بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔

یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔
قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں
چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔
مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔
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Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹91.2742
↑ 0.02 ₹851 5,000 1,000 1.3 1.1 1.5 6 5.1 7.89% 10Y 11M 23D 29Y 2M 5D ICICI Prudential Bond Fund Growth ₹41.8297
↑ 0.02 ₹2,628 5,000 1,000 1.7 2.2 3.8 6.9 6.7 7.85% 6Y 5M 19D 15Y 2M 16D Aditya Birla Sun Life Income Fund Growth ₹128.696
↑ 0.03 ₹1,752 1,000 1,000 1.4 1.7 2.8 5.8 5.1 7.74% 6Y 5M 19D 15Y 1M 20D HDFC Income Fund Growth ₹59.8994
↓ -0.03 ₹817 5,000 300 1.3 2.1 2.8 6.1 5.5 7.34% 6Y 5M 8D 13Y 1M 28D Nippon India Income Fund Growth ₹92.1183
↓ -0.05 ₹357 5,000 100 1.4 2 3 5.8 4.9 7.41% 6Y 5M 5D 14Y 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund ICICI Prudential Bond Fund Aditya Birla Sun Life Income Fund HDFC Income Fund Nippon India Income Fund Point 1 Lower mid AUM (₹851 Cr). Highest AUM (₹2,628 Cr). Upper mid AUM (₹1,752 Cr). Bottom quartile AUM (₹817 Cr). Bottom quartile AUM (₹357 Cr). Point 2 Established history (27+ yrs). Established history (17+ yrs). Oldest track record among peers (30 yrs). Established history (25+ yrs). Established history (28+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 1.54% (bottom quartile). 1Y return: 3.85% (top quartile). 1Y return: 2.76% (bottom quartile). 1Y return: 2.79% (lower mid). 1Y return: 3.01% (upper mid). Point 6 1M return: 2.41% (top quartile). 1M return: 2.01% (lower mid). 1M return: 2.04% (upper mid). 1M return: 2.01% (bottom quartile). 1M return: 1.77% (bottom quartile). Point 7 Sharpe: -1.39 (top quartile). Sharpe: -1.43 (upper mid). Sharpe: -1.86 (bottom quartile). Sharpe: -1.62 (lower mid). Sharpe: -1.67 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.85% (upper mid). Yield to maturity (debt): 7.74% (lower mid). Yield to maturity (debt): 7.34% (bottom quartile). Yield to maturity (debt): 7.41% (bottom quartile). Point 10 Modified duration: 10.98 yrs (bottom quartile). Modified duration: 6.47 yrs (lower mid). Modified duration: 6.47 yrs (bottom quartile). Modified duration: 6.44 yrs (upper mid). Modified duration: 6.43 yrs (top quartile). ICICI Prudential Long Term Bond Fund
ICICI Prudential Bond Fund
Aditya Birla Sun Life Income Fund
HDFC Income Fund
Nippon India Income Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities Research Highlights for ICICI Prudential Bond Fund Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (19 Jun 26) ₹91.2742 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹851 on 31 May 26 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -1.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 29 Years 2 Months 5 Days Modified Duration 10 Years 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹9,784 31 May 23 ₹10,712 31 May 24 ₹11,421 31 May 25 ₹12,735 31 May 26 ₹12,564 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2.4% 3 Month 1.3% 6 Month 1.1% 1 Year 1.5% 3 Year 6% 5 Year 5% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 10.1% 2022 6.8% 2021 1.3% 2020 0.4% 2019 11% 2018 12.1% 2017 6.8% 2016 4.1% 2015 15.7% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.36 Yr. Raunak Surana 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 2.26% Debt 97.36% Other 0.39% Debt Sector Allocation
Sector Value Government 97.36% Cash Equivalent 2.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -41% ₹350 Cr 36,701,500 6.9% Govt Stock 2065
Sovereign Bonds | -10% ₹88 Cr 9,800,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -8% ₹69 Cr 7,500,000 7.12% Maharashtra Sgs 2038
Sovereign Bonds | -6% ₹47 Cr 4,960,700 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -5% ₹46 Cr 5,000,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -5% ₹46 Cr 5,000,000 7.56% Rajasthan Sgs 2041
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.51% Madhyapradesh Sgs 2048
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.14% Maharashtra Sgs 2039
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.5% Andhra Sgs 2045
Sovereign Bonds | -3% ₹22 Cr 2,261,900 2. ICICI Prudential Bond Fund
ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (19 Jun 26) ₹41.8297 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹2,628 on 31 May 26 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -1.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 15 Years 2 Months 16 Days Modified Duration 6 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,084 31 May 23 ₹10,942 31 May 24 ₹11,717 31 May 25 ₹12,965 31 May 26 ₹13,197 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2% 3 Month 1.7% 6 Month 2.2% 1 Year 3.8% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 8.6% 2022 7.7% 2021 3.1% 2020 2.9% 2019 11.5% 2018 10.9% 2017 4.6% 2016 5.3% 2015 11.3% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.36 Yr. Ritesh Lunawat 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 18.9% Debt 80.77% Other 0.34% Debt Sector Allocation
Sector Value Government 59.72% Corporate 31.61% Cash Equivalent 8.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹374 Cr 39,206,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹200 Cr 22,183,250
↓ -5,500,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹117 Cr 11,650 HDFC Bank Limited
Debentures | -4% ₹106 Cr 1,100 Pipeline Infrastructure Limited
Debentures | -3% ₹74 Cr 7,400 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -3% ₹70 Cr 7,500,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -3% ₹70 Cr 7,500,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -3% ₹68 Cr 7,289,900 HDFC Bank Limited
Debentures | -2% ₹60 Cr 60 National Bank For Agriculture And Rural Development
Debentures | -2% ₹60 Cr 6,000 3. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (19 Jun 26) ₹128.696 ↑ 0.03 (0.03 %) Net Assets (Cr) ₹1,752 on 31 May 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.74% Effective Maturity 15 Years 1 Month 20 Days Modified Duration 6 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,153 31 May 23 ₹10,936 31 May 24 ₹11,605 31 May 25 ₹12,774 31 May 26 ₹12,787 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2% 3 Month 1.4% 6 Month 1.7% 1 Year 2.8% 3 Year 5.8% 5 Year 5.3% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.4% 2022 6.6% 2021 2.4% 2020 4% 2019 12.8% 2018 9.5% 2017 5.1% 2016 2.8% 2015 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 5.82 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 7.47% Debt 92.15% Other 0.37% Debt Sector Allocation
Sector Value Government 73.64% Corporate 18.51% Cash Equivalent 7.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -21% ₹366 Cr 38,319,900
↓ -500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹119 Cr 12,656,100
↓ -3,000,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹73 Cr 7,500 7.44% Karnataka Sgs 2033
Sovereign Bonds | -3% ₹54 Cr 5,446,300 Tata Capital Housing Finance Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 7.36% Karnataka Sgs 2034
Sovereign Bonds | -3% ₹49 Cr 5,000,000 6.84% Andhra Sgs 2038
Sovereign Bonds | -3% ₹46 Cr 5,000,000 4. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (19 Jun 26) ₹59.8994 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹817 on 31 May 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.34% Effective Maturity 13 Years 1 Month 28 Days Modified Duration 6 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹9,939 31 May 23 ₹10,668 31 May 24 ₹11,336 31 May 25 ₹12,514 31 May 26 ₹12,557 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2% 3 Month 1.3% 6 Month 2.1% 1 Year 2.8% 3 Year 6.1% 5 Year 4.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 9% 2022 6.1% 2021 0.9% 2020 2.1% 2019 9.3% 2018 8.7% 2017 3.6% 2016 1.3% 2015 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.23 Yr. Dhruv Muchhal 22 Jun 23 2.94 Yr. Data below for HDFC Income Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 11.17% Equity 0.54% Debt 87.96% Other 0.33% Debt Sector Allocation
Sector Value Government 74.05% Corporate 13.91% Cash Equivalent 11.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -19% ₹156 Cr 16,530,000 7.18% Govt Stock 2037
Sovereign Bonds | -11% ₹90 Cr 9,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -7% ₹57 Cr 6,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹45 Cr 5,000,000
↑ 500,000 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹40 Cr 4,000,000 6.52% Govt Stock 2031
Sovereign Bonds | -3% ₹26 Cr 2,500,000 6.53% Govt Stock 2034
Sovereign Bonds | -3% ₹26 Cr 2,500,000 Ntpc Limited
Debentures | -3% ₹25 Cr 250 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹25 Cr 25 National Bank For Agriculture And Rural Development
Debentures | -3% ₹25 Cr 2,500 5. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (19 Jun 26) ₹92.1183 ↓ -0.05 (-0.05 %) Net Assets (Cr) ₹357 on 31 May 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio -1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.41% Effective Maturity 14 Years 7 Days Modified Duration 6 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,066 31 May 23 ₹10,918 31 May 24 ₹11,599 31 May 25 ₹12,692 31 May 26 ₹12,771 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 1.8% 3 Month 1.4% 6 Month 2% 1 Year 3% 3 Year 5.8% 5 Year 5.3% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 8.1% 2022 6.8% 2021 3.3% 2020 1.2% 2019 10.5% 2018 11.4% 2017 6.1% 2016 2.4% 2015 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.33 Yr. Kinjal Desai 25 May 18 8.02 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Income Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 11.14% Debt 88.52% Other 0.34% Debt Sector Allocation
Sector Value Government 87.18% Cash Equivalent 11.14% Corporate 1.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maharashtra State Development Loans
Sovereign Bonds | -14% ₹49 Cr 5,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹33 Cr 3,500,000 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -8% ₹30 Cr 3,000,000 7.6% Uttarpradesh Sgs 2037
Sovereign Bonds | -8% ₹30 Cr 3,000,000 7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -7% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -7% ₹25 Cr 2,500 6.48% Govt Stock 2035
Sovereign Bonds | -7% ₹24 Cr 2,500,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹24 Cr 2,500,000 6.79% Andhra Sgs 2036
Sovereign Bonds | -6% ₹23 Cr 2,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹23 Cr 2,500,000
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