5 શ્રેષ્ઠ પ્રદર્શન કરનાર લિક્વિડ મ્યુચ્યુઅલ ફંડ SIP રોકાણ 2022

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નાણાકીય વર્ષ 22 - 23 ના SIP રોકાણો માટે ટોચના 5 શ્રેષ્ઠ પર્ફોર્મિંગ લિક્વિડ ફંડ્સ
Top 5 Debt - Liquid Fund Funds

SIP 2022 માટે 5 શ્રેષ્ઠ પ્રદર્શન કરનાર લિક્વિડ ફંડ્સ

Updated on April 27, 2025 , 9446 views

લિક્વિડ ફંડ્સ ની સૌથી સુરક્ષિત શ્રેણી ગણવામાં આવે છેડેટ મ્યુચ્યુઅલ ફંડ કારણ કે તેમની પાસે સૌથી ઓછો વ્યાજ દર અને ક્રેડિટ જોખમ છે. લિક્વિડ ફંડ્સ ડેટ સિક્યોરિટીઝમાં રોકાણ કરે છે જેની પરિપક્વતા હોય છે, 91 દિવસ સુધી. આ ફંડ્સ કરતાં વધુ સારું વળતર આપે છેબેંક બચત ખાતું. બેંક ખાતાના 4% વ્યાજ દરની સરખામણીમાં, પ્રવાહીમ્યુચ્યુઅલ ફંડ લગભગ 7% વળતર ઓફર કરે છે. વધુમાં, લિક્વિડ ફંડ્સ અત્યંત લિક્વિડ હોય છે, વ્યક્તિ તેમના ફંડને એક દિવસમાં રિડીમ કરી શકે છે. રોકાણકારો સારું વળતર મેળવવા માટે તેમની વધારાની રકમનું રોકાણ કરી શકે છે અથવા તેઓ તેમના ટૂંકા ગાળાની સિદ્ધિ મેળવવા માટે પણ રોકાણ કરી શકે છેનાણાકીય લક્ષ્યો. દાખલા તરીકે, જો કોઈને ગેજેટ ખરીદવાની જરૂર હોય અથવા ટૂંકી સફરનું આયોજન કરવું હોય. વધુ સારા વળતર માટે, રોકાણકારો આ પ્રી-લિસ્ટેડ ટોપ પર્ફોર્મિંગ લિક્વિડ ફંડ્સમાં એ મારફતે રોકાણ કરી શકે છેSIP. ચાલો તેમના નવીનતમ પ્રદર્શન અને વળતર પર એક નજર કરીએ!

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નાણાકીય વર્ષ 22 - 23 ના SIP રોકાણો માટે ટોચના 5 શ્રેષ્ઠ પર્ફોર્મિંગ લિક્વિડ ફંડ્સ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
BOI AXA Liquid Fund Growth	₹2,974.49 ↑ 0.25	₹1,524	1,000	1.8	3.6	7.4	6.9	5.5	7.4
Indiabulls Liquid Fund Growth	₹2,498.35 ↑ 0.27	₹130	500	1.9	3.6	7.3	6.7	5.3	7.4
Tata Liquid Fund Growth	₹4,068.6 ↑ 0.39	₹19,074	500	1.8	3.6	7.3	6.8	5.4	7.3
Mirae Asset Cash Management Fund Growth	₹2,708.79 ↑ 0.28	₹8,684	1,000	1.8	3.6	7.3	6.8	5.4	7.3
ICICI Prudential Liquid Fund Growth	₹382.445 ↑ 0.03	₹42,293	99	1.8	3.6	7.3	6.8	5.4	7.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

*ઉપર શ્રેષ્ઠની યાદી છેપ્રવાહી ભંડોળ ઉપર AUM/નેટ અસ્કયામતો ધરાવે છે100 કરોડ. પર છટણીછેલ્લું 1 વર્ષનું વળતર.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (29 Apr 25)	₹2,974.49 ↑ 0.25 (0.01 %)
Net Assets (Cr)	₹1,524 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	4.1
Information Ratio	-0.18
Alpha Ratio	-0.04
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	2 Months 1 Day
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,353
31 Mar 22	₹10,704
31 Mar 23	₹11,316
31 Mar 24	₹12,140
31 Mar 25	₹13,036

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.9%
2021	3.3%
2020	4.1%
2019	6.4%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.62 Yr.

Data below for BOI AXA Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.56%
Corporate	21.91%
Government	1.32%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank 12-Jun-2025 # ** Certificate of Deposit \| -	7%	₹124 Cr	12,500,000 ↑ 5,000,000
Punjab National Bank Certificate of Deposit \| -	5%	₹99 Cr	10,000,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	5%	₹93 Cr	9,382,500
HDFC Securities Limited Commercial Paper \| -	4%	₹75 Cr	7,500,000
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
91 Days Tbill Red 08-05-2025 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
Bajaj Finance Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
91 DTB 30052025 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹50 Cr	5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (29 Apr 25)	₹2,498.35 ↑ 0.27 (0.01 %)
Net Assets (Cr)	₹130 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.76
Information Ratio	-2.12
Alpha Ratio	-0.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,335
31 Mar 22	₹10,651
31 Mar 23	₹11,223
31 Mar 24	₹12,016
31 Mar 25	₹12,897

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.6%
1 Year	7.3%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.89 Yr.

Data below for Indiabulls Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.6%
Other	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.82%
Government	14.14%
Corporate	10.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export-Import Bank Of India Commercial Paper \| -	11%	₹15 Cr	1,500,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	10%	₹14 Cr	1,425,000 ↑ 1,425,000
Small Industries Development Bank Of India Debentures \| -	7%	₹10 Cr	1,000,000 ↓ -500,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹10 Cr	1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	7%	₹10 Cr	1,000,000
HDFC Securities Limited Commercial Paper \| -	7%	₹10 Cr	1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Axis Bank Limited Certificate of Deposit \| -	6%	₹9 Cr	900,000 ↓ -500,000
LIC Housing Finance Ltd Debentures \| -	6%	₹8 Cr	800,000 ↑ 500,000

3. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (29 Apr 25)	₹4,068.6 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹19,074 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 17 Days
Modified Duration	2 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,705
31 Mar 23	₹11,300
31 Mar 24	₹12,110
31 Mar 25	₹12,993

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.
Harsh Dave	1 Aug 24	0.66 Yr.

Data below for Tata Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.2%
Corporate	16.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹1,410 Cr	28,500 ↑ 28,500
364 DTB Sovereign Bonds \| -	5%	₹1,234 Cr	124,500,000 ↑ 24,500,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	4%	₹1,141 Cr	115,000,000 ↑ 5,000,000
ICICI Securities Limited** Commercial Paper \| -	4%	₹1,064 Cr	21,500 ↓ -500
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹995 Cr	20,000
Indian Oil Corp Ltd. Commercial Paper \| -	4%	₹990 Cr	20,000 ↑ 20,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹941 Cr	19,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	3%	₹802 Cr	81,000,000 ↑ 31,000,000
National Bk For Agriculture & Rural Dev. ** Commercial Paper \| -	3%	₹792 Cr	16,000 ↑ 6,000
Cholamandalam Investment And Fin. Co. Ltd Commercial Paper \| -	3%	₹746 Cr	15,000

4. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (29 Apr 25)	₹2,708.79 ↑ 0.28 (0.01 %)
Net Assets (Cr)	₹8,684 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.15
Sharpe Ratio	3.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 5 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,707
31 Mar 23	₹11,313
31 Mar 24	₹12,127
31 Mar 25	₹13,013

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.3%
2017	6.6%
2016	7.2%
2015	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Amit Modani	1 Nov 24	0.41 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	72.29%
Corporate	27.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Sovereign Bonds \| -	5%	₹697 Cr	70,000,000 ↑ 5,000,000
Treps CBLO/Reverse Repo \| -	4%	₹510 Cr
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	3%	₹446 Cr	45,000,000 ↑ 45,000,000
182 DTB 29052025 Sovereign Bonds \| -	3%	₹422 Cr	42,500,000
Canara Bank Certificate of Deposit \| -	3%	₹422 Cr	42,500,000 ↑ 10,000,000
HDFC Bank Ltd. ** # Certificate of Deposit \| -	2%	₹297 Cr	30,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹297 Cr	30,000,000
91 Days Tbill Sovereign Bonds \| -	2%	₹274 Cr	27,500,000
Axis Bank Limited Certificate of Deposit \| -	2%	₹248 Cr	25,000,000 ↑ 25,000,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹248 Cr	25,000,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (29 Apr 25)	₹382.445 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹42,293 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.88
Information Ratio	-1.48
Alpha Ratio	-0.19
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 10 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,360
31 Mar 22	₹10,706
31 Mar 23	₹11,304
31 Mar 24	₹12,115
31 Mar 25	₹13,001

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.33 Yr.
Darshil Dedhia	12 Jun 23	1.8 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.25%
Corporate	19.94%
Government	5.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	7%	₹3,964 Cr	400,000,000 ↑ 400,000,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹2,475 Cr	250,000,000
Punjab National Bank ** # Certificate of Deposit \| -	4%	₹2,226 Cr	45,000
IDBI Bank Limited (Industrial Development Bank Of India Ltd) Certificate of Deposit \| -	3%	₹1,494 Cr	30,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	3%	₹1,488 Cr	150,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,480 Cr	30,000 ↑ 30,000
India (Republic of) - \| -	3%	₹1,480 Cr	150,000,000 ↑ 150,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,341 Cr	27,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,296 Cr	26,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,241 Cr	25,000

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