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2022 کے لیے سرفہرست 10 میوچل فنڈز

Updated on February 14, 2026 , 44237 views

2022 میں سرمایہ کاری کے لیے بہترین میوچل فنڈ کی تلاش ہے؟ جبکہسرمایہ کاری میںباہمی چندہ، سرمایہ کاروں کو اکثر ایسے فنڈ کا انتخاب کرنے میں دشواری کا سامنا کرنا پڑتا ہے جو انہیں مستقل منافع فراہم کرے۔

تمام پریشانیوں کو حل کرنے کے لیے، ہم سب سے اوپر 10 میوچل فنڈ اسکیموں کی فہرست لے کر آئے ہیں جن میں آپ سرمایہ کاری کو ترجیح دے سکتے ہیں۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے،نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط منافع، وغیرہ۔ آپ ان اسکیموں میں دو طریقوں سے سرمایہ کاری کر سکتے ہیں- یا توگھونٹ راستہ یا یکمشت راستہ۔

سرمایہ کاری کے یکمشت موڈ میں، سرمایہ کار اسکیم میں ایک بار نیچے ادائیگی کے طور پر کافی رقم لگا سکتے ہیں، جب کہ SIP موڈ میں، سرمایہ کار باقاعدگی سے وقفوں پر سرمایہ کاری کر سکتے ہیں جو ماہانہ، سہ ماہی اور سالانہ ہو سکتے ہیں۔ کم از کم سرمایہ کاری کی رقم یکمشت ہو سکتی ہے۔رینج INR 1000-5000 سے، جبکہ SIP میں آپ صرف INR 500 سے سرمایہ کاری شروع کر سکتے ہیں۔

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آپ کو میوچل فنڈز میں کیوں سرمایہ کاری کرنی چاہئے؟

  • آپ کر سکتے ہیں۔میوچل فنڈز میں سرمایہ کاری کریں۔ آپ کے مطابقخطرے کی بھوک. ہر قسم کے رسک لینے والوں کے لیے اسکیموں کی ایک صف ہے۔ قدامت پسند سرمایہ کاروں سے لے کر زیادہ خطرہ والے سرمایہ کاروں تک، ہر کوئی میوچل فنڈ اسکیموں میں سرمایہ کاری کرسکتا ہے۔

  • میوچل فنڈز آپ کو بہت سارے ٹیکس فوائد فراہم کرتے ہیں۔

  • میوچل فنڈز آپ کو بہتر منافع دے سکتے ہیں۔نقدی بہاؤ کسی دوسرے روایتی سرمایہ کاری کے اختیارات جیسے FDs وغیرہ سے۔

  • آپ میوچل فنڈز میں سرمایہ کاری کر کے متنوع کی صحیح مقدار حاصل کر سکتے ہیں۔ آپ اپنے پورٹ فولیو میں مختلف اسکیموں کی تعداد رکھ سکتے ہیں۔

  • میوچل فنڈز سستی ہیں۔ کوئی بھی اپنی سرمایہ کاری ایس آئی پی کے ذریعے 500 روپے سے کم رقم سے شروع کر سکتا ہے۔

  • آپ جس رقم میں سرمایہ کاری کرتے ہیں اس کا انتظام ایک ماہر کی ٹیم کرتا ہے۔ ان کے پاس ریئل ٹائم رسائی ہے۔مارکیٹ اور وہ سب سے زیادہ سرمایہ کاری مؤثر پیمانے پر تجارت کو انجام دینے کے قابل ہیں۔

  • آپ کی میوچل فنڈ کی سرمایہ کاری محفوظ ہاتھوں میں ہے۔ ہر میوچل فنڈ کو ریگولیٹ کیا جاتا ہے۔SEBI (سیکیورٹیز اینڈ ایکسچینج بورڈ آف انڈیا)، لہذا آپ جو بھی فنڈ لگاتے ہیں وہ شفاف طریقے سے چلتا ہے اور محفوظ ہے۔

2022 میں سرمایہ کاری کے لیے سرفہرست 10 میوچل فنڈز

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin Asian Equity Fund Growth ₹38.996
↑ 0.18
₹31512.521.836.613.72.123.7
DSP Natural Resources and New Energy Fund Growth ₹107.348
↑ 1.00
₹1,5731022.335.822.921.517.5
DSP US Flexible Equity Fund Growth ₹76.8065
↓ -1.83
₹1,0683.4132621.216.333.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹65.04
↑ 0.07
₹3,6941.78.624.417.312.517.5
Franklin Build India Fund Growth ₹148.907
↑ 0.61
₹3,0361.76.52327.823.73.7
Kotak Equity Opportunities Fund Growth ₹360.051
↑ 1.44
₹30,0391.97.320.620.117.15.6
Invesco India Growth Opportunities Fund Growth ₹100.6
↑ 0.21
₹9,344-2-0.520.524.717.24.7
Kotak Standard Multicap Fund Growth ₹88.548
↑ 0.17
₹56,46015.719.917.7149.5
ICICI Prudential Banking and Financial Services Fund Growth ₹138.82
↑ 0.32
₹11,154-0.1417.716.112.315.9
IDBI Nifty Junior Index Fund Growth ₹51.7281
↑ 0.27
₹100-0.64.817.421.614.52
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Feb 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin Asian Equity FundDSP Natural Resources and New Energy FundDSP US Flexible Equity FundAditya Birla Sun Life Banking And Financial Services FundFranklin Build India FundKotak Equity Opportunities FundInvesco India Growth Opportunities FundKotak Standard Multicap FundICICI Prudential Banking and Financial Services FundIDBI Nifty Junior Index Fund
Point 1Bottom quartile AUM (₹315 Cr).Lower mid AUM (₹1,573 Cr).Bottom quartile AUM (₹1,068 Cr).Upper mid AUM (₹3,694 Cr).Lower mid AUM (₹3,036 Cr).Top quartile AUM (₹30,039 Cr).Upper mid AUM (₹9,344 Cr).Highest AUM (₹56,460 Cr).Upper mid AUM (₹11,154 Cr).Bottom quartile AUM (₹100 Cr).
Point 2Established history (18+ yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (12+ yrs).Established history (16+ yrs).Oldest track record among peers (21 yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 2.06% (bottom quartile).5Y return: 21.51% (top quartile).5Y return: 16.34% (upper mid).5Y return: 12.53% (bottom quartile).5Y return: 23.70% (top quartile).5Y return: 17.13% (upper mid).5Y return: 17.25% (upper mid).5Y return: 13.95% (lower mid).5Y return: 12.28% (bottom quartile).5Y return: 14.54% (lower mid).
Point 63Y return: 13.69% (bottom quartile).3Y return: 22.95% (upper mid).3Y return: 21.20% (upper mid).3Y return: 17.34% (bottom quartile).3Y return: 27.85% (top quartile).3Y return: 20.06% (lower mid).3Y return: 24.69% (top quartile).3Y return: 17.71% (lower mid).3Y return: 16.10% (bottom quartile).3Y return: 21.62% (upper mid).
Point 71Y return: 36.56% (top quartile).1Y return: 35.79% (top quartile).1Y return: 26.03% (upper mid).1Y return: 24.39% (upper mid).1Y return: 22.96% (upper mid).1Y return: 20.56% (lower mid).1Y return: 20.46% (lower mid).1Y return: 19.92% (bottom quartile).1Y return: 17.68% (bottom quartile).1Y return: 17.44% (bottom quartile).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 2.48 (top quartile).Alpha: -1.32 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -2.40 (bottom quartile).Alpha: -3.20 (bottom quartile).Alpha: 1.61 (top quartile).Alpha: -0.56 (lower mid).1M return: 1.44% (lower mid).
Point 9Sharpe: 1.54 (top quartile).Sharpe: 0.74 (upper mid).Sharpe: 1.20 (top quartile).Sharpe: 0.84 (upper mid).Sharpe: -0.05 (bottom quartile).Sharpe: 0.04 (lower mid).Sharpe: 0.01 (bottom quartile).Sharpe: 0.28 (lower mid).Sharpe: 0.88 (upper mid).Alpha: -0.89 (lower mid).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: -0.26 (bottom quartile).Information ratio: 0.25 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: -0.05 (bottom quartile).Information ratio: 0.75 (top quartile).Information ratio: -0.04 (lower mid).Information ratio: 0.16 (upper mid).Sharpe: -0.13 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹315 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 2.06% (bottom quartile).
  • 3Y return: 13.69% (bottom quartile).
  • 1Y return: 36.56% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.54 (top quartile).
  • Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

  • Lower mid AUM (₹1,573 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 21.51% (top quartile).
  • 3Y return: 22.95% (upper mid).
  • 1Y return: 35.79% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.74 (upper mid).
  • Information ratio: 0.00 (upper mid).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,068 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.34% (upper mid).
  • 3Y return: 21.20% (upper mid).
  • 1Y return: 26.03% (upper mid).
  • Alpha: 2.48 (top quartile).
  • Sharpe: 1.20 (top quartile).
  • Information ratio: -0.26 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 12.53% (bottom quartile).
  • 3Y return: 17.34% (bottom quartile).
  • 1Y return: 24.39% (upper mid).
  • Alpha: -1.32 (bottom quartile).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (top quartile).

Franklin Build India Fund

  • Lower mid AUM (₹3,036 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 23.70% (top quartile).
  • 3Y return: 27.85% (top quartile).
  • 1Y return: 22.96% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.05 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Kotak Equity Opportunities Fund

  • Top quartile AUM (₹30,039 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.13% (upper mid).
  • 3Y return: 20.06% (lower mid).
  • 1Y return: 20.56% (lower mid).
  • Alpha: -2.40 (bottom quartile).
  • Sharpe: 0.04 (lower mid).
  • Information ratio: -0.05 (bottom quartile).

Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹9,344 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.25% (upper mid).
  • 3Y return: 24.69% (top quartile).
  • 1Y return: 20.46% (lower mid).
  • Alpha: -3.20 (bottom quartile).
  • Sharpe: 0.01 (bottom quartile).
  • Information ratio: 0.75 (top quartile).

Kotak Standard Multicap Fund

  • Highest AUM (₹56,460 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.95% (lower mid).
  • 3Y return: 17.71% (lower mid).
  • 1Y return: 19.92% (bottom quartile).
  • Alpha: 1.61 (top quartile).
  • Sharpe: 0.28 (lower mid).
  • Information ratio: -0.04 (lower mid).

ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.28% (bottom quartile).
  • 3Y return: 16.10% (bottom quartile).
  • 1Y return: 17.68% (bottom quartile).
  • Alpha: -0.56 (lower mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.16 (upper mid).

IDBI Nifty Junior Index Fund

  • Bottom quartile AUM (₹100 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.54% (lower mid).
  • 3Y return: 21.62% (upper mid).
  • 1Y return: 17.44% (bottom quartile).
  • 1M return: 1.44% (lower mid).
  • Alpha: -0.89 (lower mid).
  • Sharpe: -0.13 (bottom quartile).

1. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹315 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 2.06% (bottom quartile).
  • 3Y return: 13.69% (bottom quartile).
  • 1Y return: 36.56% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.54 (top quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (16 Feb 26) ₹38.996 ↑ 0.18   (0.46 %)
Net Assets (Cr) ₹315 on 31 Dec 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 1.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹8,833
31 Jan 23₹8,376
31 Jan 24₹7,348
31 Jan 25₹8,821
31 Jan 26₹12,045

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 4%
3 Month 12.5%
6 Month 21.8%
1 Year 36.6%
3 Year 13.7%
5 Year 2.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.7%
2023 14.4%
2022 0.7%
2021 -14.5%
2020 -5.9%
2019 25.8%
2018 28.2%
2017 -13.6%
2016 35.5%
2015 7.2%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 214.29 Yr.
Shyam Sriram26 Sep 241.35 Yr.

Data below for Franklin Asian Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Technology30.83%
Consumer Cyclical22.8%
Financial Services17.15%
Industrials8.16%
Communication Services5.67%
Health Care4.72%
Basic Materials2.87%
Real Estate2.54%
Utility0.92%
Asset Allocation
Asset ClassValue
Cash4.34%
Equity95.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
10%₹36 Cr70,000
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
6%₹21 Cr20,911
SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 000660
6%₹21 Cr3,567
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
5%₹18 Cr25,200
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 25 | HDFCBANK
5%₹17 Cr187,442
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 25 | ICICIBANK
3%₹13 Cr93,555
↑ 6,860
Hyundai Motor Co (Consumer Cyclical)
Equity, Since 31 Aug 22 | 005380
3%₹10 Cr3,275
↓ -839
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
3%₹10 Cr52,104
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹10 Cr19,000
↓ -2,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 24 | LT
3%₹10 Cr24,471
↑ 7,009

2. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

  • Lower mid AUM (₹1,573 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 21.51% (top quartile).
  • 3Y return: 22.95% (upper mid).
  • 1Y return: 35.79% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.74 (upper mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (16 Feb 26) ₹107.348 ↑ 1.00   (0.94 %)
Net Assets (Cr) ₹1,573 on 31 Dec 25
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹14,714
31 Jan 23₹16,147
31 Jan 24₹21,748
31 Jan 25₹23,125
31 Jan 26₹29,537

DSP Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 5.2%
3 Month 10%
6 Month 22.3%
1 Year 35.8%
3 Year 22.9%
5 Year 21.5%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 13.9%
2022 31.2%
2021 9.8%
2020 42.8%
2019 11.5%
2018 4.4%
2017 -15.3%
2016 43.1%
2015 43.1%
Fund Manager information for DSP Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 1213.6 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Energy42.96%
Basic Materials36.91%
Utility7.36%
Industrials1.62%
Technology1.28%
Consumer Cyclical0.11%
Asset Allocation
Asset ClassValue
Cash9.76%
Equity90.24%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Energy I2
Investment Fund | -
11%₹192 Cr602,478
↑ 214,175
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC
9%₹159 Cr5,905,732
↑ 107,567
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | JINDALSTEL
9%₹154 Cr1,356,666
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
9%₹153 Cr7,896,586
Oil India Ltd (Energy)
Equity, Since 29 Feb 24 | OIL
6%₹100 Cr1,954,429
↑ 363,081
National Aluminium Co Ltd (Basic Materials)
Equity, Since 28 Feb 22 | NATIONALUM
5%₹94 Cr2,439,055
BGF Sustainable Energy I2
Investment Fund | -
5%₹80 Cr330,203
Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA
4%₹68 Cr1,533,115
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
4%₹67 Cr691,612
↓ -127,079
Petronet LNG Ltd (Energy)
Equity, Since 31 Jan 18 | PETRONET
4%₹63 Cr2,180,366
↓ -116,682

3. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,068 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.34% (upper mid).
  • 3Y return: 21.20% (upper mid).
  • 1Y return: 26.03% (upper mid).
  • Alpha: 2.48 (top quartile).
  • Sharpe: 1.20 (top quartile).
  • Information ratio: -0.26 (bottom quartile).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (13 Feb 26) ₹76.8065 ↓ -1.83   (-2.33 %)
Net Assets (Cr) ₹1,068 on 31 Dec 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.2
Information Ratio -0.26
Alpha Ratio 2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹11,708
31 Jan 23₹12,140
31 Jan 24₹14,456
31 Jan 25₹17,604
31 Jan 26₹23,289

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month -2.8%
3 Month 3.4%
6 Month 13%
1 Year 26%
3 Year 21.2%
5 Year 16.3%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33.8%
2023 17.8%
2022 22%
2021 -5.9%
2020 24.2%
2019 22.6%
2018 27.5%
2017 -1.1%
2016 15.5%
2015 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.93 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Technology33.69%
Communication Services14.82%
Financial Services14.37%
Health Care10.6%
Industrials9.72%
Consumer Cyclical9.62%
Basic Materials2.33%
Energy2.21%
Asset Allocation
Asset ClassValue
Cash2.63%
Equity97.36%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹1,106 Cr1,881,749
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹15 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

4. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,694 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 12.53% (bottom quartile).
  • 3Y return: 17.34% (bottom quartile).
  • 1Y return: 24.39% (upper mid).
  • Alpha: -1.32 (bottom quartile).
  • Sharpe: 0.84 (upper mid).
  • Information ratio: 0.25 (top quartile).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (17 Feb 26) ₹65.04 ↑ 0.07   (0.11 %)
Net Assets (Cr) ₹3,694 on 31 Dec 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio 0.84
Information Ratio 0.25
Alpha Ratio -1.32
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹12,928
31 Jan 23₹13,061
31 Jan 24₹16,628
31 Jan 25₹17,605
31 Jan 26₹21,057

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 8.6%
1 Year 24.4%
3 Year 17.3%
5 Year 12.5%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.5%
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.44 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.64%
Technology1%
Asset Allocation
Asset ClassValue
Cash4.36%
Equity95.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
14%₹504 Cr3,717,929
↓ -960,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
14%₹503 Cr5,408,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | AXISBANK
9%₹315 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
6%₹207 Cr1,918,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE
5%₹199 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
4%₹145 Cr3,546,665
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | AUBANK
4%₹132 Cr1,346,861
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
3%₹122 Cr1,198,382
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹103 Cr565,076
Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 30 Nov 25 | GROWW
2%₹91 Cr5,134,395

5. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

  • Lower mid AUM (₹3,036 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 23.70% (top quartile).
  • 3Y return: 27.85% (top quartile).
  • 1Y return: 22.96% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.05 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (17 Feb 26) ₹148.907 ↑ 0.61   (0.41 %)
Net Assets (Cr) ₹3,036 on 31 Dec 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.01
Sharpe Ratio -0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹14,734
31 Jan 23₹15,797
31 Jan 24₹25,867
31 Jan 25₹29,250
31 Jan 26₹31,672

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 5.9%
3 Month 1.7%
6 Month 6.5%
1 Year 23%
3 Year 27.8%
5 Year 23.7%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 3.7%
2023 27.8%
2022 51.1%
2021 11.2%
2020 45.9%
2019 5.4%
2018 6%
2017 -10.7%
2016 43.3%
2015 8.4%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 214.29 Yr.
Kiran Sebastian7 Feb 223.99 Yr.
Sandeep Manam18 Oct 214.29 Yr.

Data below for Franklin Build India Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Industrials33.81%
Financial Services16.07%
Utility14.48%
Energy13.67%
Communication Services8.08%
Basic Materials5.58%
Real Estate2.64%
Consumer Cyclical1.25%
Technology1.16%
Asset Allocation
Asset ClassValue
Cash3.26%
Equity96.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
9%₹261 Cr665,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | ONGC
6%₹184 Cr6,825,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
6%₹176 Cr1,260,000
↑ 60,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO
5%₹161 Cr350,000
↑ 24,659
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | NTPC
5%₹142 Cr3,978,727
↓ -371,273
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
5%₹140 Cr710,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK
5%₹139 Cr1,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK
5%₹137 Cr1,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN
4%₹108 Cr1,000,000
REC Ltd (Financial Services)
Equity, Since 30 Sep 25 | RECLTD
3%₹98 Cr2,700,000
↑ 400,000

6. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

  • Top quartile AUM (₹30,039 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.13% (upper mid).
  • 3Y return: 20.06% (lower mid).
  • 1Y return: 20.56% (lower mid).
  • Alpha: -2.40 (bottom quartile).
  • Sharpe: 0.04 (lower mid).
  • Information ratio: -0.05 (bottom quartile).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (17 Feb 26) ₹360.051 ↑ 1.44   (0.40 %)
Net Assets (Cr) ₹30,039 on 31 Dec 25
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.6
Sharpe Ratio 0.04
Information Ratio -0.05
Alpha Ratio -2.4
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹13,212
31 Jan 23₹13,754
31 Jan 24₹18,432
31 Jan 25₹21,134
31 Jan 26₹23,581

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 2.3%
3 Month 1.9%
6 Month 7.3%
1 Year 20.6%
3 Year 20.1%
5 Year 17.1%
10 Year
15 Year
Since launch 18.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 5.6%
2023 24.2%
2022 29.3%
2021 7%
2020 30.4%
2019 16.5%
2018 13.2%
2017 -5.6%
2016 34.9%
2015 9.6%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1213.5 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services29.59%
Industrials16.54%
Consumer Cyclical12.56%
Basic Materials11.94%
Technology7.29%
Health Care7.15%
Energy5.31%
Communication Services2.92%
Utility2.4%
Consumer Defensive1.48%
Real Estate0.8%
Asset Allocation
Asset ClassValue
Cash0.99%
Equity99.01%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK
6%₹1,812 Cr19,500,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
4%₹1,346 Cr12,500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 18 | BEL
4%₹1,257 Cr28,000,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
3%₹958 Cr35,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
3%₹949 Cr7,000,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹875 Cr5,330,405
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | AXISBANK
3%₹850 Cr6,200,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | COROMANDEL
2%₹742 Cr3,250,001
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
2%₹727 Cr1,850,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL
2%₹719 Cr3,650,000

7. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹9,344 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.25% (upper mid).
  • 3Y return: 24.69% (top quartile).
  • 1Y return: 20.46% (lower mid).
  • Alpha: -3.20 (bottom quartile).
  • Sharpe: 0.01 (bottom quartile).
  • Information ratio: 0.75 (top quartile).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (17 Feb 26) ₹100.6 ↑ 0.21   (0.21 %)
Net Assets (Cr) ₹9,344 on 31 Dec 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.01
Information Ratio 0.75
Alpha Ratio -3.2
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹12,794
31 Jan 23₹12,536
31 Jan 24₹17,657
31 Jan 25₹21,441
31 Jan 26₹23,146

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 2.3%
3 Month -2%
6 Month -0.5%
1 Year 20.5%
3 Year 24.7%
5 Year 17.2%
10 Year
15 Year
Since launch 13.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.7%
2023 37.5%
2022 31.6%
2021 -0.4%
2020 29.7%
2019 13.3%
2018 10.7%
2017 -0.2%
2016 39.6%
2015 3.3%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 232.23 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services31.05%
Consumer Cyclical19.34%
Health Care19.06%
Industrials12.07%
Real Estate6.75%
Technology4.98%
Basic Materials4.61%
Communication Services1.66%
Asset Allocation
Asset ClassValue
Cash0.46%
Equity99.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
7%₹591 Cr6,175,405
↑ 1,293,178
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
6%₹520 Cr1,130,285
↑ 37,299
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320
5%₹451 Cr16,475,309
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
5%₹442 Cr1,580,775
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN
4%₹400 Cr2,449,413
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF
4%₹384 Cr13,404,597
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | TRENT
4%₹372 Cr983,522
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | FEDERALBNK
4%₹358 Cr12,449,121
↓ -1,486,959
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
4%₹358 Cr4,283,799
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
4%₹347 Cr2,562,012
↑ 1,450,274

8. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

  • Highest AUM (₹56,460 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.95% (lower mid).
  • 3Y return: 17.71% (lower mid).
  • 1Y return: 19.92% (bottom quartile).
  • Alpha: 1.61 (top quartile).
  • Sharpe: 0.28 (lower mid).
  • Information ratio: -0.04 (lower mid).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (17 Feb 26) ₹88.548 ↑ 0.17   (0.20 %)
Net Assets (Cr) ₹56,460 on 31 Dec 25
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.47
Sharpe Ratio 0.28
Information Ratio -0.04
Alpha Ratio 1.61
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹12,702
31 Jan 23₹12,928
31 Jan 24₹16,503
31 Jan 25₹18,677
31 Jan 26₹20,915

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 1.9%
3 Month 1%
6 Month 5.7%
1 Year 19.9%
3 Year 17.7%
5 Year 14%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.5%
2023 16.5%
2022 24.2%
2021 5%
2020 25.4%
2019 11.8%
2018 12.3%
2017 -0.9%
2016 34.3%
2015 9.4%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1213.5 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services29.69%
Industrials18.37%
Basic Materials14.81%
Consumer Cyclical11.1%
Technology7.13%
Energy5.9%
Utility3.15%
Communication Services3%
Health Care2.65%
Consumer Defensive2.14%
Asset Allocation
Asset ClassValue
Cash2.05%
Equity97.95%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹3,671 Cr39,500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL
6%₹3,592 Cr80,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
5%₹2,981 Cr22,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN
5%₹2,564 Cr23,800,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | AXISBANK
4%₹2,193 Cr16,000,000
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL
4%₹2,151 Cr19,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹2,084 Cr5,300,000
SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF
3%₹1,760 Cr6,250,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
3%₹1,751 Cr64,000,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
3%₹1,745 Cr1,375,000

9. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Upper mid AUM (₹11,154 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 12.28% (bottom quartile).
  • 3Y return: 16.10% (bottom quartile).
  • 1Y return: 17.68% (bottom quartile).
  • Alpha: -0.56 (lower mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.16 (upper mid).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (17 Feb 26) ₹138.82 ↑ 0.32   (0.23 %)
Net Assets (Cr) ₹11,154 on 31 Dec 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.88
Information Ratio 0.16
Alpha Ratio -0.56
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹13,108
31 Jan 23₹13,458
31 Jan 24₹16,069
31 Jan 25₹18,239
31 Jan 26₹20,920

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 0.3%
3 Month -0.1%
6 Month 4%
1 Year 17.7%
3 Year 16.1%
5 Year 12.3%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 188.01 Yr.
Sharmila D’mello30 Jun 223.59 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Financial Services94.04%
Health Care1.07%
Technology0.37%
Industrials0.29%
Asset Allocation
Asset ClassValue
Cash4.18%
Equity95.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
18%₹1,921 Cr20,674,867
↓ -1,418,863
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
14%₹1,530 Cr11,290,200
↓ -2,749,373
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | AXISBANK
10%₹1,067 Cr7,783,679
↑ 1,208,406
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
6%₹683 Cr6,340,456
↓ -2,310,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
6%₹647 Cr3,236,415
↑ 220,210
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹508 Cr12,443,955
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 25 | SBICARD
4%₹392 Cr5,202,910
↑ 2,680,350
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
3%₹383 Cr5,241,538
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
3%₹358 Cr6,799,870
↑ 2,797,160
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹327 Cr1,800,328
↑ 253,640

10. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Junior Index Fund

  • Bottom quartile AUM (₹100 Cr).
  • Established history (15+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.54% (lower mid).
  • 3Y return: 21.62% (upper mid).
  • 1Y return: 17.44% (bottom quartile).
  • 1M return: 1.44% (lower mid).
  • Alpha: -0.89 (lower mid).
  • Sharpe: -0.13 (bottom quartile).
  • Information ratio: -7.49 (bottom quartile).

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund
Growth
Launch Date 20 Sep 10
NAV (17 Feb 26) ₹51.7281 ↑ 0.27   (0.53 %)
Net Assets (Cr) ₹100 on 31 Dec 25
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.86
Sharpe Ratio -0.13
Information Ratio -7.49
Alpha Ratio -0.89
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue
31 Jan 21₹10,000
31 Jan 22₹12,917
31 Jan 23₹12,378
31 Jan 24₹17,354
31 Jan 25₹19,743
31 Jan 26₹21,212

IDBI Nifty Junior Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Feb 26

DurationReturns
1 Month 1.4%
3 Month -0.6%
6 Month 4.8%
1 Year 17.4%
3 Year 21.6%
5 Year 14.5%
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 2%
2023 26.9%
2022 25.7%
2021 0.4%
2020 29.6%
2019 13.7%
2018 0.5%
2017 -9.3%
2016 43.6%
2015 6.9%
Fund Manager information for IDBI Nifty Junior Index Fund
NameSinceTenure
Sumit Bhatnagar3 Oct 232.33 Yr.

Data below for IDBI Nifty Junior Index Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Cash0.2%
Equity99.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 21 | VEDL
5%₹5 Cr73,349
↑ 323
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 22 | HAL
4%₹4 Cr8,220
↑ 28
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TVSMOTOR
4%₹4 Cr10,179
↑ 78
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 24 | DIVISLAB
3%₹3 Cr5,483
↓ -10
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Mar 25 | BPCL
3%₹3 Cr83,789
↑ 583
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 21 | CHOLAFIN
3%₹3 Cr18,293
↑ 139
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Mar 25 | BRITANNIA
3%₹3 Cr5,086
↓ -10
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 31 Mar 23 | VBL
3%₹3 Cr59,223
↑ 921
Tata Power Co Ltd (Utilities)
Equity, Since 31 Aug 22 | TATAPOWER
3%₹3 Cr72,891
↑ 465
Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 22 | IOC
3%₹3 Cr161,388
↑ 1,060

بہترین کارکردگی کا مظاہرہ کرنے والے میوچل فنڈ کا انتخاب کیسے کریں؟

اچھے فنڈ کو خود تلاش کرنے کا بہترین طریقہ اس کے معیار اور مقداری دونوں اقدامات کو دیکھنا ہے۔

فنڈ کی کارکردگی

سرمایہ کاروں کو ایک مدت کے لیے فنڈز کی کارکردگی کا منصفانہ جائزہ لینا چاہیے۔ ایسا فنڈ منتخب کرنے کا مشورہ دیا جاتا ہے جو 4-5 سالوں سے مسلسل اس کے معیار کو پیچھے چھوڑتا ہو۔

اے یو ایم

AUM انتظام کے تحت اثاثہ ہے۔ کسی کو ہمیشہ ایسے فنڈ کے لیے جانا چاہیے جو نہ بہت بڑا ہو اور نہ ہی سائز میں بہت چھوٹا ہو۔ اگرچہ فنڈ کے سائز کے درمیان کوئی مکمل تعریف اور تعلق نہیں ہے، لیکن یہ کہا جاتا ہے کہ بہت چھوٹا اور بہت بڑا، دونوں ہی فنڈ کی کارکردگی کو روک سکتے ہیں۔

فنڈ مینیجر

ایک ایسے فنڈ مینیجر کے پاس جانے کا مشورہ دیا جاتا ہے جو اپنے کیریئر میں مستقل مزاجی سے کام کر رہا ہو۔ جیسا کہ، ایک فنڈ مینیجر فنڈ کے پورٹ فولیو کے لیے سرمایہ کاری کے فیصلے کرنے کا ذمہ دار ہوتا ہے، اس لیے ایک تجربہ کار فنڈ مینیجر کے زیر انتظام فنڈ پر غور کرنا ضروری ہو جاتا ہے۔

فنڈ ہاؤس کی ساکھ

فنڈ ہاؤس کے معیار اور ساکھ کو ہمیشہ دیکھنا ضروری ہے۔ ایک مضبوط مستقل ٹریک ریکارڈ، سٹارٹ فنڈز/اچھی کارکردگی والے فنڈز وغیرہ کے ساتھ ایک فنڈ ہاؤس سرمایہ کاری کرنے والا ہے۔

میوچل فنڈ میں آن لائن سرمایہ کاری کیسے کی جائے؟

  1. Fincash.com پر لائف ٹائم کے لیے مفت انویسٹمنٹ اکاؤنٹ کھولیں۔

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Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Excellent , posted on 13 Jul 23 4:42 PM

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