+91-22-48913909Top 10 Best Performing Short Term Debt Funds for Year 2024
Short Term Debt fund are a part of fixed Income schemes that invest its stake in Fixed Income instruments generally having a maturity period of less than three years. Some of the instruments in which these schemes invest their fund money include Commercial Paper, certificate of deposits, and corporate Bonds. People who are looking to earn higher returns for an investment tenure of 1-3 years and having a low-risk appetite can choose to invest in short term debt funds. These funds are not much affected by interest rate risk. In the year 2024, the performance of Short Term Debt Funds has been to the mark. They have been able to fetch commensurate returns for their investors in 2024. So, let us look at the performance of top and best short term debt funds in 2024 on the Basis of returns.
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Best Performing Short Term Debt Funds for the year 2024
Fund NAV Net Assets (Cr) 2024 (%) 2023 (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Short Term Debt Fund Growth ₹32.9873
↑ 0.05 ₹18,412 8.3 7.1 3.5 6.93% 2Y 3M 14D 3Y 4M 24D Axis Short Term Fund Growth ₹31.8635
↑ 0.06 ₹12,692 8 6.8 3.7 6.85% 2Y 5M 5D 3Y 22D Nippon India Short Term Fund Growth ₹54.3384
↑ 0.11 ₹9,809 8 6.8 3.2 7.02% 2Y 7M 24D 3Y 3M 4D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹49.0108
↑ 0.09 ₹10,812 7.9 6.9 4.2 7.02% 2Y 9M 11D 3Y 6M 7D Invesco India Short Term Fund Growth ₹3,665.19
↑ 7.64 ₹1,125 7.9 6.2 2.6 6.81% 2Y 7M 17D 3Y 2M 12D UTI Short Term Income Fund Growth ₹32.5839
↑ 0.06 ₹3,374 7.9 6.9 3.8 6.84% 2Y 9M 18D 3Y 6M 18D Bandhan Bond Fund Short Term Plan Growth ₹58.6353
↑ 0.13 ₹10,530 7.8 6.9 2.8 6.37% 1Y 4M 20D 1Y 7M 20D ICICI Prudential Short Term Fund Growth ₹62.0733
↑ 0.08 ₹23,473 7.8 7.4 4.7 7.06% 2Y 3M 22D 4Y 3M 11D Kotak Bond Short Term Growth ₹53.5058
↑ 0.08 ₹18,157 7.7 6.5 3 6.85% 2Y 6M 11D 4Y 1M 6D SBI Short Term Debt Fund Growth ₹33.0651
↑ 0.06 ₹17,715 7.7 6.7 3.5 6.95% 2Y 9M 3Y 5M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund Aditya Birla Sun Life Short Term Opportunities Fund Invesco India Short Term Fund UTI Short Term Income Fund Bandhan Bond Fund Short Term Plan ICICI Prudential Short Term Fund Kotak Bond Short Term SBI Short Term Debt Fund Point 1 Top quartile AUM (₹18,412 Cr). Upper mid AUM (₹12,692 Cr). Bottom quartile AUM (₹9,809 Cr). Lower mid AUM (₹10,812 Cr). Bottom quartile AUM (₹1,125 Cr). Bottom quartile AUM (₹3,374 Cr). Lower mid AUM (₹10,530 Cr). Highest AUM (₹23,473 Cr). Upper mid AUM (₹18,157 Cr). Upper mid AUM (₹17,715 Cr). Point 2 Established history (15+ yrs). Established history (15+ yrs). Established history (23+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (18+ yrs). Oldest track record among peers (25 yrs). Established history (24+ yrs). Established history (23+ yrs). Established history (18+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 3★ (lower mid). Top rated. Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 7.88% (upper mid). 1Y return: 8.11% (top quartile). 1Y return: 7.87% (upper mid). 1Y return: 7.82% (lower mid). 1Y return: 7.62% (lower mid). 1Y return: 7.42% (bottom quartile). 1Y return: 7.52% (bottom quartile). 1Y return: 8.03% (top quartile). 1Y return: 7.33% (bottom quartile). 1Y return: 7.84% (upper mid). Point 6 1M return: 0.22% (top quartile). 1M return: 0.20% (upper mid). 1M return: 0.10% (bottom quartile). 1M return: 0.18% (upper mid). 1M return: 0.15% (bottom quartile). 1M return: 0.16% (lower mid). 1M return: 0.20% (upper mid). 1M return: 0.29% (top quartile). 1M return: 0.15% (lower mid). 1M return: 0.13% (bottom quartile). Point 7 Sharpe: 1.56 (upper mid). Sharpe: 1.78 (top quartile). Sharpe: 1.53 (upper mid). Sharpe: 1.49 (lower mid). Sharpe: 1.26 (lower mid). Sharpe: 1.25 (bottom quartile). Sharpe: 1.02 (bottom quartile). Sharpe: 1.72 (top quartile). Sharpe: 0.97 (bottom quartile). Sharpe: 1.51 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.93% (upper mid). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 7.02% (top quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 6.84% (bottom quartile). Yield to maturity (debt): 6.37% (bottom quartile). Yield to maturity (debt): 7.06% (top quartile). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 6.95% (upper mid). Point 10 Modified duration: 2.29 yrs (top quartile). Modified duration: 2.43 yrs (upper mid). Modified duration: 2.65 yrs (lower mid). Modified duration: 2.78 yrs (bottom quartile). Modified duration: 2.63 yrs (lower mid). Modified duration: 2.80 yrs (bottom quartile). Modified duration: 1.39 yrs (top quartile). Modified duration: 2.31 yrs (upper mid). Modified duration: 2.53 yrs (upper mid). Modified duration: 2.75 yrs (bottom quartile). HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Invesco India Short Term Fund
UTI Short Term Income Fund
Bandhan Bond Fund Short Term Plan
ICICI Prudential Short Term Fund
Kotak Bond Short Term
SBI Short Term Debt Fund
Top 10 Performing Short Term Debt Funds for the year 2024
(Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate steady returns with a moderate risk for investors by investing in a portfolio of short-medium term debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for Invesco India Short Term Fund Below is the key information for Invesco India Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Short Term Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. Research Highlights for Bandhan Bond Fund Short Term Plan Below is the key information for Bandhan Bond Fund Short Term Plan Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Short Term Fund Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market Instrument such as treasury
bills,commercial papers, certificates of deposit, including repos in permitted
securities of different maturities, so as to spread the risk across different kinds of
issuers in the debt markets. The Scheme may invest in the call money/termmoney market in terms of RBI guidelines in this respect. To reduce the risk of the portfolio, the Scheme may also use various derivative
and hedging products from time to time, in the manner permitted by SEBI. Subject to the maximum amount permitted from time
to time, the Scheme may invest in offshoresecurities in the manner allowed by
SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines
and Regulations. Research Highlights for Kotak Bond Short Term Below is the key information for Kotak Bond Short Term Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (24 Dec 25) ₹32.9873 ↑ 0.05 (0.15 %) Net Assets (Cr) ₹18,412 on 30 Nov 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 3 Years 4 Months 24 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,423 30 Nov 22 ₹10,755 30 Nov 23 ₹11,491 30 Nov 24 ₹12,468 30 Nov 25 ₹13,494 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.5% 6 Month 2.7% 1 Year 7.9% 3 Year 7.8% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.45 Yr. Dhruv Muchhal 22 Jun 23 2.45 Yr. Data below for HDFC Short Term Debt Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 7.93% Debt 91.81% Other 0.27% Debt Sector Allocation
Sector Value Corporate 66.63% Government 26.75% Cash Equivalent 6.36% Credit Quality
Rating Value AA 12.77% AAA 87.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹516 Cr 50,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹440 Cr 43,500 Jubilant Beverages Limited
Debentures | -2% ₹409 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹370 Cr 36,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹359 Cr 350 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹357 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹356 Cr 35,000 6.22% Govt Stock 2028
Sovereign Bonds | -1% ₹257 Cr 25,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹255 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹254 Cr 25,000 2. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (24 Dec 25) ₹31.8635 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹12,692 on 30 Nov 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 1.78 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 3 Years 22 Days Modified Duration 2 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,369 30 Nov 22 ₹10,727 30 Nov 23 ₹11,410 30 Nov 24 ₹12,352 30 Nov 25 ₹13,402 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.4% 6 Month 2.7% 1 Year 8.1% 3 Year 7.6% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 13.08 Yr. Aditya Pagaria 3 Jul 23 2.42 Yr. Data below for Axis Short Term Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 9.9% Debt 89.85% Other 0.25% Debt Sector Allocation
Sector Value Corporate 65.83% Government 24.83% Cash Equivalent 9.09% Credit Quality
Rating Value AA 15.33% AAA 84.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.28% Govt Stock 2032
Sovereign Bonds | -3% ₹425 Cr 42,885,300
↑ 37,648,100 National Bank For Agriculture And Rural Development
Debentures | -3% ₹382 Cr 37,500
↑ 25,000 Power Finance Corporation Limited
Debentures | -2% ₹250 Cr 25,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹244 Cr 23,500,000
↓ -10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -2% ₹223 Cr 21,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹216 Cr 213 6.33% Govt Stock 2035
Sovereign Bonds | -2% ₹209 Cr 21,223,500
↑ 21,000,000 Indigrid Infrastructure Trust
Debentures | -2% ₹192 Cr 19,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹183 Cr 18,000
↑ 5,000 Jubilant Beverages Limited
Debentures | -1% ₹168 Cr 15,750 3. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (24 Dec 25) ₹54.3384 ↑ 0.11 (0.21 %) Net Assets (Cr) ₹9,809 on 15 Dec 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 3 Months 4 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,459 30 Nov 22 ₹10,770 30 Nov 23 ₹11,463 30 Nov 24 ₹12,400 30 Nov 25 ₹13,445 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.1% 3 Month 1.4% 6 Month 2.5% 1 Year 7.9% 3 Year 7.5% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.84 Yr. Kinjal Desai 25 May 18 7.53 Yr. Sushil Budhia 31 Mar 21 4.67 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Short Term Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.33% Debt 92.43% Other 0.24% Debt Sector Allocation
Sector Value Corporate 53.38% Government 41.47% Cash Equivalent 4.91% Credit Quality
Rating Value AA 13.35% AAA 86.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -5% ₹488 Cr 47,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹379 Cr 37,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹300 Cr 29,000,000 07.17 KA Sdl 2030
Sovereign Bonds | -3% ₹254 Cr 25,000,000 07.93 Up SDL 2030
Sovereign Bonds | -2% ₹234 Cr 22,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹227 Cr 225 7.17 Madhya Pradesh SDL 2031
Sovereign Bonds | -2% ₹206 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹203 Cr 20,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹202 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹169 Cr 16,500 4. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (24 Dec 25) ₹49.0108 ↑ 0.09 (0.18 %) Net Assets (Cr) ₹10,812 on 15 Dec 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1 Sharpe Ratio 1.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.02% Effective Maturity 3 Years 6 Months 7 Days Modified Duration 2 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,411 30 Nov 22 ₹10,820 30 Nov 23 ₹11,521 30 Nov 24 ₹12,461 30 Nov 25 ₹13,486 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.6% 6 Month 2.7% 1 Year 7.8% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 11.23 Yr. Mohit Sharma 6 Aug 20 5.32 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 4.41% Debt 95.32% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.52% Government 34.8% Cash Equivalent 4.41% Credit Quality
Rating Value AA 13.1% AAA 86.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -5% ₹509 Cr 51,000
↓ -6,000 Rec Limited
Debentures | -4% ₹455 Cr 45,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹419 Cr 42,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹405 Cr 40,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹350 Cr 35,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹296 Cr 28,773 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹292 Cr 28,406,400
↓ -5,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹283 Cr 280 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹273 Cr 26,500,000
↓ -3,000,000 Power Finance Corporation Limited
Debentures | -3% ₹271 Cr 27,500 5. Invesco India Short Term Fund
Invesco India Short Term Fund
Growth Launch Date 24 Mar 07 NAV (24 Dec 25) ₹3,665.19 ↑ 7.64 (0.21 %) Net Assets (Cr) ₹1,125 on 15 Dec 25 Category Debt - Short term Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 3 Years 2 Months 12 Days Modified Duration 2 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,273 30 Nov 22 ₹10,506 30 Nov 23 ₹11,111 30 Nov 24 ₹12,026 30 Nov 25 ₹12,979 Returns for Invesco India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.5% 1 Year 7.6% 3 Year 7.2% 5 Year 5.3% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.2% 2022 2.6% 2021 2.6% 2020 9.5% 2019 9.3% 2018 5.5% 2017 4.8% 2016 9.6% 2015 7.1% Fund Manager information for Invesco India Short Term Fund
Name Since Tenure Vikas Garg 26 Sep 20 5.18 Yr. Gaurav Jakhotia 1 Apr 25 0.67 Yr. Data below for Invesco India Short Term Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.34% Debt 92.37% Other 0.29% Debt Sector Allocation
Sector Value Corporate 60.49% Government 31.88% Cash Equivalent 7.34% Credit Quality
Rating Value AA 13.33% AAA 86.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.28% Govt Stock 2032
Sovereign Bonds | -5% ₹59 Cr 6,000,000
↑ 2,500,000 Reliance Industries Limited
Debentures | -5% ₹57 Cr 5,400,000 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹55 Cr 5,500,000
↑ 5,500,000 Ultratech Cement Limited
Debentures | -4% ₹51 Cr 5,000,000 Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000
↑ 5,000,000 Pipeline Infrastructure Limited
Debentures | -4% ₹41 Cr 4,000,000 Export Import Bank Of India
Debentures | -3% ₹36 Cr 3,500,000 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹35 Cr 3,535,000
↑ 1,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹31 Cr 3,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹26 Cr 2,500,000 6. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (24 Dec 25) ₹32.5839 ↑ 0.06 (0.20 %) Net Assets (Cr) ₹3,374 on 30 Nov 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 1.25 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,858 30 Nov 22 ₹11,235 30 Nov 23 ₹11,977 30 Nov 24 ₹12,953 30 Nov 25 ₹13,955 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.4% 1 Year 7.4% 3 Year 7.4% 5 Year 6.9% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.06 Yr. Data below for UTI Short Term Income Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 9.98% Debt 89.75% Other 0.27% Debt Sector Allocation
Sector Value Corporate 67.44% Government 25.96% Cash Equivalent 6.33% Credit Quality
Rating Value AA 11% AAA 89% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank
Debentures | -5% ₹177 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹177 Cr 1,750 Power Finance Corporation Limited
Debentures | -5% ₹177 Cr 17,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹146 Cr 1,450,000,000
↓ -1,600,000,000 Export Import Bank Of India
Debentures | -4% ₹126 Cr 12,500 Small Industries Development Bank Of India
Debentures | -3% ₹99 Cr 10,000
↑ 5,000 TATA Communications Limited
Debentures | -3% ₹99 Cr 10,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 Export Import Bank Of India
Debentures | -2% ₹76 Cr 7,500 7. Bandhan Bond Fund Short Term Plan
Bandhan Bond Fund Short Term Plan
Growth Launch Date 14 Dec 00 NAV (24 Dec 25) ₹58.6353 ↑ 0.13 (0.21 %) Net Assets (Cr) ₹10,530 on 30 Nov 25 Category Debt - Short term Bond AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.8 Sharpe Ratio 1.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.37% Effective Maturity 1 Year 7 Months 20 Days Modified Duration 1 Year 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,348 30 Nov 22 ₹10,606 30 Nov 23 ₹11,279 30 Nov 24 ₹12,217 30 Nov 25 ₹13,170 Returns for Bandhan Bond Fund Short Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.2% 1 Year 7.5% 3 Year 7.4% 5 Year 5.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 6.9% 2022 2.8% 2021 3.4% 2020 9.7% 2019 9.7% 2018 6.5% 2017 5.9% 2016 8.8% 2015 8.1% Fund Manager information for Bandhan Bond Fund Short Term Plan
Name Since Tenure Suyash Choudhary 11 Mar 11 14.74 Yr. Brijesh Shah 10 Jun 24 1.48 Yr. Data below for Bandhan Bond Fund Short Term Plan as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 38.64% Debt 61.07% Other 0.29% Debt Sector Allocation
Sector Value Corporate 59.58% Government 25.14% Cash Equivalent 14.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -9% ₹957 Cr 93,000,000
↓ -106,000,000 HDFC Bank Ltd.
Debentures | -5% ₹565 Cr 57,500,000
↑ 42,500,000 Bajaj Housing Finance Limited
Debentures | -5% ₹481 Cr 47,500,000 Tata Capital Limited
Debentures | -4% ₹443 Cr 44,100,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹407 Cr 40,000,000
↓ -5,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹321 Cr 31,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹305 Cr 30,000,000 Bajaj Finance Limited
Debentures | -3% ₹302 Cr 30,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹275 Cr 27,000,000 Tata Capital Housing Finance Limited
Debentures | -2% ₹253 Cr 25,000,000 8. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (24 Dec 25) ₹62.0733 ↑ 0.08 (0.12 %) Net Assets (Cr) ₹23,473 on 15 Dec 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.04 Sharpe Ratio 1.72 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.06% Effective Maturity 4 Years 3 Months 11 Days Modified Duration 2 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,427 30 Nov 22 ₹10,877 30 Nov 23 ₹11,646 30 Nov 24 ₹12,583 30 Nov 25 ₹13,615 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.3% 3 Month 1.6% 6 Month 2.9% 1 Year 8% 3 Year 7.7% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 16.04 Yr. Nikhil Kabra 29 Dec 20 4.93 Yr. Data below for ICICI Prudential Short Term Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 15.14% Debt 84.6% Other 0.26% Debt Sector Allocation
Sector Value Corporate 60.24% Government 28.37% Cash Equivalent 11.13% Credit Quality
Rating Value AA 15.14% AAA 65% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -3% ₹757 Cr 75,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹616 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -3% ₹613 Cr 60,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹539 Cr 525 Vedanta Limited
Debentures | -2% ₹511 Cr 51,000 6.82% Govt Stock 2033
Sovereign Bonds | -2% ₹499 Cr 48,171,540
↓ -5,822,850 6.54% Govt Stock 2034
Sovereign Bonds | -2% ₹496 Cr 48,681,480
↓ -20,893,260 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹425 Cr 41,358,430 6.22% Govt Stock 2028
Sovereign Bonds | -1% ₹331 Cr 32,821,800
↓ -288,800 6.79% Govt Stock 2034
Sovereign Bonds | -1% ₹298 Cr 29,560,830
↓ -29,466,650 9. Kotak Bond Short Term
Kotak Bond Short Term
Growth Launch Date 2 May 02 NAV (24 Dec 25) ₹53.5058 ↑ 0.08 (0.15 %) Net Assets (Cr) ₹18,157 on 15 Dec 25 Category Debt - Short term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.12 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 4 Years 1 Month 6 Days Modified Duration 2 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,351 30 Nov 22 ₹10,637 30 Nov 23 ₹11,280 30 Nov 24 ₹12,181 30 Nov 25 ₹13,111 Returns for Kotak Bond Short Term
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.2% 1 Year 7.3% 3 Year 7.1% 5 Year 5.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.5% 2022 3% 2021 3.3% 2020 10% 2019 9.6% 2018 6.3% 2017 5.4% 2016 9.7% 2015 8% Fund Manager information for Kotak Bond Short Term
Name Since Tenure Deepak Agrawal 11 Jul 07 18.4 Yr. Abhishek Bisen 1 Nov 22 3.08 Yr. Data below for Kotak Bond Short Term as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 5.44% Debt 94.28% Other 0.28% Debt Sector Allocation
Sector Value Corporate 63.26% Government 31.02% Cash Equivalent 5.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹692 Cr 71,100,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹632 Cr 62,500 6.82% Govt Stock 2033
Sovereign Bonds | -3% ₹623 Cr 60,098,621 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹503 Cr 48,729,390
↓ -20,500,000 7.08% Karnataka State Development Loans (12/08/2031)
Sovereign Bonds | -3% ₹502 Cr 50,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹501 Cr 4,950 Bajaj Finance Limited
Debentures | -3% ₹492 Cr 48,500 Power Finance Corporation Limited
Debentures | -3% ₹482 Cr 4,750 LIC Housing Finance Ltd
Debentures | -3% ₹475 Cr 4,700 Small Industries Development Bank Of India
Debentures | -2% ₹405 Cr 40,000 10. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (24 Dec 25) ₹33.0651 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹17,715 on 15 Dec 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.51 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.95% Effective Maturity 3 Years 5 Months 1 Day Modified Duration 2 Years 9 Months Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,317 30 Nov 22 ₹10,637 30 Nov 23 ₹11,321 30 Nov 24 ₹12,221 30 Nov 25 ₹13,226 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.1% 3 Month 1.4% 6 Month 2.6% 1 Year 7.8% 3 Year 7.4% 5 Year 5.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2 Yr. Data below for SBI Short Term Debt Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 7.72% Debt 92.03% Other 0.26% Debt Sector Allocation
Sector Value Corporate 66.69% Government 28.06% Cash Equivalent 4.99% Credit Quality
Rating Value AA 13.01% AAA 86.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.01% Govt Stock 2030
Sovereign Bonds | -6% ₹1,037 Cr 105,000,000
↑ 35,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹694 Cr 70,000,000
↓ -30,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹607 Cr 600 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹517 Cr 50,000,000 08.32 RJ Sdl 2029
Sovereign Bonds | -3% ₹471 Cr 45,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹405 Cr 40,000
↑ 5,000 Indigrid Infrastructure Trust
Debentures | -2% ₹394 Cr 39,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹379 Cr 375 National Bank For Agriculture And Rural Development
Debentures | -2% ₹355 Cr 35,000 07.75 Tn SDL 2032
Sovereign Bonds | -2% ₹336 Cr 32,500,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for HDFC Short Term Debt Fund