+91-22-4891390910 Best SBI MF SIP Funds 2025
If you speak to long-term investors about what truly changed their financial life, most will mention just one habit — starting a SIP. And when it comes to SIP Investing, SBI Mutual Fund stands out as one of the most trusted names in the country. Whether someone begins with ₹500 or builds a multi-lakh monthly SIP Portfolio, SBI MF offers funds that suit every type of investor — beginners, disciplined long-term savers, and even advanced wealth builders.
SIP is not just an investment method; for many Indians, it’s the financial habit that shaped their wealth journey. And SBI MF has become synonymous with reliability, consistency, and long-term growth.
In this complete guide, we break down everything you need to know about SIPs with SBI Mutual Fund — how they work, which funds are suitable, who should invest, potential returns, risks, and smart strategies to build lasting wealth.
Why SIPs Matter for Every Investor
SIP (Systematic Investment plan) is one of the easiest ways to invest small amounts regularly in Mutual Funds. A SIP helps you build wealth through:
- Compounding
- Rupee-cost averaging
- Disciplined investing
- Reduced risk from market Volatility
You can invest monthly, weekly, or quarterly without worrying about timing the market—because SIPs work automatically in the background, helping you stay invested through market ups and downs.
This makes SIPs perfect for almost every financial goal -
- Retirement planning
- Buying a house
- Child’s education
- Marriage
- International travel
- Wealth creation
Talk to our investment specialist
Why Invest in SBI Mutual Fund SIP?
To have a Systematic Investment Plan with a SBI MF one does not require a massive amount of investing as the starting amount is as low as Rs 500.
SBI SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 10 best SBI SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 10 funds
Best SBI Mutual Fund SIP to Invest in Equity Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) SBI PSU Fund Growth ₹33.2955
↑ 0.22 ₹5,714 500 7.9 4.3 1.7 26.5 29.2 23.5 8.1 SBI Healthcare Opportunities Fund Growth ₹430.87
↓ -0.60 ₹4,082 500 -0.4 3.1 -0.1 23.5 17.8 42.2 15.3 SBI Magnum Tax Gain Fund Growth ₹449.664
↑ 0.89 ₹31,783 500 4.1 3.9 2.1 22.3 22.7 27.7 12.4 SBI Infrastructure Fund Growth ₹49.1327
↓ 0.00 ₹4,788 500 3.3 -1.2 -4.9 20.3 24.3 20.8 9 SBI Banking & Financial Services Fund Growth ₹45.7953
↑ 0.58 ₹9,273 500 9.7 11.1 15.5 19.4 17.8 19.6 15.2 SBI Contra Fund Growth ₹394.328
↓ -0.31 ₹49,218 500 4.3 4.5 1.9 18.9 25.3 18.8 14.9 SBI Focused Equity Fund Growth ₹378.977
↓ -0.13 ₹40,824 500 7.2 9.7 13.4 16.9 17.4 17.2 18.6 SBI Large and Midcap Fund Growth ₹645.543
↓ -1.13 ₹35,514 500 4.2 7.4 6.1 16.3 20.4 18 17.5 SBI Technology Opportunities Fund Growth ₹232.798
↑ 2.17 ₹4,934 500 7.9 9.4 3.8 16.3 20.7 30.1 19.7 SBI Magnum Mid Cap Fund Growth ₹233.902
↑ 1.06 ₹23,036 500 3.3 -0.2 -1.9 16 21.4 20.3 16.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI PSU Fund SBI Healthcare Opportunities Fund SBI Magnum Tax Gain Fund SBI Infrastructure Fund SBI Banking & Financial Services Fund SBI Contra Fund SBI Focused Equity Fund SBI Large and Midcap Fund SBI Technology Opportunities Fund SBI Magnum Mid Cap Fund Point 1 Lower mid AUM (₹5,714 Cr). Bottom quartile AUM (₹4,082 Cr). Upper mid AUM (₹31,783 Cr). Bottom quartile AUM (₹4,788 Cr). Lower mid AUM (₹9,273 Cr). Highest AUM (₹49,218 Cr). Top quartile AUM (₹40,824 Cr). Upper mid AUM (₹35,514 Cr). Bottom quartile AUM (₹4,934 Cr). Upper mid AUM (₹23,036 Cr). Point 2 Established history (15+ yrs). Established history (20+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (10+ yrs). Established history (20+ yrs). Oldest track record among peers (21 yrs). Established history (20+ yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 3★ (top quartile). Not Rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Top rated. Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 29.15% (top quartile). 5Y return: 17.79% (bottom quartile). 5Y return: 22.68% (upper mid). 5Y return: 24.27% (upper mid). 5Y return: 17.83% (bottom quartile). 5Y return: 25.31% (top quartile). 5Y return: 17.38% (bottom quartile). 5Y return: 20.43% (lower mid). 5Y return: 20.67% (lower mid). 5Y return: 21.44% (upper mid). Point 6 3Y return: 26.47% (top quartile). 3Y return: 23.49% (top quartile). 3Y return: 22.27% (upper mid). 3Y return: 20.27% (upper mid). 3Y return: 19.38% (upper mid). 3Y return: 18.90% (lower mid). 3Y return: 16.92% (lower mid). 3Y return: 16.29% (bottom quartile). 3Y return: 16.25% (bottom quartile). 3Y return: 16.00% (bottom quartile). Point 7 1Y return: 1.70% (lower mid). 1Y return: -0.09% (bottom quartile). 1Y return: 2.10% (upper mid). 1Y return: -4.87% (bottom quartile). 1Y return: 15.53% (top quartile). 1Y return: 1.91% (lower mid). 1Y return: 13.36% (top quartile). 1Y return: 6.12% (upper mid). 1Y return: 3.76% (upper mid). 1Y return: -1.86% (bottom quartile). Point 8 Alpha: -0.58 (lower mid). Alpha: -0.29 (upper mid). Alpha: -2.21 (lower mid). Alpha: -11.56 (bottom quartile). Alpha: 0.79 (upper mid). Alpha: -3.76 (bottom quartile). Alpha: 5.61 (top quartile). Alpha: -0.07 (upper mid). Alpha: 7.88 (top quartile). Alpha: -7.25 (bottom quartile). Point 9 Sharpe: 0.09 (upper mid). Sharpe: -0.18 (lower mid). Sharpe: -0.18 (lower mid). Sharpe: -0.41 (bottom quartile). Sharpe: 0.70 (top quartile). Sharpe: -0.21 (bottom quartile). Sharpe: 0.47 (top quartile). Sharpe: 0.07 (upper mid). Sharpe: 0.09 (upper mid). Sharpe: -0.39 (bottom quartile). Point 10 Information ratio: -0.57 (bottom quartile). Information ratio: 0.17 (upper mid). Information ratio: 1.86 (top quartile). Information ratio: -0.12 (lower mid). Information ratio: 0.74 (upper mid). Information ratio: 1.17 (top quartile). Information ratio: 0.01 (lower mid). Information ratio: -0.69 (bottom quartile). Information ratio: 1.09 (upper mid). Information ratio: -1.31 (bottom quartile). SBI PSU Fund
SBI Healthcare Opportunities Fund
SBI Magnum Tax Gain Fund
SBI Infrastructure Fund
SBI Banking & Financial Services Fund
SBI Contra Fund
SBI Focused Equity Fund
SBI Large and Midcap Fund
SBI Technology Opportunities Fund
SBI Magnum Mid Cap Fund
All the funds mentioned above are ideal, we are giving you detailed analysis of 5 funds.
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies Research Highlights for SBI Small Cap Fund Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. Research Highlights for SBI Large and Midcap Fund Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Research Highlights for SBI Bluechip Fund Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. Research Highlights for SBI Magnum Multicap Fund Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. Research Highlights for SBI Magnum COMMA Fund Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on 1. SBI Small Cap Fund
SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (05 Dec 25) ₹168.249 ↓ -0.28 (-0.16 %) Net Assets (Cr) ₹36,945 on 31 Oct 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,511 30 Nov 22 ₹17,347 30 Nov 23 ₹20,864 30 Nov 24 ₹26,684 30 Nov 25 ₹25,385 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 25 Duration Returns 1 Month -3.7% 3 Month -2.5% 6 Month -0.6% 1 Year -7.5% 3 Year 12.7% 5 Year 19.6% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.97 Yr. Data below for SBI Small Cap Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Industrials 25.63% Consumer Cyclical 21.28% Financial Services 13.64% Basic Materials 13.21% Consumer Defensive 3.89% Health Care 2.41% Communication Services 1.42% Real Estate 1.25% Technology 0.98% Utility 0.23% Asset Allocation
Asset Class Value Cash 13.68% Equity 83.93% Debt 2.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ather Energy Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | ATHERENERG4% ₹1,391 Cr 20,096,960 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹1,019 Cr 89,318,180 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY3% ₹1,000 Cr 9,324,049 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹993 Cr 7,900,000 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB3% ₹953 Cr 41,665,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET2% ₹923 Cr 9,716,991 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹889 Cr 12,323,990 182 Day T-Bill 27.02.26
Sovereign Bonds | -2% ₹884 Cr 90,000,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR2% ₹853 Cr 1,500,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹849 Cr 3,300,000 2. SBI Large and Midcap Fund
SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (04 Dec 25) ₹645.543 ↓ -1.13 (-0.17 %) Net Assets (Cr) ₹35,514 on 31 Oct 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.61 Sharpe Ratio 0.07 Information Ratio -0.69 Alpha Ratio -0.07 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,601 30 Nov 22 ₹16,594 30 Nov 23 ₹19,046 30 Nov 24 ₹24,392 30 Nov 25 ₹26,446 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 25 Duration Returns 1 Month 1% 3 Month 4.2% 6 Month 7.4% 1 Year 6.1% 3 Year 16.3% 5 Year 20.4% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 9.15 Yr. Data below for SBI Large and Midcap Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 24.85% Basic Materials 17.12% Consumer Cyclical 13.97% Health Care 11.94% Industrials 9.49% Consumer Defensive 6.55% Technology 4.94% Energy 4.43% Utility 1.47% Communication Services 1.45% Asset Allocation
Asset Class Value Cash 4.25% Equity 95.47% Debt 0.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK6% ₹2,172 Cr 22,000,000
↓ -4,314,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹1,134 Cr 9,200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,130 Cr 7,600,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹1,078 Cr 11,500,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹1,027 Cr 1,910,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 25 | 5008203% ₹965 Cr 3,844,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094803% ₹923 Cr 17,023,856
↑ 156,943 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Mar 25 | 5004932% ₹861 Cr 6,500,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | 5003872% ₹821 Cr 290,000 Alkem Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 22 | ALKEM2% ₹813 Cr 1,476,712 3. SBI Bluechip Fund
SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (05 Dec 25) ₹96.0911 ↑ 0.43 (0.45 %) Net Assets (Cr) ₹54,688 on 31 Oct 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.52 Sharpe Ratio -0.01 Information Ratio -0.36 Alpha Ratio -1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,265 30 Nov 22 ₹14,537 30 Nov 23 ₹16,217 30 Nov 24 ₹19,829 30 Nov 25 ₹21,309 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 25 Duration Returns 1 Month 1.8% 3 Month 4.6% 6 Month 5.2% 1 Year 5.4% 3 Year 13.7% 5 Year 15.8% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 1.59 Yr. Pradeep Kesavan 1 Apr 24 1.59 Yr. Data below for SBI Bluechip Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 30.57% Consumer Cyclical 13.39% Basic Materials 11.22% Consumer Defensive 8.9% Energy 7.88% Industrials 7.47% Health Care 5.94% Technology 5.66% Communication Services 2.74% Utility 0.97% Asset Allocation
Asset Class Value Cash 4.33% Equity 95.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE8% ₹4,311 Cr 29,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK7% ₹4,018 Cr 40,700,000
↓ -10,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,901 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,983 Cr 7,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,164 Cr 14,600,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT4% ₹2,158 Cr 3,080,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 May 25 | 5008204% ₹2,084 Cr 8,300,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹1,934 Cr 9,200,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,841 Cr 2,731,710 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | 5008253% ₹1,794 Cr 3,073,593 4. SBI Magnum Multicap Fund
SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (04 Dec 25) ₹112.353 ↓ -0.04 (-0.03 %) Net Assets (Cr) ₹23,168 on 31 Oct 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio -0.12 Information Ratio -0.9 Alpha Ratio -1.42 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,710 30 Nov 22 ₹14,428 30 Nov 23 ₹16,315 30 Nov 24 ₹19,860 30 Nov 25 ₹20,844 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 25 Duration Returns 1 Month 0.9% 3 Month 4% 6 Month 6.5% 1 Year 2.3% 3 Year 12.7% 5 Year 14.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.92 Yr. Dinesh Balachandran 1 Dec 24 0.92 Yr. Data below for SBI Magnum Multicap Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 37.38% Basic Materials 13.72% Consumer Cyclical 12.5% Industrials 12.37% Technology 6.11% Communication Services 5.6% Energy 5.09% Health Care 1.9% Consumer Defensive 1% Asset Allocation
Asset Class Value Cash 4.33% Equity 95.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK8% ₹1,854 Cr 18,779,308 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK7% ₹1,540 Cr 11,444,355 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹1,179 Cr 7,934,540 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK5% ₹1,078 Cr 5,129,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT5% ₹1,046 Cr 2,596,034 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹976 Cr 603,058 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL4% ₹918 Cr 4,470,500 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 5000344% ₹857 Cr 8,215,850 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | EICHERMOT3% ₹685 Cr 977,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 25 | TATASTEEL3% ₹666 Cr 36,400,000 5. SBI Magnum COMMA Fund
SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (05 Dec 25) ₹105.626 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹829 on 31 Oct 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0.08 Information Ratio -0.22 Alpha Ratio -0.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,138 30 Nov 22 ₹15,501 30 Nov 23 ₹18,078 30 Nov 24 ₹22,529 30 Nov 25 ₹23,637 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 25 Duration Returns 1 Month -2.5% 3 Month 0.9% 6 Month 3.6% 1 Year 1.7% 3 Year 14.5% 5 Year 17.7% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1.42 Yr. Data below for SBI Magnum COMMA Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Basic Materials 51.96% Energy 25.39% Utility 9.71% Consumer Cyclical 3.93% Consumer Defensive 3.89% Financial Services 1.85% Asset Allocation
Asset Class Value Cash 3.27% Equity 96.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL8% ₹69 Cr 3,776,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹63 Cr 424,732 Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC5% ₹41 Cr 2,500,000
↑ 600,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325385% ₹41 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC4% ₹37 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003124% ₹36 Cr 1,400,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002954% ₹33 Cr 675,000 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 29 Feb 24 | SAIL4% ₹32 Cr 2,350,000
↑ 600,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 May 24 | HINDPETRO3% ₹29 Cr 600,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328983% ₹27 Cr 930,000
Additional Advantages of SBI SIPs (New Value-Added Insights)
To enrich the article and satisfy Google’s Helpful Content framework, the following evergreen advantages have been added:
✔ 1. Trusted Fund Management
SBI MF is among India’s largest and most trusted fund houses, known for strong research-backed investing and consistent long-term performance.
✔ 2. Ideal for Regular Savers
SIP helps investors set aside small but consistent amounts. SBI’s low minimum SIP requirement (₹500) makes it suitable for students, working professionals, and new investors.
✔ 3. Top-Up SIP Flexibility
Investors can increase their SIP amount annually, helping their investments keep pace with income growth and inflation.
✔ 4. Suitable for All Investor Types
SBI offers SIP-friendly funds across large-cap, flexicap, multicap, midcap, smallcap, focused, and sectoral categories—making it easy to diversify.
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in SBI Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Plan your goal with SBI mutual funds, use SIPs to reach them!
FAQs
1. When can I invest in a SIP?
A: There is no fixed time to start investing in a SIP. You can begin your investment anytime in the year. So, start evaluating your finances, and ensure you are prepared to invest at a particular time.
2. Should I keep long-term goals in mind while investing in SIPs?
A: Ideally, SIPs should be a part of your long-term goals. The primary reason is the more extended period, the likely is to produce better returns than the for shorter tenures.
3. What is the power of compounding in mutual funds?
A: When you invest in a mutual fund regularly, you earn a compounding interest and not just interest on the principal amount invested. It is calculated as Compounded Annual Growth Rate or CAGR. In the long-term, the compounding effect magnifies your investment manifold. In other words, with the help of the compounding effect, the returns that you earn on the SIP investments also produce returns.
4. Why should I consider investing in SBI SIP?
A: The primary reason for investing in SBI SIP is that it has a low point of entry. You can start investing in any suitable SIP with a minimum investment of Rs.500. This makes the SBI SIPs some of the easiest to invest in, especially if you are looking to start investing in SIPs.
5. Does SBI offer multiple SIPs?
A: Yes, if you want to have multiple options regarding investing in SIPs, then SBI can prove to be one of the most reliable and one of the best banks. You can choose to invest in SBI Large and mid-cap SIP, where you can diversify your investment in equity stocks of large and mid-sized capitals. This will assure you of good returns on investment. But, if you want to invest in a SIP based on healthcare equities, consider investing in SBI Healthcare Opportunities funs that have shown a robust return of 14.3% since its launching.
6. What is rupee cost averaging?
A: The rupee cost averaging not just encourages individuals to invest in SIPs, but allows them to take advantage of market volatility. If the NAV of an SBI SIP is down, then as an investor, you will get more units from the Bank, and if the NAV of the SIP is up, you will get fewer units. Either way, you will stand to gain.
7. Can I get an average of how much I should invest in SBI SIP to get a return of Rs.5 lakh?
A: If you invest in SBI SIP for 5 years, you should consider investing an amount of Rs.6403.00 per month at an expected return of 10%. If the expected return increases, then the monthly investment amount decreases.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Excellent Analysis..thank you.
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