7 சிறந்த ஆக்கிரமிப்பு ஹைப்ரிட் மியூச்சுவல் ஃபண்டுகள் 2022

Updated on September 1, 2025 , 27192 views

ஆக்கிரமிப்புகலப்பின நிதி நோக்கிச் செல்ல விரும்பும் முதலீட்டாளர்களுக்கு ஏற்றதுமுதலீடு உள்ளேஈக்விட்டி நிதிகள், ஆனால் அதே நேரத்தில் போர்ட்ஃபோலியோவில் ஸ்திரத்தன்மையை விரும்புகிறது. இந்த ஃபண்ட் ஈக்விட்டி மற்றும் ஹைப்ரிட் ஃபண்ட் இரண்டின் கலவையாகும். ஆனால், இந்த ஃபண்டில் ஈக்விட்டி கருவியின் பகுதி அதிகமாக இருப்பதால், இது ஆக்ரோசிவ் ஹைப்ரிட் ஃபண்ட் என்று அழைக்கப்படுகிறது. இந்த வகையிலிருந்து நல்ல ஃபண்டுகளைத் தேர்ந்தெடுப்பதில் வழிகாட்டி தேவைப்படும் முதலீட்டாளர்கள், முதலீடு செய்ய சிறந்த ஆக்கிரமிப்பு ஹைப்ரிட் ஃபண்டுகளில் சிலவற்றை நாங்கள் பட்டியலிட்டுள்ளோம்.

ஆக்கிரமிப்பு ஹைப்ரிட் நிதிகள் என்றால் என்ன?

ஆக்கிரமிப்பு ஹைப்ரிட் ஃபண்ட் அதன் மொத்த சொத்துக்களில் சுமார் 65 முதல் 85 சதவிகிதத்தை ஈக்விட்டி தொடர்பான கருவிகளிலும், சுமார் 20 முதல் 35 சதவிகிதம் வரை கடன் கருவிகளிலும் முதலீடு செய்யும். நிதியின் அதிகபட்ச ஒதுக்கீடு ஈக்விட்டி என்பதால், அதை ஹைப்ரிட் ஈக்விட்டி ஃபண்ட் என்றும் அழைக்கலாம்.

இந்த நிதியானது கடன் கருவியின் ஒரு பகுதியைக் கொண்டிருப்பதால், அவை தூய ஈக்விட்டியை விட ஒப்பீட்டளவில் குறைந்த நிலையற்றவைபரஸ்பர நிதி. எவ்வாறாயினும், பங்குகளில் 65 சதவிகிதம் (அல்லது அதற்கு மேல்) முதலீடு செய்யும் திட்டத்தை ஆபத்து இல்லாத முதலீடாகக் கருத முடியாது.

யார் முதலீடு செய்ய வேண்டும்?

ஒருமுதலீட்டாளர் முதலீட்டில் சில அளவிலான ஆபத்தை பொறுத்துக்கொள்ளக்கூடியவர்கள் ஆக்ரோஷமான ஹைப்ரிட் ஃபண்டுகளில் முதலீடு செய்வதை பரிசீலிக்கலாம். மேலும், ஈக்விட்டிகளில் முதலீடு செய்ய விரும்பும் ஒரு முதலீட்டாளர், ஆனால் அதே நேரத்தில் பாதுகாப்பான பாதையில் செல்ல விரும்பும் முதலீட்டாளர் இந்த நிதியில் தொடங்கலாம்.

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2022 இல் சிறந்த 7 சிறந்த செயல்திறன் கொண்ட ஆக்கிரமிப்பு ஹைப்ரிட் நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹119.475 ↓ -0.20	₹841	2.1	9.9	-7.6	20.1	20.8	27
ICICI Prudential Equity and Debt Fund Growth	₹394.91 ↓ -0.44	₹44,605	3	13.6	3.9	19.5	24.3	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.58 ↓ -0.22	₹1,258	-0.7	17.3	-4.6	18.6	23	25.8
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
UTI Hybrid Equity Fund Growth	₹397.98 ↓ -0.21	₹6,422	-0.1	9.4	-1.7	15.8	19.2	19.7
Nippon India Equity Hybrid Fund Growth	₹104.358 ↑ 0.09	₹3,936	1.6	12.3	0.7	15.5	18.4	16.1
DSP Equity and Bond Fund Growth	₹353.516 ↑ 0.66	₹11,436	-0.8	9.9	1.5	15.1	16.5	17.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	JM Equity Hybrid Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	Sundaram Equity Hybrid Fund	UTI Hybrid Equity Fund	Nippon India Equity Hybrid Fund	DSP Equity and Bond Fund
Point 1	Bottom quartile AUM (₹841 Cr).	Highest AUM (₹44,605 Cr).	Bottom quartile AUM (₹1,258 Cr).	Lower mid AUM (₹1,954 Cr).	Upper mid AUM (₹6,422 Cr).	Lower mid AUM (₹3,936 Cr).	Upper mid AUM (₹11,436 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (25+ yrs).	Established history (9+ yrs).	Established history (25+ yrs).	Established history (30+ yrs).	Established history (20+ yrs).	Established history (26+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.84% (upper mid).	5Y return: 24.33% (top quartile).	5Y return: 23.03% (upper mid).	5Y return: 14.20% (bottom quartile).	5Y return: 19.16% (lower mid).	5Y return: 18.37% (lower mid).	5Y return: 16.55% (bottom quartile).
Point 6	3Y return: 20.05% (top quartile).	3Y return: 19.46% (upper mid).	3Y return: 18.62% (upper mid).	3Y return: 16.03% (lower mid).	3Y return: 15.77% (lower mid).	3Y return: 15.45% (bottom quartile).	3Y return: 15.12% (bottom quartile).
Point 7	1Y return: -7.57% (bottom quartile).	1Y return: 3.95% (upper mid).	1Y return: -4.59% (bottom quartile).	1Y return: 27.10% (top quartile).	1Y return: -1.69% (lower mid).	1Y return: 0.66% (lower mid).	1Y return: 1.53% (upper mid).
Point 8	1M return: 0.36% (lower mid).	1M return: 2.09% (top quartile).	1M return: 0.48% (lower mid).	1M return: 1.80% (upper mid).	1M return: -0.24% (bottom quartile).	1M return: 0.98% (upper mid).	1M return: -0.57% (bottom quartile).
Point 9	Alpha: -7.43 (bottom quartile).	Alpha: 2.01 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 5.81 (top quartile).	Alpha: -0.36 (bottom quartile).	Alpha: 0.72 (lower mid).	Alpha: 2.89 (upper mid).
Point 10	Sharpe: -0.92 (bottom quartile).	Sharpe: -0.18 (upper mid).	Sharpe: -0.38 (lower mid).	Sharpe: 2.64 (top quartile).	Sharpe: -0.42 (bottom quartile).	Sharpe: -0.31 (lower mid).	Sharpe: -0.08 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹841 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.84% (upper mid).
3Y return: 20.05% (top quartile).
1Y return: -7.57% (bottom quartile).
1M return: 0.36% (lower mid).
Alpha: -7.43 (bottom quartile).
Sharpe: -0.92 (bottom quartile).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹44,605 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.33% (top quartile).
3Y return: 19.46% (upper mid).
1Y return: 3.95% (upper mid).
1M return: 2.09% (top quartile).
Alpha: 2.01 (upper mid).
Sharpe: -0.18 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,258 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.03% (upper mid).
3Y return: 18.62% (upper mid).
1Y return: -4.59% (bottom quartile).
1M return: 0.48% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.38 (lower mid).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (lower mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,422 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.16% (lower mid).
3Y return: 15.77% (lower mid).
1Y return: -1.69% (lower mid).
1M return: -0.24% (bottom quartile).
Alpha: -0.36 (bottom quartile).
Sharpe: -0.42 (bottom quartile).

Nippon India Equity Hybrid Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.37% (lower mid).
3Y return: 15.45% (bottom quartile).
1Y return: 0.66% (lower mid).
1M return: 0.98% (upper mid).
Alpha: 0.72 (lower mid).
Sharpe: -0.31 (lower mid).

DSP Equity and Bond Fund

Upper mid AUM (₹11,436 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.55% (bottom quartile).
3Y return: 15.12% (bottom quartile).
1Y return: 1.53% (upper mid).
1M return: -0.57% (bottom quartile).
Alpha: 2.89 (upper mid).
Sharpe: -0.08 (upper mid).

*அடிப்படையிலான நிதிகளின் பட்டியல்சொத்துக்கள் >= 200 கோடி & வரிசைப்படுத்தப்பட்டது3 வருடம்சிஏஜிஆர் திரும்பு.

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹841 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.84% (upper mid).
3Y return: 20.05% (top quartile).
1Y return: -7.57% (bottom quartile).
1M return: 0.36% (lower mid).
Alpha: -7.43 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 1.07 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~4.1%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (04 Sep 25)	₹119.475 ↓ -0.20 (-0.16 %)
Net Assets (Cr)	₹841 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.92
Information Ratio	1.07
Alpha Ratio	-7.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,810
31 Aug 22	₹15,114
31 Aug 23	₹18,943
31 Aug 24	₹28,366
31 Aug 25	₹25,821

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	9.9%
1 Year	-7.6%
3 Year	20.1%
5 Year	20.8%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.92 Yr.
Asit Bhandarkar	31 Dec 21	3.67 Yr.
Ruchi Fozdar	4 Oct 24	0.91 Yr.
Deepak Gupta	11 Apr 25	0.39 Yr.

Data below for JM Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	5.64%
Equity	77.43%
Debt	16.93%

Equity Sector Allocation

Sector	Value
Financial Services	19.12%
Technology	14.68%
Industrials	13.31%
Consumer Cyclical	12.18%
Basic Materials	6.7%
Communication Services	4.1%
Health Care	3.68%
Consumer Defensive	3.66%

Debt Sector Allocation

Sector	Value
Corporate	10.67%
Government	7.97%
Cash Equivalent	3.93%

Credit Quality

Rating	Value
AA	5.15%
AAA	94.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹34 Cr	180,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹30 Cr	150,000 ↓ -10,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹28 Cr	36,000 ↓ -3,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| 532755	3%	₹27 Cr	185,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹26 Cr	5,950,865 ↑ 74,399
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹26 Cr	290,040 ↓ -25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹25 Cr	170,114
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	3%	₹24 Cr	40,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹23 Cr	77,000 ↓ -3,000

2. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Highest AUM (₹44,605 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.33% (top quartile).
3Y return: 19.46% (upper mid).
1Y return: 3.95% (upper mid).
1M return: 2.09% (top quartile).
Alpha: 2.01 (upper mid).
Sharpe: -0.18 (upper mid).
Information ratio: 2.06 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~77%).
High-quality debt (AAA/AA ~97%).
Largest holding ICICI Bank Ltd (~6.1%).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (04 Sep 25)	₹394.91 ↓ -0.44 (-0.11 %)
Net Assets (Cr)	₹44,605 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.19
Information Ratio	2.06
Alpha Ratio	2.01
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,332
31 Aug 22	₹17,708
31 Aug 23	₹20,751
31 Aug 24	₹28,858
31 Aug 25	₹29,677

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	2.1%
3 Month	3%
6 Month	13.6%
1 Year	3.9%
3 Year	19.5%
5 Year	24.3%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	9.74 Yr.
Manish Banthia	19 Sep 13	11.96 Yr.
Mittul Kalawadia	29 Dec 20	4.68 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Nitya Mishra	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	7.79%
Equity	77.34%
Debt	14.87%

Equity Sector Allocation

Sector	Value
Financial Services	20.33%
Consumer Cyclical	12.75%
Energy	7.99%
Industrials	6.24%
Health Care	6.23%
Utility	6.07%
Consumer Defensive	5.41%
Technology	4.54%
Communication Services	2.66%
Real Estate	2.57%
Basic Materials	2.53%

Debt Sector Allocation

Sector	Value
Corporate	11.55%
Government	8.13%
Cash Equivalent	2.98%

Credit Quality

Rating	Value
A	3.21%
AA	19.53%
AAA	77.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹2,712 Cr	18,309,865 ↓ -374,500
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	6%	₹2,493 Cr	74,574,915
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	5%	₹2,163 Cr	1,715,417
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	5%	₹2,062 Cr	14,832,605 ↑ 3,514,713
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹2,001 Cr	11,723,757
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	4%	₹1,955 Cr	9,687,952
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	4%	₹1,660 Cr	15,534,275 ↑ 1,837,500
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,319 Cr	3,090,730 ↑ 100
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,192 Cr	4,255,345
Infosys Ltd (Technology) Equity, Since 30 Jun 16 \| INFY	3%	₹1,131 Cr	7,492,013 ↑ 2,593,931

3. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,258 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.03% (upper mid).
3Y return: 18.62% (upper mid).
1Y return: -4.59% (bottom quartile).
1M return: 0.48% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding Coforge Ltd (~3.7%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (04 Sep 25)	₹37.58 ↓ -0.22 (-0.58 %)
Net Assets (Cr)	₹1,258 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,993
31 Aug 22	₹17,138
31 Aug 23	₹20,673
31 Aug 24	₹30,490
31 Aug 25	₹28,432

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	-0.7%
6 Month	17.3%
1 Year	-4.6%
3 Year	18.6%
5 Year	23%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.54 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	15.99%
Equity	69.56%
Debt	14.45%

Equity Sector Allocation

Sector	Value
Basic Materials	16.26%
Financial Services	12.74%
Industrials	11.73%
Health Care	8.54%
Technology	8.21%
Consumer Cyclical	6.2%
Consumer Defensive	3.94%
Energy	1%
Utility	0.94%

Debt Sector Allocation

Sector	Value
Government	10.85%
Corporate	10.78%
Cash Equivalent	8.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹46 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹39 Cr	566,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹34 Cr	1,580,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	3%	₹33 Cr	222,000
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 25 \| 532296	3%	₹32 Cr	150,000 ↑ 150,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹26 Cr	145,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹26 Cr	159,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 513599	2%	₹26 Cr	1,050,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹25 Cr	138,000
Swan Corp Ltd (Industrials) Equity, Since 31 Dec 23 \| SWANENERGY	2%	₹25 Cr	525,000 ↑ 50,000

4. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Established history (25+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (bottom quartile).
3Y return: 16.03% (lower mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (top quartile).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,231

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,422 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.16% (lower mid).
3Y return: 15.77% (lower mid).
1Y return: -1.69% (lower mid).
1M return: -0.24% (bottom quartile).
Alpha: -0.36 (bottom quartile).
Sharpe: -0.42 (bottom quartile).
Information ratio: 1.59 (upper mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.8%).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (04 Sep 25)	₹397.98 ↓ -0.21 (-0.05 %)
Net Assets (Cr)	₹6,422 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.42
Information Ratio	1.59
Alpha Ratio	-0.36
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,730
31 Aug 22	₹15,700
31 Aug 23	₹18,107
31 Aug 24	₹24,653
31 Aug 25	₹24,051

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	-0.2%
3 Month	-0.1%
6 Month	9.4%
1 Year	-1.7%
3 Year	15.8%
5 Year	19.2%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.95 Yr.
Sunil Patil	5 Feb 18	7.57 Yr.

Data below for UTI Hybrid Equity Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	69.01%
Debt	28.51%

Equity Sector Allocation

Sector	Value
Financial Services	23.12%
Technology	6.89%
Consumer Cyclical	6.45%
Industrials	5.43%
Health Care	4.94%
Energy	4.93%
Basic Materials	4.75%
Communication Services	4.56%
Consumer Defensive	4.54%
Real Estate	1.74%
Utility	1.64%

Debt Sector Allocation

Sector	Value
Government	19.78%
Corporate	8.49%
Cash Equivalent	2.72%

Credit Quality

Rating	Value
AA	1%
AAA	99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹437 Cr	2,163,223 ↓ -40,208
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	6%	₹358 Cr	2,418,644
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹224 Cr	2,200,000,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹216 Cr	1,429,346 ↑ 97,419
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹172 Cr	4,164,106
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹168 Cr	1,600,000,000 ↓ -700,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	2%	₹151 Cr	1,085,588
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹149 Cr	1,425,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹126 Cr	1,200,000,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	2%	₹126 Cr	213,657

6. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Research Highlights for Nippon India Equity Hybrid Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.37% (lower mid).
3Y return: 15.45% (bottom quartile).
1Y return: 0.66% (lower mid).
1M return: 0.98% (upper mid).
Alpha: 0.72 (lower mid).
Sharpe: -0.31 (lower mid).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~97%).
Largest holding HDFC Bank Ltd (~6.1%).

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (04 Sep 25)	₹104.358 ↑ 0.09 (0.08 %)
Net Assets (Cr)	₹3,936 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.31
Information Ratio	1.26
Alpha Ratio	0.72
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,500
31 Aug 22	₹15,355
31 Aug 23	₹17,701
31 Aug 24	₹23,370
31 Aug 25	₹23,206

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1%
3 Month	1.6%
6 Month	12.3%
1 Year	0.7%
3 Year	15.5%
5 Year	18.4%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	6.6%
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	3.98 Yr.
Kinjal Desai	25 May 18	7.27 Yr.
Sushil Budhia	1 Feb 20	5.58 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	76.18%
Debt	18.9%

Equity Sector Allocation

Sector	Value
Financial Services	24.95%
Industrials	10.28%
Consumer Cyclical	7.55%
Technology	6.31%
Health Care	5.19%
Utility	4.25%
Real Estate	3.87%
Energy	3.77%
Communication Services	3.62%
Consumer Defensive	3.58%
Basic Materials	2.81%

Debt Sector Allocation

Sector	Value
Corporate	12.02%
Government	6.88%
Cash Equivalent	4.92%

Credit Quality

Rating	Value
A	3.1%
AA	46.48%
AAA	50.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹239 Cr	1,182,356
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹183 Cr	1,236,000 ↓ -14,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹129 Cr	354,838
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹122 Cr	635,000 ↓ -30,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	3%	₹112 Cr	806,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	3%	₹110 Cr	730,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹100 Cr	933,200
NTPC Ltd (Utilities) Equity, Since 31 Aug 20 \| 532555	2%	₹94 Cr	2,800,620
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	2%	₹80 Cr	1,010,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Aug 20 \| M&M	2%	₹75 Cr	235,000

7. DSP Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

Research Highlights for DSP Equity and Bond Fund

Upper mid AUM (₹11,436 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.55% (bottom quartile).
3Y return: 15.12% (bottom quartile).
1Y return: 1.53% (upper mid).
1M return: -0.57% (bottom quartile).
Alpha: 2.89 (upper mid).
Sharpe: -0.08 (upper mid).
Information ratio: 0.83 (lower mid).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~67%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for DSP Equity and Bond Fund

DSP Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (04 Sep 25)	₹353.516 ↑ 0.66 (0.19 %)
Net Assets (Cr)	₹11,436 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.09
Information Ratio	0.83
Alpha Ratio	2.89
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,541
31 Aug 22	₹14,267
31 Aug 23	₹16,262
31 Aug 24	₹21,310
31 Aug 25	₹21,569

DSP Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	-0.6%
3 Month	-0.8%
6 Month	9.9%
1 Year	1.5%
3 Year	15.1%
5 Year	16.5%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.7%
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%

Fund Manager information for DSP Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	1.5 Yr.
Shantanu Godambe	1 Aug 24	1.08 Yr.

Data below for DSP Equity and Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	2.87%
Equity	66.96%
Debt	30.16%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	28.51%
Consumer Cyclical	9.94%
Health Care	9.5%
Consumer Defensive	5.46%
Technology	4.42%
Utility	3.36%
Basic Materials	2.96%
Communication Services	1.04%
Energy	0.9%
Industrials	0.88%

Debt Sector Allocation

Sector	Value
Government	23.79%
Corporate	6.58%
Cash Equivalent	2.66%

Credit Quality

Rating	Value
AA	7.75%
AAA	92.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	8%	₹862 Cr	4,270,582
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	5%	₹575 Cr	3,882,861
7.81% Govt Stock 2033 Sovereign Bonds \| -	4%	₹454 Cr	42,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	4%	₹426 Cr	2,312,135
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	4%	₹422 Cr	1,317,286
8.17% Govt Stock 2044 Sovereign Bonds \| -	3%	₹377 Cr	32,500,000
Cipla Ltd (Healthcare) Equity, Since 31 May 24 \| 500087	3%	₹335 Cr	2,156,479
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| MOTHERSON	3%	₹302 Cr	31,065,094
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	3%	₹296 Cr	7,193,074
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹296 Cr	2,769,013

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Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.