শীর্ষ 7টি সেরা পারফর্মিং ডায়নামিক বন্ড ফান্ড 2022৷

Updated on August 1, 2026 , 17360 views

ডায়নামিক বন্ড ফান্ড পড়ুনঋণ তহবিল বিভিন্ন স্থির তাদের তহবিল টাকা বিনিয়োগ করে যে স্কিমআয় বিভিন্ন পরিপক্কতা জুড়ে উপকরণ। এই স্কিম বিনিয়োগনির্দিষ্ট আয় সুদের হার পরিস্থিতি এবং সুদের হারের গতিবিধি সম্পর্কে তাদের উপলব্ধির উপর ভিত্তি করে উপকরণ।

এই প্রকল্পটি ঋণ তহবিলের একটি অংশ। সুদের হারের পরিস্থিতি এবং সুদের হারের গতিবিধি সম্পর্কে যারা বিভ্রান্ত বোধ করেন তারা ডায়নামিক বন্ড ফান্ডে বিনিয়োগ করতে বেছে নিতে পারেন। কিছু নির্দিষ্ট আয়ের উপকরণ যেখানে গতিশীল বন্ড তহবিল তার সিকিউরিটিজ বিনিয়োগ করে তার মধ্যে রয়েছে বাণিজ্যিক কাগজপত্র, জমার শংসাপত্র, গিল্টস, কর্পোরেটবন্ড, এবং আরো অনেক কিছু. এটি মধ্যম থেকে দীর্ঘমেয়াদী মেয়াদের জন্য একটি ভাল বিনিয়োগ বিকল্প হিসাবে বিবেচিত হতে পারে। কিছু শীর্ষ এবং সেরা গতিশীল বন্ড তহবিল নীচে তালিকাভুক্ত করা হয়েছে।

কেন ডায়নামিক বন্ড ফান্ড বেছে নিন?

আগেই উল্লেখ করা হয়েছে, ডায়নামিক বন্ড ফান্ড সেই বিনিয়োগকারীদের জন্য উপযুক্ত যারা সুদের হারের গতিবিধিতে খুব একটা স্বাচ্ছন্দ্যবোধ করেন না। ব্যাখ্যা করার জন্য, সুদের হার এবং বন্ডের দাম একটি বিপরীত সম্পর্ক ভাগ করে। অন্য কথায়, সুদের হার কমার সাথে সাথে বন্ডের দাম বাড়তে থাকে। পতনশীল সুদের প্রবণতার সময়, তহবিল ব্যবস্থাপক দীর্ঘমেয়াদী নির্দিষ্ট আয়ের তহবিলে হোল্ডিং বাড়ানোর চেষ্টা করেন।

উপরন্তু, তারা দ্বারা তাদের পোর্টফোলিও বৈচিত্র্যবিনিয়োগ স্বল্প এবং মধ্যমেয়াদী তহবিলে। এই জাতীয় কৌশলকে সময়কাল কৌশল বলা হয়। অতএব, সুদের হার কমার সাথে সাথে, দীর্ঘমেয়াদী স্থির আয় তহবিলের দাম বাড়তে থাকে এই তহবিলগুলি নিয়মিত আয় করে। যাইহোক, যখন সুদের হারের দৃশ্যে নিম্ন থেকে উচ্চ পর্যন্ত একটি ইউ-টার্ন থাকে; ফান্ড ম্যানেজাররা স্বল্প ও মধ্যমেয়াদী নির্দিষ্ট আয়ের উপকরণে তাদের হোল্ডিং বাড়ানোর চেষ্টা করে এবং গিল্টে হোল্ডিং কমিয়ে দেয়। এইভাবে, সক্রিয়ভাবে পোর্টফোলিও পরিচালনা করে, গতিশীল বন্ড তহবিলের ফান্ড ম্যানেজাররা নিশ্চিত করে যে তাদের বিনিয়োগকারীরা সামঞ্জস্যপূর্ণ রিটার্ন অর্জন করে।

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2022 সালের জন্য বিনিয়োগের জন্য শীর্ষ 7টি সেরা ডায়নামিক বন্ড ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IIFL Dynamic Bond Fund Growth	₹24.1849 ↑ 0.02	₹583	3.2	3.5	5.9	8.1	8.5	7.81%	4Y 3M 25D	6Y 5D
Axis Dynamic Bond Fund Growth	₹31.5298 ↑ 0.01	₹1,015	3	4.2	5.7	7.3	7.1	7.26%	5Y	10Y 9M 14D
Nippon India Dynamic Bond Fund Growth	₹39.3853 ↑ 0.00	₹3,925	2.7	3	4.4	7.3	7.1	7.49%	3Y 5M 5D	4Y 1M 6D
ICICI Prudential Long Term Plan Growth	₹39.1092 ↑ 0.02	₹13,518	2.7	3.3	4.9	7.2	7.2	8.22%	5Y 11M 16D	13Y 7M 28D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹48.9306 ↑ 0.01	₹1,495	2.6	3.5	4.7	7.2	7	8.08%	5Y 3M 18D	11Y 11M 8D
Bandhan Dynamic Bond Fund Growth	₹35.6558 ↑ 0.01	₹2,007	3.3	4.6	5.2	6.8	3.4	7.71%	7Y 11M 23D	21Y 3M 14D
SBI Dynamic Bond Fund Growth	₹37.4899 ↑ 0.01	₹3,752	1.9	3.5	4.6	6.7	5.5	7.82%	3Y 7M 13D	5Y 4M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	IIFL Dynamic Bond Fund	Axis Dynamic Bond Fund	Nippon India Dynamic Bond Fund	ICICI Prudential Long Term Plan	Aditya Birla Sun Life Dynamic Bond Fund	Bandhan Dynamic Bond Fund	SBI Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹583 Cr).	Bottom quartile AUM (₹1,015 Cr).	Upper mid AUM (₹3,925 Cr).	Highest AUM (₹13,518 Cr).	Lower mid AUM (₹1,495 Cr).	Lower mid AUM (₹2,007 Cr).	Upper mid AUM (₹3,752 Cr).
Point 2	Established history (13+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 5.89% (top quartile).	1Y return: 5.71% (upper mid).	1Y return: 4.41% (bottom quartile).	1Y return: 4.88% (lower mid).	1Y return: 4.71% (lower mid).	1Y return: 5.18% (upper mid).	1Y return: 4.61% (bottom quartile).
Point 6	1M return: 0.25% (upper mid).	1M return: -0.08% (lower mid).	1M return: 0.31% (top quartile).	1M return: -0.15% (lower mid).	1M return: -0.33% (bottom quartile).	1M return: -1.11% (bottom quartile).	1M return: 0.21% (upper mid).
Point 7	Sharpe: 0.13 (upper mid).	Sharpe: 0.14 (upper mid).	Sharpe: -0.36 (bottom quartile).	Sharpe: -0.02 (lower mid).	Sharpe: -0.06 (lower mid).	Sharpe: 0.28 (top quartile).	Sharpe: -0.48 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.81% (lower mid).	Yield to maturity (debt): 7.26% (bottom quartile).	Yield to maturity (debt): 7.49% (bottom quartile).	Yield to maturity (debt): 8.22% (top quartile).	Yield to maturity (debt): 8.08% (upper mid).	Yield to maturity (debt): 7.71% (lower mid).	Yield to maturity (debt): 7.82% (upper mid).
Point 10	Modified duration: 4.32 yrs (upper mid).	Modified duration: 5.00 yrs (lower mid).	Modified duration: 3.43 yrs (top quartile).	Modified duration: 5.96 yrs (bottom quartile).	Modified duration: 5.30 yrs (lower mid).	Modified duration: 7.98 yrs (bottom quartile).	Modified duration: 3.62 yrs (upper mid).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹583 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.89% (top quartile).
1M return: 0.25% (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.81% (lower mid).
Modified duration: 4.32 yrs (upper mid).

Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,015 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.71% (upper mid).
1M return: -0.08% (lower mid).
Sharpe: 0.14 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.26% (bottom quartile).
Modified duration: 5.00 yrs (lower mid).

Nippon India Dynamic Bond Fund

Upper mid AUM (₹3,925 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 4.41% (bottom quartile).
1M return: 0.31% (top quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.49% (bottom quartile).
Modified duration: 3.43 yrs (top quartile).

ICICI Prudential Long Term Plan

Highest AUM (₹13,518 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.88% (lower mid).
1M return: -0.15% (lower mid).
Sharpe: -0.02 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.22% (top quartile).
Modified duration: 5.96 yrs (bottom quartile).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,495 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.71% (lower mid).
1M return: -0.33% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.08% (upper mid).
Modified duration: 5.30 yrs (lower mid).

Bandhan Dynamic Bond Fund

Lower mid AUM (₹2,007 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.18% (upper mid).
1M return: -1.11% (bottom quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.71% (lower mid).
Modified duration: 7.98 yrs (bottom quartile).

SBI Dynamic Bond Fund

Upper mid AUM (₹3,752 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.61% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 3.62 yrs (upper mid).

*তালিকাডায়নামিক বন্ড তহবিল থাকারসম্পদ >= 100 কোটি & সাজানো হয়েছে3 বছরসিএজিআর রিটার্নস.

1. IIFL Dynamic Bond Fund

The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors.

Research Highlights for IIFL Dynamic Bond Fund

Bottom quartile AUM (₹583 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.89% (top quartile).
1M return: 0.25% (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.81% (lower mid).
Modified duration: 4.32 yrs (upper mid).
Average maturity: 6.01 yrs (upper mid).
Exit load: 0-18 Months (1%),18 Months and above(NIL).
Top sector: Real Estate.
Top bond sector: Government.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.26% Govt Stock 2032 (~11.5%).

Below is the key information for IIFL Dynamic Bond Fund

IIFL Dynamic Bond Fund Growth
Launch Date	24 Jun 13
NAV (03 Aug 26)	₹24.1849 ↑ 0.02 (0.10 %)
Net Assets (Cr)	₹583 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	0.13
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-18 Months (1%),18 Months and above(NIL)
Yield to Maturity	7.81%
Effective Maturity	6 Years 5 Days
Modified Duration	4 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,379
31 Jul 23	₹11,033
31 Jul 24	₹11,958
31 Jul 25	₹13,168
31 Jul 26	₹13,925

IIFL Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for IIFL Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	3.2%
6 Month	3.5%
1 Year	5.9%
3 Year	8.1%
5 Year	6.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.5%
2024	9.6%
2023	6.8%
2022	3.6%
2021	5.6%
2020	8.2%
2019	7.8%
2018	5.2%
2017	7.4%
2016	7.8%

Fund Manager information for IIFL Dynamic Bond Fund

Name	Since	Tenure
Milan Mody	2 Mar 21	5.42 Yr.

Data below for IIFL Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	9.77%
Equity	8.94%
Debt	80.9%
Other	0.4%

Debt Sector Allocation

Sector	Value
Government	45.07%
Corporate	35.83%
Cash Equivalent	9.77%

Credit Quality

Rating	Value
AA	14.86%
AAA	85.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.26% Govt Stock 2032 Sovereign Bonds \| -	11%	₹67 Cr	6,500,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	5%	₹31 Cr	3,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹31 Cr	3,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	5%	₹30 Cr	3,000,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	5%	₹26 Cr	594,983
LIC Housing Finance Ltd Debentures \| -	4%	₹26 Cr	2,500,000
7.6% Gujarat Sgs 2035 Sovereign Bonds \| -	4%	₹25 Cr	2,500,000
7.64% Madhyapradesh Sgs 2033 Sovereign Bonds \| -	4%	₹25 Cr	2,500,000
HDFC Bank Limited Debentures \| -	4%	₹25 Cr	2,500,000
Pnb Housing Finance Limited Debentures \| -	4%	₹25 Cr	2,500,000

2. Axis Dynamic Bond Fund

To generate optimal returns while maintaining liquidity through active management of a portfolio of debt and money market instruments.

Research Highlights for Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,015 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.71% (upper mid).
1M return: -0.08% (lower mid).
Sharpe: 0.14 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.26% (bottom quartile).
Modified duration: 5.00 yrs (lower mid).
Average maturity: 10.79 yrs (lower mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Government.
Conservative stance with elevated cash (~35%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.71% Govt Stock 2066 (~7.1%).

Below is the key information for Axis Dynamic Bond Fund

Axis Dynamic Bond Fund Growth
Launch Date	27 Apr 11
NAV (03 Aug 26)	₹31.5298 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹1,015 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.59
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.26%
Effective Maturity	10 Years 9 Months 14 Days
Modified Duration	5 Years

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,177
31 Jul 23	₹10,937
31 Jul 24	₹11,739
31 Jul 25	₹12,780
31 Jul 26	₹13,512

Axis Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.1%
3 Month	3%
6 Month	4.2%
1 Year	5.7%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	8.6%
2023	6.6%
2022	2.1%
2021	3.9%
2020	12.3%
2019	11%
2018	6.2%
2017	3.4%
2016	13.4%

Fund Manager information for Axis Dynamic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	13.75 Yr.
Hardik Shah	5 Apr 24	2.32 Yr.

Data below for Axis Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	35.39%
Equity	3.12%
Debt	60.98%
Other	0.51%

Debt Sector Allocation

Sector	Value
Government	52.48%
Corporate	22.92%
Cash Equivalent	20.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.71% Govt Stock 2066 Sovereign Bonds \| -	7%	₹72 Cr	7,000,000 ↑ 4,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹69 Cr	7,000,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	7%	₹66 Cr	6,500,000 ↑ 6,500,000
Power Finance Corporation Limited Debentures \| -	4%	₹41 Cr	4,000
Power Grid Corporation Of India Limited Debentures \| -	4%	₹35 Cr	5,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹34 Cr	3,500,000
State Bank Of India Debentures \| -	3%	₹26 Cr	265 ↑ 215
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹25 Cr	2,500 ↑ 2,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹15 Cr	1,500,000
Nhpc Limited Debentures \| -	2%	₹15 Cr	150

3. Nippon India Dynamic Bond Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Research Highlights for Nippon India Dynamic Bond Fund

Upper mid AUM (₹3,925 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 4.41% (bottom quartile).
1M return: 0.31% (top quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.49% (bottom quartile).
Modified duration: 3.43 yrs (top quartile).
Average maturity: 4.10 yrs (top quartile).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.83% Maharashtra Sdl 2030 (~7.7%).

Below is the key information for Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund Growth
Launch Date	15 Nov 04
NAV (03 Aug 26)	₹39.3853 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹3,925 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.71
Sharpe Ratio	-0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.49%
Effective Maturity	4 Years 1 Month 6 Days
Modified Duration	3 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,202
31 Jul 23	₹10,980
31 Jul 24	₹11,837
31 Jul 25	₹12,966
31 Jul 26	₹13,543

Nippon India Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	2.7%
6 Month	3%
1 Year	4.4%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	9%
2023	6.7%
2022	2.4%
2021	2.7%
2020	11.3%
2019	8.4%
2018	4.7%
2017	3.1%
2016	13.9%

Fund Manager information for Nippon India Dynamic Bond Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	6.1 Yr.
Pranay Sinha	31 Mar 21	5.34 Yr.
Kinjal Desai	25 May 18	8.19 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	2.56%
Debt	97.09%
Other	0.35%

Debt Sector Allocation

Sector	Value
Government	97.09%
Cash Equivalent	2.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.83% Maharashtra Sdl 2030 Sovereign Bonds \| -	8%	₹303 Cr	29,400,000
7.78% Maharashtra Sgs 2030 Sovereign Bonds \| -	6%	₹249 Cr	24,100,200
7.04% Tamilnadu SDL 2030 Sovereign Bonds \| -	6%	₹232 Cr	23,078,300
7.72% Maharashtra Sgs 2031 Sovereign Bonds \| -	5%	₹197 Cr	19,146,700
7.86% Maharashtra Sdl 2030 Sovereign Bonds \| -	3%	₹114 Cr	11,000,000
6.65% Gujarat Sdl 2030 Sovereign Bonds \| -	3%	₹111 Cr	11,200,000
7.09% Karnataka Sdl 2030 Sovereign Bonds \| -	3%	₹104 Cr	10,321,200
7.49% Maharashtra Sgs 2030 Sovereign Bonds \| -	3%	₹102 Cr	10,030,000
6.7% Gujarat Sdl 2030 Sovereign Bonds \| -	2%	₹96 Cr	9,640,700
7.6% Maharashtra Sdl 2030 Sovereign Bonds \| -	2%	₹92 Cr	9,000,000

4. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Plan

Highest AUM (₹13,518 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.88% (lower mid).
1M return: -0.15% (lower mid).
Sharpe: -0.02 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.22% (top quartile).
Modified duration: 5.96 yrs (bottom quartile).
Average maturity: 13.66 yrs (bottom quartile).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~8.3%).

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan Growth
Launch Date	20 Jan 10
NAV (03 Aug 26)	₹39.1092 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹13,518 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.3
Sharpe Ratio	-0.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	8.22%
Effective Maturity	13 Years 7 Months 28 Days
Modified Duration	5 Years 11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,333
31 Jul 23	₹11,140
31 Jul 24	₹12,009
31 Jul 25	₹13,094
31 Jul 26	₹13,732

ICICI Prudential Long Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.1%
3 Month	2.7%
6 Month	3.3%
1 Year	4.9%
3 Year	7.2%
5 Year	6.5%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.2%
2024	8.2%
2023	7.6%
2022	4.5%
2021	4.3%
2020	11.8%
2019	10.2%
2018	6.2%
2017	5.1%
2016	16.9%

Fund Manager information for ICICI Prudential Long Term Plan

Name	Since	Tenure
Manish Banthia	28 Sep 12	13.85 Yr.
Nikhil Kabra	22 Jan 24	2.53 Yr.

Data below for ICICI Prudential Long Term Plan as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	2.23%
Debt	97.44%
Other	0.33%

Debt Sector Allocation

Sector	Value
Government	55.66%
Corporate	41.78%
Cash Equivalent	2.23%

Credit Quality

Rating	Value
AA	35.6%
AAA	64.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	8%	₹1,106 Cr	113,212,000 ↓ -5,000,000
LIC Housing Finance Ltd Debentures \| -	7%	₹939 Cr	94,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	7%	₹877 Cr	94,916,750 ↓ -27,750,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	3%	₹405 Cr	41,195,510
Vedanta Limited Debentures \| -	3%	₹401 Cr	40,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹385 Cr	40,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹299 Cr	30,000
7.15% Maharashtra Sgs 2049 Sovereign Bonds \| -	2%	₹283 Cr	30,000,000
Vedanta Limited Debentures \| -	2%	₹277 Cr	27,500
7.13% Maharashtra Sgs 2048 Sovereign Bonds \| -	2%	₹275 Cr	29,159,500

5. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,495 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 4.71% (lower mid).
1M return: -0.33% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.08% (upper mid).
Modified duration: 5.30 yrs (lower mid).
Average maturity: 11.94 yrs (lower mid).
Exit load: 0-90 Days (0.5%),90 Days and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~100%).
High-quality debt (AAA/AA ~87%).
Largest holding 6.9% Govt Stock 2065 (~15.4%).

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund Growth
Launch Date	27 Sep 04
NAV (03 Aug 26)	₹48.9306 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹1,495 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	-0.06
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	8.08%
Effective Maturity	11 Years 11 Months 8 Days
Modified Duration	5 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,571
31 Jul 23	₹11,278
31 Jul 24	₹12,152
31 Jul 25	₹13,261
31 Jul 26	₹13,895

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.3%
3 Month	2.6%
6 Month	3.5%
1 Year	4.7%
3 Year	7.2%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	8.8%
2023	6.9%
2022	6%
2021	4.9%
2020	9.7%
2019	-0.9%
2018	5.7%
2017	2.2%
2016	14%

Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund

Name	Since	Tenure
Mohit Sharma	22 Mar 21	5.36 Yr.
Bhupesh Bameta	6 Aug 20	5.99 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.36%
Debt	99.64%

Debt Sector Allocation

Sector	Value
Corporate	54.37%
Government	45.28%
Cash Equivalent	0.36%

Credit Quality

Rating	Value
A	13%
AA	26.74%
AAA	60.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	15%	₹223 Cr	24,124,000 ↑ 1,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	6%	₹81 Cr	8,000
Hinduja Leyland Finance Limited Debentures \| -	6%	₹79 Cr	8,000
Power Finance Corporation Limited Debentures \| -	5%	₹75 Cr	7,500
Jubilant Bevco Limited Debentures \| -	5%	₹67 Cr	6,000
GMR Airports Limited Debentures \| -	4%	₹61 Cr	5,800
Oxyzo Financial Services Limited Debentures \| -	4%	₹59 Cr	6,000
7.71% Govt Stock 2066 Sovereign Bonds \| -	4%	₹57 Cr	5,500,000
7.95% Telangana Sdl 2035 Sovereign Bonds \| -	4%	₹52 Cr	5,050,000
Bajaj Housing Finance Limited Debentures \| -	4%	₹51 Cr	5,000

6. Bandhan Dynamic Bond Fund

To generate optimal returns with high liquidity by active management of the portfolio; by investing in high quality money market & debt instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for Bandhan Dynamic Bond Fund

Lower mid AUM (₹2,007 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.18% (upper mid).
1M return: -1.11% (bottom quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.71% (lower mid).
Modified duration: 7.98 yrs (bottom quartile).
Average maturity: 21.29 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.24% Govt Stock 2055 (~66.4%).
Top-3 holdings concentration ~81.8%.

Below is the key information for Bandhan Dynamic Bond Fund

Bandhan Dynamic Bond Fund Growth
Launch Date	3 Dec 08
NAV (03 Aug 26)	₹35.6558 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹2,007 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.59
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.71%
Effective Maturity	21 Years 3 Months 14 Days
Modified Duration	7 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,109
31 Jul 23	₹10,669
31 Jul 24	₹11,683
31 Jul 25	₹12,358
31 Jul 26	₹12,991

Bandhan Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Bandhan Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-1.1%
3 Month	3.3%
6 Month	4.6%
1 Year	5.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.4%
2024	10%
2023	6.4%
2022	1%
2021	1.8%
2020	12.9%
2019	11%
2018	6.8%
2017	3.5%
2016	13.1%

Fund Manager information for Bandhan Dynamic Bond Fund

Name	Since	Tenure
Suyash Choudhary	15 Oct 10	15.81 Yr.
Brijesh Shah	10 Jun 24	2.14 Yr.

Data below for Bandhan Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	2.96%
Debt	96.58%
Other	0.46%

Debt Sector Allocation

Sector	Value
Government	86.99%
Corporate	9.59%
Cash Equivalent	2.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.24% Govt Stock 2055 Sovereign Bonds \| -	66%	₹1,302 Cr	132,600,000 ↑ 7,600,000
7.36% Govt Stock 2052 Sovereign Bonds \| -	9%	₹177 Cr	17,800,000
Export Import Bank Of India Debentures \| -	6%	₹125 Cr	12,500,000 ↓ -5,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	5%	₹102 Cr	10,300,000 ↑ 500,000
Rec Limited Debentures \| -	4%	₹74 Cr	7,500,000 ↓ -5,000,000
Tata Capital Housing Finance Limited Debentures \| -	3%	₹60 Cr	6,000,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹54 Cr	5,500,000
Corporate Debt Market Development Fund Class A2 - \| -	0%	₹9 Cr	7,534
Net Current Assets Net Current Assets \| -	3%	₹54 Cr
Triparty Repo Trp_160726 CBLO/Reverse Repo \| -	0%	₹4 Cr

7. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

Research Highlights for SBI Dynamic Bond Fund

Upper mid AUM (₹3,752 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.61% (bottom quartile).
1M return: 0.21% (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.82% (upper mid).
Modified duration: 3.62 yrs (upper mid).
Average maturity: 5.40 yrs (upper mid).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.71% Govt Stock 2066 (~25.0%).
Top-3 holdings concentration ~40.7%.

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund Growth
Launch Date	9 Feb 04
NAV (03 Aug 26)	₹37.4899 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹3,752 on 30 Jun 26
Category	Debt - Dynamic Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.44
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	5 Years 4 Months 24 Days
Modified Duration	3 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,205
31 Jul 23	₹11,055
31 Jul 24	₹11,934
31 Jul 25	₹12,837
31 Jul 26	₹13,435

SBI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	1.9%
6 Month	3.5%
1 Year	4.6%
3 Year	6.7%
5 Year	6.1%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	8.6%
2023	7.1%
2022	4.2%
2021	2%
2020	10.4%
2019	12.7%
2018	5.1%
2017	3.9%
2016	15.3%

Fund Manager information for SBI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Jul 25	1.08 Yr.

Data below for SBI Dynamic Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	18.33%
Debt	81.32%
Other	0.34%

Debt Sector Allocation

Sector	Value
Government	52.34%
Corporate	42.86%
Cash Equivalent	4.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.71% Govt Stock 2066 Sovereign Bonds \| -	25%	₹926 Cr	90,000,000 ↑ 85,000,000
Axis Bank Ltd. Debentures \| -	9%	₹335 Cr	7,000
Andhra Pradesh (Government of) 7.28% - \| -	7%	₹250 Cr	25,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	6%	₹223 Cr	22,500 ↑ 22,500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹157 Cr	1,500
7.7% Maharashtra Sdl 2032 Sovereign Bonds \| -	4%	₹154 Cr	15,000,000
Rec Limited Debentures \| -	3%	₹125 Cr	12,500
India (Republic of) - \| -	3%	₹124 Cr	12,500,000
National Highways Infra TRust Debentures \| -	3%	₹119 Cr	22,500
State Government Of Kerala Sovereign Bonds \| -	3%	₹110 Cr	11,000,000

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