ٹاپ 10 بہترین کارکردگی کا مظاہرہ کرنے والے سیکٹرل میوچل فنڈز 2022

Updated on March 30, 2026 , 127665 views

کی دنیا میںسرمایہ کاری، ایسے سرمایہ کار ہیں جو 'ہائی رسک ہائی ریٹرن' سرمایہ کاری پر پختہ یقین رکھتے ہیں۔ اور ایسے ہائی رسک لینے والوں کے لیے،باہمی چندہ کچھ ہولڈ پر ہے - سیکٹر فنڈز! سیکٹر میوچل فنڈز کسی خاص شعبے میں سرمایہ کاری کرتے ہیں جیسا کہ ان کے سرمایہ کاری کے مقصد سے بیان کیا گیا ہے۔ انفرا، فارما، بینکنگ جیسے کچھ شعبے مسلسل ترقی کر رہے ہیں اور مستقبل کے لیے مثبت نقطہ نظر رکھتے ہیں۔ اگرچہ اس طرح کے میوچل فنڈز آپ کے پیسے کو دوگنا یا پریشان کر سکتے ہیں، لیکن سرمایہ کارخطرے کی بھوک سیکٹر فنڈز میں سرمایہ کاری کر سکتے ہیں۔ اس آرٹیکل میں، آپ کو 2022 میں سرمایہ کاری کے لیے بہترین سیکٹر میوچل فنڈز کے ساتھ سیکٹر فنڈز کے بارے میں کچھ تفصیلی بصیرت ملے گی۔

سیکٹر میوچل فنڈز میں سرمایہ کاری کیوں کی جائے؟

سیکٹر فنڈ میوچل فنڈ کی ایک قسم ہے جو مخصوص سیکٹرز کی سیکیورٹیز میں سرمایہ کاری کرتا ہے۔معیشتجیسا کہ بینکنگ، ٹیلی کام، FMCG، فارماسیوٹیکل، انفارمیشن ٹیکنالوجی (IT) اور انفراسٹرکچر۔ دوسرے الفاظ میں، سیکٹر فنڈز آپ کی سرمایہ کاری کی دولت کو صرف مخصوص صنعت یا شعبے تک محدود کرتے ہیں۔ مثال کے طور پر، ایک بینکنگ سیکٹر فنڈ بینکوں میں سرمایہ کاری کرسکتا ہے اور فارما فنڈ صرف فارما کمپنیوں کے اسٹاک میں سرمایہ کاری کرسکتا ہے۔ ان فنڈز کے فنڈ مینیجر ان کمپنیوں کے حصص میں پیسہ لگاتے ہیں جو کہ میں اچھی کارکردگی کا مظاہرہ کر رہی ہیں۔مارکیٹ. اس طرح کی سرمایہ کاری کا مجموعی مقصد ان شعبوں میں سرمایہ کاری کرنا ہے جن میں مستقبل قریب میں ترقی کی اعلیٰ صلاحیت ہے۔

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اگر سرمایہ کاری کا وقت درست ہو تو یہ فنڈ واقعی بہت زیادہ منافع کما سکتے ہیں۔ کسی کو معلوم ہونا چاہیے کہ فنڈ میں کب داخل ہونا اور باہر نکلنا ہے۔ سرمایہ کاروں کو مارکیٹ کے ان علاقوں میں سرمایہ کاری کرنی چاہیے جہاں وہ پراعتماد ہوں یا مستقبل میں ترقی دیکھ سکیں۔ مرکزی خیال کسی خاص صنعت اور شعبے کی ترقی پر ٹیپ ان کرنا ہے۔ سیکٹر فنڈز کا دوسرا فائدہ یہ ہے کہ آپ کو انفرادی فرم کے مخصوص خطرے سے بچانے کی صلاحیت ہے۔ انفرادی اسٹاک خریدنے کے بجائے، سیکٹر فنڈز میں سرمایہ کاری اس بات کو یقینی بنائے گی کہ کمپنی کی خراب کارکردگی آپ کے پورٹ فولیو کو متاثر نہیں کرے گی۔

لیکن، اس سے پہلے کہ آپ کسی سیکٹر میوچل فنڈ میں سرمایہ کاری کریں، آپ کو اس بات پر اعتماد ہونا چاہیے کہ آپ کیوں سمجھتے ہیں کہ مستقبل قریب میں اس شعبے کی اچھی کارکردگی کا امکان ہے۔

مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست اور بہترین شعبے کے میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Rural and Consumption Fund Growth	₹82.6846 ↑ 1.72	₹1,458	-15.3	-16	-6.3	11.8	10.7	-0.1
Franklin Build India Fund Growth	₹135.24 ↑ 2.62	₹3,174	-6.2	-3.9	5.4	24.2	21.7	3.7
DSP Natural Resources and New Energy Fund Growth	₹104.23 ↑ 0.03	₹1,990	3.8	11.7	22.8	22.7	19.7	17.5
Bandhan Infrastructure Fund Growth	₹42.819 ↑ 1.38	₹1,469	-11.4	-13.3	-6.7	19.5	17.9	-6.9
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹55.87 ↑ 1.22	₹3,673	-13.5	-7.6	1.9	13.3	10.8	17.5
Kotak Infrastructure & Economic Reform Fund Growth	₹59.854 ↑ 1.73	₹2,339	-9	-7.4	4.3	16.2	18.8	-3.7
SBI Magnum COMMA Fund Growth	₹105.384 ↓ -0.01	₹999	-4.5	0.6	11	18.7	14.1	12.3
SBI Consumption Opportunities Fund Growth	₹267.152 ↑ 6.38	₹2,970	-14.8	-14.8	-11	9.3	13.5	-6.3
Mirae Asset Great Consumer Fund Growth	₹81.292 ↑ 1.80	₹4,473	-16.4	-16.1	-4.8	11.8	12.2	3.4
Nippon India Power and Infra Fund Growth	₹331.495 ↑ 7.65	₹7,128	-4.7	-4.1	5.1	23.7	21.9	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Rural and Consumption Fund	Franklin Build India Fund	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Bottom quartile AUM (₹1,458 Cr).	Upper mid AUM (₹3,174 Cr).	Lower mid AUM (₹1,990 Cr).	Bottom quartile AUM (₹1,469 Cr).	Upper mid AUM (₹3,673 Cr).	Lower mid AUM (₹2,339 Cr).	Bottom quartile AUM (₹999 Cr).	Upper mid AUM (₹2,970 Cr).	Top quartile AUM (₹4,473 Cr).	Highest AUM (₹7,128 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).	Established history (12+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 10.71% (bottom quartile).	5Y return: 21.72% (top quartile).	5Y return: 19.73% (upper mid).	5Y return: 17.87% (upper mid).	5Y return: 10.78% (bottom quartile).	5Y return: 18.76% (upper mid).	5Y return: 14.09% (lower mid).	5Y return: 13.55% (lower mid).	5Y return: 12.22% (bottom quartile).	5Y return: 21.94% (top quartile).
Point 6	3Y return: 11.82% (bottom quartile).	3Y return: 24.23% (top quartile).	3Y return: 22.74% (upper mid).	3Y return: 19.51% (upper mid).	3Y return: 13.25% (lower mid).	3Y return: 16.22% (lower mid).	3Y return: 18.66% (upper mid).	3Y return: 9.31% (bottom quartile).	3Y return: 11.81% (bottom quartile).	3Y return: 23.72% (top quartile).
Point 7	1Y return: -6.31% (bottom quartile).	1Y return: 5.42% (upper mid).	1Y return: 22.82% (top quartile).	1Y return: -6.66% (bottom quartile).	1Y return: 1.86% (lower mid).	1Y return: 4.32% (upper mid).	1Y return: 11.04% (top quartile).	1Y return: -11.01% (bottom quartile).	1Y return: -4.77% (lower mid).	1Y return: 5.12% (upper mid).
Point 8	Alpha: -8.06 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 1.16 (upper mid).	Alpha: 3.62 (top quartile).	Alpha: 5.27 (top quartile).	Alpha: -7.82 (bottom quartile).	Alpha: -2.20 (bottom quartile).	Alpha: 0.23 (upper mid).
Point 9	Sharpe: 0.03 (bottom quartile).	Sharpe: 1.51 (upper mid).	Sharpe: 2.40 (top quartile).	Sharpe: 0.60 (lower mid).	Sharpe: 1.34 (upper mid).	Sharpe: 1.20 (upper mid).	Sharpe: 1.99 (top quartile).	Sharpe: 0.00 (bottom quartile).	Sharpe: 0.53 (bottom quartile).	Sharpe: 1.10 (lower mid).
Point 10	Information ratio: -0.67 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.24 (top quartile).	Information ratio: -0.40 (lower mid).	Information ratio: -0.25 (lower mid).	Information ratio: -0.89 (bottom quartile).	Information ratio: -0.53 (bottom quartile).	Information ratio: 0.34 (top quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,458 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.71% (bottom quartile).
3Y return: 11.82% (bottom quartile).
1Y return: -6.31% (bottom quartile).
Alpha: -8.06 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.67 (bottom quartile).

Franklin Build India Fund

Upper mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 21.72% (top quartile).
3Y return: 24.23% (top quartile).
1Y return: 5.42% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,990 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 19.73% (upper mid).
3Y return: 22.74% (upper mid).
1Y return: 22.82% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.40 (top quartile).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,469 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.87% (upper mid).
3Y return: 19.51% (upper mid).
1Y return: -6.66% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.60 (lower mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.78% (bottom quartile).
3Y return: 13.25% (lower mid).
1Y return: 1.86% (lower mid).
Alpha: 1.16 (upper mid).
Sharpe: 1.34 (upper mid).
Information ratio: 0.24 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,339 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 18.76% (upper mid).
3Y return: 16.22% (lower mid).
1Y return: 4.32% (upper mid).
Alpha: 3.62 (top quartile).
Sharpe: 1.20 (upper mid).
Information ratio: -0.40 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹999 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 14.09% (lower mid).
3Y return: 18.66% (upper mid).
1Y return: 11.04% (top quartile).
Alpha: 5.27 (top quartile).
Sharpe: 1.99 (top quartile).
Information ratio: -0.25 (lower mid).

SBI Consumption Opportunities Fund

Upper mid AUM (₹2,970 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 13.55% (lower mid).
3Y return: 9.31% (bottom quartile).
1Y return: -11.01% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: -0.89 (bottom quartile).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,473 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 12.22% (bottom quartile).
3Y return: 11.81% (bottom quartile).
1Y return: -4.77% (lower mid).
Alpha: -2.20 (bottom quartile).
Sharpe: 0.53 (bottom quartile).
Information ratio: -0.53 (bottom quartile).

Nippon India Power and Infra Fund

Highest AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.94% (top quartile).
3Y return: 23.72% (top quartile).
1Y return: 5.12% (upper mid).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (lower mid).
Information ratio: 0.34 (top quartile).

*اے یو ایم/نیٹ اثاثوں کے حامل بہترین سیکٹری میوچل فنڈز کی فہرست >100 کروڑ.

1. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,458 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.71% (bottom quartile).
3Y return: 11.82% (bottom quartile).
1Y return: -6.31% (bottom quartile).
Alpha: -8.06 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~9.5%).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (01 Apr 26)	₹82.6846 ↑ 1.72 (2.13 %)
Net Assets (Cr)	₹1,458 on 28 Feb 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	0.03
Information Ratio	-0.67
Alpha Ratio	-8.06
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,291
31 Mar 23	₹11,963
31 Mar 24	₹16,448
31 Mar 25	₹17,972
31 Mar 26	₹16,377

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9%
3 Month	-15.3%
6 Month	-16%
1 Year	-6.3%
3 Year	11.8%
5 Year	10.7%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.1%
2023	20.1%
2022	30.2%
2021	9.3%
2020	19.3%
2019	13.5%
2018	2.7%
2017	-7.8%
2016	38.7%
2015	21.1%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Rohit Seksaria	27 Feb 26	0 Yr.
Shalav Saket	31 Dec 25	0.16 Yr.
Anuj Bansal	27 Feb 26	0 Yr.

Data below for Sundaram Rural and Consumption Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.4%
Consumer Defensive	27.88%
Communication Services	11.02%
Health Care	4.6%
Financial Services	3.21%
Real Estate	1.67%
Basic Materials	1.57%
Industrials	1.14%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	9%	₹138 Cr	735,559
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	9%	₹137 Cr	402,064
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	7%	₹104 Cr	446,824
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	7%	₹100 Cr	3,185,016
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	6%	₹92 Cr	212,692
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	5%	₹71 Cr	2,892,836
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	5%	₹67 Cr	85,724
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	4%	₹63 Cr	42,610
Nestle India Ltd (Consumer Defensive) Equity, Since 30 Jun 16 \| NESTLEIND	4%	₹56 Cr	431,406 ↓ -11,648
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹50 Cr	282,069

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 21.72% (top quartile).
3Y return: 24.23% (top quartile).
1Y return: 5.42% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (01 Apr 26)	₹135.24 ↑ 2.62 (1.98 %)
Net Assets (Cr)	₹3,174 on 28 Feb 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,573
31 Mar 23	₹14,151
31 Mar 24	₹24,221
31 Mar 25	₹25,876
31 Mar 26	₹26,604

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9%
3 Month	-6.2%
6 Month	-3.9%
1 Year	5.4%
3 Year	24.2%
5 Year	21.7%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.37 Yr.
Kiran Sebastian	7 Feb 22	4.06 Yr.
Sandeep Manam	18 Oct 21	4.37 Yr.

Data below for Franklin Build India Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹1,990 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 19.73% (upper mid).
3Y return: 22.74% (upper mid).
1Y return: 22.82% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.40 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Energy vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~88%).
Largest holding BGF World Energy I2 (~10.5%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (31 Mar 26)	₹104.23 ↑ 0.03 (0.02 %)
Net Assets (Cr)	₹1,990 on 28 Feb 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	2.4
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,651
31 Mar 23	₹13,304
31 Mar 24	₹19,252
31 Mar 25	₹20,029
31 Mar 26	₹24,600

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-5.4%
3 Month	3.8%
6 Month	11.7%
1 Year	22.8%
3 Year	22.7%
5 Year	19.7%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.67 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Energy	42.75%
Basic Materials	34.63%
Utility	7.31%
Industrials	1.48%
Technology	1.04%
Consumer Cyclical	0.09%

Asset Allocation

Asset Class	Value
Cash	11.69%
Equity	88.31%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹208 Cr	602,478
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	9%	₹188 Cr	1,511,761 ↑ 155,095
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	9%	₹187 Cr	8,808,711 ↑ 912,125
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	8%	₹165 Cr	5,905,732
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| PETRONET	6%	₹112 Cr	3,461,007 ↑ 1,280,641
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	4%	₹87 Cr	1,801,812 ↓ -152,617
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	4%	₹82 Cr	4,371,802 ↑ 1,061,923
BGF Sustainable Energy I2 Investment Fund \| -	4%	₹82 Cr	330,203
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| NATIONALUM	3%	₹68 Cr	1,928,199 ↓ -510,856
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹66 Cr	1,533,115

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,469 Cr).
Established history (15+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.87% (upper mid).
3Y return: 19.51% (upper mid).
1Y return: -6.66% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.60 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Larsen & Toubro Ltd (~6.3%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (01 Apr 26)	₹42.819 ↑ 1.38 (3.34 %)
Net Assets (Cr)	₹1,469 on 28 Feb 26
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,330
31 Mar 23	₹13,558
31 Mar 24	₹23,354
31 Mar 25	₹24,830
31 Mar 26	₹22,397

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.5%
3 Month	-11.4%
6 Month	-13.3%
1 Year	-6.7%
3 Year	19.5%
5 Year	17.9%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.9%
2023	39.3%
2022	50.3%
2021	1.7%
2020	64.8%
2019	6.3%
2018	-5.3%
2017	-25.9%
2016	58.7%
2015	10.7%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	2.1 Yr.
Ritika Behera	7 Oct 23	2.4 Yr.
Gaurav Satra	7 Jun 24	1.73 Yr.

Data below for Bandhan Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	54.94%
Utility	13.59%
Basic Materials	9.78%
Energy	4.87%
Communication Services	4.4%
Technology	3.76%
Health Care	2.68%
Financial Services	2.6%
Real Estate	1.17%
Consumer Cyclical	0.23%

Asset Allocation

Asset Class	Value
Cash	1.98%
Equity	98.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹93 Cr	216,683 ↑ 5,490
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	5%	₹72 Cr	513,178
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	4%	₹65 Cr	410,546
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹65 Cr	343,670
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹62 Cr	48,772
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	4%	₹61 Cr	1,362,488
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹59 Cr	4,733,244
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	4%	₹57 Cr	118,992
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹45 Cr	296,403
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹38 Cr	12,400,122

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.78% (bottom quartile).
3Y return: 13.25% (lower mid).
1Y return: 1.86% (lower mid).
Alpha: 1.16 (upper mid).
Sharpe: 1.34 (upper mid).
Information ratio: 0.24 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.0%).
Top-3 holdings concentration ~35.7%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (01 Apr 26)	₹55.87 ↑ 1.22 (2.23 %)
Net Assets (Cr)	₹3,673 on 28 Feb 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.34
Information Ratio	0.24
Alpha Ratio	1.16
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,183
31 Mar 23	₹11,662
31 Mar 24	₹15,203
31 Mar 25	₹16,913
31 Mar 26	₹16,571

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-12.6%
3 Month	-13.5%
6 Month	-7.6%
1 Year	1.9%
3 Year	13.3%
5 Year	10.8%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.52 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	94.89%
Technology	0.97%

Asset Allocation

Asset Class	Value
Cash	4.15%
Equity	95.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹513 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	13%	₹480 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	9%	₹319 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹231 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹213 Cr	2,137,250
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹147 Cr	3,546,665
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	4%	₹129 Cr	1,198,382
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	4%	₹129 Cr	1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹107 Cr	565,076
Bank of Maharashtra (Financial Services) Equity, Since 31 Dec 25 \| MAHABANK	3%	₹94 Cr	12,546,499

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,339 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 18.76% (upper mid).
3Y return: 16.22% (lower mid).
1Y return: 4.32% (upper mid).
Alpha: 3.62 (top quartile).
Sharpe: 1.20 (upper mid).
Information ratio: -0.40 (lower mid).
Higher exposure to Industrials vs peer median.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~11.2%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (01 Apr 26)	₹59.854 ↑ 1.73 (2.97 %)
Net Assets (Cr)	₹2,339 on 28 Feb 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	1.2
Information Ratio	-0.4
Alpha Ratio	3.62
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,848
31 Mar 23	₹15,180
31 Mar 24	₹22,606
31 Mar 25	₹22,983
31 Mar 26	₹23,144

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-9.4%
3 Month	-9%
6 Month	-7.4%
1 Year	4.3%
3 Year	16.2%
5 Year	18.8%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	32.4%
2022	37.3%
2021	15.6%
2020	57.3%
2019	3.4%
2018	3.6%
2017	-19.6%
2016	45.3%
2015	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.41 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	48.66%
Basic Materials	12.47%
Consumer Cyclical	11.19%
Communication Services	10.44%
Energy	6.77%
Financial Services	3.35%
Technology	2.27%
Utility	2.03%
Real Estate	1.81%
Health Care	1.02%

Asset Allocation

Asset Class	Value
Equity	100.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	11%	₹262 Cr	612,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹142 Cr	755,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹110 Cr	792,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| INDUSTOWER	4%	₹102 Cr	2,250,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹78 Cr	630,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹76 Cr	60,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹75 Cr	130,659
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹73 Cr	54,000
Cummins India Ltd (Industrials) Equity, Since 30 Sep 12 \| CUMMINSIND	3%	₹71 Cr	145,800
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	3%	₹70 Cr	27,000

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹999 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 14.09% (lower mid).
3Y return: 18.66% (upper mid).
1Y return: 11.04% (top quartile).
Alpha: 5.27 (top quartile).
Sharpe: 1.99 (top quartile).
Information ratio: -0.25 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~9.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (31 Mar 26)	₹105.384 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹999 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	1.99
Information Ratio	-0.25
Alpha Ratio	5.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,252
31 Mar 23	₹11,569
31 Mar 24	₹16,625
31 Mar 25	₹17,407
31 Mar 26	₹19,329

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-8.4%
3 Month	-4.5%
6 Month	0.6%
1 Year	11%
3 Year	18.7%
5 Year	14.1%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	10.5%
2022	32.3%
2021	-6.6%
2020	52%
2019	23.9%
2018	11.8%
2017	-18.7%
2016	39.2%
2015	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.75 Yr.

Data below for SBI Magnum COMMA Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Basic Materials	51.86%
Energy	24.19%
Utility	11.15%
Consumer Defensive	3.49%
Consumer Cyclical	2.67%
Financial Services	2.07%

Asset Allocation

Asset Class	Value
Cash	4.27%
Equity	95.44%
Debt	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	9%	₹91 Cr	4,276,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	7%	₹71 Cr	2,530,000 ↑ 780,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	5%	₹51 Cr	362,732
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	5%	₹48 Cr	675,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	4%	₹43 Cr	34,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹39 Cr	2,350,000
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	4%	₹38 Cr	785,000 ↑ 410,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	4%	₹38 Cr	300,000
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 24 \| NMDC	3%	₹34 Cr	4,127,919 ↑ 218,349
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	3%	₹33 Cr	2,070,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹2,970 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 13.55% (lower mid).
3Y return: 9.31% (bottom quartile).
1Y return: -11.01% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: -0.89 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.8%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (01 Apr 26)	₹267.152 ↑ 6.38 (2.45 %)
Net Assets (Cr)	₹2,970 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.01
Information Ratio	-0.89
Alpha Ratio	-7.82
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,517
31 Mar 23	₹14,449
31 Mar 24	₹19,510
31 Mar 25	₹21,209
31 Mar 26	₹18,874

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-10.3%
3 Month	-14.8%
6 Month	-14.8%
1 Year	-11%
3 Year	9.3%
5 Year	13.5%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.3%
2023	22.8%
2022	29.9%
2021	13.9%
2020	35.6%
2019	13.9%
2018	0.1%
2017	-2%
2016	53.1%
2015	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.91 Yr.
Ashit Desai	1 Apr 24	1.91 Yr.

Data below for SBI Consumption Opportunities Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	45.73%
Consumer Defensive	27.21%
Basic Materials	8.24%
Industrials	7.33%
Communication Services	5.79%
Technology	1.61%
Financial Services	1.55%

Asset Allocation

Asset Class	Value
Cash	1.97%
Equity	97.9%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹172 Cr	915,000 ↓ -75,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	5%	₹138 Cr	579,000 ↑ 70,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹136 Cr	400,000 ↓ -55,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹134 Cr	222,499
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹124 Cr	2,386,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹120 Cr	150,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| TITAN	4%	₹120 Cr	277,500
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹112 Cr	477,132 ↓ -200,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹111 Cr	75,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹109 Cr	680,000

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,473 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 12.22% (bottom quartile).
3Y return: 11.81% (bottom quartile).
1Y return: -4.77% (lower mid).
Alpha: -2.20 (bottom quartile).
Sharpe: 0.53 (bottom quartile).
Information ratio: -0.53 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Mahindra & Mahindra Ltd (~7.1%).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (01 Apr 26)	₹81.292 ↑ 1.80 (2.27 %)
Net Assets (Cr)	₹4,473 on 28 Feb 26
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.16
Sharpe Ratio	0.53
Information Ratio	-0.53
Alpha Ratio	-2.2
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,960
31 Mar 23	₹12,734
31 Mar 24	₹17,657
31 Mar 25	₹18,693
31 Mar 26	₹17,801

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-10.5%
3 Month	-16.4%
6 Month	-16.1%
1 Year	-4.8%
3 Year	11.8%
5 Year	12.2%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.4%
2023	17.2%
2022	32.9%
2021	7.2%
2020	33%
2019	11.2%
2018	8.6%
2017	1.9%
2016	51%
2015	2%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	4.69 Yr.

Data below for Mirae Asset Great Consumer Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	56.77%
Consumer Defensive	19.68%
Communication Services	6.39%
Basic Materials	6.17%
Industrials	4.22%
Health Care	3.22%
Technology	2.74%

Asset Allocation

Asset Class	Value
Cash	0.8%
Equity	99.19%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹319 Cr	938,648
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	7%	₹314 Cr	12,743,385 ↓ -170,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	7%	₹309 Cr	207,923 ↓ -5,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| TITAN	7%	₹303 Cr	699,296 ↑ 48,523
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	6%	₹286 Cr	1,521,265 ↓ -50,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	5%	₹211 Cr	6,725,000 ↓ -750,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	4%	₹197 Cr	245,696 ↓ -25,500
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 19 \| BRITANNIA	4%	₹191 Cr	318,750
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| TRENT	4%	₹187 Cr	478,446
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Oct 24 \| VBL	4%	₹159 Cr	3,516,886 ↑ 220,000

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.94% (top quartile).
3Y return: 23.72% (top quartile).
1Y return: 5.12% (upper mid).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (lower mid).
Information ratio: 0.34 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~9.1%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (01 Apr 26)	₹331.495 ↑ 7.65 (2.36 %)
Net Assets (Cr)	₹7,128 on 28 Feb 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0.34
Alpha Ratio	0.23
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,490
31 Mar 23	₹14,486
31 Mar 24	₹25,615
31 Mar 25	₹26,322
31 Mar 26	₹26,803

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26

Duration	Returns
1 Month	-6.2%
3 Month	-4.7%
6 Month	-4.1%
1 Year	5.1%
3 Year	23.7%
5 Year	21.9%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.77 Yr.
Rahul Modi	19 Aug 24	1.53 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	33.38%
Utility	23.94%
Consumer Cyclical	11.53%
Energy	10.24%
Basic Materials	6.92%
Technology	4.32%
Financial Services	2.91%
Health Care	2.3%
Communication Services	2.06%
Real Estate	1.62%

Asset Allocation

Asset Class	Value
Cash	0.78%
Equity	99.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	9%	₹650 Cr	4,660,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹592 Cr	15,500,000 ↓ -1,500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹423 Cr	989,337
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹298 Cr	7,900,789
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	3%	₹203 Cr	22,571,079 ↑ 4,213,009
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹197 Cr	2,720,014 ↓ -300,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹190 Cr	150,000 ↓ -10,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹183 Cr	6,900,000 ↑ 400,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 22 \| APOLLOHOSP	2%	₹164 Cr	210,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹147 Cr	780,000 ↓ -270,000

بہترین سیکٹر میوچل فنڈز میں سرمایہ کاری کرتے وقت غور کرنے کے لیے اسمارٹ ٹپس

سیکٹر فنڈز میں سرمایہ کاری کرنے سے پہلے آپ کو کچھ چیزیں جاننے کی ضرورت ہے:

1. میوچل فنڈ کا مقصد

کسی کو ہمیشہ میوچل فنڈ اسکیم کے مقصد کو مناسب طریقے سے سمجھنا چاہیے۔ مثال کے طور پر، کچھ سیکٹر میوچل فنڈز بیان کردہ سیکٹر میں پورٹ فولیو کا صرف 65 فیصد تک سرمایہ کاری کرتے ہیں۔ یہ کسی شعبے میں آپ کی نمائش کو کم کر سکتا ہے اور آپ کی توقع کے مطابق پیداوار فراہم نہیں کرے گا۔

2. مارکیٹ کا ٹائمنگ

جیسا کہ وہ کہتے ہیں، اسٹاک مارکیٹ میں دولت بڑھانے کے لیے، "مارکیٹ میں وقت مارکیٹ کے وقت سے زیادہ اہم ہے۔" لیکن، جب سیکٹر میوچل فنڈز میں پیسہ کمانے کی بات آتی ہے، تو کسی کو مارکیٹ کو وقت کے ساتھ سیکھنے کی ضرورت ہوتی ہے، خاص طور پر، سیمنٹ جیسے چکراتی شعبوں میں،بینک، اسٹیل، وغیرہ۔ مثال کے طور پر، جب شرح سود کم ہوتی ہے یا ان کے گرنے کی توقع ہوتی ہے تو بینکنگ اسٹاک اچھی کارکردگی دکھاتے ہیں۔ اور وہکم کارکردگی دکھانا جب شرح سود بڑھ رہی ہے۔ لہذا، بینکنگ فنڈ میں اچھا منافع حاصل کرنے کے لیے، کسی کو شرح سود کے چکر کے صحیح موڑ پر آنے کی ضرورت ہے۔

مثالی طور پر، ایکسرمایہ کار لینا چاہئےگھونٹ اس طرح کے فنڈز کو ایکسپوز کرنے کا راستہ، لیکن جب سیکٹر کے بنیادی اصول ختم یا ڈوبنے لگیں تو کسی کو SIPs اور سیکٹر میوچل فنڈز میں ایگزٹ پوزیشن کو بند کرنا چاہیے۔

کے برعکسمتنوع فنڈز, سیکٹر میوچل فنڈز کم متنوع ہیں، اس طرح خطرے کی نمائش نسبتاً زیادہ ہے۔ سیکٹر فنڈز کا نقصان اتار چڑھاؤ کی بلند شرح ہے۔ یہ اس کی سرمایہ کاری کی نوعیت کی وجہ سے ہے۔ ایک سرمایہ کار اس وقت ضرورت سے زیادہ منافع حاصل کرے گا جب مارکیٹ اوپر کی سمت بڑھ رہی ہو اور جب اس مخصوص شعبے کی مارکیٹ خراب ہو رہی ہو تو اسے زبردست نقصان پہنچے گا۔

3. جانیں کہ کب باہر نکلنا ہے۔

متنوع میوچل فنڈز کے مقابلے میں، ایک سیکٹر میوچل فنڈ کو زیادہ دیر تک پورٹ فولیو میں نہیں رکھا جانا چاہیے۔ مثالی طور پر، جب کسی شعبے کی اچھی کارکردگی کی توقع کی جاتی ہے، تو ایسے فنڈ کو خریدنا چاہیے اور جب اس کے حق میں جانا شروع ہو جائے تو فنڈ سے نکل جانا چاہیے۔ چونکہ یہ فنڈز زیادہ تر چکراتی ہیں، ان کی مدت عام طور پر 3-5 سال ہوتی ہے۔ اس طرح، سرمایہ کاروں کو یہ جاننے کے لیے کچھ اچھا وقت گزارنا چاہیے کہ اس طرح کے فنڈز سے کب نکلنا ہے۔

4. محدود نمائش

سیکٹر فنڈز میں سرمایہ کاری کرنے والے سرمایہ کاروں کو یہ سمجھنا چاہیے کہ فنڈ مینیجر اپنے سرمایہ کاری کے اختیارات میں محدود ہے اور اسے کسی خاص شعبے میں سرمایہ کاری جاری رکھنی ہوگی چاہے وہ شعبہ مارکیٹ میں اچھی کارکردگی کا مظاہرہ نہ کر رہا ہو۔ جبکہ، ایکویٹی ڈائیورسیفائیڈ فنڈز میں، ایک فنڈ مینیجر ایسی کسی پابندی کا پابند نہیں ہے۔

بہترین سیکٹر میوچل فنڈز میں کیسے سرمایہ کاری کی جائے؟

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شروع کرنے کے

نتیجہ

سیکٹر فنڈز آپ کے پورٹ فولیو کو مرتکز خطرے سے دوچار کرتے ہیں، درحقیقت، اس سے آپ کو بہت بڑا نقصان ہو سکتا ہے، اگر آپ اپنے آپ کو کاروباری چکروں کے قریب نہیں رکھتے ہیں۔ دوسری طرف، اگر آپ سیکٹر کے بنیادی اصولوں سے بخوبی واقف ہیں اور اس طرح کے فنڈز کے ساتھ جڑے اتار چڑھاؤ کا اندازہ لگانے کی صلاحیت رکھتے ہیں، تو آپ اچھا منافع کما سکتے ہیں۔ تاہم، سیکٹر فنڈز میں سرمایہ کاری کرتے وقت ہمیشہ بہت محتاط رہیں اور صرف ایک محدود حصہ کی سرمایہ کاری کریں۔سرمایہ!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔