+91-22-48913909How to Do Instant Redemption in Mutual Funds Through Fincash.com?
Through Instant Redemption people can redeem their Mutual Fund instantly. Instant Redemption is possible in some Liquid Funds. Through Fincash.com, it is possible for people to redeem their money in two Mutual Fund schemes that are, Aditya Birla Sun Life Cash Plus Fund and Reliance Liquid Fund - Treasury Plan. So, let us look at the steps that will help you to carry out the instant redemption process.
Step1: Log In to Fincash.com Website & Go to Dashboard
The first step in the instant redemption process is to login into Fincash.com website. For logging into the website, people need to enter their login credentials. Once they log in, they need to go to the dashboard. The icon for the dashboard is present on the top right corner and is second from right. This step showing the dashboard icon is given below as follows where the dashboard icon is highlighted in Green.
Step2: Click on Instant Redemption
After you click on the dashboard, a new page opens up. In this page, on the left side, there is a drop-down titled as My Account. Under this My Account section, you can find various options such as Invest Now, My Orders, My SIPs, and so on. Here, You Need to Click on “Instant Redemption Option”. The image for this step is given below as follows where My Account and Instant Redemption options are highlighted in Blue and Green.
Step3: Folios Eligible for Instant Redemption are Displayed
Once you click on instant redemption, the instant redemption page opens up. In this page, all the schemes that offer instant redemption Facility are displayed. Through Fincash.com, you can avail for instant redemption option for the scheme, Aditya Birla Sun Life Cash Plus Fund and Reliance Liquid Fund – Treasury Plan. The image of this step is displayed below as follows.
Step4: Enter Redeemable Amount
The next step is to enter the redeemable amount on the Instant Redemption Page. Here, you need to enter the amount that he/she wishes to redeem. However, there are certain important points that a customer should make note of. The maximum amount that can be redeemed in a day is INR 50,000 or 90% of the investment amount whichever is low. In this case, an example is shown where ₹500 is redeemed from Reliance Liquid Fund – Treasury Plan. After entering the amount to be redeemed, the investor needs to click on the Redeem Button which is below the amount. The image for this step is shown below where the redeemable amount is highlighted in Green and the Redeem Button is highlighted in Blue.
Step5: Redemption Summary Page
Once you click on Redeem Button, a new window titled Redemption Summary opens up. This page shows the summary of the scheme and the amount that needs to be redeemed. Here, you if you scroll down the screen, you need to tick mark the Disclaimers Button. Once you tick mark on the disclaimer, the Redeem Button Enables and then you need to click on Redeem. The image for this step is given below where the Disclaimer and Redeem Button are highlighted in Blue and Green.
Step6: Enter OTP
Once you click on the next button, a small window pops up wherein; you need to enter your OTP. OTP or One Time Password is a unique number that customer receives both on his/her registered mobile number as well as email at the time of redemption. Ensure, that you enter the correct OTP or else; the transaction might get rejected. The image for the step is as follows where the Enter OTP is highlighted in Green.
Step7: Redemption Status
This is the last step in the redemption process where the redemption status appears. Here, people get an Order ID which they can quote for future references. The image for this step is shown as follows.
Thus, from the above steps, we can see that the instant redemption process of Mutual Funds through Fincash.com is simple.
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Instant Redemption Mutual Funds
On Fincash.com there are 2 liquid funds which support instant redemption option as listed below
Fund NAV Net Assets (Cr) Debt Yield (YTM) Mod. Duration Eff. Maturity 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Aditya Birla Sun Life Liquid Fund Growth ₹425.291
↑ 0.06 ₹51,913 5.89% 1M 13D 1M 13D 0.5 1.4 3.3 6.9 7 5.6 Nippon India Liquid Fund Growth ₹6,441.17
↑ 0.97 ₹35,388 5.89% 1M 10D 1M 13D 0.5 1.4 3.3 6.9 7 5.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Sep 25 Research Highlights & Commentary of 2 Funds showcased
Commentary Aditya Birla Sun Life Liquid Fund Nippon India Liquid Fund Point 1 Highest AUM (₹51,913 Cr). Bottom quartile AUM (₹35,388 Cr). Point 2 Oldest track record among peers (21 yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.90% (upper mid). 1Y return: 6.88% (bottom quartile). Point 6 1M return: 0.47% (upper mid). 1M return: 0.47% (bottom quartile). Point 7 Sharpe: 3.23 (upper mid). Sharpe: 3.10 (bottom quartile). Point 8 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 5.89% (upper mid). Yield to maturity (debt): 5.89% (bottom quartile). Point 10 Modified duration: 0.12 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Aditya Birla Sun Life Liquid Fund
Nippon India Liquid Fund
(Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Research Highlights for Aditya Birla Sun Life Liquid Fund Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Liquid Fund
Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (08 Sep 25) ₹425.291 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹51,913 on 31 Jul 25 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 3.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.89% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,320 31 Aug 22 ₹10,718 31 Aug 23 ₹11,442 31 Aug 24 ₹12,281 31 Aug 25 ₹13,132 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.3% 1 Year 6.9% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.1% 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 14.14 Yr. Kaustubh Gupta 15 Jul 11 14.14 Yr. Sanjay Pawar 1 Jul 22 3.17 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 85.73% Corporate 11.02% Government 2.98% Credit Quality
Rating Value AA 0.19% AAA 99.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.2% Govt Stock 2025
Sovereign Bonds | -3% ₹1,741 Cr 173,701,000 Net Receivables / (Payables)
Net Current Assets | -3% -₹1,637 Cr 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -3% ₹1,308 Cr 131,000,000
↓ -5,000,000 Canara Bank
Certificate of Deposit | -2% ₹1,194 Cr 24,000 Indusind Bank Ltd.
Debentures | -2% ₹994 Cr 20,000
↑ 8,000 Indusind Bank Ltd.
Debentures | -2% ₹994 Cr 20,000
↑ 6,000 India (Republic of)
- | -2% ₹992 Cr 100,000,000 Punjab & Sind Bank (17/11/2025) ** #
Net Current Assets | -2% ₹985 Cr 20,000
↑ 20,000 Bharti Airtel Limited
Commercial Paper | -2% ₹972 Cr 19,500 182 Days Tbill
Sovereign Bonds | -2% ₹962 Cr 96,500,000 2. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (08 Sep 25) ₹6,441.17 ↑ 0.97 (0.02 %) Net Assets (Cr) ₹35,388 on 31 Jul 25 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 3.1 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 5.89% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,317 31 Aug 22 ₹10,710 31 Aug 23 ₹11,424 31 Aug 24 ₹12,258 31 Aug 25 ₹13,105 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.3% 1 Year 6.9% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.28 Yr. Vikash Agarwal 14 Sep 24 0.96 Yr. Data below for Nippon India Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 73.47% Corporate 19.96% Government 6.31% Credit Quality
Rating Value AA 0.14% AAA 99.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -4% ₹1,258 Cr 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -3% ₹1,091 Cr 109,500,000
↑ 5,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹895 Cr 18,000
↓ -2,000 91 Days Tbill Red 23-10-2025
Sovereign Bonds | -2% ₹872 Cr 88,131,200 Bank of India Ltd.
Debentures | -2% ₹766 Cr 15,500
↑ 500 182 DTB 18102024
Sovereign Bonds | -2% ₹751 Cr 75,500,000
↑ 75,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹746 Cr 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹721 Cr 14,500 India (Republic of)
- | -2% ₹650 Cr 65,500,000
↑ 38,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -2% ₹579 Cr 58,500,000
↑ 33,500,000
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