+91-22-48913909Top 10 Performing Debt Funds for year 2024
Debt fund are the category of Mutual Funds whose corpus is invested in various fixed Income instruments such as treasury bills, government Bonds, corporate bonds, commercial papers, and so on. These funds can be considered as a good option for short-term and medium-term investments. Even people having low-risk appetite can choose to invest in debt funds. Debt funds are classified on the Basis of the maturity profiles of the Underlying assets. The categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, Gilt Funds, Dynamic Bond Funds, and so on. In the year 2024, the performance of the debt funds was good. On the basis of performance (returns), the top and best performing debt funds for year 2024 are as follows.
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Top 10 Performing Debt Funds for 2024 on the Basis of Returns
Fund NAV Net Assets (Cr) 2025 (%) 2024 (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DSP Credit Risk Fund Growth ₹55.206
↑ 0.01 ₹287 21 7.8 15.6 7.73% 2Y 1M 28D 2Y 10M 17D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4345
↑ 0.00 ₹1,532 13.4 11.9 6.9 7.98% 2Y 29D 2Y 9M 4D Aditya Birla Sun Life Medium Term Plan Growth ₹43.81
↑ 0.01 ₹3,280 10.9 10.5 6.9 8.05% 3Y 1M 20D 4Y 7M 24D Nippon India Strategic Debt Fund Growth ₹16.8715
↑ 0.01 ₹150 9.6 8.3 7 7.76% 3Y 8M 26D 5Y 9M 14D ICICI Prudential Regular Savings Fund Growth ₹34.875
↑ 0.02 ₹6,320 9.5 8.5 7.2 8.35% 2Y 1M 10D 3Y 2M 8D Invesco India Credit Risk Fund Growth ₹2,085.45
↑ 0.65 ₹166 9.2 7.3 11.6 7.5% 3Y 7D 4Y 2M 19D Kotak Credit Risk Fund Growth ₹31.9599
↑ 0.01 ₹770 9.1 7.1 6.4 8.36% 1Y 9M 11D 2Y 8M 12D Franklin India Corporate Debt Fund Growth ₹106.771
↑ 0.04 ₹1,345 9.1 7.6 6.5 7.42% 1Y 11M 16D 4Y 29D ICICI Prudential Medium Term Bond Fund Growth ₹48.651
↑ 0.02 ₹5,481 9 8 7 8.06% 3Y 4M 2D 6Y 3M 29D Nippon India Credit Risk Fund Growth ₹38.1174
↑ 0.01 ₹1,556 8.9 8.3 7.9 8.54% 1Y 11M 5D 2Y 3M 14D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP Credit Risk Fund Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Nippon India Strategic Debt Fund ICICI Prudential Regular Savings Fund Invesco India Credit Risk Fund Kotak Credit Risk Fund Franklin India Corporate Debt Fund ICICI Prudential Medium Term Bond Fund Nippon India Credit Risk Fund Point 1 Bottom quartile AUM (₹287 Cr). Upper mid AUM (₹1,532 Cr). Upper mid AUM (₹3,280 Cr). Bottom quartile AUM (₹150 Cr). Highest AUM (₹6,320 Cr). Bottom quartile AUM (₹166 Cr). Lower mid AUM (₹770 Cr). Lower mid AUM (₹1,345 Cr). Top quartile AUM (₹5,481 Cr). Upper mid AUM (₹1,556 Cr). Point 2 Established history (23+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (12+ yrs). Established history (15+ yrs). Established history (12+ yrs). Established history (16+ yrs). Oldest track record among peers (29 yrs). Established history (21+ yrs). Established history (21+ yrs). Point 3 Top rated. Not Rated. Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 1★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 10.44% (top quartile). 1Y return: 12.20% (top quartile). 1Y return: 8.74% (upper mid). 1Y return: 6.03% (bottom quartile). 1Y return: 8.18% (upper mid). 1Y return: 7.08% (bottom quartile). 1Y return: 7.11% (lower mid). 1Y return: 6.04% (bottom quartile). 1Y return: 7.36% (upper mid). 1Y return: 7.35% (lower mid). Point 6 1M return: 0.35% (lower mid). 1M return: 0.58% (upper mid). 1M return: 0.29% (bottom quartile). 1M return: 0.25% (bottom quartile). 1M return: 0.60% (top quartile). 1M return: 0.32% (bottom quartile). 1M return: 0.60% (top quartile). 1M return: 0.44% (upper mid). 1M return: 0.41% (lower mid). 1M return: 0.49% (upper mid). Point 7 Sharpe: 0.75 (upper mid). Sharpe: 1.77 (top quartile). Sharpe: 1.10 (upper mid). Sharpe: 0.05 (bottom quartile). Sharpe: 1.30 (top quartile). Sharpe: 0.53 (bottom quartile). Sharpe: 0.55 (lower mid). Sharpe: -0.05 (bottom quartile). Sharpe: 0.58 (lower mid). Sharpe: 0.92 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.73% (bottom quartile). Yield to maturity (debt): 7.98% (lower mid). Yield to maturity (debt): 8.05% (upper mid). Yield to maturity (debt): 7.76% (lower mid). Yield to maturity (debt): 8.35% (upper mid). Yield to maturity (debt): 7.50% (bottom quartile). Yield to maturity (debt): 8.36% (top quartile). Yield to maturity (debt): 7.42% (bottom quartile). Yield to maturity (debt): 8.06% (upper mid). Yield to maturity (debt): 8.54% (top quartile). Point 10 Modified duration: 2.16 yrs (lower mid). Modified duration: 2.08 yrs (upper mid). Modified duration: 3.14 yrs (bottom quartile). Modified duration: 3.74 yrs (bottom quartile). Modified duration: 2.11 yrs (upper mid). Modified duration: 3.02 yrs (lower mid). Modified duration: 1.78 yrs (top quartile). Modified duration: 1.96 yrs (upper mid). Modified duration: 3.34 yrs (bottom quartile). Modified duration: 1.93 yrs (top quartile). DSP Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Nippon India Strategic Debt Fund
ICICI Prudential Regular Savings Fund
Invesco India Credit Risk Fund
Kotak Credit Risk Fund
Franklin India Corporate Debt Fund
ICICI Prudential Medium Term Bond Fund
Nippon India Credit Risk Fund
Best and Top Performing Fixed Income Mutual Funds for 2024
(Erstwhile DSP BlackRock Income Opportunities Fund) An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns. Below is the key information for DSP Credit Risk Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Research Highlights for Nippon India Strategic Debt Fund Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Invesco India Corporate Bond Opportunities Fund) To generate returns and capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum. Research Highlights for Invesco India Credit Risk Fund Below is the key information for Invesco India Credit Risk Fund Returns up to 1 year are on (Erstwhile Kotak Income Opportunities Fund) The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund. Research Highlights for Kotak Credit Risk Fund Below is the key information for Kotak Credit Risk Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on 1. DSP Credit Risk Fund
DSP Credit Risk Fund
Growth Launch Date 13 May 03 NAV (04 Sep 26) ₹55.206 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹287 on 31 Jul 26 Category Debt - Credit Risk AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.15 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.73% Effective Maturity 2 Years 10 Months 17 Days Modified Duration 2 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,822 31 Aug 23 ₹11,541 31 Aug 24 ₹13,348 31 Aug 25 ₹16,258 31 Aug 26 ₹17,949 Returns for DSP Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.3% 3 Month 2.1% 6 Month 9.5% 1 Year 10.4% 3 Year 15.9% 5 Year 12.5% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 21% 2024 7.8% 2023 15.6% 2022 9.3% 2021 2.9% 2020 4.8% 2019 4.4% 2018 -2.6% 2017 6.4% 2016 10.6% Fund Manager information for DSP Credit Risk Fund
Name Since Tenure Vivek Ramakrishnan 17 Jul 21 5.04 Yr. Shalini Vasanta 1 Jan 25 1.58 Yr. Kunal Khudania 1 Jan 26 0.58 Yr. Data below for DSP Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 13.83% Debt 86.17% Debt Sector Allocation
Sector Value Corporate 78.91% Government 15.18% Cash Equivalent 5.9% Credit Quality
Rating Value A 3.66% AA 70.51% AAA 25.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹26 Cr 2,500,000 Nuvoco Vistas Corporation Limited
Debentures | -7% ₹21 Cr 2,000 Aditya Birla Digital Fashion Ventures Limited
Debentures | -7% ₹20 Cr 2,000 Jtpm Metal TRaders Limited
Debentures | -5% ₹16 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹16 Cr 1,500 Tata Housing Development Company Limited
Debentures | -5% ₹16 Cr 1,500 Adani Airport Holdings Limited
Debentures | -5% ₹15 Cr 1,500 Piramal Finance Limited
Debentures | -4% ₹11 Cr 1,000 GMR Airports Limited
Debentures | -4% ₹11 Cr 1,000 Aadhar Housing Finance Limited
Debentures | -3% ₹10 Cr 1,000 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (04 Sep 26) ₹25.4345 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹1,532 on 31 Jul 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.98% Effective Maturity 2 Years 9 Months 4 Days Modified Duration 2 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,664 31 Aug 23 ₹11,379 31 Aug 24 ₹12,336 31 Aug 25 ₹14,323 31 Aug 26 ₹16,064 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.9% 6 Month 4.5% 1 Year 12.2% 3 Year 12.2% 5 Year 10% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 13.4% 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.3 Yr. Mohit Sharma 6 Aug 20 5.99 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.35% Equity 7.85% Debt 88.42% Other 0.38% Debt Sector Allocation
Sector Value Corporate 70.81% Government 17.61% Cash Equivalent 3.35% Credit Quality
Rating Value A 9.8% AA 49.73% AAA 40.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -6% ₹96 Cr 9,500,000
↓ -1,000,000 Eris Lifesciences Limited
Debentures | -5% ₹74 Cr 7,400
↑ 6,050 Jubilant Bevco Limited
Debentures | -5% ₹73 Cr 6,500 Jtpm Metal TRaders Limited
Debentures | -4% ₹58 Cr 5,377 GMR Airports Limited
Debentures | -3% ₹55 Cr 5,200 Rec Limited
Debentures | -3% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000
↓ -2,500 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 Adani Airport Holdings Limited
Debentures | -3% ₹48 Cr 4,800
↑ 4,800 Tata Capital Housing Finance Limited
Debentures | -3% ₹45 Cr 4,467 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (04 Sep 26) ₹43.81 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹3,280 on 31 Jul 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.05% Effective Maturity 4 Years 7 Months 24 Days Modified Duration 3 Years 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹12,410 31 Aug 23 ₹13,277 31 Aug 24 ₹14,340 31 Aug 25 ₹16,161 31 Aug 26 ₹17,576 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.3% 3 Month 2.6% 6 Month 3.5% 1 Year 8.7% 3 Year 9.9% 5 Year 12% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.9% 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.92 Yr. Mohit Sharma 6 Aug 20 5.99 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 4.28% Equity 4.17% Debt 91.31% Other 0.23% Debt Sector Allocation
Sector Value Corporate 60.43% Government 30.89% Cash Equivalent 4.28% Credit Quality
Rating Value A 9.81% AA 42.09% AAA 48.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -12% ₹400 Cr 39,500,000 Bajaj Housing Finance Limited
Debentures | -5% ₹153 Cr 15,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹125 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹110 Cr 11,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹84 Cr 8,000 Jtpm Metal TRaders Limited
Debentures | -2% ₹83 Cr 7,673 Jubilant Bevco Limited
Debentures | -2% ₹83 Cr 7,400 Kogta Financial (India) Limited
Debentures | -2% ₹72 Cr 7,250 4. Nippon India Strategic Debt Fund
Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (04 Sep 26) ₹16.8715 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹150 on 31 Jul 26 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.08 Sharpe Ratio 0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.76% Effective Maturity 5 Years 9 Months 14 Days Modified Duration 3 Years 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,126 31 Aug 23 ₹10,810 31 Aug 24 ₹11,610 31 Aug 25 ₹12,776 31 Aug 26 ₹13,549 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.2% 3 Month 2.3% 6 Month 2.9% 1 Year 6% 3 Year 7.9% 5 Year 6.3% 10 Year 15 Year Since launch 4.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.6% 2024 8.3% 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 8.19 Yr. Sushil Budhia 1 Feb 20 6.5 Yr. Akshay Sharma 1 Dec 22 3.67 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 8.11% Debt 91.56% Other 0.34% Debt Sector Allocation
Sector Value Corporate 50.13% Government 41.42% Cash Equivalent 8.11% Credit Quality
Rating Value AA 42.89% AAA 57.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹10 Cr 1,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹5 Cr 1,000 Rec Limited
Debentures | -4% ₹5 Cr 50 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹5 Cr 500,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹5 Cr 500,000 7.27% Rajasthan Sdl 2029
Sovereign Bonds | -3% ₹5 Cr 500,000 Andhra Pradesh State Beverages Corporation Limited
Debentures | -3% ₹5 Cr 500 7.3% Rajasthan Sdl 2030
Sovereign Bonds | -3% ₹5 Cr 500,000 TRuhome Finance Limited
Debentures | -3% ₹5 Cr 500 Aditya Birla Real Estate Limited
Debentures | -3% ₹5 Cr 500 5. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (04 Sep 26) ₹34.875 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹6,320 on 31 Jul 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.3 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.35% Effective Maturity 3 Years 2 Months 8 Days Modified Duration 2 Years 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,481 31 Aug 23 ₹11,164 31 Aug 24 ₹12,125 31 Aug 25 ₹13,164 31 Aug 26 ₹14,238 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.9% 6 Month 4.2% 1 Year 8.2% 3 Year 8.5% 5 Year 7.3% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.5% 2024 8.5% 2023 7.2% 2022 5.1% 2021 6.2% 2020 9.8% 2019 9.5% 2018 6.6% 2017 6.8% 2016 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.74 Yr. Akhil Kakkar 22 Jan 24 2.53 Yr. Data below for ICICI Prudential Regular Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 7.67% Equity 9.83% Debt 82.13% Other 0.37% Debt Sector Allocation
Sector Value Corporate 65.88% Government 16.63% Cash Equivalent 7.28% Credit Quality
Rating Value A 9.5% AA 68.41% AAA 22.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -4% ₹249 Cr 23,000 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹217 Cr 4,793,752 Vedanta Aluminium Metal Limited
Debentures | -3% ₹201 Cr 20,000 Adani Enterprises Limited
Debentures | -3% ₹201 Cr 20,000 TRuhome Finance Limited
Debentures | -3% ₹198 Cr 20,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Adani Power Limited
Debentures | -3% ₹175 Cr 17,500 Keystone Realtors Limited
Debentures | -3% ₹171 Cr 23,500 Nirma Limited
Debentures | -2% ₹151 Cr 15,000 Aavas Financiers Limited
Debentures | -2% ₹150 Cr 15,000 6. Invesco India Credit Risk Fund
Invesco India Credit Risk Fund
Growth Launch Date 4 Sep 14 NAV (04 Sep 26) ₹2,085.45 ↑ 0.65 (0.03 %) Net Assets (Cr) ₹166 on 31 Jul 26 Category Debt - Credit Risk AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.45 Sharpe Ratio 0.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.5% Effective Maturity 4 Years 2 Months 19 Days Modified Duration 3 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,159 31 Aug 23 ₹11,095 31 Aug 24 ₹12,059 31 Aug 25 ₹13,184 31 Aug 26 ₹14,128 Returns for Invesco India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.3% 3 Month 2.2% 6 Month 4.3% 1 Year 7.1% 3 Year 8.4% 5 Year 7.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.2% 2024 7.3% 2023 11.6% 2022 2.2% 2021 2.8% 2020 8% 2019 -4.5% 2018 4.1% 2017 7.1% 2016 10.9% Fund Manager information for Invesco India Credit Risk Fund
Name Since Tenure Krishna Cheemalapati 16 Dec 20 5.63 Yr. Vikas Garg 26 Sep 20 5.85 Yr. Data below for Invesco India Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 15.67% Equity 0.51% Debt 83.54% Other 0.29% Debt Sector Allocation
Sector Value Corporate 47.72% Government 35.82% Cash Equivalent 15.67% Credit Quality
Rating Value AA 61.96% AAA 38.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -15% ₹24 Cr 2,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Tata Housing Development Company Limited
Debentures | -8% ₹14 Cr 1,400,000 Adani Power Limited
Debentures | -8% ₹14 Cr 1,375,000 Aadhar Housing Finance Limited
Debentures | -8% ₹13 Cr 1,300,000 Ongc Petro Additions Limited
Debentures | -7% ₹12 Cr 1,200,000 Lodha Developers Limited
Debentures | -7% ₹12 Cr 1,200,000 Manappuram Finance Limited
Debentures | -7% ₹12 Cr 1,200,000 360 One Prime Limited
Debentures | -6% ₹10 Cr 1,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹5 Cr 500,000 7. Kotak Credit Risk Fund
Kotak Credit Risk Fund
Growth Launch Date 11 May 10 NAV (04 Sep 26) ₹31.9599 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹770 on 31 Jul 26 Category Debt - Credit Risk AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.71 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.36% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 1 Year 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,101 31 Aug 23 ₹10,615 31 Aug 24 ₹11,550 31 Aug 25 ₹12,359 31 Aug 26 ₹13,228 Returns for Kotak Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.8% 6 Month 3.4% 1 Year 7.1% 3 Year 7.7% 5 Year 5.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.1% 2024 7.1% 2023 6.4% 2022 0.9% 2021 5.3% 2020 6.6% 2019 9% 2018 6.2% 2017 6.6% 2016 10.4% Fund Manager information for Kotak Credit Risk Fund
Name Since Tenure Deepak Agrawal 11 May 10 16.24 Yr. Vihag Mishra 24 Oct 25 0.77 Yr. Data below for Kotak Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 5.33% Equity 10.03% Debt 84.09% Other 0.54% Debt Sector Allocation
Sector Value Corporate 71.68% Government 12.41% Cash Equivalent 5.33% Credit Quality
Rating Value A 10.19% AA 70.57% AAA 19.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -7% ₹56 Cr 500 Vedanta Aluminium Metal Limited
Debentures | -6% ₹50 Cr 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -6% ₹50 Cr 5,000 TATA Projects Limited
Debentures | -6% ₹50 Cr 5,000 Muthoot Finance Limited
Debentures | -6% ₹50 Cr 5,000 Karnataka State Development Loans
Sovereign Bonds | -6% ₹45 Cr 4,500,000 Aditya Birla Real Estate Limited
Debentures | -6% ₹45 Cr 4,500 Aditya Birla Renewables Limited
Debentures | -5% ₹40 Cr 4,000 Indus Infra Trust Unit (Financial Services)
Equity, Since 15 Nov 25 | 5441375% ₹36 Cr 2,724,405 Au Small Finance Bank Limited
Debentures | -4% ₹30 Cr 30 8. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (04 Sep 26) ₹106.771 ↑ 0.04 (0.04 %) Net Assets (Cr) ₹1,345 on 31 Jul 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.42% Effective Maturity 4 Years 29 Days Modified Duration 1 Year 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,260 31 Aug 23 ₹10,868 31 Aug 24 ₹11,640 31 Aug 25 ₹12,734 31 Aug 26 ₹13,488 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.4% 3 Month 2.1% 6 Month 2.9% 1 Year 6% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.1% 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.82 Yr. Anuj Tagra 7 Mar 24 2.4 Yr. Chandni Gupta 7 Mar 24 2.4 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.85% Debt 92.86% Other 0.29% Debt Sector Allocation
Sector Value Corporate 68.54% Government 24.32% Cash Equivalent 6.85% Credit Quality
Rating Value AA 7.1% AAA 92.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -6% ₹80 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹78 Cr 7,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹76 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -5% ₹61 Cr 5,950 Maharashtra SDL
Sovereign Bonds | -4% ₹57 Cr 5,500,000 RJ Corp Limited
Debentures | -4% ₹57 Cr 5,467 LIC Housing Finance Ltd
Debentures | -4% ₹56 Cr 5,500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Mahindra And Mahindra Financial Services Limited
Debentures | -4% ₹51 Cr 5,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 9. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (04 Sep 26) ₹48.651 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹5,481 on 31 Jul 26 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.06% Effective Maturity 6 Years 3 Months 29 Days Modified Duration 3 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,378 31 Aug 23 ₹11,063 31 Aug 24 ₹11,900 31 Aug 25 ₹12,907 31 Aug 26 ₹13,862 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.4% 3 Month 2.8% 6 Month 3.8% 1 Year 7.4% 3 Year 7.9% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 9% 2024 8% 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.74 Yr. Akhil Kakkar 22 Jan 24 2.53 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 4.48% Equity 9.37% Debt 85.8% Other 0.35% Debt Sector Allocation
Sector Value Corporate 65.83% Government 19.97% Cash Equivalent 4.48% Credit Quality
Rating Value AA 68.46% AAA 31.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹203 Cr 4,475,446 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹177 Cr 18,979,000 Adani Enterprises Limited
Debentures | -3% ₹176 Cr 17,500 Vedanta Aluminium Metal Limited
Debentures | -3% ₹171 Cr 17,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹162 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹150 Cr 15,000 6.94% Govt Stock 2036
Sovereign Bonds | -3% ₹150 Cr 14,854,300
↓ -7,500,000 TATA Projects Limited
Debentures | -3% ₹150 Cr 15,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹149 Cr 150 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹146 Cr 14,822,500 10. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (04 Sep 26) ₹38.1174 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,556 on 31 Jul 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.54% Effective Maturity 2 Years 3 Months 14 Days Modified Duration 1 Year 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,395 31 Aug 23 ₹11,165 31 Aug 24 ₹12,035 31 Aug 25 ₹13,156 31 Aug 26 ₹14,098 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.5% 3 Month 2.5% 6 Month 3.6% 1 Year 7.4% 3 Year 8.2% 5 Year 7.1% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.9% 2024 8.3% 2023 7.9% 2022 3.9% 2021 13.5% 2020 -5.9% 2019 1.9% 2018 6.1% 2017 7% 2016 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 8.19 Yr. Sushil Budhia 1 Feb 20 6.5 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.49% Debt 93.24% Other 0.27% Debt Sector Allocation
Sector Value Corporate 71.87% Government 23.47% Cash Equivalent 4.39% Credit Quality
Rating Value A 18.79% AA 43.68% AAA 37.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -5% ₹77 Cr 7,500,000 Triumph Composites Private Limited
Debentures | -5% ₹75 Cr 7,500
↑ 1,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹55 Cr 5,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹55 Cr 5,500
↑ 2,500 Adani Airport Holdings Limited
Debentures | -3% ₹55 Cr 5,500
↑ 3,000 Delhi International Airport Limited
Debentures | -3% ₹51 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹49 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹48 Cr 1,000 Muthoot Fincorp Limited
Debentures | -3% ₹45 Cr 45,000 TRuhome Finance Limited
Debentures | -3% ₹40 Cr 4,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for DSP Credit Risk Fund