पॅसिव्ह फंड म्हणजे काय?

Updated on August 1, 2026 , 69970 views

पॅसिव्ह फंड हा एक प्रकारचा फंड आहे जो सातत्याने ट्रॅक ठेवतोबाजार फंडाला जास्तीत जास्त नफा मिळवून देण्यासाठी निर्देशांक. ते एका पोर्टफोलिओमध्ये गुंतवणूक करते जे अबाजार निर्देशांक जसे निफ्टी, सेन्सेक्स इ. सर्व सिक्युरिटीज आणि त्यांचे पोर्टफोलिओमधील प्रमाण फंड ज्या निर्देशांकाचा मागोवा घेत आहे सारखेच असेल.

पॅसिव्ह फंडांमध्ये, फंड मॅनेजर सक्रियपणे निवडत नाही की कोणते स्टॉक फंड बनवतील. हे एक कारण आहे की निष्क्रिय निधी सक्रिय निधीपेक्षा गुंतवणूक करणे सोपे आहे. गुंतवणूकदार पॅसिव्ह फंड खरेदी करतात जेव्हा त्यांना त्यांचा परतावा बाजाराशी सुसंगत हवा असतो. हे फंड कमी किमतीचे फंड आहेत कारण स्टॉक्स निवडण्यात आणि संशोधन करण्यासाठी कोणताही खर्च लागत नाही.

निष्क्रिय निधीचे प्रकार

निष्क्रिय निधी दोन प्रकारचे असतात, जसे की -

1. इंडेक्स फंड

इंडेक्स फंड ही एक ओपन-एंडेड योजना आहे जिथे गुंतवणूकदार ची युनिट्स खरेदी करतात आणि रिडीम करतातम्युच्युअल फंड निव्वळ मालमत्ता मूल्यांवर. दुसऱ्या शब्दांत, इंडेक्स फंडाची कामगिरी विशिष्ट निर्देशांकाच्या कामगिरीवर अवलंबून असते. इंडेक्स फंडामध्ये समभाग समान प्रमाणात असतात जसे ते विशिष्ट निर्देशांकात असतात.

2. एक्सचेंज ट्रेडेड फंड (ETFs)

एक्सचेंज ट्रेडेड फंडांची युनिट्स यादृच्छिकपणे स्टॉक एक्सचेंजमध्ये सूचीबद्ध केली जातात. गुंतवणूकदार रीअल-टाइम किमतींवर युनिट्सची खरेदी आणि विक्री करतातडीमॅट खाते.

Ready to Invest?
Talk to our investment specialist

निष्क्रीय निधी आणि सक्रिय निधी यांच्यातील फरक

ते कार्य करण्याच्या आणि प्रभावित करण्याच्या पद्धतीमध्ये विशिष्ट फरक आहेतगुंतवणूकदार.

टॅब्युलर निष्क्रिय निधी आणि सक्रिय निधीमध्ये फरक करते:

निष्क्रिय निधी	सक्रिय निधी
निधी निवडण्यात निधी व्यवस्थापक सक्रियपणे सहभागी होत नाही	बाजारातील कामगिरीवर आधारित विविध सिक्युरिटीजमधील निधी निवडण्यासाठी निधी व्यवस्थापक भरपूर संशोधन करण्यासाठी वचनबद्ध असतात आणि त्यानुसार पावले उचलतात.
कमी खर्च येतो	जास्त खर्च येतो
कमी खर्चाच्या गुणोत्तरामुळे लोकप्रियता	महाग व्यवस्थापन ते कमी लोकप्रिय करते

निष्क्रीय निधी विश्वास मिळवणे किती आहे?

2019 मध्ये, भारतीय गुंतवणूकदारांना निष्क्रीय म्युच्युअल फंड विश्वासार्ह असल्याचे आढळले. सोने आणि यासह निष्क्रिय निधीद्वारे व्यवस्थापित एकूण मालमत्ताईटीएफ इतर इंडेक्स फंड्स सोबत खूप मोठा होता. येथे उभी असल्याचे आढळून आलेरु. 177,181 कोटी 30 नोव्हेंबर 2019 रोजी.

असोसिएशन ऑफ म्युच्युअल फंड इन इंडिया (AMFI) ने सांगितले की इंडेक्स फंडांनी एयूएम गोळा केलेरु. 7717 कोटी नोव्हेंबर 2019 रोजी. निष्क्रिय लार्ज-कॅप ईटीएफ सक्रियपणे व्यवस्थापित केलेल्या तुलनेत 11.53% परतावा देतातलार्ज कॅप फंड ज्याने 10.19% ऑफर केले.

सोने ETFs वर उभा राहिलारु. 5,540.40 कोटी नोव्हेंबर 2019 पर्यंत. हे रु.च्या तुलनेत येते. डिसेंबर 2018 मध्ये 4,571 कोटी. इतर ETF चे AUM रु. होते. रु.च्या तुलनेत 1,63,923.66 कोटी. 2018 च्या अखेरीस 1,07,363 कोटी.

2019 च्या मोठ्या भागाने लार्ज-कॅप योजना रिटर्न चार्टच्या शीर्षस्थानी असल्याचे साक्षीदार आहे. 2020 मध्येही, टॉप 15 लार्ज-कॅप योजनांपैकी नऊ पॅसिव्ह फंड आहेत.

कोरोनाव्हायरस साथीच्या आजाराच्या दरम्यान निष्क्रिय निधी

जगभरातील सध्याच्या परिस्थितीमुळे, वित्तीय बाजारांना गंभीर चिंतेच्या समस्यांचा सामना करावा लागत आहे. भूतकाळात गुंतवणूकदार जोखीम पत्करण्यास तयार होते, परंतु आजच्या परिस्थितीमुळे बहुसंख्य गुंतवणूकदारांना धोका पत्करावा लागला आहे.सुरक्षित आश्रयस्थान. याचा अर्थ ते अशा गुंतवणुकीच्या शोधात आहेत ज्यातून जास्त परतावा मिळेल किंवा किमान स्थिर परतावा मिळेल.

अनेक गुंतवणूकदार आता एक्स्चेंज-ट्रेडेड फंड किंवा इंडेक्स फंड यासारख्या निष्क्रिय पद्धतींद्वारे गुंतवणूक करण्याचा विचार करत आहेत. AMFI नुसार, इंडेक्स फंडातील आवक सार्वकालिक उच्चांकाचा सामना करत आहेरु. 2076.5 कोटी मार्च 2020 मध्ये.

बेस्ट पॅसिव्ह फंड 2022 - 2023

निष्क्रिय म्युच्युअल फंडाच्या वाढत्या लोकप्रियतेसह, जास्त परतावा मिळण्याची शक्यता जास्त आहे. तुम्ही गुंतवणूक करण्यासाठी निवडू शकता असे सर्वोत्तम निष्क्रिय म्युच्युअल फंड येथे आहेत:

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Index Fund - Sensex Plan Growth	₹40.2616 ↑ 0.31	₹918	2.9	-5.6	-1.8	7.1	8.5	9.8
LIC MF Index Fund Sensex Growth	₹147.336 ↑ 1.14	₹90	2.7	-5.7	-2.3	6.5	8	9.1
Franklin India Index Fund Nifty Plan Growth	₹200.995 ↑ 3.29	₹723	3.8	-3.2	1.5	9.2	9.5	11.3
IDBI Nifty Index Fund Growth	₹36.2111 ↓ -0.02	₹208	9.1	11.9	16.2	20.3	11.7
Nippon India Index Fund - Nifty Plan Growth	₹42.3315 ↑ 0.70	₹3,792	3.9	-3.1	1.6	9.3	9.5	11.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Index Fund - Sensex Plan	LIC MF Index Fund Sensex	Franklin India Index Fund Nifty Plan	IDBI Nifty Index Fund	Nippon India Index Fund - Nifty Plan
Point 1	Upper mid AUM (₹918 Cr).	Bottom quartile AUM (₹90 Cr).	Lower mid AUM (₹723 Cr).	Bottom quartile AUM (₹208 Cr).	Highest AUM (₹3,792 Cr).
Point 2	Established history (15+ yrs).	Established history (23+ yrs).	Oldest track record among peers (26 yrs).	Established history (16+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.54% (bottom quartile).	5Y return: 8.04% (bottom quartile).	5Y return: 9.52% (upper mid).	5Y return: 11.74% (top quartile).	5Y return: 9.50% (lower mid).
Point 6	3Y return: 7.13% (bottom quartile).	3Y return: 6.53% (bottom quartile).	3Y return: 9.21% (lower mid).	3Y return: 20.28% (top quartile).	3Y return: 9.25% (upper mid).
Point 7	1Y return: -1.82% (bottom quartile).	1Y return: -2.34% (bottom quartile).	1Y return: 1.47% (lower mid).	1Y return: 16.16% (top quartile).	1Y return: 1.59% (upper mid).
Point 8	1M return: 1.30% (bottom quartile).	1M return: 1.24% (bottom quartile).	1M return: 2.24% (lower mid).	1M return: 3.68% (top quartile).	1M return: 2.27% (upper mid).
Point 9	Alpha: -0.53 (upper mid).	Alpha: -1.14 (bottom quartile).	Alpha: -0.58 (lower mid).	Alpha: -1.03 (bottom quartile).	Alpha: -0.46 (top quartile).
Point 10	Sharpe: -0.78 (bottom quartile).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.65 (lower mid).	Sharpe: 1.04 (top quartile).	Sharpe: -0.65 (upper mid).

Nippon India Index Fund - Sensex Plan

Upper mid AUM (₹918 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.54% (bottom quartile).
3Y return: 7.13% (bottom quartile).
1Y return: -1.82% (bottom quartile).
1M return: 1.30% (bottom quartile).
Alpha: -0.53 (upper mid).
Sharpe: -0.78 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹90 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.04% (bottom quartile).
3Y return: 6.53% (bottom quartile).
1Y return: -2.34% (bottom quartile).
1M return: 1.24% (bottom quartile).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.81 (bottom quartile).

Franklin India Index Fund Nifty Plan

Lower mid AUM (₹723 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.52% (upper mid).
3Y return: 9.21% (lower mid).
1Y return: 1.47% (lower mid).
1M return: 2.24% (lower mid).
Alpha: -0.58 (lower mid).
Sharpe: -0.65 (lower mid).

IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (top quartile).
3Y return: 20.28% (top quartile).
1Y return: 16.16% (top quartile).
1M return: 3.68% (top quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.04 (top quartile).

Nippon India Index Fund - Nifty Plan

Highest AUM (₹3,792 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.50% (lower mid).
3Y return: 9.25% (upper mid).
1Y return: 1.59% (upper mid).
1M return: 2.27% (upper mid).
Alpha: -0.46 (top quartile).
Sharpe: -0.65 (upper mid).

*कमीत कमी असलेल्या इंडेक्स म्युच्युअल फंडांची यादी खाली दिली आहे15 कोटी किंवा निव्वळ मालमत्तेमध्ये अधिक.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Sensex Plan

Upper mid AUM (₹918 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.54% (bottom quartile).
3Y return: 7.13% (bottom quartile).
1Y return: -1.82% (bottom quartile).
1M return: 1.30% (bottom quartile).
Alpha: -0.53 (upper mid).
Sharpe: -0.78 (bottom quartile).
Information ratio: -10.31 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~13.4%).

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan Growth
Launch Date	28 Sep 10
NAV (03 Aug 26)	₹40.2616 ↑ 0.31 (0.78 %)
Net Assets (Cr)	₹918 on 30 Jun 26
Category	Others - Index Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	-0.78
Information Ratio	-10.31
Alpha Ratio	-0.53
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,019
31 Jul 23	₹12,780
31 Jul 24	₹15,810
31 Jul 25	₹15,817
31 Jul 26	₹15,300

Nippon India Index Fund - Sensex Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.3%
3 Month	2.9%
6 Month	-5.6%
1 Year	-1.8%
3 Year	7.1%
5 Year	8.5%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.8%
2023	8.9%
2022	19.5%
2021	5%
2020	22.4%
2019	16.6%
2018	14.2%
2017	6.2%
2016	27.9%
2015	2%

Fund Manager information for Nippon India Index Fund - Sensex Plan

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.61 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.39%
Equity	99.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| HDFCBANK	13%	₹123 Cr	1,537,711 ↑ 690
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| 532174	11%	₹100 Cr	723,324 ↑ 1,276
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 10 \| RELIANCE	10%	₹88 Cr	682,644 ↑ 80
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 10 \| BHARTIARTL	6%	₹57 Cr	307,373 ↑ 19,765
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	5%	₹49 Cr	117,972 ↑ 19
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	5%	₹43 Cr	419,071 ↑ 47
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	4%	₹39 Cr	288,604 ↑ 256
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	4%	₹35 Cr	351,885 ↑ 60
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| KOTAKBANK	3%	₹29 Cr	742,584 ↑ 95
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹28 Cr	973,348 ↑ 128

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Sensex

Bottom quartile AUM (₹90 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.04% (bottom quartile).
3Y return: 6.53% (bottom quartile).
1Y return: -2.34% (bottom quartile).
1M return: 1.24% (bottom quartile).
Alpha: -1.14 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -10.40 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~13.4%).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex Growth
Launch Date	14 Nov 02
NAV (03 Aug 26)	₹147.336 ↑ 1.14 (0.78 %)
Net Assets (Cr)	₹90 on 30 Jun 26
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	-0.82
Information Ratio	-10.4
Alpha Ratio	-1.14
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,959
31 Jul 23	₹12,700
31 Jul 24	₹15,624
31 Jul 25	₹15,536
31 Jul 26	₹14,950

LIC MF Index Fund Sensex SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.2%
3 Month	2.7%
6 Month	-5.7%
1 Year	-2.3%
3 Year	6.5%
5 Year	8%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	8.2%
2022	19%
2021	4.6%
2020	21.9%
2019	15.9%
2018	14.6%
2017	5.6%
2016	27.4%
2015	1.6%

Fund Manager information for LIC MF Index Fund Sensex

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.32 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for LIC MF Index Fund Sensex as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	13%	₹12 Cr	151,997
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| 532174	11%	₹10 Cr	71,275
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 09 \| RELIANCE	10%	₹9 Cr	67,436
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	6%	₹5 Cr	28,348
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 09 \| LT	5%	₹5 Cr	11,642
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| SBIN	5%	₹4 Cr	41,357
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	4%	₹4 Cr	28,461
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| INFY	4%	₹3 Cr	34,713
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| KOTAKBANK	3%	₹3 Cr	73,400
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 11 \| ITC	3%	₹3 Cr	95,862

3. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Research Highlights for Franklin India Index Fund Nifty Plan

Lower mid AUM (₹723 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.52% (upper mid).
3Y return: 9.21% (lower mid).
1Y return: 1.47% (lower mid).
1M return: 2.24% (lower mid).
Alpha: -0.58 (lower mid).
Sharpe: -0.65 (lower mid).
Information ratio: -3.34 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~11.1%).

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan Growth
Launch Date	4 Aug 00
NAV (03 Aug 26)	₹200.995 ↑ 3.29 (1.66 %)
Net Assets (Cr)	₹723 on 30 Jun 26
Category	Others - Index Fund
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.63
Sharpe Ratio	-0.66
Information Ratio	-3.34
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,937
31 Jul 23	₹12,602
31 Jul 24	₹16,003
31 Jul 25	₹16,010
31 Jul 26	₹15,853

Franklin India Index Fund Nifty Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	2.2%
3 Month	3.8%
6 Month	-3.2%
1 Year	1.5%
3 Year	9.2%
5 Year	9.5%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	9.5%
2022	20.2%
2021	4.9%
2020	24.3%
2019	14.7%
2018	12%
2017	3.2%
2016	28.3%
2015	3.3%

Fund Manager information for Franklin India Index Fund Nifty Plan

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.79 Yr.
Shyam Sriram	26 Sep 24	1.85 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.43%
Equity	99.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 03 \| HDFCBANK	11%	₹80 Cr	1,008,379 ↑ 3,510
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	9%	₹65 Cr	471,045 ↑ 1,639
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 03 \| RELIANCE	8%	₹58 Cr	445,030 ↑ 1,549
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 04 \| BHARTIARTL	5%	₹37 Cr	202,235 ↑ 704
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	4%	₹32 Cr	77,360 ↑ 269
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	4%	₹28 Cr	273,418 ↑ 952
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| 532215	4%	₹25 Cr	189,048 ↑ 658
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	3%	₹23 Cr	231,010 ↑ 804
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| KOTAKBANK	3%	₹19 Cr	485,069 ↑ 1,688
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 11 \| ITC	3%	₹18 Cr	635,051 ↑ 2,210

4. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

Bottom quartile AUM (₹208 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.74% (top quartile).
3Y return: 20.28% (top quartile).
1Y return: 16.16% (top quartile).
1M return: 3.68% (top quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.04 (top quartile).
Information ratio: -3.93 (upper mid).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund Growth
Launch Date	25 Jun 10
NAV (28 Jul 23)	₹36.2111 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹208 on 30 Jun 23
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.9
Sharpe Ratio	1.04
Information Ratio	-3.93
Alpha Ratio	-1.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

IDBI Nifty Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	3.7%
3 Month	9.1%
6 Month	11.9%
1 Year	16.2%
3 Year	20.3%
5 Year	11.7%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Nifty Index Fund

Name	Since	Tenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Nifty Plan

Highest AUM (₹3,792 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.50% (lower mid).
3Y return: 9.25% (upper mid).
1Y return: 1.59% (upper mid).
1M return: 2.27% (upper mid).
Alpha: -0.46 (top quartile).
Sharpe: -0.65 (upper mid).
Information ratio: -10.13 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~11.1%).

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan Growth
Launch Date	28 Sep 10
NAV (03 Aug 26)	₹42.3315 ↑ 0.70 (1.67 %)
Net Assets (Cr)	₹3,792 on 30 Jun 26
Category	Others - Index Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆
Risk	Moderately High
Expense Ratio	0.49
Sharpe Ratio	-0.65
Information Ratio	-10.13
Alpha Ratio	-0.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,891
31 Jul 23	₹12,580
31 Jul 24	₹15,971
31 Jul 25	₹15,979
31 Jul 26	₹15,840

Nippon India Index Fund - Nifty Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	2.3%
3 Month	3.9%
6 Month	-3.1%
1 Year	1.6%
3 Year	9.3%
5 Year	9.5%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.4%
2023	9.4%
2022	20.5%
2021	4.6%
2020	24%
2019	14.3%
2018	12.3%
2017	3.5%
2016	29%
2015	2.5%

Fund Manager information for Nippon India Index Fund - Nifty Plan

Name	Since	Tenure
Himanshu Mange	23 Dec 23	2.61 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.34%
Equity	99.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| HDFCBANK	11%	₹422 Cr	5,294,461 ↑ 114,363
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| ICICIBANK	9%	₹341 Cr	2,476,803 ↑ 57,018
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 10 \| RELIANCE	8%	₹302 Cr	2,335,723 ↑ 49,578
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 10 \| BHARTIARTL	5%	₹195 Cr	1,051,361 ↑ 12,468
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹168 Cr	404,672 ↑ 7,269
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹147 Cr	1,429,116 ↑ 24,553
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| 532215	4%	₹134 Cr	992,947 ↑ 21,799
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	3%	₹121 Cr	1,212,699 ↑ 25,987
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 11 \| KOTAKBANK	3%	₹100 Cr	2,545,549 ↑ 53,723
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹96 Cr	3,332,861 ↑ 70,567

निष्कर्ष

निष्क्रिय फंड निश्चितपणे गुंतवणूकदारांसाठी आशेचा किरण ठरत आहेत, विशेषतः सध्याच्या आर्थिक संकटात. आधीगुंतवणूक कोणत्याही निष्क्रिय म्युच्युअल फंडामध्ये, योजनांशी संबंधित सर्व कागदपत्रे काळजीपूर्वक वाचण्याची खात्री करा. हे तुम्हाला सुरक्षिततेच्या भावनेसह काय अपेक्षा करावी आणि काय द्यावे हे समजून घेण्यास मदत करेल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.