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Top 10 Best performing Debt funds for 2022

Fincash » Mutual Funds » Best Debt Funds 2018

Top 10 Performing Debt Funds for year 2022

Updated on September 29, 2023 , 346 views

Debt fund are the category of Mutual Funds whose corpus is invested in various fixed Income instruments such as treasury bills, government Bonds, corporate bonds, commercial papers, and so on. These funds can be considered as a good option for short-term and medium-term investments. Even people having low-risk appetite can choose to invest in debt funds. Debt funds are classified on the Basis of the maturity profiles of the Underlying assets. The categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, Gilt Funds, Dynamic Bond Funds, and so on. In the year 2022, the performance of the debt funds was good. On the basis of performance (returns), the top and best performing debt funds for year 2022 are as follows.

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Top 10 Performing Debt Funds for 2022 on the Basis of Returns

FundNAVNet Assets (Cr)2022 (%)2021 (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
BOI AXA Credit Risk Fund Growth ₹10.9179
↑ 0.00
₹153143.19.4-44.46.68%5M 19D6M 22D
Aditya Birla Sun Life Medium Term Plan Growth ₹32.9241
↑ 0.00
₹1,89124.87.18.17.95%2Y 10M 6D4Y 7M 28D
UTI Banking & PSU Debt Fund Growth ₹19.0338
↓ -0.01
₹96710.32.88.97.43%3Y 1M 2D3Y 9M
UTI Dynamic Bond Fund Growth ₹26.763
↓ 0.00
₹46810.110.85.96.93%4Y 4M 2D4Y 9M
UTI Bond Fund Growth ₹63.696
↑ 0.03
₹3219.99.41.17.52%5Y 5M 23D8Y 18D
DSP BlackRock Credit Risk Fund Growth ₹35.341
↑ 0.01
₹1969.32.94.87.82%1Y 5M 26D1Y 10M 2D
Franklin India Short Term Income Plan - Retail Plan Growth ₹5,149.41
↑ 1.55
₹4098.615-5.30%6M 2D
Aditya Birla Sun Life Credit Risk Fund Growth ₹17.9365
↑ 0.00
₹1,0177.16.49.48.15%1Y 6M 18D1Y 11M 8D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04
₹1046.513.8-0.20%
Aditya Birla Sun Life Dynamic Bond Fund Growth ₹39.7754
↑ 0.00
₹1,66064.99.77.55%3Y 3M 25D4Y 6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 23

Best and Top Performing Fixed Income Mutual Funds for 2022

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1% since its launch.  Return for 2022 was 143.1% , 2021 was 9.4% and 2020 was -44.4% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund
Growth
Launch Date 27 Feb 15
NAV (22 Aug 23) ₹10.9179 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹153 on 31 Jul 23
Category Debt - Credit Risk
AMC BOI AXA Investment Mngrs Private Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio -2.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity 6.68%
Effective Maturity 6 Months 22 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹5,087
30 Sep 20₹2,890
30 Sep 21₹3,195
30 Sep 22₹7,696
30 Sep 23₹8,124

BOI AXA Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 3%
1 Year 5%
3 Year 41.2%
5 Year -4.5%
10 Year
15 Year
Since launch 1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 143.1%
2021 9.4%
2020 -44.4%
2019 -45.2%
2018 -0.3%
2017 9.3%
2016 11.2%
2015
2014
2013
Fund Manager information for BOI AXA Credit Risk Fund
NameSinceTenure
Alok Singh27 Feb 158.51 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash50.89%
Debt49.11%
Debt Sector Allocation
SectorValue
Corporate53.26%
Cash Equivalent36.8%
Government9.94%
Credit Quality
RatingValue
AA82.27%
AAA16.4%
Below B1.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Manappuram Finance Limited
Debentures | -
10%₹15 Cr1,500,000
Century Textiles And Industries Limited
Debentures | -
10%₹15 Cr1,500,000
Godrej Industries Limited
Debentures | -
10%₹15 Cr1,500,000
Steel Authority Of India Limited
Debentures | -
9%₹14 Cr1,400,000
TATA Motors Limited
Debentures | -
7%₹10 Cr1,000,000
The Tata Power Company Limited
Debentures | -
7%₹10 Cr1,000,000
↑ 1,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
7%₹10 Cr1,000,000
IIFL Finance Limited
Debentures | -
3%₹5 Cr500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹5 Cr500,000
↑ 500,000
Export Import Bank Of India
Debentures | -
1%₹1 Cr100,000

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2022 was 24.8% , 2021 was 7.1% and 2020 was 8.1% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (22 Aug 23) ₹32.9241 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹1,891 on 31 Jul 23
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.52
Sharpe Ratio 0.66
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.95%
Effective Maturity 4 Years 7 Months 28 Days
Modified Duration 2 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹10,612
30 Sep 20₹10,367
30 Sep 21₹11,246
30 Sep 22₹13,887
30 Sep 23₹14,883

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.2%
3 Month 1.1%
6 Month 3.8%
1 Year 6.9%
3 Year 13.5%
5 Year 8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 24.8%
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 149 Yr.
Mohit Sharma6 Aug 203.07 Yr.
Dhaval Joshi21 Nov 220.78 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash3.42%
Equity2.15%
Debt94.43%
Debt Sector Allocation
SectorValue
Government48.84%
Corporate45.6%
Cash Equivalent3.42%
Credit Quality
RatingValue
A4.88%
AA33.64%
AAA61.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
22%₹413 Cr41,000,000
↓ -2,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹177 Cr17,600,000
07.18 Goi 2033
Sovereign Bonds | -
9%₹166 Cr16,500,000
↑ 2,000,000
Shriram Finance Limited
Debentures | -
3%₹65 Cr650
LIC Housing Finance Limited
Debentures | -
3%₹55 Cr550
JSW Steel Limited
Debentures | -
3%₹50 Cr500
JM Financial Credit Solutions Limited
Debentures | -
2%₹44 Cr440
IRB InvIT Fund Units 2017-Series IV (Industrials)
Equity, Since 31 May 18 | IRBINVIT
2%₹41 Cr5,820,000
Nexus Select Trust
Debentures | -
2%₹40 Cr4,000
07.18 Goi 2037
Sovereign Bonds | -
2%₹40 Cr4,000,000

3. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (22 Aug 23) ₹19.0338 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹967 on 31 Jul 23
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.5
Sharpe Ratio -0.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.43%
Effective Maturity 3 Years 9 Months
Modified Duration 3 Years 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹9,969
30 Sep 20₹10,868
30 Sep 21₹11,299
30 Sep 22₹12,333
30 Sep 23₹13,162

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.1%
3 Month 0.7%
6 Month 3.7%
1 Year 5.6%
3 Year 6.5%
5 Year 5.6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 211.75 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash6.91%
Debt93.09%
Debt Sector Allocation
SectorValue
Government53.24%
Corporate39.84%
Cash Equivalent6.91%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
21%₹201 Cr2,000,000,000
Rural Electrification Corporation Limited
Debentures | -
6%₹60 Cr6,000
Axis Bank Limited
Debentures | -
6%₹55 Cr550
ICICI Bank Limited
Debentures | -
5%₹52 Cr550
Hindustan Petroleum Corporation Limited
Debentures | -
5%₹50 Cr5,000
HDFC Bank Limited
Debentures | -
4%₹40 Cr400
Power Finance Corporation Ltd.
Debentures | -
4%₹40 Cr400
National Bank For Agriculture And Rural Development
Debentures | -
4%₹40 Cr4,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
3%₹25 Cr250

4. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (22 Aug 23) ₹26.763 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹468 on 31 Jul 23
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio -0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.93%
Effective Maturity 4 Years 9 Months
Modified Duration 4 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹9,735
30 Sep 20₹10,245
30 Sep 21₹11,493
30 Sep 22₹12,553
30 Sep 23₹13,316

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0%
3 Month 0.7%
6 Month 3.4%
1 Year 5.8%
3 Year 9%
5 Year 5.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.75 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash45.28%
Debt54.72%
Debt Sector Allocation
SectorValue
Cash Equivalent45.28%
Corporate34.5%
Government20.22%
Credit Quality
RatingValue
AA2.99%
AAA97.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29022024
Sovereign Bonds | -
30%₹145 Cr1,500,000,000
↑ 1,500,000,000
07.18 Goi 2033
Sovereign Bonds | -
11%₹50 Cr500,000,000
↓ -500,000,000
HDFC Bank Limited
Debentures | -
10%₹45 Cr4,500
Rural Electrification Corporation Limited
Debentures | -
9%₹45 Cr4,500
Power Finance Corporation Ltd.
Debentures | -
9%₹45 Cr4,500
Indian Railway Finance Corporation Limited
Debentures | -
5%₹25 Cr2,500
91 DTB 19102023
Sovereign Bonds | -
5%₹25 Cr250,000,000
182 DTB 14092023
Sovereign Bonds | -
3%₹15 Cr150,000,000
Can Fin Homes Limited
Debentures | -
2%₹10 Cr100
Net Current Assets
Net Current Assets | -
15%₹70 Cr

5. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2022 was 9.9% , 2021 was 9.4% and 2020 was 1.1% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (22 Aug 23) ₹63.696 ↑ 0.03   (0.04 %)
Net Assets (Cr) ₹321 on 31 Jul 23
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 0.31
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.52%
Effective Maturity 8 Years 18 Days
Modified Duration 5 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹9,574
30 Sep 20₹9,535
30 Sep 21₹10,580
30 Sep 22₹11,477
30 Sep 23₹12,262

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month -0.1%
3 Month 0.2%
6 Month 3.9%
1 Year 6.5%
3 Year 8.8%
5 Year 4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 230.38 Yr.

Data below for UTI Bond Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash16.67%
Debt83.33%
Debt Sector Allocation
SectorValue
Corporate42.92%
Government40.15%
Cash Equivalent16.93%
Credit Quality
RatingValue
AA2.06%
AAA97.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.41% Govt Stock 2036
Sovereign Bonds | -
16%₹51 Cr500,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
10%₹30 Cr300,000,000
Power Finance Corporation Ltd.
Debentures | -
8%₹25 Cr2,500
LIC Housing Finance Limited
Debentures | -
8%₹25 Cr250
Mahindra & Mahindra Financial Services Ltd
Debentures | -
8%₹25 Cr2,500
Jamnagar Utilities And Power Private Limited
Debentures | -
8%₹25 Cr2,500
Bajaj Finance Limited
Debentures | -
8%₹25 Cr250
07.74 MH Sgs 2033
Sovereign Bonds | -
5%₹15 Cr150,000,000
07.71 GJ Sgs 2034
Sovereign Bonds | -
3%₹10 Cr99,760,000
07.81 Up SDL 2034
Sovereign Bonds | -
2%₹5 Cr50,000,000

6. DSP BlackRock Credit Risk Fund

(Erstwhile DSP BlackRock Income Opportunities Fund)

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP BlackRock Credit Risk Fund is a Debt - Credit Risk fund was launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 8 in Credit Risk category.  Return for 2022 was 9.3% , 2021 was 2.9% and 2020 was 4.8% .

Below is the key information for DSP BlackRock Credit Risk Fund

DSP BlackRock Credit Risk Fund
Growth
Launch Date 13 May 03
NAV (22 Aug 23) ₹35.341 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹196 on 31 Jul 23
Category Debt - Credit Risk
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio 0.03
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 1 Year 10 Months 2 Days
Modified Duration 1 Year 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹9,894
30 Sep 20₹10,452
30 Sep 21₹10,832
30 Sep 22₹11,701
30 Sep 23₹12,542

DSP BlackRock Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for DSP BlackRock Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 4.3%
1 Year 6.5%
3 Year 6.7%
5 Year 4%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.3%
2021 2.9%
2020 4.8%
2019 4.4%
2018 -2.6%
2017 6.4%
2016 10.6%
2015 9.6%
2014 10.8%
2013 8.1%
Fund Manager information for DSP BlackRock Credit Risk Fund
NameSinceTenure
Laukik Bagwe17 Jul 167.13 Yr.
Vivek Ramakrishnan17 Jul 212.12 Yr.

Data below for DSP BlackRock Credit Risk Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash21.84%
Debt78.16%
Debt Sector Allocation
SectorValue
Corporate60.35%
Government23.31%
Cash Equivalent16.34%
Credit Quality
RatingValue
AA74.24%
AAA25.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
JSW Steel Limited
Debentures | -
8%₹16 Cr150
Kirloskar Ferrous Industries Ltd
Debentures | -
8%₹15 Cr150
TATA Motors Limited
Debentures | -
8%₹15 Cr150
Piramal Capital & Housing Finance Limited
Debentures | -
8%₹15 Cr150,000
Godrej Industries Limited
Debentures | -
8%₹15 Cr150
Nuvoco Vistas Corporation Limited
Debentures | -
8%₹15 Cr150
Piramal Pharma Ltd
Debentures | -
5%₹11 Cr100
7.06% Govt Stock 2028
Sovereign Bonds | -
5%₹10 Cr1,000,000
Century Textiles And Industried Limited
Debentures | -
5%₹10 Cr1,000
Belstar Investment And Finance Private Limited
Debentures | -
5%₹10 Cr1,000
↑ 1,000

7. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 19 in Short term Bond category.  Return for 2022 was 8.6% , 2021 was 15% and 2020 was -5.3% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (22 Aug 23) ₹5,149.41 ↑ 1.55   (0.03 %)
Net Assets (Cr) ₹409 on 31 Jul 23
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio 1.22
Information Ratio 0.89
Alpha Ratio 1.42
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity 6 Months 2 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹10,805
30 Sep 20₹9,599
30 Sep 21₹11,597
30 Sep 22₹12,518
30 Sep 23₹13,671

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 5.2%
1 Year 9.1%
3 Year 11.2%
5 Year 6.5%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 8.6%
2021 15%
2020 -5.3%
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath31 Jan 0221.6 Yr.
Kunal Agrawal31 Jan 0221.6 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent52.85%
Corporate47.15%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
CBLO | -
100%₹13 Cr
Andhra Pradesh Capital Region Development Authority
Debentures | -
₹0 Cr00
↓ -3,815
Andhra Pradesh Capital Region Development Authority
Debentures | -
₹0 Cr00
↓ -5,648
SBI Overnight Fund Dir Gr
Investment Fund | -
₹0 Cr00
↓ -275,193

8. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Return for 2022 was 7.1% , 2021 was 6.4% and 2020 was 9.4% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (22 Aug 23) ₹17.9365 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,017 on 31 Jul 23
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.69
Sharpe Ratio 0.38
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.15%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 6 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹10,775
30 Sep 20₹11,117
30 Sep 21₹12,054
30 Sep 22₹12,821
30 Sep 23₹13,720

Aditya Birla Sun Life Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 3.6%
1 Year 6.6%
3 Year 7.5%
5 Year 6.3%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 7.1%
2021 6.4%
2020 9.4%
2019 2.1%
2018 6.6%
2017 8.1%
2016 10.3%
2015
2014
2013
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha17 Apr 158.38 Yr.
Mohit Sharma6 Aug 203.07 Yr.
Dhaval Joshi21 Nov 220.78 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash8.47%
Equity0.65%
Debt90.88%
Debt Sector Allocation
SectorValue
Corporate67.94%
Government22.94%
Cash Equivalent8.47%
Credit Quality
RatingValue
A6.87%
AA61.08%
AAA32.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
9%₹96 Cr9,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹55 Cr5,500,000
Century Textiles And Industried Limited
Debentures | -
5%₹50 Cr5,000
TATA Projects Limited
Debentures | -
5%₹49 Cr500
JM Financial Credit Solutions Limited
Debentures | -
4%₹37 Cr370
Tata Realty And Infrastructure Limited
Debentures | -
4%₹36 Cr360
Steel Authority Of India Limited
Debentures | -
3%₹30 Cr300
Gic Housing Finance Limited
Debentures | -
3%₹30 Cr3,000
The Tata Power Company Limited
Debentures | -
3%₹30 Cr300
JSW Steel Limited
Debentures | -
3%₹30 Cr300

9. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Franklin India Credit Risk Fund is a Debt - Credit Risk fund was launched on 30 Nov 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 16 in Credit Risk category.  Return for 2022 was 6.5% , 2021 was 13.8% and 2020 was -0.2% .

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund
Growth
Launch Date 30 Nov 11
NAV (11 Jun 23) ₹25.3348 ↑ 0.04   (0.14 %)
Net Assets (Cr) ₹104 on 15 Jul 23
Category Debt - Credit Risk
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio 0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹10,718
30 Sep 20₹10,128
30 Sep 21₹12,068
30 Sep 22₹12,785

Franklin India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.9%
3 Month 2.9%
6 Month 5%
1 Year 7.5%
3 Year 11%
5 Year 7%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 6.5%
2021 13.8%
2020 -0.2%
2019 4%
2018 8.4%
2017 8.3%
2016 8.7%
2015 9.3%
2014 11.9%
2013 8.6%
Fund Manager information for Franklin India Credit Risk Fund
NameSinceTenure
Santosh Kamath8 Dec 1111.74 Yr.
Kunal Agrawal4 Jun 212.24 Yr.

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
B100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vodafone Idea Limited
Debentures | -
100%₹104 Cr3,370

10. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Aditya Birla Sun Life Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 27 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 16 in Dynamic Bond category.  Return for 2022 was 6% , 2021 was 4.9% and 2020 was 9.7% .

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund
Growth
Launch Date 27 Sep 04
NAV (22 Aug 23) ₹39.7754 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,660 on 31 Jul 23
Category Debt - Dynamic Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.35
Sharpe Ratio 0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.55%
Effective Maturity 4 Years 6 Months 7 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 18₹10,000
30 Sep 19₹10,924
30 Sep 20₹11,019
30 Sep 21₹11,742
30 Sep 22₹12,336
30 Sep 23₹13,166

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

DurationReturns
1 Month 0.1%
3 Month 0.9%
6 Month 3.9%
1 Year 6.3%
3 Year 6.2%
5 Year 5.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 6%
2021 4.9%
2020 9.7%
2019 -0.9%
2018 5.7%
2017 2.2%
2016 14%
2015 7.4%
2014 14.8%
2013 6.8%
Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund
NameSinceTenure
Mohit Sharma22 Mar 212.45 Yr.
Bhupesh Bameta6 Aug 203.07 Yr.
Dhaval Joshi21 Nov 220.78 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 31 Jul 23

Asset Allocation
Asset ClassValue
Cash5.08%
Debt94.92%
Debt Sector Allocation
SectorValue
Government69.33%
Corporate25.03%
Cash Equivalent5.08%
Securitized0.56%
Credit Quality
RatingValue
A1%
AA19.57%
AAA79.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
33%₹538 Cr53,500,000
↑ 1,500,000
07.18 Goi 2033
Sovereign Bonds | -
12%₹191 Cr19,000,000
↑ 4,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
8%₹136 Cr13,500,000
LIC Housing Finance Limited
Debentures | -
4%₹70 Cr700
07.18 Goi 2037
Sovereign Bonds | -
3%₹50 Cr5,000,000
JM Financial Credit Solutions Limited
Debentures | -
2%₹40 Cr400
State Bank Of India
Debentures | -
2%₹39 Cr400
7.17% Govt Stock 2030
Sovereign Bonds | -
2%₹30 Cr3,000,000
↑ 3,000,000
Adani Ports And SPecial Economic Zone Limited
Debentures | -
2%₹30 Cr300
Muthoot Finance Limited
Debentures | -
2%₹30 Cr300,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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