.4% 2017 -29% 2016 43.3% 2015 -1.9% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 2.69 Yr. Ashish Shah 1 Nov 25 0.33 Yr. Data below for HDFC Infrastructure Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 40.41% Financial Services 21.13% Basic Materials 9.71% Utility 8.12% Energy 7.29% Communication Services 4.13% Real Estate 3.07% Health Care 2.03% Technology 1.29% Consumer Cyclical 0.75% Asset Allocation
Asset Class Value Cash 2.06% Equity 97.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT7% ₹173 Cr 403,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹152 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK5% ₹124 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL4% ₹97 Cr 778,285
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN4% ₹85 Cr 704,361 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | NTPC3% ₹84 Cr 2,200,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹74 Cr 1,400,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹72 Cr 150,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹70 Cr 500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | AXISBANK3% ₹69 Cr 500,000 2. HDFC Mid-Cap Opportunities Fund
HDFC Mid-Cap Opportunities Fund
Growth Launch Date 25 Jun 07 NAV (27 Mar 26) ₹184.472 ↓ -3.22 (-1.72 %) Net Assets (Cr) ₹94,257 on 28 Feb 26 Category Equity - Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.4 Sharpe Ratio 1.65 Information Ratio 0.45 Alpha Ratio 3.83 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,075 28 Feb 23 ₹13,751 29 Feb 24 ₹21,632 28 Feb 25 ₹22,402 28 Feb 26 ₹27,912 Returns for HDFC Mid-Cap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -8.9% 3 Month -8.6% 6 Month -3.2% 1 Year 6% 3 Year 23.8% 5 Year 20.7% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 28.6% 2022 44.5% 2021 12.3% 2020 39.9% 2019 21.7% 2018 0.2% 2017 -11.2% 2016 41.7% 2015 11.3% Fund Manager information for HDFC Mid-Cap Opportunities Fund
Name Since Tenure Chirag Setalvad 25 Jun 07 18.69 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Mid-Cap Opportunities Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 28.67% Consumer Cyclical 16.45% Health Care 13.6% Industrials 9.76% Technology 7.74% Consumer Defensive 6.96% Basic Materials 5.12% Energy 2.58% Communication Services 2.42% Utility 0.93% Asset Allocation
Asset Class Value Cash 5.77% Equity 94.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Max Financial Services Ltd (Financial Services)
Equity, Since 31 Oct 14 | MFSL5% ₹4,677 Cr 25,792,853 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | FEDERALBNK4% ₹3,833 Cr 127,825,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK4% ₹3,766 Cr 39,301,056 Indian Bank (Financial Services)
Equity, Since 31 Oct 11 | INDIANB4% ₹3,650 Cr 36,854,482 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | BALKRISIND3% ₹3,185 Cr 13,361,745
↑ 137,445 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Nov 23 | FORTIS3% ₹2,912 Cr 30,887,194
↑ 2,499,854 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 07 | IPCALAB3% ₹2,751 Cr 17,994,512 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 18 | GLENMARK3% ₹2,738 Cr 12,815,305
↑ 139,865 Vishal Mega Mart Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | VMM3% ₹2,513 Cr 213,395,832
↑ 39,978,023 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 21 | HINDPETRO3% ₹2,436 Cr 55,530,830 3. HDFC Focused 30 Fund
HDFC Focused 30 Fund
Growth Launch Date 17 Sep 04 NAV (27 Mar 26) ₹213.653 ↓ -3.82 (-1.76 %) Net Assets (Cr) ₹27,136 on 28 Feb 26 Category Equity - Focused AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio 1.45 Information Ratio 0.94 Alpha Ratio 3.77 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,367 28 Feb 23 ₹14,617 29 Feb 24 ₹20,447 28 Feb 25 ₹22,636 28 Feb 26 ₹26,679 Returns for HDFC Focused 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -10.2% 3 Month -10% 6 Month -7.9% 1 Year -0.3% 3 Year 18.3% 5 Year 19.6% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 24% 2022 29.6% 2021 18.3% 2020 40.1% 2019 4.2% 2018 3.8% 2017 -14.6% 2016 38.7% 2015 2.1% Fund Manager information for HDFC Focused 30 Fund
Name Since Tenure Amit Ganatra 1 Feb 26 0.07 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Focused 30 Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 43.96% Consumer Cyclical 19.7% Health Care 6.72% Industrials 6.47% Technology 3.97% Communication Services 3.54% Utility 2.97% Basic Materials 2.5% Real Estate 1.79% Asset Allocation
Asset Class Value Cash 8.19% Equity 91.62% Debt 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK10% ₹2,579 Cr 18,700,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK9% ₹2,488 Cr 28,026,520 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK8% ₹2,076 Cr 15,000,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 12 | SBIN6% ₹1,646 Cr 13,700,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK6% ₹1,568 Cr 37,772,860 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 22 | HCLTECH4% ₹1,077 Cr 7,751,941
↑ 301,941 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 22 | CIPLA4% ₹1,029 Cr 7,635,011 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹1,016 Cr 683,589 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL4% ₹961 Cr 5,114,949
↑ 300,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE4% ₹957 Cr 4,700,000 4. HDFC Tax Saver Fund
HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (27 Mar 26) ₹1,281.46 ↓ -24.16 (-1.85 %) Net Assets (Cr) ₹16,618 on 28 Feb 26 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 1.09 Information Ratio 1.04 Alpha Ratio 1.08 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,042 28 Feb 23 ₹13,613 29 Feb 24 ₹19,738 28 Feb 25 ₹21,085 28 Feb 26 ₹24,469 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -10.1% 3 Month -11.6% 6 Month -9.5% 1 Year -2.2% 3 Year 17.9% 5 Year 17.4% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 21.3% 2022 33.2% 2021 10.5% 2020 35.3% 2019 5.8% 2018 3.7% 2017 -10.9% 2016 38.7% 2015 7.6% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Amar Kalkundrikar 8 Dec 25 0.22 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Tax Saver Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 44.47% Consumer Cyclical 16.78% Technology 6.46% Health Care 6.21% Industrials 5.57% Basic Materials 4.75% Communication Services 4.22% Energy 3.97% Consumer Defensive 3.89% Utility 1.98% Asset Allocation
Asset Class Value Cash 1.41% Equity 98.29% Debt 0.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK9% ₹1,517 Cr 11,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK9% ₹1,474 Cr 16,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK7% ₹1,227 Cr 8,863,395
↓ -1,680,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE6% ₹917 Cr 4,500,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 06 | SBIN5% ₹841 Cr 7,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI5% ₹817 Cr 550,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK4% ₹727 Cr 17,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹639 Cr 3,400,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | BAJAJ-AUTO3% ₹474 Cr 475,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹465 Cr 3,350,000 5. HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
Growth Launch Date 18 Feb 94 NAV (27 Mar 26) ₹307.139 ↓ -6.44 (-2.05 %) Net Assets (Cr) ₹28,580 on 28 Feb 26 Category Equity - Large & Mid Cap AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.66 Sharpe Ratio 1.05 Information Ratio 0.19 Alpha Ratio -1.37 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,128 28 Feb 23 ₹13,183 29 Feb 24 ₹19,634 28 Feb 25 ₹19,733 28 Feb 26 ₹23,327 Returns for HDFC Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -9.9% 3 Month -11.6% 6 Month -8.2% 1 Year -1.3% 3 Year 17.8% 5 Year 16.3% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 19.4% 2022 37.7% 2021 8.2% 2020 43.1% 2019 11.4% 2018 6.6% 2017 -3.8% 2016 29.4% 2015 3.9% Fund Manager information for HDFC Growth Opportunities Fund
Name Since Tenure Gopal Agrawal 16 Jul 20 5.62 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Growth Opportunities Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 31.74% Consumer Cyclical 14.15% Health Care 12.56% Industrials 9.82% Technology 8.81% Basic Materials 7.28% Utility 3.54% Energy 3.2% Consumer Defensive 3.04% Communication Services 2.97% Real Estate 2.08% Asset Allocation
Asset Class Value Cash 0.82% Equity 99.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK5% ₹1,302 Cr 14,664,794 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 12 | ICICIBANK3% ₹952 Cr 6,900,836 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | AXISBANK2% ₹588 Cr 4,250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL2% ₹537 Cr 2,857,420 State Bank of India (Financial Services)
Equity, Since 30 Jun 14 | SBIN2% ₹506 Cr 4,210,091 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | MFSL2% ₹472 Cr 2,602,017 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | FORTIS2% ₹446 Cr 4,733,349 Infosys Ltd (Technology)
Equity, Since 30 Jun 04 | INFY1% ₹420 Cr 3,231,484 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 21 | M&MFIN1% ₹368 Cr 9,829,103 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI1% ₹362 Cr 243,447 6. HDFC Capital Builder Value Fund
HDFC Capital Builder Value Fund
Growth Launch Date 1 Feb 94 NAV (27 Mar 26) ₹688.492 ↓ -13.42 (-1.91 %) Net Assets (Cr) ₹7,413 on 28 Feb 26 Category Equity - Value AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 1.28 Information Ratio 1.02 Alpha Ratio 3.01 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,927 28 Feb 23 ₹12,406 29 Feb 24 ₹17,580 28 Feb 25 ₹18,016 28 Feb 26 ₹21,659 Returns for HDFC Capital Builder Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -9% 3 Month -10.5% 6 Month -5.7% 1 Year 2.4% 3 Year 17.3% 5 Year 14.8% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 20.7% 2022 29.6% 2021 3.6% 2020 35.6% 2019 12.9% 2018 0% 2017 -5.5% 2016 42.3% 2015 3.8% Fund Manager information for HDFC Capital Builder Value Fund
Name Since Tenure Anand Laddha 1 Feb 24 2.08 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Capital Builder Value Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 37.01% Consumer Cyclical 10.66% Industrials 9.54% Technology 8.47% Health Care 7.55% Consumer Defensive 6% Utility 4.86% Communication Services 4.09% Basic Materials 3.97% Energy 3.8% Real Estate 3.66% Asset Allocation
Asset Class Value Cash 0.4% Equity 99.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹517 Cr 3,750,000
↓ -200,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | HDFCBANK6% ₹459 Cr 5,170,000
↓ -130,000 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | AXISBANK5% ₹339 Cr 2,450,000
↓ -50,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹330 Cr 2,750,000
↓ -50,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL3% ₹244 Cr 1,300,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 09 | INFY3% ₹227 Cr 1,749,077 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT3% ₹225 Cr 525,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 20 | SUNPHARMA3% ₹191 Cr 1,100,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 17 | NTPC3% ₹191 Cr 5,000,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | AUBANK3% ₹189 Cr 1,970,000
↓ -130,000 7. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (27 Mar 26) ₹121.413 ↓ -2.36 (-1.91 %) Net Assets (Cr) ₹37,424 on 28 Feb 26 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio 0.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹13,233 28 Feb 23 ₹15,045 29 Feb 24 ₹23,066 28 Feb 25 ₹21,746 28 Feb 26 ₹25,584 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -9.3% 3 Month -12.1% 6 Month -13.6% 1 Year -0.2% 3 Year 15.9% 5 Year 18.6% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.6% 2023 20.4% 2022 44.8% 2021 4.6% 2020 64.9% 2019 20.2% 2018 -9.5% 2017 -8.1% 2016 60.8% 2015 5.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 11.68 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Small Cap Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 22.97% Consumer Cyclical 20.17% Financial Services 13.84% Health Care 11.71% Technology 9.89% Basic Materials 7.46% Consumer Defensive 4.29% Communication Services 1.6% Asset Allocation
Asset Class Value Cash 8.07% Equity 91.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM4% ₹1,575 Cr 24,067,031
↑ 139,897 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | BANKBARODA4% ₹1,508 Cr 46,828,792 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL3% ₹1,197 Cr 56,160,355
↑ 895,993 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX3% ₹967 Cr 3,046,989
↑ 45,000 Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | INDIANB3% ₹960 Cr 9,688,128 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL2% ₹928 Cr 9,293,189
↑ 50,000 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹897 Cr 6,601,945
↑ 45,294 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | FORTIS2% ₹890 Cr 9,440,132 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹830 Cr 11,133,566
↑ 6,400 Great Eastern Shipping Co Ltd (Industrials)
Equity, Since 31 Jan 15 | GESHIP2% ₹700 Cr 5,229,582 8. HDFC Top 100 Fund
HDFC Top 100 Fund
Growth Launch Date 11 Oct 96 NAV (27 Mar 26) ₹1,044.64 ↓ -21.62 (-2.03 %) Net Assets (Cr) ₹40,085 on 28 Feb 26 Category Equity - Large Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio 0.9 Information Ratio 0.18 Alpha Ratio -0.67 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,409 28 Feb 23 ₹12,534 29 Feb 24 ₹17,285 28 Feb 25 ₹17,397 28 Feb 26 ₹19,836 Returns for HDFC Top 100 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 26 Duration Returns 1 Month -9.9% 3 Month -11.1% 6 Month -6.9% 1 Year -3.2% 3 Year 13.1% 5 Year 13% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 11.6% 2022 30% 2021 10.6% 2020 28.5% 2019 5.9% 2018 7.7% 2017 0.1% 2016 32% 2015 8.5% Fund Manager information for HDFC Top 100 Fund
Name Since Tenure Rahul Baijal 29 Jul 22 3.59 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Top 100 Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 37.44% Consumer Cyclical 19.11% Health Care 9.51% Industrials 7.82% Communication Services 5.59% Energy 4.96% Basic Materials 4.02% Consumer Defensive 3.97% Technology 3.67% Utility 2.13% Real Estate 0.32% Asset Allocation
Asset Class Value Cash 0.99% Equity 98.53% Debt 0.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 05 | ICICIBANK9% ₹3,808 Cr 27,615,474
↑ 400,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK9% ₹3,440 Cr 38,752,638
↑ 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL6% ₹2,240 Cr 11,921,785 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | KOTAKBANK5% ₹2,139 Cr 51,513,703
↑ 500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 06 | RELIANCE5% ₹1,986 Cr 14,250,234
↓ -1,500,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | TITAN4% ₹1,784 Cr 4,121,802 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | AXISBANK4% ₹1,482 Cr 10,711,912 Infosys Ltd (Technology)
Equity, Since 31 Aug 04 | INFY4% ₹1,471 Cr 11,316,149
↑ 2,700,000 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 25 | TORNTPHARM3% ₹1,378 Cr 3,180,904 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | BAJAJ-AUTO3% ₹1,243 Cr 1,246,298
↑ 50,371
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in HDFC Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Tips to Choose the Right HDFC SIP
1. Align Fund with Your Goal
- Short-term goals (1–3 years): debt or Hybrid Fund
- Long-term goals (5+ years): equity or Index Funds
2. Check Fund Consistency, Not Just Returns
Avoid chasing last year’s top performer. Look for consistent 3–5 year performance.
3. Understand Risk Appetite
Choose funds that match your tolerance to market ups and downs.
4. Rebalance Annually
Adjust fund allocation based on market conditions and goal changes.
5. Consider Tax Implications
Equity Funds held for more than 1 year enjoy long-term Capital Gains tax benefits.
FAQs (People Also Ask)
Q1. Which is the best HDFC SIP for long-term investment?
A: HDFC Flexi Cap Fund and HDFC mid-cap Opportunities Fund are popular for long-term wealth creation due to consistent 5-year performance.
Q2. Can beginners invest in HDFC SIPs?
A: Yes. With a low minimum SIP amount and easy online process, even beginners can start building wealth.
Q3. How much is the minimum SIP in HDFC Mutual Fund?
A: You can start with as little as ₹500 per month.
Q4. Can I pause or modify my SIP?
A: Yes, SIPs are flexible. You can increase, decrease, or temporarily stop your SIP as per your financial needs.
Q5. Are HDFC Mutual Fund SIPs safe?
A: While all Mutual Funds are subject to market risk, HDFC AMC’s strong track record and research-backed approach make its funds a preferred choice among investors.
Conclusion — Start Small, Stay Consistent
HDFC SIPs are a reliable path to long-term wealth creation. The key is consistency and goal-oriented investing. Even small monthly investments, when started today, can grow into a substantial corpus tomorrow. “Start small, invest regularly, and let the Power of Compounding work for you. Your future self will thank you.”
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Infrastructure Fund