SIP 2022 માટે 5 શ્રેષ્ઠ અલ્ટ્રા શોર્ટ ટર્મ ડેટ ફંડ્સ

Updated on March 29, 2026 , 3310 views

અલ્ટ્રા શોર્ટ ટર્મડેટ ફંડ એક પ્રકાર છેમ્યુચ્યુઅલ ફંડ જે ટૂંકા ગાળા માટે ખૂબ જ યોગ્ય છેરોકાણ યોજના. આ ફંડ્સ એવા ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં રોકાણ કરે છે જેની સરેરાશ મેચ્યોરિટી 91 દિવસથી વધુ હોય. આ ફંડ્સ વધુ સારું વળતર આપે છે અને લિક્વિડ ડેટ ફંડ્સ કરતાં વધુ પરિપક્વતા ધરાવે છે, પરંતુ તે કરતાં વધુ અસ્થિર છે.લિક્વિડ ફંડ્સ. નીચા ભાવ ધરાવતા રોકાણકારોજોખમની ભૂખ અલ્ટ્રામાં રોકાણ કરવાનું વલણ ધરાવે છેટૂંકા ગાળાના ભંડોળ, કારણ કે તેઓ અન્ય કરતા વધારે ઉપજ ધરાવે છેમની માર્કેટ ફંડ્સ. આમ, રોકાણકારો કે જેઓ તેમના નાણાં એક વર્ષ કે તેથી ઓછા સમય માટે પાર્ક કરવા માંગતા હોય તેઓ આદર્શ રીતે આ યોજનામાં રોકાણ કરી શકે છે. વધુ સારું વળતર મેળવવા માટે, તમે નીચે સૂચિબદ્ધ માટે ફંડ પસંદ કરી શકો છોશ્રેષ્ઠ અલ્ટ્રા શોર્ટ ટર્મ SIP ભંડોળ.

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SIP રોકાણ નાણાકીય વર્ષ 22 - 23 માટે ટોચના 5 શ્રેષ્ઠ પ્રદર્શન કરનાર અલ્ટ્રા શોર્ટ ટર્મ ડેટ ફંડ્સ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹573.63 ↑ 0.12	₹21,467	1,000	1.3	2.9	6.8	7.3	7.4	7.14%	5M 23D	6M 18D
ICICI Prudential Ultra Short Term Fund Growth	₹28.9546 ↑ 0.01	₹14,897	1,000	1.3	2.8	6.5	7	7.1	7.11%	5M 8D	6M 14D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	500	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Kotak Savings Fund Growth	₹44.7669 ↑ 0.01	₹16,105	1,000	1.4	2.8	6.3	6.8	6.8	7.12%	5M 23D	6M 18D
Nippon India Ultra Short Duration Fund Growth	₹4,204.24 ↑ 0.71	₹10,672	100	1.3	2.8	6.3	6.8	6.8	7.27%	5M 13D	7M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	IDBI Ultra Short Term Fund	Kotak Savings Fund	Nippon India Ultra Short Duration Fund
Point 1	Highest AUM (₹21,467 Cr).	Lower mid AUM (₹14,897 Cr).	Bottom quartile AUM (₹146 Cr).	Upper mid AUM (₹16,105 Cr).	Bottom quartile AUM (₹10,672 Cr).
Point 2	Established history (22+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.
Point 5	1Y return: 6.76% (top quartile).	1Y return: 6.55% (upper mid).	1Y return: 6.39% (lower mid).	1Y return: 6.34% (bottom quartile).	1Y return: 6.26% (bottom quartile).
Point 6	1M return: 0.44% (bottom quartile).	1M return: 0.48% (lower mid).	1M return: 0.52% (top quartile).	1M return: 0.52% (upper mid).	1M return: 0.45% (bottom quartile).
Point 7	Sharpe: 2.39 (top quartile).	Sharpe: 2.28 (upper mid).	Sharpe: -0.57 (bottom quartile).	Sharpe: 1.80 (bottom quartile).	Sharpe: 1.90 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.14% (upper mid).	Yield to maturity (debt): 7.11% (bottom quartile).	Yield to maturity (debt): 6.83% (bottom quartile).	Yield to maturity (debt): 7.12% (lower mid).	Yield to maturity (debt): 7.27% (top quartile).
Point 10	Modified duration: 0.48 yrs (bottom quartile).	Modified duration: 0.44 yrs (upper mid).	Modified duration: 0.19 yrs (top quartile).	Modified duration: 0.48 yrs (bottom quartile).	Modified duration: 0.45 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹21,467 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.76% (top quartile).
1M return: 0.44% (bottom quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 0.48 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹14,897 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.55% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.11% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (lower mid).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (top quartile).

Kotak Savings Fund

Upper mid AUM (₹16,105 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 6.34% (bottom quartile).
1M return: 0.52% (upper mid).
Sharpe: 1.80 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (lower mid).
Modified duration: 0.48 yrs (bottom quartile).

Nippon India Ultra Short Duration Fund

Bottom quartile AUM (₹10,672 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.26% (bottom quartile).
1M return: 0.45% (bottom quartile).
Sharpe: 1.90 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.27% (top quartile).
Modified duration: 0.45 yrs (lower mid).

*ઉપર શ્રેષ્ઠની યાદી છેઅલ્ટ્રા-શોર્ટ ભંડોળ ઉપર AUM/નેટ અસ્કયામતો ધરાવે છે100 કરોડ. પર છટણીછેલ્લું 1 વર્ષનું વળતર.

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Research Highlights for Aditya Birla Sun Life Savings Fund

Highest AUM (₹21,467 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.76% (top quartile).
1M return: 0.44% (bottom quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 0.48 yrs (bottom quartile).
Average maturity: 0.55 yrs (lower mid).
Exit load: NIL.

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (31 Mar 26)	₹573.63 ↑ 0.12 (0.02 %)
Net Assets (Cr)	₹21,467 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.55
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,417
31 Mar 23	₹10,981
31 Mar 24	₹11,796
31 Mar 25	₹12,712
31 Mar 26	₹13,570

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	2.9%
1 Year	6.8%
3 Year	7.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.9%
2022	7.2%
2021	4.8%
2020	3.9%
2019	7%
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	11.7 Yr.
Kaustubh Gupta	15 Jul 11	14.64 Yr.
Monika Gandhi	22 Mar 21	4.94 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	42.74%
Debt	56.94%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	57.02%
Cash Equivalent	26.95%
Government	15.71%

Credit Quality

Rating	Value
AA	30.53%
AAA	69.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Money Mgr Dir Gr Investment Fund \| -	5%	₹1,101 Cr	28,181,297 ↑ 28,181,297
Shriram Finance Limited Debentures \| -	3%	₹612 Cr	60,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹545 Cr	54,000
Bharti Telecom Limited Debentures \| -	2%	₹399 Cr	40,000
Muthoot Finance Limited Debentures \| -	2%	₹351 Cr	35,000
Mankind Pharma Limited Debentures \| -	1%	₹321 Cr	32,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹303 Cr	30,000
Avanse Financial Services Limited Debentures \| -	1%	₹300 Cr	30,000
Power Finance Corporation Limited Debentures \| -	1%	₹297 Cr	30,000
Piramal Finance Limited Debentures \| -	1%	₹286 Cr	28,500 ↑ 3,500

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Lower mid AUM (₹14,897 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.55% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.11% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).
Average maturity: 0.54 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (31 Mar 26)	₹28.9546 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹14,897 on 15 Mar 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	2.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.11%
Effective Maturity	6 Months 14 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,396
31 Mar 23	₹10,949
31 Mar 24	₹11,737
31 Mar 25	₹12,601
31 Mar 26	₹13,426

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.5%
3 Month	1.3%
6 Month	2.8%
1 Year	6.5%
3 Year	7%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.29 Yr.
Ritesh Lunawat	15 Jun 17	8.71 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	81.75%
Debt	17.96%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	57.93%
Cash Equivalent	56.29%

Credit Quality

Rating	Value
AA	20.78%
AAA	79.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹454 Cr	450
Vedanta Limited Debentures \| -	2%	₹353 Cr	35,000
Goi Floating Rate Bond 2028 Sovereign Bonds \| -	2%	₹311 Cr	30,773,600
Muthoot Finance Limited Debentures \| -	2%	₹303 Cr	30,000
Piramal Finance Limited Debentures \| -	1%	₹246 Cr	24,500
AU Small Finance Bank Ltd. Debentures \| -	1%	₹236 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹201 Cr	20,000
Nuvama Wealth Finance Limited Debentures \| -	1%	₹201 Cr	20,000
Motilal Oswal Home Finance Limited Debentures \| -	1%	₹201 Cr	20,000
05/03/2026 Maturing 364 DTB Sovereign Bonds \| -	1%	₹200 Cr	20,000,000

3. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (lower mid).
1M return: 0.52% (top quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (top quartile).
Average maturity: 0.23 yrs (top quartile).
Exit load: NIL.

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund Growth
Launch Date	3 Sep 10
NAV (28 Jul 23)	₹2,424.68 ↑ 0.44 (0.02 %)
Net Assets (Cr)	₹146 on 30 Jun 23
Category	Debt - Ultrashort Bond
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	2 Months 23 Days
Modified Duration	2 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,401
31 Mar 23	₹10,950

IDBI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.4%
3 Year	4.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Ultra Short Term Fund

Name	Since	Tenure

Data below for IDBI Ultra Short Term Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Savings Fund

Upper mid AUM (₹16,105 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 6.34% (bottom quartile).
1M return: 0.52% (upper mid).
Sharpe: 1.80 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (lower mid).
Modified duration: 0.48 yrs (bottom quartile).
Average maturity: 0.55 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (31 Mar 26)	₹44.7669 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹16,105 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.81
Sharpe Ratio	1.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,344
31 Mar 23	₹10,881
31 Mar 24	₹11,642
31 Mar 25	₹12,480
31 Mar 26	₹13,272

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.8%
1 Year	6.3%
3 Year	6.8%
5 Year	5.8%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7.2%
2022	6.8%
2021	4.5%
2020	3.2%
2019	5.8%
2018	7.8%
2017	7.4%
2016	6.7%
2015	8.2%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	17.89 Yr.
Manu Sharma	1 Nov 22	3.33 Yr.

Data below for Kotak Savings Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	43.26%
Debt	56.45%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	54.19%
Cash Equivalent	25.02%
Government	20.51%

Credit Quality

Rating	Value
AA	13.57%
AAA	86.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹579 Cr	57,500
Bank of Baroda Debentures \| -	4%	₹564 Cr	60,000
Tamil Nadu (Government of) 0.0654% - \| -	3%	₹450 Cr	45,000,000 ↑ 45,000,000
6.9% Maharashtra Sgs 2030 Sovereign Bonds \| -	2%	₹302 Cr	30,000,000 ↑ 30,000,000
Mankind Pharma Limited Debentures \| -	2%	₹301 Cr	30,000
21/05/2026 Maturing 364 DTB Sovereign Bonds \| -	2%	₹247 Cr	25,000,000
06/08/2026 Maturing 182 DTB Sovereign Bonds \| -	2%	₹244 Cr	25,000,000
Small Industries Development Bank of India Debentures \| -	1%	₹235 Cr	25,000
HDFC Bank Ltd. Debentures \| -	1%	₹234 Cr	25,000 ↑ 25,000
Small Industries Development Bank of India Debentures \| -	1%	₹234 Cr	25,000 ↑ 25,000

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Ultra Short Duration Fund

Bottom quartile AUM (₹10,672 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.26% (bottom quartile).
1M return: 0.45% (bottom quartile).
Sharpe: 1.90 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.27% (top quartile).
Modified duration: 0.45 yrs (lower mid).
Average maturity: 0.66 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (31 Mar 26)	₹4,204.24 ↑ 0.71 (0.02 %)
Net Assets (Cr)	₹10,672 on 28 Feb 26
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.12
Sharpe Ratio	1.9
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.27%
Effective Maturity	7 Months 28 Days
Modified Duration	5 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,771
31 Mar 23	₹11,330
31 Mar 24	₹12,115
31 Mar 25	₹12,989
31 Mar 26	₹13,802

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	2.8%
1 Year	6.3%
3 Year	6.8%
5 Year	6.7%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	7.2%
2022	6.7%
2021	4.6%
2020	7.8%
2019	4.9%
2018	0.9%
2017	7.3%
2016	5.8%
2015	6.8%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	12.42 Yr.
Kinjal Desai	25 May 18	7.77 Yr.
Akshay Sharma	1 Dec 22	3.25 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	50.21%
Debt	49.51%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	58.39%
Cash Equivalent	36.66%
Government	3.95%
Securitized	0.71%

Credit Quality

Rating	Value
AA	35.75%
AAA	64.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹285 Cr	28,500
JSW Energy Limited Debentures \| -	2%	₹250 Cr	25,000
16/04/2026 Maturing 182 DTB Sovereign Bonds \| -	2%	₹248 Cr	25,000,000
Vedanta Limited Debentures \| -	2%	₹241 Cr	24,000
TATA Communications Limited Debentures \| -	2%	₹225 Cr	22,500
30/04/2026 Maturing 182 DTB Sovereign Bonds \| -	2%	₹213 Cr	21,500,000
Aadhar Housing Finance Limited Debentures \| -	2%	₹200 Cr	20,000
Embassy Office Parks Reit Debentures \| -	2%	₹200 Cr	2,000
10/04/2026 Maturing 364 DTB Sovereign Bonds \| -	2%	₹199 Cr	20,000,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹194 Cr	1,950

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.