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HDFC ERGO General Insurance Company Limited

Updated on June 13, 2024 , 9210 views

Headquartered in Mumbai, HDFC ERGO general insurance Company Limited is a joint collaboration between HDFC Limited and ERGO International, a German insurance company. The company’s 76% equity belongs to HDFC Limited and the remaining 26% is held by ERGO International. HDFC ERGO is a public company and is classified as an Indian Non-Government Company.


A leading housing finance institution in India, HDFC Ltd Company has made its presence in Life Insurance, General Insurance, Banking, and Asset Management. It offers a wide Range of general insurance products like HDFC ERGO health insurance, HDFC ERGO car insurance, HDFC ERGO Two-Wheeler Insurance, HDFC ERGO Home insurance, HDFC ERGO Travel Insurance etc.

HDFC ERGO General Insurance Company Limited was found in the year 2002 to fulfil the insurance-related needs of people. Currently, the company operates in 89 cities in India and has over 109 branches. The products offered by the company are designed considering the customer’s preferences and involve careful analysis of the risks involved. We have listed the plans offered by HDFC ERGO General Insurance Company below.

HDFC ERGO General Insurance Company – Product Portfolio

HDFC ERGO Health Insurance Plans

  • HDFC ERGO Health Suraksha Policy
  • HDFC ERGO Health Suraksha Gold Policy
  • HDFC ERGO Health Suraksha Regain Policy
  • HDFC ERGO Health Suraksha Gold Regain Policy
  • HDFC ERGO Health Suraksha Top Up Policy
  • HDFC ERGO Critical illness policy
  • HDFC ERGO Critical Illness Platinum Policy

HDFC ERGO Car Insurance Plans

  • HDFC ERGO Private Car Insurance Policy
  • HDFC ERGO Commercial Vehicle Insurance Policy
  • HDFC ERGO Third Party Liability Only Insurance Policy

ERGO Two-Wheeler Insurance Plans

  • HDFC ERGO Two-Wheeler Insurance
  • HDFC ERGO Home Insurance Plans

HDFC ERGO Home Insurance

  • HDFC ERGO Standard Fire and Special Perils Insurance

HDFC ERGO Travel Insurance Plans

  • HDFC ERGO Travel Insurance
  • HDFC ERGO Student Travel Insurance

HDFC ERGO Personal Accident Insurance Plans

HDFC ERGO Commercial Insurance Plans

  • Knowledge Series
  • Specialty Insurance
  • Property & Misc Insurance
  • Casualty Insurance
  • Group Insurance

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HDFC ERGO Rural Insurance Plans

  • Agriculture Insurance
  • Cattle Insurance

HDFC ERGO General Insurance Company is the fourth largest general insurance company in India. The company was rated iAAA by ICRA, which represents the organisation's paying ability, that is highest as per the grade by ICRA. Moreover, in the year 2014, HDFC ERGO won the “Best Insurance Company in Private Sector – General” by the World HRD Congress at ABP News. Not only this, in the year 2013 and 2014, the company won Best General Insurance Company in India from the International Alternative Investment Review (IAIR).

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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