Table of Contents
સામાન્ય શબ્દોમાં,શ્રેષ્ઠ લિક્વિડ ફંડ્સ (મની માર્કેટ ફંડ્સ) દેવું છેમ્યુચ્યુઅલ ફંડ અથવા તેના બદલે પૈસાબજાર મ્યુચ્યુઅલ ફંડો માત્ર રોકાણની અવધિમાં જ તફાવત ધરાવે છે. મની માર્કેટ ફંડ્સ ખૂબ જ ટૂંકા મની માર્કેટ સાધનોમાં રોકાણ કરે છે જેમ કેડિપોઝિટનું પ્રમાણપત્ર, ટ્રેઝરી બિલ્સ, કોમર્શિયલ પેપર્સ વગેરે.
આ ભંડોળના રોકાણનો સમયગાળો ખૂબ જ ટૂંકો હોય છે, સામાન્ય રીતે બે દિવસથી લઈને થોડા અઠવાડિયા સુધીનો હોય છે (તે એક દિવસ પણ હોઈ શકે છે!). ની સરેરાશ શેષ પરિપક્વતાલિક્વિડ ફંડ્સ 91 દિવસથી ઓછા છે કારણ કે તેઓ સિક્યોરિટીઝમાં રોકાણ કરે છે જેની વ્યક્તિગત રીતે 91 દિવસ સુધીની પાકતી મુદત હોય છે.
ટૂંકા ગાળાના હોવાથીડેટ ફંડ, ટૂંકા ગાળા માટે ઓછા-જોખમવાળા રોકાણો શોધી રહેલા રોકાણકારો માટે આ ભંડોળ અત્યંત યોગ્ય છે. શ્રેષ્ઠ લિક્વિડ ફંડ્સની ઓછી પાકતી મુદત ફંડ મેનેજરોને પૂરી કરવામાં મદદ કરે છેવિમોચન રોકાણકારોની માંગ સરળતાથી. બજારમાં, વિવિધ મની માર્કેટ ફંડ રોકાણો ઉપલબ્ધ છે.
મની માર્કેટમાં સિક્યોરિટીઝ પ્રમાણમાં ઓછું જોખમ ધરાવે છે
મની માર્કેટ ફંડને તમામ મ્યુચ્યુઅલ ફંડ રોકાણોમાં સલામત અને સુરક્ષિત ગણવામાં આવે છે
મની માર્કેટ ફંડ્સને ધ્યાનમાં લેતા, મની માર્કેટ એકાઉન્ટમાં રોકાણ કરવું સરળ છે.રોકાણ મ્યુચ્યુઅલ ફંડ દ્વારા રોકાણકારો તેમની અનુકૂળતા મુજબ ખાતું ખોલી શકે છે, થાપણો અને ઉપાડ કરી શકે છે.
મની માર્કેટ ફંડ્સને તમામ મ્યુચ્યુઅલ ફંડ રોકાણોના સૌથી ઓછા અસ્થિર પ્રકારોમાંથી એક ગણવામાં આવે છે
મની માર્કેટ ફંડનું પ્રદર્શન રિઝર્વ દ્વારા નિર્ધારિત વ્યાજ દરો સાથે ગાઢ રીતે જોડાયેલું છેબેંક ભારતના, ધસેન્ટ્રલ બેંક ઓફ ઈન્ડિયા. તેથી, જ્યારે RBI બજારમાં દરમાં વધારો કરે છે, ત્યારે ઉપજ વધે છે, અને મની માર્કેટ ફંડ્સ સારું વળતર આપવામાં સક્ષમ હોય છે.
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મની માર્કેટ ફંડ મની માર્કેટ ઇન્સ્ટ્રુમેન્ટ્સમાં ઉદ્દેશ્ય સાથે રોકાણ કરે છેઓફર કરે છે સારું વળતર (વ્યાજઆવક) અને રાખવાનથી વધઘટ ન્યૂનતમ.
મની માર્કેટ એ એક વિનિમય છે જ્યાં રોકડ અને રોકડ-સમકક્ષ સાધનોનો વેપાર થાય છે. મની માર્કેટમાં જે સાધનોનો વેપાર થાય છે તેમાં પાકતી મુદત હોય છે જે રાતોરાતથી એક વર્ષ સુધી બદલાઈ શકે છે. અહીં ભારતમાં કેટલાક મુખ્ય મની માર્કેટ સાધનો છે:
ભારત સરકાર 365 દિવસ સુધીના સમયગાળા માટે ભંડોળ એકત્ર કરવા ટ્રેઝરી બિલ જારી કરે છે. આ સરકાર દ્વારા જારી કરવામાં આવે છે, તેથી તે ખૂબ જ સુરક્ષિત માનવામાં આવે છે. જો કે, ઓછા જોખમો પણ ઓછા વળતરમાં અનુવાદ કરે છે જે ટ્રેઝરી બિલના કિસ્સામાં પણ છે. ટી-બિલ પરનું વળતર મની માર્કેટના અન્ય સાધનો કરતાં ઓછું છે.
સીડી એ મુદતની થાપણ છે જે અનુસૂચિત કોમર્શિયલ બેંકો દ્વારા ઓફર કરવામાં આવે છે જેની પાસે સમય પહેલા રિડેમ્પશનનો વિકલ્પ નથી. સીડી અને વચ્ચેનો પ્રાથમિક તફાવતFD તે છે કે સીડી મુક્તપણે વાટાઘાટ કરી શકાય છે.
ટૂંકા ગાળાની લોનની સુવિધા માટે બેંક અને RBI વચ્ચે પુનઃખરીદી કરાર કરવામાં આવે છે. તે બે બેંકો વચ્ચે પણ બનાવી શકાય છે.
ઉચ્ચ ક્રેડિટ રેટિંગ ધરાવતી કંપનીઓ અને નાણાકીય સંસ્થાઓ એ જારી કરી શકે છેકોમર્શિયલ પેપર જે ટૂંકા ગાળાની, અસુરક્ષિત પ્રોમિસરી નોટ છે. તે આવી સંસ્થાઓને તેમના ટૂંકા ગાળાના ઉધાર સ્ત્રોતોમાં વિવિધતા લાવવાની મંજૂરી આપે છે. જ્યારે રિડેમ્પશન ચાલુ હોય ત્યારે સામાન્ય રીતે CPs ડિસ્કાઉન્ટ દરે જારી કરવામાં આવે છેફેસ વેલ્યુ. આરોકાણકાર તફાવત કમાય છે.
(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile Reliance Liquidity Fund) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a Below is the key information for Nippon India Money Market Fund Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a Below is the key information for Tata Money Market Fund Returns up to 1 year are on The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Money Market Fund Returns up to 1 year are on (Erstwhile Kotak Floater Short Term Fund) To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives. Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a Below is the key information for Kotak Money Market Scheme Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Savings Plan) To generate optimal returns while maintaining safety and
high liquidity. HDFC Money Market Fund is a Debt - Money Market fund was launched on 18 Nov 99. It is a fund with Low risk and has given a Below is the key information for HDFC Money Market Fund Returns up to 1 year are on (Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Money Manager Fund Growth ₹339.964
↑ 0.11 ₹18,375 0.5 2 3.8 7.6 7.4 7.93% 9M 22D 9M 25D UTI Money Market Fund Growth ₹2,831.43
↑ 0.90 ₹11,680 0.5 2 3.8 7.6 7.4 7.71% 9M 9D 9M 9D Nippon India Money Market Fund Growth ₹3,812.7
↑ 1.08 ₹12,205 0.5 2 3.8 7.6 7.4 7.89% 8M 2D 8M 21D Tata Money Market Fund Growth ₹4,338.65
↑ 1.31 ₹14,015 0.5 2 3.8 7.6 7.4 7.67% 7M 8D 7M 8D ICICI Prudential Money Market Fund Growth ₹348.557
↑ 0.09 ₹15,509 0.5 2 3.8 7.5 7.4 7.77% 6M 13D 6M 30D Kotak Money Market Scheme Growth ₹4,126.96
↑ 1.22 ₹15,868 0.5 2 3.8 7.5 7.3 7.78% 9M 22D 9M 22D HDFC Money Market Fund Growth ₹5,253.77
↑ 1.45 ₹18,272 0.5 2 3.8 7.5 7.3 7.82% 8M 9D 9M Franklin India Savings Fund Growth ₹46.073
↑ 0.01 ₹1,446 0.5 1.9 3.7 7.4 7.3 7.65% 10M 6D 10M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 May 24 1. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 7 in Money Market
category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (14 May 24) ₹339.964 ↑ 0.11 (0.03 %) Net Assets (Cr) ₹18,375 on 31 Mar 24 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.18 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.93% Effective Maturity 9 Months 25 Days Modified Duration 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,771 30 Apr 21 ₹11,374 30 Apr 22 ₹11,817 30 Apr 23 ₹12,529 30 Apr 24 ₹13,482 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.6% 3 Year 5.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 12.72 Yr. Anuj Jain 22 Mar 21 3.03 Yr. Mohit Sharma 1 Apr 17 7.01 Yr. Dhaval Joshi 21 Nov 22 1.36 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 67.37% Debt 32.42% Other 0.2% Debt Sector Allocation
Sector Value Corporate 48.34% Cash Equivalent 32.29% Government 19.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -2% ₹472 Cr 50,000,000 Axis Bank Ltd.
Debentures | -2% ₹472 Cr 10,000 IDFC First Bank Ltd.
Debentures | -2% ₹469 Cr 10,000 07.38% MP Sdl 2025
Sovereign Bonds | -2% ₹466 Cr 46,500,000
↑ 28,000,000 05.80 MH Sdl 2025
Sovereign Bonds | -2% ₹465 Cr 47,000,000 Tata Teleservices Ltd
Debentures | -2% ₹445 Cr 9,500 Small Industries Development Bank of India
Debentures | -2% ₹376 Cr 8,000 HDFC Bank Ltd.
Debentures | -2% ₹329 Cr 7,000
↑ 2,000 Indusind Bank Ltd.
Debentures | -1% ₹284 Cr 6,000 ICICI Bank Ltd.
Debentures | -1% ₹236 Cr 5,000 2. UTI Money Market Fund
CAGR/Annualized
return of 7.3% since its launch. Ranked 23 in Money Market
category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% . UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (14 May 24) ₹2,831.43 ↑ 0.90 (0.03 %) Net Assets (Cr) ₹11,680 on 31 Mar 24 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.75 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.71% Effective Maturity 9 Months 9 Days Modified Duration 9 Months 9 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,732 30 Apr 21 ₹11,295 30 Apr 22 ₹11,730 30 Apr 23 ₹12,442 30 Apr 24 ₹13,385 Returns for UTI Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.6% 3 Year 5.9% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 2.33 Yr. Amit Sharma 7 Jul 17 6.74 Yr. Data below for UTI Money Market Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 64.3% Debt 35.46% Other 0.24% Debt Sector Allocation
Sector Value Corporate 49.83% Cash Equivalent 36.08% Government 13.85% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -6% ₹795 Cr 8,500,000,000
↓ -500,000,000 India (Republic of)
- | -5% ₹680 Cr 7,000,000,000 India (Republic of)
- | -4% ₹486 Cr 5,000,000,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹283 Cr 3,000,000,000 Indian Bank
Domestic Bonds | -2% ₹281 Cr 3,000,000,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹234 Cr 2,500,000,000 182 DTB 29082024
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 India (Republic of)
- | -1% ₹195 Cr 2,000,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹170 Cr 1,750,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹142 Cr 1,500,000,000 3. Nippon India Money Market Fund
CAGR/Annualized
return of 7.3% since its launch. Ranked 27 in Money Market
category. Return for 2023 was 7.4% , 2022 was 5% and 2021 was 3.8% . Nippon India Money Market Fund
Growth Launch Date 16 Jun 05 NAV (14 May 24) ₹3,812.7 ↑ 1.08 (0.03 %) Net Assets (Cr) ₹12,205 on 31 Mar 24 Category Debt - Money Market AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.31 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 8 Months 21 Days Modified Duration 8 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,757 30 Apr 21 ₹11,303 30 Apr 22 ₹11,742 30 Apr 23 ₹12,458 30 Apr 24 ₹13,403 Returns for Nippon India Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.6% 3 Year 5.9% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 5% 2021 3.8% 2020 6% 2019 8.1% 2018 7.9% 2017 6.6% 2016 7.6% 2015 8.3% 2014 9.1% Fund Manager information for Nippon India Money Market Fund
Name Since Tenure Anju Chhajer 1 Feb 20 4.17 Yr. Kinjal Desai 16 Jul 18 5.71 Yr. Data below for Nippon India Money Market Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 78.14% Debt 21.63% Other 0.23% Debt Sector Allocation
Sector Value Corporate 49.05% Cash Equivalent 31.25% Government 19.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29082024
Sovereign Bonds | -3% ₹366 Cr 37,500,000
↓ -2,500,000 India (Republic of)
- | -2% ₹340 Cr 35,000,000
↑ 20,000,000 Indusind Bank Ltd.
Debentures | -2% ₹281 Cr 6,000 07.38% MP Sdl 2025
Sovereign Bonds | -2% ₹276 Cr 27,500,000 08.10 JH Sdl 2025
Sovereign Bonds | -2% ₹252 Cr 25,000,000 08.09 Ts SDL 2025
Sovereign Bonds | -2% ₹237 Cr 23,500,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹233 Cr 5,000 182 DTB 22082024
Sovereign Bonds | -1% ₹171 Cr 17,500,000 India (Republic of)
- | -1% ₹141 Cr 15,000,000 India (Republic of)
- | -1% ₹123 Cr 12,634,100
↑ 500,000 4. Tata Money Market Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 30 in Money Market
category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.9% . Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (14 May 24) ₹4,338.65 ↑ 1.31 (0.03 %) Net Assets (Cr) ₹14,015 on 31 Mar 24 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.67% Effective Maturity 7 Months 8 Days Modified Duration 7 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,732 30 Apr 21 ₹11,333 30 Apr 22 ₹11,771 30 Apr 23 ₹12,473 30 Apr 24 ₹13,416 Returns for Tata Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.6% 3 Year 5.8% 5 Year 6% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.8% 2021 3.9% 2020 6.4% 2019 8.1% 2018 -0.1% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 10.47 Yr. Data below for Tata Money Market Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 61.83% Debt 37.94% Other 0.22% Debt Sector Allocation
Sector Value Corporate 42.09% Cash Equivalent 37.31% Government 20.37% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Punjab National Bank
Domestic Bonds | -4% ₹708 Cr 15,000 India (Republic of)
- | -4% ₹690 Cr 71,000,000 LIC Housing Finance Ltd.
Debentures | -4% ₹680 Cr 14,500 HDFC Bank Ltd.
Debentures | -3% ₹541 Cr 11,500
↑ 2,000 Punjab & Sind Bank
Debentures | -3% ₹467 Cr 10,000 India (Republic of)
- | -2% ₹417 Cr 44,000,000 India (Republic of)
- | -2% ₹388 Cr 40,000,000
↑ 20,000,000 Union Bank of India
Domestic Bonds | -2% ₹374 Cr 8,000
↑ 8,000 Small Industries Development Bank of India
Debentures | -2% ₹329 Cr 7,000 HDFC Bank Ltd.
Debentures | -2% ₹285 Cr 6,000 5. ICICI Prudential Money Market Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 17 in Money Market
category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.7% . ICICI Prudential Money Market Fund
Growth Launch Date 9 Mar 06 NAV (14 May 24) ₹348.557 ↑ 0.09 (0.03 %) Net Assets (Cr) ₹15,509 on 31 Mar 24 Category Debt - Money Market AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio 2 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 6 Months 30 Days Modified Duration 6 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,734 30 Apr 21 ₹11,309 30 Apr 22 ₹11,732 30 Apr 23 ₹12,429 30 Apr 24 ₹13,368 Returns for ICICI Prudential Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.5% 3 Year 5.8% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.7% 2021 3.7% 2020 6.2% 2019 7.9% 2018 7.7% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% Fund Manager information for ICICI Prudential Money Market Fund
Name Since Tenure Manish Banthia 12 Jun 23 0.81 Yr. Nikhil Kabra 3 Aug 16 7.67 Yr. Data below for ICICI Prudential Money Market Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 57.46% Debt 42.35% Other 0.19% Debt Sector Allocation
Sector Value Corporate 48.34% Cash Equivalent 34.74% Government 16.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹941 Cr 100,000,000 Small Industries Development Bank of India
Debentures | -3% ₹563 Cr 12,000
↑ 2,000 Indian Bank
Domestic Bonds | -3% ₹562 Cr 12,000
↑ 2,000 Union Bank of India
Domestic Bonds | -2% ₹468 Cr 10,000 Punjab National Bank
Domestic Bonds | -2% ₹378 Cr 8,000 India (Republic of)
- | -2% ₹376 Cr 40,000,000 India (Republic of)
- | -2% ₹376 Cr 40,000,000 LIC Housing Finance Ltd.
Debentures | -1% ₹281 Cr 6,000 Union Bank of India
Domestic Bonds | -1% ₹280 Cr 6,000
↑ 6,000 Hero Fincorp Limited
Debentures | -1% ₹280 Cr 6,000 6. Kotak Money Market Scheme
CAGR/Annualized
return of 7% since its launch. Ranked 19 in Money Market
category. Return for 2023 was 7.3% , 2022 was 4.9% and 2021 was 3.7% . Kotak Money Market Scheme
Growth Launch Date 14 Jul 03 NAV (14 May 24) ₹4,126.96 ↑ 1.22 (0.03 %) Net Assets (Cr) ₹15,868 on 31 Mar 24 Category Debt - Money Market AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 1.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 9 Months 22 Days Modified Duration 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,740 30 Apr 21 ₹11,247 30 Apr 22 ₹11,681 30 Apr 23 ₹12,378 30 Apr 24 ₹13,309 Returns for Kotak Money Market Scheme
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.5% 3 Year 5.8% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.9% 2021 3.7% 2020 5.7% 2019 8% 2018 7.7% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% Fund Manager information for Kotak Money Market Scheme
Name Since Tenure Deepak Agrawal 1 Nov 06 17.43 Yr. Manu Sharma 1 Nov 22 1.42 Yr. Palha Khanna 3 Jul 23 0.75 Yr. Data below for Kotak Money Market Scheme as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 69.99% Debt 29.78% Other 0.23% Debt Sector Allocation
Sector Value Corporate 48.77% Cash Equivalent 33.48% Government 17.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹487 Cr 49,999,990
↑ 20,000,000 Union Bank of India
Domestic Bonds | -3% ₹470 Cr 50,000 182 DTB 22082024
Sovereign Bonds | -2% ₹439 Cr 45,000,000 India (Republic of)
- | -2% ₹378 Cr 40,000,000 Indusind Bank Ltd.
Debentures | -2% ₹378 Cr 40,000 ICICI Bank Ltd.
Debentures | -2% ₹378 Cr 40,000 05.80 MH Sdl 2025
Sovereign Bonds | -1% ₹247 Cr 25,000,000 182 DTB 29082024
Sovereign Bonds | -1% ₹244 Cr 25,000,000 Indusind Bank Ltd.
Debentures | -1% ₹235 Cr 25,000 IDFC First Bank Ltd.
Debentures | -1% ₹235 Cr 25,000 7. HDFC Money Market Fund
CAGR/Annualized
return of 7% since its launch. Ranked 41 in Money Market
category. Return for 2023 was 7.3% , 2022 was 4.7% and 2021 was 3.8% . HDFC Money Market Fund
Growth Launch Date 18 Nov 99 NAV (14 May 24) ₹5,253.77 ↑ 1.45 (0.03 %) Net Assets (Cr) ₹18,272 on 31 Mar 24 Category Debt - Money Market AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.41 Sharpe Ratio 1.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.82% Effective Maturity 9 Months Modified Duration 8 Months 9 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,781 30 Apr 21 ₹11,372 30 Apr 22 ₹11,805 30 Apr 23 ₹12,501 30 Apr 24 ₹13,436 Returns for HDFC Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.8% 1 Year 7.5% 3 Year 5.8% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.7% 2021 3.8% 2020 6.5% 2019 8.1% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.3% 2014 9.1% Fund Manager information for HDFC Money Market Fund
Name Since Tenure Vikash Agarwal 1 Jul 20 3.75 Yr. Dhruv Muchhal 22 Jun 23 0.78 Yr. Data below for HDFC Money Market Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 62.87% Debt 36.93% Other 0.2% Debt Sector Allocation
Sector Value Corporate 46.67% Cash Equivalent 36.13% Government 17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank of Baroda
Debentures | -3% ₹611 Cr 13,000
↑ 8,000 Union Bank of India
Domestic Bonds | -3% ₹520 Cr 11,000 Panatone Finvest Ltd
Debentures | -3% ₹518 Cr 11,000 India (Republic of)
- | -3% ₹517 Cr 55,000,000 Union Bank of India
Domestic Bonds | -3% ₹517 Cr 11,000 Tata Teleservices Ltd
Debentures | -2% ₹328 Cr 7,000 India (Republic of)
- | -1% ₹291 Cr 30,000,000
↑ 30,000,000 Indusind Bank Ltd.
Debentures | -1% ₹282 Cr 6,000 Punjab National Bank
Domestic Bonds | -1% ₹260 Cr 5,500 08.10 Up SDL 2025
Sovereign Bonds | -1% ₹242 Cr 24,000,000 8. Franklin India Savings Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 47 in Money Market
category. Return for 2023 was 7.3% , 2022 was 4.4% and 2021 was 3.6% . Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (14 May 24) ₹46.073 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,446 on 31 Mar 24 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.29 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.65% Effective Maturity 10 Months 29 Days Modified Duration 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 19 ₹10,000 30 Apr 20 ₹10,790 30 Apr 21 ₹11,327 30 Apr 22 ₹11,732 30 Apr 23 ₹12,398 30 Apr 24 ₹13,320 Returns for Franklin India Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 14 May 24 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 3.7% 1 Year 7.4% 3 Year 5.6% 5 Year 5.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.4% 2021 3.6% 2020 6% 2019 8.5% 2018 7.5% 2017 7.2% 2016 8.1% 2015 8.3% 2014 8.9% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Rahul Goswami 6 Oct 23 0.49 Yr. Umesh Sharma 25 Oct 18 5.44 Yr. Pallab Roy 25 Jun 08 15.78 Yr. Data below for Franklin India Savings Fund as on 31 Mar 24
Asset Allocation
Asset Class Value Cash 55.61% Debt 44.16% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 44.97% Corporate 33.36% Government 21.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 05122024
Sovereign Bonds | -8% ₹120 Cr 12,500,000 Punjab National Bank
Domestic Bonds | -6% ₹94 Cr 2,000 India (Republic of)
- | -6% ₹94 Cr 10,000,000 Indian Bank
Domestic Bonds | -6% ₹94 Cr 2,000 Union Bank of India
Domestic Bonds | -5% ₹70 Cr 1,500 HDFC Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 IDFC First Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 Small Industries Development Bank of India
Debentures | -3% ₹47 Cr 1,000 Canara Bank
Domestic Bonds | -3% ₹47 Cr 1,000 India (Republic of)
- | -2% ₹24 Cr 2,500,000
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