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Top 10 Best Performing Short Term Debt Funds for the year 2022

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Top 10 Best Performing Short Term Debt Funds for Year 2022

Updated on November 28, 2023 , 301 views

Short Term Debt fund are a part of fixed Income schemes that invest its stake in Fixed Income instruments generally having a maturity period of less than three years. Some of the instruments in which these schemes invest their fund money include Commercial Paper, certificate of deposits, and corporate Bonds. People who are looking to earn higher returns for an investment tenure of 1-3 years and having a low-risk appetite can choose to invest in short term debt funds. These funds are not much affected by interest rate risk. In the year 2022, the performance of Short Term Debt Funds has been to the mark. They have been able to fetch commensurate returns for their investors in 2022. So, let us look at the performance of top and best short term debt funds in 2022 on the Basis of returns.

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Best Performing Short Term Debt Funds for the year 2022

FundNAVNet Assets (Cr)2022 (%)2021 (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth ₹5,149.41
₹138.615-5.30%6M 2D
ICICI Prudential Short Term Fund Growth ₹52.9938
↓ 0.00
₹18,7094.73.910.67.88%2Y 14D4Y 7M 6D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹41.8411
↓ -0.01
₹6,0184.23.811.17.84%2Y 2M 16D2Y 10M 10D
UTI Short Term Income Fund Growth ₹27.9423
↓ 0.00
₹2,3653.88.410.57.42%2Y 8M 23D3Y 2M 5D
Axis Short Term Fund Growth ₹27.1056
↓ -0.01
₹7,7993.73.510.17.65%2Y 7M 10D3Y 8M 26D
HDFC Short Term Debt Fund Growth ₹28.0621
↓ 0.00
₹12,3023.53.9117.84%2Y 3M 17D3Y 5M 13D
SBI Short Term Debt Fund Growth ₹28.3026
↓ 0.00
₹13,5153.52.89.97.77%2Y 2M 5D3Y 1M 20D
Principal Short Term Debt Fund Growth ₹39.0092
↓ 0.00
₹1943.53.210.37.63%2Y 4M 9D3Y 6M 3D
PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00
₹283.337.87.18%1Y 7M 28D1Y 11M 1D
Nippon India Short Term Fund Growth ₹46.3333
↓ -0.01
₹6,1233.24.49.57.61%2Y 4M 10D2Y 10M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

Top 10 Performing Short Term Debt Funds for the year 2022

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 19 in Short term Bond category.  Return for 2022 was 8.6% , 2021 was 15% and 2020 was -5.3% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (01 Dec 23) ₹5,149.41
Net Assets (Cr) ₹13 on 31 Oct 23
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio 1.13
Information Ratio 1.04
Alpha Ratio 0.92
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity 6 Months 2 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,680
30 Nov 20₹9,818
30 Nov 21₹11,497
30 Nov 22₹12,488
30 Nov 23₹13,410

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0%
3 Month 0%
6 Month 2.2%
1 Year 7.4%
3 Year 11%
5 Year 6%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 8.6%
2021 15%
2020 -5.3%
2019 4.2%
2018 8.8%
2017 8.6%
2016 8.3%
2015 9.1%
2014 11.7%
2013 9%
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure
Santosh Kamath31 Jan 0221.76 Yr.
Kunal Agrawal31 Jan 0221.76 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
A100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
CBLO | -
100%₹13 Cr

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 11 in Short term Bond category.  Return for 2022 was 4.7% , 2021 was 3.9% and 2020 was 10.6% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (01 Dec 23) ₹52.9938 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹18,709 on 31 Oct 23
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 7.88%
Effective Maturity 4 Years 7 Months 6 Days
Modified Duration 2 Years 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,023
30 Nov 20₹12,184
30 Nov 21₹12,704
30 Nov 22₹13,253
30 Nov 23₹14,189

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 3.2%
1 Year 7.1%
3 Year 5.2%
5 Year 7.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.7%
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
2014 11.6%
2013 7.2%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0913.96 Yr.
Nikhil Kabra29 Dec 202.84 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash9.32%
Debt90.47%
Other0.21%
Debt Sector Allocation
SectorValue
Government49.48%
Corporate44.18%
Cash Equivalent5.59%
Securitized0.55%
Credit Quality
RatingValue
AA12.7%
AAA87.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
12%₹2,249 Cr224,727,200
↑ 500,000
8.25% Govt Stock 2033
Sovereign Bonds | -
10%₹1,835 Cr180,908,750
7.06% Govt Stock 2028
Sovereign Bonds | -
9%₹1,674 Cr169,253,450
↑ 10,840,200
7.93% Govt Stock 2034
Sovereign Bonds | -
4%₹810 Cr81,074,740
7.68% Govt Stock 2028
Sovereign Bonds | -
3%₹500 Cr50,172,949
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹477 Cr48,240,710
India (Republic of)
Sovereign Bonds | -
2%₹418 Cr41,837,800
↑ 41,837,800
Small Industries Development Bank Of India
Debentures | -
2%₹368 Cr37,000
↓ -2,500
Pipeline Infrastructure Limited
Debentures | -
2%₹365 Cr3,629
Small Industries Development Bank Of India
Debentures | -
2%₹300 Cr3,000

3. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 18 in Short term Bond category.  Return for 2022 was 4.2% , 2021 was 3.8% and 2020 was 11.1% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (01 Dec 23) ₹41.8411 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹6,018 on 31 Oct 23
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio -0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.84%
Effective Maturity 2 Years 10 Months 10 Days
Modified Duration 2 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,985
30 Nov 20₹12,118
30 Nov 21₹12,616
30 Nov 22₹13,112
30 Nov 23₹13,960

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.7%
1 Year 6.5%
3 Year 4.8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
2014 11.3%
2013 10.1%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 149.14 Yr.
Mohit Sharma6 Aug 203.24 Yr.
Dhaval Joshi21 Nov 220.94 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash18.89%
Debt80.91%
Other0.21%
Debt Sector Allocation
SectorValue
Corporate45.15%
Government41.51%
Cash Equivalent10.25%
Securitized2.88%
Credit Quality
RatingValue
AA14.9%
AAA85.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
9%₹535 Cr54,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
8%₹487 Cr48,700,000
7.06% Govt Stock 2028
Sovereign Bonds | -
3%₹205 Cr20,750,000
Axis Bank Ltd.
Debentures | -
3%₹187 Cr4,000
↑ 4,000
HDFC Bank Limited
Debentures | -
2%₹149 Cr1,500
Embassy Office Parks Reit
Debentures | -
2%₹144 Cr14,500
7.17% Govt Stock 2030
Sovereign Bonds | -
2%₹143 Cr14,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹128 Cr13,000,000
↓ -2,000,000
8.25% Govt Stock 2033
Sovereign Bonds | -
2%₹127 Cr12,500,000
Sundew Properties Limited
Debentures | -
2%₹101 Cr1,020

4. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 10 in Short term Bond category.  Return for 2022 was 3.8% , 2021 was 8.4% and 2020 was 10.5% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (01 Dec 23) ₹27.9423 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹2,365 on 31 Oct 23
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.42%
Effective Maturity 3 Years 2 Months 5 Days
Modified Duration 2 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,685
30 Nov 20₹10,666
30 Nov 21₹11,580
30 Nov 22₹11,983
30 Nov 23₹12,774

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 2.8%
1 Year 6.6%
3 Year 6.2%
5 Year 5%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1211.02 Yr.

Data below for UTI Short Term Income Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash32.25%
Debt67.75%
Debt Sector Allocation
SectorValue
Corporate42.77%
Government42.24%
Cash Equivalent14.99%
Credit Quality
RatingValue
AA18.71%
AAA81.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹250 Cr2,500,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
9%₹225 Cr22,500
↑ 2,500
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹149 Cr1,500,000,000
↓ -750,000,000
182 DTB 29022024
Sovereign Bonds | -
6%₹146 Cr1,500,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
5%₹124 Cr1,250,000,000
↑ 1,250,000,000
Axis Finance Limited
Debentures | -
5%₹110 Cr1,100
India Grid TRust
Debentures | -
3%₹75 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹69 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Solutions Limited
Debentures | -
2%₹60 Cr600

5. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 26 in Short term Bond category.  Return for 2022 was 3.7% , 2021 was 3.5% and 2020 was 10.1% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (01 Dec 23) ₹27.1056 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹7,799 on 31 Oct 23
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.97
Sharpe Ratio -0.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.65%
Effective Maturity 3 Years 8 Months 26 Days
Modified Duration 2 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,049
30 Nov 20₹12,154
30 Nov 21₹12,602
30 Nov 22₹13,037
30 Nov 23₹13,867

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.5%
1 Year 6.4%
3 Year 4.5%
5 Year 6.8%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.7%
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
2014 10%
2013 7.3%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 1210.99 Yr.
Aditya Pagaria3 Jul 230.33 Yr.

Data below for Axis Short Term Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash15.52%
Debt84.25%
Other0.22%
Debt Sector Allocation
SectorValue
Government46.95%
Corporate42.77%
Cash Equivalent8.94%
Securitized1.11%
Credit Quality
RatingValue
AA11.96%
AAA88.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.37 Goi 2028
Sovereign Bonds | -
7%₹526 Cr52,590,000
↑ 52,590,000
8.25% Govt Stock 2033
Sovereign Bonds | -
7%₹519 Cr51,162,000
↑ 14,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹326 Cr32,584,600
↓ -11,550,000
7.17% Govt Stock 2030
Sovereign Bonds | -
4%₹310 Cr31,339,100
↓ -2,660,900
Bajaj Housing Finance Limited
Debentures | -
3%₹254 Cr2,550
↑ 400
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹242 Cr24,500,000
↑ 24,500,000
State Bank Of India
Debentures | -
3%₹202 Cr2,100
↑ 500
7.06% Govt Stock 2028
Sovereign Bonds | -
2%₹163 Cr16,500,000
↓ -49,000,000
Hero Fincorp Limited
Debentures | -
2%₹150 Cr1,500
Small Industries Development Bank Of India
Debentures | -
2%₹145 Cr1,450

6. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 30 in Short term Bond category.  Return for 2022 was 3.5% , 2021 was 3.9% and 2020 was 11% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (01 Dec 23) ₹28.0621 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹12,302 on 31 Oct 23
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.74
Sharpe Ratio 0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.84%
Effective Maturity 3 Years 5 Months 13 Days
Modified Duration 2 Years 3 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,035
30 Nov 20₹12,220
30 Nov 21₹12,737
30 Nov 22₹13,142
30 Nov 23₹14,042

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 2.9%
1 Year 6.8%
3 Year 4.7%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
2014 10.4%
2013 8.4%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1013.36 Yr.
Dhruv Muchhal22 Jun 230.36 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash7.94%
Debt91.83%
Other0.23%
Debt Sector Allocation
SectorValue
Government50.94%
Corporate42.32%
Cash Equivalent5.95%
Securitized0.56%
Credit Quality
RatingValue
AA16.03%
AAA83.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.68% Govt Stock 2028
Sovereign Bonds | -
5%₹563 Cr56,500,000
7.26% Govt Stock 2033
Sovereign Bonds | -
4%₹441 Cr44,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹415 Cr41,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
3%₹365 Cr37,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹359 Cr36,500,000
7.26% Govt Stock 2032
Sovereign Bonds | -
3%₹342 Cr34,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹321 Cr32,500,000
↑ 12,500,000
Bharti Telecom Limited
Debentures | -
2%₹276 Cr2,750
State Bank Of India
Debentures | -
2%₹250 Cr2,500
Ongc Petro Additions Limited
Debentures | -
2%₹200 Cr20,000

7. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2022 was 3.5% , 2021 was 2.8% and 2020 was 9.9% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (01 Dec 23) ₹28.3026 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹13,515 on 31 Oct 23
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio -0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.77%
Effective Maturity 3 Years 1 Month 20 Days
Modified Duration 2 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,032
30 Nov 20₹12,075
30 Nov 21₹12,458
30 Nov 22₹12,844
30 Nov 23₹13,670

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.7%
1 Year 6.4%
3 Year 4.2%
5 Year 6.5%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
2014 10.3%
2013 7.7%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Rajeev Radhakrishnan2 Jul 0815.34 Yr.
Mohit Jain30 Nov 175.92 Yr.

Data below for SBI Short Term Debt Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash10.93%
Debt88.82%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate52.13%
Government37.23%
Cash Equivalent10.38%
Credit Quality
RatingValue
AA9.76%
AAA90.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
6%₹766 Cr76,500,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
4%₹585 Cr5,980
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹563 Cr57,000,000
5.74% Govt Stock 2026
Sovereign Bonds | -
4%₹560 Cr58,500,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹555 Cr5,600
Power Finance Corporation Ltd.
Debentures | -
3%₹450 Cr45,000
Tata Communications Limited
Debentures | -
3%₹374 Cr37,500
7.68% Govt Stock 2028
Sovereign Bonds | -
3%₹368 Cr37,000,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹299 Cr30,000
Mindspace Business Parks Reit
Debentures | -
2%₹299 Cr30,000

8. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 34 in Short term Bond category.  Return for 2022 was 3.5% , 2021 was 3.2% and 2020 was 10.3% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (01 Dec 23) ₹39.0092 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹194 on 31 Oct 23
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio -0.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 3 Years 6 Months 3 Days
Modified Duration 2 Years 4 Months 9 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,900
30 Nov 20₹10,906
30 Nov 21₹11,246
30 Nov 22₹11,628
30 Nov 23₹12,378

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.5%
1 Year 6.5%
3 Year 4.3%
5 Year 4.4%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 3.2%
2020 10.3%
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
2014 9.9%
2013 7.8%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 221.83 Yr.
Sandeep Agarwal1 Jan 221.83 Yr.

Data below for Principal Short Term Debt Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash15.49%
Debt84.25%
Other0.26%
Debt Sector Allocation
SectorValue
Government43.29%
Corporate40.96%
Cash Equivalent15.49%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹17 Cr1,750,000
↑ 750,000
6.99% Govt Stock 2026
Sovereign Bonds | -
8%₹15 Cr1,500,000
7.06% Govt Stock 2028
Sovereign Bonds | -
8%₹15 Cr1,500,000
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr1,000
Rural Electrification Corporation Limited
Debentures | -
5%₹10 Cr1,000
Small Industries Development Bank Of India
Debentures | -
5%₹10 Cr100
National Bank For Agriculture And Rural Development
Debentures | -
5%₹10 Cr1,000
Chennai Petroleum Corporation Ltd.
Debentures | -
5%₹10 Cr100
5.22% Govt Stock 2025
Sovereign Bonds | -
5%₹10 Cr1,000,000
HDFC Bank Limited
Debentures | -
3%₹5 Cr500

9. PGIM India Short Maturity Fund

To generate steady returns with low to medium market risk for investors by investing in a portfolio of short -medium term debt and money market securities.

PGIM India Short Maturity Fund is a Debt - Short term Bond fund was launched on 21 Jan 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 5 in Short term Bond category.  Return for 2022 was 3.3% , 2021 was 3% and 2020 was 7.8% .

Below is the key information for PGIM India Short Maturity Fund

PGIM India Short Maturity Fund
Growth
Launch Date 21 Jan 03
NAV (29 Sep 23) ₹39.3202 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹28 on 15 Sep 23
Category Debt - Short term Bond
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 0.96
Sharpe Ratio -0.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 7.18%
Effective Maturity 1 Year 11 Months 1 Day
Modified Duration 1 Year 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,036
30 Nov 20₹10,791
30 Nov 21₹11,122
30 Nov 22₹11,456

PGIM India Short Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Short Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 3.1%
1 Year 6.1%
3 Year 4.2%
5 Year 4%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.3%
2021 3%
2020 7.8%
2019 -0.5%
2018 5.5%
2017 6.8%
2016 10%
2015 8.3%
2014 10.6%
2013 8.1%
Fund Manager information for PGIM India Short Maturity Fund
NameSinceTenure
Bhupesh Kalyani13 Sep 221.13 Yr.
Puneet Pal13 Dec 175.89 Yr.

Data below for PGIM India Short Maturity Fund as on 15 Sep 23

Asset Allocation
Asset ClassValue
Cash28.97%
Debt71.03%
Debt Sector Allocation
SectorValue
Government64.94%
Cash Equivalent22.05%
Corporate13.01%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.74% Govt Stock 2026
Sovereign Bonds | -
31%₹9 Cr900,000
5.22% Govt Stock 2025
Sovereign Bonds | -
14%₹4 Cr400,000
Power Finance Corporation Ltd.
Debentures | -
8%₹2 Cr210,000
Bajaj Housing Finance Limited
Debentures | -
5%₹2 Cr150,000
364 DTB 22032024
Sovereign Bonds | -
5%₹1 Cr150,000
Housing And Urban Development Corporation Ltd.
Debentures | -
4%₹1 Cr120,000
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹0 Cr50,200
7.38% Govt Stock 2027
Sovereign Bonds | -
2%₹0 Cr46,666
7.17% Govt Stock 2028
Sovereign Bonds | -
0%₹0 Cr10,000
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -
20%₹6 Cr

10. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 17 in Short term Bond category.  Return for 2022 was 3.2% , 2021 was 4.4% and 2020 was 9.5% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (01 Dec 23) ₹46.3333 ↓ -0.01   (-0.01 %)
Net Assets (Cr) ₹6,123 on 31 Oct 23
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.16
Sharpe Ratio -0.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.61%
Effective Maturity 2 Years 10 Months 28 Days
Modified Duration 2 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,024
30 Nov 20₹12,039
30 Nov 21₹12,592
30 Nov 22₹12,966
30 Nov 23₹13,800

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.7%
1 Year 6.4%
3 Year 4.7%
5 Year 6.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.2%
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
2014 11.3%
2013 7.5%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 203.75 Yr.
Kinjal Desai25 May 185.44 Yr.
Sushil Budhia31 Mar 212.59 Yr.
Akshay Sharma1 Dec 220.91 Yr.

Data below for Nippon India Short Term Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash10.75%
Debt89.02%
Other0.23%
Debt Sector Allocation
SectorValue
Government45.98%
Corporate44.43%
Cash Equivalent8.77%
Securitized0.59%
Credit Quality
RatingValue
AA5.89%
AAA94.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.06% Govt Stock 2028
Sovereign Bonds | -
13%₹816 Cr82,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -
6%₹351 Cr35,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹272 Cr27,500,000
India Grid TRust
Debentures | -
3%₹208 Cr2,100
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹185 Cr18,500,000
LIC Housing Finance Limited
Debentures | -
3%₹174 Cr1,750
Small Industries Development Bank Of India
Debentures | -
2%₹150 Cr1,500
7.68% Govt Stock 2028
Sovereign Bonds | -
2%₹134 Cr13,500,000
Mahindra & Mahindra Financial Services Ltd
Debentures | -
2%₹125 Cr12,500
Power Finance Corporation Ltd.
Debentures | -
2%₹124 Cr12,500

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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