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2022 کے لیے سرفہرست 10 میوچل فنڈز

Updated on September 8, 2026 , 45063 views

2022 میں سرمایہ کاری کے لیے بہترین میوچل فنڈ کی تلاش ہے؟ جبکہسرمایہ کاری میںباہمی چندہ، سرمایہ کاروں کو اکثر ایسے فنڈ کا انتخاب کرنے میں دشواری کا سامنا کرنا پڑتا ہے جو انہیں مستقل منافع فراہم کرے۔

تمام پریشانیوں کو حل کرنے کے لیے، ہم سب سے اوپر 10 میوچل فنڈ اسکیموں کی فہرست لے کر آئے ہیں جن میں آپ سرمایہ کاری کو ترجیح دے سکتے ہیں۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے،نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط منافع، وغیرہ۔ آپ ان اسکیموں میں دو طریقوں سے سرمایہ کاری کر سکتے ہیں- یا توگھونٹ راستہ یا یکمشت راستہ۔

سرمایہ کاری کے یکمشت موڈ میں، سرمایہ کار اسکیم میں ایک بار نیچے ادائیگی کے طور پر کافی رقم لگا سکتے ہیں، جب کہ SIP موڈ میں، سرمایہ کار باقاعدگی سے وقفوں پر سرمایہ کاری کر سکتے ہیں جو ماہانہ، سہ ماہی اور سالانہ ہو سکتے ہیں۔ کم از کم سرمایہ کاری کی رقم یکمشت ہو سکتی ہے۔رینج INR 1000-5000 سے، جبکہ SIP میں آپ صرف INR 500 سے سرمایہ کاری شروع کر سکتے ہیں۔

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آپ کو میوچل فنڈز میں کیوں سرمایہ کاری کرنی چاہئے؟

  • آپ کر سکتے ہیں۔میوچل فنڈز میں سرمایہ کاری کریں۔ آپ کے مطابقخطرے کی بھوک. ہر قسم کے رسک لینے والوں کے لیے اسکیموں کی ایک صف ہے۔ قدامت پسند سرمایہ کاروں سے لے کر زیادہ خطرہ والے سرمایہ کاروں تک، ہر کوئی میوچل فنڈ اسکیموں میں سرمایہ کاری کرسکتا ہے۔

  • میوچل فنڈز آپ کو بہت سارے ٹیکس فوائد فراہم کرتے ہیں۔

  • میوچل فنڈز آپ کو بہتر منافع دے سکتے ہیں۔نقدی بہاؤ کسی دوسرے روایتی سرمایہ کاری کے اختیارات جیسے FDs وغیرہ سے۔

  • آپ میوچل فنڈز میں سرمایہ کاری کر کے متنوع کی صحیح مقدار حاصل کر سکتے ہیں۔ آپ اپنے پورٹ فولیو میں مختلف اسکیموں کی تعداد رکھ سکتے ہیں۔

  • میوچل فنڈز سستی ہیں۔ کوئی بھی اپنی سرمایہ کاری ایس آئی پی کے ذریعے 500 روپے سے کم رقم سے شروع کر سکتا ہے۔

  • آپ جس رقم میں سرمایہ کاری کرتے ہیں اس کا انتظام ایک ماہر کی ٹیم کرتا ہے۔ ان کے پاس ریئل ٹائم رسائی ہے۔مارکیٹ اور وہ سب سے زیادہ سرمایہ کاری مؤثر پیمانے پر تجارت کو انجام دینے کے قابل ہیں۔

  • آپ کی میوچل فنڈ کی سرمایہ کاری محفوظ ہاتھوں میں ہے۔ ہر میوچل فنڈ کو ریگولیٹ کیا جاتا ہے۔SEBI (سیکیورٹیز اینڈ ایکسچینج بورڈ آف انڈیا)، لہذا آپ جو بھی فنڈ لگاتے ہیں وہ شفاف طریقے سے چلتا ہے اور محفوظ ہے۔

2022 میں سرمایہ کاری کے لیے سرفہرست 10 میوچل فنڈز

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin Asian Equity Fund Growth ₹45.5605
↓ -0.16
₹954520.338.822.58.623.7
DSP US Flexible Equity Fund Growth ₹91.8782
↓ -1.13
₹1,296-0.320.93326.61833.8
DSP Natural Resources and New Energy Fund Growth ₹108.381
↓ -0.44
₹2,4410.43.420.518.515.417.5
Aditya Birla Sun Life Small Cap Fund Growth ₹102.061
↓ -0.26
₹5,86513.526.219.614.513.6-3.7
SBI Magnum Children's Benefit Plan Growth ₹120.281
↓ -0.02
₹1465.18.79.711.410.53.2
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
Invesco India Growth Opportunities Fund Growth ₹110.47
↓ -0.25
₹11,74610.717.28.221.416.24.7
Axis Credit Risk Fund Growth ₹23.4478
↓ 0.00
₹3752.34.17.98.16.98.7
SBI Small Cap Fund Growth ₹186.474
↓ -0.16
₹39,95511.1207.510.913.7-4.9
IDBI Nifty Junior Index Fund Growth ₹54.0235
↓ -0.24
₹1115.48.57.416.211.22
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Sep 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin Asian Equity FundDSP US Flexible Equity FundDSP Natural Resources and New Energy FundAditya Birla Sun Life Small Cap FundSBI Magnum Children's Benefit Plan PGIM India Credit Risk FundInvesco India Growth Opportunities FundAxis Credit Risk FundSBI Small Cap FundIDBI Nifty Junior Index Fund
Point 1Lower mid AUM (₹954 Cr).Upper mid AUM (₹1,296 Cr).Upper mid AUM (₹2,441 Cr).Upper mid AUM (₹5,865 Cr).Bottom quartile AUM (₹146 Cr).Bottom quartile AUM (₹39 Cr).Top quartile AUM (₹11,746 Cr).Lower mid AUM (₹375 Cr).Highest AUM (₹39,955 Cr).Bottom quartile AUM (₹111 Cr).
Point 2Established history (18+ yrs).Established history (14+ yrs).Established history (18+ yrs).Established history (19+ yrs).Oldest track record among peers (24 yrs).Established history (11+ yrs).Established history (19+ yrs).Established history (12+ yrs).Established history (17+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.59% (bottom quartile).5Y return: 18.04% (top quartile).5Y return: 15.38% (upper mid).5Y return: 13.57% (upper mid).5Y return: 10.49% (lower mid).1Y return: 8.43% (lower mid).5Y return: 16.19% (top quartile).1Y return: 7.92% (bottom quartile).5Y return: 13.70% (upper mid).5Y return: 11.17% (lower mid).
Point 63Y return: 22.54% (top quartile).3Y return: 26.60% (top quartile).3Y return: 18.45% (upper mid).3Y return: 14.52% (lower mid).3Y return: 11.41% (lower mid).1M return: 0.27% (lower mid).3Y return: 21.40% (upper mid).1M return: 0.32% (lower mid).3Y return: 10.89% (bottom quartile).3Y return: 16.24% (upper mid).
Point 71Y return: 38.85% (top quartile).1Y return: 32.99% (top quartile).1Y return: 20.51% (upper mid).1Y return: 19.62% (upper mid).1Y return: 9.67% (upper mid).Sharpe: 1.73 (top quartile).1Y return: 8.17% (lower mid).Sharpe: 1.22 (upper mid).1Y return: 7.52% (bottom quartile).1Y return: 7.41% (bottom quartile).
Point 8Alpha: 0.00 (top quartile).Alpha: -7.66 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).1M return: 0.58% (upper mid).Information ratio: 0.00 (lower mid).Alpha: 3.86 (top quartile).Information ratio: 0.00 (bottom quartile).Alpha: -1.22 (bottom quartile).1M return: -2.96% (bottom quartile).
Point 9Sharpe: 1.27 (upper mid).Sharpe: 1.40 (top quartile).Sharpe: 0.93 (upper mid).Sharpe: 0.40 (lower mid).Alpha: 0.00 (upper mid).Yield to maturity (debt): 5.01% (upper mid).Sharpe: 0.23 (bottom quartile).Yield to maturity (debt): 8.17% (top quartile).Sharpe: -0.04 (bottom quartile).Alpha: -0.60 (bottom quartile).
Point 10Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Sharpe: 0.42 (lower mid).Modified duration: 0.54 yrs (bottom quartile).Information ratio: 1.19 (top quartile).Modified duration: 2.24 yrs (bottom quartile).Information ratio: -0.63 (bottom quartile).Sharpe: 0.30 (bottom quartile).

Franklin Asian Equity Fund

  • Lower mid AUM (₹954 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 8.59% (bottom quartile).
  • 3Y return: 22.54% (top quartile).
  • 1Y return: 38.85% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.27 (upper mid).
  • Information ratio: 0.00 (top quartile).

DSP US Flexible Equity Fund

  • Upper mid AUM (₹1,296 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 18.04% (top quartile).
  • 3Y return: 26.60% (top quartile).
  • 1Y return: 32.99% (top quartile).
  • Alpha: -7.66 (bottom quartile).
  • Sharpe: 1.40 (top quartile).
  • Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹2,441 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.38% (upper mid).
  • 3Y return: 18.45% (upper mid).
  • 1Y return: 20.51% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.93 (upper mid).
  • Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Small Cap Fund

  • Upper mid AUM (₹5,865 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (upper mid).
  • 3Y return: 14.52% (lower mid).
  • 1Y return: 19.62% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.40 (lower mid).
  • Information ratio: 0.00 (upper mid).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹146 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.49% (lower mid).
  • 3Y return: 11.41% (lower mid).
  • 1Y return: 9.67% (upper mid).
  • 1M return: 0.58% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.42 (lower mid).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (lower mid).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).

Invesco India Growth Opportunities Fund

  • Top quartile AUM (₹11,746 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.19% (top quartile).
  • 3Y return: 21.40% (upper mid).
  • 1Y return: 8.17% (lower mid).
  • Alpha: 3.86 (top quartile).
  • Sharpe: 0.23 (bottom quartile).
  • Information ratio: 1.19 (top quartile).

Axis Credit Risk Fund

  • Lower mid AUM (₹375 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.92% (bottom quartile).
  • 1M return: 0.32% (lower mid).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.17% (top quartile).
  • Modified duration: 2.24 yrs (bottom quartile).

SBI Small Cap Fund

  • Highest AUM (₹39,955 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (upper mid).
  • 3Y return: 10.89% (bottom quartile).
  • 1Y return: 7.52% (bottom quartile).
  • Alpha: -1.22 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: -0.63 (bottom quartile).

IDBI Nifty Junior Index Fund

  • Bottom quartile AUM (₹111 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (lower mid).
  • 3Y return: 16.24% (upper mid).
  • 1Y return: 7.41% (bottom quartile).
  • 1M return: -2.96% (bottom quartile).
  • Alpha: -0.60 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).

1. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Lower mid AUM (₹954 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 8.59% (bottom quartile).
  • 3Y return: 22.54% (top quartile).
  • 1Y return: 38.85% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.27 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~10.0%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (10 Sep 26) ₹45.5605 ↓ -0.16   (-0.34 %)
Net Assets (Cr) ₹954 on 31 Jul 26
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 1.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹8,227
31 Aug 23₹8,219
31 Aug 24₹9,438
31 Aug 25₹10,545
31 Aug 26₹15,148

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 2.4%
3 Month 5%
6 Month 20.3%
1 Year 38.8%
3 Year 22.5%
5 Year 8.6%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 23.7%
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 214.79 Yr.
Shyam Sriram26 Sep 241.85 Yr.

Data below for Franklin Asian Equity Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Technology32.47%
Consumer Cyclical12.7%
Financial Services12.28%
Industrials10.32%
Health Care7.66%
Communication Services5.12%
Real Estate4.79%
Basic Materials2.82%
Utility2.59%
Consumer Defensive1.87%
Energy1.59%
Asset Allocation
Asset ClassValue
Cash5.8%
Equity94.2%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
10%₹95 Cr133,000
↑ 3,000
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
7%₹71 Cr41,012
↑ 4,902
SK hynix Inc (Technology)
Equity, Since 30 Jun 20 | 000660
5%₹51 Cr4,450
↑ 611
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
3%₹33 Cr57,000
↑ 14,300
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIBANK
3%₹33 Cr226,594
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | TORNTPHARM
2%₹23 Cr45,546
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 26 | DIVISLAB
2%₹23 Cr28,750
Oberoi Realty Ltd (Real Estate)
Equity, Since 31 May 17 | OBEROIRLTY
2%₹21 Cr114,827
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
2%₹20 Cr19,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | ETERNAL
2%₹18 Cr590,802
↓ -48,361

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Upper mid AUM (₹1,296 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 18.04% (top quartile).
  • 3Y return: 26.60% (top quartile).
  • 1Y return: 32.99% (top quartile).
  • Alpha: -7.66 (bottom quartile).
  • Sharpe: 1.40 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Technology vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~91%).
  • Largest holding BGF US Flexible Equity I2 (~92.6%).
  • Top-3 holdings concentration ~100.0%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (10 Sep 26) ₹91.8782 ↓ -1.13   (-1.21 %)
Net Assets (Cr) ₹1,296 on 31 Jul 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio -7.66
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹9,952
31 Aug 23₹11,469
31 Aug 24₹13,675
31 Aug 25₹16,798
31 Aug 26₹22,926

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month -1.1%
3 Month -0.3%
6 Month 20.9%
1 Year 33%
3 Year 26.6%
5 Year 18%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 33.8%
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.25 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Technology33.48%
Industrials12.71%
Communication Services12.2%
Health Care9.04%
Financial Services9.01%
Consumer Cyclical8.16%
Basic Materials2.16%
Utility2.12%
Energy2.05%
Asset Allocation
Asset ClassValue
Cash9.05%
Equity90.94%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
93%₹1,200 Cr1,784,131
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹54 Cr
Net Receivables/Payables
Net Current Assets | -
3%₹42 Cr

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

  • Upper mid AUM (₹2,441 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.38% (upper mid).
  • 3Y return: 18.45% (upper mid).
  • 1Y return: 20.51% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.93 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Energy vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Energy I2 (~9.8%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (10 Sep 26) ₹108.381 ↓ -0.44   (-0.41 %)
Net Assets (Cr) ₹2,441 on 31 Jul 26
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.93
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,087
31 Aug 23₹11,945
31 Aug 24₹18,466
31 Aug 25₹16,654
31 Aug 26₹20,836

DSP Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 0.4%
3 Month 0.4%
6 Month 3.4%
1 Year 20.5%
3 Year 18.5%
5 Year 15.4%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 17.5%
2024 13.9%
2023 31.2%
2022 9.8%
2021 42.8%
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
Fund Manager information for DSP Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 1214.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Energy54.19%
Basic Materials29.65%
Utility7.67%
Industrials1.51%
Technology0.85%
Consumer Cyclical0.03%
Asset Allocation
Asset ClassValue
Cash5.92%
Equity94.08%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Energy I2
Investment Fund | -
10%₹238 Cr602,478
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 08 | 500547
8%₹201 Cr6,286,211
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 08 | RELIANCE
8%₹191 Cr1,459,519
↑ 95,499
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
7%₹167 Cr1,511,761
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
7%₹161 Cr8,510,930
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
6%₹149 Cr6,127,650
↑ 1,020,351
Indian Oil Corp Ltd (Energy)
Equity, Since 31 May 25 | IOC
6%₹148 Cr10,557,999
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 13 | HINDPETRO
6%₹142 Cr3,649,839
Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 500188
5%₹125 Cr2,320,281
↑ 453,475
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
4%₹105 Cr1,078,917
↑ 124,935

4. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Research Highlights for Aditya Birla Sun Life Small Cap Fund

  • Upper mid AUM (₹5,865 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (upper mid).
  • 3Y return: 14.52% (lower mid).
  • 1Y return: 19.62% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.40 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Government.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Sai Life Sciences Ltd (~2.9%).

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund
Growth
Launch Date 31 May 07
NAV (10 Sep 26) ₹102.061 ↓ -0.26   (-0.26 %)
Net Assets (Cr) ₹5,865 on 31 Jul 26
Category Equity - Small Cap
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.4
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹9,959
31 Aug 23₹12,637
31 Aug 24₹17,128
31 Aug 25₹15,698
31 Aug 26₹19,396

Aditya Birla Sun Life Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 1.9%
3 Month 13.5%
6 Month 26.2%
1 Year 19.6%
3 Year 14.5%
5 Year 13.6%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 21.5%
2023 39.4%
2022 -6.5%
2021 51.4%
2020 19.8%
2019 -11.5%
2018 -22.6%
2017 56.7%
2016 9.7%
Fund Manager information for Aditya Birla Sun Life Small Cap Fund
NameSinceTenure
Abhinav Khandelwal31 Oct 241.75 Yr.
Dhaval Joshi21 Nov 223.7 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Consumer Cyclical19.6%
Financial Services17.11%
Health Care14.63%
Industrials13.31%
Basic Materials12.35%
Consumer Defensive8.55%
Technology3.82%
Real Estate3.32%
Utility1.52%
Communication Services1.08%
Asset Allocation
Asset ClassValue
Cash1.91%
Equity95.29%
Debt2.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sai Life Sciences Ltd (Healthcare)
Equity, Since 30 Jun 25 | SAILIFE
3%₹173 Cr1,313,192
Reverse Repo
Sovereign Bonds | -
3%₹164 Cr
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Jul 20 | NAVINFLUOR
3%₹159 Cr210,525
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 25 | UJJIVANSFB
3%₹157 Cr21,907,129
↑ 3,000,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 May 20 | RADICO
2%₹131 Cr302,373
Shaily Engineering Plastics Ltd (Basic Materials)
Equity, Since 31 Oct 25 | 501423
2%₹128 Cr416,964
↑ 40,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Nov 24 | 590003
2%₹125 Cr3,662,155
↑ 230,000
CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 31 May 20 | CCL
2%₹123 Cr1,060,480
Dr. Lal PathLabs Ltd (Healthcare)
Equity, Since 31 Aug 25 | LALPATHLAB
2%₹119 Cr625,542
↑ 108,240
RBL Bank Ltd (Financial Services)
Equity, Since 30 Nov 25 | RBLBANK
2%₹118 Cr3,147,305
↑ 190,000

5. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹146 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.49% (lower mid).
  • 3Y return: 11.41% (lower mid).
  • 1Y return: 9.67% (upper mid).
  • 1M return: 0.58% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.42 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Consumer Cyclical.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~68%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.68% Govt Stock 2040 (~9.9%).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (10 Sep 26) ₹120.281 ↓ -0.02   (-0.01 %)
Net Assets (Cr) ₹146 on 31 Jul 26
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.21
Sharpe Ratio 0.42
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat. Childrens Fund

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,589
31 Aug 23₹11,912
31 Aug 24₹14,448
31 Aug 25₹14,976
31 Aug 26₹16,436

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 0.6%
3 Month 5.1%
6 Month 8.7%
1 Year 9.7%
3 Year 11.4%
5 Year 10.5%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2025 3.2%
2024 17.4%
2023 16.9%
2022 1.9%
2021 18.3%
2020 14.8%
2019 2.6%
2018 0.1%
2017 24.3%
2016 16.1%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 215.55 Yr.
Lokesh Mallya1 Jul 251.08 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash8.49%
Equity23.1%
Debt68.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
10%₹15 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹10 Cr1,000,000
Jsw Jfe Kalinga Steel Limited
Debentures | -
3%₹5 Cr500
Tamil Nadu (Government of) 7.73%
- | -
3%₹5 Cr500,000
Rajasthan (Government of ) 7.64%
- | -
3%₹5 Cr500,000
Bihar (Government of) 7.66%
- | -
3%₹5 Cr500,000
State Government Of Rajasthan
Sovereign Bonds | -
3%₹5 Cr500,000
State Government Of Karnataka
Sovereign Bonds | -
3%₹5 Cr500,000
Small Industries Development Bank Of India
Debentures | -
3%₹5 Cr500
Rec Limited
Debentures | -
3%₹5 Cr500

6. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (lower mid).
  • 1M return: 0.27% (lower mid).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (bottom quartile).
  • Average maturity: 0.59 yrs (bottom quartile).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Top quartile AUM (₹11,746 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.19% (top quartile).
  • 3Y return: 21.40% (upper mid).
  • 1Y return: 8.17% (lower mid).
  • Alpha: 3.86 (top quartile).
  • Sharpe: 0.23 (bottom quartile).
  • Information ratio: 1.19 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding Eternal Ltd (~8.0%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (10 Sep 26) ₹110.47 ↓ -0.25   (-0.23 %)
Net Assets (Cr) ₹11,746 on 31 Jul 26
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.23
Information Ratio 1.19
Alpha Ratio 3.86
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,269
31 Aug 23₹11,812
31 Aug 24₹18,457
31 Aug 25₹19,408
31 Aug 26₹21,935

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month -1.1%
3 Month 10.7%
6 Month 17.2%
1 Year 8.2%
3 Year 21.4%
5 Year 16.2%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 4.7%
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 232.73 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Financial Services25.39%
Health Care19.41%
Consumer Cyclical19.18%
Industrials18.96%
Real Estate7.97%
Basic Materials2.4%
Communication Services1.59%
Utility1.3%
Technology0.9%
Asset Allocation
Asset ClassValue
Cash2.88%
Equity97.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | ETERNAL
8%₹942 Cr31,143,612
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
7%₹867 Cr7,896,916
↑ 228,546
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
7%₹831 Cr1,606,179
↑ 121,316
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
7%₹830 Cr5,780,757
↑ 532,261
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE
5%₹608 Cr3,763,037
↑ 458,587
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
5%₹563 Cr4,283,799
ABB India Ltd (Industrials)
Equity, Since 30 Jun 23 | ABB
5%₹547 Cr751,266
↑ 142,644
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 500251
4%₹491 Cr1,633,683
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | FEDERALBNK
3%₹394 Cr10,987,013
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | 533519
3%₹353 Cr11,339,315

8. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Lower mid AUM (₹375 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.92% (bottom quartile).
  • 1M return: 0.32% (lower mid).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.17% (top quartile).
  • Modified duration: 2.24 yrs (bottom quartile).
  • Average maturity: 2.68 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~80%).
  • High-quality debt (AAA/AA ~90%).
  • Largest holding 6.68% Govt Stock 2040 (~5.0%).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (10 Sep 26) ₹23.4478 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹375 on 31 Jul 26
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 1.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.17%
Effective Maturity 2 Years 8 Months 5 Days
Modified Duration 2 Years 2 Months 26 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,367
31 Aug 23₹11,041
31 Aug 24₹11,883
31 Aug 25₹12,901
31 Aug 26₹13,914

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 0.3%
3 Month 2.3%
6 Month 4.1%
1 Year 7.9%
3 Year 8.1%
5 Year 6.9%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.7%
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1412.05 Yr.
Akhil Thakker9 Nov 214.73 Yr.

Data below for Axis Credit Risk Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash10.42%
Equity8.89%
Debt80.21%
Other0.47%
Debt Sector Allocation
SectorValue
Corporate74.1%
Cash Equivalent10.42%
Government6.11%
Credit Quality
RatingValue
A9.68%
AA67.04%
AAA23.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.68% Govt Stock 2040
Sovereign Bonds | -
5%₹20 Cr2,000,000
Jubilant Bevco Limited
Debentures | -
4%₹17 Cr1,500
Jtpm Metal TRaders Limited
Debentures | -
4%₹16 Cr1,500
↑ 1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
Small Industries Development Bank of India
Debentures | -
4%₹14 Cr300
↑ 300
Godrej Seeds & Genetics Limited
Debentures | -
3%₹12 Cr1,250
↑ 1,250
Vedanta Aluminium Metal Limited
Debentures | -
3%₹12 Cr1,200
GMR Airports Limited
Debentures | -
3%₹11 Cr1,000

9. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

  • Highest AUM (₹39,955 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (upper mid).
  • 3Y return: 10.89% (bottom quartile).
  • 1Y return: 7.52% (bottom quartile).
  • Alpha: -1.22 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: -0.63 (bottom quartile).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~90%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Ather Energy Ltd (~4.3%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (10 Sep 26) ₹186.474 ↓ -0.16   (-0.09 %)
Net Assets (Cr) ₹39,955 on 31 Jul 26
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.58
Sharpe Ratio -0.05
Information Ratio -0.63
Alpha Ratio -1.22
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹11,687
31 Aug 23₹13,929
31 Aug 24₹19,140
31 Aug 25₹17,640
31 Aug 26₹19,653

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month 1.2%
3 Month 11.1%
6 Month 20%
1 Year 7.5%
3 Year 10.9%
5 Year 13.7%
10 Year
15 Year
Since launch 18.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -4.9%
2024 24.1%
2023 25.3%
2022 8.1%
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 1312.71 Yr.

Data below for SBI Small Cap Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Consumer Cyclical25.73%
Industrials20.78%
Financial Services15.66%
Basic Materials12.89%
Technology5.84%
Consumer Defensive3.38%
Health Care2.22%
Utility2.17%
Real Estate0.86%
Communication Services0.4%
Asset Allocation
Asset ClassValue
Cash9.92%
Equity89.92%
Debt0.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ather Energy Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | ATHERENERG
4%₹1,702 Cr13,507,612
↓ -6,589,348
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR
3%₹1,235 Cr1,631,795
Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Dec 25 | HONAUT
3%₹1,138 Cr298,145
City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB
3%₹1,082 Cr52,419,485
Belrise Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 25 | BELRISE
3%₹1,031 Cr43,542,092
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL
3%₹1,019 Cr7,900,000
ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | ZFCVINDIA
3%₹1,016 Cr4,200,000
Sundaram Fasteners Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | SUNDRMFAST
2%₹977 Cr10,000,000
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 26 | MCX
2%₹888 Cr3,300,000
↑ 450,568
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 543308
2%₹885 Cr11,000,000
↓ -1,323,990

10. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Junior Index Fund

  • Bottom quartile AUM (₹111 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (lower mid).
  • 3Y return: 16.24% (upper mid).
  • 1Y return: 7.41% (bottom quartile).
  • 1M return: -2.96% (bottom quartile).
  • Alpha: -0.60 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).
  • Information ratio: -4.16 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding Divi's Laboratories Ltd (~4.0%).

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund
Growth
Launch Date 20 Sep 10
NAV (10 Sep 26) ₹54.0235 ↓ -0.24   (-0.44 %)
Net Assets (Cr) ₹111 on 31 Jul 26
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.86
Sharpe Ratio 0.3
Information Ratio -4.16
Alpha Ratio -0.6
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,570
31 Aug 23₹10,709
31 Aug 24₹18,047
31 Aug 25₹15,779
31 Aug 26₹17,756

IDBI Nifty Junior Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Sep 26

DurationReturns
1 Month -3%
3 Month 5.4%
6 Month 8.5%
1 Year 7.4%
3 Year 16.2%
5 Year 11.2%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 2%
2024 26.9%
2023 25.7%
2022 0.4%
2021 29.6%
2020 13.7%
2019 0.5%
2018 -9.3%
2017 43.6%
2016 6.9%
Fund Manager information for IDBI Nifty Junior Index Fund
NameSinceTenure
Nikhil Kapoor7 Apr 260.32 Yr.
Sasikant Aravamuthan1 Jul 260.08 Yr.

Data below for IDBI Nifty Junior Index Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash0.14%
Equity99.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 24 | DIVISLAB
4%₹4 Cr5,541
↓ -101
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 532343
4%₹4 Cr10,237
↓ -94
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Mar 26 | TMCV
4%₹4 Cr91,024
↓ -1,453
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 22 | HAL
3%₹4 Cr8,267
↓ -145
Adani Power Ltd (Utilities)
Equity, Since 31 Mar 24 | 533096
3%₹4 Cr180,871
↓ -2,593
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 21 | CHOLAFIN
3%₹3 Cr18,868
↓ -252
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 20 | TORNTPHARM
3%₹3 Cr6,412
↑ 1,809
Cummins India Ltd (Industrials)
Equity, Since 31 Mar 26 | 500480
3%₹3 Cr5,890
↓ -90
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | MOTHERSON
3%₹3 Cr192,532
↓ -2,168
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Mar 25 | 500547
3%₹3 Cr88,375
↓ -906

بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈ کا انتخاب کیسے کریں؟

اچھے فنڈ کو خود تلاش کرنے کا بہترین طریقہ اس کے معیار اور مقداری دونوں اقدامات کو دیکھنا ہے۔

فنڈ کی کارکردگی

سرمایہ کاروں کو ایک مدت کے لیے فنڈز کی کارکردگی کا منصفانہ جائزہ لینا چاہیے۔ ایسا فنڈ منتخب کرنے کا مشورہ دیا جاتا ہے جو 4-5 سالوں سے مسلسل اس کے معیار کو پیچھے چھوڑتا ہو۔

اے یو ایم

AUM انتظام کے تحت اثاثہ ہے۔ کسی کو ہمیشہ ایسے فنڈ کے لیے جانا چاہیے جو نہ بہت بڑا ہو اور نہ ہی سائز میں بہت چھوٹا ہو۔ اگرچہ فنڈ کے سائز کے درمیان کوئی مکمل تعریف اور تعلق نہیں ہے، لیکن یہ کہا جاتا ہے کہ بہت چھوٹا اور بہت بڑا، دونوں ہی فنڈ کی کارکردگی کو روک سکتے ہیں۔

فنڈ مینیجر

ایک ایسے فنڈ مینیجر کے پاس جانے کا مشورہ دیا جاتا ہے جو اپنے کیریئر میں مستقل مزاجی سے کام کر رہا ہو۔ جیسا کہ، ایک فنڈ مینیجر فنڈ کے پورٹ فولیو کے لیے سرمایہ کاری کے فیصلے کرنے کا ذمہ دار ہوتا ہے، اس لیے ایک تجربہ کار فنڈ مینیجر کے زیر انتظام فنڈ پر غور کرنا ضروری ہو جاتا ہے۔

فنڈ ہاؤس کی ساکھ

فنڈ ہاؤس کے معیار اور ساکھ کو ہمیشہ دیکھنا ضروری ہے۔ ایک مضبوط مستقل ٹریک ریکارڈ، سٹارٹ فنڈز/اچھی کارکردگی والے فنڈز وغیرہ کے ساتھ ایک فنڈ ہاؤس سرمایہ کاری کرنے والا ہے۔

میوچل فنڈ میں آن لائن سرمایہ کاری کیسے کی جائے؟

  1. Fincash.com پر لائف ٹائم کے لیے مفت انویسٹمنٹ اکاؤنٹ کھولیں۔

  2. اپنی رجسٹریشن اور KYC کا عمل مکمل کریں۔

  3. دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

    شروع کرنے کے

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent , posted on 13 Jul 23 4:42 PM

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