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भारतीय बँकिंग क्षेत्र - विहंगावलोकन
भारतात गुंतवणूक करण्यासाठी टॉप 7 बँकिंग आणि फायनान्स म्युच्युअल फंड
बँकिंग आणि फायनान्स म्युच्युअल फंडात गुंतवणूक कशी करावी?
Top 7 Equity - Sectoral Funds

टॉप 7 सर्वोत्तम कामगिरी करणारे बँकिंग आणि वित्तीय सेवा फंड 2022

Updated on June 7, 2025 , 89500 views

बँकिंग आणि वित्तीय सेवाक्षेत्र निधी इक्विटी सेक्टर फंडांचा एक प्रकार आहे जे प्रामुख्याने बँकिंग आणि वित्तीय सेवा पुरवणाऱ्या कंपन्यांमध्ये गुंतवणूक करतात. गेल्या एका वर्षात, बँकिंग क्षेत्रातील फंडांनी अत्यंत मजबूत कामगिरी केली आहेबाजार.गेल्या 6 महिन्यांत बँकिंग क्षेत्रातील काही प्रमुखम्युच्युअल फंड सरासरी 27 टक्के - 31 टक्के परतावा दिला आहे. असा उच्च परतावा नेहमीच आकर्षक असतो आणि बरेच गुंतवणूकदार त्याकडे झुकतातगुंतवणूक अशा निधीमध्ये.

तद्वतच, अगुंतवणूकदार ज्यांना इक्विटीचा अनुभव आहे आणि बँकिंग क्षेत्रातील चांगले ज्ञान आहे त्यांनीच या फंडांमध्ये गुंतवणूक करावी. तुमची गुंतवणूक प्रक्रिया सुलभ करण्यासाठी, आम्ही भारतातील सर्वोच्च कामगिरी करणाऱ्या बेकिंग सेक्टर फंडांची यादी केली आहे.

भारतीय बँकिंग क्षेत्र - विहंगावलोकन

भारतीय बँकिंग प्रणालीमध्ये सहकारी पतसंस्थांच्या व्यतिरिक्त 27 सार्वजनिक क्षेत्रातील बँका, 26 खाजगी क्षेत्रातील बँका, 56 प्रादेशिक ग्रामीण बँका, 46 विदेशी बँका, 93,913 ग्रामीण सहकारी बँका आणि 1,574 शहरी सहकारी बँका यांचा समावेश आहे. या क्षेत्रातील काही प्रमुख खेळाडू आहेत- HDFCबँक, स्टेट बँक ऑफ इंडिया,आयसीआयसीआय बँक लिमिटेड, येस बँक इ. सार्वजनिक क्षेत्रातील बँका बँकिंग प्रणालीच्या 70 टक्क्यांहून अधिक मालमत्तेवर नियंत्रण ठेवतात, ज्यामुळे त्यांच्या खाजगी समवयस्कांसाठी तुलनेने कमी वाटा राहतो.

या क्षेत्रात अनेक आश्वासक आणि आघाडीच्या कंपन्या असल्या तरी गुंतवणूकदारांनी त्या क्षेत्राला विसरू नयेइक्विटी फंड सर्व इक्विटी फंडांपैकी हे सर्वात धोकादायक आहेत. अशा प्रकारे, अनुभवी गुंतवणूकदार उच्च-जोखीम भूक आणि ज्यांना दीर्घकालीन गुंतवणूक करायची आहे, त्यांनी आदर्शपणे खालील फंडांमध्ये गुंतवणूक करण्याचा विचार केला पाहिजे.

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भारतात गुंतवणूक करण्यासाठी टॉप 7 बँकिंग आणि फायनान्स म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Banking and Financial Services Fund Growth	₹192.89 ↑ 1.63	₹1,264	18.1	7.9	19.6	21.7	24.2	11.1
TATA Banking and Financial Services Fund Growth	₹43.8509 ↑ 0.56	₹2,752	19.1	8.8	21.2	23.6	22.8	9
SBI Banking & Financial Services Fund Growth	₹42.6033 ↑ 0.57	₹7,650	18	7.3	20.9	22.8	24.4	19.6
ICICI Prudential Banking and Financial Services Fund Growth	₹135.13 ↑ 0.64	₹9,375	16.2	8.3	20	20.1	24.6	11.6
Baroda Pioneer Banking And Financial Services Fund Growth	₹48.8122 ↑ 0.27	₹257	17.8	6.9	20.6	21.7	22.7	12.5
LIC MF Banking & Financial Services Fund Growth	₹21.3405 ↑ 0.29	₹264	18.8	5.8	10.4	18.7	20.2	0.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹61.91 ↑ 0.48	₹3,439	18.6	7	16.7	21.1	25.1	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 25

वरची यादीबँकिंग आणि वित्तीय सेवा पेक्षा जास्त एयूएम/निव्वळ मालमत्ता असलेले म्युच्युअल फंड100 कोटी.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 15% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (09 Jun 25)	₹192.89 ↑ 1.63 (0.85 %)
Net Assets (Cr)	₹1,264 on 30 Apr 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.5
Information Ratio	0.17
Alpha Ratio	-6.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹18,314
31 May 22	₹17,889
31 May 23	₹21,631
31 May 24	₹25,970
31 May 25	₹30,865

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	8.6%
3 Month	18.1%
6 Month	7.9%
1 Year	19.6%
3 Year	21.7%
5 Year	24.2%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	3.08 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	98.25%
Technology	0.09%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	98.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹264 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹194 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹79 Cr	670,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹73 Cr	84,257 ↑ 1,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹60 Cr	983,680
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹59 Cr	750,000
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	5%	₹58 Cr	671,973
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	4%	₹49 Cr	223,946
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹42 Cr	1,915,787 ↑ 39,246
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹41 Cr	314,018

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (09 Jun 25)	₹43.8509 ↑ 0.56 (1.30 %)
Net Assets (Cr)	₹2,752 on 30 Apr 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.64
Information Ratio	0.53
Alpha Ratio	-4.5
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,613
31 May 22	₹15,735
31 May 23	₹19,861
31 May 24	₹23,666
31 May 25	₹28,462

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	7.7%
3 Month	19.1%
6 Month	8.8%
1 Year	21.2%
3 Year	23.6%
5 Year	22.8%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	22%
2022	16.9%
2021	11.9%
2020	2.7%
2019	25.7%
2018	-0.1%
2017	45%
2016	17.8%
2015

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Amey Sathe	14 Oct 21	3.63 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	93.58%
Technology	1.89%

Asset Allocation

Asset Class	Value
Cash	4.53%
Equity	95.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	22%	₹616 Cr	3,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	9%	₹254 Cr	1,150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	9%	₹251 Cr	2,120,000 ↑ 80,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹238 Cr	1,665,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹78 Cr	990,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| SBICARD	3%	₹77 Cr	880,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	3%	₹76 Cr	750,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIGI	3%	₹70 Cr	375,000 ↑ 50,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 500034	3%	₹69 Cr	80,000 ↑ 10,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFCLIFE	2%	₹67 Cr	900,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 15.1% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (09 Jun 25)	₹42.6033 ↑ 0.57 (1.35 %)
Net Assets (Cr)	₹7,650 on 30 Apr 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.73
Information Ratio	0.3
Alpha Ratio	-2.85
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,628
31 May 22	₹17,166
31 May 23	₹20,038
31 May 24	₹25,691
31 May 25	₹30,564

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	8.3%
3 Month	18%
6 Month	7.3%
1 Year	20.9%
3 Year	22.8%
5 Year	24.4%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.84 Yr.
Pradeep Kesavan	1 Dec 23	1.5 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	96.11%

Asset Allocation

Asset Class	Value
Cash	3.89%
Equity	96.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	28%	₹2,120 Cr	11,014,715 ↑ 900,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	11%	₹861 Cr	6,035,814 ↓ -1,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	10%	₹745 Cr	6,285,625
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹705 Cr	3,191,554
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	6%	₹474 Cr	6,005,364 ↑ 4,250,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹318 Cr	4,274,765 ↑ 4,048,555
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 25 \| 500271	3%	₹263 Cr	2,018,698 ↑ 2,018,698
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹245 Cr	1,129,041 ↑ 605,769
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| 532134	3%	₹225 Cr	8,985,585 ↑ 6,650,506
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| SBICARD	2%	₹178 Cr	2,033,600

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (09 Jun 25)	₹135.13 ↑ 0.64 (0.48 %)
Net Assets (Cr)	₹9,375 on 30 Apr 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.75
Information Ratio	-0.05
Alpha Ratio	-2.44
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹19,209
31 May 22	₹18,963
31 May 23	₹22,595
31 May 24	₹26,342
31 May 25	₹31,859

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	6.5%
3 Month	16.2%
6 Month	8.3%
1 Year	20%
3 Year	20.1%
5 Year	24.6%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.34 Yr.
Sharmila D’mello	30 Jun 22	2.92 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	89.22%
Industrials	0.26%
Technology	0.06%

Asset Allocation

Asset Class	Value
Cash	10.35%
Equity	89.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	20%	₹1,907 Cr	13,361,620
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	16%	₹1,456 Cr	7,561,051 ↓ -1,790,076
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	9%	₹852 Cr	7,188,596
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹748 Cr	9,489,675 ↑ 1,244,761
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹508 Cr	2,875,302 ↓ -157,500
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹391 Cr	5,262,946 ↓ -160,600
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	4%	₹363 Cr	4,331,593
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹298 Cr	1,586,237
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹259 Cr	1,171,184
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	3%	₹248 Cr	1,902,703 ↑ 205,306

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a CAGR/Annualized return of 13% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% .

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (09 Jun 25)	₹48.8122 ↑ 0.27 (0.55 %)
Net Assets (Cr)	₹257 on 30 Apr 25
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.37
Sharpe Ratio	0.54
Information Ratio	0.24
Alpha Ratio	-5.66
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,953
31 May 22	₹16,412
31 May 23	₹19,434
31 May 24	₹24,058
31 May 25	₹28,560

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	7.8%
3 Month	17.8%
6 Month	6.9%
1 Year	20.6%
3 Year	21.7%
5 Year	22.7%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	20.5%
2022	15.7%
2021	8%
2020	-1%
2019	23.1%
2018	1.2%
2017	32.9%
2016	8.7%
2015	-11.8%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sandeep Jain	14 Mar 22	3.22 Yr.
Arjun Bagga	21 Oct 24	0.61 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	95.02%
Technology	1.4%

Asset Allocation

Asset Class	Value
Cash	2.68%
Equity	97.06%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	26%	₹67 Cr	346,450 ↑ 15,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	21%	₹54 Cr	376,000 ↑ 25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| 532215	7%	₹17 Cr	145,000 ↑ 15,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	6%	₹15 Cr	70,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	5%	₹13 Cr	166,500 ↑ 15,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| 500034	4%	₹10 Cr	11,976
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532978	3%	₹8 Cr	42,000 ↑ 6,500
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCAMC	2%	₹5 Cr	12,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 May 23 \| 532810	2%	₹5 Cr	125,000 ↑ 25,000
BSE Ltd (Financial Services) Equity, Since 31 Mar 25 \| BSE	2%	₹4 Cr	6,500

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

LIC MF Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 27 Mar 15. It is a fund with High risk and has given a CAGR/Annualized return of 7.7% since its launch. Return for 2024 was 0.5% , 2023 was 20.5% and 2022 was 19.6% .

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (09 Jun 25)	₹21.3405 ↑ 0.29 (1.36 %)
Net Assets (Cr)	₹264 on 30 Apr 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.13
Information Ratio	-0.42
Alpha Ratio	-16.9
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,315
31 May 22	₹15,770
31 May 23	₹19,957
31 May 24	₹23,051
31 May 25	₹25,404

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	9.9%
3 Month	18.8%
6 Month	5.8%
1 Year	10.4%
3 Year	18.7%
5 Year	20.2%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%
2015

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.74 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	94.31%
Technology	1.67%
Consumer Cyclical	1.54%

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	97.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	21%	₹55 Cr	285,422
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹35 Cr	241,886
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	7%	₹18 Cr	153,802
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	7%	₹17 Cr	79,060 ↑ 12,785
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹15 Cr	194,490
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	4%	₹10 Cr	392,014
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532810	3%	₹9 Cr	214,360
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹7 Cr	67,618
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| M&MFIN	3%	₹7 Cr	258,608
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 22 \| CSBBANK	3%	₹7 Cr	190,848 ↓ -40,893

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.2% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (09 Jun 25)	₹61.91 ↑ 0.48 (0.78 %)
Net Assets (Cr)	₹3,439 on 30 Apr 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.27
Information Ratio	-0.03
Alpha Ratio	-10.63
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹19,183
31 May 22	₹18,820
31 May 23	₹22,963
31 May 24	₹27,704
31 May 25	₹32,040

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

Duration	Returns
1 Month	8.3%
3 Month	18.6%
6 Month	7%
1 Year	16.7%
3 Year	21.1%
5 Year	25.1%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.77 Yr.
Dhaval Joshi	21 Nov 22	2.53 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	93.65%
Technology	1.19%

Asset Allocation

Asset Class	Value
Cash	5.03%
Equity	94.97%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	21%	₹713 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹642 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹228 Cr	1,927,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹215 Cr	248,725 ↑ 15,000
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹185 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹125 Cr	667,972
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹104 Cr	469,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹96 Cr	1,577,227 ↓ -473
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹89 Cr	1,308,861
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	2%	₹61 Cr	344,402

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