7টি সেরা মাঝারি মেয়াদী তহবিল 2022

Updated on July 20, 2026 , 8468 views

আপনি একটি মধ্যমেয়াদী বিনিয়োগ বিকল্প খুঁজছেন? আপনার কি অলস টাকা আছে যা আপনি আগামী 3-4 বছরের জন্য বিনিয়োগ করতে চান? যদি হ্যাঁ, তাহলে এখানে আপনার জন্য একটি তহবিল রয়েছে- মাঝারি মেয়াদের তহবিল! মাঝারি মেয়াদী তহবিল হল এক ধরনের ঋণপারস্পরিক তহবিল যে ঋণ বিনিয়োগ এবংঅর্থ বাজার তিন থেকে চার বছরের ম্যাকোলে সময়কাল সহ যন্ত্র। আসুন বিনিয়োগের জন্য কিছু সেরা মাঝারি মেয়াদী তহবিল দেখার পাশাপাশি এই তহবিল সম্পর্কে আরও বুঝতে পারি।

মাঝারি সময়কালের ঋণ তহবিল- সংক্ষিপ্ত বিবরণ

ঋণ সাধারণত পরিপক্কতার পরিপ্রেক্ষিতে শ্রেণীবদ্ধ করা হয়। এর শর্তাবলীঋণ তহবিল হল - স্বল্প মেয়াদী তহবিল, স্বল্প মেয়াদ, মাঝারি মেয়াদ, মধ্যম থেকে দীর্ঘ মেয়াদী এবং দীর্ঘ মেয়াদী তহবিল। মাঝারি মেয়াদী তহবিল 3-4 বছরের পরিপক্কতার সাথে ঋণের সিকিউরিটিজে বিনিয়োগ করে। এই তহবিলের পরিপক্কতা স্বল্প মেয়াদী তহবিলের চেয়ে কম এবং দীর্ঘ মেয়াদী তহবিলের চেয়ে বেশি।

সাধারণত, মাঝারি মেয়াদী তহবিলের সুদের হার স্বল্প মেয়াদী তহবিলের চেয়ে বেশি। আদর্শভাবে, স্বল্পমেয়াদী সুদের হার বেশি হলে এই তহবিলগুলি সঞ্চালনের প্রবণতা থাকে। একটি জনপ্রিয় বিশ্বাস আছে যে ঋণ তহবিল ঝুঁকিমুক্ত, কিন্তু তারা সম্পূর্ণ ঝুঁকিমুক্ত নয়। কিছু স্ট্যান্ডার্ড ঝুঁকি আছে যা ঋণ সম্পদের সাথে সংযুক্ত থাকে- সুদের হারের ঝুঁকি, ক্রেডিট ঝুঁকি এবংতারল্য ঝুঁকি

যদি আমরা মাঝারি মেয়াদী তহবিলের সুদের হার-ঝুঁকি দেখি তা স্বল্প মেয়াদী তহবিলের চেয়ে বেশি। সুতরাং, বিনিয়োগকারীরা যারা এই ধরনের তহবিলে বিনিয়োগ করার পরিকল্পনা করছেন তাদের বিনিয়োগে সামান্য ঝুঁকি সহ্য করতে সক্ষম হওয়া উচিত।

ডেট মিউচুয়াল ফান্ডে বিনিয়োগের বৈশিষ্ট্য

ঋণ তহবিলে, যেকোন সময়ে বিনিয়োগ থেকে প্রয়োজনীয় তহবিল প্রত্যাহার করতে পারে এবং অবশিষ্ট তহবিলকে বিনিয়োগ থাকতে দিতে পারে।
ঋণ তহবিল আদর্শভাবে নিয়মিত সময়ের মধ্যে সর্বোত্তম রিটার্ন অর্জনের জন্য বিবেচনা করা হয়। উদাহরণস্বরূপ, লভ্যাংশ প্রদান নির্বাচন একটি নিয়মিত জন্য একটি বিকল্প হতে পারেআয় প্রবাহ
অপছন্দইক্যুইটি ফান্ড, ঋণ দ্বারা প্রভাবিত হয় নাবাজার অস্থিরতা, প্রকৃতপক্ষে তারা সুদের হার ঝুঁকি এবং ক্রেডিট ঝুঁকির মতো স্ট্যান্ডার্ড ঝুঁকি বহন করে।
ঋণ তহবিলে, আপনি উৎপন্ন করতে পারেননির্দিষ্ট আয় প্রতি মাসে একটি পদ্ধতিগত প্রত্যাহার পরিকল্পনা শুরু করে (SWP এর একটি রিজার্ভচুমুক/অনুগ্রহ) মাসে একটি নির্দিষ্ট পরিমাণ উত্তোলন করাভিত্তি. এছাড়াও, প্রয়োজনে আপনি SWP-এর পরিমাণ পরিবর্তন করতে পারেন।

Ready to Invest?
Talk to our investment specialist

শীর্ষ 7টি সেরা পারফর্মিং মাঝারি সময়কালের তহবিল 2022 - 2023৷

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Medium Term Plan Growth	₹43.5514 ↓ -0.01	₹3,213	2.2	3.9	8.3	9.8	10.9	8.05%	3Y 1M 20D	4Y 7M 24D
Kotak Medium Term Fund Growth	₹24.3862 ↓ -0.01	₹1,796	2.2	3.3	6.4	7.9	8.9	8.72%	2Y 8M 12D	4Y 2M 1D
Nippon India Strategic Debt Fund Growth	₹16.7824 ↓ -0.01	₹150	1.9	3.4	5.5	7.9	9.6	8.08%	3Y 1M 2D	4Y 6M 14D
ICICI Prudential Medium Term Bond Fund Growth	₹48.2595 ↓ -0.02	₹5,492	2.2	3.6	6.7	7.8	9	8.57%	3Y 2M 26D	6Y 2M 5D
Axis Strategic Bond Fund Growth	₹29.9721 ↓ -0.01	₹2,120	2.1	3.6	6.1	7.7	8.2	8.61%	3Y 1M 20D	4Y 8M 12D
SBI Magnum Medium Duration Fund Growth	₹54.5224 ↓ -0.01	₹6,466	2.2	3.6	5.8	7.3	7.5	8.5%	2Y 10M 24D	4Y 2M 16D
HDFC Medium Term Debt Fund Growth	₹59.9656 ↓ -0.05	₹3,641	2	3.5	5.6	7.2	7.7	8.59%	2Y 11M 12D	4Y 4M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	Aditya Birla Sun Life Medium Term Plan	Kotak Medium Term Fund	Nippon India Strategic Debt Fund	ICICI Prudential Medium Term Bond Fund	Axis Strategic Bond Fund	SBI Magnum Medium Duration Fund	HDFC Medium Term Debt Fund
Point 1	Lower mid AUM (₹3,213 Cr).	Bottom quartile AUM (₹1,796 Cr).	Bottom quartile AUM (₹150 Cr).	Upper mid AUM (₹5,492 Cr).	Lower mid AUM (₹2,120 Cr).	Highest AUM (₹6,466 Cr).	Upper mid AUM (₹3,641 Cr).
Point 2	Established history (17+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (21+ yrs).	Established history (14+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 8.29% (top quartile).	1Y return: 6.36% (upper mid).	1Y return: 5.48% (bottom quartile).	1Y return: 6.71% (upper mid).	1Y return: 6.09% (lower mid).	1Y return: 5.75% (lower mid).	1Y return: 5.61% (bottom quartile).
Point 6	1M return: 0.83% (lower mid).	1M return: 0.98% (top quartile).	1M return: 0.63% (bottom quartile).	1M return: 0.88% (upper mid).	1M return: 0.75% (lower mid).	1M return: 0.94% (upper mid).	1M return: 0.73% (bottom quartile).
Point 7	Sharpe: 1.29 (top quartile).	Sharpe: 0.42 (lower mid).	Sharpe: 0.86 (upper mid).	Sharpe: 0.74 (upper mid).	Sharpe: 0.44 (lower mid).	Sharpe: 0.23 (bottom quartile).	Sharpe: 0.27 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.05% (bottom quartile).	Yield to maturity (debt): 8.72% (top quartile).	Yield to maturity (debt): 8.08% (bottom quartile).	Yield to maturity (debt): 8.57% (lower mid).	Yield to maturity (debt): 8.61% (upper mid).	Yield to maturity (debt): 8.50% (lower mid).	Yield to maturity (debt): 8.59% (upper mid).
Point 10	Modified duration: 3.14 yrs (lower mid).	Modified duration: 2.70 yrs (top quartile).	Modified duration: 3.09 yrs (lower mid).	Modified duration: 3.24 yrs (bottom quartile).	Modified duration: 3.14 yrs (bottom quartile).	Modified duration: 2.90 yrs (upper mid).	Modified duration: 2.95 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

Lower mid AUM (₹3,213 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.29% (top quartile).
1M return: 0.83% (lower mid).
Sharpe: 1.29 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.05% (bottom quartile).
Modified duration: 3.14 yrs (lower mid).

Kotak Medium Term Fund

Bottom quartile AUM (₹1,796 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.36% (upper mid).
1M return: 0.98% (top quartile).
Sharpe: 0.42 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.72% (top quartile).
Modified duration: 2.70 yrs (top quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹150 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.48% (bottom quartile).
1M return: 0.63% (bottom quartile).
Sharpe: 0.86 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.08% (bottom quartile).
Modified duration: 3.09 yrs (lower mid).

ICICI Prudential Medium Term Bond Fund

Upper mid AUM (₹5,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.71% (upper mid).
1M return: 0.88% (upper mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.57% (lower mid).
Modified duration: 3.24 yrs (bottom quartile).

Axis Strategic Bond Fund

Lower mid AUM (₹2,120 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.09% (lower mid).
1M return: 0.75% (lower mid).
Sharpe: 0.44 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.61% (upper mid).
Modified duration: 3.14 yrs (bottom quartile).

SBI Magnum Medium Duration Fund

Highest AUM (₹6,466 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.75% (lower mid).
1M return: 0.94% (upper mid).
Sharpe: 0.23 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.50% (lower mid).
Modified duration: 2.90 yrs (upper mid).

HDFC Medium Term Debt Fund

Upper mid AUM (₹3,641 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.61% (bottom quartile).
1M return: 0.73% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.59% (upper mid).
Modified duration: 2.95 yrs (upper mid).

*উপরে সেরা তালিকা রয়েছেমাঝারি সময়কাল উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Research Highlights for Aditya Birla Sun Life Medium Term Plan

Lower mid AUM (₹3,213 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.29% (top quartile).
1M return: 0.83% (lower mid).
Sharpe: 1.29 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.05% (bottom quartile).
Modified duration: 3.14 yrs (lower mid).
Average maturity: 4.65 yrs (lower mid).
Exit load: 0-365 Days (1%),365 Days and above(NIL).

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (22 Jul 26)	₹43.5514 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹3,213 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.57
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	8.05%
Effective Maturity	4 Years 7 Months 24 Days
Modified Duration	3 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.8%
3 Month	2.2%
6 Month	3.9%
1 Year	8.3%
3 Year	9.8%
5 Year	12%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.9%
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Research Highlights for Kotak Medium Term Fund

Bottom quartile AUM (₹1,796 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.36% (upper mid).
1M return: 0.98% (top quartile).
Sharpe: 0.42 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.72% (top quartile).
Modified duration: 2.70 yrs (top quartile).
Average maturity: 4.17 yrs (top quartile).
Exit load: 0-18 Months (2%),18 Months and above(NIL).

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (22 Jul 26)	₹24.3862 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹1,796 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	0.42
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.72%
Effective Maturity	4 Years 2 Months 1 Day
Modified Duration	2 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	1%
3 Month	2.2%
6 Month	3.3%
1 Year	6.4%
3 Year	7.9%
5 Year	6.5%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.9%
2024	9%
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure

Data below for Kotak Medium Term Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Research Highlights for Nippon India Strategic Debt Fund

Bottom quartile AUM (₹150 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.48% (bottom quartile).
1M return: 0.63% (bottom quartile).
Sharpe: 0.86 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.08% (bottom quartile).
Modified duration: 3.09 yrs (lower mid).
Average maturity: 4.54 yrs (lower mid).
Exit load: 0-12 Months (1%),12 Months and above(NIL).

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (22 Jul 26)	₹16.7824 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹150 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.08
Sharpe Ratio	0.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.08%
Effective Maturity	4 Years 6 Months 14 Days
Modified Duration	3 Years 1 Month 2 Days

Growth of 10,000 investment over the years.

Date	Value

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.4%
1 Year	5.5%
3 Year	7.9%
5 Year	6.4%
10 Year
15 Year
Since launch	4.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.6%
2024	8.3%
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure

Data below for Nippon India Strategic Debt Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

Research Highlights for ICICI Prudential Medium Term Bond Fund

Upper mid AUM (₹5,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 6.71% (upper mid).
1M return: 0.88% (upper mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.57% (lower mid).
Modified duration: 3.24 yrs (bottom quartile).
Average maturity: 6.18 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (22 Jul 26)	₹48.2595 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹5,492 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	6 Years 2 Months 5 Days
Modified Duration	3 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.9%
3 Month	2.2%
6 Month	3.6%
1 Year	6.7%
3 Year	7.8%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9%
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Research Highlights for Axis Strategic Bond Fund

Lower mid AUM (₹2,120 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.09% (lower mid).
1M return: 0.75% (lower mid).
Sharpe: 0.44 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.61% (upper mid).
Modified duration: 3.14 yrs (bottom quartile).
Average maturity: 4.70 yrs (bottom quartile).
Exit load: 0-12 Months (1%),12 Months and above(NIL).

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (22 Jul 26)	₹29.9721 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹2,120 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.08
Sharpe Ratio	0.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.61%
Effective Maturity	4 Years 8 Months 12 Days
Modified Duration	3 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.8%
3 Month	2.1%
6 Month	3.6%
1 Year	6.1%
3 Year	7.7%
5 Year	6.8%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.2%
2024	8.7%
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure

Data below for Axis Strategic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

Highest AUM (₹6,466 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.75% (lower mid).
1M return: 0.94% (upper mid).
Sharpe: 0.23 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.50% (lower mid).
Modified duration: 2.90 yrs (upper mid).
Average maturity: 4.21 yrs (upper mid).
Exit load: 0-12 Months (1.5%),12 Months and above(NIL).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (22 Jul 26)	₹54.5224 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹6,466 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	8.5%
Effective Maturity	4 Years 2 Months 16 Days
Modified Duration	2 Years 10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.9%
3 Month	2.2%
6 Month	3.6%
1 Year	5.8%
3 Year	7.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	8.1%
2023	7.2%
2022	3.4%
2021	3.8%
2020	12.3%
2019	11.1%
2018	6.2%
2017	7.6%
2016	14%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure

Data below for SBI Magnum Medium Duration Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

Research Highlights for HDFC Medium Term Debt Fund

Upper mid AUM (₹3,641 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.61% (bottom quartile).
1M return: 0.73% (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.59% (upper mid).
Modified duration: 2.95 yrs (upper mid).
Average maturity: 4.38 yrs (upper mid).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (22 Jul 26)	₹59.9656 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹3,641 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	8.59%
Effective Maturity	4 Years 4 Months 17 Days
Modified Duration	2 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 26

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	3.5%
1 Year	5.6%
3 Year	7.2%
5 Year	6.2%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8.1%
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure

Data below for HDFC Medium Term Debt Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

অনলাইনে মাঝারি মেয়াদী তহবিলে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।