+91-22-48913909Top 10 Performing Debt Funds for year 2024
Debt fund are the category of Mutual Funds whose corpus is invested in various fixed Income instruments such as treasury bills, government Bonds, corporate bonds, commercial papers, and so on. These funds can be considered as a good option for short-term and medium-term investments. Even people having low-risk appetite can choose to invest in debt funds. Debt funds are classified on the Basis of the maturity profiles of the Underlying assets. The categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, Gilt Funds, Dynamic Bond Funds, and so on. In the year 2024, the performance of the debt funds was good. On the basis of performance (returns), the top and best performing debt funds for year 2024 are as follows.
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Top 10 Performing Debt Funds for 2024 on the Basis of Returns
Fund NAV Net Assets (Cr) 2024 (%) 2023 (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹556.343
↑ 0.15 ₹20,795 6.6% 5M 26D 7M 2D Aditya Birla Sun Life Money Manager Fund Growth ₹375.668
↑ 0.11 ₹29,515 6.17% 5M 19D 5M 19D PGIM India Insta Cash Fund Growth ₹344.09
↑ 0.06 ₹513 5.81% 1M 15D 1M 17D Indiabulls Liquid Fund Growth ₹2,556.18
↑ 0.46 ₹393 5.77% 1M 10D 1M 11D JM Liquid Fund Growth ₹72.1057
↑ 0.01 ₹3,225 5.77% 1M 5D 1M 7D Axis Credit Risk Fund Growth ₹21.7711
↑ 0.01 ₹367 7.81% 1Y 11M 26D 2Y 3M 29D UTI Banking & PSU Debt Fund Growth ₹22.2482
↑ 0.01 ₹810 6.47% 1Y 9M 11D 2Y 11D PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 5.01% 6M 14D 7M 2D Aditya Birla Sun Life Corporate Bond Fund Growth ₹114.097
↑ 0.10 ₹28,598 6.9% 4Y 6M 11D 6Y 10M 17D ICICI Prudential Long Term Plan Growth ₹37.3025
↑ 0.05 ₹15,051 7.32% 3Y 8M 5D 9Y 7M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Sep 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Money Manager Fund PGIM India Insta Cash Fund Indiabulls Liquid Fund JM Liquid Fund Axis Credit Risk Fund UTI Banking & PSU Debt Fund PGIM India Credit Risk Fund Aditya Birla Sun Life Corporate Bond Fund ICICI Prudential Long Term Plan Point 1 Upper mid AUM (₹20,795 Cr). Highest AUM (₹29,515 Cr). Lower mid AUM (₹513 Cr). Bottom quartile AUM (₹393 Cr). Upper mid AUM (₹3,225 Cr). Bottom quartile AUM (₹367 Cr). Lower mid AUM (₹810 Cr). Bottom quartile AUM (₹39 Cr). Top quartile AUM (₹28,598 Cr). Upper mid AUM (₹15,051 Cr). Point 2 Established history (22+ yrs). Established history (19+ yrs). Established history (18+ yrs). Established history (13+ yrs). Established history (27+ yrs). Established history (11+ yrs). Established history (11+ yrs). Established history (10+ yrs). Oldest track record among peers (28 yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 5★ (lower mid). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Rating: 5★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.89% (upper mid). 1Y return: 7.79% (upper mid). 1Y return: 6.90% (bottom quartile). 1Y return: 6.92% (bottom quartile). 1Y return: 6.77% (bottom quartile). 1Y return: 8.57% (top quartile). 1Y return: 8.12% (upper mid). 1Y return: 8.43% (top quartile). 1Y return: 7.78% (lower mid). 1Y return: 7.64% (lower mid). Point 6 1M return: 0.53% (top quartile). 1M return: 0.52% (upper mid). 1M return: 0.47% (upper mid). 1M return: 0.47% (upper mid). 1M return: 0.47% (lower mid). 1M return: 0.76% (top quartile). 1M return: 0.46% (lower mid). 1M return: 0.27% (bottom quartile). 1M return: 0.29% (bottom quartile). 1M return: 0.31% (bottom quartile). Point 7 Sharpe: 3.76 (top quartile). Sharpe: 3.35 (top quartile). Sharpe: 3.30 (upper mid). Sharpe: 3.05 (upper mid). Sharpe: 2.80 (upper mid). Sharpe: 2.44 (lower mid). Sharpe: 1.86 (lower mid). Sharpe: 1.73 (bottom quartile). Sharpe: 1.54 (bottom quartile). Sharpe: 1.53 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: -0.82 (bottom quartile). Information ratio: -1.37 (bottom quartile). Information ratio: -2.27 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Point 9 Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.17% (lower mid). Yield to maturity (debt): 5.81% (lower mid). Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 7.81% (top quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 5.01% (bottom quartile). Yield to maturity (debt): 6.90% (upper mid). Yield to maturity (debt): 7.32% (top quartile). Point 10 Modified duration: 0.49 yrs (upper mid). Modified duration: 0.47 yrs (upper mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.11 yrs (top quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 1.99 yrs (bottom quartile). Modified duration: 1.78 yrs (lower mid). Modified duration: 0.54 yrs (lower mid). Modified duration: 4.53 yrs (bottom quartile). Modified duration: 3.68 yrs (bottom quartile). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Money Manager Fund
PGIM India Insta Cash Fund
Indiabulls Liquid Fund
JM Liquid Fund
Axis Credit Risk Fund
UTI Banking & PSU Debt Fund
PGIM India Credit Risk Fund
Aditya Birla Sun Life Corporate Bond Fund
ICICI Prudential Long Term Plan
Best and Top Performing Fixed Income Mutual Funds for 2024
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Research Highlights for Aditya Birla Sun Life Money Manager Fund Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. Research Highlights for PGIM India Insta Cash Fund Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. Research Highlights for JM Liquid Fund Below is the key information for JM Liquid Fund Returns up to 1 year are on (Erstwhile Axis Fixed Income Opportunities Fund) To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns Research Highlights for Axis Credit Risk Fund Below is the key information for Axis Credit Risk Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Research Highlights for UTI Banking & PSU Debt Fund Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for PGIM India Credit Risk Fund Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Long Term Plan Below is the key information for ICICI Prudential Long Term Plan Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (17 Sep 25) ₹556.343 ↑ 0.15 (0.03 %) Net Assets (Cr) ₹20,795 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,454 31 Aug 22 ₹10,863 31 Aug 23 ₹11,610 31 Aug 24 ₹12,473 31 Aug 25 ₹13,462 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 4.1% 1 Year 7.9% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.21 Yr. Kaustubh Gupta 15 Jul 11 14.14 Yr. Monika Gandhi 22 Mar 21 4.45 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 43.54% Debt 56.21% Other 0.25% Debt Sector Allocation
Sector Value Corporate 63.99% Cash Equivalent 23.22% Government 12.53% Credit Quality
Rating Value AA 30.21% AAA 69.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹488 Cr 48,500 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -2% ₹415 Cr 42,000,000 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹378 Cr 37,500,000 Bharti Telecom Limited
Debentures | -2% ₹361 Cr 3,600 Mankind Pharma Limited
Debentures | -2% ₹349 Cr 34,500 Bharti Telecom Limited
Debentures | -1% ₹321 Cr 3,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹316 Cr 3,150 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹298 Cr 30,000 2. Aditya Birla Sun Life Money Manager Fund
Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (17 Sep 25) ₹375.668 ↑ 0.11 (0.03 %) Net Assets (Cr) ₹29,515 on 31 Jul 25 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 3.35 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.17% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,410 31 Aug 22 ₹10,822 31 Aug 23 ₹11,594 31 Aug 24 ₹12,475 31 Aug 25 ₹13,457 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 4% 1 Year 7.8% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 14.14 Yr. Anuj Jain 22 Mar 21 4.45 Yr. Mohit Sharma 1 Apr 17 8.42 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 90.48% Debt 9.27% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 43.91% Corporate 41.88% Government 13.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.15% Govt Stock 2025
Sovereign Bonds | -2% ₹724 Cr 72,500,000
↓ -2,500,000 182 DTB 29082025
Sovereign Bonds | -2% ₹504 Cr 50,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹338 Cr 7,000 5.63% Govt Stock 2026
Sovereign Bonds | -1% ₹315 Cr 31,500,000 182 Days Tbill
Sovereign Bonds | -1% ₹299 Cr 30,000,000 India (Republic of)
- | -1% ₹245 Cr 25,000,000 7.59% Govt Stock 2026
Sovereign Bonds | -1% ₹242 Cr 24,000,000 Gs CG 12/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹187 Cr 19,009,500 08.16 KA Sdl 2025
Sovereign Bonds | -1% ₹181 Cr 18,000,000 Gs CG 19/12/2025 - (Strips) Tb
Sovereign Bonds | -1% ₹159 Cr 16,244,600 3. PGIM India Insta Cash Fund
PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (17 Sep 25) ₹344.09 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹513 on 31 Jul 25 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 3.3 Information Ratio -0.82 Alpha Ratio -0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.81% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,320 31 Aug 22 ₹10,717 31 Aug 23 ₹11,436 31 Aug 24 ₹12,268 31 Aug 25 ₹13,120 Returns for PGIM India Insta Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.3% 1 Year 6.9% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.97 Yr. Puneet Pal 16 Jul 22 3.13 Yr. Data below for PGIM India Insta Cash Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.59% Other 0.41% Debt Sector Allocation
Sector Value Cash Equivalent 80.76% Corporate 17.91% Government 0.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -15% ₹84 Cr HDFC Bank Limited
Certificate of Deposit | -9% ₹48 Cr 4,800,000 91 Days Tbill Red 16-10-2025
Sovereign Bonds | -8% ₹45 Cr 4,500,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -6% ₹35 Cr 3,500,000 Smfg India Credit Company Limited
Debentures | -5% ₹25 Cr 2,500,000 Canara Bank
Certificate of Deposit | -5% ₹25 Cr 2,500,000 Small Industries Development Bank Of India
Commercial Paper | -5% ₹25 Cr 2,500,000 Indian Oil Corporation Limited
Commercial Paper | -5% ₹25 Cr 2,500,000 Motilal Oswal Financial Services Ltd
Commercial Paper | -5% ₹25 Cr 2,500,000 Dcm Shriram Limited
Commercial Paper | -5% ₹25 Cr 2,500,000 4. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (17 Sep 25) ₹2,556.18 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹393 on 31 Jul 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 3.05 Information Ratio -1.37 Alpha Ratio -0.09 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.77% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,312 31 Aug 22 ₹10,682 31 Aug 23 ₹11,368 31 Aug 24 ₹12,198 31 Aug 25 ₹13,051 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.3% 1 Year 6.9% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.31 Yr. Data below for Indiabulls Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.83% Other 0.17% Debt Sector Allocation
Sector Value Cash Equivalent 69.02% Corporate 24.2% Government 6.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹26 Cr 2,615,500
↑ 2,615,500 L&T Finance Limited
Debentures | -6% ₹25 Cr 2,000,000
↑ 2,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Retail Ventures Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Punjab National Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Indian Oil Corporation Ltd.
Commercial Paper | -6% ₹25 Cr 2,500,000 LIC Housing Finance Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -6% ₹25 Cr 2,500,000
↑ 500,000 5. JM Liquid Fund
JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (17 Sep 25) ₹72.1057 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,225 on 31 Jul 25 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.8 Information Ratio -2.27 Alpha Ratio -0.16 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.77% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,322 31 Aug 22 ₹10,724 31 Aug 23 ₹11,436 31 Aug 24 ₹12,266 31 Aug 25 ₹13,104 Returns for JM Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.2% 1 Year 6.8% 3 Year 6.9% 5 Year 5.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for JM Liquid Fund
Name Since Tenure Killol Pandya 5 Nov 24 0.82 Yr. Ruchi Fozdar 3 Apr 24 1.41 Yr. Jayant Dhoot 1 Aug 25 0.08 Yr. Data below for JM Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 70.82% Corporate 26.96% Government 1.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ccil
CBLO/Reverse Repo | -7% ₹208 Cr 208,290
↑ 208,290 Small Industries Development Bank Of India
Commercial Paper | -5% ₹150 Cr 15,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹125 Cr 12,500,000
↑ 2,500,000 Punjab National Bank
Certificate of Deposit | -3% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -3% ₹100 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹100 Cr 10,000,000 Bank of India Ltd.
Debentures | -3% ₹99 Cr 10,000,000 Indian Bank
Certificate of Deposit | -3% ₹99 Cr 10,000,000
↑ 10,000,000 Godrej Agrovet Ltd.
Commercial Paper | -2% ₹75 Cr 7,500,000 Indian Oil Corporation Ltd.
Commercial Paper | -2% ₹75 Cr 7,500,000
↑ 2,500,000 6. Axis Credit Risk Fund
Axis Credit Risk Fund
Growth Launch Date 15 Jul 14 NAV (17 Sep 25) ₹21.7711 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹367 on 31 Jul 25 Category Debt - Credit Risk AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.81% Effective Maturity 2 Years 3 Months 29 Days Modified Duration 1 Year 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,788 31 Aug 22 ₹11,184 31 Aug 23 ₹11,912 31 Aug 24 ₹12,820 31 Aug 25 ₹13,918 Returns for Axis Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 4.9% 1 Year 8.6% 3 Year 7.7% 5 Year 6.8% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Axis Credit Risk Fund
Name Since Tenure Devang Shah 15 Jul 14 11.14 Yr. Akhil Thakker 9 Nov 21 3.81 Yr. Data below for Axis Credit Risk Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 7.34% Equity 3.15% Debt 89.02% Other 0.48% Debt Sector Allocation
Sector Value Corporate 80.71% Government 8.31% Cash Equivalent 7.34% Credit Quality
Rating Value A 11.24% AA 66.78% AAA 21.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kohima-Mariani Transmission Limited
Debentures | -5% ₹20 Cr 2,000 Birla Corporation Limited
Debentures | -4% ₹16 Cr 230 Jubilant Bevco Limited
Debentures | -4% ₹16 Cr 1,500 Narayana Hrudayalaya Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -4% ₹15 Cr 1,500 Nirma Limited
Debentures | -4% ₹15 Cr 1,500 Infopark Properties Limited
Debentures | -4% ₹15 Cr 1,500 Aditya Birla Digital Fashion Ventures Limited
Debentures | -4% ₹15 Cr 1,500 Altius Telecom Infrastructure Trust
Debentures | -4% ₹15 Cr 1,500 Delhi International Airport Limited
Debentures | -4% ₹15 Cr 150 7. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (17 Sep 25) ₹22.2482 ↑ 0.01 (0.07 %) Net Assets (Cr) ₹810 on 31 Jul 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 2 Years 11 Days Modified Duration 1 Year 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,410 31 Aug 22 ₹11,443 31 Aug 23 ₹12,099 31 Aug 24 ₹12,985 31 Aug 25 ₹14,048 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.2% 6 Month 4.6% 1 Year 8.1% 3 Year 7.3% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.75 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.85% Debt 94.83% Other 0.33% Debt Sector Allocation
Sector Value Corporate 54.99% Government 39.84% Cash Equivalent 4.85% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000 8. PGIM India Credit Risk Fund
PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,910 Returns for PGIM India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (17 Sep 25) ₹114.097 ↑ 0.10 (0.09 %) Net Assets (Cr) ₹28,598 on 31 Jul 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.54 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.9% Effective Maturity 6 Years 10 Months 17 Days Modified Duration 4 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,645 31 Aug 22 ₹10,986 31 Aug 23 ₹11,743 31 Aug 24 ₹12,688 31 Aug 25 ₹13,667 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.3% 3 Month 0.7% 6 Month 4.1% 1 Year 7.8% 3 Year 7.7% 5 Year 6.5% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.39 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 3.24% Debt 96.48% Other 0.28% Debt Sector Allocation
Sector Value Corporate 57.46% Government 39.02% Cash Equivalent 3.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -10% ₹2,718 Cr 268,736,200
↑ 2,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹2,190 Cr 214,500,000
↑ 11,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,156 Cr 113,500
↓ -15,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹841 Cr 81,161,700 Small Industries Development Bank Of India
Debentures | -3% ₹750 Cr 74,550 Small Industries Development Bank Of India
Debentures | -2% ₹603 Cr 6,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹594 Cr 59,000 Rec Limited
Debentures | -2% ₹585 Cr 60,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹574 Cr 56,500,000
↑ 6,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹563 Cr 55,000 10. ICICI Prudential Long Term Plan
ICICI Prudential Long Term Plan
Growth Launch Date 20 Jan 10 NAV (17 Sep 25) ₹37.3025 ↑ 0.05 (0.13 %) Net Assets (Cr) ₹15,051 on 31 Jul 25 Category Debt - Dynamic Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.3 Sharpe Ratio 1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.32% Effective Maturity 9 Years 7 Months 6 Days Modified Duration 3 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,705 31 Aug 22 ₹11,095 31 Aug 23 ₹11,902 31 Aug 24 ₹12,848 31 Aug 25 ₹13,809 Returns for ICICI Prudential Long Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 25 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 3.9% 1 Year 7.6% 3 Year 7.7% 5 Year 6.6% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for ICICI Prudential Long Term Plan
Name Since Tenure Manish Banthia 28 Sep 12 12.93 Yr. Nikhil Kabra 22 Jan 24 1.61 Yr. Data below for ICICI Prudential Long Term Plan as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.68% Debt 94.05% Other 0.28% Debt Sector Allocation
Sector Value Corporate 47.47% Government 47.4% Cash Equivalent 4.86% Credit Quality
Rating Value AA 32.83% AAA 67.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -8% ₹1,201 Cr 118,212,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹1,122 Cr 109,945,050
↑ 56,441,500 LIC Housing Finance Ltd
Debentures | -6% ₹956 Cr 94,000 7.81% Govt Stock 2033
Sovereign Bonds | -5% ₹695 Cr 66,848,050 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹673 Cr 70,000,000 Government Securities
Sovereign Bonds | -3% ₹517 Cr 51,230,000
↑ 51,230,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹464 Cr 45,460,800 Vedanta Limited
Debentures | -3% ₹402 Cr 40,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹397 Cr 40,000,000 Maharashtra (Government of)
- | -2% ₹298 Cr 30,000,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Aditya Birla Sun Life Savings Fund