+91-22-489139092022 માં રોકાણ કરવા માટે 5 શ્રેષ્ઠ ટૂંકી અવધિ (શોર્ટ ટર્મ) ડેટ ફંડ્સ
સામાન્ય રીતે લોકો એવું માને છેમ્યુચ્યુઅલ ફંડ રોકાણ લાંબા ગાળાના રોકાણકારો માટે છે. સારું, તે સાચું નથી! ત્યાં ભંડોળની શ્રેણી છે જેને શોર્ટ ડ્યુરેશન ફંડ્સ અથવા શોર્ટ ટર્મ કહેવાય છેડેટ ફંડ જે રોકાણકારોને તેમના નાણાં સુલભ રાખવા સાથે ટૂંકા ગાળા માટે રોકાણ કરવાની મંજૂરી આપે છે. જોકે ત્યાં વિવિધ ટૂંકા ગાળાના ભંડોળ ઉપલબ્ધ છેબજાર, રોકાણકારોને શ્રેષ્ઠ ટૂંકી અવધિ (શોર્ટ ટર્મ) ડેટ ફંડ્સ શોધવાનું સૂચન કરવામાં આવે છે.
શ્રેષ્ઠ ટૂંકી અવધિ (શોર્ટ ટર્મ) ડેટ ફંડ્સ એવા ફંડ છે જે રોકાણકારોને ઓછા બજાર જોખમ સાથે સારું વળતર મેળવવા માટે ટૂંકા ગાળા માટે, સામાન્ય રીતે ત્રણ વર્ષ માટે રોકાણ કરવાની મંજૂરી આપે છે. આ ફંડો ઓછા જોખમની ભૂખ ધરાવતા અત્યંત યોગ્ય રોકાણકારો છે જેઓ ઝડપી વળતર અને સતત પ્રવાહ મેળવવા માંગે છે.આવક બોન્ડ માર્કેટમાં દૈનિક ફેરફારોથી પ્રભાવિત થયા વિના.
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શ્રેષ્ઠ ટૂંકા ગાળાના ભંડોળ અથવા ટૂંકા ગાળાના દેવું ભંડોળ નાણાકીય વર્ષ 22 - 23
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹62.9871
↑ 0.03 ₹20,688 1.5 2.4 5.9 7.5 8 7.89% 2Y 4M 24D 3Y 11M 8D HDFC Short Term Debt Fund Growth ₹33.4221
↑ 0.01 ₹14,728 1.4 2.1 5.6 7.4 7.8 7.85% 2Y 4M 17D 3Y 5M 12D Axis Short Term Fund Growth ₹32.3165
↑ 0.01 ₹8,342 1.4 2.2 5.9 7.3 8.1 7.79% 2Y 2M 19D 3Y Nippon India Short Term Fund Growth ₹55.0394
↑ 0.02 ₹6,632 1.3 1.9 5.5 7.2 7.9 7.28% 2Y 5M 23D 3Y Bandhan Bond Fund Short Term Plan Growth ₹59.6506
↑ 0.02 ₹8,612 1.6 2.4 5.6 7.2 7.5 7.47% 2Y 2M 26D 3Y 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund Bandhan Bond Fund Short Term Plan Point 1 Highest AUM (₹20,688 Cr). Upper mid AUM (₹14,728 Cr). Bottom quartile AUM (₹8,342 Cr). Bottom quartile AUM (₹6,632 Cr). Lower mid AUM (₹8,612 Cr). Point 2 Established history (24+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (23+ yrs). Oldest track record among peers (25 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 5.95% (top quartile). 1Y return: 5.64% (lower mid). 1Y return: 5.85% (upper mid). 1Y return: 5.51% (bottom quartile). 1Y return: 5.56% (bottom quartile). Point 6 1M return: 0.61% (upper mid). 1M return: 0.46% (bottom quartile). 1M return: 0.57% (lower mid). 1M return: 0.36% (bottom quartile). 1M return: 0.82% (top quartile). Point 7 Sharpe: 0.34 (top quartile). Sharpe: 0.22 (lower mid). Sharpe: 0.24 (upper mid). Sharpe: 0.13 (bottom quartile). Sharpe: 0.03 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.85% (upper mid). Yield to maturity (debt): 7.79% (lower mid). Yield to maturity (debt): 7.28% (bottom quartile). Yield to maturity (debt): 7.47% (bottom quartile). Point 10 Modified duration: 2.40 yrs (bottom quartile). Modified duration: 2.38 yrs (lower mid). Modified duration: 2.22 yrs (top quartile). Modified duration: 2.48 yrs (bottom quartile). Modified duration: 2.24 yrs (upper mid). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
Bandhan Bond Fund Short Term Plan
સંપત્તિ >= 100 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત.1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (20 Apr 26) ₹62.9871 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹20,688 on 31 Mar 26 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.89% Effective Maturity 3 Years 11 Months 8 Days Modified Duration 2 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,420 31 Mar 23 ₹11,017 31 Mar 24 ₹11,869 31 Mar 25 ₹12,827 31 Mar 26 ₹13,624 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.4% 1 Year 5.9% 3 Year 7.5% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7.8% 2022 7.4% 2021 4.7% 2020 3.9% 2019 10.6% 2018 9.7% 2017 5.8% 2016 5.9% 2015 11.1% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.38 Yr. Nikhil Kabra 29 Dec 20 5.26 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 16.27% Debt 83.43% Other 0.3% Debt Sector Allocation
Sector Value Corporate 69.38% Government 20.75% Cash Equivalent 9.56% Credit Quality
Rating Value AA 18.76% AAA 81.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹895 Cr 89,500 LIC Housing Finance Ltd
Debentures | -4% ₹748 Cr 75,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹590 Cr 600 Vedanta Limited
Debentures | -3% ₹588 Cr 58,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹517 Cr 525 Small Industries Development Bank Of India
Debentures | -2% ₹441 Cr 44,700 Summit Digitel Infrastructure Limited
Debentures | -1% ₹284 Cr 28,300 Muthoot Finance Limited
Debentures | -1% ₹281 Cr 28,000 Small Industries Development Bank Of India
Debentures | -1% ₹260 Cr 26,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹260 Cr 26,000
↑ 5,000 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (20 Apr 26) ₹33.4221 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹14,728 on 31 Mar 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.85% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 2 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,458 31 Mar 23 ₹10,918 31 Mar 24 ₹11,758 31 Mar 25 ₹12,744 31 Mar 26 ₹13,519 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.1% 1 Year 5.6% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.78 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Data below for HDFC Short Term Debt Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 4.61% Debt 95.07% Other 0.32% Debt Sector Allocation
Sector Value Corporate 72.09% Government 23.95% Cash Equivalent 3.65% Credit Quality
Rating Value AA 13.43% AAA 86.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Gs 2033
Sovereign Bonds | -3% ₹515 Cr 50,000,000 Aditya Birla Renewables Limited
Debentures | -3% ₹437 Cr 43,500 Jubilant Beverages Limited
Debentures | -3% ₹416 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹374 Cr 36,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹354 Cr 350 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹353 Cr 35,000 Bajaj Housing Finance Limited
Debentures | -2% ₹252 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -2% ₹249 Cr 24,500 Power Finance Corporation Limited
Debentures | -2% ₹247 Cr 25,000 TATA Communications Limited
Debentures | -2% ₹246 Cr 25,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (20 Apr 26) ₹32.3165 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹8,342 on 31 Mar 26 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 3 Years Modified Duration 2 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,434 31 Mar 23 ₹10,885 31 Mar 24 ₹11,674 31 Mar 25 ₹12,639 31 Mar 26 ₹13,415 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 2.2% 1 Year 5.9% 3 Year 7.3% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8% 2022 6.8% 2021 3.7% 2020 3.5% 2019 10.1% 2018 9.8% 2017 6.3% 2016 5.9% 2015 9.6% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.41 Yr. Aditya Pagaria 3 Jul 23 2.75 Yr. Data below for Axis Short Term Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 9.68% Debt 89.9% Other 0.43% Debt Sector Allocation
Sector Value Corporate 74.24% Government 18.65% Cash Equivalent 6.69% Credit Quality
Rating Value AA 14.87% AAA 85.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹299 Cr 30,000
↓ -10,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹209 Cr 213 Power Finance Corporation Limited
Debentures | -2% ₹196 Cr 20,000
↓ -5,000 Indigrid Infrastructure Trust
Debentures | -2% ₹191 Cr 19,000 Jubilant Beverages Limited
Debentures | -2% ₹170 Cr 15,750 Small Industries Development Bank Of India
Debentures | -2% ₹150 Cr 15,000 National Bank For Agriculture & Rural Development
Debentures | -2% ₹148 Cr 15,000 Power Finance Corporation Limited
Debentures | -2% ₹148 Cr 15,000 Bharti Telecom Limited
Debentures | -2% ₹128 Cr 13,000 Embassy Office Parks Reit
Debentures | -2% ₹125 Cr 12,500 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (20 Apr 26) ₹55.0394 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹6,632 on 31 Mar 26 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.28% Effective Maturity 3 Years Modified Duration 2 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,491 31 Mar 23 ₹10,876 31 Mar 24 ₹11,680 31 Mar 25 ₹12,644 31 Mar 26 ₹13,400 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 1.9% 1 Year 5.5% 3 Year 7.2% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8% 2022 6.8% 2021 3.2% 2020 4.4% 2019 9.5% 2018 9.4% 2017 5.5% 2016 5.7% 2015 9.8% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.17 Yr. Kinjal Desai 25 May 18 7.86 Yr. Sushil Budhia 31 Mar 21 5.01 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Short Term Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 8.96% Debt 90.7% Other 0.34% Debt Sector Allocation
Sector Value Corporate 59.09% Government 33.67% Cash Equivalent 6.9% Credit Quality
Rating Value AA 14.73% AAA 85.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Gs 2030
Sovereign Bonds | -4% ₹295 Cr 28,500,000
↓ -16,000,000 7.17% Karnataka Sdl 2030
Sovereign Bonds | -3% ₹253 Cr 25,000,000 7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -3% ₹234 Cr 22,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹224 Cr 225 7.17% Madhyapradesh Sgs 2031
Sovereign Bonds | -3% ₹207 Cr 20,500,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹199 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹167 Cr 16,500 KNOWLEDGE REALTY TRUST 7.54%
Debentures | -2% ₹160 Cr 16,000 Export Import Bank Of India
Debentures | -2% ₹151 Cr 15,000 Nuvoco Vistas Corporation Limited
Debentures | -2% ₹143 Cr 14,500 5. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (20 Apr 26) ₹59.6506 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹8,612 on 31 Mar 26 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio 0.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 3 Years 18 Days Modified Duration 2 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,405 31 Mar 23 ₹10,785 31 Mar 24 ₹11,553 31 Mar 25 ₹12,511 31 Mar 26 ₹13,232 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.6% 6 Month 2.4% 1 Year 5.6% 3 Year 7.2% 5 Year 5.9% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.8% 2022 6.9% 2021 2.8% 2020 3.4% 2019 9.7% 2018 9.7% 2017 6.5% 2016 5.9% 2015 8.8% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 15.07 Yr. Brijesh Shah 10 Jun 24 1.81 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 22.38% Debt 77.26% Other 0.36% Debt Sector Allocation
Sector Value Corporate 63.37% Government 33.91% Cash Equivalent 2.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -11% ₹934 Cr 100,000,000
↑ 100,000,000 Bajaj Housing Finance Limited
Debentures | -6% ₹476 Cr 47,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹404 Cr 40,500,000 Bajaj Finance Limited
Debentures | -4% ₹322 Cr 32,500,000 Small Industries Development Bank of India
Debentures | -4% ₹314 Cr 32,500,000
↑ 10,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹301 Cr 30,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹270 Cr 27,000,000 Bank of Baroda
Debentures | -3% ₹266 Cr 27,500,000
↓ -2,500,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹250 Cr 25,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹246 Cr 24,500,000
શા માટે શ્રેષ્ઠ ટૂંકા ગાળાના ડેટ ફંડ્સમાં રોકાણ કરવું?
આ રોકાણોની ટૂંકા ગાળાની પ્રકૃતિને જોતાં, ટૂંકી અવધિ (શોર્ટ ટર્મ) ડેટ ફંડ્સ ખૂબ ઊંચા વળતર આપતા નથી જેમ કેઇક્વિટી ફંડ્સ. જો કે, ત્યાં ચોક્કસપણે ઘણા કારણો છે જે ખાતરી કરે છેરોકાણ શ્રેષ્ઠ ટૂંકા ગાળામાં (ટૂંકા ગાળાના) ડેટ ફંડ્સ ધ્યાનમાં લેવા યોગ્ય છે. તેમાંના કેટલાકનો સમાવેશ થાય છે-
ટૂંકા ગાળાના (ટૂંકા ગાળાના) ડેટ ફંડ્સ એવા રોકાણકારો માટે અત્યંત યોગ્ય વિકલ્પ છે કે જેઓ પ્રવાહી અને અલ્ટ્રા કરતાં થોડી વધુ પરિપક્વતા ધરાવતાં રોકાણો કરવા ઇચ્છુક છે.ટૂંકા ગાળાના દેવું ભંડોળ પરંતુ તે જ હાથ પર ખૂબ જોખમી નથી.
ટૂંકા ગાળાનું રોકાણ હોવાથી, આ ફંડ એવા લોકો માટે ખૂબ જ યોગ્ય છે જેઓ તેમની નિષ્ક્રિય રોકડ 1-3 વર્ષ માટે પાર્ક કરવા માગે છે જેથી કરીને વધુ સારું વળતર મળે.નિશ્ચિત આવક એફડી જેવા રોકાણ વિકલ્પો.
વિશ્લેષણ મુજબ, ટૂંકા ગાળાના બોન્ડ ફંડ લાંબા ગાળાની તુલનામાં સંકળાયેલા જોખમને અનુરૂપ વળતરનો વધુ સારો દર આપે છે.બોન્ડ. ટૂંકા ગાળાના ફંડો વધતા જતા ઓછા સંવેદનશીલ હોય છેફુગાવો અન્ય મધ્યવર્તી કરતાં અનેલાંબા ગાળાના દેવું ભંડોળ.
છેલ્લે, શોર્ટ ડ્યુરેશન (શોર્ટ ટર્મ) ડેટ ફંડ્સ અત્યંત પ્રવાહી હોય છે, એટલે કે રોકાણકારોને તેમની રોકડની સરળ ઍક્સેસ મળી શકે છે. જો કે, આ કેટેગરી હેઠળની કેટલીક યોજનાઓ જો રોકાણ ખૂબ જ ટૂંકા ગાળામાં (મોટાભાગે 1 મહિનાથી 6 મહિના સુધી) રિડીમ કરવામાં આવે તો એક્ઝિટ લોડ વસૂલ કરે છે. તેથી, શ્રેષ્ઠ ટૂંકા ગાળાના ડેટ ફંડ્સમાં સમજદારીપૂર્વક રોકાણ કરવાનું હંમેશા સૂચન કરવામાં આવે છે.
ટૂંકા ગાળાના ડેટ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
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દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
નિષ્કર્ષ
રોકાણકારો તેમના રોકાણના પોર્ટફોલિયોમાં તેમના મુજબ ફેરફાર કરી શકે છેજોખમ પ્રોફાઇલ. જેમ કે બોન્ડ માર્કેટ ઘટતા વ્યાજ દરોનો લાભ આપે છે, રોકાણની અવધિ વધારીને વ્યક્તિ વધુ સારું વળતર મેળવી શકે છે. આ તે છે જ્યાં ટૂંકી અવધિ (શોર્ટ ટર્મ) ડેટ ફંડ્સ આવે છે. આ ફંડ્સ 2-3 વર્ષના સમયગાળામાં લાંબા ગાળાના વળતર ઓફર કરવા માટે ડેટ માર્કેટમાં રોકાણ કરે છે. તેથી, આજે શ્રેષ્ઠ ટૂંકા ગાળાના ભંડોળમાં રોકાણ કરો!
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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