+91-22-489139091 సంవత్సరపు పెట్టుబడి 2022 కోసం 9 ఉత్తమ SIP ప్లాన్లు
ఉత్తమ SIP ప్రణాళికలు? వాటిని ఎలా ఎంచుకోవాలి? ఇలా ఆలోచిస్తున్నప్పుడు పెట్టుబడిదారుల మదిలో వచ్చే కొన్ని సాధారణ ప్రశ్నలుమ్యూచువల్ ఫండ్స్లో పెట్టుబడి పెట్టడం a ద్వారాSIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక.
SIP పెట్టుబడి అత్యంత క్రమశిక్షణ కలిగిన వాటిలో ఒకటిపెట్టుబడి పెడుతున్నారు పెట్టుబడి పెట్టేటప్పుడు ఎంపికలుమ్యూచువల్ ఫండ్స్. అంతేకాకుండా, SIP మ్యూచువల్ ఫండ్లో పెట్టుబడి పెట్టే కనీస మొత్తం INR 500 కంటే తక్కువగా ఉంటుంది. ఇది పెట్టుబడి పెట్టేలా చేస్తుందిటాప్ SIP చాలా సౌకర్యవంతంగా ప్లాన్ చేస్తుంది.
SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?
మ్యూచువల్ ఫండ్లలో SIP పెట్టుబడి అనేది పొదుపు అలవాటును పెంపొందించడానికి అత్యంత అనుకూలమైన మార్గం. చాలా తరచుగా సంపాదిస్తున్న యువ తరం ప్రజలు ఎక్కువ ఆదా చేయరు. సిస్టమాటిక్ ఇన్వెస్ట్మెంట్ ప్లాన్ను కలిగి ఉండటానికి, ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉన్నందున పెద్ద మొత్తంలో పెట్టుబడి పెట్టాల్సిన అవసరం లేదు మరియు కొన్ని ఫండ్లు నెలవారీ INR 100కి SIPని కూడా అందిస్తాయి. చిన్నప్పటి నుంచి పొదుపును పెట్టుబడిగా పెట్టడం అలవాటు చేసుకోవచ్చు. SIP, తద్వారా ప్రతి నెలలో ఆదా చేయడానికి ఒక నిర్ణీత మొత్తాన్ని పక్కన పెడుతుంది. సిస్టమాటిక్ ఇన్వెస్ట్మెంట్ ప్లాన్లు స్మార్ట్ ఇన్వెస్టింగ్లో అత్యంత ముఖ్యమైన సాధనాల్లో ఒకటి.
SIP మీ కోసం సిద్ధం చేయడంలో మీకు సహాయం చేస్తుందిఆర్థిక లక్ష్యాలు అవాంతరాలు లేని పద్ధతిలో. SIPని కలిగి ఉండటం చాలా సౌకర్యవంతంగా ఉంటుంది, ఎందుకంటే మ్యూచువల్ ఫండ్లకు వ్రాతపనిని ఒక సారి మాత్రమే చేయాల్సి ఉంటుంది, ఆ తర్వాత నెలవారీ మొత్తాలు డెబిట్ చేయబడతాయిబ్యాంక్ జోక్యం లేకుండా నేరుగా ఖాతా. ఫలితంగా, SIP లకు ఇతర పెట్టుబడులు & పొదుపు ఎంపికలకు అవసరమైన ప్రయత్నాలు అవసరం లేదు.
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FY 22 - 23లో 1 సంవత్సరం పెట్టుబడి కోసం ఉత్తమ SIP ప్లాన్లు
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹567.599
↑ 0.36 ₹23,615 1,000 1.3 2.9 7.1 7.4 7.4 6.81% 5M 19D 6M 11D ICICI Prudential Ultra Short Term Fund Growth ₹28.6452
↑ 0.02 ₹16,907 1,000 1.3 2.8 6.9 7.1 7.1 6.82% 5M 19D 7M 10D Kotak Savings Fund Growth ₹44.279
↑ 0.03 ₹14,243 1,000 1.3 2.7 6.6 6.9 6.8 6.66% 5M 26D 6M 25D Nippon India Ultra Short Duration Fund Growth ₹4,160.6
↑ 2.91 ₹11,060 100 1.3 2.7 6.6 6.8 6.8 7% 3Y 6M 18D 4Y 8M 8D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D Invesco India Ultra Short Term Fund Growth ₹2,783.7
↑ 1.81 ₹1,234 1,000 1.2 2.7 6.5 6.9 6.8 6.57% 5M 16D 5M 24D BOI AXA Liquid Fund Growth ₹3,107.74
↑ 0.58 ₹1,107 1,000 1.4 2.9 6.4 7 6.6 5.94% 2M 1D 1M 20D DSP Money Manager Fund Growth ₹3,509.57
↑ 2.19 ₹3,972 500 1.1 2.5 6.4 6.7 6.7 6.49% 5M 12D 7M 2D UTI Ultra Short Term Fund Growth ₹4,373.02
↑ 2.66 ₹3,655 500 1.2 2.6 6.4 6.8 6.6 6.78% 5M 21D 6M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26 Research Highlights & Commentary of 9 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund IDBI Liquid Fund Invesco India Ultra Short Term Fund BOI AXA Liquid Fund DSP Money Manager Fund UTI Ultra Short Term Fund Point 1 Highest AUM (₹23,615 Cr). Top quartile AUM (₹16,907 Cr). Upper mid AUM (₹14,243 Cr). Upper mid AUM (₹11,060 Cr). Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹1,234 Cr). Bottom quartile AUM (₹1,107 Cr). Lower mid AUM (₹3,972 Cr). Lower mid AUM (₹3,655 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 4★ (top quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 7.14% (top quartile). 1Y return: 6.86% (top quartile). 1Y return: 6.63% (upper mid). 1Y return: 6.58% (upper mid). 1Y return: 6.55% (lower mid). 1Y return: 6.54% (lower mid). 1Y return: 6.44% (bottom quartile). 1Y return: 6.43% (bottom quartile). 1Y return: 6.41% (bottom quartile). Point 6 1M return: 0.33% (bottom quartile). 1M return: 0.34% (lower mid). 1M return: 0.36% (upper mid). 1M return: 0.36% (upper mid). 1M return: 0.53% (top quartile). 1M return: 0.34% (lower mid). 1M return: 0.48% (top quartile). 1M return: 0.27% (bottom quartile). 1M return: 0.33% (bottom quartile). Point 7 Sharpe: 3.14 (top quartile). Sharpe: 2.94 (upper mid). Sharpe: 2.06 (lower mid). Sharpe: 2.30 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 2.41 (upper mid). Sharpe: 4.02 (top quartile). Sharpe: 1.58 (bottom quartile). Sharpe: 1.85 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.26 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.81% (upper mid). Yield to maturity (debt): 6.82% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 7.00% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 6.57% (bottom quartile). Yield to maturity (debt): 5.94% (bottom quartile). Yield to maturity (debt): 6.49% (bottom quartile). Yield to maturity (debt): 6.78% (upper mid). Point 10 Modified duration: 0.47 yrs (lower mid). Modified duration: 0.47 yrs (lower mid). Modified duration: 0.49 yrs (bottom quartile). Modified duration: 3.55 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.46 yrs (upper mid). Modified duration: 0.17 yrs (top quartile). Modified duration: 0.45 yrs (upper mid). Modified duration: 0.47 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
IDBI Liquid Fund
Invesco India Ultra Short Term Fund
BOI AXA Liquid Fund
DSP Money Manager Fund
UTI Ultra Short Term Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP Money Manager Fund Below is the key information for DSP Money Manager Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (27 Jan 26) ₹567.599 ↑ 0.36 (0.06 %) Net Assets (Cr) ₹23,615 on 31 Dec 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.14 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.9% 1 Year 7.1% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (27 Jan 26) ₹28.6452 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹16,907 on 31 Dec 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.82% Effective Maturity 7 Months 10 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.8% 1 Year 6.9% 3 Year 7.1% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Data below for ICICI Prudential Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (27 Jan 26) ₹44.279 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹14,243 on 31 Dec 25 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 2.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 6 Months 25 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.7% 1 Year 6.6% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.8% 2021 4.5% 2020 3.2% 2019 5.8% 2018 7.8% 2017 7.4% 2016 6.7% 2015 8.2% Fund Manager information for Kotak Savings Fund
Name Since Tenure Data below for Kotak Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (27 Jan 26) ₹4,160.6 ↑ 2.91 (0.07 %) Net Assets (Cr) ₹11,060 on 31 Dec 25 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 2.3 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7% Effective Maturity 4 Years 8 Months 8 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.7% 1 Year 6.6% 3 Year 6.8% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.2% 2022 6.7% 2021 4.6% 2020 7.8% 2019 4.9% 2018 0.9% 2017 7.3% 2016 5.8% 2015 6.8% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Data below for Nippon India Ultra Short Duration Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (27 Jan 26) ₹2,783.7 ↑ 1.81 (0.07 %) Net Assets (Cr) ₹1,234 on 31 Dec 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.57% Effective Maturity 5 Months 24 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.7% 1 Year 6.5% 3 Year 6.9% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 7.5% 2022 6.6% 2021 4.1% 2020 3% 2019 5.1% 2018 7.6% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Data below for Invesco India Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (27 Jan 26) ₹3,107.74 ↑ 0.58 (0.02 %) Net Assets (Cr) ₹1,107 on 31 Dec 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 4.02 Information Ratio 1.26 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 20 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.4% 3 Year 7% 5 Year 5.9% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Data below for BOI AXA Liquid Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. DSP Money Manager Fund
DSP Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (27 Jan 26) ₹3,509.57 ↑ 2.19 (0.06 %) Net Assets (Cr) ₹3,972 on 31 Dec 25 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.49% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value Returns for DSP Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.1% 6 Month 2.5% 1 Year 6.4% 3 Year 6.7% 5 Year 5.5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 6.9% 2022 6.7% 2021 4.1% 2020 2.9% 2019 4.7% 2018 7.3% 2017 5% 2016 6% 2015 7.5% Fund Manager information for DSP Money Manager Fund
Name Since Tenure Data below for DSP Money Manager Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (27 Jan 26) ₹4,373.02 ↑ 2.66 (0.06 %) Net Assets (Cr) ₹3,655 on 31 Dec 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 6 Months 24 Days Modified Duration 5 Months 21 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.6% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Data below for UTI Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
మ్యూచువల్ ఫండ్ SIP ఆన్లైన్లో ఎలా పెట్టుబడి పెట్టాలి?
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పత్రాలను అప్లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!
తరచుగా అడిగే ప్రశ్నలు
1. SIPలలో పదవీకాలం యొక్క ప్రాముఖ్యత ఏమిటి?
జ: మీరు SIPలను ఎంచుకున్నప్పుడు, మీరు పరిగణించవలసిన మొదటి విషయం పదవీకాలం. పదవీకాలాన్ని తనిఖీ చేసి, ఆపై పెట్టుబడి పెట్టడం మంచిది, ఎందుకంటే మీరు పదవీకాలం పూర్తి చేయడానికి ముందు మీ పెట్టుబడిని మూసివేయకూడదు. మీరు అలా చేస్తే, మీరు నిష్క్రమణ లోడ్ రూపంలో పెనాల్టీని చెల్లించవలసి ఉంటుంది.
2. ఒక సంవత్సరం SIPలు మంచివా?
జ: అవును, ఒక సంవత్సరం SIPలు మంచివి, ప్రత్యేకించి మీరు శీఘ్ర రాబడి కోసం చూస్తున్నట్లయితే. సాధారణంగా, ఒక-సంవత్సరం SIPల సహాయంతో, మీరు మీ ఫండ్ పోర్ట్ఫోలియోను బట్టి మీ పెట్టుబడిపై 4.2% నుండి 6.2% వరకు ROIలను ఆశించవచ్చు.
3. నేను ఒక సంవత్సరం SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?
జ: మీరు మ్యూచువల్ ఫండ్ ఇన్వెస్ట్మెంట్లకు కొత్త అయితే మరియు ఇన్వెస్ట్మెంట్ పోర్ట్ఫోలియోను వైవిధ్యపరచాలని ప్లాన్ చేస్తున్నట్లయితే ఒక సంవత్సరం SIPలు ఉపయోగకరంగా ఉంటాయి.
4. ఒక సంవత్సరం SIPలు మంచి రాబడిని ఇస్తాయా?
జ: ఒక సంవత్సరం SIPలు మంచి మరియు శీఘ్ర రాబడిని ఇస్తాయి కాబట్టి యువ పెట్టుబడిదారులలో ప్రజాదరణ పొందింది. మీరు మ్యూచువల్ ఫండ్స్ గురించి అర్థం చేసుకోవాలంటేసంత, అప్పుడు ఒక సంవత్సరం SIP లు మంచి ఆలోచన.
5. అన్ని SIPలు మంచి రాబడిని ఇస్తాయా?
జ: మీ ఇన్వెస్ట్మెంట్ పోర్ట్ఫోలియోను వైవిధ్యపరచడానికి SIPలు ఉత్తమమైన మార్గాలలో ఒకటి మరియు మంచి రాబడిని అందిస్తాయి. మీరు ఇన్వెస్ట్ చేయాలనుకుంటున్న ఫండ్లను మరియు మొత్తాన్ని కూడా ఎంచుకోవడానికి ఇది మిమ్మల్ని అనుమతిస్తుంది. క్రమమైన వ్యవధిలో చిన్న మొత్తాలను పెట్టుబడి పెట్టడానికి మీకు అవకాశం లభిస్తుంది.
6. అన్ని SIPలలో లార్జ్ క్యాప్ స్టాక్లు ఉంటాయా?
జ: ప్రకారంSEBI ఆదేశం, SIP పెట్టుబడిదారులు పెట్టుబడిదారులు మరియు కంపెనీలను రక్షించడానికి 70:20:10 ప్రోటోకాల్ను అనుసరించాలి. ఈ నియమం ప్రకారం, ఈక్విటీ పెట్టుబడిలో 70% పెద్ద క్యాప్ స్టాక్లలో, 20%మిడ్ క్యాప్ స్టాక్లు మరియు 10%చిన్న టోపీ స్టాక్స్. కాబట్టి SIPలు పెట్టుబడులను వైవిధ్యపరుస్తాయి మరియు అన్నీ కేవలం లార్జ్-క్యాప్ స్టాక్లలో మాత్రమే కేంద్రీకరించబడవు.
7. SIPలో పెట్టుబడి పెట్టగల గరిష్ట మరియు కనిష్ట మొత్తం ఉందా?
జ: మీరు SIPలో పెట్టుబడి పెట్టగల కనీస మొత్తం రూ.500. అయితే, SIPలో పెట్టుబడి పెట్టడానికి గరిష్ట పరిమితి లేదు. మీరు దీన్ని మీ ఫండ్ మేనేజర్తో ప్లాన్ చేసుకోవచ్చు.
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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