SIP 2022 కోసం 11 ఉత్తమ మ్యూచువల్ ఫండ్‌లు

Updated on January 2, 2026 , 265099 views

SIP మ్యూచువల్ ఫండ్స్ (లేదా టాప్ 11 SIP మ్యూచువల్ ఫండ్‌లు) అనేది స్టాక్ మార్కెట్‌లో అనివార్యమైన హెచ్చు తగ్గుల సమయంలో నాడీ విక్రయాలను నివారించడానికి ఆవర్తన పెట్టుబడి యొక్క సాధారణ సూత్రానికి కట్టుబడి ఉండే ఫండ్‌లు.

సాధారణంగా, SIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక మ్యూచువల్ ఫండ్స్‌లో డబ్బు పెట్టుబడి పెట్టే మోడ్.పెట్టుబడి పెడుతున్నారు టాప్ 11లో SIP మ్యూచువల్ ఫండ్‌లు మీ పెట్టుబడికి క్రమబద్ధమైన మరియు క్రమశిక్షణతో కూడిన విధానాన్ని అందిస్తాయి. ఇది రోజువారీ మీ పెట్టుబడిని నిర్వహించడానికి మీ ప్రయత్నాన్ని తగ్గిస్తుందిఆధారంగా. అంతేకాకుండా, ఇది పరపతిని అందిస్తుందిసమ్మేళనం యొక్క శక్తి కాలక్రమేణా కావలసిన రాబడికి దారి తీస్తుంది.

భిన్నమైనవి ఉన్నాయిమ్యూచువల్ ఫండ్స్ రకాలు SIP కోసం ఈక్విటీ, డెట్, బ్యాలెన్స్‌డ్, అల్ట్రా-స్వల్పకాలిక నిధులు, మొదలైనవి అయితే, ఈక్విటీ మ్యూచువల్ ఫండ్‌లు SIP ద్వారా పెట్టుబడి పెట్టినప్పుడు గరిష్ట రాబడిని అందిస్తాయి. పెట్టుబడిదారులు తప్పనిసరిగా పెట్టుబడి పెట్టాలని ఆర్థిక సలహాదారులు సూచిస్తున్నారుఉత్తమ మ్యూచువల్ ఫండ్స్ SIP కోసం వారి పెట్టుబడి లక్ష్యాలు మరియు వ్యవధిSIP పెట్టుబడి.

టాప్ 11 SIP ఫండ్స్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి SIPలు క్రమశిక్షణా విధానాన్ని అందిస్తాయి
క్రమబద్ధమైన పెట్టుబడి భవిష్యత్ కలలు మరియు ప్రధాన లక్ష్యాలు- పదవీ విరమణ, పిల్లల కెరీర్, ఇల్లు, కారు లేదా ఏదైనా ఇతర ఆస్తుల కొనుగోలు వంటి వాటికి ఆర్థిక సహాయం చేస్తుంది.
SIPలు సమ్మేళనం యొక్క అత్యంత ప్రయోజనాన్ని పొందడంలో సహాయపడతాయి మరియు యువ పెట్టుబడిదారులకు ఆదర్శంగా ఉంటాయి
సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌లు ఈక్విటీ హెచ్చుతగ్గుల ప్రమాదాన్ని తగ్గిస్తాయి

SIPలో ఎలా పెట్టుబడి పెట్టాలి?

డబ్బును పెట్టుబడి పెట్టడం ఒక కళ, సరిగ్గా చేస్తే అది అద్భుతాలు చేయగలదు. ఇప్పుడు మీకు తెలుసుటాప్ SIP అందులో ఎలా పెట్టుబడి పెట్టాలో మీరు తప్పక తెలుసుకోవాల్సిన ప్రణాళికలు. మేము క్రింద SIP లో పెట్టుబడి పెట్టడానికి దశలను పేర్కొన్నాము.

1. మీ ఆర్థిక లక్ష్యాలను విశ్లేషించండి

మీకు సరిపోయే SIP పెట్టుబడిని ఎంచుకోండిఆర్థిక లక్ష్యాలు. ఉదాహరణకు, మీ లక్ష్యం స్వల్పకాలికమైనట్లయితే (రాబోయే 2 సంవత్సరాలలో కారు కొనాలనుకుంటే), మీరు డెట్ మ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టాలి. మరియు, మీ లక్ష్యం దీర్ఘకాలికంగా ఉంటే (ఇలాపదవీ విరమణ ప్రణాళిక) అప్పుడు ఈక్విటీ మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి ఇష్టపడండి.

2. పెట్టుబడి యొక్క కాలక్రమాన్ని ఎంచుకోండి

ఇది మీరు సరైన సమయానికి సరైన మొత్తంలో పెట్టుబడి పెట్టేలా చేస్తుంది.

3. మీరు నెలవారీ పెట్టుబడి పెట్టాలనుకుంటున్న మొత్తాన్ని నిర్ణయించండి

SIP అనేది నెలవారీ పెట్టుబడి కాబట్టి, మీరు లేకుండానే నెలవారీ పెట్టుబడి పెట్టగలిగే మొత్తాన్ని ఎంచుకోవాలివిఫలం. మీరు ఉపయోగించి మీ లక్ష్యం ప్రకారం తగిన మొత్తాన్ని కూడా లెక్కించవచ్చుసిప్ కాలిక్యులేటర్ లేదా SIP రిటర్న్ కాలిక్యులేటర్.

4. ఉత్తమ SIP ప్లాన్‌ను ఎంచుకోండి

సంప్రదించడం ద్వారా తెలివైన పెట్టుబడి ఎంపిక చేసుకోండి aఆర్థిక సలహాదారు లేదా ఎంచుకోవడం ద్వారాఉత్తమ SIP ప్రణాళికలు వివిధ ఆన్‌లైన్ పెట్టుబడి ప్లాట్‌ఫారమ్‌లు అందిస్తున్నాయి.

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భారతదేశంలో FY 22 - 23లో టాప్ 11 SIP మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹200.81 ↑ 1.96	₹8,160	100	3.2	0.8	6.7	25.4	30.8	6.7
SBI PSU Fund Growth	₹34.6031 ↑ 0.60	₹5,763	500	7.2	6.8	12.1	28.8	29.6	11.3
Invesco India PSU Equity Fund Growth	₹67.34 ↑ 0.98	₹1,445	500	5.4	3.2	10.9	29.2	27.9	10.3
HDFC Infrastructure Fund Growth	₹48.234 ↑ 0.55	₹2,514	300	1.5	-0.1	2.7	25.2	27.6	2.2
DSP India T.I.G.E.R Fund Growth	₹318.532 ↑ 3.88	₹5,419	500	2.3	-0.3	-2.5	24.5	27.3	-2.5
Nippon India Power and Infra Fund Growth	₹353.099 ↑ 5.13	₹7,301	100	2.2	0	0.2	26.4	27.2	-0.5
LIC MF Infrastructure Fund Growth	₹50.2676 ↑ 0.74	₹1,022	1,000	1.5	-0.7	-3.9	27.7	27	-3.7
Franklin Build India Fund Growth	₹145.85 ↑ 1.68	₹3,068	500	3.6	1.8	4	26.5	27	3.7
Canara Robeco Infrastructure Growth	₹160.42 ↑ 1.93	₹916	1,000	0	-1.3	0.2	24.4	26.9	0.1
Bandhan Infrastructure Fund Growth	₹48.808 ↑ 0.49	₹1,566	100	-1.2	-5.6	-6.9	24.8	26.7	-6.9
Kotak Infrastructure & Economic Reform Fund Growth	₹66.382 ↑ 0.61	₹2,376	1,000	2.7	-0.6	-3.2	20.8	26.3	-3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jan 26

Research Highlights & Commentary of 11 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI PSU Fund	Invesco India PSU Equity Fund	HDFC Infrastructure Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund	LIC MF Infrastructure Fund	Franklin Build India Fund	Canara Robeco Infrastructure	Bandhan Infrastructure Fund	Kotak Infrastructure & Economic Reform Fund
Point 1	Highest AUM (₹8,160 Cr).	Upper mid AUM (₹5,763 Cr).	Bottom quartile AUM (₹1,445 Cr).	Lower mid AUM (₹2,514 Cr).	Upper mid AUM (₹5,419 Cr).	Top quartile AUM (₹7,301 Cr).	Bottom quartile AUM (₹1,022 Cr).	Upper mid AUM (₹3,068 Cr).	Bottom quartile AUM (₹916 Cr).	Lower mid AUM (₹1,566 Cr).	Lower mid AUM (₹2,376 Cr).
Point 2	Established history (20+ yrs).	Established history (15+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (14+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Not Rated.	Rating: 5★ (top quartile).	Not Rated.	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 30.83% (top quartile).	5Y return: 29.64% (top quartile).	5Y return: 27.87% (upper mid).	5Y return: 27.63% (upper mid).	5Y return: 27.34% (upper mid).	5Y return: 27.19% (lower mid).	5Y return: 27.05% (lower mid).	5Y return: 26.98% (lower mid).	5Y return: 26.87% (bottom quartile).	5Y return: 26.75% (bottom quartile).	5Y return: 26.31% (bottom quartile).
Point 6	3Y return: 25.37% (lower mid).	3Y return: 28.82% (top quartile).	3Y return: 29.25% (top quartile).	3Y return: 25.15% (lower mid).	3Y return: 24.52% (bottom quartile).	3Y return: 26.43% (upper mid).	3Y return: 27.67% (upper mid).	3Y return: 26.50% (upper mid).	3Y return: 24.42% (bottom quartile).	3Y return: 24.80% (lower mid).	3Y return: 20.80% (bottom quartile).
Point 7	1Y return: 6.68% (upper mid).	1Y return: 12.07% (top quartile).	1Y return: 10.88% (top quartile).	1Y return: 2.66% (upper mid).	1Y return: -2.47% (lower mid).	1Y return: 0.18% (lower mid).	1Y return: -3.92% (bottom quartile).	1Y return: 3.97% (upper mid).	1Y return: 0.24% (lower mid).	1Y return: -6.91% (bottom quartile).	1Y return: -3.17% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.83 (lower mid).	Alpha: -0.45 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -12.90 (bottom quartile).	Alpha: -13.09 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -13.49 (bottom quartile).
Point 9	Sharpe: 0.00 (upper mid).	Sharpe: 0.03 (top quartile).	Sharpe: 0.06 (top quartile).	Sharpe: -0.15 (upper mid).	Sharpe: -0.39 (bottom quartile).	Sharpe: -0.26 (bottom quartile).	Sharpe: -0.18 (lower mid).	Sharpe: -0.16 (lower mid).	Sharpe: -0.13 (upper mid).	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.24 (lower mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: -0.53 (bottom quartile).	Information ratio: -0.49 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.42 (top quartile).	Information ratio: 0.31 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.15 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,160 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 30.83% (top quartile).
3Y return: 25.37% (lower mid).
1Y return: 6.68% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (upper mid).
Information ratio: 0.00 (lower mid).

SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 29.64% (top quartile).
3Y return: 28.82% (top quartile).
1Y return: 12.07% (top quartile).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (top quartile).
Information ratio: -0.53 (bottom quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.87% (upper mid).
3Y return: 29.25% (top quartile).
1Y return: 10.88% (top quartile).
Alpha: -0.45 (lower mid).
Sharpe: 0.06 (top quartile).
Information ratio: -0.49 (bottom quartile).

HDFC Infrastructure Fund

Lower mid AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.63% (upper mid).
3Y return: 25.15% (lower mid).
1Y return: 2.66% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.15 (upper mid).
Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,419 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 27.34% (upper mid).
3Y return: 24.52% (bottom quartile).
1Y return: -2.47% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Top quartile AUM (₹7,301 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 27.19% (lower mid).
3Y return: 26.43% (upper mid).
1Y return: 0.18% (lower mid).
Alpha: -12.90 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.42 (top quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,022 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 27.05% (lower mid).
3Y return: 27.67% (upper mid).
1Y return: -3.92% (bottom quartile).
Alpha: -13.09 (bottom quartile).
Sharpe: -0.18 (lower mid).
Information ratio: 0.31 (top quartile).

Franklin Build India Fund

Upper mid AUM (₹3,068 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 26.98% (lower mid).
3Y return: 26.50% (upper mid).
1Y return: 3.97% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.00 (lower mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹916 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.87% (bottom quartile).
3Y return: 24.42% (bottom quartile).
1Y return: 0.24% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.13 (upper mid).
Information ratio: 0.00 (lower mid).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,566 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 26.75% (bottom quartile).
3Y return: 24.80% (lower mid).
1Y return: -6.91% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (upper mid).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,376 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 26.31% (bottom quartile).
3Y return: 20.80% (bottom quartile).
1Y return: -3.17% (bottom quartile).
Alpha: -13.49 (bottom quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -0.15 (bottom quartile).

*అత్యుత్తమ మ్యూచువల్ ఫండ్ల జాబితా SIP నికర ఆస్తులు/ AUM కంటే ఎక్కువ200 కోట్లు మ్యూచువల్ ఫండ్స్ యొక్క ఈక్విటీ కేటగిరీలో 5 సంవత్సరాల క్యాలెండర్ ఇయర్ రిటర్న్స్ ఆధారంగా ఆర్డర్ చేయబడింది.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,160 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 30.83% (top quartile).
3Y return: 25.37% (lower mid).
1Y return: 6.68% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (02 Jan 26)	₹200.81 ↑ 1.96 (0.99 %)
Net Assets (Cr)	₹8,160 on 30 Nov 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,007
31 Dec 22	₹19,333
31 Dec 23	₹27,952
31 Dec 24	₹35,602
31 Dec 25	₹38,004

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.7%
3 Month	3.2%
6 Month	0.8%
1 Year	6.7%
3 Year	25.4%
5 Year	30.8%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.5 Yr.
Sharmila D’mello	30 Jun 22	3.42 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	40.39%
Financial Services	14.64%
Basic Materials	12.34%
Utility	10.24%
Energy	9.18%
Real Estate	3.73%
Consumer Cyclical	2.03%
Communication Services	1.47%

Asset Allocation

Asset Class	Value
Cash	5.66%
Equity	94.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹715 Cr	1,755,704 ↓ -87,500
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	4%	₹358 Cr	10,976,448
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹281 Cr	1,854,934
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹259 Cr	669,751 ↓ -32,202
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹240 Cr	1,529,725 ↓ -250,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| VEDL	3%	₹231 Cr	4,400,100 ↓ -299,900
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹224 Cr	13,053,905
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| 522287	3%	₹216 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹215 Cr	1,683,557 ↓ -312,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| INDUSINDBK	3%	₹208 Cr	2,424,016

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 29.64% (top quartile).
3Y return: 28.82% (top quartile).
1Y return: 12.07% (top quartile).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (top quartile).
Information ratio: -0.53 (bottom quartile).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (02 Jan 26)	₹34.6031 ↑ 0.60 (1.76 %)
Net Assets (Cr)	₹5,763 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.03
Information Ratio	-0.53
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,241
31 Dec 22	₹17,083
31 Dec 23	₹26,314
31 Dec 24	₹32,485
31 Dec 25	₹36,147

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	3.1%
3 Month	7.2%
6 Month	6.8%
1 Year	12.1%
3 Year	28.8%
5 Year	29.6%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.5 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.69%
Utility	27.73%
Energy	13.4%
Industrials	12.38%
Basic Materials	5.83%

Asset Allocation

Asset Class	Value
Cash	3.88%
Equity	96.04%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹534 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	8%	₹475 Cr	14,543,244
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	8%	₹453 Cr	25,750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	8%	₹446 Cr	16,535,554
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹348 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	6%	₹319 Cr	11,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹211 Cr	2,427,235
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹206 Cr	27,900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹161 Cr	4,150,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.87% (upper mid).
3Y return: 29.25% (top quartile).
1Y return: 10.88% (top quartile).
Alpha: -0.45 (lower mid).
Sharpe: 0.06 (top quartile).
Information ratio: -0.49 (bottom quartile).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (02 Jan 26)	₹67.34 ↑ 0.98 (1.48 %)
Net Assets (Cr)	₹1,445 on 30 Nov 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.06
Information Ratio	-0.49
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,105
31 Dec 22	₹15,797
31 Dec 23	₹24,402
31 Dec 24	₹30,659
31 Dec 25	₹33,810

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	3.1%
3 Month	5.4%
6 Month	3.2%
1 Year	10.9%
3 Year	29.2%
5 Year	27.9%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.42 Yr.
Sagar Gandhi	1 Jul 25	0.42 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.46%
Financial Services	29.47%
Utility	20.02%
Energy	13.28%
Basic Materials	2.92%

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	97.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	10%	₹140 Cr	1,426,314
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹123 Cr	2,997,692
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹104 Cr	2,901,565
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	7%	₹94 Cr	1,080,618
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹89 Cr	196,158
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹83 Cr	8,790,786
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	5%	₹66 Cr	2,024,963
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹64 Cr	424,045
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	4%	₹61 Cr	2,116,392
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	4%	₹55 Cr	646,300 ↑ 174,490

4. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 27.63% (upper mid).
3Y return: 25.15% (lower mid).
1Y return: 2.66% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.15 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (02 Jan 26)	₹48.234 ↑ 0.55 (1.16 %)
Net Assets (Cr)	₹2,514 on 30 Nov 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,317
31 Dec 22	₹17,080
31 Dec 23	₹26,545
31 Dec 24	₹32,658
31 Dec 25	₹33,376

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1%
3 Month	1.5%
6 Month	-0.1%
1 Year	2.7%
3 Year	25.2%
5 Year	27.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.2%
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	2.45 Yr.
Ashish Shah	1 Nov 25	0.08 Yr.

Data below for HDFC Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	39.35%
Financial Services	20.43%
Basic Materials	10.2%
Energy	6.93%
Utility	6.76%
Communication Services	4.12%
Real Estate	2.48%
Health Care	1.75%
Technology	1.41%
Consumer Cyclical	0.66%

Asset Allocation

Asset Class	Value
Cash	5.91%
Equity	94.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹155 Cr	380,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹153 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹141 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| 522287	4%	₹91 Cr	758,285
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	4%	₹89 Cr	150,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹82 Cr	1,400,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹78 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹74 Cr	350,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹72 Cr	2,200,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	3%	₹69 Cr	704,361

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,419 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 27.34% (upper mid).
3Y return: 24.52% (bottom quartile).
1Y return: -2.47% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (02 Jan 26)	₹318.532 ↑ 3.88 (1.23 %)
Net Assets (Cr)	₹5,419 on 30 Nov 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.39
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,158
31 Dec 22	₹17,260
31 Dec 23	₹25,716
31 Dec 24	₹34,043
31 Dec 25	₹33,175

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1%
3 Month	2.3%
6 Month	-0.3%
1 Year	-2.5%
3 Year	24.5%
5 Year	27.3%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.46 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.28%
Basic Materials	14.28%
Financial Services	11%
Utility	10.18%
Consumer Cyclical	8.97%
Energy	7.34%
Health Care	5.54%
Communication Services	3.04%
Technology	1.8%
Real Estate	1.6%
Consumer Defensive	1.22%

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	96.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹284 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| NTPC	4%	₹233 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹180 Cr	245,928
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹159 Cr	756,154
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹159 Cr	1,412,412
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| POWERGRID	3%	₹150 Cr	5,567,574
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹142 Cr	197,265
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	3%	₹139 Cr	305,098 ↑ 112,311
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹137 Cr	136,165
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹125 Cr	3,321,453

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹7,301 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 27.19% (lower mid).
3Y return: 26.43% (upper mid).
1Y return: 0.18% (lower mid).
Alpha: -12.90 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.42 (top quartile).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (02 Jan 26)	₹353.099 ↑ 5.13 (1.47 %)
Net Assets (Cr)	₹7,301 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.26
Information Ratio	0.42
Alpha Ratio	-12.9
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,888
31 Dec 22	₹16,512
31 Dec 23	₹26,089
31 Dec 24	₹33,115
31 Dec 25	₹32,946

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.5%
3 Month	2.2%
6 Month	0%
1 Year	0.2%
3 Year	26.4%
5 Year	27.2%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.53 Yr.
Rahul Modi	19 Aug 24	1.28 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	32.74%
Utility	22.88%
Energy	9.92%
Consumer Cyclical	9.2%
Basic Materials	6.97%
Communication Services	6.04%
Technology	4.89%
Real Estate	2.32%
Financial Services	2.26%
Health Care	2.11%

Asset Allocation

Asset Class	Value
Cash	0.65%
Equity	99.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹694 Cr	4,425,000 ↑ 150,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹555 Cr	17,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹441 Cr	2,100,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹433 Cr	1,064,337 ↓ -50,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹308 Cr	7,900,789
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹233 Cr	8,000,838 ↓ -1,300,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹203 Cr	3,020,014
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹197 Cr	170,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| BHARATFORG	2%	₹169 Cr	1,179,635
Kaynes Technology India Ltd (Technology) Equity, Since 30 Nov 22 \| KAYNES	2%	₹165 Cr	300,113 ↑ 50,000

7. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,022 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 27.05% (lower mid).
3Y return: 27.67% (upper mid).
1Y return: -3.92% (bottom quartile).
Alpha: -13.09 (bottom quartile).
Sharpe: -0.18 (lower mid).
Information ratio: 0.31 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (02 Jan 26)	₹50.2676 ↑ 0.74 (1.49 %)
Net Assets (Cr)	₹1,022 on 30 Nov 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.18
Information Ratio	0.31
Alpha Ratio	-13.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,661
31 Dec 22	₹15,822
31 Dec 23	₹22,850
31 Dec 24	₹33,771
31 Dec 25	₹32,530

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.8%
3 Month	1.5%
6 Month	-0.7%
1 Year	-3.9%
3 Year	27.7%
5 Year	27%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.21 Yr.
Mahesh Bendre	1 Jul 24	1.42 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	45.19%
Consumer Cyclical	12.36%
Basic Materials	9.57%
Financial Services	6.3%
Utility	4.97%
Technology	3.89%
Real Estate	3.77%
Health Care	3.17%
Communication Services	3.1%

Asset Allocation

Asset Class	Value
Cash	7.68%
Equity	92.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹47 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹45 Cr	109,584
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹44 Cr	1,247,959 ↑ 1,247,959
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹37 Cr	94,287
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹33 Cr	911,009
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹32 Cr	44,149
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹31 Cr	769,765
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	3%	₹28 Cr	666,245
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹28 Cr	286,134
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹27 Cr	93,633

8. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,068 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 26.98% (lower mid).
3Y return: 26.50% (upper mid).
1Y return: 3.97% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (02 Jan 26)	₹145.85 ↑ 1.68 (1.16 %)
Net Assets (Cr)	₹3,068 on 30 Nov 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,590
31 Dec 22	₹16,231
31 Dec 23	₹24,526
31 Dec 24	₹31,348
31 Dec 25	₹32,504

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.5%
3 Month	3.6%
6 Month	1.8%
1 Year	4%
3 Year	26.5%
5 Year	27%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.12 Yr.
Kiran Sebastian	7 Feb 22	3.82 Yr.
Sandeep Manam	18 Oct 21	4.12 Yr.

Data below for Franklin Build India Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	34.75%
Financial Services	14.64%
Utility	14.11%
Energy	13.36%
Communication Services	8.08%
Basic Materials	4.77%
Real Estate	3.03%
Consumer Cyclical	1.76%
Technology	1.66%

Asset Allocation

Asset Class	Value
Cash	3.86%
Equity	96.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹271 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹188 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹186 Cr	315,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹166 Cr	6,825,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	5%	₹151 Cr	1,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹149 Cr	710,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹142 Cr	4,350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹128 Cr	1,000,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 25 \| GAIL	3%	₹99 Cr	5,600,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	3%	₹98 Cr	1,000,000

9. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹916 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 26.87% (bottom quartile).
3Y return: 24.42% (bottom quartile).
1Y return: 0.24% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.13 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (02 Jan 26)	₹160.42 ↑ 1.93 (1.22 %)
Net Assets (Cr)	₹916 on 30 Nov 25
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	-0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,613
31 Dec 22	₹17,013
31 Dec 23	₹24,024
31 Dec 24	₹32,498
31 Dec 25	₹32,543

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0%
3 Month	0%
6 Month	-1.3%
1 Year	0.2%
3 Year	24.4%
5 Year	26.9%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.1%
2023	35.3%
2022	41.2%
2021	9%
2020	56.1%
2019	9%
2018	2.3%
2017	-19.1%
2016	40.2%
2015	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.44 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.18 Yr.

Data below for Canara Robeco Infrastructure as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	45.45%
Utility	11.55%
Energy	8.72%
Basic Materials	8.65%
Financial Services	7.34%
Technology	6.43%
Communication Services	3.13%
Consumer Cyclical	2.94%
Real Estate	1.22%

Asset Allocation

Asset Class	Value
Cash	4.57%
Equity	95.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	10%	₹91 Cr	222,901 ↓ -5,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹44 Cr	279,250
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	5%	₹43 Cr	442,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹36 Cr	869,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| NTPC	4%	₹35 Cr	1,066,480
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹34 Cr	58,250
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| TATAPOWER	3%	₹31 Cr	785,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| GVT&D	3%	₹30 Cr	105,185
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	3%	₹29 Cr	136,600
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| CGPOWER	3%	₹28 Cr	413,150

10. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Lower mid AUM (₹1,566 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 26.75% (bottom quartile).
3Y return: 24.80% (lower mid).
1Y return: -6.91% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (02 Jan 26)	₹48.808 ↑ 0.49 (1.01 %)
Net Assets (Cr)	₹1,566 on 30 Nov 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.4
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹16,484
31 Dec 22	₹16,758
31 Dec 23	₹25,188
31 Dec 24	₹35,093
31 Dec 25	₹32,662

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.3%
3 Month	-1.2%
6 Month	-5.6%
1 Year	-6.9%
3 Year	24.8%
5 Year	26.7%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.9%
2023	39.3%
2022	50.3%
2021	1.7%
2020	64.8%
2019	6.3%
2018	-5.3%
2017	-25.9%
2016	58.7%
2015	10.7%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.85 Yr.
Ritika Behera	7 Oct 23	2.15 Yr.
Gaurav Satra	7 Jun 24	1.48 Yr.

Data below for Bandhan Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	53.33%
Utility	12.43%
Basic Materials	7.51%
Communication Services	4.68%
Energy	4.48%
Technology	4.12%
Financial Services	2.76%
Health Care	2.6%
Real Estate	1.38%
Consumer Cyclical	0.97%

Asset Allocation

Asset Class	Value
Cash	5.75%
Equity	94.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	5%	₹83 Cr	204,050
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	5%	₹73 Cr	348,551
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹72 Cr	426,772
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹70 Cr	447,851
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	4%	₹58 Cr	1,416,343
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹57 Cr	49,239
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	3%	₹53 Cr	89,351 ↑ 6,363
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹51 Cr	4,733,244
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹46 Cr	303,494
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 30 Apr 15 \| AHLUCONT	3%	₹46 Cr	457,644

11. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,376 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 26.31% (bottom quartile).
3Y return: 20.80% (bottom quartile).
1Y return: -3.17% (bottom quartile).
Alpha: -13.49 (bottom quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -0.15 (bottom quartile).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (02 Jan 26)	₹66.382 ↑ 0.61 (0.92 %)
Net Assets (Cr)	₹2,376 on 30 Nov 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.24
Information Ratio	-0.15
Alpha Ratio	-13.49
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,733
31 Dec 22	₹18,184
31 Dec 23	₹24,959
31 Dec 24	₹33,053
31 Dec 25	₹31,828

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	2.7%
6 Month	-0.6%
1 Year	-3.2%
3 Year	20.8%
5 Year	26.3%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	32.4%
2022	37.3%
2021	15.6%
2020	57.3%
2019	3.4%
2018	3.6%
2017	-19.6%
2016	45.3%
2015	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.17 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	46.68%
Basic Materials	12.46%
Consumer Cyclical	10.96%
Communication Services	10.26%
Energy	7.97%
Utility	3.54%
Financial Services	2.71%
Technology	2.3%
Real Estate	2.15%

Asset Allocation

Asset Class	Value
Cash	0.96%
Equity	99.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	8%	₹187 Cr	459,000 ↑ 135,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹168 Cr	800,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹135 Cr	864,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	3%	₹76 Cr	1,890,000 ↑ 990,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| 522287	3%	₹76 Cr	630,000 ↓ -9,927
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹73 Cr	130,659
Cummins India Ltd (Industrials) Equity, Since 30 Sep 12 \| CUMMINSIND	3%	₹72 Cr	160,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹72 Cr	54,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	3%	₹71 Cr	27,000 ↓ -8,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹70 Cr	60,000

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ప్రారంభించడానికి

ఈరోజే SIPతో మీ పెట్టుబడి ప్రయాణాన్ని ప్రారంభించండి!

తరచుగా అడిగే ప్రశ్నలు

1. మ్యూచువల్ ఫండ్స్ అంటే ఏమిటి?

జ: మ్యూచువల్ ఫండ్స్ సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్ లేదా SIPలలో ఒక భాగం, ఇవి సాధారణంగా తర్వాత అద్భుతమైన రాబడిని అందిస్తాయి. నువ్వు ఎప్పుడుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టండి, మీరు మీ పెట్టుబడి పోర్ట్‌ఫోలియోను వైవిధ్యపరచండి. ఒక మ్యూచువల్ ఫండ్‌ను ఒక పెట్టుబడి సాధనంగా పరిగణించవచ్చుఅసెట్ మేనేజ్‌మెంట్ కంపెనీ బహుళ పెట్టుబడిదారులు మరియు కంపెనీల పెట్టుబడులను పూల్ చేయడం ద్వారా.

2. వివిధ రకాల మ్యూచువల్ ఫండ్స్ ఏమిటి?

జ: మ్యూచువల్ ఫండ్‌లను స్థూలంగా క్రింది రకాలుగా వర్గీకరించవచ్చు:

ఈక్విటీ లేదా గ్రోత్ ఫండ్స్
స్థిర ఆదాయ నిధులు లేదారుణ నిధి
పన్ను ఆదా నిధులు
లిక్విడ్ ఫండ్స్
బ్యాలెన్స్‌డ్ ఫండ్
గిల్ట్ ఫండ్స్
ఎక్స్ఛేంజ్-ట్రేడెడ్ ఫండ్స్ లేదాETFలు

3. గ్రోత్ ఈక్విటీ ఫండ్స్ అంటే ఏమిటి?

జ: వృద్ధిఈక్విటీ ఫండ్స్ అత్యంత సాధారణ మ్యూచువల్ ఫండ్స్. అయితే, ఈ పోర్ట్‌ఫోలియో అస్థిర పెట్టుబడులను కలిగి ఉంటుంది. అయినప్పటికీ, పెట్టుబడిదారులు తరచుగా గ్రోత్ ఈక్విటీ ఫండ్‌లను ఇష్టపడతారు ఎందుకంటే ఇవి అధిక రాబడిని కలిగి ఉంటాయి మరియు తక్కువ వ్యవధిలో పెట్టుబడి పెట్టవచ్చు.

4. మీరు డెట్ ఫండ్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

జ: పెట్టుబడిపై స్థిరమైన రాబడి కోసం చూస్తున్న వ్యక్తులకు ఈ పెట్టుబడులు అనువైనవి. స్థిర ఆదాయాన్ని డిబెంచర్లు, డెట్ సెక్యూరిటీలు, కమర్షియల్ పేపర్లు మరియు ప్రభుత్వ సెక్యూరిటీల నుండి పొందవచ్చు. మ్యూచువల్ ఫండ్స్ వివిధ రకాల పెట్టుబడుల పోర్ట్‌ఫోలియోను సృష్టిస్తాయి మరియు నష్టాన్ని వెదజల్లుతాయి.

5. మీరు SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?

జ: SIP లు పెట్టుబడిదారుడికి హామీ ఇవ్వబడిన ఆదాయాన్ని అందించగలవు. మీరు నిష్క్రియ ఆదాయాన్ని సంపాదించడానికి ఆసక్తి కలిగి ఉంటే మరియు మీ పెట్టుబడి సాధారణ ఆదాయాన్ని ఉత్పత్తి చేస్తుందని నిర్ధారించుకోవాలనుకుంటే, మీరు SIPలలో పెట్టుబడి పెట్టడాన్ని పరిగణించవచ్చు. .

6. పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

జ: మీరు పెరగాలని చూస్తున్నట్లయితే మీరాజధాని మరియు అదే సమయంలో పన్ను మినహాయింపులను ఆస్వాదించాలనుకుంటే, మీరు పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టవచ్చు. కిందసెక్షన్ 80C యొక్కఆదాయ పన్ను 1861 చట్టం, మీరు ఈక్విటీ-లింక్డ్ టాక్స్ సేవింగ్ మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెడితే, మీరు మీ పెట్టుబడిపై పన్ను మినహాయింపులను ఆస్వాదించవచ్చు.

7. మ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టడానికి నాకు బ్రోకర్ అవసరమా?

జ: పెట్టుబడితో మీకు సహాయం చేయడానికి మీకు బ్రోకర్ లేదా ఆర్థిక సంస్థ మద్దతు అవసరం. తగిన SIPలను గుర్తించడానికి మరియు పెట్టుబడులు సరిగ్గా జరిగాయని నిర్ధారించుకోవడానికి మీకు మద్దతు అవసరం.

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