3 - 6 মাসের জন্য সেরা মিউচুয়াল ফান্ড

Updated on January 26, 2026 , 111573 views

3 থেকে 6 মাসের স্বল্প সময়ের জন্য, আপনি হয় আপনার টাকা পার্ক করতে পারেনতরল মিউচুয়াল ফান্ড বা অতি স্বল্প মেয়াদীঋণ মিউচুয়াল ফান্ড. তরলযৌথ পুঁজি সাধারণত সরকারী সিকিউরিটিজে বিনিয়োগ করে এবং 3 মাস পর্যন্ত মেয়াদের জমার শংসাপত্র।

যাইহোক, যদি কেউ উচ্চতর রিটার্নের জন্য ঝুঁকি নিতে আগ্রহী হন তবে নীচে কয়েকটি বিকল্প দেখতে পারেন

শীর্ষ 5 হট মিউচুয়াল ফান্ড 3 মাস

নিচে তালিকা দেওয়া হলসেরা মিউচুয়াল ফান্ড নিট সম্পদ আছে100 কোটি এবং গত 3 মাসে সেরা রিটার্ন দিয়েছে।

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Upper mid AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 30.57% (top quartile).
3Y return: 57.31% (top quartile).
1Y return: 214.46% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (28 Jan 26)	₹69.1145 ↑ 2.99 (4.52 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	26.3%
3 Month	67.6%
6 Month	125.4%
1 Year	214.5%
3 Year	57.3%
5 Year	30.6%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.25% (bottom quartile).
3Y return: 22.81% (bottom quartile).
1Y return: 117.91% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (28 Jan 26)	₹33.5472 ↑ 1.10 (3.39 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	23.9%
3 Month	50.4%
6 Month	85.7%
1 Year	117.9%
3 Year	22.8%
5 Year	22.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹623 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.87% (upper mid).
3Y return: 44.12% (upper mid).
1Y return: 115.14% (lower mid).
1M return: 28.98% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 4.30 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.0%).
Top-3 holdings concentration ~102.2%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (29 Jan 26)	₹45.9857 ↑ 3.83 (9.08 %)
Net Assets (Cr)	₹623 on 31 Dec 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	4.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,603
31 Dec 22	₹10,753
31 Dec 23	₹12,340
31 Dec 24	₹14,642
31 Dec 25	₹26,206

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	29%
3 Month	47.5%
6 Month	79%
1 Year	115.1%
3 Year	44.1%
5 Year	27.9%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.59 Yr.

Data below for IDBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.77%
Other	97.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹617 Cr	493,852 ↑ 35,100
Treps CBLO/Reverse Repo \| -	2%	₹13 Cr
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹7 Cr

4. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Highest AUM (₹2,167 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.94% (lower mid).
3Y return: 40.42% (lower mid).
1Y return: 100.03% (bottom quartile).
1M return: 19.43% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.36 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.0%).
Top-3 holdings concentration ~101.2%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (29 Jan 26)	₹51.6534 ↑ 3.88 (8.12 %)
Net Assets (Cr)	₹2,167 on 31 Dec 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	4.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,530
31 Dec 22	₹10,720
31 Dec 23	₹12,290
31 Dec 24	₹14,647
31 Dec 25	₹24,866

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	19.4%
3 Month	41.8%
6 Month	66%
1 Year	100%
3 Year	40.4%
5 Year	25.9%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.15 Yr.
Pratik Tibrewal	1 Feb 25	0.91 Yr.

Data below for Axis Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,168 Cr	195,829,138 ↑ 10,476,454
Net Receivables / (Payables) CBLO \| -	1%	-₹13 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	1%	₹12 Cr

5. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹1,266 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.67% (bottom quartile).
3Y return: 40.31% (bottom quartile).
1Y return: 100.44% (bottom quartile).
1M return: 18.75% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.49 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~100.1%).
Top-3 holdings concentration ~101.6%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (29 Jan 26)	₹50.5631 ↑ 3.07 (6.46 %)
Net Assets (Cr)	₹1,266 on 31 Dec 25
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	4.49
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,496
31 Dec 22	₹10,665
31 Dec 23	₹12,209
31 Dec 24	₹14,492
31 Dec 25	₹24,925

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	18.8%
3 Month	41.6%
6 Month	65.4%
1 Year	100.4%
3 Year	40.3%
5 Year	25.7%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	18.7%
2022	14.5%
2021	12.3%
2020	-5%
2019	26%
2018	21.3%
2017	6.8%
2016	1.6%
2015	11.5%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	1 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.33%
Other	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹1,268 Cr	107,894,183 ↑ 5,418,626
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹10 Cr
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	1%	₹8 Cr

শীর্ষ 5 হট মিউচুয়াল ফান্ড 6 মাস

নীচে নেট সম্পদের উপরে থাকা সেরা মিউচুয়াল ফান্ডগুলির তালিকা রয়েছে৷100 কোটি এবং গত 6 মাসে সেরা রিটার্ন দিয়েছে।

1. DSP World Gold Fund

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 30.57% (top quartile).
3Y return: 57.31% (top quartile).
1Y return: 214.46% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (28 Jan 26)	₹69.1145 ↑ 2.99 (4.52 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	26.3%
3 Month	67.6%
6 Month	125.4%
1 Year	214.5%
3 Year	57.3%
5 Year	30.6%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.25% (bottom quartile).
3Y return: 22.81% (bottom quartile).
1Y return: 117.91% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (28 Jan 26)	₹33.5472 ↑ 1.10 (3.39 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	23.9%
3 Month	50.4%
6 Month	85.7%
1 Year	117.9%
3 Year	22.8%
5 Year	22.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹623 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.87% (upper mid).
3Y return: 44.12% (upper mid).
1Y return: 115.14% (lower mid).
1M return: 28.98% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 4.30 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.0%).
Top-3 holdings concentration ~102.2%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (29 Jan 26)	₹45.9857 ↑ 3.83 (9.08 %)
Net Assets (Cr)	₹623 on 31 Dec 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	4.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,603
31 Dec 22	₹10,753
31 Dec 23	₹12,340
31 Dec 24	₹14,642
31 Dec 25	₹26,206

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	29%
3 Month	47.5%
6 Month	79%
1 Year	115.1%
3 Year	44.1%
5 Year	27.9%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.59 Yr.

Data below for IDBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.77%
Other	97.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹617 Cr	493,852 ↑ 35,100
Treps CBLO/Reverse Repo \| -	2%	₹13 Cr
Net Receivables / (Payables) Net Current Assets \| -	1%	-₹7 Cr

4. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Upper mid AUM (₹2,167 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.94% (lower mid).
3Y return: 40.42% (bottom quartile).
1Y return: 100.03% (bottom quartile).
1M return: 19.43% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.36 (top quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.0%).
Top-3 holdings concentration ~101.2%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (29 Jan 26)	₹51.6534 ↑ 3.88 (8.12 %)
Net Assets (Cr)	₹2,167 on 31 Dec 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	4.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,530
31 Dec 22	₹10,720
31 Dec 23	₹12,290
31 Dec 24	₹14,647
31 Dec 25	₹24,866

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	19.4%
3 Month	41.8%
6 Month	66%
1 Year	100%
3 Year	40.4%
5 Year	25.9%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.15 Yr.
Pratik Tibrewal	1 Feb 25	0.91 Yr.

Data below for Axis Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,168 Cr	195,829,138 ↑ 10,476,454
Net Receivables / (Payables) CBLO \| -	1%	-₹13 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	1%	₹12 Cr

5. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Highest AUM (₹4,482 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.84% (bottom quartile).
3Y return: 40.48% (lower mid).
1Y return: 100.74% (bottom quartile).
1M return: 19.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.33 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~99.9%).
Top-3 holdings concentration ~103.1%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (29 Jan 26)	₹55.0727 ↑ 4.29 (8.46 %)
Net Assets (Cr)	₹4,482 on 31 Dec 25
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	4.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,461
31 Dec 22	₹10,666
31 Dec 23	₹12,108
31 Dec 24	₹14,470
31 Dec 25	₹24,881

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	19.1%
3 Month	40.6%
6 Month	66%
1 Year	100.7%
3 Year	40.5%
5 Year	25.8%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.27 Yr.
Nishit Patel	29 Dec 20	5.01 Yr.
Ashwini Bharucha	1 Nov 25	0.17 Yr.
Venus Ahuja	1 Nov 25	0.17 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.46%
Other	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹4,479 Cr	391,858,244 ↑ 23,365,770
Treps CBLO/Reverse Repo \| -	2%	₹73 Cr
Net Current Assets Net Current Assets \| -	2%	-₹70 Cr

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