fincash logo SOLUTIONS

Fincash » Credit Cards » HDFC Regalia Credit Card

HDFC Regalia Credit Card

Updated on September 17, 2023 , 21010 views

The HDFC Regalia Credit Card is one of the most widely used premium credit cards in India. It is popular for the fact that it provides a lot of benefits, privileges, and offers for you to avail. This credit card is the gateway to luxury and indulgence. In this article, you’ll see all the features and benefits of HDFC Regalia credit cards.

Regalia Credit Card

Premium Travel and Lifestyle Benefits

  • Earn 6 club Vistara points on spending Rs.100 on all Vistara flights and get a complimentary silver membership
  • Get an additional baggage allowance of 5 Kg
  • Free 6 international and 2 domestic airport lounge visits to over 1000 airports worldwide
  • Get complimentary travel assistance for flight ticket booking, hotel booking, delivery services, etc
  • Get free insurance cover that protects against air accidents. Members are eligible to acquire for the air accident death cover of Rs.1 crore, Rs.15 lakh cover for hospitalization, additionally get credit liability cover of Rs.9 lakh
  • Get exclusive complimentary Dineout Passport Membership which offers assured Flat 25% off at 2000+ premium restaurants and 1+1 on buffet at 200+ restaurants

Benefits on Annual Expenses

  • Get 15,000 reward points on annual spends of Rs. 8,00,000+ annually
  • Get 10,000 reward points on spending Rs.5,00,000+ annually

Looking for Credit Card?
Get Best Cards Online
By submitting this form I authorize to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

HDFC Regalia Rewards

The HDFC Regalia reward points are basically rewards that you receive for using your credit card whenever you make a purchase. These points can be redeemed in exchange for travel products, privileges, and gifts.

  • Every time you spend Rs. 150, your earn 4 reward points
  • Earn 2x reward points, which is equal to 8 reward points, every time you spend Rs. 150 on dining or book on Air Vistara

Additional Features

  • Get complimentary Zomato gold membership
  • Dining benefits at selected premium restaurants
  • Fuel surcharge waiver of Rs. 500 for every Billing cycle
  • Zero lost card liability
  • 2% on all your foreign currency spends

HDFC Regalia Credit Card Charges & Insurance

Following are the fees and charges of HDFC Regalia credit card:

Parameters Fees
Annual Fee Rs. 2,500
Renewal Fee Rs. 2,500
Interest on Credit 3.4% monthly
Withdrawal Amount 2.5% of the withdrawal amount as cash advancement charges
Late Payment Fee Ranging from Rs. 100 to Rs. 700 depending on the pending due amount
Accidental Air Death Cover Up to Rs. 1 Crore
Emergency Overseas Hospitalization Up to Rs. 15 lakhs
Lost Card Liability Cover Upto Rs. 9 lakhs

Eligibility Criteria

Salaried and self-employed individuals have different eligibility criteria:

1. Salaried

  • You must be between 21-60 years of age
  • Your monthly Income of the applicant must be more than Rs. 1.2 lakh

2. Self-Employed

  • You must be between 21-65 years of age
  • Your ITR filled must be more than Rs. 12 lakhs per annum

Documents Required

Here is the list of documents required to apply for the HDFC Regalia Credit Card-

  • Identification documents like Passport or UID or Driving License, etc
  • Form 16 or your salary slip
  • Address proof
  • Latest passport-sized photograph
  • PAN Card copy
  • Bank statement of last 3 months

How to Apply for HDFC Regalia Credit Card?

Now with the HDFC website available, you can easily apply for credit card online. All you need to do is-

  1. Visit HDFC Bank official website
  2. Go to the 'credit card section'
  3. You will see Regalia, click on the- ‘Apply Online’ option
  4. Next, you’ll have to fill in your personal details and then submit.

The bank will go through your application and check for fraud. If your application clears the background check, it will get approved.

HDFC Regalia Credit Card Customer Care

You can reach out to HDFC Regalia Credit Card either by dialing the toll-free number- 1800 209 4006. You can also send an email regarding your issue to

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 3, based on 2 reviews.