ٹاپ 10 بہترین کارکردگی کا مظاہرہ کرنے والے سیکٹرل میوچل فنڈز 2022

Updated on July 8, 2026 , 128209 views

کی دنیا میںسرمایہ کاری، ایسے سرمایہ کار ہیں جو 'ہائی رسک ہائی ریٹرن' سرمایہ کاری پر پختہ یقین رکھتے ہیں۔ اور ایسے ہائی رسک لینے والوں کے لیے،باہمی چندہ کچھ ہولڈ پر ہے - سیکٹر فنڈز! سیکٹر میوچل فنڈز کسی خاص شعبے میں سرمایہ کاری کرتے ہیں جیسا کہ ان کے سرمایہ کاری کے مقصد سے بیان کیا گیا ہے۔ انفرا، فارما، بینکنگ جیسے کچھ شعبے مسلسل ترقی کر رہے ہیں اور مستقبل کے لیے مثبت نقطہ نظر رکھتے ہیں۔ اگرچہ اس طرح کے میوچل فنڈز آپ کے پیسے کو دوگنا یا پریشان کر سکتے ہیں، لیکن سرمایہ کارخطرے کی بھوک سیکٹر فنڈز میں سرمایہ کاری کر سکتے ہیں۔ اس آرٹیکل میں، آپ کو 2022 میں سرمایہ کاری کے لیے بہترین سیکٹر میوچل فنڈز کے ساتھ سیکٹر فنڈز کے بارے میں کچھ تفصیلی بصیرت ملے گی۔

سیکٹر میوچل فنڈز میں سرمایہ کاری کیوں کی جائے؟

سیکٹر فنڈ میوچل فنڈ کی ایک قسم ہے جو مخصوص سیکٹرز کی سیکیورٹیز میں سرمایہ کاری کرتا ہے۔معیشتجیسا کہ بینکنگ، ٹیلی کام، FMCG، فارماسیوٹیکل، انفارمیشن ٹیکنالوجی (IT) اور انفراسٹرکچر۔ دوسرے الفاظ میں، سیکٹر فنڈز آپ کی سرمایہ کاری کی دولت کو صرف مخصوص صنعت یا شعبے تک محدود کرتے ہیں۔ مثال کے طور پر، ایک بینکنگ سیکٹر فنڈ بینکوں میں سرمایہ کاری کرسکتا ہے اور فارما فنڈ صرف فارما کمپنیوں کے اسٹاک میں سرمایہ کاری کرسکتا ہے۔ ان فنڈز کے فنڈ مینیجر ان کمپنیوں کے حصص میں پیسہ لگاتے ہیں جو کہ میں اچھی کارکردگی کا مظاہرہ کر رہی ہیں۔مارکیٹ. اس طرح کی سرمایہ کاری کا مجموعی مقصد ان شعبوں میں سرمایہ کاری کرنا ہے جن میں مستقبل قریب میں ترقی کی اعلیٰ صلاحیت ہے۔

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اگر سرمایہ کاری کا وقت درست ہو تو یہ فنڈ واقعی بہت زیادہ منافع کما سکتے ہیں۔ کسی کو معلوم ہونا چاہیے کہ فنڈ میں کب داخل ہونا اور باہر نکلنا ہے۔ سرمایہ کاروں کو مارکیٹ کے ان علاقوں میں سرمایہ کاری کرنی چاہیے جہاں وہ پراعتماد ہوں یا مستقبل میں ترقی دیکھ سکیں۔ مرکزی خیال کسی خاص صنعت اور شعبے کی ترقی پر ٹیپ ان کرنا ہے۔ سیکٹر فنڈز کا دوسرا فائدہ یہ ہے کہ آپ کو انفرادی فرم کے مخصوص خطرے سے بچانے کی صلاحیت ہے۔ انفرادی اسٹاک خریدنے کے بجائے، سیکٹر فنڈز میں سرمایہ کاری اس بات کو یقینی بنائے گی کہ کمپنی کی خراب کارکردگی آپ کے پورٹ فولیو کو متاثر نہیں کرے گی۔

لیکن، اس سے پہلے کہ آپ کسی سیکٹر میوچل فنڈ میں سرمایہ کاری کریں، آپ کو اس بات پر اعتماد ہونا چاہیے کہ آپ کیوں سمجھتے ہیں کہ مستقبل قریب میں اس شعبے کی اچھی کارکردگی کا امکان ہے۔

مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست اور بہترین شعبے کے میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Rural and Consumption Fund Growth	₹92.0064 ↑ 0.33	₹1,388	4.7	-3.7	-5.8	10.1	11.1	-0.1
Franklin Build India Fund Growth	₹147.829 ↑ 2.09	₹3,160	2.9	5.4	2.8	21.7	20.6	3.7
DSP Natural Resources and New Energy Fund Growth	₹105.124 ↑ 0.39	₹2,457	-2.5	5.9	16.8	20.3	15.5	17.5
Bandhan Infrastructure Fund Growth	₹50.502 ↑ 0.63	₹1,495	9.7	7.7	-2.5	19.4	17.8	-6.9
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.48 ↑ 0.98	₹3,466	5.4	0.7	3.8	12.2	12.2	17.5
Kotak Infrastructure & Economic Reform Fund Growth	₹69.376 ↑ 0.86	₹2,385	7.1	8.2	3.4	16.9	19.8	-3.7
SBI Magnum COMMA Fund Growth	₹114.734 ↑ 1.14	₹1,125	2	6.5	9.2	17.8	11.6	12.3
SBI Consumption Opportunities Fund Growth	₹286.878 ↑ 0.60	₹2,806	1.7	-4.3	-8.4	7.7	12.6	-6.3
Mirae Asset Great Consumer Fund Growth	₹91.764 ↑ 0.32	₹4,389	6.1	-0.3	-0.9	10.8	13.2	3.4
Nippon India Power and Infra Fund Growth	₹381.009 ↑ 5.02	₹7,898	8.3	12.7	7.9	22.9	22.5	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Rural and Consumption Fund	Franklin Build India Fund	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Bottom quartile AUM (₹1,388 Cr).	Upper mid AUM (₹3,160 Cr).	Lower mid AUM (₹2,457 Cr).	Bottom quartile AUM (₹1,495 Cr).	Upper mid AUM (₹3,466 Cr).	Lower mid AUM (₹2,385 Cr).	Bottom quartile AUM (₹1,125 Cr).	Upper mid AUM (₹2,806 Cr).	Top quartile AUM (₹4,389 Cr).	Highest AUM (₹7,898 Cr).
Point 2	Established history (20+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (15+ yrs).	Established history (12+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 11.13% (bottom quartile).	5Y return: 20.65% (top quartile).	5Y return: 15.52% (upper mid).	5Y return: 17.77% (upper mid).	5Y return: 12.16% (bottom quartile).	5Y return: 19.82% (upper mid).	5Y return: 11.62% (bottom quartile).	5Y return: 12.64% (lower mid).	5Y return: 13.17% (lower mid).	5Y return: 22.55% (top quartile).
Point 6	3Y return: 10.10% (bottom quartile).	3Y return: 21.70% (top quartile).	3Y return: 20.26% (upper mid).	3Y return: 19.44% (upper mid).	3Y return: 12.24% (lower mid).	3Y return: 16.90% (lower mid).	3Y return: 17.83% (upper mid).	3Y return: 7.69% (bottom quartile).	3Y return: 10.81% (bottom quartile).	3Y return: 22.93% (top quartile).
Point 7	1Y return: -5.78% (bottom quartile).	1Y return: 2.79% (lower mid).	1Y return: 16.80% (top quartile).	1Y return: -2.45% (bottom quartile).	1Y return: 3.85% (upper mid).	1Y return: 3.41% (upper mid).	1Y return: 9.20% (top quartile).	1Y return: -8.43% (bottom quartile).	1Y return: -0.90% (lower mid).	1Y return: 7.91% (upper mid).
Point 8	Alpha: -7.81 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 3.78 (top quartile).	Alpha: -1.00 (lower mid).	Alpha: -4.94 (bottom quartile).	Alpha: -8.48 (bottom quartile).	Alpha: -2.85 (lower mid).	Alpha: 6.45 (top quartile).
Point 9	Sharpe: -0.65 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: 1.33 (top quartile).	Sharpe: -0.26 (lower mid).	Sharpe: -0.15 (lower mid).	Sharpe: 0.02 (upper mid).	Sharpe: 0.57 (top quartile).	Sharpe: -0.70 (bottom quartile).	Sharpe: -0.39 (bottom quartile).	Sharpe: 0.35 (upper mid).
Point 10	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.28 (top quartile).	Information ratio: -0.27 (lower mid).	Information ratio: -0.11 (lower mid).	Information ratio: -0.83 (bottom quartile).	Information ratio: -0.54 (bottom quartile).	Information ratio: 0.63 (top quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,388 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.13% (bottom quartile).
3Y return: 10.10% (bottom quartile).
1Y return: -5.78% (bottom quartile).
Alpha: -7.81 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: -0.55 (bottom quartile).

Franklin Build India Fund

Upper mid AUM (₹3,160 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 20.65% (top quartile).
3Y return: 21.70% (top quartile).
1Y return: 2.79% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,457 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.52% (upper mid).
3Y return: 20.26% (upper mid).
1Y return: 16.80% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.33 (top quartile).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,495 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.77% (upper mid).
3Y return: 19.44% (upper mid).
1Y return: -2.45% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.26 (lower mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,466 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 12.16% (bottom quartile).
3Y return: 12.24% (lower mid).
1Y return: 3.85% (upper mid).
Alpha: 3.78 (top quartile).
Sharpe: -0.15 (lower mid).
Information ratio: 0.28 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,385 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 19.82% (upper mid).
3Y return: 16.90% (lower mid).
1Y return: 3.41% (upper mid).
Alpha: -1.00 (lower mid).
Sharpe: 0.02 (upper mid).
Information ratio: -0.27 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,125 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.62% (bottom quartile).
3Y return: 17.83% (upper mid).
1Y return: 9.20% (top quartile).
Alpha: -4.94 (bottom quartile).
Sharpe: 0.57 (top quartile).
Information ratio: -0.11 (lower mid).

SBI Consumption Opportunities Fund

Upper mid AUM (₹2,806 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 12.64% (lower mid).
3Y return: 7.69% (bottom quartile).
1Y return: -8.43% (bottom quartile).
Alpha: -8.48 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -0.83 (bottom quartile).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,389 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 13.17% (lower mid).
3Y return: 10.81% (bottom quartile).
1Y return: -0.90% (lower mid).
Alpha: -2.85 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: -0.54 (bottom quartile).

Nippon India Power and Infra Fund

Highest AUM (₹7,898 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 22.55% (top quartile).
3Y return: 22.93% (top quartile).
1Y return: 7.91% (upper mid).
Alpha: 6.45 (top quartile).
Sharpe: 0.35 (upper mid).
Information ratio: 0.63 (top quartile).

*اے یو ایم/نیٹ اثاثوں کے حامل بہترین سیکٹری میوچل فنڈز کی فہرست >100 کروڑ.

1. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,388 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.13% (bottom quartile).
3Y return: 10.10% (bottom quartile).
1Y return: -5.78% (bottom quartile).
Alpha: -7.81 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: -0.55 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~8.7%).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (10 Jul 26)	₹92.0064 ↑ 0.33 (0.36 %)
Net Assets (Cr)	₹1,388 on 31 May 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.65
Information Ratio	-0.55
Alpha Ratio	-7.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,016
30 Jun 23	₹12,783
30 Jun 24	₹16,961
30 Jun 25	₹18,374
30 Jun 26	₹16,823

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	6.5%
3 Month	4.7%
6 Month	-3.7%
1 Year	-5.8%
3 Year	10.1%
5 Year	11.1%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.1%
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Rohit Seksaria	27 Feb 26	0.34 Yr.
Shalav Saket	31 Dec 25	0.5 Yr.
Anuj Bansal	27 Feb 26	0.34 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.12%
Consumer Defensive	24.24%
Communication Services	9.73%
Health Care	5.07%
Industrials	2.84%
Technology	2.49%
Basic Materials	1.85%
Real Estate	1.65%
Financial Services	1.03%

Asset Allocation

Asset Class	Value
Cash	1.98%
Equity	98.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	9%	₹121 Cr	662,373
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	8%	₹116 Cr	380,329
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹107 Cr	3,733,186
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| ETERNAL	8%	₹107 Cr	4,263,545
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	6%	₹87 Cr	212,692
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	5%	₹70 Cr	85,724
Nestle India Ltd (Consumer Defensive) Equity, Since 30 Jun 16 \| NESTLEIND	4%	₹61 Cr	431,406
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	4%	₹56 Cr	42,610
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SJS	4%	₹50 Cr	235,207
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	3%	₹40 Cr	184,952 ↓ -33,313

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,160 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 20.65% (top quartile).
3Y return: 21.70% (top quartile).
1Y return: 2.79% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~9.4%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (10 Jul 26)	₹147.829 ↑ 2.09 (1.43 %)
Net Assets (Cr)	₹3,160 on 31 May 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,442
30 Jun 23	₹14,260
30 Jun 24	₹25,315
30 Jun 25	₹25,295
30 Jun 26	₹26,100

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	5.1%
3 Month	2.9%
6 Month	5.4%
1 Year	2.8%
3 Year	21.7%
5 Year	20.6%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.7 Yr.
Kiran Sebastian	7 Feb 22	4.4 Yr.
Sandeep Manam	18 Oct 21	4.7 Yr.

Data below for Franklin Build India Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	35.44%
Utility	17.21%
Financial Services	13.43%
Energy	12.44%
Basic Materials	6.69%
Communication Services	5.26%
Real Estate	2.46%
Consumer Cyclical	1.21%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	4.79%
Equity	95.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹296 Cr	725,000 ↑ 125,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹185 Cr	420,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹181 Cr	6,825,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	6%	₹178 Cr	4,600,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹172 Cr	1,300,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| TATAPOWER	4%	₹130 Cr	3,100,000 ↑ 900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹130 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹129 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	4%	₹126 Cr	4,350,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹121 Cr	1,625,000

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,457 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.52% (upper mid).
3Y return: 20.26% (upper mid).
1Y return: 16.80% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.33 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Energy vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~89%).
Largest holding BGF World Energy I2 (~9.2%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (09 Jul 26)	₹105.124 ↑ 0.39 (0.38 %)
Net Assets (Cr)	₹2,457 on 31 May 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.33
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,075
30 Jun 23	₹11,543
30 Jun 24	₹18,057
30 Jun 25	₹17,551
30 Jun 26	₹20,524

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	-3%
3 Month	-2.5%
6 Month	5.9%
1 Year	16.8%
3 Year	20.3%
5 Year	15.5%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.01 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Energy	48.2%
Basic Materials	31.91%
Utility	6.09%
Industrials	1.57%
Technology	0.89%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	11.3%
Equity	88.7%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	9%	₹226 Cr	602,478
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	7%	₹182 Cr	1,511,761
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹177 Cr	8,510,930 ↓ -1,145,482
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| BPCL	7%	₹176 Cr	5,912,435 ↑ 2,432,211
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	6%	₹142 Cr	3,602,448 ↑ 2,042,352
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹140 Cr	9,973,891 ↑ 3,105,589
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	6%	₹136 Cr	5,107,299 ↓ -798,433
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| HINDZINC	5%	₹118 Cr	1,866,806
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	5%	₹114 Cr	1,008,716
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	4%	₹106 Cr	800,748 ↑ 442,666

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,495 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.77% (upper mid).
3Y return: 19.44% (upper mid).
1Y return: -2.45% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.26 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~6.0%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (10 Jul 26)	₹50.502 ↑ 0.63 (1.26 %)
Net Assets (Cr)	₹1,495 on 31 May 26
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,567
30 Jun 23	₹13,435
30 Jun 24	₹25,026
30 Jun 25	₹24,038
30 Jun 26	₹23,233

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	5.4%
3 Month	9.7%
6 Month	7.7%
1 Year	-2.5%
3 Year	19.4%
5 Year	17.8%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.9%
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	2.43 Yr.
Ritika Behera	7 Oct 23	2.73 Yr.
Gaurav Satra	7 Jun 24	2.06 Yr.

Data below for Bandhan Infrastructure Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	51.73%
Utility	15.24%
Basic Materials	8.84%
Energy	4.74%
Technology	4.66%
Communication Services	4.18%
Health Care	2.6%
Financial Services	2.55%
Real Estate	0.99%
Consumer Cyclical	0.41%

Asset Allocation

Asset Class	Value
Cash	3.49%
Equity	96.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹89 Cr	219,513
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	5%	₹71 Cr	536,669
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	4%	₹67 Cr	410,546
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹63 Cr	341,952
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	4%	₹58 Cr	318,802
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	4%	₹56 Cr	1,355,676
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹55 Cr	4,733,244
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹54 Cr	47,330 ↑ 3,266
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	3%	₹50 Cr	114,337
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 Aug 24 \| ADANIENSOL	3%	₹48 Cr	314,814

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,466 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 12.16% (bottom quartile).
3Y return: 12.24% (lower mid).
1Y return: 3.85% (upper mid).
Alpha: 3.78 (top quartile).
Sharpe: -0.15 (lower mid).
Information ratio: 0.28 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (10 Jul 26)	₹64.48 ↑ 0.98 (1.54 %)
Net Assets (Cr)	₹3,466 on 31 May 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	-0.15
Information Ratio	0.28
Alpha Ratio	3.78
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,160
30 Jun 23	₹12,518
30 Jun 24	₹15,626
30 Jun 25	₹17,373
30 Jun 26	₹17,691

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	8.8%
3 Month	5.4%
6 Month	0.7%
1 Year	3.8%
3 Year	12.2%
5 Year	12.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.85 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	95.86%
Technology	1.2%

Asset Allocation

Asset Class	Value
Cash	2.2%
Equity	97.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	13%	₹467 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	11%	₹377 Cr	5,058,496 ↓ -350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	9%	₹296 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹194 Cr	2,137,250
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹185 Cr	1,918,689
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹179 Cr	1,886,669
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹129 Cr	3,346,665 ↓ -200,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹103 Cr	1,046,861 ↓ -300,000
Bank of Maharashtra (Financial Services) Equity, Since 31 Dec 25 \| MAHABANK	3%	₹99 Cr	12,546,499
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹98 Cr	533,402

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,385 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 19.82% (upper mid).
3Y return: 16.90% (lower mid).
1Y return: 3.41% (upper mid).
Alpha: -1.00 (lower mid).
Sharpe: 0.02 (upper mid).
Information ratio: -0.27 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~10.4%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (10 Jul 26)	₹69.376 ↑ 0.86 (1.25 %)
Net Assets (Cr)	₹2,385 on 31 May 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.02
Information Ratio	-0.27
Alpha Ratio	-1
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,177
30 Jun 23	₹15,410
30 Jun 24	₹25,283
30 Jun 25	₹23,925
30 Jun 26	₹24,884

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	5.6%
3 Month	7.1%
6 Month	8.2%
1 Year	3.4%
3 Year	16.9%
5 Year	19.8%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.75 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	48.14%
Basic Materials	12.54%
Energy	9.8%
Communication Services	9.35%
Consumer Cyclical	8.91%
Technology	3.44%
Financial Services	3.08%
Real Estate	1.66%
Utility	1.56%
Health Care	1.49%

Asset Allocation

Asset Class	Value
Cash	0.03%
Equity	99.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	10%	₹247 Cr	607,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	8%	₹190 Cr	1,440,000 ↑ 650,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	5%	₹123 Cr	675,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| INDUSTOWER	4%	₹99 Cr	2,250,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	4%	₹99 Cr	54,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹82 Cr	630,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹69 Cr	60,000
Cummins India Ltd (Industrials) Equity, Since 30 Sep 12 \| CUMMINSIND	3%	₹65 Cr	110,000 ↓ -35,800
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| BOSCHLTD	3%	₹64 Cr	17,500
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹62 Cr	781,248

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,125 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.62% (bottom quartile).
3Y return: 17.83% (upper mid).
1Y return: 9.20% (top quartile).
Alpha: -4.94 (bottom quartile).
Sharpe: 0.57 (top quartile).
Information ratio: -0.11 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~7.9%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (10 Jul 26)	₹114.734 ↑ 1.14 (1.00 %)
Net Assets (Cr)	₹1,125 on 31 May 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0.57
Information Ratio	-0.11
Alpha Ratio	-4.94
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,201
30 Jun 23	₹10,761
30 Jun 24	₹15,545
30 Jun 25	₹16,202
30 Jun 26	₹17,734

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	1.3%
3 Month	2%
6 Month	6.5%
1 Year	9.2%
3 Year	17.8%
5 Year	11.6%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.3%
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	2.08 Yr.

Data below for SBI Magnum COMMA Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Basic Materials	50.38%
Energy	17.43%
Utility	13.7%
Consumer Cyclical	5.96%
Consumer Defensive	4.24%
Financial Services	1.88%

Asset Allocation

Asset Class	Value
Cash	4.75%
Equity	94.99%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹89 Cr	4,276,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	6%	₹64 Cr	500,000 ↑ 200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	5%	₹60 Cr	2,266,750
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹58 Cr	3,170,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹48 Cr	2,350,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	3%	₹39 Cr	34,000
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	3%	₹37 Cr	785,000
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 24 \| NMDC	3%	₹36 Cr	4,127,919
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| ARVIND	3%	₹36 Cr	760,000
UPL Ltd (Basic Materials) Equity, Since 31 Jul 25 \| UPL	3%	₹35 Cr	540,000 ↑ 200,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹2,806 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 12.64% (lower mid).
3Y return: 7.69% (bottom quartile).
1Y return: -8.43% (bottom quartile).
Alpha: -8.48 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -0.83 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Hindustan Unilever Ltd (~6.1%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (10 Jul 26)	₹286.878 ↑ 0.60 (0.21 %)
Net Assets (Cr)	₹2,806 on 31 May 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.7
Information Ratio	-0.83
Alpha Ratio	-8.48
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹11,473
30 Jun 23	₹14,756
30 Jun 24	₹19,800
30 Jun 25	₹20,238
30 Jun 26	₹18,305

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	4%
3 Month	1.7%
6 Month	-4.3%
1 Year	-8.4%
3 Year	7.7%
5 Year	12.6%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.3%
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	2.25 Yr.
Ashit Desai	1 Apr 24	2.25 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.58%
Consumer Defensive	29.03%
Basic Materials	10.86%
Industrials	5.48%
Communication Services	3.1%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	2.76%
Equity	97.14%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	6%	₹172 Cr	800,000 ↑ 83,648
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	6%	₹155 Cr	579,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹118 Cr	90,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹118 Cr	2,350,172
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| PAGEIND	4%	₹113 Cr	29,678
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹113 Cr	2,640,600
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹107 Cr	350,000 ↓ -50,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| TITAN	4%	₹105 Cr	257,567
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹104 Cr	200,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹103 Cr	780,000

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,389 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 13.17% (lower mid).
3Y return: 10.81% (bottom quartile).
1Y return: -0.90% (lower mid).
Alpha: -2.85 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: -0.54 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Eternal Ltd (~6.9%).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (10 Jul 26)	₹91.764 ↑ 0.32 (0.35 %)
Net Assets (Cr)	₹4,389 on 31 May 26
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.16
Sharpe Ratio	-0.39
Information Ratio	-0.54
Alpha Ratio	-2.85
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,360
30 Jun 23	₹13,689
30 Jun 24	₹18,248
30 Jun 25	₹18,959
30 Jun 26	₹18,431

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	7%
3 Month	6.1%
6 Month	-0.3%
1 Year	-0.9%
3 Year	10.8%
5 Year	13.2%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.4%
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	5.03 Yr.

Data below for Mirae Asset Great Consumer Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	55.73%
Consumer Defensive	20.69%
Basic Materials	8.79%
Communication Services	6.29%
Health Care	3.11%
Technology	2.44%
Industrials	1.98%
Financial Services	0.2%

Asset Allocation

Asset Class	Value
Cash	0.77%
Equity	99.22%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| ETERNAL	7%	₹303 Cr	12,073,385
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| TITAN	7%	₹289 Cr	710,296 ↑ 32,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	7%	₹289 Cr	220,423
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹286 Cr	938,648
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	6%	₹276 Cr	1,508,765 ↑ 10,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| TRENT	5%	₹211 Cr	498,446
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹193 Cr	6,725,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Jan 21 \| ASIANPAINT	4%	₹193 Cr	720,935 ↑ 70,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	4%	₹180 Cr	250,696
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Oct 24 \| VBL	4%	₹170 Cr	3,216,886 ↓ -300,000

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹7,898 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 22.55% (top quartile).
3Y return: 22.93% (top quartile).
1Y return: 7.91% (upper mid).
Alpha: 6.45 (top quartile).
Sharpe: 0.35 (upper mid).
Information ratio: 0.63 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~7.8%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (10 Jul 26)	₹381.009 ↑ 5.02 (1.34 %)
Net Assets (Cr)	₹7,898 on 31 May 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.35
Information Ratio	0.63
Alpha Ratio	6.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,223
30 Jun 23	₹15,004
30 Jun 24	₹27,370
30 Jun 25	₹26,049
30 Jun 26	₹28,381

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	3%
3 Month	8.3%
6 Month	12.7%
1 Year	7.9%
3 Year	22.9%
5 Year	22.5%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.11 Yr.
Rahul Modi	19 Aug 24	1.87 Yr.
Amber Singhania	11 Mar 26	0.31 Yr.

Data below for Nippon India Power and Infra Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Industrials	34.92%
Utility	22.36%
Consumer Cyclical	11.45%
Energy	9.18%
Basic Materials	6.78%
Technology	4.51%
Financial Services	4.09%
Communication Services	2.39%
Real Estate	1.47%
Health Care	1.24%

Asset Allocation

Asset Class	Value
Cash	1.59%
Equity	98.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹616 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹557 Cr	1,366,958 ↑ 20,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	6%	₹487 Cr	12,600,000 ↓ -554,060
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹296 Cr	28,594,584 ↑ 2,403,505
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	3%	₹246 Cr	5,850,789 ↓ -100,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹242 Cr	5,800,000 ↓ -1,148,468
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| TRITURBINE	3%	₹237 Cr	3,193,288 ↑ 120,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| PFC	3%	₹198 Cr	4,620,000 ↑ 720,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹188 Cr	1,030,000 ↑ 180,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	2%	₹174 Cr	1,893,400 ↓ -276,614

بہترین سیکٹر میوچل فنڈز میں سرمایہ کاری کرتے وقت غور کرنے کے لیے اسمارٹ ٹپس

سیکٹر فنڈز میں سرمایہ کاری کرنے سے پہلے آپ کو کچھ چیزیں جاننے کی ضرورت ہے:

1. میوچل فنڈ کا مقصد

کسی کو ہمیشہ میوچل فنڈ اسکیم کے مقصد کو مناسب طریقے سے سمجھنا چاہیے۔ مثال کے طور پر، کچھ سیکٹر میوچل فنڈز بیان کردہ سیکٹر میں پورٹ فولیو کا صرف 65 فیصد تک سرمایہ کاری کرتے ہیں۔ یہ کسی شعبے میں آپ کی نمائش کو کم کر سکتا ہے اور آپ کی توقع کے مطابق پیداوار فراہم نہیں کرے گا۔

2. مارکیٹ کا ٹائمنگ

جیسا کہ وہ کہتے ہیں، اسٹاک مارکیٹ میں دولت بڑھانے کے لیے، "مارکیٹ میں وقت مارکیٹ کے وقت سے زیادہ اہم ہے۔" لیکن، جب سیکٹر میوچل فنڈز میں پیسہ کمانے کی بات آتی ہے، تو کسی کو مارکیٹ کو وقت کے ساتھ سیکھنے کی ضرورت ہوتی ہے، خاص طور پر، سیمنٹ جیسے چکراتی شعبوں میں،بینک، اسٹیل، وغیرہ۔ مثال کے طور پر، جب شرح سود کم ہوتی ہے یا ان کے گرنے کی توقع ہوتی ہے تو بینکنگ اسٹاک اچھی کارکردگی دکھاتے ہیں۔ اور وہکم کارکردگی دکھانا جب شرح سود بڑھ رہی ہے۔ لہذا، بینکنگ فنڈ میں اچھا منافع حاصل کرنے کے لیے، کسی کو شرح سود کے چکر کے صحیح موڑ پر آنے کی ضرورت ہے۔

مثالی طور پر، ایکسرمایہ کار لینا چاہئےگھونٹ اس طرح کے فنڈز کو ایکسپوز کرنے کا راستہ، لیکن جب سیکٹر کے بنیادی اصول ختم یا ڈوبنے لگیں تو کسی کو SIPs اور سیکٹر میوچل فنڈز میں ایگزٹ پوزیشن کو بند کرنا چاہیے۔

کے برعکسمتنوع فنڈز, سیکٹر میوچل فنڈز کم متنوع ہیں، اس طرح خطرے کی نمائش نسبتاً زیادہ ہے۔ سیکٹر فنڈز کا نقصان اتار چڑھاؤ کی بلند شرح ہے۔ یہ اس کی سرمایہ کاری کی نوعیت کی وجہ سے ہے۔ ایک سرمایہ کار اس وقت ضرورت سے زیادہ منافع حاصل کرے گا جب مارکیٹ اوپر کی سمت بڑھ رہی ہو اور جب اس مخصوص شعبے کی مارکیٹ خراب ہو رہی ہو تو اسے زبردست نقصان پہنچے گا۔

3. جانیں کہ کب باہر نکلنا ہے۔

متنوع میوچل فنڈز کے مقابلے میں، ایک سیکٹر میوچل فنڈ کو زیادہ دیر تک پورٹ فولیو میں نہیں رکھا جانا چاہیے۔ مثالی طور پر، جب کسی شعبے کی اچھی کارکردگی کی توقع کی جاتی ہے، تو ایسے فنڈ کو خریدنا چاہیے اور جب اس کے حق میں جانا شروع ہو جائے تو فنڈ سے نکل جانا چاہیے۔ چونکہ یہ فنڈز زیادہ تر چکراتی ہیں، ان کی مدت عام طور پر 3-5 سال ہوتی ہے۔ اس طرح، سرمایہ کاروں کو یہ جاننے کے لیے کچھ اچھا وقت گزارنا چاہیے کہ اس طرح کے فنڈز سے کب نکلنا ہے۔

4. محدود نمائش

سیکٹر فنڈز میں سرمایہ کاری کرنے والے سرمایہ کاروں کو یہ سمجھنا چاہیے کہ فنڈ مینیجر اپنے سرمایہ کاری کے اختیارات میں محدود ہے اور اسے کسی خاص شعبے میں سرمایہ کاری جاری رکھنی ہوگی چاہے وہ شعبہ مارکیٹ میں اچھی کارکردگی کا مظاہرہ نہ کر رہا ہو۔ جبکہ، ایکویٹی ڈائیورسیفائیڈ فنڈز میں، ایک فنڈ مینیجر ایسی کسی پابندی کا پابند نہیں ہے۔

بہترین سیکٹر میوچل فنڈز میں کیسے سرمایہ کاری کی جائے؟

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شروع کرنے کے

نتیجہ

سیکٹر فنڈز آپ کے پورٹ فولیو کو مرتکز خطرے سے دوچار کرتے ہیں، درحقیقت، اس سے آپ کو بہت بڑا نقصان ہو سکتا ہے، اگر آپ اپنے آپ کو کاروباری چکروں کے قریب نہیں رکھتے ہیں۔ دوسری طرف، اگر آپ سیکٹر کے بنیادی اصولوں سے بخوبی واقف ہیں اور اس طرح کے فنڈز کے ساتھ جڑے اتار چڑھاؤ کا اندازہ لگانے کی صلاحیت رکھتے ہیں، تو آپ اچھا منافع کما سکتے ہیں۔ تاہم، سیکٹر فنڈز میں سرمایہ کاری کرتے وقت ہمیشہ بہت محتاط رہیں اور صرف ایک محدود حصہ کی سرمایہ کاری کریں۔سرمایہ!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔