Table of Contents
A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).
Those new to finance, planning and investing often hear the term “Mutual Fund (MF)” and ask “What is a Mutual Fund?”, "Which are the best Mutual Funds?", "What are the Types of Mutual Funds", "What are the best Mutual Funds companies?", "How to Invest in Mutual Funds?" etc. MF is becoming an ideal avenue for investors to participate in the debt and equity markets.
In this article, you will clear most of your doubts about Mutual Funds and its industry.
Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors.
Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the MF companies, the fund managers and specifically the funds managed. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.
As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.
Mutual Funds in India came into being in 1963 by an act of parliament. This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of SBI Mutual Fund. Shortly, other players started coming.
In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came and the year 1996 marked another era with SEBI and the Association of Mutual Funds (AMFI).
AMFI was formed to develop the Indian industry and setup minimum standards.
mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.
Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.
Mutual Funds offer a route called the "Systematic Investment Plan (SIP)" where investors can choose to put in a fixed amount of money every month in a scheme. SIPs are a very convenient way for investors as it's automated.
Systematic investing offers many benefits such as rupee cost averaging, power of compounding, low investment amount, etc.
5 Year Returns Across Categories
Category: Equity | 5 Year Return | Category: Debt | 5 Year Return | Category: Hybrid | 5 Year Return | Category: Commodities | 5 Year Return |
---|---|---|---|---|---|---|---|
Large Cap | 14.59 | Long Duration | 5.94 | Aggressive Hybrid | 12.04 | Gold | 9.01 |
Large & MidCap | 14.42 | Medium to Long Duration | 5.26 | Balanced Hybrid | 7.9 | Silver | - |
Flexi Cap | 14.38 | Medium Duration | 5.51 | Conservative Hybrid | 6.81 | - | - |
Multi Cap | -- | Short Duration | 5.79 | Equity Savings | 7.89 | - | - |
Mid Cap | 15.29 | Low Duration | 5.16 | Arbitrage | 4.91 | - | - |
Small Cap | 17.47 | Ultra Short Duration | 5.41 | Dynamic Asset Allocation | 8.81 | - | - |
Value Oriented | 13.68 | Liquid | 5.36 | Multi Asset Allocation | 9.47 | - | - |
ELSS | 14.4 | Money Market | 6.07 | - | - | - | - |
Banking | 10.26 | Overnight | 4.6 | - | - | - | - |
Infrastructure | 12.88 | Dynamic Bond | 5.58 | - | - | - | - |
Pharma | 12.97 | Corporate Bond | 6.64 | - | - | - | - |
Technology | 29.78 | Credit Risk | 3.31 | - | - | - | - |
Thematic | 12.89 | Banking and PSU | 6.9 | - | - | - | - |
Consumption | 14.63 | Floater | 6.67 | - | - | - | - |
Dividend Yield | 14 | FMP | 5.04 | - | - | - | - |
Energy | 15.15 | Gilt | 5.91 | - | - | - | |
ESG | 14.84 | Gilt with 10 year Constant Duration | 6.71 | - | - | - | - |
MNC | 11.88 | - | - | - | - | - | - |
PSU | 4.85 | - | - | - | - | - | - |
International | 10.79 | - | - | - | - | - | - |
(Returns As on 07-Feb-2022)
Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. The above table gives an idea of returns across the various categories of Mutual Funds.
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Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, Equity Funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.
Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.
Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.
These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.
SEBI has set a clear classification as to what is a large cap, mid cap and small cap:
Market Capitalization | Description |
---|---|
Large cap company | 1st to 100th company in terms of full market capitalization |
Mid cap company | 101st to 250th company in terms of full market capitalization |
Small cap company | 251st company onwards in terms of full market capitalization |
In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.
Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.
This is an equity fund that will follow the value investment strategy.
This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.
This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.
These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.
There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:
This debt scheme will invest in overnight securities having a maturity of one day.
These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.
On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.
Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.
This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.
Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.
This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.
This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.
This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.
A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.
Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.
This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.
This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.
This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.
This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.
This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.
For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.
This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.
This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.
This scheme would dynamically manage their investments in equity and debt instruments.
This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.
An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.
This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.
This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.
This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.
Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.
Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.
Some of the other Mutual Funds to consider:
International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.
Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.
Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.
The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 2.9 13.6 38.9 21.9 19.2 IDFC Infrastructure Fund Growth ₹31.358
↑ 0.32 ₹761 16.2 27 32.6 35.3 13.8 1.7 Franklin Build India Fund Growth ₹86.9229
↑ 0.30 ₹1,486 15.6 23.6 31.8 34.9 16.1 11.2 L&T Emerging Businesses Fund Growth ₹59.5566
↑ 0.57 ₹10,766 15.7 25.9 31.5 40.1 17.1 1 L&T India Value Fund Growth ₹72.0342
↑ 0.51 ₹9,077 13.8 19.4 27.4 27.3 13.8 5.2 Aditya Birla Sun Life Small Cap Fund Growth ₹64.494
↑ 0.56 ₹4,160 16.4 27.3 26.3 29.9 10.7 -6.5 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹46.47
↑ 0.22 ₹2,860 9.9 20.4 21.4 26.6 8.4 11.5 IDFC Tax Advantage (ELSS) Fund Growth ₹117.121
↑ 0.52 ₹5,014 11.5 18.2 21 29.6 15.1 4.2 Tata Equity PE Fund Growth ₹241.99
↑ 1.05 ₹6,019 10 18.8 20.5 22.5 11 5.9 SBI Small Cap Fund Growth ₹131.097
↑ 1.29 ₹20,018 12.1 18.8 20.4 31.2 18.8 8.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Plan Growth ₹31.812
↑ 0.01 ₹10,902 1.3 4 7.4 5.8 4.5 8.03% 2Y 4M 24D 5Y Aditya Birla Sun Life Money Manager Fund Growth ₹322.19
↑ 0.07 ₹15,637 1.7 3.8 7.1 5 4.8 7.32% 5M 23D 5M 23D Aditya Birla Sun Life Corporate Bond Fund Growth ₹97.1847
↑ 0.01 ₹17,961 1.5 3.9 6.8 5.4 4.1 7.62% 2Y 2M 5D 2Y 9M 22D Aditya Birla Sun Life Savings Fund Growth ₹477.445
↑ 0.09 ₹14,783 1.7 3.7 6.8 5.1 4.8 7.39% 5M 1D 5M 8D HDFC Corporate Bond Fund Growth ₹28.0379
↓ 0.00 ₹26,407 1.4 4.1 6.8 5.2 3.3 7.65% 2Y 9M 5Y 1M 21D Principal Cash Management Fund Growth ₹2,024.48
↑ 0.38 ₹4,528 1.7 3.4 6.7 4.5 4.8 6.87% 1M 2D 1M 3D JM Liquid Fund Growth ₹62.6607
↑ 0.01 ₹1,570 1.7 3.4 6.6 4.5 4.8 6.86% 27D 29D HDFC Banking and PSU Debt Fund Growth ₹19.9507
↓ 0.00 ₹6,373 1.3 3.7 6.3 4.9 3.3 7.46% 2Y 3M 6D 3Y 5M 2D ICICI Prudential Gilt Fund Growth ₹88.5115
↑ 0.03 ₹4,001 1.7 4.8 8.5 5.5 3.7 7.88% 2Y 5M 23D 7Y 9M 11D SBI Magnum Gilt Fund Growth ₹56.8857
↑ 0.01 ₹7,060 0.5 4.8 8.2 5.3 4.2 7.12% 3Y 4M 28D 4Y 4M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Franklin India Smaller Companies Fund is a Equity - Small Cap fund was launched on 13 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Smaller Companies Fund Returns up to 1 year are on An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India. Aditya Birla Sun Life Infrastructure Fund is a Equity - Sectoral fund was launched on 17 Mar 06. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Infrastructure Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a Below is the key information for DSP BlackRock India T.I.G.E.R Fund Returns up to 1 year are on (Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on 1. HDFC Infrastructure Fund
CAGR/Annualized
return of since its launch. Ranked 26 in Sectoral
category. Return for 2022 was 19.3% , 2021 was 43.2% and 2020 was -7.5% . HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (22 Aug 23) ₹30.698 ↑ 0.14 (0.45 %) Net Assets (Cr) ₹781 on 31 Jul 23 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio 1.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹9,763 30 Sep 20 ₹7,049 30 Sep 21 ₹13,328 30 Sep 22 ₹14,557 30 Sep 23 ₹20,963 Returns for HDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 5.7% 3 Month 23.8% 6 Month 34.9% 1 Year 41.2% 3 Year 37% 5 Year 11.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% 2014 73.9% 2013 -14.4% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Rakesh Vyas 1 Jun 19 4.25 Yr. Dhruv Muchhal 22 Jun 23 0.19 Yr. Data below for HDFC Infrastructure Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 47.79% Financial Services 16.8% Basic Materials 9.39% Utility 5.36% Energy 5.2% Consumer Cyclical 3.29% Real Estate 2.17% Technology 1.98% Communication Services 1.4% Asset Allocation
Asset Class Value Cash 5.88% Equity 94.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL8% ₹66 Cr 1,613,625 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT7% ₹58 Cr 215,550 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Dec 17 | 5325555% ₹46 Cr 2,084,125 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL5% ₹45 Cr 683,608 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹43 Cr 445,000 Premier Explosives Ltd (Basic Materials)
Equity, Since 31 May 17 | PREMEXPLN5% ₹41 Cr 354,981 Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA5% ₹41 Cr 1,765,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN5% ₹40 Cr 704,361 G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 5433173% ₹28 Cr 219,267
↑ 28,481 Hindustan Construction Co Ltd (Industrials)
Equity, Since 30 Apr 15 | HCC3% ₹25 Cr 8,549,049 2. Principal Emerging Bluechip Fund
CAGR/Annualized
return of 24.8% since its launch. Ranked 1 in Large & Mid Cap
category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,158 30 Sep 20 ₹10,796 30 Sep 21 ₹17,708 Returns for Principal Emerging Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI PSU Fund
CAGR/Annualized
return of 4.9% since its launch. Ranked 31 in Sectoral
category. Return for 2022 was 29% , 2021 was 32.4% and 2020 was -10% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (22 Aug 23) ₹18.7449 ↑ 0.17 (0.92 %) Net Assets (Cr) ₹633 on 31 Jul 23 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio 1.54 Information Ratio -1.07 Alpha Ratio -5.16 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,153 30 Sep 20 ₹8,144 30 Sep 21 ₹13,190 30 Sep 22 ₹14,302 30 Sep 23 ₹21,046 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 4.1% 3 Month 18.7% 6 Month 27.6% 1 Year 38.6% 3 Year 29.1% 5 Year 11.8% 10 Year 15 Year Since launch 4.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% 2014 41.5% 2013 -13.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Richard D'souza 1 Aug 14 9.09 Yr. Data below for SBI PSU Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Financial Services 30.6% Industrials 28.19% Utility 12.83% Energy 10.89% Basic Materials 9.31% Asset Allocation
Asset Class Value Cash 8.18% Equity 91.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN11% ₹75 Cr 1,342,500 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Jul 10 | 5325559% ₹63 Cr 2,843,244 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Jul 23 | 5001035% ₹36 Cr 3,000,000
↑ 1,500,000 RITES Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 22 | RITES5% ₹35 Cr 695,000
↑ 140,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | HUDCO5% ₹33 Cr 4,350,000
↑ 1,350,000 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 5321344% ₹30 Cr 1,625,000 Garden Reach Shipbuilders & Engineers Ltd (Industrials)
Equity, Since 31 Oct 22 | 5420114% ₹30 Cr 370,000 Mazagon Dock Shipbuilders Ltd (Industrials)
Equity, Since 31 Oct 20 | MAZDOCK4% ₹30 Cr 163,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 5328144% ₹29 Cr 777,600 Coal India Ltd (Energy)
Equity, Since 30 Sep 21 | COALINDIA4% ₹29 Cr 1,250,000
↑ 600,000 4. Nippon India Power and Infra Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 13 in Sectoral
category. Return for 2022 was 10.9% , 2021 was 48.9% and 2020 was 10.8% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (22 Aug 23) ₹219.386 ↑ 1.37 (0.63 %) Net Assets (Cr) ₹2,485 on 31 Jul 23 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.23 Sharpe Ratio 2.52 Information Ratio 1.55 Alpha Ratio 17.26 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,358 30 Sep 20 ₹9,514 30 Sep 21 ₹16,900 30 Sep 22 ₹17,876 30 Sep 23 ₹25,399 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 2.7% 3 Month 16.8% 6 Month 27.3% 1 Year 37.9% 3 Year 32.2% 5 Year 16.6% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% 2013 -14.6% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Sanjay Doshi 2 Jan 17 6.67 Yr. Kinjal Desai 25 May 18 5.27 Yr. Akshay Sharma 1 Dec 22 0.75 Yr. Data below for Nippon India Power and Infra Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 33.41% Utility 17.47% Basic Materials 10.45% Energy 9.14% Consumer Cyclical 6.28% Technology 6.22% Real Estate 5.76% Communication Services 4.54% Health Care 1.89% Asset Allocation
Asset Class Value Cash 4.83% Equity 95.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT7% ₹189 Cr 700,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 May 09 | 5325557% ₹187 Cr 8,500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE7% ₹187 Cr 775,000
↑ 145,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5005305% ₹130 Cr 70,000
↑ 20,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO5% ₹120 Cr 145,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL5% ₹116 Cr 1,350,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES4% ₹97 Cr 483,162
↓ -39,088 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Oct 21 | SWSOLAR3% ₹89 Cr 2,350,000 RITES Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 21 | RITES3% ₹87 Cr 1,730,000
↓ -1,089,658 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹81 Cr 1,200,000
↑ 100,000 5. Franklin India Smaller Companies Fund
CAGR/Annualized
return of 15.2% since its launch. Ranked 11 in Small Cap
category. Return for 2022 was 3.6% , 2021 was 56.4% and 2020 was 18.7% . Franklin India Smaller Companies Fund
Growth Launch Date 13 Jan 06 NAV (22 Aug 23) ₹120.688 ↑ 0.60 (0.50 %) Net Assets (Cr) ₹9,104 on 31 Jul 23 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.73 Information Ratio 0.42 Alpha Ratio 13.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹9,502 30 Sep 20 ₹9,113 30 Sep 21 ₹17,015 30 Sep 22 ₹17,767 30 Sep 23 ₹24,219 Returns for Franklin India Smaller Companies Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 3.5% 3 Month 15.4% 6 Month 26% 1 Year 37.2% 3 Year 37.8% 5 Year 15.8% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.6% 2021 56.4% 2020 18.7% 2019 -5% 2018 -17.4% 2017 43.5% 2016 10.2% 2015 9.6% 2014 89.9% 2013 13.2% Fund Manager information for Franklin India Smaller Companies Fund
Name Since Tenure R. Janakiraman 1 Feb 11 12.59 Yr. Sandeep Manam 18 Oct 21 1.87 Yr. Akhil Kalluri 8 Sep 22 0.98 Yr. Data below for Franklin India Smaller Companies Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 27.29% Financial Services 18.34% Consumer Cyclical 13.28% Basic Materials 7.96% Technology 6.11% Health Care 5.99% Consumer Defensive 5.5% Real Estate 5% Communication Services 1.38% Energy 0.38% Asset Allocation
Asset Class Value Cash 7.51% Equity 92.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK5% ₹435 Cr 48,064,081 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 5329294% ₹349 Cr 5,893,691 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | DEEPAKNTR3% ₹308 Cr 1,387,967 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL3% ₹294 Cr 11,664,895
↓ -2,000,000 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 Dec 15 | 5329263% ₹248 Cr 7,113,765
↓ -250,000 J.B. Chemicals & Pharmaceuticals Ltd Shs Dematerialised (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM2% ₹230 Cr 831,988
↓ -50,000 KPIT Technologies Ltd (Technology)
Equity, Since 31 Aug 20 | KPITTECH2% ₹220 Cr 1,872,610 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | ICICIBANK2% ₹217 Cr 2,259,945 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5900032% ₹208 Cr 17,148,917 Carborundum Universal Ltd (Industrials)
Equity, Since 31 Dec 14 | CARBORUNIV2% ₹206 Cr 1,812,883 6. Aditya Birla Sun Life Infrastructure Fund
CAGR/Annualized
return of 11.4% since its launch. Ranked 17 in Sectoral
category. Return for 2022 was 8.9% , 2021 was 44.8% and 2020 was 12.3% . Aditya Birla Sun Life Infrastructure Fund
Growth Launch Date 17 Mar 06 NAV (22 Aug 23) ₹65.89 ↑ 0.45 (0.69 %) Net Assets (Cr) ₹730 on 31 Jul 23 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk High Expense Ratio 2.61 Sharpe Ratio 2.54 Information Ratio 1.12 Alpha Ratio 16.22 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹9,741 30 Sep 20 ₹8,656 30 Sep 21 ₹16,737 30 Sep 22 ₹16,547 30 Sep 23 ₹22,954 Returns for Aditya Birla Sun Life Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 3% 3 Month 14.9% 6 Month 26.3% 1 Year 37% 3 Year 32.5% 5 Year 14.1% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.9% 2021 44.8% 2020 12.3% 2019 -3.8% 2018 -22.1% 2017 52.7% 2016 1.6% 2015 -1.4% 2014 67.6% 2013 -3.6% Fund Manager information for Aditya Birla Sun Life Infrastructure Fund
Name Since Tenure Mahesh Patil 22 Sep 22 0.94 Yr. Jonas Bhutta 22 Sep 22 0.94 Yr. Dhaval Joshi 21 Nov 22 0.78 Yr. Data below for Aditya Birla Sun Life Infrastructure Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 58.43% Financial Services 7.9% Basic Materials 7.68% Utility 5.13% Communication Services 4.94% Consumer Cyclical 4.53% Real Estate 2.33% Technology 2.16% Energy 2.14% Health Care 1.3% Asset Allocation
Asset Class Value Cash 3.46% Equity 96.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT8% ₹62 Cr 229,601 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 19 | BHARTIARTL5% ₹35 Cr 412,858 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | ULTRACEMCO4% ₹27 Cr 33,065 Polycab India Ltd (Industrials)
Equity, Since 30 Apr 19 | POLYCAB3% ₹24 Cr 46,025
↓ -4,600 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Jun 17 | 5325553% ₹23 Cr 1,064,477 RHI Magnesita India Ltd (Industrials)
Equity, Since 30 Apr 14 | RHIM3% ₹22 Cr 303,544
↓ -34,964 NCC Ltd (Industrials)
Equity, Since 31 Oct 18 | NCC3% ₹22 Cr 1,285,000 PNC Infratech Ltd (Industrials)
Equity, Since 31 Mar 17 | PNCINFRA3% ₹20 Cr 600,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 22 | SBIN3% ₹19 Cr 341,500
↓ -38,000 MTAR Technologies Ltd (Industrials)
Equity, Since 31 Mar 22 | MTARTECH3% ₹19 Cr 77,429 7. ICICI Prudential Infrastructure Fund
CAGR/Annualized
return of 14.9% since its launch. Ranked 27 in Sectoral
category. Return for 2022 was 28.8% , 2021 was 50.1% and 2020 was 3.6% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (22 Aug 23) ₹120.77 ↑ 0.55 (0.46 %) Net Assets (Cr) ₹2,917 on 31 Jul 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 2.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,378 30 Sep 20 ₹8,499 30 Sep 21 ₹17,050 30 Sep 22 ₹19,143 30 Sep 23 ₹26,563 Returns for ICICI Prudential Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 3% 3 Month 13.6% 6 Month 21.6% 1 Year 36.5% 3 Year 38.7% 5 Year 19.1% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% 2014 56.2% 2013 -5% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 6.25 Yr. Sharmila D’mello 30 Jun 22 1.17 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Cash 3.44% Equity 95.36% Debt 1.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325559% ₹278 Cr 12,600,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT6% ₹176 Cr 649,833
↑ 20,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK5% ₹142 Cr 1,480,000
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 16 | BHARTIARTL4% ₹130 Cr 1,520,601
↑ 17,242 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | 5003124% ₹124 Cr 7,145,300 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL4% ₹122 Cr 1,841,962 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK4% ₹117 Cr 744,300 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC4% ₹107 Cr 6,300,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jan 20 | TATASTEEL2% ₹72 Cr 5,831,751
↑ 1,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹60 Cr 620,000 8. DSP BlackRock India T.I.G.E.R Fund
CAGR/Annualized
return of 17.1% since its launch. Ranked 12 in Sectoral
category. Return for 2022 was 13.9% , 2021 was 51.6% and 2020 was 2.7% . DSP BlackRock India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (22 Aug 23) ₹205.603 ↑ 1.94 (0.95 %) Net Assets (Cr) ₹2,348 on 31 Jul 23 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.24 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹11,003 30 Sep 20 ₹8,956 30 Sep 21 ₹17,293 30 Sep 22 ₹18,682 30 Sep 23 ₹25,703 Returns for DSP BlackRock India T.I.G.E.R Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 6.2% 3 Month 19.9% 6 Month 27.7% 1 Year 36.5% 3 Year 37.6% 5 Year 17.4% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 13.9% 2021 51.6% 2020 2.7% 2019 6.7% 2018 -17.2% 2017 47% 2016 4.1% 2015 0.7% 2014 61.3% 2013 -9.1% Fund Manager information for DSP BlackRock India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 13.21 Yr. Jay Kothari 16 Mar 18 5.47 Yr. Charanjit Singh 1 Jan 21 2.67 Yr. Data below for DSP BlackRock India T.I.G.E.R Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 49.29% Basic Materials 22.04% Utility 7.51% Consumer Cyclical 6.22% Energy 3.91% Technology 3.6% Communication Services 1.26% Real Estate 1.25% Consumer Defensive 1.13% Asset Allocation
Asset Class Value Cash 3.79% Equity 96.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT4% ₹105 Cr 387,270 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 22 | APARINDS4% ₹94 Cr 188,503
↑ 9,764 NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 5325554% ₹92 Cr 4,187,696
↑ 328,538 Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 5005504% ₹92 Cr 234,753
↓ -12,614 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE3% ₹82 Cr 339,790 Engineers India Ltd (Industrials)
Equity, Since 30 Nov 22 | 5321783% ₹77 Cr 5,007,117
↓ -684,927 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Mar 22 | HAL3% ₹76 Cr 194,048
↓ -21,667 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 22 | KPIL3% ₹70 Cr 1,067,134 Mishra Dhatu Nigam Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Aug 22 | MIDHANI3% ₹64 Cr 1,551,794
↓ -89,286 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 14 | ULTRACEMCO2% ₹62 Cr 74,347 9. JM Value Fund
CAGR/Annualized
return of 16.2% since its launch. Ranked 15 in Value
category. Return for 2022 was 5.3% , 2021 was 36.3% and 2020 was 13.4% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (22 Aug 23) ₹67.9195 ↑ 0.51 (0.75 %) Net Assets (Cr) ₹205 on 31 Jul 23 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.53 Sharpe Ratio 2.22 Information Ratio 0.98 Alpha Ratio 16.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,964 30 Sep 20 ₹10,109 30 Sep 21 ₹17,180 30 Sep 22 ₹16,818 30 Sep 23 ₹23,736 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 5.3% 3 Month 18.6% 6 Month 25.3% 1 Year 36.4% 3 Year 30% 5 Year 15.4% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% 2013 -7.7% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 2.03 Yr. Asit Bhandarkar 11 Dec 06 16.73 Yr. Gurvinder Wasan 1 Dec 22 0.75 Yr. Data below for JM Value Fund as on 31 Jul 23
Equity Sector Allocation
Sector Value Industrials 20.87% Financial Services 20.53% Consumer Cyclical 16.02% Technology 13.97% Basic Materials 8.94% Consumer Defensive 7.01% Health Care 4.29% Real Estate 2.91% Utility 2.69% Communication Services 0.69% Asset Allocation
Asset Class Value Cash 2.07% Equity 97.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity REC Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5329555% ₹12 Cr 503,300
↓ -40,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK4% ₹9 Cr 55,605 Kalpataru Projects International Ltd (Industrials)
Equity, Since 28 Feb 21 | KPIL4% ₹9 Cr 131,496
↑ 3,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT4% ₹8 Cr 30,000 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 May 23 | 5329263% ₹7 Cr 210,000 One97 Communications Ltd (Technology)
Equity, Since 31 Dec 22 | 5433963% ₹7 Cr 79,300
↑ 25,300 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY3% ₹7 Cr 45,605 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 16 | ULTRACEMCO3% ₹6 Cr 7,654 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 30 Jun 22 | 5325553% ₹6 Cr 272,000
↑ 47,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 23 | FINPIPE3% ₹6 Cr 250,000
↑ 250,000 10. HDFC Long Term Advantage Fund
CAGR/Annualized
return of 21.4% since its launch. Ranked 23 in ELSS
category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 18 ₹10,000 30 Sep 19 ₹10,621 30 Sep 20 ₹10,012 30 Sep 21 ₹16,651
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Aug 23 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:
SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.
Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).
Setup in 1995, Nippon India Mutual Fund (formerly known as Reliance Mutual Fund) is one of the oldest AMCs in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Nippon India Vision Fund, Nippon India Banking Fund, Nippon India Liquid Fund, etc.
UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.
Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house
Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.
DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.
How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.
One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.
The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.
The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:
Know Your Monthly SIP Amount
Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.
Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.
Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.
Thanks A Lot for more valuable information. Please provide such information on insurance life and health
Best mutual fund for 2 to 5 year investment in single schemes
Educative and very Useful information. Thank you.
Great Read. Informative Page about all types of mutual funds.