+91-22-489139091 ਸਾਲ ਦੇ ਨਿਵੇਸ਼ 2022 ਲਈ 9 ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ
ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ? ਉਹਨਾਂ ਨੂੰ ਕਿਵੇਂ ਚੁਣਨਾ ਹੈ? ਇਹ ਕੁਝ ਆਮ ਸਵਾਲ ਹਨ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਦਿਮਾਗ ਵਿੱਚ ਹੁੰਦੇ ਹਨ ਜਦੋਂ ਸੋਚਦੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਦੁਆਰਾ ਏSIP ਜਾਂ ਯੋਜਨਾਬੱਧਨਿਵੇਸ਼ ਯੋਜਨਾ.
SIP ਨਿਵੇਸ਼ ਸਭ ਤੋਂ ਵੱਧ ਅਨੁਸ਼ਾਸਿਤ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਕਲਪਮਿਉਚੁਅਲ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇੱਕ SIP ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਦੀ ਘੱਟੋ-ਘੱਟ ਰਕਮ INR 500 ਜਿੰਨੀ ਘੱਟ ਹੈ। ਇਹ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈਸਿਖਰ SIP ਬਹੁਤ ਸੁਵਿਧਾਜਨਕ ਯੋਜਨਾਵਾਂ.
ਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰੋ?
ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ SIP ਨਿਵੇਸ਼ ਬੱਚਤ ਦੀ ਆਦਤ ਪੈਦਾ ਕਰਨ ਦਾ ਸਭ ਤੋਂ ਸੁਵਿਧਾਜਨਕ ਤਰੀਕਾ ਹੈ। ਬਹੁਤੀ ਵਾਰ ਕਮਾਉਣ ਵਾਲੇ ਲੋਕਾਂ ਦੀ ਨੌਜਵਾਨ ਪੀੜ੍ਹੀ ਬਹੁਤ ਕੁਝ ਨਹੀਂ ਬਚਾਉਂਦੀ। ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ ਬਣਾਉਣ ਲਈ ਕਿਸੇ ਨੂੰ ਬਹੁਤ ਜ਼ਿਆਦਾ ਨਿਵੇਸ਼ ਦੀ ਲੋੜ ਨਹੀਂ ਹੁੰਦੀ ਕਿਉਂਕਿ ਸ਼ੁਰੂਆਤੀ ਰਕਮ 500 ਰੁਪਏ ਤੋਂ ਘੱਟ ਹੁੰਦੀ ਹੈ, ਅਤੇ ਕੁਝ ਫੰਡ INR 100 ਮਾਸਿਕ ਲਈ SIP ਦੀ ਪੇਸ਼ਕਸ਼ ਵੀ ਕਰਦੇ ਹਨ। ਛੋਟੀ ਉਮਰ ਤੋਂ ਹੀ, ਕੋਈ ਵਿਅਕਤੀ ਆਪਣੀ ਬੱਚਤ ਨੂੰ ਨਿਵੇਸ਼ ਦੇ ਰੂਪ ਵਿੱਚ ਬਣਾਉਣ ਦੀ ਆਦਤ ਪਾ ਸਕਦਾ ਹੈ। SIP, ਇਸ ਤਰ੍ਹਾਂ ਹਰ ਮਹੀਨੇ ਦੇ ਦੌਰਾਨ ਬਚਤ ਕਰਨ ਲਈ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ। ਪ੍ਰਣਾਲੀਗਤ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਇਸ ਲਈ ਸਮਾਰਟ ਨਿਵੇਸ਼ ਦੇ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ।
ਐਸਆਈਪੀ ਤੁਹਾਡੀ ਤਿਆਰੀ ਵਿੱਚ ਤੁਹਾਡੀ ਮਦਦ ਕਰਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਇੱਕ ਮੁਸ਼ਕਲ ਰਹਿਤ ਤਰੀਕੇ ਨਾਲ. ਇੱਕ SIP ਹੋਣਾ ਬਹੁਤ ਸੁਵਿਧਾਜਨਕ ਹੈ ਕਿਉਂਕਿ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨੂੰ ਕਾਗਜ਼ੀ ਕਾਰਵਾਈ ਸਿਰਫ ਇੱਕ ਵਾਰ ਕਰਨ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ ਜਿਸ ਤੋਂ ਬਾਅਦ ਮਹੀਨਾਵਾਰ ਰਕਮਾਂ ਨੂੰ ਡੇਬਿਟ ਕੀਤਾ ਜਾਂਦਾ ਹੈਬੈਂਕ ਬਿਨਾਂ ਦਖਲ ਦੇ ਸਿੱਧੇ ਖਾਤੇ. ਨਤੀਜੇ ਵਜੋਂ, SIP ਨੂੰ ਹੋਰ ਨਿਵੇਸ਼ਾਂ ਅਤੇ ਬੱਚਤ ਵਿਕਲਪਾਂ ਦੁਆਰਾ ਲੋੜੀਂਦੇ ਯਤਨਾਂ ਦੀ ਲੋੜ ਨਹੀਂ ਹੈ।
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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ 1 ਸਾਲ ਦੇ ਨਿਵੇਸ਼ ਲਈ ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹591.711
↑ 0.11 ₹18,189 1,000 2 3.5 6.6 7.3 7.4 7.45% 5M 26D 6M 18D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,237.14
↑ 0.48 ₹1,728 1,000 1.7 3.4 6.5 7 6.6 6.26% 1M 13D 1M 13D ICICI Prudential Ultra Short Term Fund Growth ₹29.8464
↑ 0.00 ₹15,455 1,000 1.9 3.5 6.5 7 7.1 7.17% 5M 8D 6M 18D Nippon India Liquid Fund Growth ₹6,854.96
↑ 1.10 ₹41,346 100 1.7 3.4 6.4 6.9 6.5 6.5% 2M 2M 4D LIC MF Liquid Fund Growth ₹5,076.51
↑ 0.65 ₹16,809 1,000 1.7 3.4 6.4 6.9 6.4 7.12% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,716.29
↑ 0.38 ₹323 500 1.7 3.4 6.4 6.9 6.6 6.4% 1M 18D 1M 18D Tata Liquid Fund Growth ₹4,423.44
↑ 0.57 ₹27,603 500 1.7 3.4 6.4 6.9 6.5 6.44% 2M 11D 2M 11D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Sep 26 Research Highlights & Commentary of 9 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund IDBI Liquid Fund BOI AXA Liquid Fund ICICI Prudential Ultra Short Term Fund Nippon India Liquid Fund LIC MF Liquid Fund Indiabulls Liquid Fund Tata Liquid Fund IDBI Ultra Short Term Fund Point 1 Upper mid AUM (₹18,189 Cr). Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,728 Cr). Lower mid AUM (₹15,455 Cr). Highest AUM (₹41,346 Cr). Upper mid AUM (₹16,809 Cr). Bottom quartile AUM (₹323 Cr). Top quartile AUM (₹27,603 Cr). Bottom quartile AUM (₹146 Cr). Point 2 Established history (23+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (15+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Established history (14+ yrs). Established history (22+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 6.57% (top quartile). 1Y return: 6.55% (top quartile). 1Y return: 6.49% (upper mid). 1Y return: 6.48% (upper mid). 1Y return: 6.42% (lower mid). 1Y return: 6.41% (lower mid). 1Y return: 6.41% (bottom quartile). 1Y return: 6.41% (bottom quartile). 1Y return: 6.39% (bottom quartile). Point 6 1M return: 0.66% (top quartile). 1M return: 0.53% (bottom quartile). 1M return: 0.57% (upper mid). 1M return: 0.63% (top quartile). 1M return: 0.55% (upper mid). 1M return: 0.54% (bottom quartile). 1M return: 0.55% (lower mid). 1M return: 0.55% (lower mid). 1M return: 0.52% (bottom quartile). Point 7 Sharpe: 0.81 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 2.77 (top quartile). Sharpe: 0.81 (bottom quartile). Sharpe: 2.29 (lower mid). Sharpe: 2.31 (upper mid). Sharpe: 2.53 (top quartile). Sharpe: 2.49 (upper mid). Sharpe: -0.57 (bottom quartile). Point 8 Information ratio: 0.00 (upper mid). Information ratio: -5.96 (bottom quartile). Information ratio: 2.18 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.19 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.45% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 7.17% (top quartile). Yield to maturity (debt): 6.50% (lower mid). Yield to maturity (debt): 7.12% (upper mid). Yield to maturity (debt): 6.40% (bottom quartile). Yield to maturity (debt): 6.44% (bottom quartile). Yield to maturity (debt): 6.83% (upper mid). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.44 yrs (bottom quartile). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.19 yrs (lower mid). Aditya Birla Sun Life Savings Fund
IDBI Liquid Fund
BOI AXA Liquid Fund
ICICI Prudential Ultra Short Term Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
Indiabulls Liquid Fund
Tata Liquid Fund
IDBI Ultra Short Term Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (08 Sep 26) ₹591.711 ↑ 0.11 (0.02 %) Net Assets (Cr) ₹18,189 on 31 Jul 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,392 31 Aug 23 ₹11,106 31 Aug 24 ₹11,931 31 Aug 25 ₹12,877 31 Aug 26 ₹13,697 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.5% 1 Year 6.6% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 12.12 Yr. Kaustubh Gupta 15 Jul 11 15.06 Yr. Monika Gandhi 22 Mar 21 5.36 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 44.74% Debt 55.26% Debt Sector Allocation
Sector Value Corporate 62.79% Cash Equivalent 21.61% Government 15.59% Credit Quality
Rating Value AA 33.23% AAA 66.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹846 Cr 85,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹736 Cr 15,300 Shriram Finance Limited
Debentures | -3% ₹532 Cr 52,500 Vedanta Limited
Debentures | -2% ₹451 Cr 44,500
↑ 12,000 HDFC Bank Ltd.
Debentures | -2% ₹447 Cr 9,000
↑ 9,000 Bharti Telecom Limited
Debentures | -2% ₹397 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹324 Cr 32,500
↓ -2,500 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -1% ₹299 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹281 Cr 28,000
↓ -500 2. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (08 Sep 26) ₹3,237.14 ↑ 0.48 (0.01 %) Net Assets (Cr) ₹1,728 on 31 Jul 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 2.77 Information Ratio 2.18 Alpha Ratio 0.1 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.26% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,396 31 Aug 23 ₹11,099 31 Aug 24 ₹11,921 31 Aug 25 ₹12,755 31 Aug 26 ₹13,575 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.4% 1 Year 6.5% 3 Year 7% 5 Year 6.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 63.21% Corporate 19.01% Government 17.47% Credit Quality
Rating Value AA 1.47% AAA 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹100 Cr 10,000,000 India (Republic of)
- | -6% ₹99 Cr 10,000,000
↑ 10,000,000 India (Republic of)
- | -3% ₹54 Cr 5,400,000 India (Republic of)
- | -3% ₹53 Cr 5,350,000 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Godrej Agrovet Ltd.
Commercial Paper | -3% ₹50 Cr 5,000,000 Indian Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000
↑ 5,000,000 Poonawalla Fincorp Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹50 Cr 5,000,000 4. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (08 Sep 26) ₹29.8464 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹15,455 on 31 Jul 26 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.17% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,380 31 Aug 23 ₹11,069 31 Aug 24 ₹11,869 31 Aug 25 ₹12,755 31 Aug 26 ₹13,556 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.5% 1 Year 6.5% 3 Year 7% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.1% 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.71 Yr. Ritesh Lunawat 15 Jun 17 9.13 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 83.62% Debt 16.07% Other 0.31% Debt Sector Allocation
Sector Value Corporate 61.01% Cash Equivalent 48.58% Credit Quality
Rating Value AA 19.81% AAA 80.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹497 Cr 50,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹351 Cr 35,000 Vedanta Limited
Debentures | -2% ₹343 Cr 34,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹326 Cr 32,500 6.17% Govt Stock 2028
Sovereign Bonds | -2% ₹310 Cr 30,773,600 India (Republic of)
- | -2% ₹297 Cr 30,000,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹271 Cr 275 Muthoot Finance Limited
Debentures | -2% ₹251 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹251 Cr 25,000
↑ 10,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹244 Cr 5,000 5. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (08 Sep 26) ₹6,854.96 ↑ 1.10 (0.02 %) Net Assets (Cr) ₹41,346 on 31 Jul 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 2 Months 4 Days Modified Duration 2 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,073 31 Aug 24 ₹11,882 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.19 Yr. Vikash Agarwal 14 Sep 24 1.88 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.25% Debt 0.52% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 75.72% Government 12.71% Corporate 11.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹2,270 Cr Triparty Repo
CBLO/Reverse Repo | -4% ₹1,906 Cr India (Republic of)
- | -3% ₹1,195 Cr 120,000,000 India (Republic of)
- | -3% ₹1,159 Cr 117,000,000
↑ 7,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,143 Cr 23,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹994 Cr 20,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹838 Cr 17,000
↑ 17,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹747 Cr 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹747 Cr 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹744 Cr 15,000
↑ 15,000 6. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (08 Sep 26) ₹5,076.51 ↑ 0.65 (0.01 %) Net Assets (Cr) ₹16,809 on 31 Jul 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 2 Months 1 Day Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,378 31 Aug 23 ₹11,067 31 Aug 24 ₹11,881 31 Aug 25 ₹12,696 31 Aug 26 ₹13,504 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.4% 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 10.91 Yr. Aakash Dhulia 1 Sep 25 1 Yr. Data below for LIC MF Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 97.22% Debt 2.58% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 73.92% Government 14.14% Corporate 11.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹989 Cr 100,000,000 Reverse Repo
CBLO/Reverse Repo | -5% ₹824 Cr Treps
CBLO/Reverse Repo | -4% ₹693 Cr Reliance Retail Ventures Limited
Commercial Paper | -3% ₹499 Cr 10,000 Motilal Oswal Financial Services Ltd
Commercial Paper | -3% ₹497 Cr 10,000 NTPC Ltd.
Commercial Paper | -3% ₹447 Cr 9,000 Small Industries Development Bank of India
Debentures | -2% ₹395 Cr 8,000
↑ 8,000 India (Republic of)
- | -2% ₹395 Cr 40,000,000
↑ 40,000,000 Titan Co Ltd.
Commercial Paper | -2% ₹373 Cr 7,500 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹349 Cr 7,000 7. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (08 Sep 26) ₹2,716.29 ↑ 0.38 (0.01 %) Net Assets (Cr) ₹323 on 31 Jul 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.53 Information Ratio 1.19 Alpha Ratio 0.04 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,359 31 Aug 23 ₹11,024 31 Aug 24 ₹11,830 31 Aug 25 ₹12,657 31 Aug 26 ₹13,463 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 3.23 Yr. Wilfred Gonsalves 4 May 26 0.24 Yr. Data below for Indiabulls Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.81% Debt 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 55.72% Corporate 31.47% Government 12.81% Credit Quality
Rating Value AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹40 Cr 4,000,000
↑ 1,500,000 Indian Bank
Certificate of Deposit | -7% ₹30 Cr 3,000,000
↑ 3,000,000 Canara Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000
↓ -500,000 Punjab National Bank Red
Certificate of Deposit | -6% ₹25 Cr 2,500,000 ICICI Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -6% ₹25 Cr 2,500,000 Kotak Mahindra Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 Small Industries Dev Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Bharat Petroleum Corp Ltd.
Commercial Paper | -6% ₹24 Cr 2,450,000
↑ 2,450,000 Union Bank Of India
Certificate of Deposit | -6% ₹24 Cr 2,400,000 8. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (08 Sep 26) ₹4,423.44 ↑ 0.57 (0.01 %) Net Assets (Cr) ₹27,603 on 31 Jul 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 2.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Months 11 Days Modified Duration 2 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,071 31 Aug 24 ₹11,879 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Harsh Dave 1 Aug 24 2 Yr. Dhawal Joshi 1 Jun 26 0.17 Yr. Data below for Tata Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 63.6% Government 20.88% Corporate 15.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,202 Cr 121,000,000
↓ -27,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹1,069 Cr 21,500 India (Republic of)
- | -3% ₹989 Cr 100,000,000
↑ 59,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹986 Cr 20,000
↑ 20,000 Central Bank Of India
Certificate of Deposit | -3% ₹961 Cr 19,500
↑ 19,500 Export-Import Bank Of India
Commercial Paper | -3% ₹946 Cr 19,000 LIC Housing Finance Ltd.
Commercial Paper | -3% ₹945 Cr 19,000 India (Republic of)
- | -2% ₹754 Cr 75,500,000
↓ -14,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹697 Cr 14,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹695 Cr 14,000 9. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
ਮਿਉਚੁਅਲ ਫੰਡ ਐਸਆਈਪੀ ਔਨਲਾਈਨ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!
ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ
1. SIP ਵਿੱਚ ਕਾਰਜਕਾਲ ਦਾ ਕੀ ਮਹੱਤਵ ਹੈ?
A: ਜਦੋਂ ਤੁਸੀਂ SIPs ਦੀ ਚੋਣ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਸਭ ਤੋਂ ਪਹਿਲਾਂ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ ਕਾਰਜਕਾਲ। ਕਾਰਜਕਾਲ ਦੀ ਜਾਂਚ ਕਰਨਾ ਅਤੇ ਫਿਰ ਨਿਵੇਸ਼ ਕਰਨਾ ਇੱਕ ਚੰਗਾ ਵਿਚਾਰ ਹੈ ਕਿਉਂਕਿ ਤੁਹਾਨੂੰ ਕਾਰਜਕਾਲ ਪੂਰਾ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਆਪਣਾ ਨਿਵੇਸ਼ ਬੰਦ ਨਹੀਂ ਕਰਨਾ ਚਾਹੀਦਾ। ਜੇਕਰ ਤੁਸੀਂ ਅਜਿਹਾ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਐਗਜ਼ਿਟ ਲੋਡ ਦੇ ਰੂਪ ਵਿੱਚ ਜੁਰਮਾਨੇ ਦਾ ਭੁਗਤਾਨ ਕਰਨਾ ਪੈ ਸਕਦਾ ਹੈ।
2. ਕੀ ਇੱਕ ਸਾਲ ਦੇ SIPs ਚੰਗੇ ਹਨ?
A: ਹਾਂ, ਇੱਕ ਸਾਲ ਦੇ SIPs ਚੰਗੇ ਹਨ, ਖਾਸ ਕਰਕੇ ਜੇਕਰ ਤੁਸੀਂ ਤੁਰੰਤ ਵਾਪਸੀ ਦੀ ਤਲਾਸ਼ ਕਰ ਰਹੇ ਹੋ। ਆਮ ਤੌਰ 'ਤੇ, ਇੱਕ-ਸਾਲ ਦੇ SIPs ਦੀ ਮਦਦ ਨਾਲ, ਤੁਸੀਂ ਆਪਣੇ ਫੰਡ ਪੋਰਟਫੋਲੀਓ ਦੇ ਆਧਾਰ 'ਤੇ ਆਪਣੇ ਨਿਵੇਸ਼ 'ਤੇ 4.2% ਤੋਂ 6.2% ਤੱਕ ROI ਦੀ ਉਮੀਦ ਕਰ ਸਕਦੇ ਹੋ।
3. ਮੈਨੂੰ ਇੱਕ ਸਾਲ ਦੇ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
A: ਜੇਕਰ ਤੁਸੀਂ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ਾਂ ਲਈ ਨਵੇਂ ਹੋ ਅਤੇ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹੋ ਤਾਂ ਇੱਕ ਸਾਲ ਦੇ SIP ਲਾਭਦਾਇਕ ਹਨ।
4. ਕੀ ਇੱਕ ਸਾਲ ਦੀ SIP ਚੰਗੀ ਰਿਟਰਨ ਦਿੰਦੀ ਹੈ?
A: ਇੱਕ ਸਾਲ ਦੇ SIPs ਨੌਜਵਾਨ ਨਿਵੇਸ਼ਕਾਂ ਵਿੱਚ ਪ੍ਰਸਿੱਧੀ ਪ੍ਰਾਪਤ ਕਰ ਰਹੇ ਹਨ ਕਿਉਂਕਿ ਇਹ ਚੰਗੇ ਅਤੇ ਤੇਜ਼ ਰਿਟਰਨ ਪੈਦਾ ਕਰਦੇ ਹਨ। ਜੇਕਰ ਤੁਸੀਂ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨੂੰ ਸਮਝਣਾ ਚਾਹੁੰਦੇ ਹੋਬਜ਼ਾਰ, ਫਿਰ ਇੱਕ ਸਾਲ ਦੇ SIPs ਇੱਕ ਚੰਗਾ ਵਿਚਾਰ ਹੈ।
5. ਕੀ ਸਾਰੇ SIP ਵਧੀਆ ਰਿਟਰਨ ਪੈਦਾ ਕਰਦੇ ਹਨ?
A: SIPs ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣ ਦੇ ਸਭ ਤੋਂ ਵਧੀਆ ਤਰੀਕਿਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ ਅਤੇ ਚੰਗੇ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਲਈ ਜਾਣੇ ਜਾਂਦੇ ਹਨ। ਇਹ ਤੁਹਾਨੂੰ ਉਹ ਫੰਡ ਚੁਣਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ ਜੋ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ ਅਤੇ ਰਕਮ ਵੀ। ਤੁਹਾਨੂੰ ਨਿਯਮਤ ਅੰਤਰਾਲਾਂ 'ਤੇ ਛੋਟੀਆਂ ਰਕਮਾਂ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਮੌਕਾ ਮਿਲਦਾ ਹੈ।
6. ਕੀ ਸਾਰੇ SIP ਵਿੱਚ ਵੱਡੇ-ਕੈਪ ਸਟਾਕ ਸ਼ਾਮਲ ਹੁੰਦੇ ਹਨ?
A: ਦੇ ਅਨੁਸਾਰਸੇਬੀ ਆਦੇਸ਼, SIP ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਨਿਵੇਸ਼ਕਾਂ ਅਤੇ ਕੰਪਨੀਆਂ ਦੀ ਸੁਰੱਖਿਆ ਲਈ 70:20:10 ਪ੍ਰੋਟੋਕੋਲ ਦੀ ਪਾਲਣਾ ਕਰਨੀ ਪੈਂਦੀ ਹੈ। ਇਸ ਨਿਯਮ ਦੇ ਅਨੁਸਾਰ, ਇਕੁਇਟੀ ਨਿਵੇਸ਼ ਦਾ 70% ਵੱਡੇ-ਕੈਪ ਸਟਾਕਾਂ ਵਿੱਚ ਹੋਵੇਗਾ, 20% ਵਿੱਚਮਿਡ-ਕੈਪ ਸਟਾਕ, ਅਤੇ 10% ਵਿੱਚਛੋਟੀ ਕੈਪ ਸਟਾਕ. ਇਸ ਲਈ SIP ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਵਿਭਿੰਨ ਬਣਾਉਂਦੇ ਹਨ, ਅਤੇ ਸਾਰੇ ਸਿਰਫ਼ ਵੱਡੇ-ਕੈਪ ਸਟਾਕਾਂ ਵਿੱਚ ਕੇਂਦਰਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨ।
7. ਕੀ ਕੋਈ ਵੱਧ ਤੋਂ ਵੱਧ ਅਤੇ ਘੱਟੋ-ਘੱਟ ਰਕਮ ਹੈ ਜੋ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ?
A: ਘੱਟੋ-ਘੱਟ ਰਕਮ ਜੋ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ 500 ਰੁਪਏ ਹੈ। ਹਾਲਾਂਕਿ, SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਕੋਈ ਉਪਰਲੀ ਸੀਮਾ ਨਹੀਂ ਹੈ। ਤੁਸੀਂ ਆਪਣੇ ਫੰਡ ਮੈਨੇਜਰ ਨਾਲ ਇਸਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹੋ।
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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