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কর্মক্ষমতা 2021 এর উপর ভিত্তি করে শীর্ষ 7 সেরা মাসিক আয়ের পরিকল্পনা (MIP)

ফিনক্যাশ »যৌথ পুঁজি »সেরা এমআইপি 2018

2021 সালের জন্য সেরা 7টি সেরা MIP (মাসিক আয়ের পরিকল্পনা) পারফরম্যান্স

Updated on March 2, 2024 , 4939 views

দ্যমাসিক আয় পরিকল্পনা একটি খোলা শেষ হয়পারস্পরিক তহবিল যে প্রধানত স্থায়ী তার সম্পদ বিনিয়োগআয় যন্ত্র সাধারণত, মাসিক আয়ের পরিকল্পনা হল ঋণ এবং ইকুইটি সম্পদের সংমিশ্রণ, যেখানে সম্পদের 65% বেশি বিনিয়োগ করা হয়নির্দিষ্ট আয় ফলন যন্ত্র যাইহোক, মাসিক আয় প্রকল্পের অবশিষ্ট সম্পদ শেয়ার এবং স্টকের মতো ইক্যুইটি-সংযুক্ত উপকরণগুলিতে বিনিয়োগ করা হয় যা প্রদান করেবাজার- লিঙ্কযুক্ত রিটার্ন। মাসিক আয় পরিকল্পনার মূল উদ্দেশ্য হল মানুষকে নিয়মিত আয় প্রদান করা। এছাড়াও, একটি MIP মিউচুয়াল ফান্ড মাসিক এবং ত্রৈমাসিক আয়ের একটি বিকল্প অফার করে, যা লোকেরা তাদের সুবিধা অনুযায়ী বেছে নিতে পারে। আপনি যদি মাসিক আয়ের পরিকল্পনায় বিনিয়োগ করতে চান, তাহলে বিভিন্ন মিউচুয়াল ফান্ড কোম্পানির দেওয়া সেরা মাসিক আয় পরিকল্পনার তালিকা বিবেচনা করার পরামর্শ দেওয়া হয়।

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2021 সালের জন্য শীর্ষ 7 মাসিক আয়ের পরিকল্পনা (MIP)

FundNAVNet Assets (Cr)2023 (%)2022 (%)2021 (%)2020 (%)2019 (%)
DSP BlackRock Regular Savings Fund Growth ₹51.452
↑ 0.03
₹175123.57.89.36.9
ICICI Prudential MIP 25 Growth ₹66.3046
↑ 0.05
₹3,38111.45.19.910.99.6
Aditya Birla Sun Life Regular Savings Fund Growth ₹58.5872
↑ 0.10
₹1,4359.65.313.49.25.8
Baroda Pioneer Conservative Hybrid Fund Growth ₹30.2092
↑ 0.02
₹33
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Mar 24

2021 সালের পারফরম্যান্সের উপর ভিত্তি করে সেরা পারফরমিং এমআইপি ফান্ড

1. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2023 was 12% , 2022 was 3.5% and 2021 was 7.8% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (04 Mar 24) ₹51.452 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹175 on 31 Jan 24
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.18
Sharpe Ratio 1.73
Information Ratio 0.39
Alpha Ratio 1.78
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,818
28 Feb 21₹11,811
28 Feb 22₹12,716
28 Feb 23₹13,087
29 Feb 24₹14,897

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Mar 24

DurationReturns
1 Month 1.2%
3 Month 3.6%
6 Month 6.9%
1 Year 14%
3 Year 8.1%
5 Year 8.3%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 12%
2022 3.5%
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
2014 18.5%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Kedar Karnik1 Jul 230.59 Yr.
Jay Kothari16 Mar 185.88 Yr.
Abhishek Singh31 May 212.67 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash1.19%
Equity24.91%
Debt73.61%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services10.59%
Health Care4.9%
Consumer Cyclical2.87%
Technology2.04%
Basic Materials1.96%
Consumer Defensive1.33%
Energy0.58%
Utility0.41%
Industrials0.21%
Debt Sector Allocation
SectorValue
Government48.44%
Corporate25.17%
Cash Equivalent1.19%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank
Debentures | -
9%₹16 Cr150
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹12 Cr1,200,000
Rec Limited
Debentures | -
6%₹11 Cr100
Indian Oil Corporation Limited
Debentures | -
6%₹10 Cr100
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹10 Cr1,000,000
Power Grid Corporation Of India Limited
Debentures | -
6%₹10 Cr100
Power Finance Corporation Ltd.
Debentures | -
4%₹8 Cr250
HDFC Bank Ltd (Financial Services)
Equity, Since 15 Jul 23 | HDFCBANK
3%₹6 Cr35,133
Export Import Bank Of India
Debentures | -
3%₹5 Cr50

2. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2023 was 11.4% , 2022 was 5.1% and 2021 was 9.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (04 Mar 24) ₹66.3046 ↑ 0.05   (0.07 %)
Net Assets (Cr) ₹3,381 on 31 Jan 24
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 2.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,976
28 Feb 21₹12,231
28 Feb 22₹13,279
28 Feb 23₹13,918
29 Feb 24₹15,903

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Mar 24

DurationReturns
1 Month 1%
3 Month 4%
6 Month 6.7%
1 Year 14.3%
3 Year 9.1%
5 Year 9.7%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2023 11.4%
2022 5.1%
2021 9.9%
2020 10.9%
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1310.37 Yr.
Akhil Kakkar22 Jan 240.02 Yr.
Roshan Chutkey2 May 221.75 Yr.
Sharmila D’mello31 Jul 221.5 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash19.5%
Equity22.76%
Debt57.49%
Other0.25%
Equity Sector Allocation
SectorValue
Financial Services6.38%
Consumer Cyclical3.65%
Communication Services3.33%
Basic Materials2.26%
Health Care2.25%
Energy1.9%
Utility1.07%
Consumer Defensive0.8%
Industrials0.58%
Technology0.51%
Debt Sector Allocation
SectorValue
Corporate32.11%
Government28.64%
Cash Equivalent15.66%
Securitized0.59%
Credit Quality
RatingValue
A6.57%
AA34.19%
AAA59.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.1% Govt Stock 2034
Sovereign Bonds | -
11%₹357 Cr35,904,750
7.26% Govt Stock 2033
Sovereign Bonds | -
5%₹155 Cr15,431,800
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹125 Cr12,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹116 Cr11,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
3%₹101 Cr10,158,050
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹82 Cr850
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
2%₹73 Cr723,226
Yes Bank Limited
Debentures | -
2%₹63 Cr650
Prestige Estates Projects Limited
Debentures | -
2%₹59 Cr600
Dlf Cyber City Developers Ltd
Debentures | -
2%₹59 Cr600

3. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2023 was 9.6% , 2022 was 5.3% and 2021 was 13.4% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (04 Mar 24) ₹58.5872 ↑ 0.10   (0.17 %)
Net Assets (Cr) ₹1,435 on 31 Jan 24
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.95
Information Ratio 0.84
Alpha Ratio -0.91
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,443
28 Feb 21₹12,062
28 Feb 22₹13,441
28 Feb 23₹13,856
29 Feb 24₹15,382

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Mar 24

DurationReturns
1 Month 0.9%
3 Month 3.1%
6 Month 4.7%
1 Year 11.1%
3 Year 8.4%
5 Year 9%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 9.6%
2022 5.3%
2021 13.4%
2020 9.2%
2019 5.8%
2018 -2.2%
2017 15.5%
2016 13.1%
2015 5.4%
2014 27.7%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Dhaval Shah14 May 203.72 Yr.
Harshil Suvarnkar22 Mar 212.86 Yr.
Dhaval Joshi21 Nov 221.19 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash14.45%
Equity23.68%
Debt61.58%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services7.84%
Industrials4.4%
Consumer Cyclical2.69%
Technology2.34%
Basic Materials1.94%
Health Care1.66%
Consumer Defensive1.42%
Communication Services0.92%
Real Estate0.47%
Debt Sector Allocation
SectorValue
Government39.25%
Corporate25.4%
Cash Equivalent11.38%
Credit Quality
RatingValue
AA8.87%
AAA91.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2033
Sovereign Bonds | -
6%₹80 Cr7,950,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹36 Cr3,500,000
Manappuram Finance Limited
Debentures | -
2%₹35 Cr350
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹31 Cr302,135
8.25% Govt Stock 2033
Sovereign Bonds | -
2%₹30 Cr3,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
2%₹30 Cr3,000,000
↑ 1,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹30 Cr300
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK
2%₹29 Cr173,853
Rural Electrification Corporation Limited
Debentures | -
2%₹26 Cr250
7.38% Govt Stock 2027
Sovereign Bonds | -
2%₹25 Cr2,500,000

4. Baroda Pioneer Conservative Hybrid Fund

(Erstwhile Baroda Pioneer MIP Fund)

To generate regular income through investment in debt and money market instruments and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.

Baroda Pioneer Conservative Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 8 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 44 in Hybrid Debt category. .

Below is the key information for Baroda Pioneer Conservative Hybrid Fund

Baroda Pioneer Conservative Hybrid Fund
Growth
Launch Date 8 Sep 04
NAV (11 Mar 22) ₹30.2092 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹33 on 31 Jan 22
Category Hybrid - Hybrid Debt
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Moderate
Expense Ratio 2.08
Sharpe Ratio 0.85
Information Ratio -0.38
Alpha Ratio 0.25
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,310
28 Feb 21₹12,593
28 Feb 22₹13,140

Baroda Pioneer Conservative Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Baroda Pioneer Conservative Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Mar 24

DurationReturns
1 Month -1.1%
3 Month -1.7%
6 Month -1.2%
1 Year 3.3%
3 Year 9.1%
5 Year 7.8%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for Baroda Pioneer Conservative Hybrid Fund
NameSinceTenure

Data below for Baroda Pioneer Conservative Hybrid Fund as on 31 Jan 22

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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