5 શ્રેષ્ઠ જેએમ ફાઇનાન્શિયલ એસઆઈપી ફંડ્સ 2020

Updated on April 17, 2026 , 1920 views

જેએમ ફાઇનાન્સિયલએસ.આઈ.પી. એક કાર્યક્ષમ માર્ગ છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો. એસઆઈપી એ એક પદ્ધતિ છેરોકાણ નિયત રકમ, નિયમિત ધોરણે, એમ્યુચ્યુઅલ ફંડ યોજના. તે નિયમિત બચત યોજનાઓ જેવી જ છેરિકરિંગ ડિપોઝિટ. અહીં, તમે નિર્ધારિત અંતરાલમાં થોડી રકમનું રોકાણ કરી શકો છો. એસઆઈપી તમને લાંબા ગાળાના પ્રાપ્ત કરવામાં સહાય કરે છેનાણાકીય લક્ષ્યો માસિક રોકાણ કરવામાં થોડી રકમ હોવા છતાં. એકરોકાણકાર માસિક / ત્રિમાસિક જેવા રોકાણોના સમયાંતરે અંતરાલો સાથે 500 જેટલા ઓછા રોકાણ કરી શકે છે. તે આ સરળ અને સસ્તું છે. રોકાણકારો કે જે ઇક્વિટીમાં રોકાણ કરવા માગે છે, સિસ્ટમેટિકરોકાણની યોજના દ્વારા રોકાણ કરવાની એક આદર્શ રીત છે. એસઆઈપી ઇક્વિટી રોકાણોની મુશ્કેલીઓને સંતુલિત કરે છે.

જેએમ ફાઇનાન્સિયલ એસઆઈપી ફંડમાં કેમ રોકાણ કરો?

કેટલાકએસઆઈપીના ફાયદા છે:

રૂપિયાની સરેરાશ કિંમત
કંપાઉન્ડિંગની શક્તિ
લાંબા ગાળાની બચતની ટેવ
સસ્તું અને લવચીક
બજારને સમય આપવાની જરૂર નથી

જે રોકાણકારો આતુર છેએસઆઈપીમાં રોકાણ કરો, અહીં રોકાણ કરવા માટેના શ્રેષ્ઠ જેએમ ફાઇનાન્શિયલ એસઆઈપી ફંડ્સ છેઇક્વિટી ફંડ્સ. આ ભંડોળને એયુએમ, ભૂતકાળના પ્રદર્શન, પીઅર સરેરાશ વળતર અને અન્ય માહિતી ગુણોત્તર વગેરે જેવા વિવિધ પરિમાણો દ્વારા શ shortર્ટલિસ્ટ કરવામાં આવ્યાં છે.

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શ્રેષ્ઠ જેએમ ફાઇનાન્સિયલ એસઆઈપી મ્યુચ્યુઅલ ફંડ્સ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
JM Multicap Fund Growth	₹92.8856 ↑ 0.95	₹4,504	500	-2.4	-6.6	-0.8	19.1	17.3	-6.8
JM Value Fund Growth	₹91.654 ↑ 1.14	₹721	500	-2	-5.9	0.3	18.9	17.2	-4.4
JM Tax Gain Fund Growth	₹47.0187 ↑ 0.41	₹196	500	-3.8	-5.6	4.3	18.4	15.4	2.5
JM Core 11 Fund Growth	₹19.2615 ↑ 0.17	₹248	500	-2.7	-6.6	2.9	17.1	14.1	-1.9
JM Large Cap Fund Growth	₹150.578 ↑ 1.13	₹390	500	-3.5	-4.2	3.8	14.6	12.8	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Multicap Fund	JM Value Fund	JM Tax Gain Fund	JM Core 11 Fund	JM Large Cap Fund
Point 1	Highest AUM (₹4,504 Cr).	Upper mid AUM (₹721 Cr).	Bottom quartile AUM (₹196 Cr).	Bottom quartile AUM (₹248 Cr).	Lower mid AUM (₹390 Cr).
Point 2	Established history (17+ yrs).	Established history (28+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 17.33% (top quartile).	5Y return: 17.25% (upper mid).	5Y return: 15.37% (lower mid).	5Y return: 14.12% (bottom quartile).	5Y return: 12.75% (bottom quartile).
Point 6	3Y return: 19.10% (top quartile).	3Y return: 18.90% (upper mid).	3Y return: 18.36% (lower mid).	3Y return: 17.07% (bottom quartile).	3Y return: 14.58% (bottom quartile).
Point 7	1Y return: -0.82% (bottom quartile).	1Y return: 0.30% (bottom quartile).	1Y return: 4.29% (top quartile).	1Y return: 2.94% (lower mid).	1Y return: 3.77% (upper mid).
Point 8	Alpha: -6.15 (bottom quartile).	Alpha: -5.10 (lower mid).	Alpha: -2.80 (upper mid).	Alpha: -5.93 (bottom quartile).	Alpha: -0.64 (top quartile).
Point 9	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.79 (lower mid).	Sharpe: -0.68 (upper mid).	Sharpe: -0.86 (bottom quartile).	Sharpe: -0.59 (top quartile).
Point 10	Information ratio: 0.42 (top quartile).	Information ratio: 0.16 (lower mid).	Information ratio: 0.32 (upper mid).	Information ratio: -0.01 (bottom quartile).	Information ratio: 0.04 (bottom quartile).

JM Multicap Fund

Highest AUM (₹4,504 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.33% (top quartile).
3Y return: 19.10% (top quartile).
1Y return: -0.82% (bottom quartile).
Alpha: -6.15 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.42 (top quartile).

JM Value Fund

Upper mid AUM (₹721 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.25% (upper mid).
3Y return: 18.90% (upper mid).
1Y return: 0.30% (bottom quartile).
Alpha: -5.10 (lower mid).
Sharpe: -0.79 (lower mid).
Information ratio: 0.16 (lower mid).

JM Tax Gain Fund

Bottom quartile AUM (₹196 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.37% (lower mid).
3Y return: 18.36% (lower mid).
1Y return: 4.29% (top quartile).
Alpha: -2.80 (upper mid).
Sharpe: -0.68 (upper mid).
Information ratio: 0.32 (upper mid).

JM Core 11 Fund

Bottom quartile AUM (₹248 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 14.12% (bottom quartile).
3Y return: 17.07% (bottom quartile).
1Y return: 2.94% (lower mid).
Alpha: -5.93 (bottom quartile).
Sharpe: -0.86 (bottom quartile).
Information ratio: -0.01 (bottom quartile).

JM Large Cap Fund

Lower mid AUM (₹390 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.75% (bottom quartile).
3Y return: 14.58% (bottom quartile).
1Y return: 3.77% (upper mid).
Alpha: -0.64 (top quartile).
Sharpe: -0.59 (top quartile).
Information ratio: 0.04 (bottom quartile).

1. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

Research Highlights for JM Multicap Fund

Highest AUM (₹4,504 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.33% (top quartile).
3Y return: 19.10% (top quartile).
1Y return: -0.82% (bottom quartile).
Alpha: -6.15 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.42 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~3.8%).

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (17 Apr 26)	₹92.8856 ↑ 0.95 (1.04 %)
Net Assets (Cr)	₹4,504 on 31 Mar 26
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.93
Information Ratio	0.42
Alpha Ratio	-6.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,102
31 Mar 23	₹12,709
31 Mar 24	₹19,958
31 Mar 25	₹21,420
31 Mar 26	₹19,608

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	5.6%
3 Month	-2.4%
6 Month	-6.6%
1 Year	-0.8%
3 Year	19.1%
5 Year	17.3%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.8%
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.62 Yr.
Asit Bhandarkar	1 Oct 24	1.5 Yr.
Ruchi Fozdar	4 Oct 24	1.49 Yr.
Deepak Gupta	11 Apr 25	0.97 Yr.

Data below for JM Multicap Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	30.79%
Consumer Cyclical	17.92%
Industrials	9.26%
Technology	8.98%
Basic Materials	8.81%
Health Care	7.62%
Energy	5.13%
Consumer Defensive	4.73%
Communication Services	2.52%
Utility	1.63%

Asset Allocation

Asset Class	Value
Cash	2.6%
Equity	97.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	4%	₹195 Cr	1,415,062 ↓ -592,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	4%	₹187 Cr	2,107,760 ↓ -650,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹181 Cr	1,502,196 ↓ -300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹154 Cr	360,668
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Oct 25 \| DRREDDY	3%	₹154 Cr	1,196,532
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 28 Feb 25 \| GODFRYPHLP	3%	₹148 Cr	700,000 ↓ -28,802
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	3%	₹141 Cr	95,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 25 \| RELIANCE	3%	₹139 Cr	1,000,000 ↓ -300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| AXISBANK	3%	₹131 Cr	945,000 ↑ 345,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹130 Cr	692,200 ↓ -225,000

2. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

Research Highlights for JM Value Fund

Upper mid AUM (₹721 Cr).
Established history (28+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.25% (upper mid).
3Y return: 18.90% (upper mid).
1Y return: 0.30% (bottom quartile).
Alpha: -5.10 (lower mid).
Sharpe: -0.79 (lower mid).
Information ratio: 0.16 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Canara Bank (~4.7%).

Below is the key information for JM Value Fund

JM Value Fund Growth
Launch Date	2 Jun 97
NAV (17 Apr 26)	₹91.654 ↑ 1.14 (1.25 %)
Net Assets (Cr)	₹721 on 31 Mar 26
Category	Equity - Value
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	-0.79
Information Ratio	0.16
Alpha Ratio	-5.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,139
31 Mar 23	₹12,858
31 Mar 24	₹20,312
31 Mar 25	₹21,072
31 Mar 26	₹19,143

JM Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	8.1%
3 Month	-2%
6 Month	-5.9%
1 Year	0.3%
3 Year	18.9%
5 Year	17.2%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-4.4%
2024	25.1%
2023	47.7%
2022	5.3%
2021	36.3%
2020	13.4%
2019	11.9%
2018	-11.2%
2017	44.6%
2016	12.1%

Fund Manager information for JM Value Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.61 Yr.
Asit Bhandarkar	11 Dec 06	19.32 Yr.
Ruchi Fozdar	4 Oct 24	1.49 Yr.
Deepak Gupta	11 Apr 25	0.97 Yr.

Data below for JM Value Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	29.36%
Consumer Cyclical	25.19%
Industrials	13.94%
Technology	8.16%
Basic Materials	8.13%
Health Care	4.75%
Communication Services	4.68%
Consumer Defensive	3.93%
Utility	1.11%
Energy	0.63%

Asset Allocation

Asset Class	Value
Cash	0.12%
Equity	99.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank (Financial Services) Equity, Since 30 Sep 25 \| CANBK	5%	₹40 Cr	2,550,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| SHRIRAMFIN	4%	₹37 Cr	342,891 ↓ -10,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹37 Cr	85,613 ↓ -5,000
Godfrey Phillips India Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| GODFRYPHLP	4%	₹34 Cr	159,367 ↑ 3,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹32 Cr	170,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 25 \| VEDL	3%	₹29 Cr	410,000 ↓ -20,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 12 \| HDFCBANK	3%	₹29 Cr	330,000 ↓ -32,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| HEROMOTOCO	3%	₹27 Cr	46,500 ↓ -1,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	3%	₹26 Cr	523,329 ↑ 100,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 25 \| DRREDDY	3%	₹26 Cr	203,959 ↑ 25,000

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹196 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.37% (lower mid).
3Y return: 18.36% (lower mid).
1Y return: 4.29% (top quartile).
Alpha: -2.80 (upper mid).
Sharpe: -0.68 (upper mid).
Information ratio: 0.32 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~4.0%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (17 Apr 26)	₹47.0187 ↑ 0.41 (0.89 %)
Net Assets (Cr)	₹196 on 31 Mar 26
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	-0.68
Information Ratio	0.32
Alpha Ratio	-2.8
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,128
31 Mar 23	₹12,034
31 Mar 24	₹17,400
31 Mar 25	₹19,224
31 Mar 26	₹18,165

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	7%
3 Month	-3.8%
6 Month	-5.6%
1 Year	4.3%
3 Year	18.4%
5 Year	15.4%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2.5%
2024	29%
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.5 Yr.
Asit Bhandarkar	31 Dec 21	4.25 Yr.
Ruchi Fozdar	4 Oct 24	1.49 Yr.
Deepak Gupta	11 Apr 25	0.97 Yr.

Data below for JM Tax Gain Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	28.74%
Consumer Cyclical	16.59%
Industrials	11.66%
Technology	9.81%
Basic Materials	9.25%
Health Care	8.13%
Consumer Defensive	3.8%
Energy	3.43%
Real Estate	3.21%
Communication Services	2.85%

Asset Allocation

Asset Class	Value
Cash	2.52%
Equity	97.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹9 Cr	98,262
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹8 Cr	18,447 ↓ -1,200
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹7 Cr	53,400
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹7 Cr	48,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| KARURVYSYA	3%	₹6 Cr	199,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950
Lupin Ltd (Healthcare) Equity, Since 31 May 25 \| LUPIN	3%	₹6 Cr	25,000
Travel Food Services Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| TRAVELFOOD	3%	₹6 Cr	45,598 ↓ -4,000
Polycab India Ltd (Industrials) Equity, Since 31 Jul 25 \| POLYCAB	3%	₹6 Cr	6,500
Vedanta Ltd (Basic Materials) Equity, Since 31 Oct 25 \| VEDL	2%	₹5 Cr	75,500

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹248 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 14.12% (bottom quartile).
3Y return: 17.07% (bottom quartile).
1Y return: 2.94% (lower mid).
Alpha: -5.93 (bottom quartile).
Sharpe: -0.86 (bottom quartile).
Information ratio: -0.01 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~5.8%).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (17 Apr 26)	₹19.2615 ↑ 0.17 (0.90 %)
Net Assets (Cr)	₹248 on 31 Mar 26
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.86
Information Ratio	-0.01
Alpha Ratio	-5.93
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,574
31 Mar 23	₹11,780
31 Mar 24	₹17,597
31 Mar 25	₹18,568
31 Mar 26	₹16,912

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	8.4%
3 Month	-2.7%
6 Month	-6.6%
1 Year	2.9%
3 Year	17.1%
5 Year	14.1%
10 Year
15 Year
Since launch	3.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-1.9%
2024	24.3%
2023	32.9%
2022	7.1%
2021	16.3%
2020	6.3%
2019	10.6%
2018	-5%
2017	43.1%
2016	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.5 Yr.
Asit Bhandarkar	25 Feb 09	17.11 Yr.
Ruchi Fozdar	4 Oct 24	1.49 Yr.
Deepak Gupta	11 Apr 25	0.97 Yr.

Data below for JM Core 11 Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	25.37%
Consumer Cyclical	24.06%
Industrials	14.83%
Technology	9.38%
Health Care	6.47%
Basic Materials	5.72%
Consumer Defensive	4.6%
Communication Services	4.01%
Utility	2.68%

Asset Allocation

Asset Class	Value
Cash	2.89%
Equity	97.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	6%	₹16 Cr	38,507
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	6%	₹16 Cr	2,801,722
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	5%	₹14 Cr	18,050 ↓ -1,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	5%	₹14 Cr	32,560 ↓ -2,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	5%	₹14 Cr	154,000 ↓ -20,000
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 539437	5%	₹13 Cr	1,800,000
ITC Ltd (Consumer Defensive) Equity, Since 28 Feb 26 \| ITC	5%	₹13 Cr	420,000 ↑ 420,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	4%	₹12 Cr	15,497 ↓ -5,503
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹12 Cr	485,000 ↑ 40,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹12 Cr	105,000

5. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

Research Highlights for JM Large Cap Fund

Lower mid AUM (₹390 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.75% (bottom quartile).
3Y return: 14.58% (bottom quartile).
1Y return: 3.77% (upper mid).
Alpha: -0.64 (top quartile).
Sharpe: -0.59 (top quartile).
Information ratio: 0.04 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for JM Large Cap Fund

JM Large Cap Fund Growth
Launch Date	1 Apr 95
NAV (17 Apr 26)	₹150.578 ↑ 1.13 (0.76 %)
Net Assets (Cr)	₹390 on 31 Mar 26
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	-0.59
Information Ratio	0.04
Alpha Ratio	-0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,864
31 Mar 23	₹11,911
31 Mar 24	₹17,319
31 Mar 25	₹17,271
31 Mar 26	₹16,537

JM Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	4%
3 Month	-3.5%
6 Month	-4.2%
1 Year	3.8%
3 Year	14.6%
5 Year	12.8%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.8%
2024	15.1%
2023	29.6%
2022	3.4%
2021	23.2%
2020	18.1%
2019	4.9%
2018	0.8%
2017	20.9%
2016	1.8%

Fund Manager information for JM Large Cap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	4.62 Yr.
Asit Bhandarkar	5 Oct 17	8.49 Yr.
Ruchi Fozdar	4 Oct 24	1.49 Yr.
Deepak Gupta	27 Jan 25	1.18 Yr.

Data below for JM Large Cap Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	32.92%
Industrials	13.42%
Consumer Cyclical	12.56%
Health Care	8.61%
Technology	6.87%
Energy	5.82%
Basic Materials	5.14%
Consumer Defensive	4.45%
Communication Services	4.13%
Utility	3.01%
Real Estate	1.19%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| HDFCBANK	7%	₹32 Cr	361,694 ↓ -11,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹26 Cr	184,950
State Bank of India (Financial Services) Equity, Since 31 Oct 11 \| SBIN	5%	₹21 Cr	174,897 ↓ -9,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	4%	₹20 Cr	142,587
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 25 \| LT	4%	₹19 Cr	43,850
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	4%	₹18 Cr	97,350
Shriram Finance Ltd (Financial Services) Equity, Since 30 Apr 25 \| SHRIRAMFIN	3%	₹14 Cr	126,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 25 \| AXISBANK	3%	₹12 Cr	88,723 ↑ 7,200
Infosys Ltd (Technology) Equity, Since 30 Apr 15 \| INFY	3%	₹12 Cr	92,335
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	3%	₹12 Cr	119,999 ↓ -30,000

એસઆઈપી રોકાણ કેવી રીતે વધે છે?

તમારા કેવી રીતે તે જાણવા માંગો છોએસઆઈપી રોકાણ જો તમે ચોક્કસ સમયગાળા માટે માસિકમાં ચોક્કસ રકમનું રોકાણ કરો છો તો વૃદ્ધિ કરશે? અમે તમને એક ઉદાહરણ સાથે સમજાવશું.

એસઆઈપી કેલ્ક્યુલેટર અથવા એસઆઈપી રીટર્ન કેલ્ક્યુલેટર

એસઆઈપી કેલ્ક્યુલેટર સામાન્ય રીતે ઇનપુટ લે છે જેમ કે એસઆઈપી રોકાણ રકમ (ધ્યેય) જે કોઈ રોકાણ કરવા માંગે છે, રોકાણની વર્ષોની સંખ્યા, અપેક્ષિતમોંઘવારી દર (કોઈએ આનો હિસાબ કરવો પડશે!) અને અપેક્ષિત વળતર. તેથી, કોઈ લક્ષ્ય પ્રાપ્ત કરવા માટે જરૂરી એસઆઈપી વળતરની ગણતરી કરી શકે છે!

ચાલો ધારો કે, જો તમે 10 વર્ષ માટે 10,000 ડોલરનું રોકાણ કરો છો, તો જુઓ કે તમારું એસઆઈપી રોકાણ કેવી રીતે વધે છે-

માસિક રોકાણ: 10,000 ડોલર

રોકાણનો સમયગાળો: 10 વર્ષ

કુલ રકમનું રોકાણ: INR 12,00,000

લાંબા ગાળાના વિકાસ દર (આશરે.): 15%

મુજબ અપેક્ષિત વળતરSIP કેલ્ક્યુલેટર: INR 27,86,573

ચોખ્ખો નફો: INR 15,86,573 (સંપૂર્ણ વળતર= 132.2%)

ઉપરોક્ત ગણતરીઓ બતાવે છે કે જો તમે 10 વર્ષ માટે 10,000 માસિક INR નું રોકાણ કરો છો (કુલ INR12,00,000 છે) તમે કમાઇ કરશેINR 27,86,573, જેનો અર્થ છે કે તમે કરો છો તે ચોખ્ખો નફોINR 15,86,573. તે મહાન નથી!

જેએમ મ્યુચ્યુઅલ ફંડ એસઆઇપી inનલાઇનમાં કેવી રીતે રોકાણ કરવું?

ફિન્કashશ.કોમ પર લાઇફટાઇમ માટે નિ Freeશુલ્ક નિવેશ એકાઉન્ટ ખોલો.

તમારી નોંધણી અને કેવાયસી પ્રક્રિયા પૂર્ણ કરો

દસ્તાવેજો અપલોડ કરો (પાન, આધાર, વગેરે).અને, તમે રોકાણ માટે તૈયાર છો!

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અહીં પ્રદાન કરેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયત્નો કરવામાં આવ્યા છે. જો કે, માહિતીની ચોકસાઈ અંગે કોઈ બાંયધરી આપવામાં આવતી નથી. કૃપા કરીને કોઈપણ રોકાણ કરતા પહેલા સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.