SIP 2022 માટે શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ

Updated on September 30, 2026 , 17029 views

SIP અથવા વ્યવસ્થિતરોકાણ યોજના માટે શ્રેષ્ઠ માર્ગો પૈકી એક છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો. તે એક સ્માર્ટ અને મુશ્કેલી-મુક્ત મોડ છેરોકાણ મ્યુચ્યુઅલ ફંડ યોજનાઓમાં તમારા પૈસા. અહીં, તમે નિયમિત અંતરાલ (માસિક/ત્રિમાસિક, વગેરે) પર ચોક્કસ પૂર્વ-નિર્ધારિત રકમનું રોકાણ કરી શકો છો. જેમ તમે તમારી શરૂઆત કરી શકો છોSIP રોકાણ માત્ર INR 500 સાથે, તે રોકાણનું સૌથી સસ્તું માધ્યમ બનાવે છે. તમારા પૈસા તમારામાંથી ઓટો-ડેબિટ થાય છેબેંક એકાઉન્ટ અને સ્કીમમાં રોકાણ કર્યું છે, જે પરોક્ષ રીતે લાંબા ગાળે બચત કરવાની આદત બનાવે છે. SIP રોકાણ એ તમારી યોજના બનાવવાની એક સરસ રીત છેનાણાકીય લક્ષ્યો. તમારે ચોક્કસ ધ્યેય નક્કી કરવાની જરૂર છે અને તેને પૂર્ણ કરવા માટે જરૂરી સમય અને રકમનો અંદાજ લગાવવો પડશે. નીચે છેશ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ રોકાણના સમયગાળાના આધારે SIP માટે અનેજોખમની ભૂખ. આ યોજનાઓમાં રોકાણ કરીને રોકાણકારો તેમના રોકાણના લક્ષ્યોને લક્ષ્ય બનાવી શકે છે અને સમયસર તેને પ્રાપ્ત કરી શકે છે.

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SIP રોકાણ નાણાકીય વર્ષ 22 - 23 માટે ટોચના મ્યુચ્યુઅલ ફંડ્સ

શ્રેષ્ઠ ઇક્વિટી SIP ફંડ્સ- લાંબા ગાળાની સંપત્તિ સર્જન માટે

ઇક્વિટી ફંડ્સ લાંબા ગાળે ઊંચા વળતરની અપેક્ષા છે, પરંતુ જોખમી ફંડ છે. 5 વર્ષથી વધુ સમય માટે રોકાણ કરી શકે તેવા રોકાણકારોને ઇક્વિટી ફંડમાં રોકાણ કરવાની સલાહ આપવામાં આવે છે. આ ફંડ્સમાં રોકાણ કરીને વ્યક્તિ તેમના લાંબા ગાળાના નાણાકીય લક્ષ્યોની પણ યોજના બનાવી શકે છે.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP World Gold Fund Growth	₹57.7406 ↓ -0.83	₹1,828	500	16	-0.4	27.6	55.7	29.5	167.1
SBI PSU Fund Growth	₹32.2543 ↓ -0.37	₹6,703	500	-7.2	-3.3	-0.1	16.3	20.1	11.3
LIC MF Infrastructure Fund Growth	₹53.2174 ↓ -0.47	₹1,174	1,000	-3.6	14.7	7.5	21	20	-3.7
DSP India T.I.G.E.R Fund Growth	₹344.384 ↓ -3.61	₹6,325	500	-5	13.4	10.6	17.5	19.2	-2.5
ICICI Prudential Infrastructure Fund Growth	₹192.26 ↓ -2.57	₹8,558	100	-6.2	6.2	-1.2	15.2	19	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	LIC MF Infrastructure Fund	DSP India T.I.G.E.R Fund	ICICI Prudential Infrastructure Fund
Point 1	Bottom quartile AUM (₹1,828 Cr).	Upper mid AUM (₹6,703 Cr).	Bottom quartile AUM (₹1,174 Cr).	Lower mid AUM (₹6,325 Cr).	Highest AUM (₹8,558 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (21+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.	Top rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 29.51% (top quartile).	5Y return: 20.10% (upper mid).	5Y return: 19.99% (lower mid).	5Y return: 19.24% (bottom quartile).	5Y return: 19.02% (bottom quartile).
Point 6	3Y return: 55.69% (top quartile).	3Y return: 16.30% (bottom quartile).	3Y return: 21.00% (upper mid).	3Y return: 17.52% (lower mid).	3Y return: 15.19% (bottom quartile).
Point 7	1Y return: 27.61% (top quartile).	1Y return: -0.05% (bottom quartile).	1Y return: 7.50% (lower mid).	1Y return: 10.57% (upper mid).	1Y return: -1.23% (bottom quartile).
Point 8	Alpha: 4.18 (upper mid).	Alpha: -0.10 (bottom quartile).	Alpha: 10.92 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 1.25 (top quartile).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.53 (upper mid).	Sharpe: 0.52 (lower mid).	Sharpe: 0.17 (bottom quartile).
Point 10	Information ratio: -1.01 (bottom quartile).	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.47 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.51% (top quartile).
3Y return: 55.69% (top quartile).
1Y return: 27.61% (top quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (top quartile).
Information ratio: -1.01 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 20.10% (upper mid).
3Y return: 16.30% (bottom quartile).
1Y return: -0.05% (bottom quartile).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.48 (bottom quartile).
Information ratio: -0.55 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.99% (lower mid).
3Y return: 21.00% (upper mid).
1Y return: 7.50% (lower mid).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.47 (top quartile).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 19.24% (bottom quartile).
3Y return: 17.52% (lower mid).
1Y return: 10.57% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.52 (lower mid).
Information ratio: 0.00 (upper mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,558 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.02% (bottom quartile).
3Y return: 15.19% (bottom quartile).
1Y return: -1.23% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.00 (lower mid).

શ્રેષ્ઠ ડેટ SIP ફંડ્સ- શ્રેષ્ઠ વળતર મેળવવા માટે

ડેટ ફંડ તમારા પૈસા સુરક્ષિત કરવા અને સરેરાશ સાતત્યપૂર્ણ વળતર જનરેટ કરવાની સારી રીત છે. રોકાણકારો કે જેઓ સ્થિર વળતર શોધી રહ્યા છે અથવા જેઓ ત્રણ વર્ષથી ઓછા સમય માટે રોકાણ કરવા માગે છે તેઓએ આ ફંડ્સમાં રોકાણ કરવાનું વિચારવું જોઈએ.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
Aditya Birla Sun Life Credit Risk Fund Growth	₹25.4343 ↓ -0.01	₹1,600	100	1.1	4.2	11	12.1	13.4	8.03%	1Y 11M 16D	2Y 7M 17D
DSP Credit Risk Fund Growth	₹55.2156 ↓ -0.01	₹310	500	0.8	9.4	10	15.8	21	8.21%	2Y 2M 26D	2Y 4M 28D
Aditya Birla Sun Life Medium Term Plan Growth	₹43.7386 ↓ -0.03	₹3,319	1,000	0.5	3.6	7.6	9.7	10.9	8.09%	2Y 11M 12D	4Y 4M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Short Term Debt Fund	Sundaram Low Duration Fund	Aditya Birla Sun Life Credit Risk Fund	DSP Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan
Point 1	Bottom quartile AUM (₹362 Cr).	Lower mid AUM (₹550 Cr).	Upper mid AUM (₹1,600 Cr).	Bottom quartile AUM (₹310 Cr).	Highest AUM (₹3,319 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (19+ yrs).	Established history (11+ yrs).	Established history (23+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 12.83% (top quartile).	1Y return: 11.79% (upper mid).	1Y return: 11.03% (lower mid).	1Y return: 9.96% (bottom quartile).	1Y return: 7.62% (bottom quartile).
Point 6	1M return: 0.20% (bottom quartile).	1M return: 0.28% (top quartile).	1M return: 0.21% (lower mid).	1M return: 0.21% (upper mid).	1M return: 0.03% (bottom quartile).
Point 7	Sharpe: 0.98 (bottom quartile).	Sharpe: 0.99 (lower mid).	Sharpe: 1.89 (top quartile).	Sharpe: 0.80 (bottom quartile).	Sharpe: 1.28 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 4.19% (bottom quartile).	Yield to maturity (debt): 8.03% (lower mid).	Yield to maturity (debt): 8.21% (top quartile).	Yield to maturity (debt): 8.09% (upper mid).
Point 10	Modified duration: 1.20 yrs (upper mid).	Modified duration: 0.47 yrs (top quartile).	Modified duration: 1.96 yrs (lower mid).	Modified duration: 2.24 yrs (bottom quartile).	Modified duration: 2.95 yrs (bottom quartile).

Sundaram Short Term Debt Fund

Bottom quartile AUM (₹362 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately Low.
1Y return: 12.83% (top quartile).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (upper mid).

Sundaram Low Duration Fund

Lower mid AUM (₹550 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 11.79% (upper mid).
1M return: 0.28% (top quartile).
Sharpe: 0.99 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 4.19% (bottom quartile).
Modified duration: 0.47 yrs (top quartile).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,600 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 11.03% (lower mid).
1M return: 0.21% (lower mid).
Sharpe: 1.89 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.03% (lower mid).
Modified duration: 1.96 yrs (lower mid).

DSP Credit Risk Fund

Bottom quartile AUM (₹310 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 9.96% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: 0.80 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.21% (top quartile).
Modified duration: 2.24 yrs (bottom quartile).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹3,319 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.62% (bottom quartile).
1M return: 0.03% (bottom quartile).
Sharpe: 1.28 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.09% (upper mid).
Modified duration: 2.95 yrs (bottom quartile).

શ્રેષ્ઠ સંતુલિત ભંડોળ- સ્થિર વળતર કમાઓ + લાંબા ગાળાની સંપત્તિ બનાવો

સંતુલિત ભંડોળ તેમના પૈસા ઇક્વિટી અને ડેટ ફંડમાં રોકાણ કરો. આ શુદ્ધ ઇક્વિટી કરતાં ઓછા અસ્થિર છેમ્યુચ્યુઅલ ફંડ. સંતુલિત ભંડોળ ત્રણ વર્ષથી વધુ સમયગાળામાં શ્રેષ્ઠ વળતર આપે છે. રોકાણકારો કે જેઓ ઇક્વિટી ફંડમાં રોકાણ કરવા માગે છે, બેલેન્સ્ડ ફંડ્સ શરૂઆત કરવાનો શ્રેષ્ઠ માર્ગ છે.

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	100	0.5	10.5	27.1	16	14.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹42.31 ↓ -0.26	₹2,051	1,000	1.5	16.2	12	14.6	13.2	-0.9
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	500	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	500	-3.5	-0.8	14.8	14.3	11.2
SBI Multi Asset Allocation Fund Growth	₹65.1431 ↓ -0.31	₹20,935	500	-2	4.3	6.4	13.2	11.9	18.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	SBI Multi Asset Allocation Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Upper mid AUM (₹2,051 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Highest AUM (₹20,935 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (9+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Not Rated.	Rating: 3★ (upper mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 13.24% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (bottom quartile).	5Y return: 11.85% (lower mid).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 14.59% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.26% (bottom quartile).	3Y return: 13.22% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 12.05% (bottom quartile).	1Y return: 12.06% (lower mid).	1Y return: 14.82% (upper mid).	1Y return: 6.37% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: -1.74% (lower mid).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -2.72% (bottom quartile).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.71 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.80 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Upper mid AUM (₹2,051 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.24% (upper mid).
3Y return: 14.59% (upper mid).
1Y return: 12.05% (bottom quartile).
1M return: -1.74% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.71 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (bottom quartile).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

SBI Multi Asset Allocation Fund

Highest AUM (₹20,935 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 11.85% (lower mid).
3Y return: 13.22% (bottom quartile).
1Y return: 6.37% (bottom quartile).
1M return: -2.72% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.80 (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,828 Cr).
Oldest track record among peers (19 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.51% (top quartile).
3Y return: 55.69% (top quartile).
1Y return: 27.61% (bottom quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (bottom quartile).
Information ratio: -1.01 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~66.7%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (01 Oct 26)	₹57.7406 ↓ -0.83 (-1.42 %)
Net Assets (Cr)	₹1,828 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.25
Information Ratio	-1.01
Alpha Ratio	4.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹8,263
30 Sep 23	₹9,670
30 Sep 24	₹14,147
30 Sep 25	₹28,247
30 Sep 26	₹37,014

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.7%
3 Month	16%
6 Month	-0.4%
1 Year	27.6%
3 Year	55.7%
5 Year	29.5%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP World Gold Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.97%

Asset Allocation

Asset Class	Value
Cash	4.49%
Equity	93.67%
Debt	0%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹1,220 Cr	958,135 ↓ -25,317
VanEck Gold Miners ETF - \| GDX	30%	₹539 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹74 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹5 Cr

2. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Bottom quartile AUM (₹275 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 11.42% (bottom quartile).
3Y return: 28.82% (upper mid).
1Y return: 42.81% (top quartile).
Alpha: 4.19 (top quartile).
Sharpe: 1.80 (top quartile).
Information ratio: -0.37 (lower mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding JPM Emerging Mkts Opps I acc USD (~96.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth
Launch Date	7 Jul 14
NAV (01 Oct 26)	₹28.3134 ↑ 0.06 (0.20 %)
Net Assets (Cr)	₹275 on 31 Aug 26
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.44
Sharpe Ratio	1.8
Information Ratio	-0.37
Alpha Ratio	4.19
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹7,237
30 Sep 23	₹7,991
30 Sep 24	₹9,608
30 Sep 25	₹11,929
30 Sep 26	₹17,049

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	0%
3 Month	-1.7%
6 Month	18.2%
1 Year	42.8%
3 Year	28.8%
5 Year	11.4%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	41.1%
2024	5.9%
2023	5.5%
2022	-16.8%
2021	-5.9%
2020	21.7%
2019	25.1%
2018	-7.2%
2017	30%
2016	9.8%

Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	8.4 Yr.
Bharat Lahoti	1 Oct 21	4.92 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	36.75%
Financial Services	23.82%
Consumer Cyclical	9.38%
Communication Services	6.79%
Industrials	6.01%
Energy	3.77%
Basic Materials	2.33%
Consumer Defensive	2.2%
Utility	2%
Health Care	0.51%

Asset Allocation

Asset Class	Value
Cash	5.17%
Equity	94.83%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Emerging Mkts Opps I acc USD Investment Fund \| -	96%	₹264 Cr	114,732 ↑ 2,676
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	4%	₹11 Cr
Net Receivables/(Payables) CBLO \| -	0%	₹0 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

3. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹195 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 19.92% (upper mid).
3Y return: 27.62% (lower mid).
1Y return: 38.55% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.76 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Mining I2 (~96.2%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (01 Oct 26)	₹31.8801 ↓ -0.53 (-1.63 %)
Net Assets (Cr)	₹195 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,135
30 Sep 23	₹11,850
30 Sep 24	₹13,690
30 Sep 25	₹17,513
30 Sep 26	₹25,041

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-7.8%
3 Month	7%
6 Month	4.2%
1 Year	38.6%
3 Year	27.6%
5 Year	19.9%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	79%
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP World Mining Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.51%
Energy	0.85%

Asset Allocation

Asset Class	Value
Cash	4.64%
Equity	95.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	96%	₹187 Cr	139,088 ↓ -1,946
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹8 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

4. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,270 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.65% (lower mid).
3Y return: 27.55% (bottom quartile).
1Y return: 30.32% (bottom quartile).
Alpha: -7.01 (bottom quartile).
Sharpe: 1.42 (lower mid).
Information ratio: -0.07 (upper mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (01 Oct 26)	₹92.8595 ↓ -0.48 (-0.52 %)
Net Assets (Cr)	₹1,270 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.42
Information Ratio	-0.07
Alpha Ratio	-7.01
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,295
30 Sep 23	₹11,197
30 Sep 24	₹13,853
30 Sep 25	₹17,875
30 Sep 26	₹23,358

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	1.6%
3 Month	-1.2%
6 Month	21.6%
1 Year	30.3%
3 Year	27.6%
5 Year	18.7%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	33.8%
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	32.91%
Industrials	12.97%
Communication Services	11.37%
Consumer Cyclical	9.78%
Financial Services	9.58%
Health Care	9.41%
Energy	2.81%
Basic Materials	2.31%
Utility	2.1%
Consumer Defensive	0.65%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.87%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,220 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹52 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

5. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Upper mid AUM (₹1,730 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 12.44% (bottom quartile).
3Y return: 26.95% (bottom quartile).
1Y return: 35.12% (lower mid).
Alpha: -6.20 (bottom quartile).
Sharpe: 1.39 (bottom quartile).
Information ratio: -0.83 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding CI Emerging Markets Class I (~98.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (01 Oct 26)	₹40.032 ↑ 0.10 (0.26 %)
Net Assets (Cr)	₹1,730 on 31 Aug 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.39
Information Ratio	-0.83
Alpha Ratio	-6.2
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹7,972
30 Sep 23	₹8,771
30 Sep 24	₹10,660
30 Sep 25	₹13,233
30 Sep 26	₹17,897

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	0.7%
3 Month	-1.9%
6 Month	19.3%
1 Year	35.1%
3 Year	26.9%
5 Year	12.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	39.1%
2024	5.9%
2023	10.8%
2022	-15%
2021	-0.5%
2020	29.1%
2019	21.4%
2018	-14.4%
2017	30.4%
2016	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	7.32 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	38.58%
Financial Services	21.65%
Consumer Cyclical	8.14%
Industrials	8.03%
Basic Materials	7.19%
Communication Services	5.09%
Energy	4.9%
Health Care	2.46%

Asset Allocation

Asset Class	Value
Cash	3.97%
Equity	96.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class I Investment Fund \| -	98%	₹1,695 Cr	4,595,108 ↑ 4,595,108
Triparty Repo CBLO/Reverse Repo \| -	2%	₹37 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹3 Cr
CI Emerging Markets Class A Investment Fund \| -		₹0 Cr	00 ↓ -4,597,762

SIP માં રોકાણ કરવાના ફાયદા

કેટલાક મુખ્યરોકાણના ફાયદા SIP માં નીચે મુજબ છે:

રૂપિયાની સરેરાશ કિંમત

મોટાભાગના રોકાણકારો આમાં રોકાણ કરવા માટેના શ્રેષ્ઠ સમય વિશે શંકાશીલ હોય છેબજાર. તેઓ અસ્થિર બજારોથી ચિંતિત છે. પરંતુ, રૂપિયાની સરેરાશ કિંમત તમામ ચિંતાઓને તોડી નાખે છે. તમે નિયમિત બની ગયા ત્યારથીરોકાણકાર SIP સાથે, જ્યારે શેરની કિંમત ઓછી હોય અને જ્યારે કિંમત ઊંચી હોય ત્યારે તમારા પૈસા વધુ એકમો મેળવે છે. અસ્થિર ચક્ર દરમિયાન, તે તમને યુનિટ દીઠ ઓછી સરેરાશ કિંમત હાંસલ કરવાની મંજૂરી આપી શકે છે. આમ, બજારની વધઘટના સમયમાં SIP દ્વારા રોકાણ કરવાના સકારાત્મક ગુણો સ્પષ્ટ થાય છે.

સંયોજન શક્તિ

SIPs પર કામ કરે છેસંયોજન શક્તિ. રોકાણકારો થોડી માત્રામાં નાણાં મૂકી શકે છે અને જોઈ શકે છે કે સમય જતાં મૂલ્ય કેવી રીતે વધે છે. તમે જેટલા લાંબા સમય સુધી રોકાણ કરો છો, તેટલું તમારા રોકાણનું મૂલ્ય વધતું જાય છે. જેમ કે, નિયમિત અંતરાલે મેળવેલ વળતર ફંડમાં ફરીથી રોકાણ કરવામાં આવે છે, રોકાણકારોને વળતર પર વળતર મળે છે. અને એ જ ચક્ર વર્ષો સુધી ચાલતું રહે છે. ચક્રવૃદ્ધિની શક્તિનો સૌથી વધુ લાભ મેળવવા માટે, રોકાણકારોએ તેનો મહત્તમ લાભ લેવા માટે નાની ઉંમરે બચત શરૂ કરવી જોઈએ.

બજારને સમય આપવાની જરૂર નથી

SIP સાથે, રોકાણકારોને બજારના સમય વિશે ચિંતા કરવાની જરૂર નથી. SIP રોકાણકારોને વિવિધ સ્તરો પર નિયમિતપણે નિશ્ચિત રકમનું રોકાણ કરતી હોવાથી કિંમતની સરેરાશ કરીને બજારની અસ્થિરતાને દૂર કરવામાં મદદ કરે છે.

નાણાકીય લક્ષ્યો હાંસલ કરવાની સરળ રીત

જેમ જેમ તમે SIP દ્વારા નિયમિત રોકાણકાર બનો છો, તેમ તમે સરળતાથી તમારા નાણાકીય લક્ષ્યોની યોજના બનાવી શકો છો. ઉદાહરણ તરીકે, જો તમારું ટૂંકા ગાળાનું લક્ષ્ય 2 વર્ષમાં કાર ખરીદવાનું છે, તો તમે ડેટ ફંડમાં રોકાણ કરી શકો છો, અને જો તમે સેટ કર્યું હોયનિવૃત્તિ આયોજન તમારા લાંબા ગાળાના ધ્યેય તરીકે, તમારે SIP દ્વારા ઇક્વિટી ફંડમાં રોકાણ કરવું જોઈએ. SIP લાંબા ગાળે બચત કરવાની નિયમિત આદત પણ બનાવે છે. રોકાણકારો કે જેઓ તેમના રોકાણમાં તમામ લાભો મેળવવા માંગતા હોય તેમણે મ્યુચ્યુઅલ ફંડ્સમાં SIPનો માર્ગ અપનાવવો જોઈએ.

SIP રિટર્ન કેલ્ક્યુલેટર અથવા મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર

એસિપ કેલ્ક્યુલેટર મ્યુચ્યુઅલ ફંડમાં રોકાણ કરતી વખતે વાપરવા માટેનું સૌથી સ્માર્ટ સાધન છે. તે તમારા SIP રોકાણ પર અપેક્ષિત વળતર નક્કી કરવામાં મદદ કરે છે. તમે તમારા રોકાણ માટે જરૂરી રકમની ગણતરી કરી શકો છો અને ચોક્કસ નાણાકીય ધ્યેય સુધી પહોંચવા માટે તમારે રોકાણમાં રહેવાની જરૂર હોય તે સમયગાળો.

SIP કેલ્ક્યુલેટરનો ઉપયોગ કરતી વખતે, વ્યક્તિએ અમુક વેરિયેબલ ભરવાના હોય છે, જેમાં શામેલ છે-

રોકાણની રકમ
ઇચ્છિત રોકાણ સમયગાળો
અપેક્ષિતફુગાવો આગામી વર્ષો માટે દર (વાર્ષિક).
રોકાણ પર લાંબા ગાળાની વૃદ્ધિ દર

એકવાર તમે ઉપરોક્ત તમામ માહિતી ફીડ કરી લો તે પછી, કેલ્ક્યુલેટર તમારા રોકાણની મુદત પછી તમને પ્રાપ્ત થનારી રકમનો અંદાજ લગાવશે, સાથે તમે જે ચોખ્ખો નફો મેળવશો તેનો અંદાજ લગાવશે.

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.