সেরা 10টি সেরা পারফর্মিং সেক্টরাল মিউচুয়াল ফান্ড 2022৷

Updated on September 4, 2026 , 128457 views

বিশ্বের মধ্যেবিনিয়োগ, এমন বিনিয়োগকারী আছেন যারা দৃঢ়ভাবে 'উচ্চ-ঝুঁকিপূর্ণ উচ্চ-রিটার্ন' বিনিয়োগে বিশ্বাস করেন। এবং এই ধরনের উচ্চ ঝুঁকি গ্রহণকারীদের জন্য,যৌথ পুঁজি হোল্ডে কিছু আছে - সেক্টর ফান্ড! সেক্টর মিউচুয়াল ফান্ডগুলি তাদের বিনিয়োগের উদ্দেশ্য দ্বারা সংজ্ঞায়িত একটি নির্দিষ্ট খাতে বিনিয়োগ করে। ইনফ্রা, ফার্মা, ব্যাংকিং এর মতো কিছু খাত ধারাবাহিকভাবে বৃদ্ধি পাচ্ছে এবং ভবিষ্যতের জন্য একটি ইতিবাচক দৃষ্টিভঙ্গি রয়েছে। যদিও এই ধরনের মিউচুয়াল ফান্ডগুলি আপনার অর্থ দ্বিগুণ বা সমস্যা করতে পারে, বিনিয়োগকারীরা উচ্চ-ঝুকিপুন্ন ক্ষুধা সেক্টর ফান্ডে বিনিয়োগ করতে পারেন। এই নিবন্ধে, আপনি 2022 সালে বিনিয়োগের জন্য সেরা সেক্টর মিউচুয়াল ফান্ডের সাথে সেক্টর ফান্ড সম্পর্কে কিছু বিস্তারিত অন্তর্দৃষ্টি পাবেন।

সেক্টর মিউচুয়াল ফান্ডে কেন বিনিয়োগ করবেন?

একটি সেক্টর ফান্ড হল এক ধরনের মিউচুয়াল ফান্ড যা নির্দিষ্ট সেক্টরের সিকিউরিটিজে বিনিয়োগ করেঅর্থনীতি, যেমন ব্যাংকিং, টেলিকম, এফএমসিজি, ফার্মাসিউটিক্যাল, তথ্য প্রযুক্তি (আইটি), এবং অবকাঠামো। অন্য কথায়, সেক্টর ফান্ড আপনার বিনিয়োগকৃত সম্পদকে শুধুমাত্র নির্দিষ্ট শিল্প বা খাতে সংকুচিত করে। উদাহরণস্বরূপ, একটি ব্যাঙ্কিং সেক্টর তহবিল ব্যাঙ্কগুলিতে বিনিয়োগ করতে পারে এবং একটি ফার্মা তহবিল শুধুমাত্র ফার্মা সংস্থাগুলির স্টকগুলিতে বিনিয়োগ করতে পারে। এই তহবিলের ফান্ড ম্যানেজাররা কোম্পানির শেয়ারগুলিতে অর্থ বিনিয়োগ করে যা ভাল করছেবাজার. এই ধরনের বিনিয়োগের সামগ্রিক উদ্দেশ্য হল অদূর ভবিষ্যতে উচ্চ প্রবৃদ্ধির সম্ভাবনা রয়েছে এমন খাতে বিনিয়োগ করা।

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বিনিয়োগের সময় সঠিক হলে এই তহবিল সত্যিই একটি বিশাল লাভ করতে পারে। ফান্ডে কখন প্রবেশ এবং প্রস্থান করতে হবে তা জানা উচিত। বিনিয়োগকারীদের বাজারের এমন এলাকায় বিনিয়োগ করা উচিত যেখানে তারা আত্মবিশ্বাসী বা ভবিষ্যতে বৃদ্ধি দেখতে পান। মূল ধারণা হল একটি নির্দিষ্ট শিল্প এবং সেক্টরের বৃদ্ধিতে ট্যাপ-ইন করা। সেক্টর ফান্ডের অন্য সুবিধা হল এটি আপনাকে পৃথক ফার্ম-নির্দিষ্ট ঝুঁকি থেকে রক্ষা করার ক্ষমতা। ব্যক্তিগত স্টক কেনার পরিবর্তে, সেক্টর ফান্ডে বিনিয়োগ নিশ্চিত করবে যে একটি কোম্পানির খারাপ কর্মক্ষমতা আপনার পোর্টফোলিওকে প্রভাবিত করবে না।

কিন্তু, আপনি একটি সেক্টর মিউচুয়াল ফান্ডে বিনিয়োগ করার আগে, আপনার আত্মবিশ্বাসী হওয়া উচিত যে কেন আপনি বিশ্বাস করেন যে এই সেক্টরটি অদূর ভবিষ্যতে ভাল পারফর্ম করবে।

22 - 23 অর্থবছরে বিনিয়োগের জন্য শীর্ষ এবং সেরা সেক্টর মিউচুয়াল ফান্ড৷

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
DSP Natural Resources and New Energy Fund Growth	₹108.77 ↓ -0.04	₹2,441	-2.2	-0.9	19.9	19.4	15.4	17.5
Bandhan Infrastructure Fund Growth	₹48.554 ↑ 0.13	₹1,545	-0.1	7.6	-1.5	14.5	15.3	-6.9
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹63.34 ↑ 0.18	₹3,648	7.3	2.3	7.6	10.4	10.1	17.5
Franklin Build India Fund Growth	₹141.686 ↓ -0.16	₹3,199	-0.7	-0.5	1.4	16.1	18	3.7
Sundaram Rural and Consumption Fund Growth	₹95.2327 ↓ -0.24	₹1,495	9.4	7.9	-5.7	9.1	10.6	-0.1
Kotak Infrastructure & Economic Reform Fund Growth	₹71.034 ↓ -0.07	₹2,430	5.8	12.7	10.3	15.5	17.8	-3.7
SBI Magnum COMMA Fund Growth	₹119.838 ↑ 0.61	₹1,185	2.6	8.3	14.8	16.1	11.2	12.3
SBI Consumption Opportunities Fund Growth	₹279.449 ↓ -0.73	₹2,959	1.1	-0.8	-12.4	5	11.5	-6.3
Mirae Asset Great Consumer Fund Growth	₹92.378 ↓ -0.17	₹4,732	6.2	7.6	-5.3	10	11.3	3.4
Nippon India Power and Infra Fund Growth	₹382.772 ↑ 1.63	₹8,042	1.2	13.4	12.7	18.8	20.4	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Franklin Build India Fund	Sundaram Rural and Consumption Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Lower mid AUM (₹2,441 Cr).	Bottom quartile AUM (₹1,545 Cr).	Upper mid AUM (₹3,648 Cr).	Upper mid AUM (₹3,199 Cr).	Bottom quartile AUM (₹1,495 Cr).	Lower mid AUM (₹2,430 Cr).	Bottom quartile AUM (₹1,185 Cr).	Upper mid AUM (₹2,959 Cr).	Top quartile AUM (₹4,732 Cr).	Highest AUM (₹8,042 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (12+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 15.37% (upper mid).	5Y return: 15.31% (upper mid).	5Y return: 10.07% (bottom quartile).	5Y return: 17.96% (top quartile).	5Y return: 10.59% (bottom quartile).	5Y return: 17.82% (upper mid).	5Y return: 11.18% (bottom quartile).	5Y return: 11.48% (lower mid).	5Y return: 11.25% (lower mid).	5Y return: 20.42% (top quartile).
Point 6	3Y return: 19.35% (top quartile).	3Y return: 14.47% (lower mid).	3Y return: 10.45% (lower mid).	3Y return: 16.07% (upper mid).	3Y return: 9.11% (bottom quartile).	3Y return: 15.49% (upper mid).	3Y return: 16.12% (upper mid).	3Y return: 5.01% (bottom quartile).	3Y return: 9.99% (bottom quartile).	3Y return: 18.76% (top quartile).
Point 7	1Y return: 19.95% (top quartile).	1Y return: -1.54% (lower mid).	1Y return: 7.61% (upper mid).	1Y return: 1.39% (lower mid).	1Y return: -5.68% (bottom quartile).	1Y return: 10.29% (upper mid).	1Y return: 14.76% (top quartile).	1Y return: -12.41% (bottom quartile).	1Y return: -5.28% (bottom quartile).	1Y return: 12.66% (upper mid).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 4.29 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -5.76 (bottom quartile).	Alpha: 2.06 (upper mid).	Alpha: -1.18 (lower mid).	Alpha: -8.65 (bottom quartile).	Alpha: -2.26 (bottom quartile).	Alpha: 6.69 (top quartile).
Point 9	Sharpe: 0.93 (top quartile).	Sharpe: -0.25 (bottom quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.11 (lower mid).	Sharpe: -0.30 (bottom quartile).	Sharpe: 0.13 (upper mid).	Sharpe: 0.43 (top quartile).	Sharpe: -0.47 (bottom quartile).	Sharpe: -0.12 (lower mid).	Sharpe: 0.34 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.02 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.67 (bottom quartile).	Information ratio: -0.13 (lower mid).	Information ratio: 0.04 (top quartile).	Information ratio: -1.17 (bottom quartile).	Information ratio: -0.74 (bottom quartile).	Information ratio: 0.40 (top quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.37% (upper mid).
3Y return: 19.35% (top quartile).
1Y return: 19.95% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,545 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 15.31% (upper mid).
3Y return: 14.47% (lower mid).
1Y return: -1.54% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.07% (bottom quartile).
3Y return: 10.45% (lower mid).
1Y return: 7.61% (upper mid).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (lower mid).

Franklin Build India Fund

Upper mid AUM (₹3,199 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.96% (top quartile).
3Y return: 16.07% (upper mid).
1Y return: 1.39% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: 0.00 (upper mid).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,495 Cr).
Established history (20+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.59% (bottom quartile).
3Y return: 9.11% (bottom quartile).
1Y return: -5.68% (bottom quartile).
Alpha: -5.76 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.67 (bottom quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,430 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 17.82% (upper mid).
3Y return: 15.49% (upper mid).
1Y return: 10.29% (upper mid).
Alpha: 2.06 (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: -0.13 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,185 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.18% (bottom quartile).
3Y return: 16.12% (upper mid).
1Y return: 14.76% (top quartile).
Alpha: -1.18 (lower mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.04 (top quartile).

SBI Consumption Opportunities Fund

Upper mid AUM (₹2,959 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 11.48% (lower mid).
3Y return: 5.01% (bottom quartile).
1Y return: -12.41% (bottom quartile).
Alpha: -8.65 (bottom quartile).
Sharpe: -0.47 (bottom quartile).
Information ratio: -1.17 (bottom quartile).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,732 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 11.25% (lower mid).
3Y return: 9.99% (bottom quartile).
1Y return: -5.28% (bottom quartile).
Alpha: -2.26 (bottom quartile).
Sharpe: -0.12 (lower mid).
Information ratio: -0.74 (bottom quartile).

Nippon India Power and Infra Fund

Highest AUM (₹8,042 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 20.42% (top quartile).
3Y return: 18.76% (top quartile).
1Y return: 12.66% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.34 (upper mid).
Information ratio: 0.40 (top quartile).

* AUM/নেট সম্পদ সহ সেরা সেক্টরিয়াল মিউচুয়াল ফান্ডের তালিকা >100 কোটি.

1. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.37% (upper mid).
3Y return: 19.35% (top quartile).
1Y return: 19.95% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (03 Sep 26)	₹108.77 ↓ -0.04 (-0.04 %)
Net Assets (Cr)	₹2,441 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.93
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,087
31 Aug 23	₹11,945
31 Aug 24	₹18,466
31 Aug 25	₹16,654
31 Aug 26	₹20,836

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	0.8%
3 Month	-2.2%
6 Month	-0.9%
1 Year	19.9%
3 Year	19.4%
5 Year	15.4%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Energy	54.19%
Basic Materials	29.65%
Utility	7.67%
Industrials	1.51%
Technology	0.85%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	5.92%
Equity	94.08%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹238 Cr	602,478
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	8%	₹201 Cr	6,286,211
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	8%	₹191 Cr	1,459,519 ↑ 95,499
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	7%	₹167 Cr	1,511,761
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹161 Cr	8,510,930
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹149 Cr	6,127,650 ↑ 1,020,351
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹148 Cr	10,557,999
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	6%	₹142 Cr	3,649,839
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| 500188	5%	₹125 Cr	2,320,281 ↑ 453,475
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	4%	₹105 Cr	1,078,917 ↑ 124,935

2. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,545 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 15.31% (upper mid).
3Y return: 14.47% (lower mid).
1Y return: -1.54% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (04 Sep 26)	₹48.554 ↑ 0.13 (0.26 %)
Net Assets (Cr)	₹1,545 on 30 Jun 26
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,501
31 Aug 23	₹13,544
31 Aug 24	₹23,920
31 Aug 25	₹20,716
31 Aug 26	₹20,659

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-2.5%
3 Month	-0.1%
6 Month	7.6%
1 Year	-1.5%
3 Year	14.5%
5 Year	15.3%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.9%
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	2.6 Yr.
Ritika Behera	7 Oct 23	2.9 Yr.
Gaurav Satra	7 Jun 24	2.23 Yr.

Data below for Bandhan Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	51.44%
Utility	17.57%
Basic Materials	8.18%
Energy	6.43%
Communication Services	4.41%
Technology	4.1%
Financial Services	3.03%
Health Care	2.67%
Consumer Cyclical	0.79%
Real Estate	0.66%

Asset Allocation

Asset Class	Value
Cash	0.67%
Equity	99.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹85 Cr	216,745 ↓ -573
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹72 Cr	383,419 ↓ -1,022
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	5%	₹71 Cr	539,669
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹66 Cr	335,463 ↓ -3,070
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	4%	₹57 Cr	110,639 ↓ -2,555
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹56 Cr	4,733,244
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹53 Cr	44,690 ↓ -2,640
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	4%	₹53 Cr	312,886 ↓ -2,728
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 Aug 24 \| ADANIENSOL	3%	₹51 Cr	311,666 ↓ -3,148
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹51 Cr	1,322,056 ↓ -20,064

3. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.07% (bottom quartile).
3Y return: 10.45% (lower mid).
1Y return: 7.61% (upper mid).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (lower mid).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (04 Sep 26)	₹63.34 ↑ 0.18 (0.28 %)
Net Assets (Cr)	₹3,648 on 31 Jul 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.08
Information Ratio	-0.02
Alpha Ratio	4.29
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,126
31 Aug 23	₹11,933
31 Aug 24	₹14,509
31 Aug 25	₹14,932
31 Aug 26	₹16,380

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-0.5%
3 Month	7.3%
6 Month	2.3%
1 Year	7.6%
3 Year	10.4%
5 Year	10.1%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.94 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	96.27%
Technology	1.03%

Asset Allocation

Asset Class	Value
Cash	1.69%
Equity	98.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹522 Cr	3,636,644
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	10%	₹378 Cr	5,058,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹283 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	7%	₹250 Cr	2,187,250 ↑ 50,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹197 Cr	1,886,669
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹184 Cr	1,793,689 ↓ -125,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹115 Cr	2,956,665 ↓ -390,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹110 Cr	1,046,861
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹100 Cr	533,402
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	3%	₹97 Cr	918,856

4. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,199 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 17.96% (top quartile).
3Y return: 16.07% (upper mid).
1Y return: 1.39% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (04 Sep 26)	₹141.686 ↓ -0.16 (-0.11 %)
Net Assets (Cr)	₹3,199 on 31 Jul 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,249
31 Aug 23	₹14,629
31 Aug 24	₹24,175
31 Aug 25	₹22,699
31 Aug 26	₹23,454

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-2.7%
3 Month	-0.7%
6 Month	-0.5%
1 Year	1.4%
3 Year	16.1%
5 Year	18%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.87 Yr.
Kiran Sebastian	7 Feb 22	4.56 Yr.
Sandeep Manam	18 Oct 21	4.87 Yr.

Data below for Franklin Build India Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	40.02%
Utility	17.35%
Financial Services	13.13%
Energy	10.45%
Basic Materials	5.3%
Communication Services	4.94%
Real Estate	2.35%
Consumer Cyclical	1%
Technology	0.85%

Asset Allocation

Asset Class	Value
Cash	4.62%
Equity	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹286 Cr	725,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	7%	₹220 Cr	425,597 ↑ 5,597
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹160 Cr	1,225,000 ↓ -75,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹160 Cr	4,600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹140 Cr	710,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	4%	₹131 Cr	5,400,000 ↓ -1,425,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹129 Cr	1,725,000 ↑ 100,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹123 Cr	1,000,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	4%	₹118 Cr	3,100,000
REC Ltd (Financial Services) Equity, Since 30 Sep 25 \| 532955	4%	₹116 Cr	3,100,000

5. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,495 Cr).
Established history (20+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.59% (bottom quartile).
3Y return: 9.11% (bottom quartile).
1Y return: -5.68% (bottom quartile).
Alpha: -5.76 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.67 (bottom quartile).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (04 Sep 26)	₹95.2327 ↓ -0.24 (-0.25 %)
Net Assets (Cr)	₹1,495 on 31 Jul 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.3
Information Ratio	-0.67
Alpha Ratio	-5.76
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,244
31 Aug 23	₹12,852
31 Aug 24	₹17,670
31 Aug 25	₹17,429
31 Aug 26	₹17,141

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-1.4%
3 Month	9.4%
6 Month	7.9%
1 Year	-5.7%
3 Year	9.1%
5 Year	10.6%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.1%
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Rohit Seksaria	27 Feb 26	0.42 Yr.
Shalav Saket	31 Dec 25	0.58 Yr.
Anuj Bansal	27 Feb 26	0.42 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.74%
Consumer Defensive	14.93%
Communication Services	10.38%
Health Care	5.97%
Industrials	3.91%
Financial Services	3.41%
Basic Materials	3.25%
Technology	3.14%

Asset Allocation

Asset Class	Value
Cash	7.58%
Equity	92.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	9%	₹131 Cr	664,101 ↑ 1,728
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| ETERNAL	9%	₹129 Cr	4,263,545
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	8%	₹114 Cr	336,803
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	5%	₹77 Cr	85,724
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹71 Cr	146,585 ↓ -66,107
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| 532343	5%	₹68 Cr	157,981 ↑ 19,719
Nestle India Ltd (Consumer Defensive) Equity, Since 30 Jun 16 \| NESTLEIND	4%	₹65 Cr	431,406
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 25 \| INDIGO	4%	₹58 Cr	113,060 ↑ 15,236
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SJS	4%	₹56 Cr	235,207
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Mar 26 \| VBL	3%	₹51 Cr	1,146,148 ↑ 496,277

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,430 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 17.82% (upper mid).
3Y return: 15.49% (upper mid).
1Y return: 10.29% (upper mid).
Alpha: 2.06 (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: -0.13 (lower mid).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (04 Sep 26)	₹71.034 ↓ -0.07 (-0.09 %)
Net Assets (Cr)	₹2,430 on 31 Jul 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.13
Information Ratio	-0.13
Alpha Ratio	2.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,912
31 Aug 23	₹14,936
31 Aug 24	₹23,131
31 Aug 25	₹20,850
31 Aug 26	₹23,277

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	1.8%
3 Month	5.8%
6 Month	12.7%
1 Year	10.3%
3 Year	15.5%
5 Year	17.8%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	46.89%
Basic Materials	12.46%
Communication Services	12.39%
Energy	9.54%
Consumer Cyclical	8.57%
Financial Services	3.2%
Real Estate	1.92%
Technology	1.61%
Health Care	1.49%
Utility	0.91%

Asset Allocation

Asset Class	Value
Cash	1.04%
Equity	98.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	10%	₹248 Cr	630,000 ↓ -66,725
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	9%	₹213 Cr	1,080,000 ↑ 405,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	8%	₹188 Cr	1,440,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	4%	₹99 Cr	54,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	4%	₹88 Cr	2,250,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹81 Cr	630,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹71 Cr	60,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	3%	₹63 Cr	24,300
Mahindra Logistics Ltd (Industrials) Equity, Since 31 Jan 24 \| MAHLOG	2%	₹58 Cr	1,422,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	2%	₹57 Cr	129,000

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,185 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 11.18% (bottom quartile).
3Y return: 16.12% (upper mid).
1Y return: 14.76% (top quartile).
Alpha: -1.18 (lower mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.04 (top quartile).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (04 Sep 26)	₹119.838 ↑ 0.61 (0.51 %)
Net Assets (Cr)	₹1,185 on 31 Jul 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0.43
Information Ratio	0.04
Alpha Ratio	-1.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,826
31 Aug 23	₹10,660
31 Aug 24	₹15,631
31 Aug 25	₹14,564
31 Aug 26	₹17,003

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	2.2%
3 Month	2.6%
6 Month	8.3%
1 Year	14.8%
3 Year	16.1%
5 Year	11.2%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.3%
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	2.25 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	50.18%
Energy	15.71%
Utility	11.78%
Consumer Cyclical	8.65%
Health Care	5.11%
Consumer Defensive	4.53%
Financial Services	1.84%

Asset Allocation

Asset Class	Value
Cash	1.94%
Equity	97.82%
Debt	0.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	7%	₹81 Cr	4,276,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	5%	₹64 Cr	500,000
Sudeep Pharma Ltd (Healthcare) Equity, Since 31 Jul 26 \| SUDEEPPHRM	5%	₹61 Cr	687,500 ↑ 687,500
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹55 Cr	2,266,750
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹52 Cr	3,170,000
Gokaldas Exports Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| GOKEX	4%	₹48 Cr	583,507 ↑ 38,772
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	3%	₹40 Cr	34,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	3%	₹40 Cr	2,350,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	3%	₹39 Cr	760,000
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| BALRAMCHIN	3%	₹38 Cr	650,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹2,959 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 11.48% (lower mid).
3Y return: 5.01% (bottom quartile).
1Y return: -12.41% (bottom quartile).
Alpha: -8.65 (bottom quartile).
Sharpe: -0.47 (bottom quartile).
Information ratio: -1.17 (bottom quartile).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (04 Sep 26)	₹279.449 ↓ -0.73 (-0.26 %)
Net Assets (Cr)	₹2,959 on 31 Jul 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.48
Information Ratio	-1.17
Alpha Ratio	-8.65
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹12,447
31 Aug 23	₹14,953
31 Aug 24	₹21,069
31 Aug 25	₹19,350
31 Aug 26	₹17,693

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-5.4%
3 Month	1.1%
6 Month	-0.8%
1 Year	-12.4%
3 Year	5%
5 Year	11.5%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.3%
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Ashit Desai	1 Apr 24	2.42 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	54.8%
Consumer Defensive	24.79%
Basic Materials	9.73%
Industrials	5.71%
Communication Services	3.17%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.2%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	6%	₹170 Cr	500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	5%	₹144 Cr	525,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹128 Cr	90,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹116 Cr	2,640,600
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹114 Cr	2,200,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹111 Cr	780,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹108 Cr	200,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| ETERNAL	4%	₹106 Cr	3,500,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹105 Cr	500,000
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| 532827	4%	₹104 Cr	25,809 ↓ -3,869

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,732 Cr).
Established history (15+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 11.25% (lower mid).
3Y return: 9.99% (bottom quartile).
1Y return: -5.28% (bottom quartile).
Alpha: -2.26 (bottom quartile).
Sharpe: -0.12 (lower mid).
Information ratio: -0.74 (bottom quartile).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (04 Sep 26)	₹92.378 ↓ -0.17 (-0.18 %)
Net Assets (Cr)	₹4,732 on 31 Jul 26
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.15
Sharpe Ratio	-0.12
Information Ratio	-0.74
Alpha Ratio	-2.26
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,063
31 Aug 23	₹12,973
31 Aug 24	₹18,517
31 Aug 25	₹17,838
31 Aug 26	₹17,722

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-3.2%
3 Month	6.2%
6 Month	7.6%
1 Year	-5.3%
3 Year	10%
5 Year	11.3%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.4%
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	5.2 Yr.

Data below for Mirae Asset Great Consumer Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	57.8%
Consumer Defensive	15.66%
Basic Materials	8.57%
Communication Services	6.18%
Health Care	4.43%
Industrials	2.88%
Technology	2.22%
Financial Services	1.34%

Asset Allocation

Asset Class	Value
Cash	0.91%
Equity	99.09%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| ETERNAL	7%	₹353 Cr	11,683,385 ↓ -390,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹343 Cr	1,008,648 ↑ 100,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	7%	₹321 Cr	225,423 ↑ 5,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| TITAN	7%	₹320 Cr	657,296 ↓ -65,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	6%	₹293 Cr	1,483,765
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 500251	5%	₹216 Cr	717,669
Asian Paints Ltd (Basic Materials) Equity, Since 31 Jan 21 \| 500820	4%	₹209 Cr	760,935 ↑ 60,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	4%	₹191 Cr	243,696
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹167 Cr	5,940,000 ↓ -175,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| 540376	3%	₹136 Cr	347,208 ↓ -30,000

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹8,042 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 20.42% (top quartile).
3Y return: 18.76% (top quartile).
1Y return: 12.66% (upper mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.34 (upper mid).
Information ratio: 0.40 (top quartile).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (04 Sep 26)	₹382.772 ↑ 1.63 (0.43 %)
Net Assets (Cr)	₹8,042 on 31 Jul 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.34
Information Ratio	0.4
Alpha Ratio	6.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,087
31 Aug 23	₹15,068
31 Aug 24	₹25,109
31 Aug 25	₹22,543
31 Aug 26	₹25,857

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-0.5%
3 Month	1.2%
6 Month	13.4%
1 Year	12.7%
3 Year	18.8%
5 Year	20.4%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.19 Yr.
Rahul Modi	19 Aug 24	1.95 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	37.06%
Utility	20.05%
Consumer Cyclical	12.45%
Energy	9.09%
Basic Materials	7.48%
Financial Services	3.84%
Technology	3.6%
Communication Services	2.53%
Real Estate	1.7%
Health Care	1.5%

Asset Allocation

Asset Class	Value
Cash	0.72%
Equity	99.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹609 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹550 Cr	1,396,958
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹438 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹295 Cr	32,747,646 ↑ 3,050,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹260 Cr	6,400,000 ↑ 300,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| 532810	3%	₹204 Cr	4,800,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	3%	₹203 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹184 Cr	3,053,288
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹182 Cr	392,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹181 Cr	4,188,394 ↑ 440,000

সেরা সেক্টর মিউচুয়াল ফান্ডে বিনিয়োগ করার সময় বিবেচনা করার জন্য স্মার্ট টিপস

সেক্টর ফান্ডে বিনিয়োগ করার আগে আপনাকে যে বিষয়গুলি জানতে হবে তা এখানে রয়েছে:

1. মিউচুয়াল ফান্ডের উদ্দেশ্য

একজনকে সর্বদা মিউচুয়াল ফান্ড প্রকল্পের উদ্দেশ্য যথাযথভাবে বোঝা উচিত। উদাহরণস্বরূপ, কিছু সেক্টর মিউচুয়াল ফান্ড উল্লিখিত সেক্টরে পোর্টফোলিওর মাত্র 65 শতাংশ পর্যন্ত বিনিয়োগ করে। এটি একটি সেক্টরে আপনার এক্সপোজারকে কমিয়ে দিতে পারে এবং আপনার আশানুরূপ ফলন প্রদান করবে না।

2. বাজারের সময় নির্ধারণ করুন

তারা যেমন বলে, স্টক মার্কেটে সম্পদ বাড়াতে, "বাজারের সময় নির্ধারণের চেয়ে বাজারে সময় বেশি গুরুত্বপূর্ণ।" কিন্তু, যখন মিউচুয়াল ফান্ড খাতে অর্থ উপার্জনের কথা আসে, তখন একজনকে বাজারের সময় শিখতে হবে, বিশেষ করে, সিমেন্টের মতো চক্রাকার খাতে,ব্যাংক, ইস্পাত, ইত্যাদি। উদাহরণ স্বরূপ, সুদের হার কম হলে বা কমার প্রত্যাশিত সময়ে ব্যাঙ্কিং স্টকগুলি ভাল কাজ করে। এবং তারাআন্ডারপারফর্ম যখন সুদের হার বাড়ছে। সুতরাং, একটি ব্যাঙ্কিং তহবিলে ভাল রিটার্ন লাভের জন্য, একজনকে সুদের হার চক্রের সঠিক মোড় এ থাকা দরকার।

আদর্শভাবে, একটিবিনিয়োগকারী নিতে হবেচুমুক এই ধরনের তহবিলের একটি এক্সপোজার তৈরি করার পথ, কিন্তু যখন সেক্টরের মৌলিক বিষয়গুলি ম্লান বা ডুবতে শুরু করে তখন একজনকে অবশ্যই SIPs বন্ধ করতে হবে এবং সেক্টর মিউচুয়াল ফান্ডে প্রস্থান করতে হবে।

অপছন্দবহুমুখী তহবিল, সেক্টর মিউচুয়াল ফান্ডগুলি কম বৈচিত্র্যপূর্ণ, এইভাবে ঝুঁকির এক্সপোজার তুলনামূলকভাবে বেশি। সেক্টর তহবিলের চারপাশে অসুবিধা হল অস্থিরতার উচ্চ হার। এটি বিনিয়োগের প্রকৃতির কারণে। যখন বাজার ঊর্ধ্বমুখী হয় তখন একজন বিনিয়োগকারী অত্যধিক রিটার্ন লাভ করবে এবং যখন সেই নির্দিষ্ট সেক্টরের বাজারের অবনতি ঘটছে তখন একটি প্রচণ্ড ক্ষতি হবে।

3. কখন প্রস্থান করতে হবে তা জানুন

বৈচিত্রপূর্ণ মিউচুয়াল ফান্ডের তুলনায়, একটি সেক্টর মিউচুয়াল ফান্ড খুব বেশি সময় ধরে পোর্টফোলিওতে রাখা উচিত নয়। আদর্শভাবে, যখন একটি সেক্টর ভালো করবে বলে আশা করা হয়, তখন একজনকে অবশ্যই এই ধরনের একটি তহবিল কিনতে হবে এবং তহবিল থেকে বেরিয়ে যেতে হবে যখন এটি অনুকূলে যেতে শুরু করবে। যেহেতু এই তহবিলগুলি বেশিরভাগই চক্রাকারে, তাদের মেয়াদ সাধারণত 3-5 বছর। এইভাবে, বিনিয়োগকারীদের এই ধরনের তহবিলগুলি কখন প্রস্থান করতে হবে তা জানতে কিছু ভাল সময় ব্যয় করা উচিত।

4. সীমিত এক্সপোজার

সেক্টর ফান্ডে বিনিয়োগকারী বিনিয়োগকারীদের বোঝা উচিত যে ফান্ড ম্যানেজার তার বিনিয়োগের বিকল্পগুলিতে সীমাবদ্ধ এবং একটি নির্দিষ্ট সেক্টরে বিনিয়োগ চালিয়ে যেতে হবে যদিও সেই সেক্টরটি বাজারে ভাল পারফর্ম না করে। যেখানে, ইক্যুইটি ডাইভার্সিফাইড ফান্ডে, একজন ফান্ড ম্যানেজার এই ধরনের কোনো সীমাবদ্ধতার সাথে আবদ্ধ নন।

সেরা সেক্টর মিউচুয়াল ফান্ডে কীভাবে বিনিয়োগ করবেন?

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সেক্টরের তহবিলগুলি আপনার পোর্টফোলিওকে কেন্দ্রীভূত ঝুঁকির কাছে প্রকাশ করে, প্রকৃতপক্ষে, এটি আপনাকে একটি বিশাল ক্ষতি করতে পারে, যদি আপনি নিজেকে ব্যবসায়িক চক্রের কাছাকাছি না রাখেন। অন্যদিকে, আপনি যদি সেক্টরের মৌলিক বিষয়গুলি সম্পর্কে ভালভাবে পারদর্শী হন এবং এই ধরনের তহবিলের সাথে আবদ্ধ অস্থিরতা মূল্যায়ন করার ক্ষমতা রাখেন তবে আপনি একটি ভাল মুনাফা করতে পারেন। যাইহোক, সেক্টর ফান্ডে বিনিয়োগ করার সময় সর্বদা খুব সতর্ক থাকুন এবং শুধুমাত্র একটি সীমিত অংশ বিনিয়োগ করুনমূলধন!

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।