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Top 10 Best Performing Short Term Debt Funds for the year 2022

Fincash » Mutual Funds » Best Short Term Debt Funds 2018

Top 10 Best Performing Short Term Debt Funds for Year 2022

Updated on March 13, 2024 , 325 views

Short Term Debt fund are a part of fixed Income schemes that invest its stake in Fixed Income instruments generally having a maturity period of less than three years. Some of the instruments in which these schemes invest their fund money include Commercial Paper, certificate of deposits, and corporate Bonds. People who are looking to earn higher returns for an investment tenure of 1-3 years and having a low-risk appetite can choose to invest in short term debt funds. These funds are not much affected by interest rate risk. In the year 2022, the performance of Short Term Debt Funds has been to the mark. They have been able to fetch commensurate returns for their investors in 2022. So, let us look at the performance of top and best short term debt funds in 2022 on the Basis of returns.

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Best Performing Short Term Debt Funds for the year 2022

FundNAVNet Assets (Cr)2023 (%)2022 (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Short Term Fund Growth ₹54.2383
↑ 0.00
₹18,6917.44.73.97.93%1Y 11M 19D3Y 11M 8D
HDFC Short Term Debt Fund Growth ₹28.7918
↑ 0.01
₹14,3737.13.53.97.85%2Y 8M 19D3Y 11M 16D
Baroda Pioneer Short Term Bond Fund Growth ₹26.3888
↓ 0.00
₹226733.77.67%2Y 5M 12D3Y 4D
UTI Short Term Income Fund Growth ₹28.6881
↑ 0.01
₹2,3796.93.88.47.83%2Y 6M 7D5Y
Franklin India Short Term Income Plan - Retail Plan Growth ₹5,149.41
₹136.98.6150%6M 2D
IDFC Bond Fund Short Term Plan Growth ₹51.417
↓ 0.00
₹8,5546.92.83.47.64%2Y 5M 23D3Y 4D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹42.8737
↓ 0.00
₹6,7786.94.23.87.81%2Y 9M 11D3Y 8M 19D
Principal Short Term Debt Fund Growth ₹39.9434
↑ 0.00
₹1996.93.53.27.52%2Y 7M 28D3Y 7M 18D
Nippon India Short Term Fund Growth ₹47.4945
↑ 0.01
₹5,9686.83.24.47.85%2Y 8M 8D3Y 5M 19D
Axis Short Term Fund Growth ₹27.7908
↓ 0.00
₹7,5416.83.73.57.82%2Y 10M 2D3Y 8M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Mar 24

Top 10 Performing Short Term Debt Funds for the year 2022

1. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 11 in Short term Bond category.  Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (15 Mar 24) ₹54.2383 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹18,691 on 31 Jan 24
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 1.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 3 Years 11 Months 8 Days
Modified Duration 1 Year 11 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,052
28 Feb 21₹11,973
28 Feb 22₹12,503
28 Feb 23₹13,157
29 Feb 24₹14,186

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 3.6%
1 Year 7.8%
3 Year 6%
5 Year 7.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.4%
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
2014 11.6%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0914.29 Yr.
Nikhil Kabra29 Dec 203.17 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash32.81%
Debt66.95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate43.39%
Government34.61%
Cash Equivalent21.61%
Securitized0.15%
Credit Quality
RatingValue
AA18.9%
AAA81.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
10%₹3,338 Cr331,697,910
↑ 50,000,000
8.25% Govt Stock 2033
Sovereign Bonds | -
5%₹1,729 Cr170,908,750
7.06% Govt Stock 2028
Sovereign Bonds | -
4%₹1,391 Cr139,253,450
8.1% Govt Stock 2034
Sovereign Bonds | -
2%₹804 Cr81,074,740
Pipeline Infrastructure Limited
Debentures | -
1%₹438 Cr4,379
↑ 1,000
7.38% Govt Stock 2027
Sovereign Bonds | -
1%₹376 Cr37,227,200
India (Republic of)
- | -
1%₹374 Cr40,000,000
↑ 40,000,000
Small Industries Development Bank Of India
Debentures | -
1%₹367 Cr37,000
Embassy Office Parks Reit
Debentures | -
1%₹307 Cr3,100
↑ 1,300
Muthoot Finance Limited
Debentures | -
1%₹301 Cr30,000

2. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 30 in Short term Bond category.  Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (15 Mar 24) ₹28.7918 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹14,373 on 31 Jan 24
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.74
Sharpe Ratio 0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.85%
Effective Maturity 3 Years 11 Months 16 Days
Modified Duration 2 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,065
28 Feb 21₹11,966
28 Feb 22₹12,561
28 Feb 23₹13,043
29 Feb 24₹14,066

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 2.1%
6 Month 3.7%
1 Year 7.8%
3 Year 5.7%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
2014 10.4%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1013.69 Yr.
Dhruv Muchhal22 Jun 230.69 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash9.39%
Debt90.37%
Other0.25%
Debt Sector Allocation
SectorValue
Government49.92%
Corporate42.26%
Cash Equivalent7.2%
Securitized0.38%
Credit Quality
RatingValue
AA14.93%
AAA85.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹951 Cr94,500,000
7.69% Govt Stock 2028
Sovereign Bonds | -
4%₹513 Cr51,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹449 Cr44,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹370 Cr37,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹362 Cr36,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
2%₹348 Cr34,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
2%₹318 Cr31,500,000
Bharti Telecom Limited
Debentures | -
2%₹274 Cr2,750
State Bank Of India
Debentures | -
2%₹249 Cr2,500
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹226 Cr22,500
↑ 22,500

3. Baroda Pioneer Short Term Bond Fund

The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.

Baroda Pioneer Short Term Bond Fund is a Debt - Short term Bond fund was launched on 30 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 21 in Short term Bond category.  Return for 2023 was 7% , 2022 was 3% and 2021 was 3.7% .

Below is the key information for Baroda Pioneer Short Term Bond Fund

Baroda Pioneer Short Term Bond Fund
Growth
Launch Date 30 Jun 10
NAV (15 Mar 24) ₹26.3888 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹226 on 31 Jan 24
Category Debt - Short term Bond
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.05
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.67%
Effective Maturity 3 Years 4 Days
Modified Duration 2 Years 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,966
28 Feb 21₹11,557
28 Feb 22₹12,080
28 Feb 23₹12,447
29 Feb 24₹13,406

Baroda Pioneer Short Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.5%
1 Year 7.5%
3 Year 5.2%
5 Year 6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 3%
2021 3.7%
2020 7.5%
2019 8.8%
2018 7.1%
2017 7.6%
2016 9.5%
2015 8.6%
2014 9.5%
Fund Manager information for Baroda Pioneer Short Term Bond Fund
NameSinceTenure
Prashant Pimple21 Oct 221.36 Yr.
Mayank Prakash14 Mar 221.97 Yr.
Jay Sheth1 Sep 230.5 Yr.

Data below for Baroda Pioneer Short Term Bond Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash6.88%
Debt92.84%
Other0.28%
Debt Sector Allocation
SectorValue
Government57.47%
Corporate35.37%
Cash Equivalent6.88%
Credit Quality
RatingValue
AA12.88%
AAA87.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.37% Govt Stock 2028
Sovereign Bonds | -
7%₹16 Cr1,600,000
↓ -1,650,000
Export Import Bank Of India
Debentures | -
7%₹15 Cr150
7.32% Govt Stock 2030
Sovereign Bonds | -
6%₹14 Cr1,400,000
↓ -1,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹13 Cr1,250,000
↑ 1,250,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹12 Cr120
National Bank For Agriculture And Rural Development
Debentures | -
5%₹12 Cr1,200
↑ 200
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹10 Cr1,000,000
↑ 1,000,000
Jamnagar Utilities And Power Private Limited
Debentures | -
4%₹10 Cr1,000
↑ 1,000
Small Industries Development Bank Of India
Debentures | -
4%₹10 Cr1,000
Power Finance Corporation Ltd.
Debentures | -
4%₹10 Cr1,000

4. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (15 Mar 24) ₹28.6881 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹2,379 on 31 Jan 24
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio 0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.83%
Effective Maturity 5 Years
Modified Duration 2 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹9,723
28 Feb 21₹10,492
28 Feb 22₹11,472
28 Feb 23₹11,936
29 Feb 24₹12,864

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 2.1%
6 Month 3.8%
1 Year 7.7%
3 Year 7.2%
5 Year 5.1%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1211.36 Yr.

Data below for UTI Short Term Income Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash23.24%
Debt76.52%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate41.6%
Government35.93%
Cash Equivalent22.22%
Credit Quality
RatingValue
AA12.01%
AAA87.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.37% Govt Stock 2028
Sovereign Bonds | -
23%₹556 Cr5,500,000,000
↑ 5,500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
9%₹225 Cr22,500
Power Finance Corporation Ltd.
Debentures | -
8%₹201 Cr20,000
Small Industries Development Bank of India
Debentures | -
8%₹200 Cr20,000
Rural Electrification Corporation Limited
Debentures | -
7%₹181 Cr18,000
India Grid TRust
Debentures | -
3%₹75 Cr750
Shriram Finance Limited
Debentures | -
3%₹70 Cr7,000
7.06% Govt Stock 2028
Sovereign Bonds | -
2%₹50 Cr500,000,000
↓ -3,000,000,000
HDFC Bank Limited
Debentures | -
2%₹50 Cr5,000
HDFC Bank Limited
Debentures | -
2%₹50 Cr500

5. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 19 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 8.6% and 2021 was 15% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (15 Mar 24) ₹5,149.41
Net Assets (Cr) ₹13 on 31 Jan 24
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio -0.72
Information Ratio 0.68
Alpha Ratio -1.47
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity 6 Months 2 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,065
28 Feb 21₹9,955
28 Feb 22₹11,219
28 Feb 23₹12,404
29 Feb 24₹13,051

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0%
3 Month 0%
6 Month 0%
1 Year 4.7%
3 Year 9.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 8.6%
2021 15%
2020 -5.3%
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath31 Jan 0222.09 Yr.
Kunal Agrawal31 Jan 0222.09 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
CBLO | -
100%₹13 Cr

6. IDFC Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Short Term Plan is a Debt - Short term Bond fund was launched on 14 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 47 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 2.8% and 2021 was 3.4% .

Below is the key information for IDFC Bond Fund Short Term Plan

IDFC Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (15 Mar 24) ₹51.417 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹8,554 on 31 Jan 24
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.77
Sharpe Ratio 0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.64%
Effective Maturity 3 Years 4 Days
Modified Duration 2 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,005
28 Feb 21₹11,806
28 Feb 22₹12,335
28 Feb 23₹12,695
29 Feb 24₹13,655

IDFC Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDFC Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 5.1%
5 Year 6.3%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 2.8%
2021 3.4%
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
2015 8.1%
2014 10.1%
Fund Manager information for IDFC Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 1112.98 Yr.
Sreejith Balasubramanian31 Aug 230.5 Yr.

Data below for IDFC Bond Fund Short Term Plan as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash7.61%
Debt92.11%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate49.25%
Government47.16%
Cash Equivalent3.1%
Securitized0.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2029
Sovereign Bonds | -
24%₹2,051 Cr205,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
10%₹879 Cr87,500,000
Bajaj Housing Finance Ltd. 8.04%
Debentures | -
4%₹375 Cr37,500,000
HDFC Bank Limited
Debentures | -
4%₹374 Cr39,000,000
Small Industries Development Bank Of India
Debentures | -
4%₹321 Cr32,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹297 Cr30,000,000
Bajaj Finance Limited
Debentures | -
3%₹274 Cr27,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹238 Cr24,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
3%₹234 Cr25,000,000
HDFC Bank Limited
Debentures | -
3%₹223 Cr22,500,000
↑ 7,500,000

7. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 18 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 4.2% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (15 Mar 24) ₹42.8737 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹6,778 on 31 Jan 24
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.81%
Effective Maturity 3 Years 8 Months 19 Days
Modified Duration 2 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,873
28 Feb 21₹11,904
28 Feb 22₹12,490
28 Feb 23₹13,037
29 Feb 24₹14,014

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.5%
1 Year 7.4%
3 Year 5.7%
5 Year 6.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.2%
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
2014 11.3%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 149.48 Yr.
Mohit Sharma6 Aug 203.57 Yr.
Dhaval Joshi21 Nov 221.28 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash16.93%
Debt82.84%
Other0.24%
Debt Sector Allocation
SectorValue
Government45.86%
Corporate45.34%
Cash Equivalent6.17%
Securitized2.38%
Credit Quality
RatingValue
AA13.21%
AAA86.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹649 Cr64,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
7%₹535 Cr53,000,000
↓ -1,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
7%₹491 Cr48,700,000
7.18% Govt Stock 2037
Sovereign Bonds | -
6%₹422 Cr42,000,000
↑ 2,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
3%₹207 Cr20,750,000
Bharti Telecom Limited
Debentures | -
2%₹150 Cr15,000
HDFC Bank Limited
Debentures | -
2%₹149 Cr1,500
7.17% Govt Stock 2030
Sovereign Bonds | -
2%₹146 Cr14,500,000
Embassy Office Parks Reit
Debentures | -
2%₹145 Cr14,500
8.25% Govt Stock 2033
Sovereign Bonds | -
2%₹127 Cr12,500,000

8. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 34 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 3.5% and 2021 was 3.2% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (15 Mar 24) ₹39.9434 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹199 on 31 Jan 24
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio -0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.52%
Effective Maturity 3 Years 7 Months 18 Days
Modified Duration 2 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹9,909
28 Feb 21₹10,606
28 Feb 22₹11,127
28 Feb 23₹11,530
29 Feb 24₹12,389

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 3.4%
1 Year 7.3%
3 Year 5.4%
5 Year 4.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 3.5%
2021 3.2%
2020 10.3%
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
2014 9.9%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 222.16 Yr.
Sandeep Agarwal1 Jan 222.16 Yr.

Data below for Principal Short Term Debt Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash13.65%
Debt86.09%
Other0.26%
Debt Sector Allocation
SectorValue
Government43.28%
Corporate42.81%
Cash Equivalent13.65%
Credit Quality
RatingValue
AA4.16%
AAA95.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
16%₹33 Cr3,300,000
↑ 400,000
7.06% Govt Stock 2028
Sovereign Bonds | -
7%₹15 Cr1,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹10 Cr1,000,000
Rural Electrification Corporation Limited
Debentures | -
5%₹10 Cr1,000
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr1,000
6.99% Govt Stock 2026
Sovereign Bonds | -
5%₹10 Cr1,000,000
Small Industries Development Bank Of India
Debentures | -
5%₹10 Cr100
National Bank For Agriculture And Rural Development
Debentures | -
5%₹10 Cr1,000
Chennai Petroleum Corporation Ltd.
Debentures | -
5%₹10 Cr100
Bharti Telecom Limited
Debentures | -
3%₹7 Cr700

9. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 17 in Short term Bond category.  Return for 2023 was 6.8% , 2022 was 3.2% and 2021 was 4.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (15 Mar 24) ₹47.4945 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹5,968 on 31 Jan 24
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.16
Sharpe Ratio 0.05
Information Ratio -0.87
Alpha Ratio -0.42
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.85%
Effective Maturity 3 Years 5 Months 19 Days
Modified Duration 2 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,007
28 Feb 21₹11,805
28 Feb 22₹12,456
28 Feb 23₹12,838
29 Feb 24₹13,812

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.6%
1 Year 7.6%
3 Year 5.5%
5 Year 6.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.2%
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
2014 11.3%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 204.08 Yr.
Kinjal Desai25 May 185.77 Yr.
Sushil Budhia31 Mar 212.92 Yr.

Data below for Nippon India Short Term Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash13.5%
Debt86.25%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate54.35%
Government34.26%
Cash Equivalent10.52%
Securitized0.61%
Credit Quality
RatingValue
AA14.38%
AAA85.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2030
Sovereign Bonds | -
10%₹623 Cr62,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
5%₹325 Cr32,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹225 Cr22,500,000
LIC Housing Finance Limited
Debentures | -
3%₹175 Cr1,750
07.86 MH Sdl 2030
Sovereign Bonds | -
3%₹169 Cr16,500,000
India Grid TRust
Debentures | -
3%₹159 Cr1,600
National Bank For Agriculture And Rural Development
Debentures | -
3%₹150 Cr15,000
Rural Electrification Corporation Limited
Debentures | -
3%₹150 Cr15,000
Small Industries Development Bank Of India
Debentures | -
2%₹146 Cr14,500
Bharti Telecom Limited
Debentures | -
2%₹126 Cr12,500

10. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 26 in Short term Bond category.  Return for 2023 was 6.8% , 2022 was 3.7% and 2021 was 3.5% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (15 Mar 24) ₹27.7908 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹7,541 on 31 Jan 24
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.97
Sharpe Ratio -0.07
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.82%
Effective Maturity 3 Years 8 Months 5 Days
Modified Duration 2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,040
28 Feb 21₹11,920
28 Feb 22₹12,442
28 Feb 23₹12,917
29 Feb 24₹13,881

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.6%
1 Year 7.4%
3 Year 5.4%
5 Year 6.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
2014 10%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1211.33 Yr.
Aditya Pagaria3 Jul 230.66 Yr.

Data below for Axis Short Term Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash10.56%
Debt89.2%
Other0.23%
Debt Sector Allocation
SectorValue
Corporate50.89%
Government39.72%
Cash Equivalent8.43%
Securitized0.72%
Credit Quality
RatingValue
AA17.91%
AAA82.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹448 Cr44,500,000
↓ -10,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
4%₹350 Cr34,650,000
↓ -8,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹275 Cr27,500
↑ 15,000
7.18% Govt Stock 2037
Sovereign Bonds | -
3%₹262 Cr26,031,100
↑ 10,500,000
Punjab National Bank
Domestic Bonds | -
3%₹232 Cr5,000
↑ 5,000
7.37% Govt Stock 2028
Sovereign Bonds | -
3%₹221 Cr21,859,600
↑ 17,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
3%₹220 Cr22,000,000
↓ -12,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹175 Cr17,500
Bajaj Housing Finance Limited
Debentures | -
2%₹154 Cr1,550
Bharti Telecom Limited
Debentures | -
2%₹150 Cr15,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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