بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔

یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔
قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں
چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔
مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔
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Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹89.9082
↓ -0.27 ₹822 5,000 1,000 -2.5 -0.3 -1.3 5.6 5.1 7.93% 10Y 7M 6D 28Y 7M 17D Nippon India Income Fund Growth ₹91.9471
↓ -0.16 ₹312 5,000 100 -1.3 1 1.7 5.7 4.9 0.07% 6Y 3M 25D 13Y 3M 11D ICICI Prudential Bond Fund Growth ₹41.6249
↓ -0.08 ₹2,019 5,000 1,000 -1.4 0.9 1.9 6.3 6.7 7.65% 6Y 1M 28D 13Y 9M Aditya Birla Sun Life Income Fund Growth ₹128.088
↓ -0.23 ₹1,734 1,000 1,000 -1.4 0.7 0.8 5.6 5.1 7.81% 5Y 10M 13D 13Y 1M 24D Kotak Bond Fund Growth ₹78.9038
↓ -0.25 ₹1,760 5,000 1,000 -1.2 1.1 1.6 5.8 5.4 7.36% 5Y 5M 5D 11Y 7M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26 Research Highlights & Commentary of 5 Funds showcased
Commentary ICICI Prudential Long Term Bond Fund Nippon India Income Fund ICICI Prudential Bond Fund Aditya Birla Sun Life Income Fund Kotak Bond Fund Point 1 Bottom quartile AUM (₹822 Cr). Bottom quartile AUM (₹312 Cr). Highest AUM (₹2,019 Cr). Lower mid AUM (₹1,734 Cr). Upper mid AUM (₹1,760 Cr). Point 2 Established history (28+ yrs). Established history (28+ yrs). Established history (18+ yrs). Oldest track record among peers (31 yrs). Established history (26+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: -1.29% (bottom quartile). 1Y return: 1.72% (upper mid). 1Y return: 1.92% (top quartile). 1Y return: 0.84% (bottom quartile). 1Y return: 1.58% (lower mid). Point 6 1M return: -2.00% (bottom quartile). 1M return: -1.07% (top quartile). 1M return: -1.28% (bottom quartile). 1M return: -1.10% (upper mid). 1M return: -1.25% (lower mid). Point 7 Sharpe: -0.75 (bottom quartile). Sharpe: -0.62 (lower mid). Sharpe: -0.51 (top quartile). Sharpe: -0.79 (bottom quartile). Sharpe: -0.56 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.93% (top quartile). Yield to maturity (debt): 0.07% (bottom quartile). Yield to maturity (debt): 7.65% (lower mid). Yield to maturity (debt): 7.81% (upper mid). Yield to maturity (debt): 7.36% (bottom quartile). Point 10 Modified duration: 10.60 yrs (bottom quartile). Modified duration: 6.32 yrs (bottom quartile). Modified duration: 6.16 yrs (lower mid). Modified duration: 5.87 yrs (upper mid). Modified duration: 5.43 yrs (top quartile). ICICI Prudential Long Term Bond Fund
Nippon India Income Fund
ICICI Prudential Bond Fund
Aditya Birla Sun Life Income Fund
Kotak Bond Fund
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Bond Fund Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Income Fund Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities Research Highlights for ICICI Prudential Bond Fund Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Research Highlights for Aditya Birla Sun Life Income Fund Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Bond Fund Below is the key information for Kotak Bond Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (21 Oct 26) ₹89.9082 ↓ -0.27 (-0.29 %) Net Assets (Cr) ₹822 on 30 Sep 26 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.95 Sharpe Ratio -0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.93% Effective Maturity 28 Years 7 Months 17 Days Modified Duration 10 Years 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,940 30 Sep 23 ₹10,618 30 Sep 24 ₹11,747 30 Sep 25 ₹12,417 30 Sep 26 ₹12,598 Returns for ICICI Prudential Long Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -2% 3 Month -2.5% 6 Month -0.3% 1 Year -1.3% 3 Year 5.6% 5 Year 4.6% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 10.1% 2023 6.8% 2022 1.3% 2021 0.4% 2020 11% 2019 12.1% 2018 6.8% 2017 4.1% 2016 15.7% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.61 Yr. Raunak Surana 22 Jan 24 2.61 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 3.42% Debt 96.16% Other 0.41% Debt Sector Allocation
Sector Value Government 96.16% Cash Equivalent 3.42% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -37% ₹301 Cr 31,701,500 6.9% Govt Stock 2065
Sovereign Bonds | -14% ₹112 Cr 12,425,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -8% ₹69 Cr 7,500,000 7.12% Maharashtra Sgs 2038
Sovereign Bonds | -6% ₹47 Cr 4,960,700 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -6% ₹46 Cr 5,000,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -6% ₹46 Cr 5,000,000 7.56% Rajasthan Sgs 2041
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.14% Maharashtra Sgs 2039
Sovereign Bonds | -3% ₹24 Cr 2,500,000 7.5% Andhra Sgs 2045
Sovereign Bonds | -3% ₹22 Cr 2,261,900 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹19 Cr 2,038,300
↑ 1,000,000 2. Nippon India Income Fund
Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (21 Oct 26) ₹91.9471 ↓ -0.16 (-0.17 %) Net Assets (Cr) ₹312 on 30 Sep 26 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.52 Sharpe Ratio -0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 0.07% Effective Maturity 13 Years 3 Months 11 Days Modified Duration 6 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,124 30 Sep 23 ₹10,814 30 Sep 24 ₹11,819 30 Sep 25 ₹12,355 30 Sep 26 ₹12,790 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -1.1% 3 Month -1.3% 6 Month 1% 1 Year 1.7% 3 Year 5.7% 5 Year 4.9% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.9% 2024 8.1% 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 6.59 Yr. Kinjal Desai 25 May 18 8.28 Yr. Amber Singhania 11 Mar 26 0.48 Yr. Data below for Nippon India Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 38.14% Debt 61.46% Other 0.4% Debt Sector Allocation
Sector Value Government 59.94% Cash Equivalent 38.14% Corporate 1.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -11% ₹36 Cr 4,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -10% ₹33 Cr 3,500,000 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -9% ₹30 Cr 3,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -8% ₹25 Cr 2,500,000
↑ 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -8% ₹25 Cr 2,500 6.79% Andhra Sgs 2036
Sovereign Bonds | -7% ₹23 Cr 2,500,000 7.24% Govt Stock 2055
Sovereign Bonds | -6% ₹19 Cr 2,000,000 Rec Limited
Debentures | -2% ₹5 Cr 50 Corporate Debt Market Development Fund Class A2
- | -0% ₹1 Cr 1,049 7.26% Govt Stock 2029
Sovereign Bonds | -0% ₹0 Cr 300 3. ICICI Prudential Bond Fund
ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (21 Oct 26) ₹41.6249 ↓ -0.08 (-0.20 %) Net Assets (Cr) ₹2,019 on 30 Sep 26 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio -0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.65% Effective Maturity 13 Years 9 Months Modified Duration 6 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,170 30 Sep 23 ₹10,910 30 Sep 24 ₹11,914 30 Sep 25 ₹12,727 30 Sep 26 ₹13,215 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -1.3% 3 Month -1.4% 6 Month 0.9% 1 Year 1.9% 3 Year 6.3% 5 Year 5.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.7% 2024 8.6% 2023 7.7% 2022 3.1% 2021 2.9% 2020 11.5% 2019 10.9% 2018 4.6% 2017 5.3% 2016 11.3% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.61 Yr. Ritesh Lunawat 22 Jan 24 2.61 Yr. Data below for ICICI Prudential Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 8.25% Debt 91.3% Other 0.45% Debt Sector Allocation
Sector Value Government 66.84% Corporate 26.85% Cash Equivalent 5.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹181 Cr 19,081,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹133 Cr 14,808,250 Summit Digitel Infrastructure Limited
Debentures | -6% ₹117 Cr 11,650 HDFC Bank Limited
Debentures | -5% ₹106 Cr 1,100 Pipeline Infrastructure Limited
Debentures | -4% ₹74 Cr 7,400 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹74 Cr 7,500,000
↑ 5,000,000 7.15% Maharashtra Sgs 2049
Sovereign Bonds | -3% ₹69 Cr 7,500,000 7.16% Maharashtra Sgs 2050
Sovereign Bonds | -3% ₹69 Cr 7,500,000 7.13% Maharashtra Sgs 2048
Sovereign Bonds | -3% ₹67 Cr 7,289,900 National Bank For Agriculture And Rural Development
Debentures | -3% ₹60 Cr 6,000 4. Aditya Birla Sun Life Income Fund
Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (21 Oct 26) ₹128.088 ↓ -0.23 (-0.18 %) Net Assets (Cr) ₹1,734 on 30 Sep 26 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.13 Sharpe Ratio -0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.81% Effective Maturity 13 Years 1 Month 24 Days Modified Duration 5 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,118 30 Sep 23 ₹10,789 30 Sep 24 ₹11,778 30 Sep 25 ₹12,395 30 Sep 26 ₹12,731 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -1.1% 3 Month -1.4% 6 Month 0.7% 1 Year 0.8% 3 Year 5.6% 5 Year 4.8% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.1% 2024 8.4% 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 6.07 Yr. Data below for Aditya Birla Sun Life Income Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 3.95% Debt 96.05% Debt Sector Allocation
Sector Value Government 73.52% Corporate 22.53% Cash Equivalent 3.95% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -13% ₹221 Cr 23,233,900
↓ -1,500,000 7.71% Govt Stock 2066
Sovereign Bonds | -6% ₹105 Cr 10,508,700
↑ 1,000,000 Tata Capital Housing Finance Limited
Debentures | -4% ₹73 Cr 7,500 7.44% Karnataka Sgs 2033
Sovereign Bonds | -3% ₹54 Cr 5,446,300 Tata Capital Housing Finance Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 7.36% Karnataka Sgs 2034
Sovereign Bonds | -3% ₹49 Cr 5,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹48 Cr 5,000,000 5. Kotak Bond Fund
Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (21 Oct 26) ₹78.9038 ↓ -0.25 (-0.31 %) Net Assets (Cr) ₹1,760 on 30 Sep 26 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio -0.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.36% Effective Maturity 11 Years 7 Months 6 Days Modified Duration 5 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,054 30 Sep 23 ₹10,684 30 Sep 24 ₹11,688 30 Sep 25 ₹12,284 30 Sep 26 ₹12,709 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26 Duration Returns 1 Month -1.2% 3 Month -1.2% 6 Month 1.1% 1 Year 1.6% 3 Year 5.8% 5 Year 4.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.4% 2024 8.2% 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 18.39 Yr. Data below for Kotak Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 11.1% Equity 5% Debt 83.1% Other 0.8% Debt Sector Allocation
Sector Value Government 46.99% Corporate 36.1% Cash Equivalent 11.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -16% ₹279 Cr 29,269,600
↓ -1,100,000 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹144 Cr 15,000,000 National Housing Bank
Debentures | -8% ₹134 Cr 14,000 Power Finance Corporation Ltd.** 0.076
Debentures | -6% ₹99 Cr 10,000
↑ 10,000 Small Industries Development Bank Of India
Debentures | -6% ₹99 Cr 10,000 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹93 Cr 10,000,000 Capital Infra Trust InvITs (Industrials)
Equity, Since 31 Dec 25 | CAPINVIT5% ₹80 Cr 10,456,431 7.45% Bihar Sgs 2034
Sovereign Bonds | -4% ₹79 Cr 8,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -4% ₹73 Cr 75 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹73 Cr 75
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