+91-22-489139091 ਸਾਲ ਦੇ ਨਿਵੇਸ਼ 2022 ਲਈ 9 ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ
ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ? ਉਹਨਾਂ ਨੂੰ ਕਿਵੇਂ ਚੁਣਨਾ ਹੈ? ਇਹ ਕੁਝ ਆਮ ਸਵਾਲ ਹਨ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਦਿਮਾਗ ਵਿੱਚ ਹੁੰਦੇ ਹਨ ਜਦੋਂ ਸੋਚਦੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਦੁਆਰਾ ਏSIP ਜਾਂ ਯੋਜਨਾਬੱਧਨਿਵੇਸ਼ ਯੋਜਨਾ.
SIP ਨਿਵੇਸ਼ ਸਭ ਤੋਂ ਵੱਧ ਅਨੁਸ਼ਾਸਿਤ ਵਿੱਚੋਂ ਇੱਕ ਹੈਨਿਵੇਸ਼ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਕਲਪਮਿਉਚੁਅਲ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਇੱਕ SIP ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਦੀ ਘੱਟੋ-ਘੱਟ ਰਕਮ INR 500 ਜਿੰਨੀ ਘੱਟ ਹੈ। ਇਹ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈਸਿਖਰ SIP ਬਹੁਤ ਸੁਵਿਧਾਜਨਕ ਯੋਜਨਾਵਾਂ.
ਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰੋ?
ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ SIP ਨਿਵੇਸ਼ ਬੱਚਤ ਦੀ ਆਦਤ ਪੈਦਾ ਕਰਨ ਦਾ ਸਭ ਤੋਂ ਸੁਵਿਧਾਜਨਕ ਤਰੀਕਾ ਹੈ। ਬਹੁਤੀ ਵਾਰ ਕਮਾਉਣ ਵਾਲੇ ਲੋਕਾਂ ਦੀ ਨੌਜਵਾਨ ਪੀੜ੍ਹੀ ਬਹੁਤ ਕੁਝ ਨਹੀਂ ਬਚਾਉਂਦੀ। ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ ਬਣਾਉਣ ਲਈ ਕਿਸੇ ਨੂੰ ਬਹੁਤ ਜ਼ਿਆਦਾ ਨਿਵੇਸ਼ ਦੀ ਲੋੜ ਨਹੀਂ ਹੁੰਦੀ ਕਿਉਂਕਿ ਸ਼ੁਰੂਆਤੀ ਰਕਮ 500 ਰੁਪਏ ਤੋਂ ਘੱਟ ਹੁੰਦੀ ਹੈ, ਅਤੇ ਕੁਝ ਫੰਡ INR 100 ਮਾਸਿਕ ਲਈ SIP ਦੀ ਪੇਸ਼ਕਸ਼ ਵੀ ਕਰਦੇ ਹਨ। ਛੋਟੀ ਉਮਰ ਤੋਂ ਹੀ, ਕੋਈ ਵਿਅਕਤੀ ਆਪਣੀ ਬੱਚਤ ਨੂੰ ਨਿਵੇਸ਼ ਦੇ ਰੂਪ ਵਿੱਚ ਬਣਾਉਣ ਦੀ ਆਦਤ ਪਾ ਸਕਦਾ ਹੈ। SIP, ਇਸ ਤਰ੍ਹਾਂ ਹਰ ਮਹੀਨੇ ਦੇ ਦੌਰਾਨ ਬਚਤ ਕਰਨ ਲਈ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ। ਪ੍ਰਣਾਲੀਗਤ ਨਿਵੇਸ਼ ਯੋਜਨਾਵਾਂ ਇਸ ਲਈ ਸਮਾਰਟ ਨਿਵੇਸ਼ ਦੇ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ।
ਐਸਆਈਪੀ ਤੁਹਾਡੀ ਤਿਆਰੀ ਵਿੱਚ ਤੁਹਾਡੀ ਮਦਦ ਕਰਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਇੱਕ ਮੁਸ਼ਕਲ ਰਹਿਤ ਤਰੀਕੇ ਨਾਲ. ਇੱਕ SIP ਹੋਣਾ ਬਹੁਤ ਸੁਵਿਧਾਜਨਕ ਹੈ ਕਿਉਂਕਿ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨੂੰ ਕਾਗਜ਼ੀ ਕਾਰਵਾਈ ਸਿਰਫ ਇੱਕ ਵਾਰ ਕਰਨ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ ਜਿਸ ਤੋਂ ਬਾਅਦ ਮਹੀਨਾਵਾਰ ਰਕਮਾਂ ਨੂੰ ਡੇਬਿਟ ਕੀਤਾ ਜਾਂਦਾ ਹੈਬੈਂਕ ਬਿਨਾਂ ਦਖਲ ਦੇ ਸਿੱਧੇ ਖਾਤੇ. ਨਤੀਜੇ ਵਜੋਂ, SIP ਨੂੰ ਹੋਰ ਨਿਵੇਸ਼ਾਂ ਅਤੇ ਬੱਚਤ ਵਿਕਲਪਾਂ ਦੁਆਰਾ ਲੋੜੀਂਦੇ ਯਤਨਾਂ ਦੀ ਲੋੜ ਨਹੀਂ ਹੈ।
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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ 1 ਸਾਲ ਦੇ ਨਿਵੇਸ਼ ਲਈ ਵਧੀਆ SIP ਯੋਜਨਾਵਾਂ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹573.63
↑ 0.12 ₹21,467 1,000 1.3 2.9 6.8 7.3 7.4 7.14% 5M 23D 6M 18D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D ICICI Prudential Ultra Short Term Fund Growth ₹28.9546
↑ 0.01 ₹14,897 1,000 1.3 2.8 6.5 7 7.1 7.11% 5M 8D 6M 14D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D Kotak Savings Fund Growth ₹44.7669
↑ 0.01 ₹16,105 1,000 1.4 2.8 6.3 6.8 6.8 7.12% 5M 23D 6M 18D Nippon India Ultra Short Duration Fund Growth ₹4,204.24
↑ 0.71 ₹10,672 100 1.3 2.8 6.3 6.8 6.8 7.27% 5M 13D 7M 28D BOI AXA Liquid Fund Growth ₹3,141.51
↑ 0.64 ₹1,915 1,000 1.5 3 6.2 7 6.6 6.34% 1M 17D 1M 17D Indiabulls Liquid Fund Growth ₹2,636.74
↑ 0.52 ₹193 500 1.5 2.9 6.2 6.9 6.6 5.55% 17D 17D Tata Liquid Fund Growth ₹4,294.22
↑ 0.87 ₹33,869 500 1.5 2.9 6.2 6.9 6.5 6.21% 1M 7D 1M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26 Research Highlights & Commentary of 9 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund IDBI Liquid Fund ICICI Prudential Ultra Short Term Fund IDBI Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund BOI AXA Liquid Fund Indiabulls Liquid Fund Tata Liquid Fund Point 1 Top quartile AUM (₹21,467 Cr). Bottom quartile AUM (₹503 Cr). Upper mid AUM (₹14,897 Cr). Bottom quartile AUM (₹146 Cr). Upper mid AUM (₹16,105 Cr). Lower mid AUM (₹10,672 Cr). Lower mid AUM (₹1,915 Cr). Bottom quartile AUM (₹193 Cr). Highest AUM (₹33,869 Cr). Point 2 Established history (22+ yrs). Established history (15+ yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Established history (17+ yrs). Established history (14+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 5★ (top quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.76% (top quartile). 1Y return: 6.55% (top quartile). 1Y return: 6.55% (upper mid). 1Y return: 6.39% (upper mid). 1Y return: 6.34% (lower mid). 1Y return: 6.26% (lower mid). 1Y return: 6.22% (bottom quartile). 1Y return: 6.17% (bottom quartile). 1Y return: 6.15% (bottom quartile). Point 6 1M return: 0.44% (bottom quartile). 1M return: 0.53% (top quartile). 1M return: 0.48% (bottom quartile). 1M return: 0.52% (top quartile). 1M return: 0.52% (upper mid). 1M return: 0.45% (bottom quartile). 1M return: 0.51% (upper mid). 1M return: 0.50% (lower mid). 1M return: 0.49% (lower mid). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 0.20 (bottom quartile). Sharpe: 2.28 (lower mid). Sharpe: -0.57 (bottom quartile). Sharpe: 1.80 (bottom quartile). Sharpe: 1.90 (lower mid). Sharpe: 3.36 (top quartile). Sharpe: 2.65 (upper mid). Sharpe: 2.84 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.71 (top quartile). Information ratio: -0.47 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 7.11% (upper mid). Yield to maturity (debt): 6.83% (lower mid). Yield to maturity (debt): 7.12% (upper mid). Yield to maturity (debt): 7.27% (top quartile). Yield to maturity (debt): 6.34% (bottom quartile). Yield to maturity (debt): 5.55% (bottom quartile). Yield to maturity (debt): 6.21% (bottom quartile). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.19 yrs (lower mid). Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.45 yrs (bottom quartile). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.05 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Aditya Birla Sun Life Savings Fund
IDBI Liquid Fund
ICICI Prudential Ultra Short Term Fund
IDBI Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
BOI AXA Liquid Fund
Indiabulls Liquid Fund
Tata Liquid Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Mar 26) ₹573.63 ↑ 0.12 (0.02 %) Net Assets (Cr) ₹21,467 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,981 31 Mar 24 ₹11,796 31 Mar 25 ₹12,712 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.9% 1 Year 6.8% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.7 Yr. Kaustubh Gupta 15 Jul 11 14.64 Yr. Monika Gandhi 22 Mar 21 4.94 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 42.74% Debt 56.94% Other 0.32% Debt Sector Allocation
Sector Value Corporate 57.02% Cash Equivalent 26.95% Government 15.71% Credit Quality
Rating Value AA 30.53% AAA 69.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Money Mgr Dir Gr
Investment Fund | -5% ₹1,101 Cr 28,181,297
↑ 28,181,297 Shriram Finance Limited
Debentures | -3% ₹612 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹545 Cr 54,000 Bharti Telecom Limited
Debentures | -2% ₹399 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹351 Cr 35,000 Mankind Pharma Limited
Debentures | -1% ₹321 Cr 32,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹303 Cr 30,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹286 Cr 28,500
↑ 3,500 2. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,348 31 Mar 23 ₹10,935 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (31 Mar 26) ₹28.9546 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹14,897 on 15 Mar 26 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.11% Effective Maturity 6 Months 14 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,396 31 Mar 23 ₹10,949 31 Mar 24 ₹11,737 31 Mar 25 ₹12,601 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.3% 6 Month 2.8% 1 Year 6.5% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.29 Yr. Ritesh Lunawat 15 Jun 17 8.71 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 81.75% Debt 17.96% Other 0.29% Debt Sector Allocation
Sector Value Corporate 57.93% Cash Equivalent 56.29% Credit Quality
Rating Value AA 20.78% AAA 79.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹454 Cr 450 Vedanta Limited
Debentures | -2% ₹353 Cr 35,000 Goi Floating Rate Bond 2028
Sovereign Bonds | -2% ₹311 Cr 30,773,600 Muthoot Finance Limited
Debentures | -2% ₹303 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹246 Cr 24,500 AU Small Finance Bank Ltd.
Debentures | -1% ₹236 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹201 Cr 20,000 Nuvama Wealth Finance Limited
Debentures | -1% ₹201 Cr 20,000 Motilal Oswal Home Finance Limited
Debentures | -1% ₹201 Cr 20,000 05/03/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹200 Cr 20,000,000 4. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,401 31 Mar 23 ₹10,950 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (31 Mar 26) ₹44.7669 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹16,105 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,344 31 Mar 23 ₹10,881 31 Mar 24 ₹11,642 31 Mar 25 ₹12,480 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.8% 1 Year 6.3% 3 Year 6.8% 5 Year 5.8% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.8% 2021 4.5% 2020 3.2% 2019 5.8% 2018 7.8% 2017 7.4% 2016 6.7% 2015 8.2% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.89 Yr. Manu Sharma 1 Nov 22 3.33 Yr. Data below for Kotak Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 43.26% Debt 56.45% Other 0.29% Debt Sector Allocation
Sector Value Corporate 54.19% Cash Equivalent 25.02% Government 20.51% Credit Quality
Rating Value AA 13.57% AAA 86.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹579 Cr 57,500 Bank of Baroda
Debentures | -4% ₹564 Cr 60,000 Tamil Nadu (Government of) 0.0654%
- | -3% ₹450 Cr 45,000,000
↑ 45,000,000 6.9% Maharashtra Sgs 2030
Sovereign Bonds | -2% ₹302 Cr 30,000,000
↑ 30,000,000 Mankind Pharma Limited
Debentures | -2% ₹301 Cr 30,000 21/05/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹247 Cr 25,000,000 06/08/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹244 Cr 25,000,000 Small Industries Development Bank of India
Debentures | -1% ₹235 Cr 25,000 HDFC Bank Ltd.
Debentures | -1% ₹234 Cr 25,000
↑ 25,000 Small Industries Development Bank of India
Debentures | -1% ₹234 Cr 25,000
↑ 25,000 6. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (31 Mar 26) ₹4,204.24 ↑ 0.71 (0.02 %) Net Assets (Cr) ₹10,672 on 28 Feb 26 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.27% Effective Maturity 7 Months 28 Days Modified Duration 5 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,771 31 Mar 23 ₹11,330 31 Mar 24 ₹12,115 31 Mar 25 ₹12,989 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.8% 1 Year 6.3% 3 Year 6.8% 5 Year 6.7% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.7% 2021 4.6% 2020 7.8% 2019 4.9% 2018 0.9% 2017 7.3% 2016 5.8% 2015 6.8% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.42 Yr. Kinjal Desai 25 May 18 7.77 Yr. Akshay Sharma 1 Dec 22 3.25 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 50.21% Debt 49.51% Other 0.29% Debt Sector Allocation
Sector Value Corporate 58.39% Cash Equivalent 36.66% Government 3.95% Securitized 0.71% Credit Quality
Rating Value AA 35.75% AAA 64.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹285 Cr 28,500 JSW Energy Limited
Debentures | -2% ₹250 Cr 25,000 16/04/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹248 Cr 25,000,000 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹225 Cr 22,500 30/04/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹213 Cr 21,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹200 Cr 20,000 Embassy Office Parks Reit
Debentures | -2% ₹200 Cr 2,000 10/04/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹199 Cr 20,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹194 Cr 1,950 7. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (31 Mar 26) ₹3,141.51 ↑ 0.64 (0.02 %) Net Assets (Cr) ₹1,915 on 28 Feb 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.36 Information Ratio 1.71 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.34% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,339 31 Mar 23 ₹10,930 31 Mar 24 ₹11,725 31 Mar 25 ₹12,591 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 6.2% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.54 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 57.03% Corporate 36.26% Government 6.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -8% ₹149 Cr 15,000,000 Indian Bank
Certificate of Deposit | -5% ₹100 Cr 10,000,000 Repo
CBLO/Reverse Repo | -5% ₹99 Cr Union Bank Of India
Certificate of Deposit | -5% ₹92 Cr 9,300,000
↑ 4,300,000 HDFC Securities Limited
Commercial Paper | -4% ₹80 Cr 8,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Canara Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000 07/05/2026 Maturing 91 DTB
Sovereign Bonds | -4% ₹74 Cr 7,500,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 State Bank Of India
Certificate of Deposit | -3% ₹65 Cr 6,500,000 8. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (31 Mar 26) ₹2,636.74 ↑ 0.52 (0.02 %) Net Assets (Cr) ₹193 on 15 Mar 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.65 Information Ratio -0.47 Alpha Ratio -0.02 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.55% Effective Maturity 17 Days Modified Duration 17 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,306 31 Mar 23 ₹10,859 31 Mar 24 ₹11,627 31 Mar 25 ₹12,480 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6.2% 3 Year 6.9% 5 Year 5.8% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.81 Yr. Data below for Indiabulls Liquid Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 99.57% Debt 0.43% Debt Sector Allocation
Sector Value Cash Equivalent 49.42% Corporate 35.43% Government 15.15% Credit Quality
Rating Value AAA 99.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank Of Baroda
Certificate of Deposit | -11% ₹17 Cr 1,750,000 Canara Bank
Certificate of Deposit | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Kotak Mahindra Bank Ltd.
Debentures | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Axis Bank Limited
Certificate of Deposit | -9% ₹15 Cr 1,500,000 Aditya Birla Capital Limited
Commercial Paper | -9% ₹15 Cr 1,500,000 Export-Import Bank Of India
Certificate of Deposit | -9% ₹15 Cr 1,500,000
↑ 500,000 HDFC Securities Ltd
Commercial Paper | -9% ₹15 Cr 1,500,000 Reverse Repo 02-Mar-26
CBLO/Reverse Repo | -7% ₹12 Cr Net Receivable/Payable
Net Current Assets | -6% ₹10 Cr India (Republic of)
- | -6% ₹10 Cr 1,000,000
↑ 1,000,000 9. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (31 Mar 26) ₹4,294.22 ↑ 0.87 (0.02 %) Net Assets (Cr) ₹33,869 on 15 Mar 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.21% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,336 31 Mar 23 ₹10,910 31 Mar 24 ₹11,692 31 Mar 25 ₹12,545 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6.2% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.38 Yr. Harsh Dave 1 Aug 24 1.58 Yr. Data below for Tata Liquid Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 83.28% Corporate 16.22% Government 0.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -5% ₹1,755 Cr 176,500,000
↑ 1,500,000 (C) Treps
CBLO/Reverse Repo | -5% ₹1,679 Cr Small Industries Development Bank of India
Commercial Paper | -4% ₹1,494 Cr 30,000 Indian Overseas Bank
Debentures | -4% ₹1,469 Cr 29,500 National Bank for Agriculture and Rural Development
Certificate of Deposit | -4% ₹1,221 Cr 24,500 02/04/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹1,135 Cr 114,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,059 Cr 21,500
↑ 21,500 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹990 Cr 20,000 National Bank For Agriculture & Rural Development
Commercial Paper | -3% ₹985 Cr 20,000 Reliance Jio Infocomm Ltd.
Commercial Paper | -3% ₹898 Cr 18,000
ਮਿਉਚੁਅਲ ਫੰਡ ਐਸਆਈਪੀ ਔਨਲਾਈਨ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!
ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ
1. SIP ਵਿੱਚ ਕਾਰਜਕਾਲ ਦਾ ਕੀ ਮਹੱਤਵ ਹੈ?
A: ਜਦੋਂ ਤੁਸੀਂ SIPs ਦੀ ਚੋਣ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਸਭ ਤੋਂ ਪਹਿਲਾਂ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ ਕਾਰਜਕਾਲ। ਕਾਰਜਕਾਲ ਦੀ ਜਾਂਚ ਕਰਨਾ ਅਤੇ ਫਿਰ ਨਿਵੇਸ਼ ਕਰਨਾ ਇੱਕ ਚੰਗਾ ਵਿਚਾਰ ਹੈ ਕਿਉਂਕਿ ਤੁਹਾਨੂੰ ਕਾਰਜਕਾਲ ਪੂਰਾ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਆਪਣਾ ਨਿਵੇਸ਼ ਬੰਦ ਨਹੀਂ ਕਰਨਾ ਚਾਹੀਦਾ। ਜੇਕਰ ਤੁਸੀਂ ਅਜਿਹਾ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਐਗਜ਼ਿਟ ਲੋਡ ਦੇ ਰੂਪ ਵਿੱਚ ਜੁਰਮਾਨੇ ਦਾ ਭੁਗਤਾਨ ਕਰਨਾ ਪੈ ਸਕਦਾ ਹੈ।
2. ਕੀ ਇੱਕ ਸਾਲ ਦੇ SIPs ਚੰਗੇ ਹਨ?
A: ਹਾਂ, ਇੱਕ ਸਾਲ ਦੇ SIPs ਚੰਗੇ ਹਨ, ਖਾਸ ਕਰਕੇ ਜੇਕਰ ਤੁਸੀਂ ਤੁਰੰਤ ਵਾਪਸੀ ਦੀ ਤਲਾਸ਼ ਕਰ ਰਹੇ ਹੋ। ਆਮ ਤੌਰ 'ਤੇ, ਇੱਕ-ਸਾਲ ਦੇ SIPs ਦੀ ਮਦਦ ਨਾਲ, ਤੁਸੀਂ ਆਪਣੇ ਫੰਡ ਪੋਰਟਫੋਲੀਓ ਦੇ ਆਧਾਰ 'ਤੇ ਆਪਣੇ ਨਿਵੇਸ਼ 'ਤੇ 4.2% ਤੋਂ 6.2% ਤੱਕ ROI ਦੀ ਉਮੀਦ ਕਰ ਸਕਦੇ ਹੋ।
3. ਮੈਨੂੰ ਇੱਕ ਸਾਲ ਦੇ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
A: ਜੇਕਰ ਤੁਸੀਂ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ਾਂ ਲਈ ਨਵੇਂ ਹੋ ਅਤੇ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹੋ ਤਾਂ ਇੱਕ ਸਾਲ ਦੇ SIP ਲਾਭਦਾਇਕ ਹਨ।
4. ਕੀ ਇੱਕ ਸਾਲ ਦੀ SIP ਚੰਗੀ ਰਿਟਰਨ ਦਿੰਦੀ ਹੈ?
A: ਇੱਕ ਸਾਲ ਦੇ SIPs ਨੌਜਵਾਨ ਨਿਵੇਸ਼ਕਾਂ ਵਿੱਚ ਪ੍ਰਸਿੱਧੀ ਪ੍ਰਾਪਤ ਕਰ ਰਹੇ ਹਨ ਕਿਉਂਕਿ ਇਹ ਚੰਗੇ ਅਤੇ ਤੇਜ਼ ਰਿਟਰਨ ਪੈਦਾ ਕਰਦੇ ਹਨ। ਜੇਕਰ ਤੁਸੀਂ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨੂੰ ਸਮਝਣਾ ਚਾਹੁੰਦੇ ਹੋਬਜ਼ਾਰ, ਫਿਰ ਇੱਕ ਸਾਲ ਦੇ SIPs ਇੱਕ ਚੰਗਾ ਵਿਚਾਰ ਹੈ।
5. ਕੀ ਸਾਰੇ SIP ਵਧੀਆ ਰਿਟਰਨ ਪੈਦਾ ਕਰਦੇ ਹਨ?
A: SIPs ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣ ਦੇ ਸਭ ਤੋਂ ਵਧੀਆ ਤਰੀਕਿਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ ਅਤੇ ਚੰਗੇ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਲਈ ਜਾਣੇ ਜਾਂਦੇ ਹਨ। ਇਹ ਤੁਹਾਨੂੰ ਉਹ ਫੰਡ ਚੁਣਨ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦਾ ਹੈ ਜੋ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ ਅਤੇ ਰਕਮ ਵੀ। ਤੁਹਾਨੂੰ ਨਿਯਮਤ ਅੰਤਰਾਲਾਂ 'ਤੇ ਛੋਟੀਆਂ ਰਕਮਾਂ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਮੌਕਾ ਮਿਲਦਾ ਹੈ।
6. ਕੀ ਸਾਰੇ SIP ਵਿੱਚ ਵੱਡੇ-ਕੈਪ ਸਟਾਕ ਸ਼ਾਮਲ ਹੁੰਦੇ ਹਨ?
A: ਦੇ ਅਨੁਸਾਰਸੇਬੀ ਆਦੇਸ਼, SIP ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਨਿਵੇਸ਼ਕਾਂ ਅਤੇ ਕੰਪਨੀਆਂ ਦੀ ਸੁਰੱਖਿਆ ਲਈ 70:20:10 ਪ੍ਰੋਟੋਕੋਲ ਦੀ ਪਾਲਣਾ ਕਰਨੀ ਪੈਂਦੀ ਹੈ। ਇਸ ਨਿਯਮ ਦੇ ਅਨੁਸਾਰ, ਇਕੁਇਟੀ ਨਿਵੇਸ਼ ਦਾ 70% ਵੱਡੇ-ਕੈਪ ਸਟਾਕਾਂ ਵਿੱਚ ਹੋਵੇਗਾ, 20% ਵਿੱਚਮਿਡ-ਕੈਪ ਸਟਾਕ, ਅਤੇ 10% ਵਿੱਚਛੋਟੀ ਕੈਪ ਸਟਾਕ. ਇਸ ਲਈ SIP ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਵਿਭਿੰਨ ਬਣਾਉਂਦੇ ਹਨ, ਅਤੇ ਸਾਰੇ ਸਿਰਫ਼ ਵੱਡੇ-ਕੈਪ ਸਟਾਕਾਂ ਵਿੱਚ ਕੇਂਦਰਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨ।
7. ਕੀ ਕੋਈ ਵੱਧ ਤੋਂ ਵੱਧ ਅਤੇ ਘੱਟੋ-ਘੱਟ ਰਕਮ ਹੈ ਜੋ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ?
A: ਘੱਟੋ-ਘੱਟ ਰਕਮ ਜੋ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ 500 ਰੁਪਏ ਹੈ। ਹਾਲਾਂਕਿ, SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਕੋਈ ਉਪਰਲੀ ਸੀਮਾ ਨਹੀਂ ਹੈ। ਤੁਸੀਂ ਆਪਣੇ ਫੰਡ ਮੈਨੇਜਰ ਨਾਲ ਇਸਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹੋ।
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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