పెట్టుబడి పెట్టడానికి ఉత్తమమైన ఈక్విటీ మ్యూచువల్ ఫండ్‌లను ఎలా ఎంచుకోవాలి

Updated on November 25, 2025 , 3007 views

ఈక్విటీమ్యూచువల్ ఫండ్స్ కోసం ప్రసిద్ధ సాధనాల్లో ఒకటిపెట్టుబడి పెడుతున్నారు. ఇది ప్రధానంగా మీ డబ్బును వివిధ కంపెనీల షేర్లు/స్టాక్‌లలో పెట్టుబడి పెడుతుంది. ఫండ్ యొక్క పెట్టుబడి లక్ష్యం ఆధారంగా ఫండ్ మేనేజర్ ఈ కంపెనీలలో నిధులను కేటాయిస్తారు. ఈ ఫండ్స్ మితమైన మరియు అధిక పెట్టుబడిదారులకు అనువైనవిఅపాయకరమైన ఆకలి మరియు దీర్ఘకాలం కోసం చూస్తున్నాయిపెట్టుబడి ప్రణాళిక. కానీ, ఒక ఆదర్శ ఈక్విటీ ఫండ్‌ను ఎంచుకోవడం విషయానికి వస్తే అది చాలా కష్టమైన పని. వందలాది ఈక్విటీ మ్యూచువల్ ఫండ్‌లు మరియు ప్రతి ఒక్కటి ఉత్తమ రాబడిని క్లెయిమ్ చేయడంతో, ఒకదానిలో సున్నా చేయడం చాలా అస్పష్టంగా ఉంది. మరియు మీరు మీ స్వంతంగా ఫండ్‌ను ఎంచుకోవలసి వచ్చినప్పుడు పనులు కష్టతరం అవుతాయి. మీ కోసం ప్రక్రియను సులభతరం చేయడానికి మరియు చాలా సరళంగా చేయడానికి, పెట్టుబడి పెట్టడానికి మంచి నిధులను జాబితా చేయడానికి మీకు సహాయపడే ముఖ్యమైన పారామితులను మేము జాబితా చేసాము.

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ఉత్తమ ఈక్విటీ ఫండ్‌లను ఎంచుకోవడానికి పారామితులు

ఆదర్శాన్ని ఎంచుకోవడానికి గుణాత్మక మరియు పరిమాణాత్మక చర్యలు క్రింది విధంగా ఉన్నాయిఈక్విటీ ఫండ్స్.

గుణాత్మక చర్యలు

మీ ఫండ్ మేనేజర్‌ని తెలుసుకోండి

మ్యూచువల్ ఫండ్ పథకం యొక్క పనితీరు క్రెడిట్ ఫండ్ మేనేజర్‌కి ఉంటుంది. ఫండ్ పోర్ట్‌ఫోలియో కోసం పెట్టుబడి నిర్ణయాలు తీసుకునే బాధ్యత ఫండ్ మేనేజర్‌పై ఉంటుంది. కాబట్టి, పెట్టుబడిదారులు నిర్దిష్ట ఫండ్ మేనేజర్ ద్వారా నిర్వహించబడే ఫండ్‌ల పనితీరును పరిశీలించాలి, ముఖ్యంగా కఠినమైన సమయంలోసంత దశలు. అలాగే, పెట్టుబడిదారులు ఇలాంటి ఫండ్‌లను నిర్వహించడంలో అనుభవం ఉన్న ఫండ్ మేనేజర్‌కు ఎక్కువ ప్రాధాన్యత ఇవ్వాలి, ఉదాహరణకు- చిన్న మరియుమిడ్ క్యాప్. తన కెరీర్‌లో నిలకడగా ఉన్న ఫండ్ మేనేజర్ కోసం వెళ్లడం ప్రాధాన్యత ఎంపిక.

ఫండ్ హౌస్ కీర్తి

ఎంచుకునే సమయంలోఉత్తమ ఈక్విటీ మ్యూచువల్ ఫండ్స్ పెట్టుబడి పెట్టడానికి, ఎల్లప్పుడూ ఫండ్ హౌస్ నాణ్యత & కీర్తిని చూడండి. దీర్ఘకాల రికార్డు కలిగిన ఫండ్ హౌస్, నిర్వహణలో ఉన్న పెద్ద ఆస్తులు, స్టార్ ఫండ్‌లు లేదా మంచి పనితీరు గల ఫండ్ మొదలైనవి పెట్టుబడి పెట్టాలి. అందువల్ల స్థిరమైన ట్రాక్ రికార్డ్‌తో ఆర్థిక పరిశ్రమలో బలమైన ఉనికిని కలిగి ఉన్న ఫండ్ హౌస్ ఉండాలి. ఆదర్శంగా ప్రాధాన్యతనిస్తారు.

పరిమాణాత్మక చర్యలు

ఫండ్ పనితీరు

ఒకపెట్టుబడిదారుడు కొంత కాలం పాటు ఫండ్స్ పనితీరును సరసమైన అంచనా వేయాలి. అలాగే, 4-5 సంవత్సరాలలో స్థిరంగా దాని బెంచ్‌మార్క్‌ను అధిగమించే ఫండ్ కోసం వెళ్లాలని సూచించబడింది, అదనంగా, ప్రతి వ్యవధిని చూసి, ఫండ్ బెంచ్‌మార్క్‌ను అధిగమించగలదా లేదా అని చూడాలి.

ఫండ్ పరిమాణం

పెట్టుబడిదారులు ఎల్లప్పుడూ చాలా పెద్దది కాని లేదా పరిమాణంలో చాలా చిన్నది కాని ఫండ్ కోసం వెళ్లాలి. ఫండ్ పరిమాణం మధ్య ఖచ్చితమైన నిర్వచనం మరియు సంబంధం లేనప్పటికీ, చాలా చిన్నది మరియు చాలా పెద్దది రెండూ ఫండ్ పనితీరుకు ఆటంకం కలిగిస్తాయని చెప్పబడింది. కాబట్టి, ఫండ్‌ను ఎంచుకునే సమయంలో, AUM (అసెట్ అండర్ మేనేజ్‌మెంట్) కేటగిరీకి సమానంగా ఉండే దాని కోసం వెళ్లడం మంచిది.

ఖర్చు నిష్పత్తి

మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్‌లను కలిగి ఉన్న పెట్టుబడిదారులు అసెట్ మేనేజ్‌మెంట్ కంపెనీ (అస్సెట్ మేనేజ్‌మెంట్ కంపెనీ) వసూలు చేసే ఆపరేషన్ ఖర్చులు, నిర్వహణ రుసుములు మొదలైన నిర్దిష్ట ఛార్జీలను భరించాలి.AMC) సాధారణంగా, నిష్క్రియాత్మకంగా నిర్వహించబడే స్కీమ్‌ల కంటే సక్రియంగా నిర్వహించబడే పథకాలకు వ్యయ నిష్పత్తి ఎక్కువగా ఉంటుంది (ఉదా.ఇండెక్స్ ఫండ్స్ లేదాETFలు) ప్రకారంSEBI నియమాలు, ఈక్విటీ ఫండ్‌ల ఖర్చు నిష్పత్తి కనిష్టంగా 2.5%. అయితే, ఖర్చు నిష్పత్తి అనేది ఫండ్ పనితీరు మొదలైన ఇతర ముఖ్యమైన కారకాలను అధిగమించకూడదు. ఫండ్‌లో అధిక వ్యయ నిష్పత్తిని చెల్లించడం మంచిది. దాని పోటీదారులను మంచి తేడాతో ఓడించింది.

నిష్పత్తి విశ్లేషణ

ఫండ్ పనితీరును కొలవడానికి కొన్ని ముఖ్యమైన నిష్పత్తులు:

ఆల్ఫా–ఆల్ఫా మీ పెట్టుబడి విజయానికి లేదా బెంచ్‌మార్క్‌తో పోలిస్తే మెరుగైన పనితీరుకు కొలమానం. ఇది సాధారణ మార్కెట్‌లో ఫండ్ లేదా స్టాక్ ఎంత పనితీరును కనబరుస్తుంది అనేదానిపై కొలుస్తుంది. 1 యొక్క సానుకూల ఆల్ఫా అంటే ఫండ్ దాని బెంచ్‌మార్క్ ఇండెక్స్‌ను 1% అధిగమించిందని అర్థం, అయితే ప్రతికూల ఆల్ఫా -1 ఫండ్ దాని మార్కెట్ బెంచ్‌మార్క్ కంటే 1% తక్కువ రాబడిని అందించిందని సూచిస్తుంది. కాబట్టి, ప్రాథమికంగా, సానుకూల ఆల్ఫాతో సెక్యూరిటీలను కొనుగోలు చేయడం పెట్టుబడిదారుడి వ్యూహం.
బీటా- ఇది బెంచ్‌మార్క్‌కు సంబంధించి స్టాక్ ధర లేదా ఫండ్‌లో అస్థిరతను కొలుస్తుంది మరియు సానుకూల లేదా ప్రతికూల గణాంకాలలో సూచించబడుతుంది. ఎబీటా 1 స్టాక్ ధర మార్కెట్‌కు అనుగుణంగా కదులుతుందని సూచిస్తుంది, 1 కంటే ఎక్కువ ఉన్న బీటా స్టాక్ మార్కెట్ కంటే ప్రమాదకరమని సూచిస్తుంది మరియు 1 కంటే తక్కువ బీటా అంటే స్టాక్ మార్కెట్ కంటే తక్కువ ప్రమాదకరమని అర్థం. కాబట్టి, పడిపోతున్న మార్కెట్‌లో తక్కువ బీటా ఉత్తమం. పెరుగుతున్న మార్కెట్‌లో, అధిక-బీటా ఉత్తమం.
ప్రామాణిక విచలనం (SD- సరళంగా చెప్పాలంటే, SD అనేది పరికరంలోని అస్థిరత లేదా ప్రమాదాన్ని సూచించే గణాంక కొలత. SD ఎక్కువగా ఉంటే, రాబడిలో హెచ్చుతగ్గులు ఎక్కువగా ఉంటాయి.
పదునైన నిష్పత్తి–పదునైన నిష్పత్తి తీసుకున్న రిస్క్‌కు సంబంధించి రిటర్న్‌లను (నెగటివ్ & పాజిటివ్ రెండూ) కొలుస్తుంది. ఇక్కడ ప్రమాదం ప్రామాణిక విచలనం ద్వారా నిర్వచించబడింది. అధిక షార్ప్ రేషియో అంటే, ఎక్కువ రిస్క్ లేకుండా అధిక రాబడి. అందువల్ల, పెట్టుబడి పెట్టేటప్పుడు, పెట్టుబడిదారులు అధిక షార్ప్ నిష్పత్తిని చూపించే ఫండ్‌ను ఎంచుకోవాలి.
సోర్టినో నిష్పత్తి- దిసోర్టినో నిష్పత్తి షార్ప్ రేషియో యొక్క వైవిధ్యం. కానీ, షార్ప్ రేషియో వలె కాకుండా, సోర్టినో నిష్పత్తి కేవలం ప్రతికూలత లేదా ప్రతికూల రాబడిని మాత్రమే పరిగణిస్తుంది. మొత్తం అస్థిరతకు రాబడిని చూడటం కంటే మెరుగైన పద్ధతిలో నష్టాన్ని అంచనా వేయడానికి ఇటువంటి నిష్పత్తి పెట్టుబడిదారులకు సహాయపడుతుంది. అప్‌సైడ్ క్యాప్చర్ రేషియో & డౌన్‌సైడ్ క్యాప్చర్ రేషియో- అప్‌సైడ్/డౌన్‌సైడ్ క్యాప్చర్ రేషియో ఇన్వెస్టర్‌కి మార్గనిర్దేశం చేస్తుంది- ఫండ్ మెరుగైన పనితీరు కనబరిచినా అంటే విస్తృత మార్కెట్ బెంచ్‌మార్క్ కంటే ఎక్కువ లాభపడినా లేదా నష్టపోయినా- మార్కెట్ పైకి (బలమైన) లేదా డౌన్‌సైడ్ (బలహీనమైన) దశలో. మరియు మరింత ముఖ్యంగా ఎంత ద్వారా. సరే, అప్‌సైడ్ రేషియో 100 కంటే ఎక్కువ అంటే, ఇచ్చిన ఫండ్ సానుకూల రాబడి సమయంలో బెంచ్‌మార్క్‌ను అధిగమించిందని అర్థం. మరియు డల్ రిటర్న్‌ల దశలో ఇచ్చిన ఫండ్ దాని బెంచ్‌మార్క్ కంటే తక్కువగా నష్టపోయిందని 100 కంటే తక్కువ ప్రతికూల నిష్పత్తి చూపిస్తుంది. కాబట్టి, సాధారణంగా, పెట్టుబడిదారులు తక్కువ డౌన్‌సైడ్ క్యాప్చర్ రేషియో మరియు ఎక్కువ అప్‌సైడ్ క్యాప్చర్ రేషియో ఉన్న ఫండ్‌కి వెళ్లాలి.

ఉత్తమ ఈక్విటీ మ్యూచువల్ ఫండ్‌లు 2022

పై పారామితులను పరిశీలిస్తే, మేము 2022లో పెట్టుబడి పెట్టడానికి కొన్ని ఉత్తమమైన ఈక్విటీ ఫండ్‌లను షార్ట్‌లిస్ట్ చేసాము.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹47.8166 ↑ 1.54	₹1,498	33.8	63.2	126.1	45.4	21.3	15.9
Franklin India Opportunities Fund Growth	₹262.306 ↑ 2.73	₹8,189	3.1	6.5	6.2	29	25.2	37.3
SBI PSU Fund Growth	₹33.767 ↓ -0.19	₹5,714	10.4	6.1	5.6	28	30.8	23.5
Invesco India PSU Equity Fund Growth	₹65.58 ↓ -0.33	₹1,466	8.6	1.8	4.3	27.9	28.1	25.6
Invesco India Mid Cap Fund Growth	₹187.89 ↓ -0.74	₹9,320	3.8	12.3	12.9	27.8	25.9	43.1
LIC MF Infrastructure Fund Growth	₹49.7181 ↑ 0.08	₹1,054	3.8	2.6	-2	27	28	47.8
Motilal Oswal Midcap 30 Fund Growth	₹103.337 ↓ -0.18	₹37,501	0.2	4.1	-3.5	26.4	29.8	57.1
Franklin Build India Fund Growth	₹145.613 ↓ -0.22	₹3,088	4.4	5.5	2.6	26.1	29.4	27.8
HDFC Mid-Cap Opportunities Fund Growth	₹204.824 ↓ -0.17	₹89,383	6.6	8.9	9.7	26	27	28.6
HDFC Infrastructure Fund Growth	₹48.214 ↓ -0.06	₹2,586	2.7	2	3	25.9	31.3	23
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	Franklin India Opportunities Fund	SBI PSU Fund	Invesco India PSU Equity Fund	Invesco India Mid Cap Fund	LIC MF Infrastructure Fund	Motilal Oswal Midcap 30 Fund	Franklin Build India Fund	HDFC Mid-Cap Opportunities Fund	HDFC Infrastructure Fund
Point 1	Bottom quartile AUM (₹1,498 Cr).	Upper mid AUM (₹8,189 Cr).	Upper mid AUM (₹5,714 Cr).	Bottom quartile AUM (₹1,466 Cr).	Upper mid AUM (₹9,320 Cr).	Bottom quartile AUM (₹1,054 Cr).	Top quartile AUM (₹37,501 Cr).	Lower mid AUM (₹3,088 Cr).	Highest AUM (₹89,383 Cr).	Lower mid AUM (₹2,586 Cr).
Point 2	Established history (18+ yrs).	Oldest track record among peers (25 yrs).	Established history (15+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 21.32% (bottom quartile).	5Y return: 25.22% (bottom quartile).	5Y return: 30.78% (top quartile).	5Y return: 28.12% (upper mid).	5Y return: 25.94% (bottom quartile).	5Y return: 28.01% (lower mid).	5Y return: 29.80% (upper mid).	5Y return: 29.43% (upper mid).	5Y return: 26.96% (lower mid).	5Y return: 31.31% (top quartile).
Point 6	3Y return: 45.39% (top quartile).	3Y return: 28.95% (top quartile).	3Y return: 28.00% (upper mid).	3Y return: 27.91% (upper mid).	3Y return: 27.75% (upper mid).	3Y return: 26.97% (lower mid).	3Y return: 26.36% (lower mid).	3Y return: 26.10% (bottom quartile).	3Y return: 25.98% (bottom quartile).	3Y return: 25.95% (bottom quartile).
Point 7	1Y return: 126.05% (top quartile).	1Y return: 6.21% (upper mid).	1Y return: 5.60% (upper mid).	1Y return: 4.34% (lower mid).	1Y return: 12.91% (top quartile).	1Y return: -2.04% (bottom quartile).	1Y return: -3.50% (bottom quartile).	1Y return: 2.56% (bottom quartile).	1Y return: 9.72% (upper mid).	1Y return: 2.96% (lower mid).
Point 8	Alpha: -4.16 (bottom quartile).	Alpha: 0.68 (top quartile).	Alpha: -0.58 (lower mid).	Alpha: -0.54 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -6.32 (bottom quartile).	Alpha: -4.22 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 1.17 (top quartile).	Alpha: 0.00 (upper mid).
Point 9	Sharpe: 1.83 (top quartile).	Sharpe: 0.06 (lower mid).	Sharpe: 0.09 (upper mid).	Sharpe: 0.09 (upper mid).	Sharpe: 0.43 (top quartile).	Sharpe: -0.04 (lower mid).	Sharpe: -0.13 (bottom quartile).	Sharpe: -0.11 (bottom quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.15 (bottom quartile).
Point 10	Information ratio: -1.04 (bottom quartile).	Information ratio: 1.78 (top quartile).	Information ratio: -0.57 (bottom quartile).	Information ratio: -0.60 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.40 (upper mid).	Information ratio: 0.20 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.61 (top quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,498 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 21.32% (bottom quartile).
3Y return: 45.39% (top quartile).
1Y return: 126.05% (top quartile).
Alpha: -4.16 (bottom quartile).
Sharpe: 1.83 (top quartile).
Information ratio: -1.04 (bottom quartile).

Franklin India Opportunities Fund

Upper mid AUM (₹8,189 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.22% (bottom quartile).
3Y return: 28.95% (top quartile).
1Y return: 6.21% (upper mid).
Alpha: 0.68 (top quartile).
Sharpe: 0.06 (lower mid).
Information ratio: 1.78 (top quartile).

SBI PSU Fund

Upper mid AUM (₹5,714 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 30.78% (top quartile).
3Y return: 28.00% (upper mid).
1Y return: 5.60% (upper mid).
Alpha: -0.58 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.57 (bottom quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,466 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 28.12% (upper mid).
3Y return: 27.91% (upper mid).
1Y return: 4.34% (lower mid).
Alpha: -0.54 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.60 (bottom quartile).

Invesco India Mid Cap Fund

Upper mid AUM (₹9,320 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.94% (bottom quartile).
3Y return: 27.75% (upper mid).
1Y return: 12.91% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.00 (upper mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,054 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 28.01% (lower mid).
3Y return: 26.97% (lower mid).
1Y return: -2.04% (bottom quartile).
Alpha: -6.32 (bottom quartile).
Sharpe: -0.04 (lower mid).
Information ratio: 0.40 (upper mid).

Motilal Oswal Midcap 30 Fund

Top quartile AUM (₹37,501 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.80% (upper mid).
3Y return: 26.36% (lower mid).
1Y return: -3.50% (bottom quartile).
Alpha: -4.22 (bottom quartile).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.20 (upper mid).

Franklin Build India Fund

Lower mid AUM (₹3,088 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.43% (upper mid).
3Y return: 26.10% (bottom quartile).
1Y return: 2.56% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: 0.00 (lower mid).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹89,383 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.96% (lower mid).
3Y return: 25.98% (bottom quartile).
1Y return: 9.72% (upper mid).
Alpha: 1.17 (top quartile).
Sharpe: 0.15 (upper mid).
Information ratio: 0.61 (top quartile).

HDFC Infrastructure Fund

Lower mid AUM (₹2,586 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 31.31% (top quartile).
3Y return: 25.95% (bottom quartile).
1Y return: 2.96% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (lower mid).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,498 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 21.32% (bottom quartile).
3Y return: 45.39% (top quartile).
1Y return: 126.05% (top quartile).
Alpha: -4.16 (bottom quartile).
Sharpe: 1.83 (top quartile).
Information ratio: -1.04 (bottom quartile).

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (26 Nov 25)	₹47.8166 ↑ 1.54 (3.32 %)
Net Assets (Cr)	₹1,498 on 31 Oct 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.83
Information Ratio	-1.04
Alpha Ratio	-4.16
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹9,021
31 Oct 22	₹6,936
31 Oct 23	₹8,194
31 Oct 24	₹11,716
31 Oct 25	₹21,909

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	12.4%
3 Month	33.8%
6 Month	63.2%
1 Year	126.1%
3 Year	45.4%
5 Year	21.3%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.68 Yr.

Data below for DSP World Gold Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.15%

Asset Allocation

Asset Class	Value
Cash	2.29%
Equity	95.15%
Debt	0.02%
Other	2.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	75%	₹1,127 Cr	1,347,933 ↓ -108,097
VanEck Gold Miners ETF - \| GDX	24%	₹367 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹23 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹20 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

Upper mid AUM (₹8,189 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.22% (bottom quartile).
3Y return: 28.95% (top quartile).
1Y return: 6.21% (upper mid).
Alpha: 0.68 (top quartile).
Sharpe: 0.06 (lower mid).
Information ratio: 1.78 (top quartile).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (26 Nov 25)	₹262.306 ↑ 2.73 (1.05 %)
Net Assets (Cr)	₹8,189 on 31 Oct 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.06
Information Ratio	1.78
Alpha Ratio	0.68
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,039
31 Oct 22	₹15,668
31 Oct 23	₹19,891
31 Oct 24	₹32,356
31 Oct 25	₹34,323

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	0.4%
3 Month	3.1%
6 Month	6.5%
1 Year	6.2%
3 Year	29%
5 Year	25.2%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.3%
2023	53.6%
2022	-1.9%
2021	29.7%
2020	27.3%
2019	5.4%
2018	-10.1%
2017	35.6%
2016	4.2%
2015	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.73 Yr.
R. Janakiraman	1 Apr 13	12.59 Yr.
Sandeep Manam	18 Oct 21	4.04 Yr.

Data below for Franklin India Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	24.53%
Consumer Cyclical	16.82%
Health Care	13%
Technology	12.83%
Basic Materials	8.66%
Communication Services	5.45%
Industrials	4.35%
Energy	3.02%
Utility	2.61%
Consumer Defensive	1.62%
Real Estate	0.55%

Asset Allocation

Asset Class	Value
Cash	6.34%
Equity	93.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	6%	₹487 Cr	3,948,707 ↑ 998,430
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	6%	₹467 Cr	4,981,006 ↑ 4,981,006
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹303 Cr	9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	3%	₹274 Cr	169,582
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹247 Cr	1,661,519 ↓ -810,710
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹238 Cr	1,158,502
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹225 Cr	814,231
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹222 Cr	637,966
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| 532555	3%	₹213 Cr	6,333,312
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	3%	₹213 Cr	2,153,280 ↓ -1,934,662

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,714 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 30.78% (top quartile).
3Y return: 28.00% (upper mid).
1Y return: 5.60% (upper mid).
Alpha: -0.58 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.57 (bottom quartile).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (27 Nov 25)	₹33.767 ↓ -0.19 (-0.55 %)
Net Assets (Cr)	₹5,714 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.09
Information Ratio	-0.57
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,381
31 Oct 22	₹19,173
31 Oct 23	₹24,318
31 Oct 24	₹40,047
31 Oct 25	₹42,467

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	1.4%
3 Month	10.4%
6 Month	6.1%
1 Year	5.6%
3 Year	28%
5 Year	30.8%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.42 Yr.

Data below for SBI PSU Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	37.03%
Utility	29.3%
Energy	13.78%
Industrials	12.67%
Basic Materials	5.75%

Asset Allocation

Asset Class	Value
Cash	1.48%
Equity	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹930 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	10%	₹553 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹490 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹476 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹471 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹346 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹306 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹211 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	4%	₹208 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹167 Cr	3,850,000

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,466 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 28.12% (upper mid).
3Y return: 27.91% (upper mid).
1Y return: 4.34% (lower mid).
Alpha: -0.54 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.60 (bottom quartile).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (27 Nov 25)	₹65.58 ↓ -0.33 (-0.50 %)
Net Assets (Cr)	₹1,466 on 31 Oct 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.09
Information Ratio	-0.6
Alpha Ratio	-0.54
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,830
31 Oct 22	₹17,783
31 Oct 23	₹22,422
31 Oct 24	₹36,974
31 Oct 25	₹38,950

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	8.6%
6 Month	1.8%
1 Year	4.3%
3 Year	27.9%
5 Year	28.1%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.34 Yr.
Sagar Gandhi	1 Jul 25	0.34 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	31.05%
Financial Services	28.47%
Utility	20.98%
Energy	13.32%
Basic Materials	2.59%

Asset Allocation

Asset Class	Value
Cash	3.6%
Equity	96.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹134 Cr	1,426,314
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹128 Cr	2,997,692 ↓ -180,797
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	7%	₹104 Cr	2,901,565 ↓ -327,476
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	6%	₹93 Cr	1,080,618 ↑ 527,920
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹92 Cr	196,158 ↓ -30,307
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹91 Cr	8,790,786
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹68 Cr	2,024,963 ↓ -1,060,827
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| 541143	4%	₹65 Cr	424,045 ↑ 93,217
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	4%	₹59 Cr	2,116,392 ↑ 894,585
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 23 \| 532155	4%	₹56 Cr	3,089,630

5. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

Upper mid AUM (₹9,320 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.94% (bottom quartile).
3Y return: 27.75% (upper mid).
1Y return: 12.91% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund Growth
Launch Date	19 Apr 07
NAV (27 Nov 25)	₹187.89 ↓ -0.74 (-0.39 %)
Net Assets (Cr)	₹9,320 on 31 Oct 25
Category	Equity - Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,521
31 Oct 22	₹16,892
31 Oct 23	₹19,784
31 Oct 24	₹30,612
31 Oct 25	₹34,834

Invesco India Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	3.8%
6 Month	12.3%
1 Year	12.9%
3 Year	27.8%
5 Year	25.9%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	43.1%
2023	34.1%
2022	0.5%
2021	43.1%
2020	24.4%
2019	3.8%
2018	-5.3%
2017	44.3%
2016	1.1%
2015	6.4%

Fund Manager information for Invesco India Mid Cap Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.98 Yr.
Amit Ganatra	1 Sep 23	2.17 Yr.

Data below for Invesco India Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	34.12%
Health Care	18.22%
Consumer Cyclical	17%
Industrials	9.12%
Real Estate	8.42%
Technology	7.23%
Basic Materials	3.95%
Communication Services	1.39%

Asset Allocation

Asset Class	Value
Cash	0.56%
Equity	99.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| 540611	6%	₹521 Cr	5,936,790
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹487 Cr	11,879,113 ↑ 1,517,109
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| FEDERALBNK	5%	₹472 Cr	19,960,984 ↑ 5,368,346
L&T Finance Ltd (Financial Services) Equity, Since 31 Dec 23 \| LTF	5%	₹456 Cr	16,854,973
Prestige Estates Projects Ltd (Real Estate) Equity, Since 30 Nov 23 \| PRESTIGE	5%	₹428 Cr	2,451,815 ↑ 33,004
BSE Ltd (Financial Services) Equity, Since 31 Dec 23 \| BSE	4%	₹377 Cr	1,519,233
Max Financial Services Ltd (Financial Services) Equity, Since 30 Nov 23 \| 500271	4%	₹375 Cr	2,422,867 ↑ 324,236
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹353 Cr	1,864,031 ↑ 187,614
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	3%	₹308 Cr	3,351,338 ↑ 116,840
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 22 \| JKCEMENT	3%	₹297 Cr	477,753

6. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,054 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 28.01% (lower mid).
3Y return: 26.97% (lower mid).
1Y return: -2.04% (bottom quartile).
Alpha: -6.32 (bottom quartile).
Sharpe: -0.04 (lower mid).
Information ratio: 0.40 (upper mid).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (27 Nov 25)	₹49.7181 ↑ 0.08 (0.17 %)
Net Assets (Cr)	₹1,054 on 31 Oct 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.04
Information Ratio	0.4
Alpha Ratio	-6.32
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,982
31 Oct 22	₹18,599
31 Oct 23	₹23,073
31 Oct 24	₹39,075
31 Oct 25	₹39,641

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	-1.5%
3 Month	3.8%
6 Month	2.6%
1 Year	-2%
3 Year	27%
5 Year	28%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.12 Yr.
Mahesh Bendre	1 Jul 24	1.34 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	46.67%
Basic Materials	10.73%
Consumer Cyclical	7.92%
Financial Services	7.74%
Utility	5.33%
Technology	4.46%
Real Estate	3.56%
Health Care	3.4%
Communication Services	3.11%
Energy	0.98%

Asset Allocation

Asset Class	Value
Cash	5.56%
Equity	94.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹57 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹44 Cr	109,584
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹34 Cr	769,765
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	3%	₹34 Cr	911,009
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹34 Cr	286,134 ↓ -24,481
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹34 Cr	44,149
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹32 Cr	94,287
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹28 Cr	93,633 ↑ 13,500
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹27 Cr	62,276
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹27 Cr	319,302

7. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Top quartile AUM (₹37,501 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.80% (upper mid).
3Y return: 26.36% (lower mid).
1Y return: -3.50% (bottom quartile).
Alpha: -4.22 (bottom quartile).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.20 (upper mid).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (27 Nov 25)	₹103.337 ↓ -0.18 (-0.18 %)
Net Assets (Cr)	₹37,501 on 31 Oct 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.13
Information Ratio	0.2
Alpha Ratio	-4.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,165
31 Oct 22	₹20,795
31 Oct 23	₹24,620
31 Oct 24	₹40,895
31 Oct 25	₹41,318

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	-1.6%
3 Month	0.2%
6 Month	4.1%
1 Year	-3.5%
3 Year	26.4%
5 Year	29.8%
10 Year
15 Year
Since launch	22%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	1.08 Yr.
Niket Shah	1 Jul 20	5.34 Yr.
Rakesh Shetty	22 Nov 22	2.94 Yr.
Sunil Sawant	1 Jul 24	1.34 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	40.62%
Consumer Cyclical	22.89%
Industrials	12.61%
Communication Services	3.47%
Financial Services	3.46%
Real Estate	2.56%
Health Care	1.61%

Asset Allocation

Asset Class	Value
Cash	12.78%
Equity	87.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	9%	₹3,550 Cr	6,000,000
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	9%	₹3,494 Cr	19,650,699 ↓ -99,301
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	9%	₹3,258 Cr	25,000,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	9%	₹3,254 Cr	2,100,000 ↑ 62,479
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| 543320	8%	₹3,178 Cr	100,000,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹3,058 Cr	60,000,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	6%	₹2,347 Cr	4,999,694
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹2,060 Cr	2,673,670 ↓ -476,330
Kaynes Technology India Ltd (Technology) Equity, Since 30 Jun 25 \| KAYNES	4%	₹1,676 Cr	2,500,000 ↑ 150,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	4%	₹1,613 Cr	4,000,000

8. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹3,088 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.43% (upper mid).
3Y return: 26.10% (bottom quartile).
1Y return: 2.56% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (27 Nov 25)	₹145.613 ↓ -0.22 (-0.15 %)
Net Assets (Cr)	₹3,088 on 31 Oct 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,842
31 Oct 22	₹20,613
31 Oct 23	₹26,259
31 Oct 24	₹41,161
31 Oct 25	₹42,290

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	-0.3%
3 Month	4.4%
6 Month	5.5%
1 Year	2.6%
3 Year	26.1%
5 Year	29.4%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.04 Yr.
Kiran Sebastian	7 Feb 22	3.73 Yr.
Sandeep Manam	18 Oct 21	4.04 Yr.

Data below for Franklin Build India Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	34.4%
Utility	14.04%
Financial Services	13.76%
Energy	13.21%
Communication Services	7.83%
Basic Materials	5.11%
Real Estate	3.2%
Consumer Cyclical	2.32%
Technology	1.78%

Asset Allocation

Asset Class	Value
Cash	3.46%
Equity	96.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹268 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹178 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹177 Cr	315,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	6%	₹174 Cr	6,825,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	5%	₹148 Cr	1,500,000 ↑ 1,500,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹147 Cr	4,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹146 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹123 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	3%	₹104 Cr	3,600,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 25 \| 532155	3%	₹102 Cr	5,600,000 ↑ 400,000

9. HDFC Mid-Cap Opportunities Fund

To generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies.

Research Highlights for HDFC Mid-Cap Opportunities Fund

Highest AUM (₹89,383 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.96% (lower mid).
3Y return: 25.98% (bottom quartile).
1Y return: 9.72% (upper mid).
Alpha: 1.17 (top quartile).
Sharpe: 0.15 (upper mid).
Information ratio: 0.61 (top quartile).

Below is the key information for HDFC Mid-Cap Opportunities Fund

HDFC Mid-Cap Opportunities Fund Growth
Launch Date	25 Jun 07
NAV (27 Nov 25)	₹204.824 ↓ -0.17 (-0.08 %)
Net Assets (Cr)	₹89,383 on 31 Oct 25
Category	Equity - Mid Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	0.15
Information Ratio	0.61
Alpha Ratio	1.17
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,752
31 Oct 22	₹18,431
31 Oct 23	₹23,569
31 Oct 24	₹34,201
31 Oct 25	₹36,805

HDFC Mid-Cap Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for HDFC Mid-Cap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	2%
3 Month	6.6%
6 Month	8.9%
1 Year	9.7%
3 Year	26%
5 Year	27%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.6%
2023	44.5%
2022	12.3%
2021	39.9%
2020	21.7%
2019	0.2%
2018	-11.2%
2017	41.7%
2016	11.3%
2015	5.8%

Fund Manager information for HDFC Mid-Cap Opportunities Fund

Name	Since	Tenure
Chirag Setalvad	25 Jun 07	18.37 Yr.
Dhruv Muchhal	22 Jun 23	2.36 Yr.

Data below for HDFC Mid-Cap Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	26.05%
Consumer Cyclical	17.37%
Health Care	12.3%
Technology	10.16%
Industrials	9.54%
Consumer Defensive	5.46%
Basic Materials	5.26%
Communication Services	2.97%
Energy	2.96%
Utility	1.21%

Asset Allocation

Asset Class	Value
Cash	6.01%
Equity	93.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Financial Services Ltd (Financial Services) Equity, Since 31 Oct 14 \| 500271	4%	₹3,989 Cr	25,792,853 ↑ 154,086
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹3,310 Cr	37,701,056 ↑ 986,090
Indian Bank (Financial Services) Equity, Since 31 Oct 11 \| 532814	4%	₹3,165 Cr	36,854,482
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| FEDERALBNK	3%	₹3,024 Cr	127,825,000
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| BALKRISIND	3%	₹3,015 Cr	13,224,300 ↑ 126,829
Fortis Healthcare Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532843	3%	₹2,848 Cr	27,834,044
Coforge Ltd (Technology) Equity, Since 30 Jun 22 \| COFORGE	3%	₹2,777 Cr	15,620,600
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 21 \| HINDPETRO	3%	₹2,643 Cr	55,530,830
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jan 18 \| 532296	3%	₹2,390 Cr	12,636,078 ↑ 165,940
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Jul 07 \| 524494	3%	₹2,256 Cr	17,749,473

10. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,586 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 31.31% (top quartile).
3Y return: 25.95% (bottom quartile).
1Y return: 2.96% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (27 Nov 25)	₹48.214 ↓ -0.06 (-0.12 %)
Net Assets (Cr)	₹2,586 on 31 Oct 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹19,027
31 Oct 22	₹21,626
31 Oct 23	₹29,679
31 Oct 24	₹44,661
31 Oct 25	₹45,504

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Nov 25

Duration	Returns
1 Month	-0.6%
3 Month	2.7%
6 Month	2%
1 Year	3%
3 Year	25.9%
5 Year	31.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	2.36 Yr.
Ashish Shah	1 Nov 25	0 Yr.

Data below for HDFC Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	39.38%
Financial Services	19.46%
Basic Materials	10.52%
Utility	6.92%
Energy	6.63%
Communication Services	3.84%
Real Estate	2.42%
Health Care	1.78%
Technology	1.47%
Consumer Cyclical	0.55%

Asset Allocation

Asset Class	Value
Cash	7.03%
Equity	92.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹153 Cr	380,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹148 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹138 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹95 Cr	758,285
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹92 Cr	1,400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹84 Cr	150,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹74 Cr	500,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹74 Cr	2,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹72 Cr	350,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	3%	₹66 Cr	704,361

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.