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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

Updated on March 30, 2026 , 13971 views

بہترین طویل مدتی بانڈ فنڈز تلاش کر رہے ہیں؟ یہ ان سرمایہ کاروں کے لیے فنڈز ہیں جو وسط سے طویل مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ، عام طور پر 3-5 سال کے لئے۔ طویل مدتی بانڈ فنڈز بنیادی طور پر G-sec اور کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز جس کی پختگی کی مدت درمیانی سے طویل ہے۔

Long-term-bond-funds

یہ فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے دیگر زمروں کے مقابلے زیادہ غیر مستحکم ہو سکتے ہیں۔

طویل مدتی بانڈز میں سود کی شرح اور قیمت

قرض کی ضمانتوں کی شرح سود اور قیمتیں ایک الٹا تعلق رکھتی ہیں، اس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، گرتی ہوئی سود کی شرح بانڈ فنڈز کے لیے اچھی ہے۔ سود کی شرح میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں

چونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے، اس لیے ان میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔طویل مدتی قرض فنڈز جب شرح سود میں کمی کی توقع کی جاتی ہے۔ وہ سرمایہ کار جو طویل مدت (یعنی 3 سال اور اس سے اوپر) کے لیے سرمایہ کاری کرنا چاہتے ہیں اور کسی حد تک خطرہ مول لے سکتے ہیں، انہیں اس اسکیم میں مثالی طور پر سرمایہ کاری کرنی چاہیے۔

مزید یہ کہ، سرمایہ کار جو کہ شرح سود میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ ان سرمایہ کاری کے ساتھ آگے بڑھ سکتے ہیں۔ 2022 کے لیے یہاں سرفہرست 10 بہترین طویل مدتی بانڈ فنڈز ہیں۔

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ٹاپ 5 بہترین لانگ ٹرم بانڈ فنڈز 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Bond Fund Growth ₹88.2452
↑ 0.02
₹955 5,000 1,000 -2.4-1.8-0.65.85.17.57%11Y 1M 6D29Y 2M 1D
Nippon India Income Fund Growth ₹89.8877
↑ 0.02
₹387 5,000 100 -0.70.41.55.84.97.19%6Y 7M 10D13Y 4M 6D
ICICI Prudential Bond Fund Growth ₹40.7536
↑ 0.01
₹2,768 5,000 1,000 -0.60.73.36.96.77.27%6Y 6M 7D16Y 7M 13D
Aditya Birla Sun Life Income Fund Growth ₹125.495
↑ 0.02
₹1,966 1,000 1,000 -1.1-0.11.45.85.17.23%6Y 6M14Y 4M 6D
Kotak Bond Fund Growth ₹76.9719
↑ 0.01
₹1,908 5,000 1,000 -10.125.95.47.42%6Y 5M 26D12Y 7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Long Term Bond FundNippon India Income FundICICI Prudential Bond FundAditya Birla Sun Life Income FundKotak Bond Fund
Point 1Bottom quartile AUM (₹955 Cr).Bottom quartile AUM (₹387 Cr).Highest AUM (₹2,768 Cr).Upper mid AUM (₹1,966 Cr).Lower mid AUM (₹1,908 Cr).
Point 2Established history (27+ yrs).Established history (28+ yrs).Established history (17+ yrs).Oldest track record among peers (30 yrs).Established history (26+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: -0.61% (bottom quartile).1Y return: 1.55% (lower mid).1Y return: 3.27% (top quartile).1Y return: 1.44% (bottom quartile).1Y return: 2.00% (upper mid).
Point 61M return: -3.10% (bottom quartile).1M return: -1.23% (top quartile).1M return: -1.26% (upper mid).1M return: -1.60% (bottom quartile).1M return: -1.55% (lower mid).
Point 7Sharpe: -0.13 (lower mid).Sharpe: -0.27 (bottom quartile).Sharpe: 0.20 (top quartile).Sharpe: -0.19 (bottom quartile).Sharpe: -0.12 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.57% (top quartile).Yield to maturity (debt): 7.19% (bottom quartile).Yield to maturity (debt): 7.27% (lower mid).Yield to maturity (debt): 7.23% (bottom quartile).Yield to maturity (debt): 7.42% (upper mid).
Point 10Modified duration: 11.10 yrs (bottom quartile).Modified duration: 6.61 yrs (bottom quartile).Modified duration: 6.52 yrs (lower mid).Modified duration: 6.50 yrs (upper mid).Modified duration: 6.49 yrs (top quartile).

ICICI Prudential Long Term Bond Fund

  • Bottom quartile AUM (₹955 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: -0.61% (bottom quartile).
  • 1M return: -3.10% (bottom quartile).
  • Sharpe: -0.13 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.57% (top quartile).
  • Modified duration: 11.10 yrs (bottom quartile).

Nippon India Income Fund

  • Bottom quartile AUM (₹387 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.55% (lower mid).
  • 1M return: -1.23% (top quartile).
  • Sharpe: -0.27 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.19% (bottom quartile).
  • Modified duration: 6.61 yrs (bottom quartile).

ICICI Prudential Bond Fund

  • Highest AUM (₹2,768 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.27% (top quartile).
  • 1M return: -1.26% (upper mid).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.27% (lower mid).
  • Modified duration: 6.52 yrs (lower mid).

Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,966 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 1.44% (bottom quartile).
  • 1M return: -1.60% (bottom quartile).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.23% (bottom quartile).
  • Modified duration: 6.50 yrs (upper mid).

Kotak Bond Fund

  • Lower mid AUM (₹1,908 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.00% (upper mid).
  • 1M return: -1.55% (lower mid).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.42% (upper mid).
  • Modified duration: 6.49 yrs (top quartile).

1. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Bond Fund

  • Bottom quartile AUM (₹955 Cr).
  • Established history (27+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: -0.61% (bottom quartile).
  • 1M return: -3.10% (bottom quartile).
  • Sharpe: -0.13 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.57% (top quartile).
  • Modified duration: 11.10 yrs (bottom quartile).
  • Average maturity: 29.17 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Gs 2064 (~38.2%).
  • Top-3 holdings concentration ~56.9%.

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (31 Mar 26) ₹88.2452 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹955 on 15 Mar 26
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.57%
Effective Maturity 29 Years 2 Months 1 Day
Modified Duration 11 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,185
31 Mar 23₹10,542
31 Mar 24₹11,452
31 Mar 25₹12,577
31 Mar 26₹12,501

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

DurationReturns
1 Month -3.1%
3 Month -2.4%
6 Month -1.8%
1 Year -0.6%
3 Year 5.8%
5 Year 4.6%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 10.1%
2022 6.8%
2021 1.3%
2020 0.4%
2019 11%
2018 12.1%
2017 6.8%
2016 4.1%
2015 15.7%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 242.1 Yr.
Raunak Surana22 Jan 242.1 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 15 Mar 26

Asset Allocation
Asset ClassValue
Cash2.04%
Debt97.62%
Other0.34%
Debt Sector Allocation
SectorValue
Government97.62%
Cash Equivalent2.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
38%₹373 Cr37,701,500
6.90% Gs 2065
Sovereign Bonds | -
11%₹111 Cr11,800,000
7.13% Maharashtra Sgs 2048
Sovereign Bonds | -
7%₹72 Cr7,500,000
7.12% Maharashtra Sgs 2038
Sovereign Bonds | -
5%₹48 Cr4,960,700
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
5%₹48 Cr5,000,000
7.15% Maharashtra Sgs 2049
Sovereign Bonds | -
5%₹48 Cr5,000,000
7.24% Gs 2055
Sovereign Bonds | -
4%₹40 Cr4,038,300
6.48% Gs 2035
Sovereign Bonds | -
3%₹32 Cr3,231,700
7.56% Rajasthan Sgs 2041
Sovereign Bonds | -
3%₹25 Cr2,500,000
7.51% Madhyapradesh Sgs 2048
Sovereign Bonds | -
3%₹25 Cr2,500,000

2. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Research Highlights for Nippon India Income Fund

  • Bottom quartile AUM (₹387 Cr).
  • Established history (28+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.55% (lower mid).
  • 1M return: -1.23% (top quartile).
  • Sharpe: -0.27 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.19% (bottom quartile).
  • Modified duration: 6.61 yrs (bottom quartile).
  • Average maturity: 13.35 yrs (upper mid).
  • Exit load: 0-15 Days (0.25%),15 Days and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.30% Gs 2053 (~16.7%).
  • Top-3 holdings concentration ~38.4%.

Below is the key information for Nippon India Income Fund

Nippon India Income Fund
Growth
Launch Date 1 Jan 98
NAV (31 Mar 26) ₹89.8877 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹387 on 28 Feb 26
Category Debt - Medium to Long term
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.51
Sharpe Ratio -0.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.19%
Effective Maturity 13 Years 4 Months 6 Days
Modified Duration 6 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,275
31 Mar 23₹10,780
31 Mar 24₹11,618
31 Mar 25₹12,582
31 Mar 26₹12,777

Nippon India Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

DurationReturns
1 Month -1.2%
3 Month -0.7%
6 Month 0.4%
1 Year 1.5%
3 Year 5.8%
5 Year 5%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.9%
2023 8.1%
2022 6.8%
2021 3.3%
2020 1.2%
2019 10.5%
2018 11.4%
2017 6.1%
2016 2.4%
2015 13.8%
Fund Manager information for Nippon India Income Fund
NameSinceTenure
Vivek Sharma1 Feb 206.08 Yr.
Kinjal Desai25 May 187.77 Yr.
Lokesh Maru5 Sep 250.48 Yr.
Divya Sharma5 Sep 250.48 Yr.

Data below for Nippon India Income Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash5.31%
Debt94.38%
Other0.32%
Debt Sector Allocation
SectorValue
Government86.59%
Corporate7.78%
Cash Equivalent5.31%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.30% Gs 2053
Sovereign Bonds | -
17%₹65 Cr6,500,000
Maharashtra (Government of) 7.48%
- | -
13%₹50 Cr5,000,000
↑ 5,000,000
7.09% Gs 2054
Sovereign Bonds | -
9%₹34 Cr3,500,000
7.03% Tamilnadu SDL 2030
Sovereign Bonds | -
8%₹30 Cr3,000,000
7.6% Uttarpradesh Sgs 2037
Sovereign Bonds | -
8%₹30 Cr3,000,000
Indian Railway Finance Corporation Limited
Debentures | -
7%₹26 Cr5,000
7.93% Uttarpradesh Sdl 2030
Sovereign Bonds | -
7%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
7%₹25 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹25 Cr2,500
6.79% Andhra Sgs 2036
Sovereign Bonds | -
6%₹24 Cr2,500,000

3. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

Research Highlights for ICICI Prudential Bond Fund

  • Highest AUM (₹2,768 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.27% (top quartile).
  • 1M return: -1.26% (upper mid).
  • Sharpe: 0.20 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.27% (lower mid).
  • Modified duration: 6.52 yrs (lower mid).
  • Average maturity: 16.62 yrs (bottom quartile).
  • Exit load: 0-6 Months (1%),6 Months and above(NIL).
  • Top bond sector: Government.
  • Debt-heavy allocation (~72%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Gs 2064 (~13.3%).

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund
Growth
Launch Date 18 Aug 08
NAV (31 Mar 26) ₹40.7536 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,768 on 15 Mar 26
Category Debt - Medium to Long term
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio 0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity 7.27%
Effective Maturity 16 Years 7 Months 13 Days
Modified Duration 6 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,331
31 Mar 23₹10,822
31 Mar 24₹11,739
31 Mar 25₹12,791
31 Mar 26₹13,209

ICICI Prudential Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

DurationReturns
1 Month -1.3%
3 Month -0.6%
6 Month 0.7%
1 Year 3.3%
3 Year 6.9%
5 Year 5.7%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 8.6%
2022 7.7%
2021 3.1%
2020 2.9%
2019 11.5%
2018 10.9%
2017 4.6%
2016 5.3%
2015 11.3%
Fund Manager information for ICICI Prudential Bond Fund
NameSinceTenure
Darshil Dedhia22 Jan 242.1 Yr.
Rohit Lakhotia12 Jun 232.72 Yr.

Data below for ICICI Prudential Bond Fund as on 15 Mar 26

Asset Allocation
Asset ClassValue
Cash27.91%
Debt71.78%
Other0.31%
Debt Sector Allocation
SectorValue
Government45.05%
Cash Equivalent27.91%
Corporate26.73%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
13%₹388 Cr39,206,000
6.90% Gs 2065
Sovereign Bonds | -
11%₹331 Cr35,300,000
6.68% Gs 2040
Sovereign Bonds | -
4%₹126 Cr12,996,300
Summit Digitel Infrastructure Limited
Debentures | -
4%₹118 Cr11,650
HDFC Bank Limited
Debentures | -
4%₹108 Cr1,100
Bank of Baroda
Debentures | -
3%₹94 Cr2,000
Punjab National Bank
Domestic Bonds | -
3%₹94 Cr2,000
7.24% Gs 2055
Sovereign Bonds | -
3%₹84 Cr8,538,300
Pipeline Infrastructure Limited
Debentures | -
3%₹76 Cr7,400
7.16% Maharashtra Sgs 2050
Sovereign Bonds | -
2%₹72 Cr7,500,000

4. Aditya Birla Sun Life Income Fund

(Erstwhile Aditya Birla Sun Life Income Plus)

An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Research Highlights for Aditya Birla Sun Life Income Fund

  • Upper mid AUM (₹1,966 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 1.44% (bottom quartile).
  • 1M return: -1.60% (bottom quartile).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.23% (bottom quartile).
  • Modified duration: 6.50 yrs (upper mid).
  • Average maturity: 14.35 yrs (lower mid).
  • Exit load: NIL.
  • Top sector: Utility.
  • Top bond sector: Government.
  • Debt-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.34% Gs 2064 (~18.0%).

Below is the key information for Aditya Birla Sun Life Income Fund

Aditya Birla Sun Life Income Fund
Growth
Launch Date 21 Oct 95
NAV (31 Mar 26) ₹125.495 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹1,966 on 28 Feb 26
Category Debt - Medium to Long term
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.03
Sharpe Ratio -0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.23%
Effective Maturity 14 Years 4 Months 6 Days
Modified Duration 6 Years 6 Months

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,549
31 Mar 23₹10,872
31 Mar 24₹11,674
31 Mar 25₹12,677
31 Mar 26₹12,860

Aditya Birla Sun Life Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

DurationReturns
1 Month -1.6%
3 Month -1.1%
6 Month -0.1%
1 Year 1.4%
3 Year 5.8%
5 Year 5.2%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.1%
2023 8.4%
2022 6.6%
2021 2.4%
2020 4%
2019 12.8%
2018 9.5%
2017 5.1%
2016 2.8%
2015 14.4%
Fund Manager information for Aditya Birla Sun Life Income Fund
NameSinceTenure
Bhupesh Bameta6 Aug 205.57 Yr.

Data below for Aditya Birla Sun Life Income Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash5.37%
Debt94.29%
Other0.33%
Debt Sector Allocation
SectorValue
Government69.93%
Corporate24.37%
Cash Equivalent5.37%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Gs 2064
Sovereign Bonds | -
18%₹355 Cr35,819,900
6.48% Gs 2035
Sovereign Bonds | -
8%₹153 Cr15,500,000
↑ 11,000,000
7.25% Gs 2063
Sovereign Bonds | -
7%₹134 Cr13,656,100
Tata Capital Housing Finance Limited
Debentures | -
4%₹74 Cr7,500
6.68% Gs 2040
Sovereign Bonds | -
4%₹73 Cr7,600,000
↑ 1,500,000
Housing And Urban Development Corporation Limited
Debentures | -
4%₹73 Cr7,500
Tata Capital Housing Finance Limited
Debentures | -
3%₹50 Cr5,000
National Bank for Agriculture and Rural Development 7.27%
Domestic Bonds | -
3%₹50 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹50 Cr5,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹49 Cr5,000

5. Kotak Bond Fund

(Erstwhile Kotak Bond Regular Plan Growth)

To create a portfolio of debt and money market instruments of different maturities so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bond Fund

  • Lower mid AUM (₹1,908 Cr).
  • Established history (26+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.00% (upper mid).
  • 1M return: -1.55% (lower mid).
  • Sharpe: -0.12 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.42% (upper mid).
  • Modified duration: 6.49 yrs (top quartile).
  • Average maturity: 12.62 yrs (top quartile).
  • Exit load: 0-3 Months (0.2%),3 Months and above(NIL).
  • Top sector: Industrials.
  • Top bond sector: Government.
  • Debt-heavy allocation (~90%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 7.24% Gs 2055 (~9.6%).

Below is the key information for Kotak Bond Fund

Kotak Bond Fund
Growth
Launch Date 25 Nov 99
NAV (31 Mar 26) ₹76.9719 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹1,908 on 28 Feb 26
Category Debt - Medium to Long term
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-3 Months (0.2%),3 Months and above(NIL)
Yield to Maturity 7.42%
Effective Maturity 12 Years 7 Months 13 Days
Modified Duration 6 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 21₹10,000
31 Mar 22₹10,428
31 Mar 23₹10,749
31 Mar 24₹11,578
31 Mar 25₹12,508
31 Mar 26₹12,758

Kotak Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
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Returns for Kotak Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

DurationReturns
1 Month -1.6%
3 Month -1%
6 Month 0.1%
1 Year 2%
3 Year 5.9%
5 Year 5%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.4%
2023 8.2%
2022 6.8%
2021 1.7%
2020 2.4%
2019 12.3%
2018 10.3%
2017 5.2%
2016 0.9%
2015 14.3%
Fund Manager information for Kotak Bond Fund
NameSinceTenure
Abhishek Bisen15 Apr 0817.89 Yr.

Data below for Kotak Bond Fund as on 28 Feb 26

Asset Allocation
Asset ClassValue
Cash5.81%
Equity4.26%
Debt89.62%
Other0.32%
Debt Sector Allocation
SectorValue
Government69.23%
Corporate27.78%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.24% Gs 2055
Sovereign Bonds | -
10%₹183 Cr18,500,000
↑ 3,000,000
6.90% Gs 2065
Sovereign Bonds | -
8%₹159 Cr17,000,000
National Housing Bank
Debentures | -
7%₹137 Cr14,000
Tamil Nadu (Government of) 0.0712%
- | -
7%₹125 Cr12,500,000
↑ 12,500,000
7.09% Gs 2054
Sovereign Bonds | -
5%₹97 Cr10,000,000
6.98% Gujarat Sgs 2032
Sovereign Bonds | -
5%₹95 Cr9,521,820
7.39% Tamilnadu Sgs 2034
Sovereign Bonds | -
4%₹85 Cr8,500,000
7.52% Bihar Sgs 2036
Sovereign Bonds | -
4%₹80 Cr8,000,000
7.45% Bihar Sgs 2034
Sovereign Bonds | -
4%₹80 Cr8,000,000
SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -
4%₹75 Cr75

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GAURAV, posted on 3 Dec 18 3:04 AM

Good read to know about bond mutual funds

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