When spoken about quality healthcare providers in the health insurance segment, HDFC ERGO never goes missing from the list. HDFC ERGO Health insurance (earlier known as Apollo Munich Health Insurance) commits to giving world-class healthcare to every individual. It offers various individual health plans, family health insurance, and corporate plans.
HDFC ERGO is a 51:49 joint venture between HDFC Ltd and ERGO, which is the primary insurance entity of the Munich Re Group of Germany.
|HDFC ERGO Health Insurance
|Claim Settlement Ratio
|In-House Claim Settlement
|Covered after 4 years of waiting period
|Customer Care (Toll-Free)
You can enjoy a variety of services like cashless treatment and hospitalization at 10,000+hospitals, pre and post hospitalization, daycare treatments, No room rent restriction, AYUSH cover, In-patient hospitalization, etc.
HDFC ERGO health plans provide you with many kinds of comprehensive indemnity plans, mediclaim plans, top-up plans, fixed benefit plans, critical illness plans, and many more.
The Optima secure health plan is available for individual, family and senior citizen. It offers a wide Range of choices in product benefits, discounts, coverage and tenure choices, etc.
The coverage offered by my:Optima Secure plan are - hospitalisation (Including COVID-19), pre & post hospitalisation, all day care treatments, free renewal health check-up, road ambulance, emergency air ambulance, daily hospital cash, e-opinion for 51 critical illnesses, organ donor expenses, Ayush benefits, alternative treatments, etc.
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With a comprehensive network of hospitals and super fast processing, HDFC ERGO Optima Secure ensures that you get the best treatment within minutes. It is a comprehensive family floater plan that offers complete cashless treatments at networked hospitals along with a host of other attractive features for your one-stop health solution.
The coverage offered under the Optima Restore plan is- hospitalization expenses, pre and post hospitalisation, day-care procedures, emergency road ambulance, organ donor expenses, tax savings, modern treatment methods, no sub-limit on room rent, lifetime renewals, etc.
With my:health Medisure Super Top-up, ensure the best of medical treatment for your parents, in-laws, niece, nephew, spouse and kids. The coverage offered under this plan are - in patient hospitalisation, pre and post hospitalisation, day care procedures, etc.
The my:health Suraksha is a comprehensive health plan designed to safeguard the policyholder against rising medical expenses. It offers coverage to individual, families and senior citizens. Some of the coverage offered under this plan are - sum insured rebound, day care procedures, pre and post hospitalisation cover, mental healthcare, home healthcare, etc.
Critical illness insurance by HDFC ERGO provides coverage against life-threatening health conditions such as cancer, heart attack, kidney failure, etc. The plan comes with lower premiums and bigger coverage, such as - free look period, lifetime renewability, tax savings, no medical check-up, quality medical treatment, etc.
Corona Kavach covers medical expenses arising due to Coronavirus infection. This policy aims at covering hospitalisation, pre-post hospitalisation, home care treatment expenses and AYUSH Treatment in case anyone is tested positive of Covid-19 infection.
The plans also provide road ambulance cover and cashless treatments at 10,000+ network hospitals.
The plan secures your medical expenses with a pocket-friendly plan to offer financial support during medical emergencies. It aims at Offering a host of coverage to protect you from financial contingencies caused due to hospital bills. With HDFC ERGO's vast network of cashless hospitals and 24x7 customer support will support you during difficult times.
You can get coverage for the entire family in one plan. Some of the covers offered are - AYUSH treatment (non-allopathic), cataract cover, day care procedures, hospitalisation expenses, pre and post hospitalisation expenses, dental treatment & plastic surgery, road ambulance covers and other diseases with the 50% sum insured coverage.
ICan Cancer Insurance plan not only offers a wide coverage, but also a lump sum benefits to support you in defeating cancer. Some of the benefits offered are - life-long renewals, cancers cover for all stages, cashless cancer treatments, lump-sum payout, tax savings, follow-up care etc.
With digital trends taking over the world, buying a health plan from anywhere across the world helps you in saving time and effort, which couldn't have been possible otherwise.
Likewise, payment has become super easy. You can use your credit/Debit Card or net banking services to make payments online through multiple secured payment modes
You can easily and instantly customize plans, check coverage, calculate the premium, add or remove members online at your fingertips.
You can quickly download your policy PDF copy which comes right into your mailbox as soon as you pay the premium online.
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(For Claim, Renewal, Queries Related to Existing Policy)
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