8 ఉత్తమ బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లు SIP 2022

Updated on November 24, 2025 , 1588 views

టాప్బ్యాలెన్స్‌డ్ ఫండ్ ఉన్నాయిమ్యూచువల్ ఫండ్స్ వారి ఆస్తులలో 65% కంటే ఎక్కువ పెట్టుబడి పెట్టిందిఈక్విటీలు మరియు రుణ సాధనాలలో మిగిలిన ఆస్తులు మంచి మొత్తం రాబడిని అందిస్తాయి. బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లు తీసుకోవడానికి ఇష్టపడే పెట్టుబడిదారులకు ప్రయోజనకరంగా ఉంటాయిసంత అలాగే కొన్ని స్థిర రాబడి కోసం చూస్తున్నప్పుడు ప్రమాదం. ఈక్విటీలు మరియు స్టాక్‌లలో పెట్టుబడి పెట్టబడిన ఆస్తులు మార్కెట్-లింక్డ్ రాబడిని అందిస్తాయి, అయితే డెట్ సాధనాలలో పెట్టుబడి పెట్టబడిన ఆస్తులు స్థిరమైన రాబడిని అందిస్తాయి. ఈక్విటీ మరియు డెట్ రెండింటి కలయిక అయినందున, పెట్టుబడిదారులు చాలా జాగ్రత్తగా ఉండాలిపెట్టుబడి పెడుతున్నారు ఈ నిధులలో. బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్స్‌లో ఇన్వెస్ట్ చేసే ముందు టాప్ బ్యాలెన్స్‌డ్ ఫండ్‌ల కోసం వెతకాలని పెట్టుబడిదారులు సలహా ఇస్తారు. మేము టాప్ బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లను దిగువ జాబితా చేసాము.

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భారతదేశంలో SIP పెట్టుబడుల కోసం టాప్ 8 బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లు 2022 - 2023

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹78.9235 ↓ -0.05	₹6,376	6.6	7.8	10.7	20.1	15.8	20.7
ICICI Prudential Multi-Asset Fund Growth	₹809.813 ↑ 6.15	₹71,900	6.6	8.2	16	19.3	23.6	16.1
ICICI Prudential Equity and Debt Fund Growth	₹412.28 ↓ -0.05	₹48,071	4.5	6.9	12.1	19	24	17.2
JM Equity Hybrid Fund Growth	₹122.368 ↓ -0.21	₹816	2.8	4	-1.3	18.8	18.5	27
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.17 ↓ -0.08	₹1,326	1.5	1.3	-0.5	18.2	20.5	25.8
SBI Multi Asset Allocation Fund Growth	₹63.9557 ↑ 0.10	₹11,306	8	10	15.5	17.5	15.1	12.8
Edelweiss Multi Asset Allocation Fund Growth	₹65.21 ↓ -0.09	₹3,317	3.4	4.4	7.8	16.6	17.9	20.2
UTI Hybrid Equity Fund Growth	₹418.134 ↑ 0.13	₹6,596	4.8	3.9	5.7	16.3	18.4	19.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 25

Research Highlights & Commentary of 8 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	ICICI Prudential Equity and Debt Fund	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	SBI Multi Asset Allocation Fund	Edelweiss Multi Asset Allocation Fund	UTI Hybrid Equity Fund
Point 1	Lower mid AUM (₹6,376 Cr).	Highest AUM (₹71,900 Cr).	Top quartile AUM (₹48,071 Cr).	Bottom quartile AUM (₹816 Cr).	Bottom quartile AUM (₹1,326 Cr).	Upper mid AUM (₹11,306 Cr).	Lower mid AUM (₹3,317 Cr).	Upper mid AUM (₹6,596 Cr).
Point 2	Established history (17+ yrs).	Established history (23+ yrs).	Established history (26+ yrs).	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (30+ yrs).
Point 3	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Top rated.	Rating: 1★ (lower mid).	Not Rated.	Rating: 4★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.78% (bottom quartile).	5Y return: 23.59% (top quartile).	5Y return: 23.99% (top quartile).	5Y return: 18.49% (upper mid).	5Y return: 20.46% (upper mid).	5Y return: 15.13% (bottom quartile).	5Y return: 17.90% (lower mid).	5Y return: 18.44% (lower mid).
Point 6	3Y return: 20.09% (top quartile).	3Y return: 19.26% (top quartile).	3Y return: 19.02% (upper mid).	3Y return: 18.80% (upper mid).	3Y return: 18.22% (lower mid).	3Y return: 17.45% (lower mid).	3Y return: 16.56% (bottom quartile).	3Y return: 16.31% (bottom quartile).
Point 7	1Y return: 10.75% (upper mid).	1Y return: 16.04% (top quartile).	1Y return: 12.10% (upper mid).	1Y return: -1.33% (bottom quartile).	1Y return: -0.47% (bottom quartile).	1Y return: 15.51% (top quartile).	1Y return: 7.83% (lower mid).	1Y return: 5.75% (lower mid).
Point 8	1M return: 1.78% (upper mid).	1M return: 1.32% (upper mid).	1M return: 0.48% (lower mid).	1M return: -0.99% (bottom quartile).	1M return: -0.10% (bottom quartile).	1M return: 2.18% (top quartile).	1M return: 0.63% (lower mid).	1M return: 2.14% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.46 (top quartile).	Alpha: -7.75 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.11 (lower mid).	Alpha: -2.84 (bottom quartile).
Point 10	Sharpe: 0.24 (upper mid).	Sharpe: 0.86 (top quartile).	Sharpe: 0.36 (upper mid).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.19 (lower mid).	Sharpe: 0.70 (top quartile).	Sharpe: 0.08 (lower mid).	Sharpe: -0.20 (bottom quartile).

UTI Multi Asset Fund

Lower mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.78% (bottom quartile).
3Y return: 20.09% (top quartile).
1Y return: 10.75% (upper mid).
1M return: 1.78% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.24 (upper mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹71,900 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.59% (top quartile).
3Y return: 19.26% (top quartile).
1Y return: 16.04% (top quartile).
1M return: 1.32% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.86 (top quartile).

ICICI Prudential Equity and Debt Fund

Top quartile AUM (₹48,071 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.99% (top quartile).
3Y return: 19.02% (upper mid).
1Y return: 12.10% (upper mid).
1M return: 0.48% (lower mid).
Alpha: 2.46 (top quartile).
Sharpe: 0.36 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.49% (upper mid).
3Y return: 18.80% (upper mid).
1Y return: -1.33% (bottom quartile).
1M return: -0.99% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.46% (upper mid).
3Y return: 18.22% (lower mid).
1Y return: -0.47% (bottom quartile).
1M return: -0.10% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.19 (lower mid).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹11,306 Cr).
Established history (19+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
5Y return: 15.13% (bottom quartile).
3Y return: 17.45% (lower mid).
1Y return: 15.51% (top quartile).
1M return: 2.18% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.70 (top quartile).

Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.90% (lower mid).
3Y return: 16.56% (bottom quartile).
1Y return: 7.83% (lower mid).
1M return: 0.63% (lower mid).
Alpha: -0.11 (lower mid).
Sharpe: 0.08 (lower mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,596 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.44% (lower mid).
3Y return: 16.31% (bottom quartile).
1Y return: 5.75% (lower mid).
1M return: 2.14% (top quartile).
Alpha: -2.84 (bottom quartile).
Sharpe: -0.20 (bottom quartile).

1. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Lower mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.78% (bottom quartile).
3Y return: 20.09% (top quartile).
1Y return: 10.75% (upper mid).
1M return: 1.78% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.24 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (27 Nov 25)	₹78.9235 ↓ -0.05 (-0.07 %)
Net Assets (Cr)	₹6,376 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.8%
3 Month	6.6%
6 Month	7.8%
1 Year	10.7%
3 Year	20.1%
5 Year	15.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure

Data below for UTI Multi Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Highest AUM (₹71,900 Cr).
Established history (23+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.59% (top quartile).
3Y return: 19.26% (top quartile).
1Y return: 16.04% (top quartile).
1M return: 1.32% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.86 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (26 Nov 25)	₹809.813 ↑ 6.15 (0.76 %)
Net Assets (Cr)	₹71,900 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	6.6%
6 Month	8.2%
1 Year	16%
3 Year	19.3%
5 Year	23.6%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure

Data below for ICICI Prudential Multi-Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Top quartile AUM (₹48,071 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.99% (top quartile).
3Y return: 19.02% (upper mid).
1Y return: 12.10% (upper mid).
1M return: 0.48% (lower mid).
Alpha: 2.46 (top quartile).
Sharpe: 0.36 (upper mid).
Information ratio: 1.89 (top quartile).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (27 Nov 25)	₹412.28 ↓ -0.05 (-0.01 %)
Net Assets (Cr)	₹48,071 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.36
Information Ratio	1.89
Alpha Ratio	2.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	4.5%
6 Month	6.9%
1 Year	12.1%
3 Year	19%
5 Year	24%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure

Data below for ICICI Prudential Equity and Debt Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.49% (upper mid).
3Y return: 18.80% (upper mid).
1Y return: -1.33% (bottom quartile).
1M return: -0.99% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.93 (upper mid).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (27 Nov 25)	₹122.368 ↓ -0.21 (-0.17 %)
Net Assets (Cr)	₹816 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.53
Information Ratio	0.93
Alpha Ratio	-7.75
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-1%
3 Month	2.8%
6 Month	4%
1 Year	-1.3%
3 Year	18.8%
5 Year	18.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure

Data below for JM Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.46% (upper mid).
3Y return: 18.22% (lower mid).
1Y return: -0.47% (bottom quartile).
1M return: -0.10% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.19 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (27 Nov 25)	₹38.17 ↓ -0.08 (-0.21 %)
Net Assets (Cr)	₹1,326 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	1.5%
6 Month	1.3%
1 Year	-0.5%
3 Year	18.2%
5 Year	20.5%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹11,306 Cr).
Established history (19+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
5Y return: 15.13% (bottom quartile).
3Y return: 17.45% (lower mid).
1Y return: 15.51% (top quartile).
1M return: 2.18% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (27 Nov 25)	₹63.9557 ↑ 0.10 (0.16 %)
Net Assets (Cr)	₹11,306 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	0.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	2.2%
3 Month	8%
6 Month	10%
1 Year	15.5%
3 Year	17.5%
5 Year	15.1%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%
2015	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Multi Asset Allocation Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.90% (lower mid).
3Y return: 16.56% (bottom quartile).
1Y return: 7.83% (lower mid).
1M return: 0.63% (lower mid).
Alpha: -0.11 (lower mid).
Sharpe: 0.08 (lower mid).
Information ratio: 1.39 (top quartile).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Growth
Launch Date	12 Aug 09
NAV (27 Nov 25)	₹65.21 ↓ -0.09 (-0.14 %)
Net Assets (Cr)	₹3,317 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.08
Information Ratio	1.39
Alpha Ratio	-0.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	3.4%
6 Month	4.4%
1 Year	7.8%
3 Year	16.6%
5 Year	17.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	25.4%
2022	5.3%
2021	27.1%
2020	12.7%
2019	10.4%
2018	-0.1%
2017	26.1%
2016	0.2%
2015	2.2%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Research Highlights for UTI Hybrid Equity Fund

Upper mid AUM (₹6,596 Cr).
Established history (30+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.44% (lower mid).
3Y return: 16.31% (bottom quartile).
1Y return: 5.75% (lower mid).
1M return: 2.14% (top quartile).
Alpha: -2.84 (bottom quartile).
Sharpe: -0.20 (bottom quartile).
Information ratio: 1.28 (upper mid).

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (27 Nov 25)	₹418.134 ↑ 0.13 (0.03 %)
Net Assets (Cr)	₹6,596 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.2
Information Ratio	1.28
Alpha Ratio	-2.84
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	2.1%
3 Month	4.8%
6 Month	3.9%
1 Year	5.7%
3 Year	16.3%
5 Year	18.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.7%
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure

Data below for UTI Hybrid Equity Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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