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Table of Contents
- Why Invest in SBI Mutual Fund SIP?
- Best SBI Mutual Fund SIP to Invest in Equity Funds
- How Does SIP Investment Grow?
- How to Invest in SBI Mutual Fund SIP Online?
- FAQs
- 1. When can I invest in a SIP?
- 2. Should I keep long-term goals in mind while investing in SIPs?
- 3. What is the power of compounding in mutual funds?
- 4. Why should I consider investing in SBI SIP?
- 5. Does SBI offer multiple SIPs?
- 6. What is rupee cost averaging?
- 7. Can I get an average of how much I should invest in SBI SIP to get a return of Rs.5 lakh?
Top 10 Funds
10 Best SBI MF SIP Funds 2025
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by SBI Mutual Fund is a great way to save a certain amount on a regular Basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of Market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
Why Invest in SBI Mutual Fund SIP?
To have a Systematic Investment Plan with a SBI MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
SBI SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 10 best SBI SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Talk to our investment specialist
Best SBI Mutual Fund SIP to Invest in Equity Funds
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) SBI PSU Fund Growth ₹32.2032
↓ -0.21 ₹5,259 500 5.2 7.8 -6.4 36.4 30.5 23.5 8.1 SBI Healthcare Opportunities Fund Growth ₹441.912
↑ 1.09 ₹3,689 500 6.9 6.2 19.8 28.5 23.7 42.2 15.7 SBI Infrastructure Fund Growth ₹50.7095
↓ -0.22 ₹5,060 500 7.2 5.3 -5 27.9 29.3 20.8 9.4 SBI Magnum Tax Gain Fund Growth ₹442.595
↓ -2.00 ₹29,667 500 7.9 6.6 1.8 27.5 27.1 27.7 12.5 SBI Contra Fund Growth ₹388.35
↓ -0.66 ₹45,496 500 7 5.8 0 24.9 32.2 18.8 15.1 SBI Large and Midcap Fund Growth ₹631.871
↑ 1.13 ₹31,296 500 9.8 10.2 5.7 22.3 25.5 18 17.8 SBI Banking & Financial Services Fund Growth ₹42.6658
↓ -0.45 ₹7,999 500 6.5 16.5 13.2 22.1 22.6 19.6 15 SBI Small Cap Fund Growth ₹178.297
↓ -0.76 ₹34,028 500 11 6.6 -0.7 21 28.9 24.1 19.9 SBI Magnum Mid Cap Fund Growth ₹239.363
↓ -1.00 ₹22,406 500 7.2 5.1 2.5 20.6 28.7 20.3 16.9 SBI Technology Opportunities Fund Growth ₹216.529
↓ -1.32 ₹4,530 500 12.8 -1.4 8.4 20.3 24.7 30.1 19.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25 1. SBI Small Cap Fund
CAGR/Annualized return of 19.9% since its launch. Ranked 4 in Small Cap category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (18 Jul 25) ₹178.297 ↓ -0.76 (-0.43 %) Net Assets (Cr) ₹34,028 on 31 May 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,915 30 Jun 22 ₹19,904 30 Jun 23 ₹25,328 30 Jun 24 ₹35,947 30 Jun 25 ₹36,070 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 4.7% 3 Month 11% 6 Month 6.6% 1 Year -0.7% 3 Year 21% 5 Year 28.9% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.55 Yr. Mohan Lal 1 May 24 1.08 Yr. Data below for SBI Small Cap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 25.17% Consumer Cyclical 19.62% Basic Materials 12.97% Financial Services 12.74% Consumer Defensive 4.49% Health Care 2.48% Real Estate 1.43% Communication Services 1.39% Technology 1.22% Utility 0.23% Asset Allocation
Asset Class Value Cash 18.25% Equity 81.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹1,009 Cr 89,318,180 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹900 Cr 7,900,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹892 Cr 9,716,991 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY3% ₹886 Cr 9,324,049 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL3% ₹867 Cr 7,700,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹843 Cr 12,323,990 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB2% ₹815 Cr 41,665,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹808 Cr 3,300,000 Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials)
Equity, Since 31 Jan 25 | DEEPAKFERT2% ₹781 Cr 5,261,203 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE2% ₹755 Cr 34,595,699 2. SBI Large and Midcap Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 20 in Large & Mid Cap category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (17 Jul 25) ₹631.871 ↑ 1.13 (0.18 %) Net Assets (Cr) ₹31,296 on 31 May 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.31 Information Ratio -0.36 Alpha Ratio 1.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,842 30 Jun 22 ₹17,019 30 Jun 23 ₹21,971 30 Jun 24 ₹29,630 30 Jun 25 ₹31,893 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 4.2% 3 Month 9.8% 6 Month 10.2% 1 Year 5.7% 3 Year 22.3% 5 Year 25.5% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.73 Yr. Data below for SBI Large and Midcap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 28.73% Basic Materials 14.66% Consumer Cyclical 13.81% Industrials 10.07% Health Care 9.98% Technology 6.05% Consumer Defensive 5.85% Energy 3.45% Utility 2.05% Communication Services 1.73% Asset Allocation
Asset Class Value Cash 3.62% Equity 96.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,559 Cr 13,157,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK4% ₹1,162 Cr 5,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK4% ₹1,097 Cr 9,200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,080 Cr 7,600,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹934 Cr 11,500,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹914 Cr 1,910,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | SHREECEM3% ₹858 Cr 290,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹845 Cr 5,843,873 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹837 Cr 274,878 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT3% ₹816 Cr 14,365,784
↑ 740,514 3. SBI Bluechip Fund
CAGR/Annualized return of 12.1% since its launch. Ranked 9 in Large Cap category. Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (18 Jul 25) ₹92.6101 ↓ -0.60 (-0.64 %) Net Assets (Cr) ₹52,251 on 31 May 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.32 Information Ratio -0.17 Alpha Ratio 0.57 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,517 30 Jun 22 ₹15,655 30 Jun 23 ₹19,684 30 Jun 24 ₹24,734 30 Jun 25 ₹26,529 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.4% 3 Month 5.9% 6 Month 7.6% 1 Year 2.6% 3 Year 16.9% 5 Year 20.1% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 1.17 Yr. Pradeep Kesavan 1 Apr 24 1.17 Yr. Data below for SBI Bluechip Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 34.88% Consumer Cyclical 12.73% Consumer Defensive 8.91% Energy 7.89% Industrials 7.76% Technology 7.16% Basic Materials 6.79% Health Care 6.29% Communication Services 2.91% Real Estate 1.13% Utility 1.05% Asset Allocation
Asset Class Value Cash 2.49% Equity 97.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,998 Cr 25,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK8% ₹4,193 Cr 29,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE8% ₹4,121 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,720 Cr 7,400,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹2,278 Cr 10,980,000
↑ 444,989 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,141 Cr 13,700,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,806 Cr 2,731,710 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | BRITANNIA3% ₹1,694 Cr 3,073,593 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT3% ₹1,643 Cr 3,080,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK3% ₹1,639 Cr 13,750,000 4. SBI Magnum COMMA Fund
CAGR/Annualized return of 12.6% since its launch. Ranked 9 in Sectoral category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (18 Jul 25) ₹105.722 ↑ 0.15 (0.15 %) Net Assets (Cr) ₹678 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0 Information Ratio -0.21 Alpha Ratio 6.37 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,618 30 Jun 22 ₹17,130 30 Jun 23 ₹20,035 30 Jun 24 ₹28,941 30 Jun 25 ₹30,164 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 4.7% 3 Month 10.4% 6 Month 10.4% 1 Year 2% 3 Year 20.2% 5 Year 23.4% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1 Yr. Data below for SBI Magnum COMMA Fund as on 31 May 25
Equity Sector Allocation
Sector Value Basic Materials 48.4% Energy 27.65% Utility 8.94% Consumer Defensive 8.29% Consumer Cyclical 4.01% Asset Allocation
Asset Class Value Cash 2.71% Equity 97.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹61 Cr 3,776,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹60 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO6% ₹38 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹34 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC5% ₹34 Cr 1,400,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹30 Cr 335,000
↓ -90,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL4% ₹29 Cr 675,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | ARVIND4% ₹27 Cr 760,000 Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC4% ₹27 Cr 1,900,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | POWERGRID4% ₹27 Cr 930,000 5. SBI Magnum Multicap Fund
CAGR/Annualized return of since its launch. Ranked 9 in Multi Cap category. Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (17 Jul 25) ₹108.89 ↓ -0.16 (-0.15 %) Net Assets (Cr) ₹21,747 on 31 May 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.02 Information Ratio -1.13 Alpha Ratio -2.26 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,943 30 Jun 22 ₹15,872 30 Jun 23 ₹19,097 30 Jun 24 ₹24,689 30 Jun 25 ₹25,382 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2% 3 Month 5.9% 6 Month 4.7% 1 Year -0.2% 3 Year 15.9% 5 Year 19.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.5 Yr. Dinesh Balachandran 1 Dec 24 0.5 Yr. Data below for SBI Magnum Multicap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 38.09% Industrials 12.37% Consumer Cyclical 12.05% Basic Materials 9.86% Energy 6.13% Communication Services 4.99% Technology 4.94% Utility 1.98% Health Care 1.97% Consumer Defensive 1.91% Asset Allocation
Asset Class Value Cash 5.72% Equity 94.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK9% ₹1,929 Cr 13,344,355
↓ -1,600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK8% ₹1,826 Cr 9,389,654 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK7% ₹1,502 Cr 7,239,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE6% ₹1,333 Cr 9,384,540 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹954 Cr 2,596,034
↑ 1,675,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹830 Cr 674,058 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL4% ₹830 Cr 4,470,500 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE3% ₹754 Cr 821,585 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | MUTHOOTFIN3% ₹692 Cr 3,122,222
↑ 27,178 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 25 | INDIGO3% ₹575 Cr 1,078,166 6. SBI Consumption Opportunities Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (18 Jul 25) ₹313.139 ↓ -2.27 (-0.72 %) Net Assets (Cr) ₹3,052 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 0.1 Information Ratio -0.14 Alpha Ratio -2.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,341 30 Jun 22 ₹18,748 30 Jun 23 ₹24,112 30 Jun 24 ₹32,355 30 Jun 25 ₹33,070 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.9% 3 Month 2.5% 6 Month 0.5% 1 Year -2.1% 3 Year 18.8% 5 Year 26.8% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.8% 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 1.17 Yr. Ashit Desai 1 Apr 24 1.17 Yr. Data below for SBI Consumption Opportunities Fund as on 31 May 25
Equity Sector Allocation
Sector Value Consumer Cyclical 46.48% Consumer Defensive 31.93% Industrials 5.69% Communication Services 5.05% Basic Materials 4.38% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹166 Cr 3,960,660
↑ 1,210,660 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹154 Cr 830,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 5331555% ₹140 Cr 2,136,850 Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | GANECOS5% ₹139 Cr 906,423
↓ -400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI4% ₹136 Cr 110,000
↓ -15,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | BRITANNIA4% ₹134 Cr 244,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT4% ₹134 Cr 2,350,172 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹123 Cr 525,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹116 Cr 588,029 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹104 Cr 425,000 7. SBI Magnum Mid Cap Fund
CAGR/Annualized return of 16.9% since its launch. Ranked 28 in Mid Cap category. Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (18 Jul 25) ₹239.363 ↓ -1.00 (-0.42 %) Net Assets (Cr) ₹22,406 on 31 May 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.18 Information Ratio -1.09 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,249 30 Jun 22 ₹19,685 30 Jun 23 ₹25,657 30 Jun 24 ₹35,516 30 Jun 25 ₹36,595 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.5% 3 Month 7.2% 6 Month 5.1% 1 Year 2.5% 3 Year 20.6% 5 Year 28.7% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.3% 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 1.17 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 19.78% Consumer Cyclical 19.45% Health Care 12.69% Industrials 12.62% Basic Materials 10% Technology 4.97% Consumer Defensive 4.13% Real Estate 3.83% Utility 2.88% Communication Services 1.71% Energy 1.38% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹840 Cr 1,600,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹765 Cr 1,490,000 Tata Elxsi Ltd (Technology)
Equity, Since 31 Dec 24 | TATAELXSI3% ₹676 Cr 1,050,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹670 Cr 1,600,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | SHREECEM3% ₹666 Cr 225,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | TORNTPOWER3% ₹646 Cr 4,700,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹619 Cr 5,500,000 GlaxoSmithKline Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 19 | GLAXO2% ₹560 Cr 1,696,276 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | BHARATFORG2% ₹558 Cr 4,500,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK2% ₹546 Cr 27,000,000 8. SBI Magnum Equity ESG Fund
CAGR/Annualized return of 9.6% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (18 Jul 25) ₹238.964 ↓ -1.63 (-0.68 %) Net Assets (Cr) ₹5,715 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.17 Information Ratio 0.09 Alpha Ratio -1.78 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,327 30 Jun 22 ₹15,222 30 Jun 23 ₹18,537 30 Jun 24 ₹24,323 30 Jun 25 ₹25,257 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.6% 3 Month 6.2% 6 Month 6.1% 1 Year 0.2% 3 Year 16% 5 Year 18.8% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.1% 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.42 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 35.76% Consumer Cyclical 14.95% Industrials 14.43% Technology 12.67% Basic Materials 5.3% Health Care 3.85% Energy 3.52% Consumer Defensive 3.1% Utility 1.52% Real Estate 1.1% Asset Allocation
Asset Class Value Cash 3.81% Equity 96.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹538 Cr 2,767,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹475 Cr 3,285,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY5% ₹299 Cr 1,911,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK5% ₹273 Cr 2,290,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹269 Cr 731,709 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹214 Cr 1,033,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS4% ₹201 Cr 581,034 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE4% ₹201 Cr 1,415,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹201 Cr 163,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹197 Cr 2,430,000 9. SBI Contra Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (17 Jul 25) ₹388.35 ↓ -0.66 (-0.17 %) Net Assets (Cr) ₹45,496 on 31 May 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.08 Information Ratio 1.53 Alpha Ratio -2.81 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,910 30 Jun 22 ₹21,095 30 Jun 23 ₹27,978 30 Jun 24 ₹41,235 30 Jun 25 ₹42,504 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 2.4% 3 Month 7% 6 Month 5.8% 1 Year 0% 3 Year 24.9% 5 Year 32.2% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 7.15 Yr. Pradeep Kesavan 1 Dec 23 1.58 Yr. Data below for SBI Contra Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 22.85% Energy 9.72% Basic Materials 7.54% Health Care 6.72% Consumer Cyclical 6.42% Consumer Defensive 6.32% Technology 6.31% Utility 4.81% Industrials 3.77% Communication Services 2.97% Real Estate 1.38% Asset Allocation
Asset Class Value Cash 20.95% Equity 78.83% Debt 0.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK9% ₹3,933 Cr 20,224,629 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE6% ₹2,802 Cr 19,717,567 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC4% ₹1,621 Cr 38,766,741
↑ 12,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,329 Cr 6,405,768 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹987 Cr 51,993,788 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | PNB2% ₹893 Cr 84,411,174 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹853 Cr 52,995,525 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | TORNTPOWER2% ₹847 Cr 6,163,300 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | DABUR2% ₹823 Cr 17,046,663 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER2% ₹764 Cr 19,886,692 10. SBI Infrastructure Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 18 in Sectoral category. Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (18 Jul 25) ₹50.7095 ↓ -0.22 (-0.43 %) Net Assets (Cr) ₹5,060 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio -0.12 Information Ratio 0.47 Alpha Ratio -1.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,059 30 Jun 22 ₹17,253 30 Jun 23 ₹22,952 30 Jun 24 ₹38,763 30 Jun 25 ₹37,314 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 3.4% 3 Month 7.2% 6 Month 5.3% 1 Year -5% 3 Year 27.9% 5 Year 29.3% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.8% 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.5 Yr. Data below for SBI Infrastructure Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 30.96% Financial Services 15.59% Basic Materials 12.44% Energy 12.2% Communication Services 9.3% Utility 6.71% Real Estate 3.29% Consumer Cyclical 3.01% Asset Allocation
Asset Class Value Cash 6.5% Equity 93.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹490 Cr 3,450,000
↓ -350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹404 Cr 1,100,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SHREECEM6% ₹296 Cr 100,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX6% ₹281 Cr 14,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL6% ₹278 Cr 1,500,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER4% ₹192 Cr 5,000,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | GRINDWELL4% ₹180 Cr 1,000,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | ULTRACEMCO3% ₹168 Cr 150,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹167 Cr 860,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | TORNTPOWER3% ₹163 Cr 1,187,325
↓ -211,278
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in SBI Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Plan your goal with SBI Mutual Funds, use SIPs to reach them!
FAQs
1. When can I invest in a SIP?
A: There is no fixed time to start investing in a SIP. You can begin your investment anytime in the year. So, start evaluating your finances, and ensure you are prepared to invest at a particular time.
2. Should I keep long-term goals in mind while investing in SIPs?
A: Ideally, SIPs should be a part of your long-term goals. The primary reason is the more extended period, the likely is to produce better returns than the for shorter tenures.
3. What is the power of compounding in mutual funds?
A: When you invest in a mutual fund regularly, you earn a compounding interest and not just interest on the principal amount invested. It is calculated as Compounded Annual Growth Rate or CAGR. In the long-term, the compounding effect magnifies your investment manifold. In other words, with the help of the compounding effect, the returns that you earn on the SIP investments also produce returns.
4. Why should I consider investing in SBI SIP?
A: The primary reason for investing in SBI SIP is that it has a low point of entry. You can start investing in any suitable SIP with a minimum investment of Rs.500. This makes the SBI SIPs some of the easiest to invest in, especially if you are looking to start investing in SIPs.
5. Does SBI offer multiple SIPs?
A: Yes, if you want to have multiple options regarding investing in SIPs, then SBI can prove to be one of the most reliable and one of the best banks. You can choose to invest in SBI Large and mid-cap SIP, where you can diversify your investment in equity stocks of large and mid-sized capitals. This will assure you of good returns on investment. But, if you want to invest in a SIP based on healthcare equities, consider investing in SBI Healthcare Opportunities funs that have shown a robust return of 14.3% since its launching.
6. What is rupee cost averaging?
A: The rupee cost averaging not just encourages individuals to invest in SIPs, but allows them to take advantage of market volatility. If the NAV of an SBI SIP is down, then as an investor, you will get more units from the Bank, and if the NAV of the SIP is up, you will get fewer units. Either way, you will stand to gain.
7. Can I get an average of how much I should invest in SBI SIP to get a return of Rs.5 lakh?
A: If you invest in SBI SIP for 5 years, you should consider investing an amount of Rs.6403.00 per month at an expected return of 10%. If the expected return increases, then the monthly investment amount decreases.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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