+91-22-48913909سرفہرست 10 مائع میوچل فنڈز 2022
مائع فنڈز سرپلس کیش کے لیے بہترین اختیارات ہیں جو کہ میں پڑے ہیں۔بینک کھاتہ. مائع فنڈز وہ ہیں۔باہمی چندہ جو آپ کے پیسے کو بہت کم وقت میں انویسٹ کریں۔کرنسی مارکیٹ آلات جیسے ٹریژری بل، تجارتی کاغذات،جمع کروانے کی رسیدوغیرہ
یہ فنڈز انتہائی مائع نوعیت کے ہوتے ہیں اور ان پر کوئی داخلے یا خارجی بوجھ نہیں ہوتا ہے۔ مائع فنڈز کے اعلیٰ ترین فوائد کی وجہ سے؛ انہیں اکثر فکسڈ ڈپازٹ کے مقابلے میں سرمایہ کاری کا ایک بہتر آپشن سمجھا جاتا ہے۔بچت اکاونٹ.
ٹاپ 10 مائع میوچل فنڈز پر سمجھوتہ کیے بغیر بہتر منافع حاصل کرنے کا موقع فراہم کرتے ہیں۔لیکویڈیٹی عوامل بہترین کارکردگی کا مظاہرہ کرنے والے مائع فنڈز آپ کو مختصر وقت میں زبردست منافع کمانے دیتے ہیں۔ چونکہ مائع فنڈز کی اوسط میچورٹی 91 دن سے کم ہوتی ہے، یہ ان سرمایہ کاروں کے لیے بہترین ہے جو مختصر مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ. مزید برآں، چونکہ مائع میوچل فنڈز سے زیادہ متاثر نہیں ہوتے ہیں۔مارکیٹ اتار چڑھاؤ، سرمایہ کار خطرے کے عوامل کی فکر کیے بغیر آسانی سے سرمایہ کاری کر سکتے ہیں۔
مائع فنڈز میں سرمایہ کاری کے اہم فوائد
کچھ بڑےسرمایہ کاری کے فوائد مائع میوچل فنڈز میں ہیں:
- لیکوڈ فنڈ میں، آپ 24 گھنٹے کے اندر اپنے فنڈز نکال سکتے ہیں۔
- چونکہ مائع فنڈز بنیادی طور پر فکسڈ میں سرمایہ کاری کرتے ہیں۔آمدنی وہ سیکیورٹیز جن کی میچورٹی مدت مختصر ہوتی ہے، ان میں دیگر کے مقابلے میں سب سے کم شرح سود کا خطرہ ہوتا ہے۔قرض باہمی فنڈ
- مائع میوچل فنڈز تقریباً 7.5-8% سالانہ کی اوسط واپسی پیش کرتے ہیں۔
- ان فنڈز میں کوئی لاک ان پیریڈ نہیں ہے، جس کا مطلب ہے کہ جہاں بھی ضرورت ہو آپ اپنی نقدی کو چھڑا سکتے ہیں۔
- مائع فنڈز قیمتی ٹیکس فوائد پیش کرتے ہیں۔
Talk to our investment specialist
سرفہرست 10 مائع میوچل فنڈز مالی سال 22 - 23
To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. Research Highlights for PGIM India Insta Cash Fund Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. Research Highlights for JM Liquid Fund Below is the key information for JM Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Liquid Fund Below is the key information for Axis Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Cash Plus Fund) An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. Research Highlights for Aditya Birla Sun Life Liquid Fund Below is the key information for Aditya Birla Sun Life Liquid Fund Returns up to 1 year are on To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. Research Highlights for Invesco India Liquid Fund Below is the key information for Invesco India Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Liquid Fund Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Research Highlights for Baroda Pioneer Liquid Fund Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,585.24
↑ 0.41 ₹155 0.5 1.4 2.9 6.6 7.4 6.03% 1M 9D 1M 9D PGIM India Insta Cash Fund Growth ₹347.999
↑ 0.05 ₹573 0.5 1.5 2.9 6.6 7.3 5.95% 1M 2D 1M 2D JM Liquid Fund Growth ₹72.9116
↑ 0.01 ₹1,374 0.5 1.4 2.9 6.5 7.2 6.04% 1M 6D 1M 8D Axis Liquid Fund Growth ₹2,976.58
↑ 0.42 ₹35,360 0.5 1.5 3 6.7 7.4 6% 1M 6D 1M 8D Tata Liquid Fund Growth ₹4,210.02
↑ 0.61 ₹22,366 0.5 1.4 2.9 6.6 7.3 6.09% 2M 2D 2M 2D Aditya Birla Sun Life Liquid Fund Growth ₹430.733
↑ 0.06 ₹56,938 0.5 1.4 2.9 6.6 7.3 6.11% 2M 12D 2M 12D Invesco India Liquid Fund Growth ₹3,674.06
↑ 0.52 ₹16,638 0.5 1.4 2.9 6.6 7.4 5.95% 1M 8D 1M 8D Nippon India Liquid Fund Growth ₹6,523.12
↑ 0.98 ₹30,230 0.5 1.4 2.9 6.6 7.3 6.06% 1M 9D 1M 11D ICICI Prudential Liquid Fund Growth ₹395.661
↑ 0.06 ₹50,121 0.5 1.4 2.9 6.6 7.4 6% 1M 7D 1M 11D Baroda Pioneer Liquid Fund Growth ₹3,072.51
↑ 0.42 ₹9,502 0.5 1.4 2.9 6.5 7.3 5.96% 1M 7D 1M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Nov 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Tata Liquid Fund Aditya Birla Sun Life Liquid Fund Invesco India Liquid Fund Nippon India Liquid Fund ICICI Prudential Liquid Fund Baroda Pioneer Liquid Fund Point 1 Bottom quartile AUM (₹155 Cr). Bottom quartile AUM (₹573 Cr). Bottom quartile AUM (₹1,374 Cr). Upper mid AUM (₹35,360 Cr). Upper mid AUM (₹22,366 Cr). Highest AUM (₹56,938 Cr). Lower mid AUM (₹16,638 Cr). Upper mid AUM (₹30,230 Cr). Top quartile AUM (₹50,121 Cr). Lower mid AUM (₹9,502 Cr). Point 2 Established history (14+ yrs). Established history (18+ yrs). Oldest track record among peers (27 yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (19+ yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.65% (top quartile). 1Y return: 6.63% (upper mid). 1Y return: 6.51% (bottom quartile). 1Y return: 6.66% (top quartile). 1Y return: 6.62% (upper mid). 1Y return: 6.61% (upper mid). 1Y return: 6.61% (lower mid). 1Y return: 6.59% (lower mid). 1Y return: 6.58% (bottom quartile). 1Y return: 6.53% (bottom quartile). Point 6 1M return: 0.49% (top quartile). 1M return: 0.49% (lower mid). 1M return: 0.48% (bottom quartile). 1M return: 0.49% (top quartile). 1M return: 0.49% (upper mid). 1M return: 0.49% (upper mid). 1M return: 0.49% (bottom quartile). 1M return: 0.49% (upper mid). 1M return: 0.49% (lower mid). 1M return: 0.49% (bottom quartile). Point 7 Sharpe: 2.76 (upper mid). Sharpe: 2.91 (upper mid). Sharpe: 2.30 (bottom quartile). Sharpe: 3.13 (top quartile). Sharpe: 2.83 (upper mid). Sharpe: 2.76 (lower mid). Sharpe: 2.93 (top quartile). Sharpe: 2.59 (lower mid). Sharpe: 2.58 (bottom quartile). Sharpe: 2.37 (bottom quartile). Point 8 Information ratio: -1.01 (bottom quartile). Information ratio: -0.36 (lower mid). Information ratio: -2.00 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -0.48 (lower mid). Information ratio: -1.03 (bottom quartile). Point 9 Yield to maturity (debt): 6.03% (upper mid). Yield to maturity (debt): 5.95% (bottom quartile). Yield to maturity (debt): 6.04% (upper mid). Yield to maturity (debt): 6.00% (lower mid). Yield to maturity (debt): 6.09% (top quartile). Yield to maturity (debt): 6.11% (top quartile). Yield to maturity (debt): 5.95% (bottom quartile). Yield to maturity (debt): 6.06% (upper mid). Yield to maturity (debt): 6.00% (lower mid). Yield to maturity (debt): 5.96% (bottom quartile). Point 10 Modified duration: 0.11 yrs (lower mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.11 yrs (lower mid). Modified duration: 0.11 yrs (bottom quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.10 yrs (upper mid). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Tata Liquid Fund
Aditya Birla Sun Life Liquid Fund
Invesco India Liquid Fund
Nippon India Liquid Fund
ICICI Prudential Liquid Fund
Baroda Pioneer Liquid Fund
1. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (28 Nov 25) ₹2,585.24 ↑ 0.41 (0.02 %) Net Assets (Cr) ₹155 on 31 Oct 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.76 Information Ratio -1.01 Alpha Ratio -0.01 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,310 30 Nov 22 ₹10,755 30 Nov 23 ₹11,474 30 Nov 24 ₹12,318 30 Nov 25 ₹13,139 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 6.9% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.48 Yr. Data below for Indiabulls Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.55% Other 0.45% Debt Sector Allocation
Sector Value Cash Equivalent 54.76% Corporate 35.24% Government 9.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Mahindra Bank Limited 2025
Certificate of Deposit | -10% ₹15 Cr 1,500,000 Union Bank Of India
Certificate of Deposit | -10% ₹15 Cr 1,500,000 HDFC Securities Limited
Commercial Paper | -10% ₹15 Cr 1,500,000
↑ 1,500,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -10% ₹15 Cr 1,500,000
↑ 1,500,000 Bank Of Baroda
Certificate of Deposit | -10% ₹15 Cr 1,500,000
↑ 1,500,000 L&T Finance Limited
Commercial Paper | -9% ₹14 Cr 1,400,000
↑ 1,400,000 Reverse Repo 17-Nov-25
CBLO/Reverse Repo | -7% ₹11 Cr Small Industries Development Bank Of India
Debentures | -6% ₹10 Cr 1,000,000 Bank Of India
Certificate of Deposit | -6% ₹10 Cr 1,000,000 91 Days Treasury Bill 23-Jan-2026
Sovereign Bonds | -6% ₹10 Cr 1,000,000 2. PGIM India Insta Cash Fund
PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (28 Nov 25) ₹347.999 ↑ 0.05 (0.01 %) Net Assets (Cr) ₹573 on 31 Oct 25 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.91 Information Ratio -0.36 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.95% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,321 30 Nov 22 ₹10,787 30 Nov 23 ₹11,539 30 Nov 24 ₹12,384 30 Nov 25 ₹13,205 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 3.14 Yr. Puneet Pal 16 Jul 22 3.3 Yr. Data below for PGIM India Insta Cash Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.6% Other 0.4% Debt Sector Allocation
Sector Value Cash Equivalent 78.82% Government 16.37% Corporate 4.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -9% ₹50 Cr 5,000,000 Indian Bank
Domestic Bonds | -9% ₹50 Cr 5,000,000
↑ 5,000,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -9% ₹49 Cr 5,000,000
↑ 5,000,000 364 DTB 11122025
Sovereign Bonds | -7% ₹40 Cr 4,000,000 India (Republic of)
- | -6% ₹35 Cr 3,500,000
↑ 3,500,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹25 Cr 2,500,000 364 DTB 21112025
Sovereign Bonds | -4% ₹25 Cr 2,500,000 Indian Oil Corporation Limited
Commercial Paper | -4% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Retail Ventures Limited
Commercial Paper | -4% ₹25 Cr 2,500,000
↑ 2,500,000 Aditya Birla Housing Finance Limited
Commercial Paper | -4% ₹25 Cr 2,500,000 3. JM Liquid Fund
JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (28 Nov 25) ₹72.9116 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,374 on 31 Oct 25 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.3 Information Ratio -2 Alpha Ratio -0.1 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.04% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,327 30 Nov 22 ₹10,797 30 Nov 23 ₹11,544 30 Nov 24 ₹12,383 30 Nov 25 ₹13,187 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.5% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 7% 2022 4.8% 2021 3.3% 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for JM Liquid Fund
Name Since Tenure Killol Pandya 5 Nov 24 0.99 Yr. Ruchi Fozdar 3 Apr 24 1.58 Yr. Jayant Dhoot 1 Aug 25 0.25 Yr. Data below for JM Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.36% Other 0.64% Debt Sector Allocation
Sector Value Cash Equivalent 59.93% Corporate 29.55% Government 9.88% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Certificate of Deposit | -10% ₹123 Cr 12,500,000
↑ 12,500,000 India (Republic of)
- | -8% ₹102 Cr 10,300,000
↑ 10,300,000 Punjab National Bank
Certificate of Deposit | -8% ₹99 Cr 10,000,000 91 Days Treasury Bill 23-Jan-2026
Sovereign Bonds | -8% ₹99 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -8% ₹99 Cr 10,000,000
↑ 10,000,000 LIC Housing Finance Ltd
Debentures | -4% ₹50 Cr 5,000,000 Birla Group Holdings Private Limited
Commercial Paper | -4% ₹50 Cr 5,000,000
↑ 5,000,000 L&T Finance Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -4% ₹50 Cr 5,000,000
↑ 5,000,000 Bajaj Financial Securities Limited
Commercial Paper | -4% ₹50 Cr 5,000,000
↑ 5,000,000 4. Axis Liquid Fund
Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (28 Nov 25) ₹2,976.58 ↑ 0.42 (0.01 %) Net Assets (Cr) ₹35,360 on 31 Oct 25 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.13 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,323 30 Nov 22 ₹10,797 30 Nov 23 ₹11,553 30 Nov 24 ₹12,409 30 Nov 25 ₹13,234 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 6.7% 3 Year 7% 5 Year 5.8% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 13 Yr. Aditya Pagaria 13 Aug 16 9.22 Yr. Sachin Jain 3 Jul 23 2.33 Yr. Data below for Axis Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.75% Debt 0% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 74.19% Corporate 17.6% Government 7.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -9% ₹3,438 Cr India (Republic of)
- | -4% ₹1,497 Cr 150,000,000
↑ 150,000,000 Titan Company Limited
Commercial Paper | -3% ₹1,270 Cr 25,500
↑ 25,500 Punjab National Bank (18/12/2025) **
Net Current Assets | -3% ₹995 Cr 20,000 Bank Of Baroda (18/12/2025) **
Net Current Assets | -3% ₹995 Cr 20,000 Small Industries Dev Bank Of India (12/02/2026) **
Net Current Assets | -3% ₹986 Cr 20,000
↑ 20,000 Export Import Bank Of India (13/02/2026) **
Net Current Assets | -3% ₹986 Cr 20,000
↑ 20,000 91 Days Tbill (Md 29/01/2026)
Sovereign Bonds | -2% ₹940 Cr 95,000,000
↓ -5,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹821 Cr 16,500 Aditya Birla Housing Finance Limited
Commercial Paper | -2% ₹748 Cr 15,000
↑ 15,000 5. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (28 Nov 25) ₹4,210.02 ↑ 0.61 (0.01 %) Net Assets (Cr) ₹22,366 on 31 Oct 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 2 Months 2 Days Modified Duration 2 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,316 30 Nov 22 ₹10,779 30 Nov 23 ₹11,524 30 Nov 24 ₹12,370 30 Nov 25 ₹13,188 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.05 Yr. Harsh Dave 1 Aug 24 1.25 Yr. Data below for Tata Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 83.41% Government 9.26% Corporate 7.04% Credit Quality
Rating Value AA 0.67% AAA 99.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Commercial Paper | -7% ₹1,680 Cr 34,000
↑ 34,000 ** TREASURY BILL 91 DAYS (15/01/2026)
Sovereign Bonds | -5% ₹1,269 Cr 128,000,000 India (Republic of)
- | -5% ₹1,172 Cr 117,500,000
↑ 117,500,000 ** - Punjab National Bank - Cd - 12/02/2026
Net Current Assets | -4% ₹986 Cr 20,000
↑ 20,000 India (Republic of)
- | -4% ₹862 Cr 86,500,000
↑ 86,500,000 ** Treasury Bill 91 Days (23/01/2026)
Sovereign Bonds | -4% ₹832 Cr 84,000,000
↑ 84,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹649 Cr 13,000
↑ 13,000 Indian Oil Corporation Limited
Commercial Paper | -3% ₹647 Cr 13,000
↑ 13,000 Export-Import Bank Of India
Commercial Paper | -3% ₹622 Cr 12,500
↑ 12,500 ** - Bank Of India - Cd - 15/12/2025
Net Current Assets | -3% ₹597 Cr 12,000
↓ -4,000 6. Aditya Birla Sun Life Liquid Fund
Aditya Birla Sun Life Liquid Fund
Growth Launch Date 30 Mar 04 NAV (28 Nov 25) ₹430.733 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹56,938 on 31 Oct 25 Category Debt - Liquid Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 2.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.11% Effective Maturity 2 Months 12 Days Modified Duration 2 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,320 30 Nov 22 ₹10,789 30 Nov 23 ₹11,545 30 Nov 24 ₹12,397 30 Nov 25 ₹13,215 Returns for Aditya Birla Sun Life Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.1% 2022 4.8% 2021 3.3% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Liquid Fund
Name Since Tenure Sunaina Cunha 15 Jul 11 14.31 Yr. Kaustubh Gupta 15 Jul 11 14.31 Yr. Sanjay Pawar 1 Jul 22 3.34 Yr. Data below for Aditya Birla Sun Life Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 98.11% Debt 1.66% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 71.52% Corporate 18.41% Government 9.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹2,428 Cr 243,474,300
↑ 243,474,300 Rbl Bank Limited (17/12/2025) ** #
Certificate of Deposit | -4% ₹2,387 Cr 48,000
↑ 48,000 Indusind Bank Limited (18/11/2025) ** #
Certificate of Deposit | -2% ₹1,000 Cr 20,000
↑ 20,000 364 DTB 27112025
Sovereign Bonds | -2% ₹998 Cr 100,000,000 TATA Steel Limited
Commercial Paper | -2% ₹996 Cr 20,000
↑ 20,000 Yes Bank Limited (19/12/2025) ** #
Net Current Assets | -2% ₹995 Cr 20,000 91 DAYS T-BILL - 25DEC2025
Sovereign Bonds | -2% ₹994 Cr 100,000,000 Bank Of India
Certificate of Deposit | -1% ₹892 Cr 17,900
↓ -5,500 India (Republic of)
- | -1% ₹883 Cr 88,500,000
↑ 88,500,000 Axis Bank Limited
Certificate of Deposit | -1% ₹847 Cr 17,000 7. Invesco India Liquid Fund
Invesco India Liquid Fund
Growth Launch Date 17 Nov 06 NAV (28 Nov 25) ₹3,674.06 ↑ 0.52 (0.01 %) Net Assets (Cr) ₹16,638 on 31 Oct 25 Category Debt - Liquid Fund AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.95% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,321 30 Nov 22 ₹10,790 30 Nov 23 ₹11,538 30 Nov 24 ₹12,391 30 Nov 25 ₹13,210 Returns for Invesco India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.1% 2019 6.5% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Invesco India Liquid Fund
Name Since Tenure Krishna Cheemalapati 25 Apr 11 14.53 Yr. Data below for Invesco India Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 90.14% Debt 9.66% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 67.56% Government 16.89% Corporate 15.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -6% ₹1,007 Cr 91 Days Tbill 2025
Sovereign Bonds | -2% ₹398 Cr 40,000,000 India (Republic of)
- | -2% ₹360 Cr 36,000,000
↑ 19,500,000 Bank Of Baroda
Certificate of Deposit | -2% ₹348 Cr 35,000,000 91 Days Tbill 2026
Sovereign Bonds | -2% ₹346 Cr 35,000,000
↑ 35,000,000 91 Days Tbill 2025
Sovereign Bonds | -2% ₹323 Cr 32,500,000 Bajaj Finance Limited 2025 **
Net Current Assets | -2% ₹298 Cr 30,000,000 Canara Bank
Certificate of Deposit | -2% ₹298 Cr 30,000,000 Tata Realty & Infrastructure Limited 2026 **
Net Current Assets | -2% ₹256 Cr 26,000,000
↑ 26,000,000 364 DTB 06112025
Sovereign Bonds | -2% ₹250 Cr 25,000,000 8. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (28 Nov 25) ₹6,523.12 ↑ 0.98 (0.02 %) Net Assets (Cr) ₹30,230 on 31 Oct 25 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.06% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,317 30 Nov 22 ₹10,781 30 Nov 23 ₹11,526 30 Nov 24 ₹12,373 30 Nov 25 ₹13,188 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.44 Yr. Vikash Agarwal 14 Sep 24 1.13 Yr. Lokesh Maru 5 Sep 25 0.16 Yr. Divya Sharma 5 Sep 25 0.16 Yr. Data below for Nippon India Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 92.13% Debt 7.56% Other 0.31% Debt Sector Allocation
Sector Value Cash Equivalent 78.38% Government 13% Corporate 8.31% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Tbill
Sovereign Bonds | -4% ₹1,138 Cr 115,319,500
↑ 115,319,500 Uco Bank**
Net Current Assets | -2% ₹746 Cr 15,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹741 Cr 15,000
↑ 15,000 India (Republic of)
- | -2% ₹727 Cr 73,000,000
↑ 73,000,000 Triparty Repo
CBLO/Reverse Repo | -2% ₹674 Cr Hdfc Bank Limited**
Net Current Assets | -2% ₹547 Cr 11,000 India (Republic of)
- | -2% ₹500 Cr 50,000,000
↑ 50,000,000 Bharti Airtel Limited (Formerly Bharti Tele-Ventures Limited)
Commercial Paper | -2% ₹499 Cr 10,000
↑ 10,000 Punjab & Sind Bank**
Net Current Assets | -2% ₹498 Cr 10,000 Punjab National Bank**
Net Current Assets | -2% ₹498 Cr 10,000 9. ICICI Prudential Liquid Fund
ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (28 Nov 25) ₹395.661 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹50,121 on 31 Oct 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.58 Information Ratio -0.48 Alpha Ratio -0.05 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 6% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,317 30 Nov 22 ₹10,779 30 Nov 23 ₹11,526 30 Nov 24 ₹12,378 30 Nov 25 ₹13,191 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.92 Yr. Darshil Dedhia 12 Jun 23 2.39 Yr. Data below for ICICI Prudential Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 94.04% Debt 5.96% Debt Sector Allocation
Sector Value Cash Equivalent 79.94% Government 14.76% Corporate 5.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Commercial Paper | -6% ₹2,986 Cr 60,000
↑ 60,000 91 Days Treasury Bills
Sovereign Bonds | -6% ₹2,961 Cr 300,000,000
↑ 300,000,000 91 Days Treasury Bills
Sovereign Bonds | -4% ₹2,140 Cr 215,000,000 Canara Bank **
Net Current Assets | -4% ₹1,990 Cr 40,000 India (Republic of)
- | -4% ₹1,744 Cr 175,000,000
↑ 175,000,000 Reliance Retail Ventures Ltd **
Net Current Assets | -2% ₹1,183 Cr 24,000
↑ 24,000 Indian Oil Corporation Limited
Commercial Paper | -2% ₹1,044 Cr 21,000
↑ 21,000 Indusind Bank Ltd. **
Certificate of Deposit | -2% ₹1,000 Cr 20,000
↑ 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹997 Cr 20,000
↑ 20,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹996 Cr 20,000
↑ 20,000 10. Baroda Pioneer Liquid Fund
Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (28 Nov 25) ₹3,072.51 ↑ 0.42 (0.01 %) Net Assets (Cr) ₹9,502 on 31 Oct 25 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.31 Sharpe Ratio 2.37 Information Ratio -1.03 Alpha Ratio -0.06 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.96% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,327 30 Nov 22 ₹10,804 30 Nov 23 ₹11,556 30 Nov 24 ₹12,401 30 Nov 25 ₹13,210 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.5% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 1.03 Yr. Vikram Pamnani 14 Mar 22 3.64 Yr. Data below for Baroda Pioneer Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 91.67% Debt 8.07% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 65.9% Corporate 16.97% Government 16.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ntpc Limited
Commercial Paper | -5% ₹499 Cr 10,000
↑ 10,000 91 Days Tbill (Md 29/01/2026)
Sovereign Bonds | -5% ₹495 Cr 50,000,000 India (Republic of)
- | -4% ₹420 Cr 42,000,000
↑ 42,000,000 Titan Company Limited
Commercial Paper | -3% ₹299 Cr 6,000
↑ 6,000 Punjab National Bank (03/02/2026) ** #
Net Current Assets | -3% ₹296 Cr 6,000
↑ 6,000 91 Days Tbill (Md 12/02/2026)
Sovereign Bonds | -3% ₹296 Cr 30,000,000
↑ 30,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹296 Cr 6,000
↑ 6,000 LIC Housing Finance Ltd
Commercial Paper | -3% ₹249 Cr 5,000 Indian Oil Corporation Limited
Commercial Paper | -3% ₹249 Cr 5,000
↑ 5,000 Hindalco Industries Limited
Commercial Paper | -3% ₹247 Cr 5,000
↑ 5,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for Indiabulls Liquid Fund