+91-22-48913909ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022
بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔
یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔
طویل مدتی بانڈز میں سود کی شرح اور قیمت
قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں
چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔
مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔
Talk to our investment specialist
ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹89.9094
↑ 0.50 ₹1,164 5,000 1,000 -1.1 3.6 7.6 7.9 10.1 6.74% 7Y 3M 19Y 3M 14D Bandhan Bond Fund Long Term Plan Growth ₹64.3298
↑ 0.12 ₹488 5,000 1,000 -1.1 2.1 4.7 5.9 7.9 6.84% 6Y 8M 26D 15Y 1M 20D HDFC Income Fund Growth ₹58.2271
↑ 0.25 ₹929 5,000 300 -0.7 3.6 6.9 7.1 9 6.7% 6Y 8M 23D 12Y 1M 17D Aditya Birla Sun Life Income Fund Growth ₹125.524
↑ 0.37 ₹2,183 1,000 1,000 -0.4 3.4 6.8 7 8.4 6.93% 6Y 7M 17D 15Y 22D UTI Bond Fund Growth ₹73.4236
↑ 0.24 ₹330 1,000 500 -0.4 3.6 7.1 7.2 8.5 6.99% 6Y 2M 19D 9Y 5M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Bandhan Bond Fund Long Term Plan HDFC Income Fund Aditya Birla Sun Life Income Fund UTI Bond Fund Point 1 Upper mid AUM (₹1,164 Cr). Bottom quartile AUM (₹488 Cr). Lower mid AUM (₹929 Cr). Highest AUM (₹2,183 Cr). Bottom quartile AUM (₹330 Cr). Point 2 Established history (27+ yrs). Established history (25+ yrs). Established history (24+ yrs). Oldest track record among peers (29 yrs). Established history (27+ yrs). Point 3 Top rated. Not Rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.55% (top quartile). 1Y return: 4.71% (bottom quartile). 1Y return: 6.93% (lower mid). 1Y return: 6.78% (bottom quartile). 1Y return: 7.13% (upper mid). Point 6 1M return: -0.86% (bottom quartile). 1M return: -0.82% (bottom quartile). 1M return: -0.49% (upper mid). 1M return: -0.51% (lower mid). 1M return: -0.44% (top quartile). Point 7 Sharpe: 0.80 (top quartile). Sharpe: -0.12 (bottom quartile). Sharpe: 0.70 (lower mid). Sharpe: 0.55 (bottom quartile). Sharpe: 0.78 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.74% (bottom quartile). Yield to maturity (debt): 6.84% (lower mid). Yield to maturity (debt): 6.70% (bottom quartile). Yield to maturity (debt): 6.93% (upper mid). Yield to maturity (debt): 6.99% (top quartile). Point 10 Modified duration: 7.25 yrs (bottom quartile). Modified duration: 6.74 yrs (bottom quartile). Modified duration: 6.73 yrs (lower mid). Modified duration: 6.63 yrs (upper mid). Modified duration: 6.22 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Bandhan Bond Fund Long Term Plan
HDFC Income Fund
Aditya Birla Sun Life Income Fund
UTI Bond Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Investment Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Long Term Plan Below is the key information for Bandhan Bond Fund Long Term Plan Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (14 Aug 25) ₹89.9094 ↑ 0.50 (0.56 %) Net Assets (Cr) ₹1,164 on 30 Jun 25 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 0.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.74% Effective Maturity 19 Years 3 Months 14 Days Modified Duration 7 Years 3 Months Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25 Duration Returns 1 Month -0.9% 3 Month -1.1% 6 Month 3.6% 1 Year 7.6% 3 Year 7.9% 5 Year 5% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.1% 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% 2015 5.1% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Data below for ICICI Prudential Long Term Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Bandhan Bond Fund Long Term Plan
Bandhan Bond Fund Long Term Plan
Growth Launch Date 14 Jul 00 NAV (14 Aug 25) ₹64.3298 ↑ 0.12 (0.19 %) Net Assets (Cr) ₹488 on 30 Jun 25 Category Debt - Longterm Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 1.98 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 6.84% Effective Maturity 15 Years 1 Month 20 Days Modified Duration 6 Years 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value Returns for Bandhan Bond Fund Long Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25 Duration Returns 1 Month -0.8% 3 Month -1.1% 6 Month 2.1% 1 Year 4.7% 3 Year 5.9% 5 Year 4.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6% 2022 0.6% 2021 1.2% 2020 11.8% 2019 10.4% 2018 6.6% 2017 3.1% 2016 12.9% 2015 5.9% Fund Manager information for Bandhan Bond Fund Long Term Plan
Name Since Tenure Data below for Bandhan Bond Fund Long Term Plan as on 30 Jun 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (14 Aug 25) ₹58.2271 ↑ 0.25 (0.42 %) Net Assets (Cr) ₹929 on 30 Jun 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.7% Effective Maturity 12 Years 1 Month 17 Days Modified Duration 6 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25 Duration Returns 1 Month -0.5% 3 Month -0.7% 6 Month 3.6% 1 Year 6.9% 3 Year 7.1% 5 Year 4.9% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Data below for HDFC Income Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (14 Aug 25) ₹125.524 ↑ 0.37 (0.30 %) Net Assets (Cr) ₹2,183 on 15 Jul 25 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 15 Years 22 Days Modified Duration 6 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25 Duration Returns 1 Month -0.5% 3 Month -0.4% 6 Month 3.4% 1 Year 6.8% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Data below for Aditya Birla Sun Life Income Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (14 Aug 25) ₹73.4236 ↑ 0.24 (0.32 %) Net Assets (Cr) ₹330 on 30 Jun 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 0.78 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 9 Years 5 Months 1 Day Modified Duration 6 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25 Duration Returns 1 Month -0.4% 3 Month -0.4% 6 Month 3.6% 1 Year 7.1% 3 Year 7.2% 5 Year 8.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Data below for UTI Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
لانگ ٹرم بانڈ فنڈز میں سرمایہ کاری کیسے کریں۔
Fincash.com پر لائف ٹائم کے لیے مفت انویسٹمنٹ اکاؤنٹ کھولیں۔
اپنی رجسٹریشن اور KYC کا عمل مکمل کریں۔
دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Good read to know about bond mutual funds