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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

Updated on October 19, 2026 , 14798 views

بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔

Long-term-bond-funds

یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔

طویل مدتی بانڈز میں سود کی شرح اور قیمت

قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں

چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔

مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔

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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹89.9082
↓ -0.27
₹822 5,000 1,000 -2.5-0.3-1.35.65.17.93%10Y 7M 6D28Y 7M 17D
Nippon India Income Fund Growth ₹91.9471
↓ -0.16
₹312 5,000 100 -1.311.75.74.90.07%6Y 3M 25D13Y 3M 11D
ICICI Prudential Bond Fund Growth ₹41.6249
↓ -0.08
₹2,019 5,000 1,000 -1.40.91.96.36.77.65%6Y 1M 28D13Y 9M
Aditya Birla Sun Life Income Fund Growth ₹128.088
↓ -0.23
₹1,734 1,000 1,000 -1.40.70.85.65.17.81%5Y 10M 13D13Y 1M 24D
Kotak Bond Fund Growth ₹78.9038
↓ -0.25
₹1,760 5,000 1,000 -1.21.11.65.85.47.36%5Y 5M 5D11Y 7M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundNippon India Income FundICICI Prudential Bond FundAditya Birla Sun Life Income FundKotak Bond Fund
Point 1Bottom quartile AUM (₹822 Cr).Bottom quartile AUM (₹312 Cr).Highest AUM (₹2,019 Cr).Lower mid AUM (₹1,734 Cr).Upper mid AUM (₹1,760 Cr).
Point 2Established history (28+ yrs).Established history (28+ yrs).Established history (18+ yrs).Oldest track record among peers (31 yrs).Established history (26+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: -1.29% (bottom quartile).1Y return: 1.72% (upper mid).1Y return: 1.92% (top quartile).1Y return: 0.84% (bottom quartile).1Y return: 1.58% (lower mid).
Point 61M return: -2.00% (bottom quartile).1M return: -1.07% (top quartile).1M return: -1.28% (bottom quartile).1M return: -1.10% (upper mid).1M return: -1.25% (lower mid).
Point 7Sharpe: -0.75 (bottom quartile).Sharpe: -0.62 (lower mid).Sharpe: -0.51 (top quartile).Sharpe: -0.79 (bottom quartile).Sharpe: -0.56 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.93% (top quartile).Yield to maturity (debt): 0.07% (bottom quartile).Yield to maturity (debt): 7.65% (lower mid).Yield to maturity (debt): 7.81% (upper mid).Yield to maturity (debt): 7.36% (bottom quartile).
Point 10Modified duration: 10.60 yrs (bottom quartile).Modified duration: 6.32 yrs (bottom quartile).Modified duration: 6.16 yrs (lower mid).Modified duration: 5.87 yrs (upper mid).Modified duration: 5.43 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Bottom quartile AUM (₹822 Cr).
  • Established history (28+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: -1.29% (bottom quartile).
  • 1M return: -2.00% (bottom quartile).
  • Sharpe: -0.75 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 10.60 yrs (bottom quartile).

Nippon India Income Fund

  • Bottom quartile AUM (₹312 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.72% (upper mid).
  • 1M return: -1.07% (top quartile).
  • Sharpe: -0.62 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 0.07% (bottom quartile).
  • Modified duration: 6.32 yrs (bottom quartile).

ICICI Prudential Bond Fund

  • Highest AUM (₹2,019 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 1.92% (top quartile).
  • 1M return: -1.28% (bottom quartile).
  • Sharpe: -0.51 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.65% (lower mid).
  • Modified duration: 6.16 yrs (lower mid).

Aditya Birla Sun Life Income Fund

  • Lower mid AUM (₹1,734 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 0.84% (bottom quartile).
  • 1M return: -1.10% (upper mid).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.81% (upper mid).
  • Modified duration: 5.87 yrs (upper mid).

Kotak Bond Fund

  • Upper mid AUM (₹1,760 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.58% (lower mid).
  • 1M return: -1.25% (lower mid).
  • Sharpe: -0.56 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.36% (bottom quartile).
  • Modified duration: 5.43 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Bottom quartile AUM (₹822 Cr).
  • Established history (28+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: -1.29% (bottom quartile).
  • 1M return: -2.00% (bottom quartile).
  • Sharpe: -0.75 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 10.60 yrs (bottom quartile).
  • Average maturity: 28.63 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~36.9%).
  • Top-3 holdings concentration ~59.0%.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (21 Oct 26) ₹89.9082 ↓ -0.27   (-0.29 %)
Net Assets (Cr) ₹822 on 30 Sep 26
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.93%
Effective Maturity 28 Years 7 Months 17 Days
Modified Duration 10 Years 7 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,940
30 Sep 23₹10,618
30 Sep 24₹11,747
30 Sep 25₹12,417
30 Sep 26₹12,598

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

DurationReturns
1 Month -2%
3 Month -2.5%
6 Month -0.3%
1 Year -1.3%
3 Year 5.6%
5 Year 4.6%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.1%
2024 10.1%
2023 6.8%
2022 1.3%
2021 0.4%
2020 11%
2019 12.1%
2018 6.8%
2017 4.1%
2016 15.7%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.61 Yr.
Raunak Surana22 Jan 242.61 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash3.42%
Debt96.16%
Other0.41%
Debt Sector Allocation
SectorValue
Government96.16%
Cash Equivalent3.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
37%₹301 Cr31,701,500
6.9% Govt Stock 2065
Sovereign Bonds | -
14%₹112 Cr12,425,000
7.13% Maharashtra Sgs 2048
Sovereign Bonds | -
8%₹69 Cr7,500,000
7.12% Maharashtra Sgs 2038
Sovereign Bonds | -
6%₹47 Cr4,960,700
7.15% Maharashtra Sgs 2049
Sovereign Bonds | -
6%₹46 Cr5,000,000
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
6%₹46 Cr5,000,000
7.56% Rajasthan Sgs 2041
Sovereign Bonds | -
3%₹24 Cr2,500,000
7.14% Maharashtra Sgs 2039
Sovereign Bonds | -
3%₹24 Cr2,500,000
7.5% Andhra Sgs 2045
Sovereign Bonds | -
3%₹22 Cr2,261,900
7.24% Govt Stock 2055
Sovereign Bonds | -
2%₹19 Cr2,038,300
↑ 1,000,000

2. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹312 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.72% (upper mid).
  • 1M return: -1.07% (top quartile).
  • Sharpe: -0.62 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 0.07% (bottom quartile).
  • Modified duration: 6.32 yrs (bottom quartile).
  • Average maturity: 13.28 yrs (lower mid).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
  • Top sector: Financial Services.
  • Top bond sector: Government.
  • Conservative stance with elevated cash (~38%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~11.3%).

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (21 Oct 26) ₹91.9471 ↓ -0.16   (-0.17 %)
Net Assets (Cr) ₹312 on 30 Sep 26
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating ☆☆
Risk Moderate
Expense Ratio 1.52
Sharpe Ratio -0.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 0.07%
Effective Maturity 13 Years 3 Months 11 Days
Modified Duration 6 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,124
30 Sep 23₹10,814
30 Sep 24₹11,819
30 Sep 25₹12,355
30 Sep 26₹12,790

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

DurationReturns
1 Month -1.1%
3 Month -1.3%
6 Month 1%
1 Year 1.7%
3 Year 5.7%
5 Year 4.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 4.9%
2024 8.1%
2023 6.8%
2022 3.3%
2021 1.2%
2020 10.5%
2019 11.4%
2018 6.1%
2017 2.4%
2016 13.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 206.59 Yr.
Kinjal Desai25 May 188.28 Yr.
Amber Singhania11 Mar 260.48 Yr.

Data below for Nippon India Income Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash38.14%
Debt61.46%
Other0.4%
Debt Sector Allocation
SectorValue
Government59.94%
Cash Equivalent38.14%
Corporate1.52%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
11%₹36 Cr4,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
10%₹33 Cr3,500,000
7.03% Tamilnadu SDL 2030
Sovereign Bonds | -
9%₹30 Cr3,000,000
7.71% Govt Stock 2066
Sovereign Bonds | -
8%₹25 Cr2,500,000
↑ 2,500,000
National Bank For Agriculture And Rural Development
Debentures | -
8%₹25 Cr2,500
6.79% Andhra Sgs 2036
Sovereign Bonds | -
7%₹23 Cr2,500,000
7.24% Govt Stock 2055
Sovereign Bonds | -
6%₹19 Cr2,000,000
Rec Limited
Debentures | -
2%₹5 Cr50
Corporate Debt Market Development Fund Class A2
- | -
0%₹1 Cr1,049
7.26% Govt Stock 2029
Sovereign Bonds | -
0%₹0 Cr300

3. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

  • Highest AUM (₹2,019 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 1.92% (top quartile).
  • 1M return: -1.28% (bottom quartile).
  • Sharpe: -0.51 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.65% (lower mid).
  • Modified duration: 6.16 yrs (lower mid).
  • Average maturity: 13.75 yrs (bottom quartile).
  • Exit load: 0-6 Months (1%),6 Months and above(NIL).
  • Top bond sector: Government.
  • Debt-heavy allocation (~91%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~8.9%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (21 Oct 26) ₹41.6249 ↓ -0.08   (-0.20 %)
Net Assets (Cr) ₹2,019 on 30 Sep 26
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.65%
Effective Maturity 13 Years 9 Months
Modified Duration 6 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,170
30 Sep 23₹10,910
30 Sep 24₹11,914
30 Sep 25₹12,727
30 Sep 26₹13,215

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

DurationReturns
1 Month -1.3%
3 Month -1.4%
6 Month 0.9%
1 Year 1.9%
3 Year 6.3%
5 Year 5.6%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.7%
2024 8.6%
2023 7.7%
2022 3.1%
2021 2.9%
2020 11.5%
2019 10.9%
2018 4.6%
2017 5.3%
2016 11.3%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.61 Yr.
Ritesh Lunawat22 Jan 242.61 Yr.

Data below for ICICI Prudential Bond Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash8.25%
Debt91.3%
Other0.45%
Debt Sector Allocation
SectorValue
Government66.84%
Corporate26.85%
Cash Equivalent5.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
9%₹181 Cr19,081,000
6.9% Govt Stock 2065
Sovereign Bonds | -
7%₹133 Cr14,808,250
Summit Digitel Infrastructure Limited
Debentures | -
6%₹117 Cr11,650
HDFC Bank Limited
Debentures | -
5%₹106 Cr1,100
Pipeline Infrastructure Limited
Debentures | -
4%₹74 Cr7,400
6.94% Govt Stock 2036
Sovereign Bonds | -
4%₹74 Cr7,500,000
↑ 5,000,000
7.15% Maharashtra Sgs 2049
Sovereign Bonds | -
3%₹69 Cr7,500,000
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
3%₹69 Cr7,500,000
7.13% Maharashtra Sgs 2048
Sovereign Bonds | -
3%₹67 Cr7,289,900
National Bank For Agriculture And Rural Development
Debentures | -
3%₹60 Cr6,000

4. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Lower mid AUM (₹1,734 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 0.84% (bottom quartile).
  • 1M return: -1.10% (upper mid).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.81% (upper mid).
  • Modified duration: 5.87 yrs (upper mid).
  • Average maturity: 13.15 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Utility.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Govt Stock 2064 (~12.6%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (21 Oct 26) ₹128.088 ↓ -0.23   (-0.18 %)
Net Assets (Cr) ₹1,734 on 30 Sep 26
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆
Risk Moderate
Expense Ratio 1.13
Sharpe Ratio -0.79
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.81%
Effective Maturity 13 Years 1 Month 24 Days
Modified Duration 5 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,118
30 Sep 23₹10,789
30 Sep 24₹11,778
30 Sep 25₹12,395
30 Sep 26₹12,731

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

DurationReturns
1 Month -1.1%
3 Month -1.4%
6 Month 0.7%
1 Year 0.8%
3 Year 5.6%
5 Year 4.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.1%
2024 8.4%
2023 6.6%
2022 2.4%
2021 4%
2020 12.8%
2019 9.5%
2018 5.1%
2017 2.8%
2016 14.4%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 206.07 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash3.95%
Debt96.05%
Debt Sector Allocation
SectorValue
Government73.52%
Corporate22.53%
Cash Equivalent3.95%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
13%₹221 Cr23,233,900
↓ -1,500,000
7.71% Govt Stock 2066
Sovereign Bonds | -
6%₹105 Cr10,508,700
↑ 1,000,000
Tata Capital Housing Finance Limited
Debentures | -
4%₹73 Cr7,500
7.44% Karnataka Sgs 2033
Sovereign Bonds | -
3%₹54 Cr5,446,300
Tata Capital Housing Finance Limited
Debentures | -
3%₹50 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹50 Cr5,000
↑ 2,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹49 Cr5,000
State Government Of Karnataka
Sovereign Bonds | -
3%₹49 Cr5,000,000
↑ 5,000,000
7.36% Karnataka Sgs 2034
Sovereign Bonds | -
3%₹49 Cr5,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
3%₹48 Cr5,000,000

5. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

  • Upper mid AUM (₹1,760 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.58% (lower mid).
  • 1M return: -1.25% (lower mid).
  • Sharpe: -0.56 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.36% (bottom quartile).
  • Modified duration: 5.43 yrs (top quartile).
  • Average maturity: 11.60 yrs (top quartile).
  • Exit load: 0-3 Months (0.2%),3 Months and above(NIL).
  • Top sector: Industrials.
  • Top bond sector: Government.
  • Debt-heavy allocation (~83%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.24% Govt Stock 2055 (~15.7%).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund
Growth
Launch Date 25 Nov 99
NAV (21 Oct 26) ₹78.9038 ↓ -0.25   (-0.31 %)
Net Assets (Cr) ₹1,760 on 30 Sep 26
Category Debt - Medium to Long term
AMC Kotak Mahindra Asset Management Co Ltd
Rating ☆☆
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio -0.56
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity 7.36%
Effective Maturity 11 Years 7 Months 6 Days
Modified Duration 5 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,054
30 Sep 23₹10,684
30 Sep 24₹11,688
30 Sep 25₹12,284
30 Sep 26₹12,709

Kotak Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Oct 26

DurationReturns
1 Month -1.2%
3 Month -1.2%
6 Month 1.1%
1 Year 1.6%
3 Year 5.8%
5 Year 4.8%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.4%
2024 8.2%
2023 6.8%
2022 1.7%
2021 2.4%
2020 12.3%
2019 10.3%
2018 5.2%
2017 0.9%
2016 14.3%
Fund Manager information for Kotak Bond Fund
NameSinceTenure
Abhishek Bisen15 Apr 0818.39 Yr.

Data below for Kotak Bond Fund as on 30 Sep 26

Asset Allocation
Asset ClassValue
Cash11.1%
Equity5%
Debt83.1%
Other0.8%
Debt Sector Allocation
SectorValue
Government46.99%
Corporate36.1%
Cash Equivalent11.1%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.24% Govt Stock 2055
Sovereign Bonds | -
16%₹279 Cr29,269,600
↓ -1,100,000
6.48% Govt Stock 2035
Sovereign Bonds | -
8%₹144 Cr15,000,000
National Housing Bank
Debentures | -
8%₹134 Cr14,000
Power Finance Corporation Ltd.** 0.076
Debentures | -
6%₹99 Cr10,000
↑ 10,000
Small Industries Development Bank Of India
Debentures | -
6%₹99 Cr10,000
7.09% Govt Stock 2054
Sovereign Bonds | -
5%₹93 Cr10,000,000
Capital Infra Trust InvITs (Industrials)
Equity, Since 31 Dec 25 | CAPINVIT
5%₹80 Cr10,456,431
7.45% Bihar Sgs 2034
Sovereign Bonds | -
4%₹79 Cr8,000,000
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
4%₹73 Cr75
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
4%₹73 Cr75

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POST A COMMENT

GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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