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Top 10 Best performing Debt funds for 2021

Fincash » Mutual Funds » Best Debt Funds 2018

Top 10 Performing Debt Funds for year 2021

Updated on October 2, 2022 , 202 views

Debt fund are the category of Mutual Funds whose corpus is invested in various fixed Income instruments such as treasury bills, government Bonds, corporate bonds, commercial papers, and so on. These funds can be considered as a good option for short-term and medium-term investments. Even people having low-risk appetite can choose to invest in debt funds. Debt funds are classified on the Basis of the maturity profiles of the Underlying assets. The categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, Gilt Funds, Dynamic Bond Funds, and so on. In the year 2021, the performance of the debt funds was good. On the basis of performance (returns), the top and best performing debt funds for year 2021 are as follows.

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Top 10 Performing Debt Funds for 2021 on the Basis of Returns

FundNAVNet Assets (Cr)2021 (%)2020 (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Credit Risk Fund Growth ₹14.0151
↑ 0.00
₹49121.5-27.8-4.87.74%1Y 10M 13D2Y 7M 24D
Baroda Pioneer Credit Risk Fund Growth ₹18.0198
↑ 0.00
₹20219.22.42.17.47%1Y 7M 10D2Y 29D
Nippon India Strategic Debt Fund Growth ₹12.5811
↑ 0.00
₹18717.4-23.5-3.45.98%1Y 9M 22D2Y 2M 5D
Franklin India Low Duration Fund Growth ₹32.6071
↑ 0.07
₹5116.71.65.20%1Y 18D
IDBI Credit Risk Fund Growth ₹15.4132
↑ 0.00
₹3016.2-3.5-5.47.35%1Y 9M 11D2Y 4M 10D
Franklin India Short Term Income Plan - Retail Plan Growth ₹4,720.12
↑ 3.09
₹50515-5.34.20%2Y 20D
Franklin India Dynamic Accrual Fund Growth ₹94.788
↑ 0.84
₹9914.5-1.76.30%3M 18D
Franklin India Credit Risk Fund Growth ₹23.6738
↑ 0.03
₹18513.8-0.240%2Y 3M 13D
Nippon India Credit Risk Fund Growth ₹28.097
↑ 0.01
₹1,03013.5-5.91.97.95%1Y 8M 5D2Y 4D
IDBI Short Term Bond Fund Growth ₹22.6374
↑ 0.01
₹3212.19.90.16.66%1Y 5M 8D1Y 9M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Oct 22

Best and Top Performing Fixed Income Mutual Funds for 2021

1. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.5% since its launch.  Ranked 20 in Credit Risk category.  Return for 2021 was 21.5% , 2020 was -27.8% and 2019 was -4.8% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund
Growth
Launch Date 19 Nov 12
NAV (04 Oct 22) ₹14.0151 ↑ 0.00   (0.03 %)
Net Assets (Cr) ₹491 on 31 Aug 22
Category Debt - Credit Risk
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.74%
Effective Maturity 2 Years 7 Months 24 Days
Modified Duration 1 Year 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,440
30 Sep 19₹10,073
30 Sep 20₹7,173
30 Sep 21₹8,752
30 Sep 22₹9,086

UTI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.1%
3 Month 1.2%
6 Month 1%
1 Year 3.8%
3 Year -3.4%
5 Year -1.9%
10 Year
15 Year
Since launch 3.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 21.5%
2020 -27.8%
2019 -4.8%
2018 5.5%
2017 6.9%
2016 10.3%
2015 8.9%
2014 11.5%
2013 7.7%
2012
Fund Manager information for UTI Credit Risk Fund
NameSinceTenure
Ritesh Nambiar9 Nov 129.82 Yr.

Data below for UTI Credit Risk Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash19.81%
Debt80.19%
Debt Sector Allocation
SectorValue
Corporate63.67%
Cash Equivalent19.81%
Government16.52%
Credit Quality
RatingValue
A8.74%
AA56.68%
AAA34.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Piramal Capital & Housing Finance Limited
Debentures | -
8%₹38 Cr470,804
182 Dtb 29092022
Sovereign Bonds | -
5%₹25 Cr250,000,000
182 DTB 22122022
Sovereign Bonds | -
5%₹25 Cr250,000,000
Summit Digitel Infrastructure Limited
Debentures | -
5%₹24 Cr250
Kirloskar Ferrous Industries Ltd
Debentures | -
5%₹23 Cr230
TATA Motors Limited
Debentures | -
4%₹21 Cr200
India Grid TRust
Debentures | -
4%₹20 Cr210
The Tata Power Company Limited
Debentures | -
4%₹20 Cr200
Dilip Buildcon Limited
Debentures | -
4%₹20 Cr200
Aadhar Housing Finance Limited
Debentures | -
4%₹20 Cr200

2. Baroda Pioneer Credit Risk Fund

(Erstwhile Baroda Pioneer Credit Opportunities Fund)

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Baroda Pioneer Credit Risk Fund is a Debt - Credit Risk fund was launched on 23 Jan 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2021 was 19.2% , 2020 was 2.4% and 2019 was 2.1% .

Below is the key information for Baroda Pioneer Credit Risk Fund

Baroda Pioneer Credit Risk Fund
Growth
Launch Date 23 Jan 15
NAV (04 Oct 22) ₹18.0198 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹202 on 31 Aug 22
Category Debt - Credit Risk
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.83
Sharpe Ratio 0.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.47%
Effective Maturity 2 Years 29 Days
Modified Duration 1 Year 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,472
30 Sep 19₹10,845
30 Sep 20₹10,894
30 Sep 21₹13,221
30 Sep 22₹13,761

Baroda Pioneer Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Baroda Pioneer Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 1.6%
1 Year 4.1%
3 Year 8.3%
5 Year 6.6%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 19.2%
2020 2.4%
2019 2.1%
2018 5.9%
2017 8.4%
2016 11.3%
2015
2014
2013
2012
Fund Manager information for Baroda Pioneer Credit Risk Fund
NameSinceTenure
Alok Sahoo23 Jan 157.61 Yr.

Data below for Baroda Pioneer Credit Risk Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash24.43%
Debt75.57%
Debt Sector Allocation
SectorValue
Corporate46.65%
Government28.92%
Cash Equivalent24.43%
Credit Quality
RatingValue
A2.41%
AA69.44%
AAA28.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
10%₹20 Cr2,000,000
↑ 2,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
9%₹19 Cr2,000,000
↓ -1,500,000
The Tata Power Company Limited
Debentures | -
8%₹17 Cr170
TATA Motors Limited
Debentures | -
7%₹14 Cr140
Godrej Properties Limited
Debentures | -
6%₹13 Cr125
Motilal Oswal Home Finance Limited
Debentures | -
6%₹12 Cr120
Torrent Power Limited
Debentures | -
5%₹10 Cr100
Shriram City Union Finance Limited
Debentures | -
5%₹10 Cr100
Godrej Industries Limited
Debentures | -
5%₹10 Cr100
Embassy Office Parks Reit
Debentures | -
5%₹10 Cr100

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 2.8% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2021 was 17.4% , 2020 was -23.5% and 2019 was -3.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (04 Oct 22) ₹12.5811 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹187 on 31 Aug 22
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 5.98%
Effective Maturity 2 Years 2 Months 5 Days
Modified Duration 1 Year 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,321
30 Sep 19₹10,216
30 Sep 20₹7,549
30 Sep 21₹9,093
30 Sep 22₹9,179

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0%
3 Month 0.9%
6 Month -0.1%
1 Year 0.9%
3 Year -3.5%
5 Year -1.7%
10 Year
15 Year
Since launch 2.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 17.4%
2020 -23.5%
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
2014
2013
2012
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Kinjal Desai25 May 184.27 Yr.
Sushil Budhia1 Feb 202.58 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash37.94%
Debt62.06%
Debt Sector Allocation
SectorValue
Corporate48.37%
Cash Equivalent37.94%
Government13.69%
Credit Quality
RatingValue
AA36.03%
AAA63.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Summit Digitel Infrastructure Limited
Debentures | -
8%₹14 Cr150
Piramal Capital & Housing Finance Limited
Debentures | -
6%₹11 Cr135,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
6%₹11 Cr100
07.89 GJ Sdl 2025
Sovereign Bonds | -
5%₹10 Cr1,000,000
Rec Limited
Debentures | -
5%₹10 Cr100
India Grid TRust
Debentures | -
5%₹10 Cr100
Indinfravit TRust
Debentures | -
5%₹10 Cr100
G R Infraprojects Limited
Debentures | -
5%₹10 Cr100
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹8 Cr851,700
U.P. Power Corporation Limited
Debentures | -
3%₹5 Cr50

4. Franklin India Low Duration Fund

To provide regular income to investors through investment primarily in debt funds.

Franklin India Low Duration Fund is a Debt - Low Duration fund was launched on 26 Jul 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.3% since its launch.  Ranked 3 in Low Duration category.  Return for 2021 was 16.7% , 2020 was 1.6% and 2019 was 5.2% .

Below is the key information for Franklin India Low Duration Fund

Franklin India Low Duration Fund
Growth
Launch Date 26 Jul 10
NAV (07 Aug 22) ₹32.6071 ↑ 0.07   (0.20 %)
Net Assets (Cr) ₹51 on 31 Jul 22
Category Debt - Low Duration
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.42
Sharpe Ratio 1.55
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-3 Months (0.5%),3 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity 1 Year 18 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,700
30 Sep 19₹11,644
30 Sep 20₹11,253
30 Sep 21₹13,055

Franklin India Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Purchase not allowed

Returns for Franklin India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 22.2%
1 Year 37.1%
3 Year 13.7%
5 Year 11.3%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 16.7%
2020 1.6%
2019 5.2%
2018 8.4%
2017 8.3%
2016 9.7%
2015 9.8%
2014 10.1%
2013 9.5%
2012 10.2%
Fund Manager information for Franklin India Low Duration Fund
NameSinceTenure
Santosh Kamath15 Apr 148.39 Yr.
Kunal Agrawal15 Apr 148.39 Yr.

Data below for Franklin India Low Duration Fund as on 31 Jul 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Overnight Fund Dir Gr
Investment Fund | -
100%₹51 Cr145,734
↓ -17
Call, Cash & Other Assets
Net Current Assets | -
0%₹0 Cr

5. IDBI Credit Risk Fund

(Erstwhile IDBI Corporate Debt Opportunities Fund)

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

IDBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 3 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 5.2% since its launch.  Ranked 28 in Credit Risk category.  Return for 2021 was 16.2% , 2020 was -3.5% and 2019 was -5.4% .

Below is the key information for IDBI Credit Risk Fund

IDBI Credit Risk Fund
Growth
Launch Date 3 Mar 14
NAV (04 Oct 22) ₹15.4132 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹30 on 31 Aug 22
Category Debt - Credit Risk
AMC IDBI Asset Management Limited
Rating
Risk Moderate
Expense Ratio 1.35
Sharpe Ratio 0.92
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 7.35%
Effective Maturity 2 Years 4 Months 10 Days
Modified Duration 1 Year 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,414
30 Sep 19₹10,375
30 Sep 20₹9,442
30 Sep 21₹11,155
30 Sep 22₹11,501

IDBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for IDBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0%
3 Month 1.3%
6 Month 0.5%
1 Year 3%
3 Year 3.5%
5 Year 2.8%
10 Year
15 Year
Since launch 5.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 16.2%
2020 -3.5%
2019 -5.4%
2018 5.7%
2017 5.2%
2016 8.9%
2015 8.6%
2014
2013
2012
Fund Manager information for IDBI Credit Risk Fund
NameSinceTenure
Raju Sharma7 Sep 220 Yr.

Data below for IDBI Credit Risk Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash32.39%
Debt67.61%
Debt Sector Allocation
SectorValue
Corporate59.32%
Cash Equivalent32.39%
Government8.29%
Credit Quality
RatingValue
AA74.82%
AAA25.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
JSW Steel Limited
Debentures | -
12%₹4 Cr350,000
Godrej Properties Limited
Debentures | -
12%₹4 Cr350,000
TATA Motors Limited
Debentures | -
11%₹3 Cr350,000
The Tata Power Company Limited
Debentures | -
10%₹3 Cr300,000
Godrej Industries Limited
Debentures | -
10%₹3 Cr300,000
Steel Authority Of India Limited
Debentures | -
8%₹2 Cr240,000
Rec Limited
Debentures | -
7%₹2 Cr210,000
Piramal Capital & Housing Finance Limited
Debentures | -
7%₹2 Cr247,920
Power Finance Corporation Ltd.
Debentures | -
1%₹0 Cr30,000
Treps
CBLO/Reverse Repo | -
19%₹6 Cr

6. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 19 in Short term Bond category.  Return for 2021 was 15% , 2020 was -5.3% and 2019 was 4.2% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (04 Oct 22) ₹4,720.12 ↑ 3.09   (0.07 %)
Net Assets (Cr) ₹505 on 31 Aug 22
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.5
Sharpe Ratio 1.25
Information Ratio -0.13
Alpha Ratio 13.92
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity 2 Years 20 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,601
30 Sep 19₹11,454
30 Sep 20₹10,176
30 Sep 21₹12,294
30 Sep 22₹13,270

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.2%
3 Month 0.2%
6 Month 0.1%
1 Year 8%
3 Year 5.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 15%
2020 -5.3%
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
2012 10%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath24 Jun 166.19 Yr.
Kunal Agrawal24 Jun 166.19 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash5.46%
Debt94.54%
Debt Sector Allocation
SectorValue
Corporate94.54%
Cash Equivalent5.46%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Andhra Pradesh Capital Region Development Authority
Debentures | -
45%₹225 Cr11,135
Andhra Pradesh Capital Region Development Authority
Debentures | -
43%₹216 Cr10,675
Andhra Pradesh Capital Region Development Authority
Debentures | -
7%₹35 Cr1,757
SBI Overnight Fund Dir Gr
Investment Fund | -
3%₹16 Cr44,314
Rivaaz TRade Ventures Private Limited
Debentures | -
0%₹0 Cr350
Rivaaz TRade Ventures Private Limited
Debentures | -
0%₹0 Cr1,000
Future Ideas Company Limited
Debentures | -
0%₹0 Cr300
Call, Cash & Other Assets
Net Current Assets | -
2%₹12 Cr

7. Franklin India Dynamic Accrual Fund

To generate steady stream of income either by way of regular dividends or by capital appreciation.

Franklin India Dynamic Accrual Fund is a Debt - Dynamic Bond fund was launched on 5 Mar 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 1 in Dynamic Bond category.  Return for 2021 was 14.5% , 2020 was -1.7% and 2019 was 6.3% .

Below is the key information for Franklin India Dynamic Accrual Fund

Franklin India Dynamic Accrual Fund
Growth
Launch Date 5 Mar 97
NAV (07 Aug 22) ₹94.788 ↑ 0.84   (0.90 %)
Net Assets (Cr) ₹99 on 31 Jul 22
Category Debt - Dynamic Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.85
Sharpe Ratio 1.19
Information Ratio 0.42
Alpha Ratio 26.93
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36-48 Months (0.5%),48 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity 3 Months 18 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,561
30 Sep 19₹11,503
30 Sep 20₹10,948
30 Sep 21₹12,926

Franklin India Dynamic Accrual Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Purchase not allowed

Returns for Franklin India Dynamic Accrual Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 1.4%
3 Month 2.4%
6 Month 22.4%
1 Year 31.9%
3 Year 11.7%
5 Year 10%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 14.5%
2020 -1.7%
2019 6.3%
2018 8.4%
2017 8.5%
2016 10.1%
2015 10.3%
2014 12.7%
2013 4.1%
2012 9.8%
Fund Manager information for Franklin India Dynamic Accrual Fund
NameSinceTenure
Sachin Padwal-Desai8 Aug 0616.08 Yr.
Santosh Kamath23 Feb 157.53 Yr.
Umesh Sharma5 Jul 1012.17 Yr.

Data below for Franklin India Dynamic Accrual Fund as on 31 Jul 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Overnight Fund Dir Gr
Investment Fund | -
100%₹99 Cr282,770
↓ -24
Rivaaz TRade Ventures Private Limited
Debentures | -
0%₹0 Cr600
Rivaaz TRade Ventures Private Limited
Debentures | -
0%₹0 Cr250
Nufuture Digital (India) Limited
Debentures | -
0%₹0 Cr250
Call, Cash & Other Assets
Net Current Assets | -
0%₹0 Cr

8. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Franklin India Credit Risk Fund is a Debt - Credit Risk fund was launched on 30 Nov 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 16 in Credit Risk category.  Return for 2021 was 13.8% , 2020 was -0.2% and 2019 was 4% .

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund
Growth
Launch Date 30 Nov 11
NAV (04 Oct 22) ₹23.6738 ↑ 0.03   (0.13 %)
Net Assets (Cr) ₹185 on 31 Aug 22
Category Debt - Credit Risk
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio 1.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity 2 Years 3 Months 13 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,590
30 Sep 19₹11,350
30 Sep 20₹10,726
30 Sep 21₹12,780
30 Sep 22₹13,539

Franklin India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month -0.1%
3 Month -0.3%
6 Month -0.6%
1 Year 6%
3 Year 6.1%
5 Year 6.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.8%
2020 -0.2%
2019 4%
2018 8.4%
2017 8.3%
2016 8.7%
2015 9.3%
2014 11.9%
2013 8.6%
2012 11%
Fund Manager information for Franklin India Credit Risk Fund
NameSinceTenure
Santosh Kamath15 Apr 148.39 Yr.
Kunal Agrawal25 Oct 183.85 Yr.

Data below for Franklin India Credit Risk Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash7.91%
Debt92.09%
Debt Sector Allocation
SectorValue
Corporate92.09%
Cash Equivalent7.91%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Andhra Pradesh Capital Region Development Authority
Debentures | -
92%₹169 Cr8,398
SBI Overnight Fund Dir Gr
Investment Fund | -
8%₹15 Cr42,123
Rivaaz TRade Ventures Private Limited
Debentures | -
0%₹0 Cr150
Nufuture Digital (India) Limited
Debentures | -
0%₹0 Cr750
Call, Cash & Other Assets
Net Current Assets | -
0%₹0 Cr

9. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.1% since its launch.  Ranked 21 in Credit Risk category.  Return for 2021 was 13.5% , 2020 was -5.9% and 2019 was 1.9% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund
Growth
Launch Date 8 Jun 05
NAV (04 Oct 22) ₹28.097 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,030 on 31 Aug 22
Category Debt - Credit Risk
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio -0.09
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.95%
Effective Maturity 2 Years 4 Days
Modified Duration 1 Year 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,479
30 Sep 19₹10,871
30 Sep 20₹9,987
30 Sep 21₹11,524
30 Sep 22₹11,934

Nippon India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.2%
3 Month 1.4%
6 Month 1.1%
1 Year 3.5%
3 Year 3.2%
5 Year 3.6%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.5%
2020 -5.9%
2019 1.9%
2018 6.1%
2017 7%
2016 10%
2015 8.8%
2014 11%
2013 8%
2012 9.6%
Fund Manager information for Nippon India Credit Risk Fund
NameSinceTenure
Kinjal Desai25 May 184.27 Yr.
Sushil Budhia1 Feb 202.58 Yr.

Data below for Nippon India Credit Risk Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash12.58%
Debt87.42%
Debt Sector Allocation
SectorValue
Corporate64.69%
Government18.74%
Cash Equivalent12.58%
Securitized3.99%
Credit Quality
RatingValue
A19.82%
AA37.44%
AAA42.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
JSW Steel Limited
Debentures | -
5%₹55 Cr550
Tata Realty And Infrastructure Limited
Debentures | -
5%₹49 Cr500
Piramal Capital & Housing Finance Limited
Debentures | -
5%₹48 Cr594,997
5.22% Govt Stock 2025
Sovereign Bonds | -
5%₹48 Cr5,000,000
7.35% Govt Stock 2024
Sovereign Bonds | -
4%₹45 Cr4,500,000
Greenlam Industries Limited
Debentures | -
4%₹44 Cr450
L&T Metro Rail (Hyderabad) Limited
Debentures | -
4%₹42 Cr400
Nirma Limited
Debentures | -
4%₹40 Cr400
Grasim Industries Limited
Debentures | -
3%₹35 Cr350
Summit Digitel Infrastructure Limited
Debentures | -
3%₹34 Cr350

10. IDBI Short Term Bond Fund

The investment objective of the Scheme is to provide investors with regular income by investing in debt and money market instruments, such that the Macaulay duration of the portfolio is maintained between 1 year to 3 years.However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Short Term Bond Fund is a Debt - Short term Bond fund was launched on 23 Mar 11. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 53 in Short term Bond category.  Return for 2021 was 12.1% , 2020 was 9.9% and 2019 was 0.1% .

Below is the key information for IDBI Short Term Bond Fund

IDBI Short Term Bond Fund
Growth
Launch Date 23 Mar 11
NAV (04 Oct 22) ₹22.6374 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹32 on 31 Aug 22
Category Debt - Short term Bond
AMC IDBI Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0.75
Sharpe Ratio 0.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.66%
Effective Maturity 1 Year 9 Months 11 Days
Modified Duration 1 Year 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,465
30 Sep 19₹10,849
30 Sep 20₹11,571
30 Sep 21₹13,120
30 Sep 22₹13,426

IDBI Short Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDBI Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0%
3 Month 1.3%
6 Month 0.6%
1 Year 2.3%
3 Year 7.3%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 12.1%
2020 9.9%
2019 0.1%
2018 6.4%
2017 5.7%
2016 8.2%
2015 7.8%
2014 9.5%
2013 7.5%
2012 9.9%
Fund Manager information for IDBI Short Term Bond Fund
NameSinceTenure
Raju Sharma7 Sep 220 Yr.

Data below for IDBI Short Term Bond Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash34.57%
Debt65.43%
Debt Sector Allocation
SectorValue
Cash Equivalent34.57%
Government34.23%
Corporate31.2%
Credit Quality
RatingValue
AA9.81%
AAA90.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Dtb 18052023
Sovereign Bonds | -
29%₹10 Cr1,000,000
Power Finance Corporation Ltd.
Debentures | -
8%₹3 Cr270,000
Rec Limited
Debentures | -
8%₹3 Cr270,000
Chennai Petroleum Corporation Ltd.
Debentures | -
6%₹2 Cr220,000
Godrej Industries Limited
Debentures | -
6%₹2 Cr200,000
Ntpc Limited
Debentures | -
5%₹2 Cr180,000
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹1 Cr123,960
Treps
CBLO/Reverse Repo | -
33%₹11 Cr
Net Receivable / Payable
CBLO | -
2%₹1 Cr
364 DTB 31082023
Sovereign Bonds | -
₹0 Cr00
↓ -900,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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