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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

Updated on June 19, 2026 , 14355 views

بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔

Long-term-bond-funds

یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔

طویل مدتی بانڈز میں سود کی شرح اور قیمت

قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں

چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔

مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔

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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹91.2742
↑ 0.02
₹851 5,000 1,000 1.31.11.565.17.89%10Y 11M 23D29Y 2M 5D
ICICI Prudential Bond Fund Growth ₹41.8297
↑ 0.02
₹2,628 5,000 1,000 1.72.23.86.96.77.85%6Y 5M 19D15Y 2M 16D
Aditya Birla Sun Life Income Fund Growth ₹128.696
↑ 0.03
₹1,752 1,000 1,000 1.41.72.85.85.17.74%6Y 5M 19D15Y 1M 20D
HDFC Income Fund Growth ₹59.8994
↓ -0.03
₹817 5,000 300 1.32.12.86.15.57.34%6Y 5M 8D13Y 1M 28D
Nippon India Income Fund Growth ₹92.1183
↓ -0.05
₹357 5,000 100 1.4235.84.97.41%6Y 5M 5D14Y 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundICICI Prudential Bond FundAditya Birla Sun Life Income FundHDFC Income FundNippon India Income Fund
Point 1Lower mid AUM (₹851 Cr).Highest AUM (₹2,628 Cr).Upper mid AUM (₹1,752 Cr).Bottom quartile AUM (₹817 Cr).Bottom quartile AUM (₹357 Cr).
Point 2Established history (27+ yrs).Established history (17+ yrs).Oldest track record among peers (30 yrs).Established history (25+ yrs).Established history (28+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 1.54% (bottom quartile).1Y return: 3.85% (top quartile).1Y return: 2.76% (bottom quartile).1Y return: 2.79% (lower mid).1Y return: 3.01% (upper mid).
Point 61M return: 2.41% (top quartile).1M return: 2.01% (lower mid).1M return: 2.04% (upper mid).1M return: 2.01% (bottom quartile).1M return: 1.77% (bottom quartile).
Point 7Sharpe: -1.39 (top quartile).Sharpe: -1.43 (upper mid).Sharpe: -1.86 (bottom quartile).Sharpe: -1.62 (lower mid).Sharpe: -1.67 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.89% (top quartile).Yield to maturity (debt): 7.85% (upper mid).Yield to maturity (debt): 7.74% (lower mid).Yield to maturity (debt): 7.34% (bottom quartile).Yield to maturity (debt): 7.41% (bottom quartile).
Point 10Modified duration: 10.98 yrs (bottom quartile).Modified duration: 6.47 yrs (lower mid).Modified duration: 6.47 yrs (bottom quartile).Modified duration: 6.44 yrs (upper mid).Modified duration: 6.43 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹851 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 1.54% (bottom quartile).
  • 1M return: 2.41% (top quartile).
  • Sharpe: -1.39 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.89% (top quartile).
  • Modified duration: 10.98 yrs (bottom quartile).

ICICI Prudential Bond Fund

  • Highest AUM (₹2,628 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.85% (top quartile).
  • 1M return: 2.01% (lower mid).
  • Sharpe: -1.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 6.47 yrs (lower mid).

Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,752 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 2.76% (bottom quartile).
  • 1M return: 2.04% (upper mid).
  • Sharpe: -1.86 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.74% (lower mid).
  • Modified duration: 6.47 yrs (bottom quartile).

HDFC Income Fund

  • Bottom quartile AUM (₹817 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.79% (lower mid).
  • 1M return: 2.01% (bottom quartile).
  • Sharpe: -1.62 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.34% (bottom quartile).
  • Modified duration: 6.44 yrs (upper mid).

Nippon India Income Fund

  • Bottom quartile AUM (₹357 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.01% (upper mid).
  • 1M return: 1.77% (bottom quartile).
  • Sharpe: -1.67 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.41% (bottom quartile).
  • Modified duration: 6.43 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Lower mid AUM (₹851 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 1.54% (bottom quartile).
  • 1M return: 2.41% (top quartile).
  • Sharpe: -1.39 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.89% (top quartile).
  • Modified duration: 10.98 yrs (bottom quartile).
  • Average maturity: 29.18 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~41.0%).
  • Top-3 holdings concentration ~59.5%.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (19 Jun 26) ₹91.2742 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹851 on 31 May 26
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -1.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.89%
Effective Maturity 29 Years 2 Months 5 Days
Modified Duration 10 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹9,784
31 May 23₹10,712
31 May 24₹11,421
31 May 25₹12,735
31 May 26₹12,564

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

DurationReturns
1 Month 2.4%
3 Month 1.3%
6 Month 1.1%
1 Year 1.5%
3 Year 6%
5 Year 5%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 10.1%
2022 6.8%
2021 1.3%
2020 0.4%
2019 11%
2018 12.1%
2017 6.8%
2016 4.1%
2015 15.7%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.36 Yr.
Raunak Surana22 Jan 242.36 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash2.26%
Debt97.36%
Other0.39%
Debt Sector Allocation
SectorValue
Government97.36%
Cash Equivalent2.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
41%₹350 Cr36,701,500
6.9% Govt Stock 2065
Sovereign Bonds | -
10%₹88 Cr9,800,000
7.13% Maharashtra Sgs 2048
Sovereign Bonds | -
8%₹69 Cr7,500,000
7.12% Maharashtra Sgs 2038
Sovereign Bonds | -
6%₹47 Cr4,960,700
7.15% Maharashtra Sgs 2049
Sovereign Bonds | -
5%₹46 Cr5,000,000
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
5%₹46 Cr5,000,000
7.56% Rajasthan Sgs 2041
Sovereign Bonds | -
3%₹24 Cr2,500,000
7.51% Madhyapradesh Sgs 2048
Sovereign Bonds | -
3%₹24 Cr2,500,000
7.14% Maharashtra Sgs 2039
Sovereign Bonds | -
3%₹24 Cr2,500,000
7.5% Andhra Sgs 2045
Sovereign Bonds | -
3%₹22 Cr2,261,900

2. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

  • Highest AUM (₹2,628 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.85% (top quartile).
  • 1M return: 2.01% (lower mid).
  • Sharpe: -1.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 6.47 yrs (lower mid).
  • Average maturity: 15.21 yrs (bottom quartile).
  • Exit load: 0-6 Months (1%),6 Months and above(NIL).
  • Top bond sector: Government.
  • Debt-heavy allocation (~81%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~13.9%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (19 Jun 26) ₹41.8297 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹2,628 on 31 May 26
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -1.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 15 Years 2 Months 16 Days
Modified Duration 6 Years 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,084
31 May 23₹10,942
31 May 24₹11,717
31 May 25₹12,965
31 May 26₹13,197

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

DurationReturns
1 Month 2%
3 Month 1.7%
6 Month 2.2%
1 Year 3.8%
3 Year 6.9%
5 Year 6%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 8.6%
2022 7.7%
2021 3.1%
2020 2.9%
2019 11.5%
2018 10.9%
2017 4.6%
2016 5.3%
2015 11.3%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.36 Yr.
Ritesh Lunawat22 Jan 242.36 Yr.

Data below for ICICI Prudential Bond Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash18.9%
Debt80.77%
Other0.34%
Debt Sector Allocation
SectorValue
Government59.72%
Corporate31.61%
Cash Equivalent8.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
14%₹374 Cr39,206,000
6.9% Govt Stock 2065
Sovereign Bonds | -
7%₹200 Cr22,183,250
↓ -5,500,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹117 Cr11,650
HDFC Bank Limited
Debentures | -
4%₹106 Cr1,100
Pipeline Infrastructure Limited
Debentures | -
3%₹74 Cr7,400
7.15% Maharashtra Sgs 2049
Sovereign Bonds | -
3%₹70 Cr7,500,000
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
3%₹70 Cr7,500,000
7.13% Maharashtra Sgs 2048
Sovereign Bonds | -
3%₹68 Cr7,289,900
HDFC Bank Limited
Debentures | -
2%₹60 Cr60
National Bank For Agriculture And Rural Development
Debentures | -
2%₹60 Cr6,000

3. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,752 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 2.76% (bottom quartile).
  • 1M return: 2.04% (upper mid).
  • Sharpe: -1.86 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.74% (lower mid).
  • Modified duration: 6.47 yrs (bottom quartile).
  • Average maturity: 15.14 yrs (lower mid).
  • Exit load: NIL.
  • Top sector: Utility.
  • Top bond sector: Government.
  • Debt-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~20.8%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (19 Jun 26) ₹128.696 ↑ 0.03   (0.03 %)
Net Assets (Cr) ₹1,752 on 31 May 26
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -1.86
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.74%
Effective Maturity 15 Years 1 Month 20 Days
Modified Duration 6 Years 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,153
31 May 23₹10,936
31 May 24₹11,605
31 May 25₹12,774
31 May 26₹12,787

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

DurationReturns
1 Month 2%
3 Month 1.4%
6 Month 1.7%
1 Year 2.8%
3 Year 5.8%
5 Year 5.3%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 8.4%
2022 6.6%
2021 2.4%
2020 4%
2019 12.8%
2018 9.5%
2017 5.1%
2016 2.8%
2015 14.4%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 205.82 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash7.47%
Debt92.15%
Other0.37%
Debt Sector Allocation
SectorValue
Government73.64%
Corporate18.51%
Cash Equivalent7.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
21%₹366 Cr38,319,900
↓ -500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹119 Cr12,656,100
↓ -3,000,000
Tata Capital Housing Finance Limited
Debentures | -
4%₹73 Cr7,500
7.44% Karnataka Sgs 2033
Sovereign Bonds | -
3%₹54 Cr5,446,300
Tata Capital Housing Finance Limited
Debentures | -
3%₹50 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹50 Cr5,000
↑ 5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹49 Cr5,000
State Government Of Karnataka
Sovereign Bonds | -
3%₹49 Cr5,000,000
↑ 5,000,000
7.36% Karnataka Sgs 2034
Sovereign Bonds | -
3%₹49 Cr5,000,000
6.84% Andhra Sgs 2038
Sovereign Bonds | -
3%₹46 Cr5,000,000

4. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

Research Highlights for HDFC Income Fund

  • Bottom quartile AUM (₹817 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.79% (lower mid).
  • 1M return: 2.01% (bottom quartile).
  • Sharpe: -1.62 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.34% (bottom quartile).
  • Modified duration: 6.44 yrs (upper mid).
  • Average maturity: 13.16 yrs (top quartile).
  • Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
  • Top sector: Real Estate.
  • Top bond sector: Government.
  • Debt-heavy allocation (~88%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.68% Govt Stock 2040 (~19.0%).
  • Top-3 holdings concentration ~37.1%.

Below is the key information for HDFC Income Fund

HDFC Income Fund
Growth
Launch Date 11 Sep 00
NAV (19 Jun 26) ₹59.8994 ↓ -0.03   (-0.06 %)
Net Assets (Cr) ₹817 on 31 May 26
Category Debt - Medium to Long term
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.37
Sharpe Ratio -1.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.34%
Effective Maturity 13 Years 1 Month 28 Days
Modified Duration 6 Years 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹9,939
31 May 23₹10,668
31 May 24₹11,336
31 May 25₹12,514
31 May 26₹12,557

HDFC Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

DurationReturns
1 Month 2%
3 Month 1.3%
6 Month 2.1%
1 Year 2.8%
3 Year 6.1%
5 Year 4.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.5%
2023 9%
2022 6.1%
2021 0.9%
2020 2.1%
2019 9.3%
2018 8.7%
2017 3.6%
2016 1.3%
2015 14.5%
Fund Manager information for HDFC Income Fund
NameSinceTenure
Anupam Joshi7 Mar 260.23 Yr.
Dhruv Muchhal22 Jun 232.94 Yr.

Data below for HDFC Income Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash11.17%
Equity0.54%
Debt87.96%
Other0.33%
Debt Sector Allocation
SectorValue
Government74.05%
Corporate13.91%
Cash Equivalent11.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
19%₹156 Cr16,530,000
7.18% Govt Stock 2037
Sovereign Bonds | -
11%₹90 Cr9,000,000
7.24% Govt Stock 2055
Sovereign Bonds | -
7%₹57 Cr6,000,000
6.9% Govt Stock 2065
Sovereign Bonds | -
6%₹45 Cr5,000,000
↑ 500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
5%₹40 Cr4,000,000
6.52% Govt Stock 2031
Sovereign Bonds | -
3%₹26 Cr2,500,000
6.53% Govt Stock 2034
Sovereign Bonds | -
3%₹26 Cr2,500,000
Ntpc Limited
Debentures | -
3%₹25 Cr250
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
3%₹25 Cr25
National Bank For Agriculture And Rural Development
Debentures | -
3%₹25 Cr2,500

5. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹357 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.01% (upper mid).
  • 1M return: 1.77% (bottom quartile).
  • Sharpe: -1.67 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.41% (bottom quartile).
  • Modified duration: 6.43 yrs (top quartile).
  • Average maturity: 14.02 yrs (upper mid).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~89%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Maharashtra State Development Loans (~13.6%).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (19 Jun 26) ₹92.1183 ↓ -0.05   (-0.05 %)
Net Assets (Cr) ₹357 on 31 May 26
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio -1.67
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.41%
Effective Maturity 14 Years 7 Days
Modified Duration 6 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,066
31 May 23₹10,918
31 May 24₹11,599
31 May 25₹12,692
31 May 26₹12,771

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

DurationReturns
1 Month 1.8%
3 Month 1.4%
6 Month 2%
1 Year 3%
3 Year 5.8%
5 Year 5.3%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.9%
2023 8.1%
2022 6.8%
2021 3.3%
2020 1.2%
2019 10.5%
2018 11.4%
2017 6.1%
2016 2.4%
2015 13.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 206.33 Yr.
Kinjal Desai25 May 188.02 Yr.
Amber Singhania11 Mar 260.22 Yr.

Data below for Nippon India Income Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash11.14%
Debt88.52%
Other0.34%
Debt Sector Allocation
SectorValue
Government87.18%
Cash Equivalent11.14%
Corporate1.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maharashtra State Development Loans
Sovereign Bonds | -
14%₹49 Cr5,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
9%₹33 Cr3,500,000
7.03% Tamilnadu SDL 2030
Sovereign Bonds | -
8%₹30 Cr3,000,000
7.6% Uttarpradesh Sgs 2037
Sovereign Bonds | -
8%₹30 Cr3,000,000
7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -
7%₹25 Cr2,500,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹25 Cr2,500
6.48% Govt Stock 2035
Sovereign Bonds | -
7%₹24 Cr2,500,000
6.68% Govt Stock 2040
Sovereign Bonds | -
7%₹24 Cr2,500,000
6.79% Andhra Sgs 2036
Sovereign Bonds | -
6%₹23 Cr2,500,000
6.9% Govt Stock 2065
Sovereign Bonds | -
6%₹23 Cr2,500,000

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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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