fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Top 10 Best Performing Short Term Debt Funds for the year 2024

Fincash » Mutual Funds » Best Short Term Debt Funds 2018

Top 10 Best Performing Short Term Debt Funds for Year 2024

Updated on June 6, 2025 , 577 views

Short Term Debt fund are a part of fixed Income schemes that invest its stake in Fixed Income instruments generally having a maturity period of less than three years. Some of the instruments in which these schemes invest their fund money include Commercial Paper, certificate of deposits, and corporate Bonds. People who are looking to earn higher returns for an investment tenure of 1-3 years and having a low-risk appetite can choose to invest in short term debt funds. These funds are not much affected by interest rate risk. In the year 2024, the performance of Short Term Debt Funds has been to the mark. They have been able to fetch commensurate returns for their investors in 2024. So, let us look at the performance of top and best short term debt funds in 2024 on the Basis of returns.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Best Performing Short Term Debt Funds for the year 2024

FundNAVNet Assets (Cr)2024 (%)2023 (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Short Term Debt Fund Growth ₹32.1581
↓ -0.01
₹15,0308.37.13.57.1%2Y 9M 18D4Y 2M 5D
Axis Short Term Fund Growth ₹31.048
↓ -0.01
₹9,64086.83.77.03%2Y 11M 8D3Y 9M
Nippon India Short Term Fund Growth ₹53.0983
↓ -0.01
₹6,69286.83.27.14%2Y 9M3Y 7M 13D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹47.7697
↓ -0.03
₹8,3437.96.94.27.19%2Y 10M 13D3Y 8M 23D
Principal Short Term Debt Fund Growth ₹44.4359
↓ -0.03
₹2117.96.93.56.85%2Y 8M 1D3Y 4M 24D
Invesco India Short Term Fund Growth ₹3,585.76
↓ -1.91
₹6937.96.22.66.86%2Y 10M 6D3Y 6M 14D
UTI Short Term Income Fund Growth ₹31.8417
↓ -0.02
₹2,7917.96.93.86.97%2Y 9M 14D3Y 7M 6D
IDFC Bond Fund Short Term Plan Growth ₹57.3911
↓ -0.05
₹9,8167.86.92.87.07%2Y 10M 20D3Y 8M 8D
ICICI Prudential Short Term Fund Growth ₹60.3233
↓ -0.01
₹20,9697.87.44.77.23%2Y 7M 24D4Y 4M 20D
Kotak Bond Short Term Growth ₹52.4148
↓ -0.03
₹17,8217.76.536.98%2Y 10M 6D4Y 3M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 25

Top 10 Performing Short Term Debt Funds for the year 2024

1. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 30 in Short term Bond category.  Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (09 Jun 25) ₹32.1581 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹15,030 on 30 Apr 25
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.71
Sharpe Ratio 2.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 4 Years 2 Months 5 Days
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,768
31 May 22₹11,057
31 May 23₹11,805
31 May 24₹12,654
31 May 25₹13,876

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.3%
3 Month 3.8%
6 Month 5.4%
1 Year 10%
3 Year 8%
5 Year 6.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7.1%
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1014.94 Yr.
Dhruv Muchhal22 Jun 231.94 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash3.59%
Debt96.14%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate61.13%
Government35.01%
Cash Equivalent3.59%
Credit Quality
RatingValue
AA10.88%
AAA89.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹872 Cr82,500,000
Aditya Birla Renewables Limited
Debentures | -
3%₹442 Cr43,500
7.11% Govt Stock 2028
Sovereign Bonds | -
3%₹419 Cr41,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
2%₹366 Cr34,500,000
Jamnagar Utilities And Power Private Limited
Debentures | -
2%₹333 Cr32,500
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹290 Cr27,500,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹257 Cr25,000
Bajaj Housing Finance Limited
Debentures | -
2%₹255 Cr25,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹253 Cr24,500
TVS Credit Services Limited
Debentures | -
1%₹208 Cr200

2. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 26 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.7% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (09 Jun 25) ₹31.048 ↓ -0.01   (-0.04 %)
Net Assets (Cr) ₹9,640 on 30 Apr 25
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.92
Sharpe Ratio 2.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 3 Years 9 Months
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,679
31 May 22₹10,967
31 May 23₹11,695
31 May 24₹12,466
31 May 25₹13,678

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.3%
3 Month 4%
6 Month 5.6%
1 Year 10.1%
3 Year 7.8%
5 Year 6.5%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1212.58 Yr.
Aditya Pagaria3 Jul 231.91 Yr.

Data below for Axis Short Term Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash11.55%
Debt88.2%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate63.95%
Government27.77%
Cash Equivalent8.03%
Credit Quality
RatingValue
AA14.3%
AAA85.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹628 Cr59,625,200
↓ -18,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹613 Cr58,000,000
↑ 11,000,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
6%₹540 Cr53,000
↑ 12,500
India Grid Trust
Debentures | -
2%₹193 Cr19,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹153 Cr15,000
Kotak Mahindra Prime Ltd. 7.6%
Debentures | -
1%₹142 Cr14,000
↑ 10,000
Rec Limited
Debentures | -
1%₹128 Cr12,500
↑ 12,500
Indigrid Infrastructure Trust 7.88%
Debentures | -
1%₹128 Cr12,500
Embassy Office Parks Reit
Debentures | -
1%₹128 Cr12,500

3. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 17 in Short term Bond category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.2% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (09 Jun 25) ₹53.0983 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹6,692 on 30 Apr 25
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 3 Years 7 Months 13 Days
Modified Duration 2 Years 9 Months

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,755
31 May 22₹11,035
31 May 23₹11,737
31 May 24₹12,522
31 May 25₹13,761

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.4%
3 Month 4%
6 Month 5.7%
1 Year 10.2%
3 Year 7.8%
5 Year 6.7%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.2%
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 205.33 Yr.
Kinjal Desai25 May 187.02 Yr.
Sushil Budhia31 Mar 214.17 Yr.

Data below for Nippon India Short Term Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.81%
Debt94.88%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate58.43%
Government37.96%
Cash Equivalent3.31%
Credit Quality
RatingValue
AA10.45%
AAA89.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
8%₹535 Cr50,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -
7%₹487 Cr46,500,000
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹262 Cr25,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹218 Cr21,000,000
Aditya Birla Housing Finance Ltd. 7.86%
Debentures | -
3%₹203 Cr20,000
Small Industries Development Bank Of India
Debentures | -
3%₹170 Cr16,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹170 Cr16,500
8.2% Can Fin Homes Limited**
Debentures | -
3%₹168 Cr16,500
LIC Housing Finance Limited
Debentures | -
2%₹153 Cr15,000
Rural Electrification Corporation Limited
Debentures | -
2%₹152 Cr15,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 18 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 4.2% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (09 Jun 25) ₹47.7697 ↓ -0.03   (-0.07 %)
Net Assets (Cr) ₹8,343 on 30 Apr 25
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.19%
Effective Maturity 3 Years 8 Months 23 Days
Modified Duration 2 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,918
31 May 22₹11,267
31 May 23₹12,026
31 May 24₹12,836
31 May 25₹14,054

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.2%
3 Month 3.8%
6 Month 5.4%
1 Year 9.8%
3 Year 7.9%
5 Year 7.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.9%
2022 4.2%
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 1410.73 Yr.
Mohit Sharma6 Aug 204.82 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash6.29%
Debt93.43%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate59.87%
Government33.56%
Cash Equivalent6.29%
Credit Quality
RatingValue
AA14.29%
AAA85.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
5%₹432 Cr42,500
Power Grid Corporation of India Ltd. 6.94%
Domestic Bonds | -
5%₹376 Cr37,500
↑ 37,500
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹311 Cr29,500,000
↓ -20,000,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
3%₹264 Cr26,000
↑ 26,000
Small Industries Development Bank Of India
Debentures | -
3%₹239 Cr23,500
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹214 Cr20,406,400
↓ -42,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹204 Cr20,000
Small Industries Development Bank Of India
Debentures | -
2%₹186 Cr1,850
Embassy Office Parks Reit
Debentures | -
2%₹183 Cr18,000
7.17% Indian Railway Finance Corporation Limited**
Debentures | -
2%₹178 Cr17,500

5. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 34 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.5% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (09 Jun 25) ₹44.4359 ↓ -0.03   (-0.07 %)
Net Assets (Cr) ₹211 on 30 Apr 25
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.84
Sharpe Ratio 2.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.85%
Effective Maturity 3 Years 4 Months 24 Days
Modified Duration 2 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹11,260
31 May 22₹11,574
31 May 23₹12,323
31 May 24₹13,121
31 May 25₹14,357

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.1%
3 Month 3.6%
6 Month 5.2%
1 Year 9.7%
3 Year 7.6%
5 Year 7.6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.9%
2022 3.5%
2021 3.2%
2020 10.3%
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 223.41 Yr.
Sandeep Agarwal1 Jan 223.41 Yr.

Data below for Principal Short Term Debt Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash10.31%
Debt89.4%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate51.72%
Government37.69%
Cash Equivalent10.31%
Credit Quality
RatingValue
AA20.71%
AAA79.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
12%₹26 Cr2,500,000
7.37% Govt Stock 2028
Sovereign Bonds | -
7%₹16 Cr1,500,000
Bharti Telecom Limited
Debentures | -
5%₹11 Cr1,100
National Bank For Agriculture And Rural Development
Debentures | -
5%₹10 Cr1,000
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr1,000
Export-Import Bank Of India
Debentures | -
5%₹10 Cr1,000
PNb Housing Finance Limited
Debentures | -
5%₹10 Cr1,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹7 Cr700,000
7.18% Govt Stock 2037
Sovereign Bonds | -
2%₹5 Cr500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
2%₹5 Cr500,000

6. Invesco India Short Term Fund

The investment objective of the Scheme is to seek to generate steady returns with a moderate risk for investors by investing in a portfolio of short-medium term debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized.

Invesco India Short Term Fund is a Debt - Short term Bond fund was launched on 24 Mar 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 55 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.2% and 2022 was 2.6% .

Below is the key information for Invesco India Short Term Fund

Invesco India Short Term Fund
Growth
Launch Date 24 Mar 07
NAV (09 Jun 25) ₹3,585.76 ↓ -1.91   (-0.05 %)
Net Assets (Cr) ₹693 on 15 Apr 25
Category Debt - Short term Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.86%
Effective Maturity 3 Years 6 Months 14 Days
Modified Duration 2 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,564
31 May 22₹10,731
31 May 23₹11,346
31 May 24₹12,095
31 May 25₹13,219

Invesco India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.4%
3 Month 3.9%
6 Month 5.5%
1 Year 9.7%
3 Year 7.4%
5 Year 5.8%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.2%
2022 2.6%
2021 2.6%
2020 9.5%
2019 9.3%
2018 5.5%
2017 4.8%
2016 9.6%
2015 7.1%
Fund Manager information for Invesco India Short Term Fund
NameSinceTenure
Vikas Garg26 Sep 204.68 Yr.
Gaurav Jakhotia1 Apr 250.17 Yr.

Data below for Invesco India Short Term Fund as on 15 Apr 25

Asset Allocation
Asset ClassValue
Cash6.1%
Debt93.73%
Other0.17%
Debt Sector Allocation
SectorValue
Corporate57.75%
Government35.98%
Cash Equivalent6.1%
Credit Quality
RatingValue
AA4.91%
AAA95.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
8%₹64 Cr6,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹37 Cr3,500,000
↑ 500,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
5%₹36 Cr3,500,000
↑ 2,000,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹35 Cr3,500,000
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹26 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹26 Cr2,500,000
National Housing Bank
Debentures | -
3%₹26 Cr2,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹25 Cr2,500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹25 Cr2,500,000
LIC Housing Finance Limited
Debentures | -
3%₹25 Cr2,500,000

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 10 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (09 Jun 25) ₹31.8417 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹2,791 on 30 Apr 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio 1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.97%
Effective Maturity 3 Years 7 Months 6 Days
Modified Duration 2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,661
31 May 22₹11,489
31 May 23₹12,231
31 May 24₹13,080
31 May 25₹14,279

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.2%
3 Month 3.7%
6 Month 5.2%
1 Year 9.6%
3 Year 7.7%
5 Year 7.4%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.9%
2023 6.9%
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Anurag Mittal8 Apr 250.15 Yr.
Sudhir Agarwal25 Oct 1212.61 Yr.

Data below for UTI Short Term Income Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash8.87%
Debt90.88%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate68.69%
Government25.44%
Cash Equivalent5.62%
Credit Quality
RatingValue
AA10.39%
AAA89.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹264 Cr2,550,000,000
LIC Housing Finance Limited
Debentures | -
6%₹179 Cr1,750
National Housing Bank
Debentures | -
6%₹179 Cr17,500
Small Industries Development Bank Of India
Debentures | -
6%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹178 Cr17,500
Power Finance Corporation Ltd.
Debentures | -
6%₹178 Cr17,500
Export-Import Bank of India
Domestic Bonds | -
4%₹127 Cr12,500
↑ 2,500
Bajaj Finance Limited
Debentures | -
3%₹76 Cr7,500
Mankind Pharma Ltd
Debentures | -
3%₹76 Cr7,500
↑ 5,000
Kotak Mahindra Prime Limited
Debentures | -
3%₹76 Cr750
↓ -100

8. IDFC Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Short Term Plan is a Debt - Short term Bond fund was launched on 14 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 47 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 6.9% and 2022 was 2.8% .

Below is the key information for IDFC Bond Fund Short Term Plan

IDFC Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (09 Jun 25) ₹57.3911 ↓ -0.05   (-0.08 %)
Net Assets (Cr) ₹9,816 on 30 Apr 25
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.77
Sharpe Ratio 2.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 3 Years 8 Months 8 Days
Modified Duration 2 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,614
31 May 22₹10,795
31 May 23₹11,522
31 May 24₹12,280
31 May 25₹13,472

IDFC Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDFC Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.3%
3 Month 3.8%
6 Month 5.5%
1 Year 9.9%
3 Year 7.9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 6.9%
2022 2.8%
2021 3.4%
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
2015 8.1%
Fund Manager information for IDFC Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 1114.23 Yr.
Brijesh Shah10 Jun 240.97 Yr.

Data below for IDFC Bond Fund Short Term Plan as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash13.16%
Debt86.57%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate48.42%
Government47.07%
Cash Equivalent4.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
20%₹1,975 Cr186,400,000
↑ 70,900,000
REC Ltd. 7.44%
Debentures | -
9%₹864 Cr85,000,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹486 Cr47,500,000
↑ 47,500,000
Bajaj Housing Finance Ltd. 8.04%
Debentures | -
5%₹482 Cr47,500,000
Tata Capital Financial Services Limited
Debentures | -
4%₹445 Cr44,100,000
7.48% National Bank For Agriculture And Rural Development
Debentures | -
4%₹382 Cr37,500,000
Export-Import Bank Of India
Debentures | -
4%₹356 Cr35,000,000
Bajaj Finance Limited
Debentures | -
3%₹291 Cr29,000,000
LIC Housing Finance Limited
Debentures | -
3%₹274 Cr27,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹264 Cr26,000,000

9. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Short term Bond category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (09 Jun 25) ₹60.3233 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹20,969 on 30 Apr 25
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 2.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.23%
Effective Maturity 4 Years 4 Months 20 Days
Modified Duration 2 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,750
31 May 22₹11,062
31 May 23₹11,905
31 May 24₹12,764
31 May 25₹13,941

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.1%
3 Month 3.6%
6 Month 5.2%
1 Year 9.5%
3 Year 8.2%
5 Year 6.9%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0915.54 Yr.
Nikhil Kabra29 Dec 204.42 Yr.

Data below for ICICI Prudential Short Term Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.07%
Debt95.68%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate60.44%
Government35.24%
Cash Equivalent4.07%
Credit Quality
RatingValue
AA18.08%
AAA81.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹1,597 Cr151,555,180
↓ -57,500,000
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,262 Cr121,501,270
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹1,025 Cr98,905,400
↑ 42,754,550
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹708 Cr69,574,740
7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -
3%₹611 Cr60,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹555 Cr55,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹514 Cr50,500
↑ 2,500
Small Industries Development Bank Of India
Debentures | -
2%₹374 Cr37,000
Small Industries Development Bank Of India
Debentures | -
2%₹368 Cr36,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹353 Cr35,000

10. Kotak Bond Short Term

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market Instrument such as treasury bills,commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in the call money/termmoney market in terms of RBI guidelines in this respect. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshoresecurities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations.

Kotak Bond Short Term is a Debt - Short term Bond fund was launched on 2 May 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 42 in Short term Bond category.  Return for 2024 was 7.7% , 2023 was 6.5% and 2022 was 3% .

Below is the key information for Kotak Bond Short Term

Kotak Bond Short Term
Growth
Launch Date 2 May 02
NAV (09 Jun 25) ₹52.4148 ↓ -0.03   (-0.05 %)
Net Assets (Cr) ₹17,821 on 30 Apr 25
Category Debt - Short term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 1.17
Sharpe Ratio 1.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 4 Years 3 Months 14 Days
Modified Duration 2 Years 10 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,637
31 May 22₹10,877
31 May 23₹11,552
31 May 24₹12,302
31 May 25₹13,463

Kotak Bond Short Term SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Bond Short Term

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 1.2%
3 Month 3.8%
6 Month 5.3%
1 Year 9.7%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.5%
2022 3%
2021 3.3%
2020 10%
2019 9.6%
2018 6.3%
2017 5.4%
2016 9.7%
2015 8%
Fund Manager information for Kotak Bond Short Term
NameSinceTenure
Deepak Agrawal11 Jul 0717.9 Yr.
Abhishek Bisen1 Nov 222.58 Yr.

Data below for Kotak Bond Short Term as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash2.62%
Debt97.12%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate54%
Government43.12%
Cash Equivalent2.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
11%₹1,968 Cr186,176,110
↓ -20,000,000
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,123 Cr108,098,621
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹806 Cr76,500,000
↓ -10,000,000
7.08% Karnataka State Development Loans (12/08/2031)
Sovereign Bonds | -
3%₹514 Cr50,000,000
LIC Housing Finance Ltd
Debentures | -
3%₹503 Cr4,950
Bajaj Finance Limited
Debentures | -
3%₹494 Cr48,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹482 Cr47,500
LIC Housing Finance Limited
Debentures | -
3%₹481 Cr4,700
National Bank For Agriculture And Rural Development
Debentures | -
2%₹442 Cr43,500
Small Industries Development Bank Of India
Debentures | -
2%₹407 Cr40,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
POST A COMMENT